Franchised Auto

and Truck Dealers

Selling Points

{ Drive New Business with Travelers }

W hy T r ave l e r s?

You Can Write • Travelers gives you the ability to penetrate a large new market historically dominated by
This Business direct writers

One-Stop Shopping • We are the market of choice for well over 800 Franchised Auto and Truck Dealers

Long-Term Carrier • We wrote our first auto policy in 1897

with Stability and • We’ve written auto and truck dealers for decades
Industry Experience • #1 writer of commercial auto insurance
• Available in all states

Key Product Advantages • $1,000,000 Garage limits, double the industry norm
• No Garage or Umbrella aggregate on auto liability losses
• Employment Practices Liability coverage available in Travelers Wrap+ ® policy, included in the
purchase of the policy:
- No fraud or intentional acts exclusion
- No exclusion for downsizing and reorganization
- Includes Risk Management PLUS+ Online®, our web-based loss prevention tool

Industry-Specific • Garage Keepers Liability – for damage to customers’ automobiles

Coverage Offerings • Dealer’s Physical Damage – for physical damage to vehicles on the open lot or other locations
• Product Defense – $25,000 defense cost coverage for product-related suits
• Consumer Complaint – protection against product defect suits subject to state lemon laws
• Title and Statutory E&O – includes Title, Consumer Lease, Truth in Lending, Odometer, Auto
Parts Laws, Prior Damage Disclosure Laws and Used Car Buyers Guide E&O and One Year Prior
Acts Coverage
• Surety Bonds*– such as Motor Vehicle Dealer Bonds, Commercial Requestor Bonds, Vehicle
Verifier Bonds, Notary Bonds, Business Partner Automation Bonds, Sales Tax Bond and
Defective Title Bonds
*Surety Bonds available through the Commercial Surety Business Units of Travelers Bond & Financial Products

• 150 Years of Insurance Experience • National Strength, Local Presence

Advantages • Financial Strength – A.M. Best Rating of A+** • Ability to Write All Lines of Coverage in All States
{ to working with Travelers } • Product Breadth – More Choices for You and • Extensive and Specialized Claim and Risk Control
Your Customers

** A.M. Best’s rating of A+ applies to certain insurance subsidiaries of Travelers that are members of Travelers Insurance Companies pool. Other subsidiaries are included in another rating pool or are separately
rated. For a listing of companies rated by A.M. Best and other rating services visit travelers.com. Ratings listed herein are as of August 27, 2007, are used with permission, and are subject to changes by the
rating services. For the latest rating, access www.ambest.com.

The Travelers Indemnity Company This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or
and its property casualty affiliates bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular
One Tower Square claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved
Hartford, CT 06183 in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of
coverage referenced in this document can depend on underwriting qualifications and state regulations.

travelers.com © 2010 The Travelers Indemnity Company. All rights reserved. CP-6783 Rev. 5-10