Summary of pollution liability exposures – Commercial Accounts and Technology

ENVIRONMENTAL PRACTICE

Exposures can include contamination that impacts air, surface water, soil or ground water, including:

Surface water exposures Air exposures Soil or ground water exposures

• Point source: Industrial wastewater treatment • Smoke stacks (malfunction) • Storage areas and underground tank spills and releases,
malfunction • Exhaust systems including raw or waste materials; e.g., fuels, oils, other
• Non-point source: Facility operations runoff, chemicals
• Refrigerants, e.g., CFCs and ammonia
herbicides, pesticides, parking lot runoff (oil, gas); • On-site construction and demolition landfills
e.g., standing gravel pits, areas of “on-site” construction • Welding fumes
• Process piping failure (underground pipe leakage)
• Storage area spills and releases from above-ground • Metals and raw materials processing
• Unknown site history
tanks or drum storage, including raw or waste materials; • Asphalt batch-plant operations
e.g., fuels, other chemicals • On-site waste disposal
• Cement production (fly ash mixed with cement)
• Tire storage – if burned, melted by-product • On-site retention ponds
• Formaldehyde
• Fleet maintenance wastewater, solvents, • Unhealthy air quality from poor HVAC installations
degreasers, oils
• Fire suppressors (can interact dangerously with other
gases on-site)
• Medical facilities – airborne pathogens, laboratory
gases, low-level radiative waste
• Manufacturing or body shops – paint used in
spray booths
• Burning tires (noxious smoke)

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