Good Command of English with advance writing skilss

Was a branch Manager and with Nation Top sales for CIMB Bank
Changed ailing company to the black
Can start anytime
My age is 58 plus

Quick Summary on my Skills hands on and Experience at bird's eye view

1) Was a Senior Credit Officer/Admin Banker in CIMB. Took My MSS (mutual Separation
Scheme). Was the Best Office in Malaysia in 2004/2005
2) Deal with AP/AR. Collection.
3) Deal with Bankers CIMB, OUB, OCBC, AM Bank and etc
4) Sourcing for additional facility/working capital/and standby line, Trade Line and BA
5) Deal with Auditors/Company Secretary and etc
6) Corporate affairs/Giving Training at Banks Training Centre.
7) Able to do a complete and handle complete set of Final Accounts for the company owners
and LHDN thru Auditors/tax consultant
8) Prepare cash flow indirect and direct type, financial reports, financial analysis and
forecasting budgets
9) Manage Staff and cut cost
10) Presentation and brief owners the monthly performance
11) Manage Account Dept.
12) closely update on Fund Management of company daily

1) Personal Details
Name : KAVEYARASON A/L ANAMAN
Age : 58+
IC No : 601219085883
Marital Status : Married
Highest Education : Degree in Accounting
Current State of Employment : 30 Nov 2018 left the current Employment as
contract expirers
Last Drawn Salary : RM6000 per month
Expected Salary : RM6000 Negotiable.
Contact Number : 013-5247704

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Email address : sengchart1981@gmail.com
Medically : Fit for employment
Availability : At any time

2) Skills and Abilities with Level Ratings 1-10

Advance Level - 10
Achievement & willingness to learn, Adaptability and Flexibility, Analytical Thinking, Stress
Tolerance, Attention to Details, Research, Self-Cont., Communication, Persistence & Persuasion,
Computer/Tech, Team work, Eff Writing, Concern for Others, Organisation, Cooperation, Leadership
& Mgmt., Dependability, Creative Thinking, Independence, Initiative, Integrity.

3) HIGHEST EDUCATION
Bachelor Degree in Accounting United Kingdom 1981

4) LANGUAGES with Level

Spoken Written
English 10 10
Bahasa Malaysia 10 10
Tamil 9 9

5) Computer Skills with Levels

Microsoft Words 10
Excels 9
Power Points 9

6) Preferred Work Location: Anywhere in Malaysia

7) Other Information Co Curriculum Activities :

Long Distance runner and have represented the Bank and the State of Perak
8) Awards
a. Project of creating Customer Information Records (CIS) Award winner
b. Best in Retail &Consumer Loan Officer 2005 (CIMB Bank) in Malaysia

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c. Runners Up Retail & Consumer Loan Officer in Malaysia 2006 (CIMB)

9) Exams and Other Professional Exams

a. Branch Consumer Marketing 1995 by BNM
b. The Art of Selling 1997 by BNM
c. Structure and Packing of Trade Services Product 1997 By in house Training
d. Effective Credit Writing Skills 2001 By Professional Body
e. Credit and Its Regulatory Framework 2001 by BNM for Certified Credit Professional CCP)
AMLA.CFT, BAFIA
f Land Law and Securities Documentation 2001 by BNM for CCP
g. Credit Risk Management 2001 by BNM CCP
h. Loan Marketing 2001 BNM CCP
I. Qualitative Approach Towards Credit Risk management 2001 by BNM CCP
j. Principle of Lending 2001 by BNM CCP
k. Assessing Credit Risk Using Financial Statement and Cash Flow Analysis 2001 BY BNM CCP
l. Managing FOREX
m. Entrepreneurship Masterclass - Cranfield School of Management - London 2015
n. Pengurusan Diciplin – Labour Dept Malaysia Government 2015
o. Project Coordinator selected by Prime Minister Dept. on Green Technology

10.) Successes Deals

a. International Exhibition and Local Exhibition on Properties, Oil and Gas, Offshore Technology
Conference Asia
b. Cut a deal with Malacca State Government for the business collaboration with private entity
c. Investment for Company mostly on properties, Government Contracts and Good Negotiations
on Investments.
d. Getting and obtaining most difficult Licenses like Manufacturing Licences, Customs LMW from
the Federal Govt and etc.

11) Experiences
Tenure from Nov 2013 to Nov 2018
A) Financial Advisor and Business Development/In House Trainer – NPS Engineering
Malaysia Sdn Bhd
Industry: Oil/ Gas / Petroleum
Specialization : Corporate Strategy/Top Management
Position Leve : Senior Manager
Monthly Salary: MYR 6,000

Appointed as a Financial Advisor and Business Development. Managing of investment around the
globe in the oil and Gas Industry. Attend international conferences. Advise the company financial
and banking matters. Attend Government meeting and apply licenses for the company like the
Manufacturing Licenses. LMW, and Kastams meeting. Advice the Director or Managing Director
and Finance Manager on Accounts related matters like Profit and Loss, Balance Sheet or other
Reports deem fit or on Analytical Zoom, Account Receivable and Account Payable are also in my
purview.

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Functions.
1. Manage Funds in such a manner to maximize return on investment while minimizing risk.
2. Ensure an adequate control structure is in place over transfer and investment of funds.
3. Engage in financial analysis such as forecasting, budget, engaging cost reduction
analysis and reviewing operational performances.

Principal Accountability:
1. Maintain a documented system of accounting policies and procedures
2.Manage outsourced functions
3.Oversee the operations of the treasury department, including the design of an organizational
structure adequate for achieving the department's goals and objectives

Funds Management
1.Forecast cash flow positions, related borrowing needs, and available funds for investment.
2.Ensure that sufficient funds are available to meet ongoing operational and capital investment
requirements
3.Use hedging to mitigate financial risks related to the interest rates on the company's
borrowings, as well as on its foreign exchange positions
4.Maintain banking relationships
5.Assist in determining the company's proper capital structure
6.Arrange for equity and debt financing
7.Invest funds
8.Recommend appropriate dividend issuance, based on historical dividend patterns and
expected cash flows.

Budgeting
1.Manage the preparation of the company's budget
2.Report to management on variances from the established budget, and the reasons for those
variance
3.Assist management in the formulation of its overall strategic direction

Financial Analysis
1.Engage in ongoing cost reduction analyses in all areas of the company
2.Review the performance of competitors and report on key issues to management
3.Engage in bench marking studies to establish areas of potential operational improvement
4.Interpret the company's financial results to management and recommend improvement
activities
5.Review company bottlenecks and recommend changes to improve the overall level of company
throughput
6.Participate in target costing activities to create products that meeting predetermined price goals
7.Assist in the determination of product pricing in relation to features offered and competitor
pricing
8.Compile key business metrics and report on them to management
9.Manage the capital budgeting process, based on constraint analysis and discounted cash flow
analysis
10.Create additional analyses and reports as requested by management

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 Additional Accountability

1.Oversee the extension of credit to customers

2. Excellent communication skills in regard to presenting the results of analyses to management.
3.Have an outstanding knowledge of electronic spreadsheets.

Working Conditions

Primarily in an office environment. Expected to travel as needed to company subsidiaries.

Supervises
All treasury staff, as well as financial analysts and cost accountants

B) May 2013 – Aug 2013

Finance Manager – Mellow Group of Company, Kuala Lumpur
Industry: Manufacturing / Production
Specialization: Finance – Finance and Accounting/Investment/Merchant Banking
Role: Management
Position Level: Manager
Monthly Salary: MYR 7,000

Duties, Responsibilities and Scope of Job: Identical as above

C Nov 2011 – May 2013

Finance and Admin Manager VPN Steel Group | Selangor, Malaysia
Industry: Heavy Industrial / Machinery / Equipment
Specialization: Finance/Accounting
Role Management
Position Level Manager
Monthly Salary MYR 7,000

Duties, Responsibilities and Scope of Job: Identical as above

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 D) April 2007 to Nov 2011

Finance & Admin Manager BC Aluminium Ventures Sdn Bhd Penang, Malaysia
Industry: Manufacturing / Production
Specialization Finance - Accounting/Investment
Role Management
Position Level Manager
Monthly Salary MYR 6,000
Duties, Responsibilities and Scope of Job: Identical as above.

E) Aug 2006 to Mar 2007

Finance Manager at Benchmark Point Sdn Bhd Penang, Malaysia

Industry Electrical & Electronics
Specialization Finance - Corporate Finance/Investment/Merchant Banking
Role Management
Position Level Manager
Monthly Salary MYR 10,000

I was appointed as a Finance Manager and then Finance Director in the same Company named
Benchmark Point Sdn Bhd in Perai Industry area. It was a short stay there for 8 months as there was
a dispute within the Shareholders. It was a Electronic Company handling around 200 workers.
Duties are obtaining a good understanding of the business, operation, cost control environment and
provide analytical financial advice.
I’m responsible for business case evaluation and preparation of timely management information
relating to financial performance for dynamics and plan for business strategies.
Ability to prepare systematically and comprehensively analyse various revenue and cost data, yearly
budget preparation explanation on monthly performance and provide solution and
recommendation to improve revenue contribution and cost optimization

F) Oct 1981 to April 2006

Senior Executive - Bank Bumiputra/Bumiputra Commerce Bank/CIMB | Kuala

Lumpur, Malaysia
Industry Banking / Financial Services
Specialization Banking/Financial Services
Role Credit Management
Last Position Level Senior Executive
Last Drawn Monthly Salary MYR 6,580 per month

Moved from various department like Remittance, Fixed Deposit, Cash Management and Branches
all over Malaysia as an Executive and also a Branch Manager

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 G) Highest Achievement
Achieved and won the Best CLO (Consumer Loan Officer) nationwide for 2004/2005 in Business
Premises Loan. (Top Sales and Target overall in Malaysia achieved).

Housing Loans were 3rd nationwide for the same year.

Achieved and won the 2nd Best CLO (Consumer Loan officer) nationwide in 2005/2006 in Business
Premises Loan (Targets over Achieved).
Housing Loans were 6th position nationwide for the same year
Name known to the top managements of the Bank Goals and vision are always there to be a top
achiever and just not a performer. Left the Bank under Mutual Separation Scheme offered by the
bank in 03/2006

H) Reference

1. Nawab Rajah Kedah Muslim League Chairman 0124824786 10 yrs

2. Micheal Anthony Legal Officer 0124159924 20 yrs