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Credit Card Review

Comparison Guide
100 Reviews of the Best Credit Cards in the US

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Table of Contents

LSU Tigers Credit Card 7

LPGA Credit Card 9

Loyola University New Orleans Credit Card


11

Lowe’s Project Card Credit Card 12

Louisiana State University Credit Card 13

Los Angeles Sparks Credit Card 14

Los Angeles Dodgers Credit Card 15

Los Angeles Angels Credit Card 17

LL Bean Credit Card 18

Linux Foundation Credit Card 19

Linens-N-Things Credit Card 20

Lincoln Highway Association Credit Card


21

Lifespring Health Credit Card 22

Life Chiropractic College West Rewards Credit Card


23

Lexus Pursuits Credit Card 24

Ladies Auxiliary VFW Credit Card 25

La Quinta Credit Card 26


Legal Immigrant Association Credit Card
27

Lawyers Without Borders Credit Card 28

Latina Style Credit Card 29

Kroger Credit Card 30

Kohl’s Credit Card 31

Kirkland’s Credit Card 32

KingSize Credit Card 33

Kings Bay YM–YWHA Credit Card 34

Kidney Cancer Association Credit Card 35

KeyBank Platinum Credit Card 36

Kentucky Christian University Credit Card


37

Kawasaki Good Times Credit Card 38

Kansas City Royals Credit Card 39

Kansas City Chiefs Credit Card 40

Juniper Visa with iTunes Rewards Credit Card 41

Joslin Diabetes Center Credit Card 42

Johns Hopkins University Credit Card 43

JetBlue Business Credit Card


45

Jo-Ann Fabrics Credit Card 47

JC Penney Credit Card 48


Jacksonville Jaguars Credit Card 49

Ithaca College Credit Card 50

ISPFCU Credit Card 51

Irving Credit Card 52

Ipower Prepaid Credit Card 53

Iowa State University Credit Card 54

International Military Community Executives Association Credit Card


55

International Brotherhood of Magicians Credit Card


56

Integra Bank Credit Card 57

Indy Racing League Credit Card 58

Indianapolis Motor Speedway Credit Card


59

Indianapolis Colts Credit Card 60

Indiana University Credit Card 61

Indiana Fever Credit Card 62

Imperial Capital Bank Credit Card 63

Illinois University Credit Card 64

Chase Ink with Ultimate Rewards Credit Card 65

J Crew Credit Card 66

I'm Too Young For This Cancer Foundation Credit Card


67

IKEA Credit Card 68


Idaho State University Credit Card
69

Icelandair Credit Card 70

Ice Skating Institute Credit Card 71

I Fly America Visa Credit Card 72

Hypnotix Youth Performance Groups Credit Card


73

Humane Society of the US Credit Card 74

Human Rights Campaign Credit Card 76

Hugh O’Brien Youth Leadership Credit Card


78

HSBC Premier Credit Card 79

HSBC ecosmart Credit Card 80

Houston Texans Credit Card 81

Houston Comets Credit Card


83

Hess Credit Card 85

Henry Doorly Zoo Credit Card 86

Helzberg Diamonds Credit Card 87

Helping Hands Credit Card 88

HealthyBack Credit Card 89

Hawaiian Airlines Credit Card 91

HAS Advantage Credit Card 93


Harvard Alumni Association Credit Card
94

Hello Kitty Credit Card 95

Harleysville National Bank Credit Card 96

Great Lakes Rabbit Sanctuary Credit Card


97

Great Basin Federal Credit Union Credit Card 98

Gospelville.com Credit Card 99

GoodYear Credit Card 100

I Love New York Rewards Credit Card 101

Houston Astros Credit Card 102

House Rabbit Society Credit Card 103

Hope of Survivors Credit Card 104

Home Depot Credit Card 105

Holy Cross Credit Card 106

Harley-Davidson Credit Card


107

Harbor Freight Tools Credit Card 108

Hancock Bank Credit Card 109

H-E-B Credit Card 110

Habitat for Humanity Credit Card 111

Gymboree Credit Card 112

Gulf Platinum Credit Card 113


Guitar Center Credit Card 114

Guide Dogs for the Blind Credit Card 115

Growmark Home Grown Values Credit Card 117

GreenPay Credit Card 118

LSU Tigers Credit Card

The LSU Tigers Credit Card is the perfect way to show


what school you support, attend or are an alumni of.
You have two design options to choose from: an aerial
photo of the football stadium or a copy of the Tiger’s
logo covering the face of your card.

The sports teams at LSU are actually the best in the


country in terms of overall wins. The Football team has won four National
Championships, and 10 SEC Championships. The Basketball team has won
one National Championship, 4 Final Four events and 10 SEC Championships.
The baseball team has won 16 SEC championships. Compare this with other
online credit card offers now!
When you display the LSU Tigers credit card, you are representing every
team at LSU as they are all called the tigers. If you want to support football,
then the aerial photo of the football stadium will be your best choice.

LSU Tigers Credit Card Overview

The LSU Tigers Credit Card is offered by Capital One. This rewards credit card
offers two reward points for every $1 spent at any gas station and major
grocery store. All other purchases earn 1 point for every $1 spent.

The rewards points for the LSU Tigers MasterCard never expire. In addition,
you are not limited as to how many points you can accrue before you have to
spend them. While this is primarily a travel credit card, offering the best bang
for your points when you use for travel, you can visit the Capital One No
Hassel rewards site for other reward credit card options.

There is currently an introductory offer in place of 0% APR until October


2011. After that the variable interest rate will be 13.9%.

There is no annual fee for the LSU Tigers credit card, and no balance transfer
credit card fees, ever. There is a penalty APR, however, of 29.4% if you are
late on a payment or your payment method doesn’t clear.

LSU Tigers Credit Card Benefits

• 0% introductory offer
• No annual fee
• Flexible rewards program
• No balance transfer fees
• Low APR with excellent credit

LSU Tigers Credit Card Bottom Line

This is a great credit card, but you have to have excellent credit to qualify for
it. The rewards program is such that anyone can benefit from this card.

If you have good to bad credit, however, then you need other options, like a
bad credit credit card. Compare online credit card rates now!
LPGA Credit Card

The LPGA Credit Card allows you to show your love of golf
while earning rewards that can be used with the
WorldPoints program offered by Banks of America. The
LPGA card features a photo of a golf course at sunset,
which should be appealing to men and women alike.

The WorldPoints program offered by Bank of America is one of the most


comprehensive and affordable reward credit card points programs on the
market. They offer everything from hats, shirts and key chains to cameras,
hotel stays and flights across the world. Compare to other credit card rewards
now!
In addition, you can purchase something from the WorldPoints site with as
little as 2500 points. Flights start at 15,000 points, making it very possible for
you to accumulate the points that you need to get the reward that you want.
There are no limits on how many points you can accrue, but there is a 5-year
expatriation date on points earned.

LPGA Credit Card Overview

The LPGA Credit Card is a Platinum Plus MasterCard that has an introductory
offer of 0% APR for the first 12 billing cycles. Each billing cycles is 20 days.
After that the APR ranges from 9.90% to 15.99%. There is no annual fee for
the LPGA MasterCard and there is no penalty interest rate applied for late or
bounced payment.

When you use your LPGA MasterCard, you will get one point for every $1
spent. These points can be claimed on the WorldPoints website as described
above.

You will find that this sports credit card offers a comprehensive fraud
protection program, travel protection and extended warranties for your
purchases. This additional protection should make you feel comfortable
making purchases with your LPGA MasterCard.

LPGA Credit Card Benefits

• 0% 12 cycle APR
• Low interest rates
• Very flexible rewards program
• Easy to spend rewards points
• Additional protection for cardholders

LPGA Credit Card Considerations

• This is an excellent credit credit card


• Many fees for balance transfers, cash advances, travelers checks and
so on
• Not rewarded directly for LPGA purchases
• No savings on LPGA merchandise

Choosing the right credit card is important and the LPGA MasterCard is a
great card. However, if you have good to bad credit, you will be unable to get
this card. To find credit card offers that meet your credit score, try our credit
card chaser tool now!
Loyola University New Orleans Credit Card

A Loyola University New Orleans credit card does not


exist. However, they do have their Express Card. The
Express Card is a student only card that can be used virtually anywhere on
the Loyola University campus.

You can use your Express Card as your student ID, to pay for books in the
bookstore, check out books from the library and more; but it is not one the
coveted student credit cards you may be seeking. You can also use your card
to purchase food from the campus cafeteria or any of the food stations on
campus. Look for other online credit card offers now!

The Express Card is similar to a prepaid debit credit card. You open an
account with the school and you can use your card for as long as you have
money in your account. Once the account is empty, you cannot use it for any
purchases, but it still serves as your library card and student ID.

The downside is that this is not a credit card or even a secured credit card
that will allow you to build your credit. To do that you will need to consider
your other options.

Credit Cards for Loyola University New Orleans Students

Student credit cards are specifically designed to help students build limited or
non-existing credit. Student credit cards typically have higher interest rates
than standard credit cards but not by much.

Every credit card company, with the exception of American Express, offers
student credit cards. They do, however, require that you have no credit or
limited credit. In other words, these are not bad credit credit cards.

Secured Credit Cards of Loyola University New Orleans Students

Secured cards work much the same way as a credit card as they still report to
crediting agencies. The difference is, a secured card requires you to maintain
a balance in an account with the credit card company.

Most have a maximum amount of money you can deposit and the same fees
and interest rates apply to a secured card as they do to a traditional credit
card. Secured cards are best for those who are concerned about spending
and for students who have bad credit.
Lowe’s Project Card Credit Card

You have heard it time and time again, department


store credit cards are bad, they have high interest rates
and don’t affect your credit enough in a positive
manner; but the Lowe’s Project Card is different.

The Lowe’s Project Card is a department or retail credit


card that offers low interest rates, an excellent 0% APR
program and a perfect option for people who do a lot of renovating either
personally or as a business. Compare this with other credit card offers!

In order to use the Lowe’s Project Card, you have to open what Lowe’s calls a
project window. Once you have done that, you have the perfect solution for
financing your next renovation project.

Lowe’s Project Card Overview

The Lowe’s Project Card is offered by GEMB. This card offers an


unprecedented 0% APR for every new project window opened. During this
time, interest does not accrue at all. You make monthly payments and if the
project isn’t paid off in 6 months then the interest starts to apply.

In order to open a project window, you have to spend $1,000 at Lowe’s. Once
your project window is open, you cannot open another one for 6 months. You
can, after the six months are up, start a new project window at 0% APR while
making payments on an existing project.

The interest rates for the Lowe’s Project Card are interesting. Rates start at
7.99% for your first project window. If you pay it off before opening another
project window, then your new interest rate will still be 7.99%.

If, however, you open a second project window while still paying on your first
project window, then your second project will have an interest rate of 9.99%
after the 6 months are up. The highest interest rate is 17.99% and that is if
you have 4 or more project windows open at a single time.

Lowe’s Project Card Benefits

• 0% APR for each new project


• High card limits
• Low interest rates, especially for a department store card

Lowe’s Project Card Considerations


• Only use at Lowe’s
• Must spend $1,000 to use
• No discounts or special programs when using this card

Louisiana State University Credit Card

While a Louisiana State University credit card sounds like a


great idea, especially for students and faculty currently at
LSU, you will find that there are no options for you. The
only LSU credit card available is for alumni, there is no
student credit card. While it is a great card, it isn’t for
everyone.

The Louisiana State University credit card is called the LSU


Alumni Association Platinum Plus MasterCard with
WorldPoints offered by Bank of America. You cannot apply for this card from
the Bank of America site, you will have to link to it from the LSU website.
Compare with other credit card offers now!

In order to qualify for the Louisiana State University Credit Card, you will have
to have excellent to good credit. Again, this is another reason that this isn’t a
card for everyone, but it will provide you with a great APR if
you have excellent credit.

Louisiana State University Credit Card Overview

This rewards credit card pays you one reward point for every $1 you spend
using your LSU credit card. Using the WorldPoints reward program, you can
purchase merchandise, gift cards, get cash or travel when you cash in your
points. The points expire after 5 years but there is no limit as to how many
points you can accrue.

There is a 0% APR for 7 to 10 months depending on your credit score. The


regular interest rate after the introductory period will be 12.99% to 20.99%.
There is no penalty APR!

Louisiana State University Credit Card Benefits

• Great rewards program


• No annual fee
• 0% APR introductory rate
• No penalty APR
• Display LSU logo on card

Louisiana State University Credit Card Considerations


• Only for LSU alumni; not for faculty or current students
• Must have good to excellent credit

While this is an excellent credit credit card, like most cards from Bank of
America are, it is limited in use as you must be former LSU graduate in order
to qualify for the card. In addition, if you don’t have good to excellent credit,
you won’t qualify.

You can apply for the LSU Tigers card if you aren’t an alumni (anyone can
apply), but the same credit standards apply.

Los Angeles Sparks Credit Card

The Los Angeles Sparks is one of the original teams that


joined the WMBA; unfortunately, if you are looking for a
Los Angeles Sparks credit card to show your support
and loyalty, you are out of luck. Neither the WMBA or
the Los Angeles Sparks are sponsored by any credit
card companies, which means that you are going to
have to find other ways to support your favorite WMBA team. Compare online
credit cards here!

Initially, Discover offered a WMBA credit card that you could have your
favorite team logo on. However, this card was only available for about a year
and then the backing bank cancelled it. Current cardholders kept their WMBA
sports credit card until the card expired and then were provided with a
replacement card that did not have the WMBA logo on it.

The Los Angeles Sparks is a feisty team with a lot of spirit. For most of the
franchises career, the Sparks have been on top of their game, placing first
and second in their division for eight years in a row. Although they had a
couple of bad years, in their 13 year existence, they have only been out of
the leader board twice.

Los Angeles Sparks Credit Card: Support the Team with Other
Options

If you are looking for a way to support the Los Angeles Sparks, then you
should start by going to their games. You can purchase game tickets with
your credit card at the WMBA.com website. You can also purchase team
jerseys, shirts, caps and more.

If you have a rewards credit card, this is an excellent way to stack up your
points while still getting to see the Sparks in action. With two championship
wins, they are looking to put a third under their belt this year.
Los Angeles Sparks Credit Card: What Kind of Card to Look For

You might want to consider an MBA credit card as there are several available.
The benefit here is that you get the same discounts with an MBA card as you
would if it were a WMBA card. This includes discounts at MBA and
WMBA.com, game ticket discounts, and rewards points that can be used to
purchase Sparks fan merchandise.

Finding a Credit Card to Use for Los Angeles Sparks Purchases

Use our credit card chaser tool to compare online credit card offers now!

Los Angeles Dodgers Credit Card

This Los Angeles Dodgers credit card reviews discusses


the issued MasterCard as a way for you to display your
team loyalty to the major league baseball team the Los
Angeles Dodgers. The LA Dodgers are the winning-est
team in the MLB and they have the most loyal fans as
well.

The LA Dodgers actually started out as a baseball team in the New York
Bronx in 1883. In 1958 they made the move to LA, where they have been
every since. During this time, the Dodgers have won 21 National Pennants,
which is the most for any MLB team, 10 National League Western Titles and 6
World Series Titles. Compare with other credit card offers today!

They have had a rivalry with the San Francisco Giants that dates back to the
time with the Dodgers were still in New York. Now you have a way to prove
how you feel about your favorite MLB team with your Los Angeles Dodgers
credit card.

Lost Angeles Dodgers Credit Card Overview

The Los Angeles Dodgers Credit Card is offered by Bank of America. This is a
rewards credit card that is strictly for MLB purchases. While you will earn one
rewards point for every $1 you spend anywhere, you can only spend your
rewards points at MLB.com.
There is no annual fee for the Los Angeles Dodgers Extra Bases Credit Card
by MasterCard, and there is a 0% introductory APR offer for 7 to 10 billing
cycles. The catch here is that the 0% APR only applies to purchases made in
the first 60 days after you receive your card. Standard APR starts at 12.99%
and goes as high as 20.99%.

There is no penalty APR if you are late or have a bounced payment, but Bank
of America does charge a 4% fee for all balance transfer credit card
transactions and a 5% fee for cash advance credit card activity. They also
charge the maximum amount allowed by law for bounced payments, late fees
and over the limit fees.

Los Angeles Dodgers Credit Card Benefits

• Low APR
• No annual fee
• 20% discount at MLB.com
• Get free merchandise with rewards points

Los Angeles Dodgers Credit Card Considerations

• Limited rewards program


• Good to excellent credit required to qualify
• 60 days to get 0% APR on purchases

You can apply for the Los Angeles Dodgers sports credit card right now or use
our free credit card chaser tool to find credit card offers that better suit your
needs.
Los Angeles Angels Credit Card

The Los Angeles Angels credit card is a MasterCard, and


it is the perfect opportunity for you to show your loyalty
to your favorite MLB team. When you choose this credit
card, you are getting a MasterCard with your team’s
logo on the front so that you can show the world which
baseball team that you support. Compare this with
other online credit card offers!

The Los Angeles Angels are located in Anaheim, California and are part of the
Western Division of Baseball. Founded in 1961, the LA Angels have won 4
playoff titles since their inception. The franchise has changed hands several
times but has been owned by the same person since 2005, during which time
the team has not made it to the playoffs.

If you know that Calling All Angels by Train is the team’s traditional song and
that the Rally Monkey comes out at the 7th inning of any game that the LA
Angels are losing, then you might just be a fan. With the Los Angeles Angels
Credit Card, you can prove your loyalty while saving money on purchases at
the mlb.com.

Los Angeles Angels Credit Card Overview

The Los Angeles Angels Credit Card is offered by the Bank of America and is
called the Bank of America Major League Baseball Extra Bases Credit Card.
You can get any MLB team logo on the face of any Extra Bases rewards credit
cards.

When you make $75 in purchases, you will be awarded 10,000 points, which
can be used to purchase a Los Angeles Angels jersey, or a jersey from the
team of your choice. Every purchase you make will earn you one rewards
point after your initial $75 in purchases.

There is a 0% APR introductory offer for the first 7 to 10 billing cycles for any
purchases made within the first 60-days of card ownership. The normal
interest rate will be between 12.99% and 17.99%, depending on your credit
worthiness.

Los Angeles Angels Credit Card Benefits

• No annual fee
• 0% introductory APR
• Low APR depending on your credit
• Earn rewards point for MLB Store and game purchases

Los Angeles Angels Credit Card Bottom Line

This is a good credit credit card for those with good to excellent credit. Bank
of America offers excellent programs for their sports credit card users. This
card, however, is limited to MLB rewards.

LL Bean Credit Card

The LL Bean Credit Card is a very convenient credit card for


anyone who loves to shop at L.L. Bean. It gives you special
privileges at the store that you would not be eligible for
otherwise.

L.L. Bean is a retailer of outdoor wear and outdoor


equipment. They carry outerwear, footwear and all types of
casual clothing for women, men and children. They also have
outdoor gear for hunting and fishing, luggage and home goods. Their style is
very country. Get other online credit card offers now!

Whether you choose the LL Bean Credit Card or another type of card that
gives you the added bonuses you are looking for in a credit card, it makes
sense to compare them first.

LL Bean Credit Card Benefits and Features

The LL Bean Credit Card charges no annual fee for its use. There is an
introductory 0% APR for the first 6 billing cycles on balance transfer credit
card use. After that the standard APR ranges raises to 13.99%, 16.99% or
19.99%, depending on the Prime Rate and your credit score.

The extras that come with using the L.L. Bean Visa Card include free shipping
on orders, free return-shipping all year and free monogramming. You get a
$10 bonus coupon following your first use of the credit card. Coupon lookup
and express checkout are two more of the perks from this card.

Responsible Use of the LL Bean Credit Card

As with all credit cards, it is important to remember that the extra benefits
you get from the use of retail credit cards can easily be undone by paying out
too much in interest and fees. Be sure to pay your credit card in a timely
manner and pay it off completely every month in order to get the maximum
benefit from its use.

Examine the LL Bean Credit Card Now

Take the time to compare and contrast the LL Bean Credit Card with other
credit cards that may be a good choice for you before making your selection.
You can get started with such credit card offers quickly and easily by clicking
on an online credit card comparison tool now!

Linux Foundation Credit Card


The Linux Foundation Platinum Visa Credit Card is a
card that supports the growth of Linux products. The
credit card offers a cute cover with the traditional
penguin on the face of the card that will appeal to
cardholders of every age.

The Linux Foundation is a non profit organization that was started in 2007 to
support the growth of the Linux platform. Linux is an open source operating
system that is used for many different purposes in the computer world.
Compare other credit card offers now!

Although not everyone will understand the importance of the Linux system
and how it has changed the computing and communication world, IT
professionals will. And if you want to support the Linux Foundation and show
your support visually, the Linux Foundation Credit Card may be the card for
you.

Linux Foundation Credit Card Overview

The Linux Foundation Credit Card is offered by Card Partners, Inc. and begins
with a $50 donation to the Linux Foundation for every approved application
for the credit card. In addition, a percentage of every purchase will be
donated to the Linux Foundation. The donated money is earmarked for both
travel grants and community based tech events.

Currently the Linux Foundation Credit Card is offering a 0% introductory APR


for the first 6 months of credit card use. After that, the interest changes to
12.99%. There is also a penalty APR of 21.75% if you are late for one
payment or your payment method doesn’t clear.

The Linux Foundation Credit Card is an excellent credit credit card. Card
Partners, Inc. offers a variety of cards for people with different credit levels,
this just happens to be for those with nearly perfect credit.

Linux Foundation Credit Card Benefits

• No annual fee
• 0% 6-month introductory rate
• Low APR
• Earn money for the Linux Foundation with every purchase

Linux Foundation Credit Card Bottom Line

While this is an excellent credit card, it isn’t for everyone. It only benefits the
Linux Foundation, which arguably is not a needy cause. In addition, there is
no rewards program if you are interested in earning points from your
purchases.
Linens-N-Things Credit Card

As a department store credit card, the Linens-N-Things


credit card offered users the opportunity to make
purchases at Linens-N-Things stores while earning
rewards for their purchases. The rewards program
offered 1 rewards point for every $1 spent.

For years, Linens-N-Things was the go to place for all of your bedroom,
bathroom and kitchen needs. You could get everything from high quality
towels and sheets at high prices to lower quality options for the budget
conscience.

Over the past several years, however, Linens-N-Things has faced a financial
crisis, which has led to the company closing down all of their brick and mortar
stores. The brand name was purchased by a new entity and now you can
purchase items from Linens-N-Things online. Compare online credit card
offers now!

As a result of the closing stores and new ownership, Linens-N-Things no


longer offers the Linens-N-Things credit card. Here, however, is a run down of
what the card had to offer.

Linens-N-Things Credit Card Overview

The Linens-N-Things credit card was one of many department store or retail
credit cards. As such, it had a higher starting interest rate, even for those
with good credit. The interest rate for the Linens-N-Things credit card was
22.85% while the penalty rate was 26.99%.

The Linens-N-Things credit card was a rewards credit card that offered 1
point for every $1 spent. After accumulating 250 points, the credit card
holder would receive a $10 rewards card for Linens-N-Things. There was no
limit as to how many rewards cards a cardholder could receive. That means if
you spent $1000, they you would receive $40 in rewards cards.

The biggest downside for Linens-N-Things cardholders was that Linens-N-


Things used the private information provided to apply for the card to sell to
other companies.

Linens-N-Things Credit Card Benefits Previously Offered

• Earn rewards points for purchasing items at Linens-N-Things


• Online account management
• 25 days same as cash for new purchases

Linens-N-Things Credit Card Bottom Line

The bottom line is that you can’t get a Linens-N-Things credit card anymore.
Even when it was available the high interest rates and limited rewards
program made it a poor option for those of you who like to have flexibility
with your credit card. Seek other retail and reward credit card offers now!

Lincoln Highway Association Credit Card

The Lincoln Highway Association credit card works as an


affinity or charity credit card. The Lincoln Highway
Association is a charitable organization dedicated to
preserving this historic route that stretches from New
York to San Francisco. Part of its mission is to take
measures to prevent the deterioration or destruction of
the Highway.

The Association is available to provide assistance with research about the


Highway. It publishes a magazine containing news and information about the
Lincoln Highway. Compare the benefits with other credit card rates now!

The Lincoln Highway Association also works tirelessly with local businesses
and communities to promote the Highway as an attractive tourist destination.
It operates a number of state chapters to help achieve the organization’s
goals.

Lincoln Highway Association Credit Card Features

Cardholders are not required to pay an annual fee when they choose this
card. For the first six months after the account is opened, customers can take
advantage of a low introductory Annual Percentage Rate (APR) of 0% on
purchases. No balance transfer credit card fees will be charged on new
accounts for six months.

The standard APR for the Lincoln Highway Association credit card is the
current prime rate plus 5.9%. The interest rate varies as the prime rate rises
and falls.

Lincoln Highway Association Credit Card Benefits


The Lincoln Highway Association card allows customers to collect bonus
reward credit card points that can be redeemed for merchandise. Customers
can also choose to receive cash back on purchases, if they wish.

This card also offers customers access to a customer service representative


on a 24/7 basis. Cardholders are protected against fraudulent use of the card.
They can report a lost or stolen card immediately and will not be responsible
for its fraudulent use.

As an added benefit, cardholders get auto rental and travel accident


insurance coverage when they open an account.

Lincoln Highway Association Credit Card Helps a Worthy Cause

When a new account is opened and the first purchase is made within 90 days,
the issuing bank will make a $50 donation to the Association. With
subsequent purchases, donations are made on the cardholder’s behalf. The
Association receives 0.3% of all retail transactions made using the card.
Compare this with other credit card offers now!

Lifespring Health Credit Card

The Lifespring Health credit card is no longer available,


but that doesn’t mean that customers can’t find a credit
card from National City Bank that meets their needs.
National City Bank was the institution responsible for
issuing the Lifespring card.

These Visa cards are accepted by a number of merchants, both in person and
online, for products and services. A cardholder can charge purchases up to
the credit limit granted by the Bank. An accountholder can also access cash
advances credit card activity from his or her account through ATMs
nationwide.

A customer can access his or her account information online through the City
National Online Banking system. Compare several online credit card offers
now!

Alternative to Lifespring Health Credit Card: Classic

Classic Visa customers earn one point for every dollar they spend. The
rewards credit card program is offered with no enrollment or annual fee. The
points never expire, and a cardholder can continue to collect points as long
as his or her account is kept open.

If a customer notifies the Bank immediately that his or her card has been lost
or stolen, they may not be held responsible for any unauthorized charges
made on the account.

Alternative to Lifespring Health Credit Card: Platinum

The Platinum Visa card offers the same points program that the Classic
option does. Along with the points program, Visa Platinum customers also
receive hotel/motel burglary and lost luggage insurance coverage. Personal
identity theft protection is another benefit available to customers who choose
this card.

Roadside assistance is available to Visa Platinum customers. This card also


offers travel credit card benefits and emergency assistance and warranty
registration to cardholders.

Alternative to Lifespring Health Credit Card: Redeeming Points

Once a cardholder has accumulated 2,000 points, he or she can redeem them
for a reward. The cardholder must have enough points to order the reward;
he or she does not have the option of buying more points to get an award.

The points cannot be redeemed for cash, as with cash back credit cards, but
they can be used to get merchandise and gift cards. With the National City
Bank Visa card, points can be used for travel rewards as well. Compare
multiple credit card offers now!

Life Chiropractic College West Rewards Credit Card

The Life Chiropractic College West Rewards Visa credit card is available to
alumni, faculty and staff of the College. People who are interested in
supporting the institution can also apply for this card.

With every purchase, a cardholder is indicating his or her support for the
school. It’s marketed toward former students, as well as people who are
currently employed on campus. Compare this with student credit card and
online credit card offers now!

Before deciding whether this is the right card for your needs, consider more
than the features being offered for the introductory period. It can be a good
choice for people who are interested in paying down debt from another card
within a relatively short time. Each person needs to consider their credit
needs and ability to pay before applying for a card.

Life Chiropractic College West Rewards Credit Card Features

New accountholders can take advantage of a 0% APR (Annual Percentage


Rate) on balance transfer credit card activity for the first six months. After
that time, the APR reverts to the standard rate. The standard APR for this
card ranges from 12.24%-22.24%, depending on the applicant’s
creditworthiness.

If a customer makes a late payment, the default APR is 27.99%. This rate
applies until the accountholder makes six consecutive payments on time.

The grace period for customers who choose this card is 25 days. No interest
is charged on new purchases during this time. To avoid interest charges, the
cardholder should pay the balance in full before the due date.

Life Chiropractic College West Rewards Credit Card Benefits

Cardholders who choose the Life Chiropractic card collect points with every
purchase they make. The points can be used toward 1% cash back, gift cards
from a number of merchants and travel credit card rewards.

Life Chiropractic College West Rewards Credit Card Supports the University

Every time an accountholder uses his or her card, a donation is made on his
or her behalf to the College. This is an easy and convenient way to support
the institution, whether you are a former student or someone who feels that
the College is a school that is a worthwhile recipient of donations. Compare
this and other credit card rates and benefits now!

Lexus Pursuits Credit Card

People interested in applying for the Lexus Pursuits card


can do so at any Lexus dealer. This card is geared
toward customers who are living a lifestyle similar to
Lexus owners, but an applicant does not need to own
one of these vehicles to apply.
An application can also be taken over the phone. To expedite the process of
getting a new card issued, the company offers faster processing on payment
with a $15 fee. With this option, the card gets into the applicant’s hands in
one-three business days. Compare this with other credit card offers now!

Online applications for the Lexus Pursuits card can be completed and
submitted online as well.

Lexus Pursuits Credit Card Features

The introductory APR (Annual Percentage Rate) for this card is 3.99% for the
first six billing cycles. Customers who transfer a balance to their account are
offered the same rate (3.99%) for the first six billing cycles.

After the introductory period has passed, the regular APR ranges from 11.99-
16.99% for the signature card. This rate is calculated based on the
applicant’s creditworthiness. With the platinum Visa card, the regular APR
ranges from 11.99-18.99%.

Lexus Pursuits Credit Card Benefits

Lexus Pursuit cardholders earn five points on each dollar they spend at a
Lexus dealership. For everyday purchases from other merchants, the
customer receives 1.5 points for every dollar spent.

Rewards credit card points earned with the Lexus Visa card can be used to
help pay for the cost of service, parts and accessories. This feature is only
offered through participating dealers in the continental United States and
Alaska.

A travel credit card rewards program is offered, which allows cardholders to


redeem points for travel needs. This is an optional feature available with the
card.

Lexus Pursuits Credit Card Helps Pay for Your Next Car

Points earned with the card can be redeemed for a discount of up to 10% on
the purchase of a new Lexus vehicle. The points can also be used toward the
lease of a Lexus vehicle.

If you own or are planning to buy a Lexus, this credit card offers rewards that
will help you pay for and maintain it. It offers a low introductory rate that
makes it an attractive choice for non-Lexus owners. Compare this and other
credit card offers now!
Ladies Auxiliary VFW Credit Card

The Ladies Auxiliary VFW Credit Card is a credit card


that once allowed you to support the VFW Ladies
Auxiliary with each purchase you made using it. Offered
by Bank of America, it is one of the many charity credit
cards this issuer has stopped offering. Find other
current credit card offers here and now!

If you are looking to support a good cause through the


use of a credit card, take the time to shop around for
the right card. While Bank of America only offers one to support breast
cancer, there are other credit card issuers who offer charity credit cards that
will help a variety of organizations from local groups to colleges to worldwide
causes. You can choose the cause that most appeals to you, so that your
purchases will help to make a difference.

Take the time to understand the features and benefits of each credit card you
are considering before you take out a card that will become a part of your
credit history.

Benefits and Features of Cards Like the Ladies Auxiliary VFW Credit
Card

A good credit card will charge no annual fee to holders of the card. There
should also be a special introductory APR offer for balance transfer credit
card transactions and/or purchases. Ideally the introductory APR should be
0% for at least 6 months.

After this period, competitive standard rates should apply. A good APR for
someone with excellent credit is under 10%. For someone with less than
perfect credit, an APR under 20% is good. Look for a credit card that offers
low fees for things like balance transfers, cash advance credit card activity
and international purchases if those are things that you will likely use your
card for.

Rewards Programs For Cards Like the Ladies Auxiliary VFW Credit
Card

Reward credit cards that offer rewards programs are a good choice for many
consumers. Many cards that help support causes also give you, the
cardholder, an opportunity to accumulate rewards points at the same time.
Such rewards points can usually be redeemed for cash back, gift certificates,
merchandise, travel rewards, special events and more.
Compare Credit Cards Like Ladies Auxiliary VFW Credit Card

Compare and contrast the Ladies Auxiliary VFW Credit Card and other credit
cards that support causes you believe it before you take out your next credit
card. Put the online credit card comparison tool to work helping you do so,
with a simple click of your mouse. Compare credit card offers now!

La Quinta Credit Card

For the travel lover, the La Quinta Credit Card is a great


choice in travel credit cards because of the fantastic,
practical rewards your can earn quickly and easily. In
fact if you travel for work or pleasure and stay at La
Quinta Inn & Suites regularly, this is definitely the credit
card of choice for you. Compare this with other credit
card offers now!

Credit cards that offer rewards programs are a great way for you to be able
to earn special treat that you would not otherwise have. For the person who
enjoys travel, regular use of these types of reward credit cards can mean that
regular getaways are much easier and more affordable than otherwise.

Evaluate the benefits, features, disadvantages and rewards of a credit card


carefully before opting to take out one that will become a part of your credit
history.

La Quinta Credit Card Features and Benefits

The La Quinta Visa Rewards card does not charge an annual fee. The
standard APR is 13.24% to 19.24% based on your credit history. With no
introductory APR offer and fees being charged for balance transfer credit card
activity, this is not the ideal card if you are looking to consolidate debt and
pay off other cards.

In fact, the APR is rather high for those with good credit and usual for those
with less than perfect credit. If you have the discipline to pay off your card
monthly, this may be a good credit card for you.

La Quinta Credit Card Rewards


As soon as you use your La Quinta Credit Card for the first time, you are
awarded 12,000 bonus points, which is exactly what you need for 2 free
nights at select La Quinta Inn & Suites locations. If you use this card at the
hotel, you collect points 5 times faster than usual. For every $1 in purchases
made elsewhere, you get 1 La Quinta Returns point.

Your turn your points into gift cards for big name retailers, restaurants and
more. You can also use your points to get airline miles from well known
American airlines.

Check Out the La Quinta Credit Card Now

Compare the perks of this and other online credit card offers now by inputting
your zip code to get the online credit card comparison tool working for you.

Legal Immigrant Association Credit Card

The Legal Immigrant Association credit card is offered


to members of this group which was formed in 2007. Its
initial members were a group of Silicon Valley
engineers.

This organization provides support to skilled immigrants who are waiting to


be issued a green card. Under the immigration system a person may have to
wait for up to 10 years to receive this document. During that time, they are
required to work for the same employer without being promoted to a
different position.

The Legal Immigrant Association wants to get the backlog of green card
applications cleared so that skilled immigrant workers can have access to the
same opportunities as U.S. citizens, including the option of being self-
employed. Compare other credit card rates today!

Legal Immigrant Association Credit Card Features

Customers who choose this card can take advantage of a 0% APR (Annual
Percentage Rate) for the first six months after the account is opened. There is
no annual fee to use the card.

Once the introductory period has passed, the standard APR is 11.15%. This is
a variable rate that rises and falls with changes to the prime rate. Balance
transfer credit card transactions are subject to the 11.15% APR, and there is
a transfer fee of 3% or a $15 minimum charged to customers.

The fee for cash advance credit card transactions is 15.15%, and this is also a
variable rate. There is no interest-free grace period granted to customers
who wish to access funds in this way.

The over-limit fee for this card is $35. If a customer defaults on his or her
payments, the interest rate on the card goes up to 23.75%.

Legal Immigrant Association Credit Card Benefits

The Legal Immigrant Association card offers customers credit card rewards
points on purchases made. Customers who buy from selected merchants
receive up to 15 points for every dollar they spend.

The points may be redeemed for merchandise or gift cards. They can even be
used toward travel expenses.

Legal Immigrant Association Credit Card Helps

The first time a new accountholder uses his or her card, the issuing bank will
make a $50 donation to the Association. Ongoing donations are made every
time the card is used. Compare other online credit card offers now!

Lawyers Without Borders Credit Card

The Lawyers Without Borders Credit Card is one of the


easiest ways to support this outstanding social cause. Every
time you use charity credit cards like this one, you are
helping to support a cause you believe in. Compare credit
card offers now!

Lawyers Without Borders is an organization that offers pro


bono legal services to human rights groups and other
organizations in developing areas worldwide. As little as $50
from Visa can help provide training for lawyers and law students in Africa;
cover printing costs for civil education publications; and produce customized
games lawyers use in educating African women.

Choosing rewards credit cards that support social causes is a great choice.
There are so many credit cards out there that you can choose from. Learn
more about one that will make you feel good every time you use it.

Lawyers Without Borders Credit Card Benefits and Features


The Lawyers Without Borders Platinum Visa Rewards Card is a very
advantageous credit card to carry. It offers many of the exciting benefits that
other credit cards do, but with the added bonus of giving back to a very
worthwhile cause.

There is no annual fee, no balance transfer credit card fees during the first 6
months you have the card and a low introductory APR followed by a very
reasonable standard APR. There is even a rewards program that allows you to
reap extras while still helping a very worthy cause. The credit card issuer
donates $50 to Lawyers Without Borders the very first time you use the card.

Lawyers Without Borders Credit Card Rewards Program

With the use of your Lawyers Without Borders Credit Card you will
accumulate rewards points. Select merchants allow you to earn bonus
rewards points. They can be used for cash-back credit card activity,
merchandise, events, travel and even for free airline tickets.

Choose the Lawyers Without Borders Credit Card

Compare the Lawyers Without Borders Credit Card with other credit cards
quickly and easily by having a credit card offer comparison tool do all the
work for you. These easy to use tools spell out the advantages and
disadvantages of different cards so you can compare them at your leisure.
Get started today by clicking on a credit card offer comparison tool now.

Latina Style Credit Card

The Latina Style Credit Card is an excellent choice for


those concerned with empowering Latin women. This
Visa card puts a percentage of every purchase you
make towards funding scholarships and helping Latinas
succeed. Compare this and other credit card offers now!

Choosing rewards credit cards that actually do some good in the world is
becoming an increasingly popular choice. If the cause of helping deserving
Latinas is one that is close to your heart, choosing this credit card can help to
make a difference.
Take the time to compare the Latina Style Credit Cards and other credit cards
carefully to be sure you are aware of all the features, benefits and
disadvantages of the credit card you are opting for.

Different Latina Style Credit Cards To Choose From

There are actually 3 different types of Latina Style Credit Cards to choose
from. The Select Rewards Visa Platinum Card, Cash Rewards Visa Platinum
Card and the Visa Platinum Card all help to empower deserving Latinas, but
each offer something different to the consumer. Each credit card charges no
annual fee and offers an introductory 0% APR for the first 6 months you have
your card on purchases and balance transfer credit card transfers.

Latina Style Credit Card Rewards Programs

In addition to the regular benefits of carrying a Visa Platinum card, the Latina
Style credit card offers two different types of Rewards programs. The Select
Rewards program allows you to exchange points for gift certificates from
retailers; travel, merchandise, cash back and more. You earn 1 point per $1
spent and you get 1000 bonus points when you use your card for the first
time.

The cash back credit card rewards program gives you 1% cash back on all
your net purchases. You can even get a $10 credit just for using your credit
card for the first time. There is no yearly cap on how much you can earn in
cash back.

Compare The Latina Style Credit Cards Now

Know what type of card best suits your needs and take the time to carefully
examine multiple credit card offers prior to taking out your next credit card.
Click now on a credit card offer comparison tool to begin easily comparing
the different options available to you.

Kroger Credit Card

Kroger is a grocery store retailer with chains located


nationwide under multiple supermarket names. The
Kroger retail credit card is accepted at all of their stores, including multi
department stores and jewelry stores.

If you don’t recognize the Kroger name, then you may recognize some of
their affiliations. Supermarkets are branded as: Baker’s, City Market, Dillions,
Fry’s, Gerbes, Hilander, JayC, King Soopers, Kroger, Kroger Fresh Fare,
Owen’s, Pay Less Pure Markets, QFC, Ralphs, Scott’s, and Smith’s.

Other known names are Food 4 Less, Foods Co, and Fred Meyer. Convenience
stores are Turkey Hill, Kwik Shop, Loaf N’ Jug, Quick Stop, Tom Thumb, and
Smith’s Express. Jewelry stores are listed under the names Barclay, Fox’s,
Fred Meyer, and Littman Jewelers. Compare Kroger credit card with other
retail credit card offers now!

Credit Cards and More with Kroger Personal Finance

In addition to supermarkets and other retail endeavors, Kroger offers


personal finance services. They have credit cards, pet insurance, identity
theft protection, and credit monitoring.

You can also buy prepaid credit cards and gift cards through Kroger. Money
services include Western Union money orders and money transfers as well as
the Coinstar Center coin counting machines.

The Kroger Rewards Credit Card

Earn rewards with the 1-2-3 MasterCard from Kroger whether you shop at a
Kroger retailer or elsewhere. The more you use your card at a Kroger store,
the faster you will accumulate points.

When you use your Kroger credit card anywhere but at a Kroger center, you
earn one point for every dollar you spend. Using your card within a Kroger
center earns you two points for every dollar. Buying Kroger brands gives you
the biggest reward, earning you three points for every dollar.

For every 1,000 points you earn, you receive $5 worth of free groceries. Your
rewards are sent automatically once a quarter so all you have to do is shop
and save.

Types of Kroger Credit Cards Available

You can choose from six different types of Kroger credit cards for which to
apply. All of them are 1-2-3 MasterCards with the same rewards options and
can be used anywhere MasterCard is accepted. Cards that are available are
Kroger, Smith’s, Fry’s, and QFC. The other choices are combination cards
from King Soopers/City Market and Dillon’s/Baker’s. Since the Kroger credit
card is such a flexible rewards card with no annual fee, using it for all of your
purchases is a fast way to earn free groceries. Compare credit card offers
now!

Kohl’s Credit Card

Kohl’s is a well known department store that has point


of sale locations nationwide as well as an ecommerce
site. Their everyday low pricing is even lower when you
use your Kohl’s credit card.

This is a one stop shopping store for many people. With everything from
apparel, jewelry, and footwear to bedding, cookware, and furnishings, Kohl’s
has something for everyone. Name brands include Croft & Barrow, Elle, Levis,
and Sonoma. Compare this and other credit card offers now!

Consumers enjoy shopping at Kohl’s for their large variety and their
reasonable prices. It is not uncommon to buy something at 30% off or to find
out your merchandise is even lower than you expected when it gets rung up
at the register. Using your Kohl’s credit card guarantees even more savings.

Benefits of Using Your Kohl’s Credit Card

When you open your Kohl’s rewards credit card you will get a 10% coupon
good for your next purchase. Then 12 times throughout the year you will
receive exclusive discounts as low as 15% and as high as 30%.

Discounts can be applied to most merchandise, including sale and clearance


items to reduce the price even more. For example, you can buy a clearance
item that is 70% off and reduce that cost by another 30% with your Kohl’s
credit card special.

Kohl’s Credit Card MVC Program

To reward frequent shoppers, Kohl’s implemented the Most Valued Customer


program. To qualify, you only need to spend $600 a year or more on your
Kohl’s credit card.

As a MVC, you get to choose an additional six days a year with exclusive
savings. Furthermore, you will receive a newsletter once a quarter with
merchandise information and even more chances to save.

Rates and Fees for the Kohl’s Credit Card

The Kohl’s credit card offers rewards, but it comes with a high interest rate.
The interest rate is a variable 21.9% with a penalty APR of 24.9%. The
penalty APR can be enforced if you miss a payment. Further penalty fees
include a late payment fee of up to $35 and a returned payment fee of $35.

There is no annual fee for the Kohl’s credit card, so if you enjoy shopping
there and you are financially responsible about paying your bills on time,
then the Kohl’s credit card is a great way to save money with exclusive
offers. Compare credit card offers now!

Kirkland’s Credit Card

With 29 locations nationwide, Kirkland’s home décor


and gift stores are available for walk-in assistance. They
also have an online store and you can use your Kirkland
credit card either online or at the point of sale.

Founded in 1966 in Jackson, Tennessee, Kirkland’s has grown to over 294


stores. They pride themselves on having unique décor for personal use as
well as for gift giving. Compare online credit card offers to this one now!

Interior decorators can take advantage of the Designer Advantage and


become a member to earn exclusive discount for their clients. Whether
you’re a designer or a consumer, you can apply for a Kirkland’s credit card
and receiving additional savings.

Main Features of a Kirkland’s Credit Card

There are various features and benefits that are part of being a Kirkland’s
credit card cardholder. Customer Appreciation Day is held every month, and
for your first purchase on that day with your Kirkland’s credit card you’ll
receive 10% off.

Throughout the year you will receive coupons and other discount offers just
for being a cardholder. Furthermore, every time you spend $150 on your
credit card, you’ll get a $10 back to be used in the store or online.

Designer Advantage Credit Card from Kirkland’s

The Designer Advantage is not a retail credit card from Kirkland’s. The
Designer Advantage is intended to provide designers with an incentive to
shop with Kirkland’s.

Kirkland’s has a variety of merchandise ranging from candles and lamps to


frames and furniture. They also have wall art, textiles, and gifts. Interior
designers enrolled with the Designer Advantage enjoy a 10% discount when
shopping at Kirkland’s.

Using your Credit Card at Kirkland’s

Whether you are buying an $80 Parson’s chair or a $550 vanity sink, you can
pay for your selections with your Kirkland’s credit card. You can even use it
on great money saving deals, such as saving $50 for a limited time only.

Shopping for other people can be fun, too. Choose an Air Hockey game table
or monogrammed wine glasses next time you are looking for a unique gift
idea. Monogrammed sun catchers are inexpensive and make great teacher
gifts or family giveaways.

No matter what you are looking to buy, Kirkland’s has unique home items
that may just be what you are seeking. Use your Kirkland’s credit card to
save money and bring your décor home today. See how other reward credit
cards match up by comparing credit card offers today!

KingSize Credit Card

Big and tall men shop at KingSize, and when you shop
there you can use your KingSize credit card. The
KingSize credit card comes with benefits that make
their shoppers feel like a king.

KingSize actually began over 50 years ago, selling men’s footwear in extra
large sizes. They eventually branched out to clothing for the big and tall man.
Compare this with other credit card offers now!

With clothing from business wear and sportswear to casual wear and
sleepwear, KingSize has the style you want. You get a 100% guarantee and
24/7 customer service. Shopping at KingSize is easy, especially with one of
their two credit cards.

The KingSize Credit Card Benefits

By using a KingSize credit card, you receive various savings that can total up
to $100 every year. You automatically get a 20% coupon as well as special
offers for your birthday and anniversary.

As a KingSize credit card holder you receive exclusive previews of new


merchandise. To receive additional benefits, you can apply for the Gold level
credit card when you spend $250 or more.
The Gold Card KingSize Credit Card Benefits

Cardholders receive additional money saving offers when they use their Gold
rewards credit card to shop at KingSize. Annual savings average $200, which
is double what you receive with the KingSize credit card.

Your automatic coupon earns you a 35% discount in addition to receiving


other exclusive offers throughout the year. Just like the KingSize credit card,
you have online access for account management.

KingSize Credit Card Account Management

Through your online credit card account management system, you can
request electronic statements and pay your bill online. You can also easily
manage your account settings, such as your address and phone number.

Check your statements, look at your recent payment history, review


transactions, and get your balance at your convenience. You may even
request an increase in your credit limit or ask to add authorized buyers to
your KingSize credit card.

If you are a minimum 225 pound male who is at least 6’2” tall, then shopping
at KingSize may be a worthwhile adventure. Use your KingSize retail credit
card to save even more money on your purchases through various coupon
and discount offerings. Compare other online credit card offers now!

Kings Bay YM–YWHA Credit Card

A Jewish community center in New York, the Kings Bay


YM-YWHA has a variety of programs for children,
teenagers, and adults. While you can’t get a Kings Bay
YM-YWHA credit card, you can get credit card
counseling at the community center.

The Kings Bay YM-YMHA was established in 1952 and


services several neighborhoods in Brooklyn. It’s a not for profit organization
that tends to approximately 800 people on a daily basis. Find actual online
credit card offers here!

In addition to all of the opportunities and events the community center offers,
the Kings Bay Council provides several financial counseling services. In
addition to budget management, you can receive a free credit report and
credit and debt counseling. This is very advantageous whether you have
credit card debt or simply want to avoid it.

Credit Card Assistance from Kings Bay YM-YWHA

If you have credit card debt, then you may need help with financial
management. You can receive free counseling from the Kings Bay Y Council.

Credit card counseling can help you understand how interest rates get
calculated on credit cards. Additionally, it can help you develop a plan to pay
down your balance and eliminate your credit card debt altogether.
If you’re getting ready to apply for your first traditional or rewards credit
card, you can get advice with how to properly manage your credit card
spending and avoid getting into trouble. Using a credit card is important to
building your credit history, but only if it’s used right.

Getting your Credit Report from Kings Bay YM-YWHA

As part of the credit card management services offered by Kings Bay, you
can receive a copy of your credit report. Getting your credit report is valuable
for several reasons.

The first thing you need to do is confirm all of the information is valid and
correct. Then you can use your report to analyze your debt and construct a
credit card management plan.

Beyond Credit Card Management at Kings Bay YM-YWHA

In addition to helping you manage your credit cards, Kings Bay YM-YWHA
offers other types of financial service such as mutual funds and tax
assistance. You can also receive legal assistance, crisis counseling,
immigration assistance, and aid from the food pantry. As a community center
in Brooklyn, the Kings Bay YM-YWHA offers swimming, sports, and camp
programs. They also have adult programs that include financial assistance
and help in managing your credit cards. If having a credit card is right for
you, compare online credit card offers now!

Kidney Cancer Association Credit Card

CardPartner, a subsidiary of UMB Financial Corporation,


has joined with the Kidney Cancer Association to benefit
cancer research through an affinity Visa card. The
Kidney Cancer Association is a group of health
professionals, kidney cancer patients, family members,
and other supporters whose mission is to help fund
research, educate others about kidney cancer, and provide support services
for patients and their families.

CardPartner helps to fund the association’s activities by donating $50 for


every new, activated account. Ongoing donations are also made, calculated
as a percentage of retail purchases by card holders.

Three card designs are available at time of application, which can be


accomplished through the secure CardPartner web site. All three charity
credit cards have the yellow-gold ribbon symbolizing kidney cancer
awareness, against a royal blue background. Compare other credit card offers
now!

Kidney Cancer Association Credit Card APRs and Fees

The Kidney Cancer Association Visa provides for a standard APR of 12.99%
variable. The rate fluctuates according to the Prime rate as published
periodically by the Wall Street Journal. For cash advances the rate is 16.99%
variable, and for balance transfer credit card transactions, expect 12.99% to
16.99% depending on credit performance.

There is no annual fee for this card, and approved applicants with good credit
will enjoy a six-month introductory APR of 0% on retail purchases. They will
also be eligible for no transaction fees on balance transfers during the same
period.

A penalty APR of 21.75% is applied if payments are late, but it can be


reduced with six consecutive months of timely payments. Transaction fees
and penalty fees are in line with industry averages.

Kidney Cancer Association Credit Card Benefits

Benefits of the Kidney Cancer Association credit card include such Visa
Platinum standards as liability protection against fraudulent purchases,
purchase security, warranty protection on some merchandise, rental car
collision coverage, travel accident coverage, online account access, and 24-
hour emergency customer service.

The Platinum Points Rewards program awards rewards credit card points for
purchases made at hundreds of participating retailers. Some select
participants earn card holders an additional 15 bonus points per transaction.
Points are good for a wide variety of redemption options including tickets to
sporting and entertainment events, travel discounts, brand-name
merchandise, and gift certificates. Take just minutes to compare this with
other credit card rates and offers now!
KeyBank Platinum Credit Card

KeyBank is one of the nation’s top 20 retail banks with


operations in 14 states. Their KeyBank Platinum credit
card is one of four personal MasterCard products
offered. The other three are the Select Rewards
Platinum, College Rewards, and Young Adult cards.

All four cards come with standard features like purchase


protection, zero liability fraud protection, 24-hour customer service,
nationwide ATM access, and the ability to tie the account to an existing
KeyBank checking or savings account. A point based rewards credit card
program is also available, but only on the Select Rewards Platinum and
College Rewards cards.

The KeyBank website provides links for applications to all four cards, or you
can apply at a local branch. The online link redirects applicants to a third-
party website that hosts the secure application process. Applicants must be
of legal age and may apply for either a single or joint account. Compare other
credit card offers today!

KeyBank Platinum Credit Card Rates and Fees

Although certainly not the lowest in the industry, the KeyBank Platinum APR
is still an attractive and modest 9.99% to 20.99%. The APR for cash advance
credit card use is also slightly lower than average at 23.99%. For the first six
billing cycles, approved applicants enjoy a 0% introductory APR on retail
purchases and balance transfers. The only hitch is that the special rate when
used as balance transfer credit cards applies only to such transfers requested
at the time of application.

All rates and fees for the Select Rewards Platinum are identical. Rates and
fees for the College Rewards and Young Adult cards are slightly higher and
depend on credit history and performance.

KeyBank Platinum Credit Card – Select Rewards Platinum Points


Program

Platinum points are earned at a rate of one point for every dollar in net retail
purchases. Balance transfers and cash advances do not qualify for points.
Furthermore, points are only awarded to the primary card holder, and only if
the account remains open and current at the end of the month in which retail
purchases are made.

Points can be redeemed by either the primary card holder or authorized


secondary card holders on the account. Points are redeemed for cash back,
merchandise, and gift certificates. They can also be used for round-trip
airfare, but not until a minimum of 25,000 has been accumulated. Compare
this with other credit card rates now!

Kentucky Christian University Credit Card

Kentucky Christian University (KCU) has teamed up with


Visa to offer the Kentucky Christian University Visa
Rewards credit card, to benefit the university through
its alumni association and other select friends. A
donation is made to KCU based on a percentage of all
purchases made with the card. Compare other credit
card offers today!

The KVU Visa card can be used anywhere Visa is accepted. Although not a
student credit card specifically, the KCU website claims the card has special
benefits designed with students, alumni, faculty, staff, and other supporters
in mind. It also provides a unique way for card holders to financially support
the university through the rewards program.

You may apply online for the KCU credit card by visiting the university
website and following the links. The card features a photo of the KCU
welcome sign against a bright blue sky. The card also features the KCU and
Visa logos.

Kentucky Christian University Credit Card – Support the University

One of the most unique aspects of KCU’s Visa card is a rewards program
which allows users to support the university through the reward credit card
program. Like most other Visa rewards cards, points are earned based upon
the amount of retail purchases. Points do not expire for accounts kept current
and used once every 24 months. They can be redeemed for travel benefits,
or merchandise.

In addition, card holders earn 1% bonus which can be redeemed as cash back
credit card rewards, or as a donation given back to KCU. This unique program
gives friends of the school a great way to financially support KCU without
using any direct, out-of-pocket money, much like a charity credit card.

Kentucky Christian University Credit Card Terms


The Kentucky Christian University credit card has no annual fee and an
introductory rate of 0% for balance transfers only. The standard rate of
12.24% to 22.24% applies to all retail purchases, as well as balance transfer
credit card transactions after the six-month introductory period terminates.
An APR of 24.99% applies to cash advances.

Late payments may trigger the cancellation of the standard APR and raise the
rate on an account to the penalty APR of 27.99%. The KCU Visa does offer a
way to reduce the penalty rate back to the standard rate by making six
consecutive payments on time, beginning with the first month after the
penalty is assessed. Compare this with other credit card offers now!

Kawasaki Good Times Credit Card

Kawasaki Motor Corporation, makers of popular


motorcycles, ATVs, personal watercraft, and other sport
vehicles, offers an in-house credit card specifically to
help finance the purchase of their vehicles. It can be
used on other merchandise, such as helmets and
jackets, but only at authorized Kawasaki dealers. The
card is issued and administered by HSBC.

Various internet reviews mention application can be made online at


Kawasaki’s website. But, as recently as October 2010, the site has no
application link. Instead, customers are directed to apply at a local Kawasaki
dealer. Compare other credit card offers now!

Although the retail credit card is an in-house card only, meaning you can’t
use it anywhere else, the most attractive feature is that it allows card holders
to purchase new Kawasaki equipment without any down payment.
Consumers can also request certain extras like credit insurance and
equipment protection plans at the time of application.

Kawasaki Good Times Credit Card Terms and Conditions

New accounts begin with an interest rate of 5.99% extending for 24 months,
provided that no payments are made late. During that same period,
purchases can also be made with no down payment, and a low monthly
minimum payment of just $49.
After 24 months, provided the account is still in good standing, the APR rises
to 9.99%. Minimum monthly payments rise to $59 for new purchases up to
$10,000 and $99 for those as high as $20,000. If no new purchases are
made, a minimum monthly payment of $15 or 2.5%, whichever is greater, is
assessed for outstanding balances.

A single late payment cancels the low interest and minimums, and triggers
an APR of 17.8%. If an account is not kept current or updated for a period of
time it is increased to 21.8%. If this high rate is assessed, it is charged across
the board on new purchases and the remaining balance.

Kawasaki Good Times Credit Card Consumer Complaints

Though Kawasaki has never been accused of unfair business practices, there
are many complaints alleging their terms and conditions are too confusing.
There are also a number of issues regarding account access and customizer
service that can be shaky at times. Consumers are encouraged to make sure
they have a full understanding of the Kawasaki Good Times credit program
before applying. Compare this with other online credit card offers now!

Kansas City Royals Credit Card

The Kansas City Royals credit card is offered as part of


the Major League Baseball® Extra Bases® Credit Cards
program from Bank of America. The offer is made to
any and all MLB fans to get a Bank of America
MasterCard with the logo of their favorite team, and a
rewards program designed to encourage purchasing
MLB and team merchandise. Compare other credit card
offers today!

Like all the credit card offers in the program, the Kansas City Royals credit
card features a white Royals home jersey and blue ball cap against a black
background. The card also prominently displays the MLB, MasterCard, and
Bank of America logos.

To apply, one need only visit the Bank of America credit card site and search
for Major League Baseball. The online application process is quick, easy, and
secure. If you are already a Bank of America customer with online access,
you can use their express application for an even faster experience.

Kansas City Royals Credit Card – Rewards Program

The primary feature of this card is the point-based rewards credit card
program designed to encourage card holders to purchase baseball
memorabilia and support their favorite team. Every dollar in net retail
purchases earns one point, with no limit on the number of points one can
earn. Beginning at a level of 2,500 points, card holders can redeem them for
team merchandise, MLB memorabilia, and even the opportunity to attend
special player appearances and other events.

Kansas City Royals Credit Card – Other Benefits

As a MasterCard, the Kansas City Royals credit card is part of the World
MasterCard program with provides such extra features as zero liberality fraud
protection, 90-day purchase replacement for goods that are lost or stolen,
travel accident insurance, automatic car rental insurance, 24-hour customer
service and online account access, and MasterCard’s MyConcierge service.

Kansas City Royals Credit Card – Financial Details

This no annual fee MasterCard begins with a 0% introductory rate on balance


transfers and retail purchases for the first 7 to 10 billing cycles, depending on
credit worthiness. Upon expiration, the standard APR ranges from 12.99% to
20.99%. The cash advance rate is about average for the industry at 24.24%.
Unlike most cards, the Kansas City Royals credit card has no penalty APR.

Kansas City Chiefs Credit Card

From the Kansas City Chiefs Credit Card to jerseys,


helmets, mugs, key chains and more, there are literally
hundreds of ways that you can show your loyalty to the
Kansas City Chiefs NFL football team.

The Kansas City Chiefs are the number one team in


their division. They are a source of great pride for the people who live in the
state of Missouri, especially supporters of the AFC (American Football
Conference). You can compare this with other credit card offers now!

There are a number of ways that you can show your support to the Kansas
City Chiefs. One way is to purchase their merchandise, which directly
supports the team financially. Another way is to show your loyalty by sporting
a Kansas City Chiefs sports credit card with their logo on it.

Kansas City Chiefs Credit Card Overview

Barclays is the bank that has the rights to distribute all of the logo branded
credit cards for the NFL. This means that Barclays is the bank that will be
providing you with your Kansas City Chiefs NFL Extra Points Visa Signature
Credit Card.

The Extra Points Visa Signature Credit Card offers a 13.74% to 17.74% APR
with a 0% APR introductory offer that lasts for 6 billing cycles. The penalty
APR is 30.24% and will remain at that level for as long as you have your
credit card.

The rewards credit card program has a focus on the NFL. You will receive one
point for every $1 you spend with a 2,000 point bonus after your first
qualifying purchase. The points don’t expire for 48 points and there is no
maximum on how many points you can earn. You can redeem points at
mynfl.com for game tickets, sports paraphernalia and flights to football
games.

Kansas City Chiefs Credit Card Benefits

• Low APR based on credit score


• Use bonus points to buy Kansas City Chiefs fan gear
• No limits on points you can earn
• No annual fee

Kansas City Chiefs Credit Card Bottom Line

This card is a great option if you are a NFL fan and want to spend your
rewards points on NFL stuff. There are a couple of downsides, however. If you
don’t use your card at least once every 3 months, you will loose the points
you have collected. This is also a good credit credit card for those with good
to excellent credit.

Juniper Visa with iTunes Rewards Credit Card


The Juniper Visa with iTunes Rewards card is a credit
card offered by Barclays Bank and, for whatever reason,
doesn’t have the Juniper logo anywhere on the credit
card. This won’t matter to those of you who love Apple
products because this is a credit card that offers you
Apple rewards when you spend money anywhere.

There has been an outcry for some time for Apple to provide their own credit
card to their customers. Apple, however, has been hesitant to put their logo
on an actual credit card. Compare other credit card offers here and now!

Fortunately, you won’t have to wait for Apple savings. As long as you have
the Juniper Visa with iTunes Rewards card, you have options!

Juniper Visa with iTunes Rewards Overview

There are two alternatives for the Juniper Visa. The basics are pretty much
the same, with one major concession. One offers a 12 month no interest
benefit while the other offers a 0% APR on balance transfer credit card
transactions for 6 billing cycles.

While the one year with no interest seems like the perfect option for anyone,
you need to know that the interest rate for this offer will be 22.99% after the
year is up, regardless of your credit score. This is deferred interest, not a no
interest offer, which means that if you have a balance on your credit card the
interest for the entire year will be added on to your balance.

With your other Juniper Visa option, your APR will vary between 14.99% and
21.99% depending on your credit score.

The Better Juniper Visa with iTunes Rewards Option

If you plan on paying off your balance before the end of the year, then the 12
month deferred plan is great. If not, then you will be better off choosing a
card with a lower interest rate based on your credit score.

Both cards offer the same rewards credit card bonues; two points for every
$1 you spend in an Apple or iTunes store and one point per $1 everywhere
else. You will receive a $25 iTunes card for every 2500 points you accrue.

There are no annual fees.

Juniper Visa with iTunes Rewards Credit Card Bottom Line

Either of these cards are great options for Apple fans, but the rewards
program is limited to Apple purchases. If you want more flexibility use our
credit card chaser tool to find online credit card offers that better suits your
needs, immediately!

Joslin Diabetes Center Credit Card

If you are looking for a Joslin Diabetes Center Credit


Card that allows you to support this worthy
organization, you are going to be disappointed.
Unfortunately, the JDC does not have a credit card
sponsor at this time. You can still support the JDC by
donating to the center using your credit card, PayPal or
by sending a check.

You can also support the Joslin Diabetes Center by supporting their current
sponsors, which you can find a list of on the JDC website. The JDC also
conducts regular fund raisers that you can take a part in as well. Use the free
tool to get other credit card offers now!

If you want to make sure that every purchase you make benefits diabetes
research, then you are in luck, there is another options, which is the BMO
MasterCard. Read on to learn about this charity credit card option for
supporting diabetes research.

Your Alternative to the Joslin Diabetes Center Credit Card

The BMO MasterCard is a credit card that donates a portion of every dollar
you spend to the Juvenile Diabetes Research Foundation. Although the focus
of the research done by the JDRF is on type 1 diabetes, a cure for type 1
diabetes will lead to a cure for type 2 diabetes; either of which is a worthy
goal.

The BMO MasterCard is available with four alternatives, making it possible to


make your decision about your credit card based on your specific needs.

The BMO MasterCard Options

BMO offers the Gold Air Miles card, No Fee Air Miles card, Premium Cash Back
card and the No Fee Cash Back card. Each of these travel credit cards and
cash back credit cards offer accelerated reward earnings when you make
purchases from Shell, National Car Rental and Alamo Rent A Car. In addition,
all of these cards offer an interest rate of 12.9% if you agree to pay an
additional $35 a year for your annual fees, otherwise the interest rate is
19.5%.
The Gold Card annual fee is $99 and the Premium Card annual fee is $49
($135 and $84 respectively if you choose the 12.9% interest). The other two
cards have no annual fee unless you choose the 12.9% interest rate.

BMO MasterCard Bottom Line

This is an excellent card for those that want to support diabetes research.
This is not a bad credit credit card, and you must have good to excellent
credit to qualify. For other options, try our free credit card chaser tool and
find great credit card offers that fit your FICO score and your needs!

Johns Hopkins University Credit Card

As a Johns Hopkins University (JHU) alumni, you might


be interested in the Johns Hopkins University Credit
Card and everything that it has to offer for people who
attended the college.

JHU has been providing education for students since


1876. Johns Hopkins is considered a premier college by organizations
everywhere. Graduates from Johns Hopkins, especially MD graduates, find
that they are viewed in a different light than those that graduate from other
colleges. Compare this with other credit card offers now!

This is, in large part, because JHU is a hands-on learning facility with a focus
on research. It is expected that people who graduate from JHU have a better
understanding of science and even the human body.

Whether or not it is true that graduating from Johns Hopkins University gives
you an extra edge in your professional life, you should still take advantage of
the perks offered to its graduates. In this case, it is the Johns Hopkins
University MasterCard.

Johns Hopkins University Credit Card Overview

As mentioned above, the Johns Hopkins University Credit Card is only


available to those individuals that graduated from Johns Hopkins University.
In addition, the faculty at JHU are eligible to apply for this credit card.

Not a student credit card, the Johns Hopkins University MasterCard is a


WorldPoint rewards credit card, which means that the rewards points you
collect can be redeemed at that WorldPoint website for merchandise, travel
accommodations, and more.
When you make a purchase using your Johns Hopkins University MasterCard,
a donation will be made to the university. There is no indication on the
MasterCard website or the JHU website as to how much will be donated to the
school.

This is a good credit credit card that offers a 0% APR for the first 7 to 10
billing cycles and a 12.99% to 20.99% APR after the introductory rate expires.
Your APR will depend on your credit score.

Johns Hopkins University Credit Card Benefits

• Low APR with excellent credit


• Flexible rewards program
• No blackout dates for travel
• No Penalty APR
• Every purchase benefits JHU

Alternatives to the Johns Hopkins University Credit Card

Because only alumni and current faculty can actually apply for the JHU credit
card, many of you will not be eligible for this card. Use our credit card chaser
tool that will allow you to donate your rewards points to JHU or your favorite
charity, (or yourself). Compare credit card offers now!
JetBlue Business Credit Card

If you can qualify for it, the jetBlue Business credit card
is an excellent option for your business. As an American
Express card, the jetBlue Business credit card offers
many benefits and bonuses that simply cannot be beat
with other credit cards.

American Express is well known for their customer service, which can be
vitally important for a business. They offer extended warranties on products
you purchase and will even cover accidental breakage and the theft of the
merchandise that you purchase. Compare this with other credit card offers
and benefits now!

In addition to extended warranties, American Express offers unbeatable


coverage for unauthorized purchases. American Express will remove all
unauthorized charges from your credit card. This type of flexibility and
service can make a real difference for a business.

JetBlue Business Credit Card Overview

The jetBlue business credit card is an excellent credit credit card. In the case
of a business, your Dunn and Bradstreet rating has to be very high, otherwise
you will not be able to get this card for your business.
The interest rate on the JetBlue business credit card is 15.24% with a penalty
APR of 27.24%. You have the option of paying off your bill every month and
accruing no interest, or carrying a balance if you need to.

The annual fee is $40 but you can have as many cards on your account that
you need with no additional fee. You can also choose between 3 card designs
to suit your business tone.

This is a TrueBlue rewards credit card, which means that every purchase you
make will earn you points. After your first qualifying purchase you will earn
10,000 TrueBlue points, which can be redeemed for travel. Flights start at
5,000 points, which means you could potentially fly round trip with your first
10,000 bonus points.

When you purchase any flights though the TrueBlue program, you will earn
eight points for every $1 you spend on your jetBlue credit card. There are no
blackout dates when you redeem your TrueBlue rewards as with other travel
credit cards.

JetBlue Business Credit Card Benefits

• Low annual fee


• Generous rewards program
• Discounts on hotels and travel when booked through TrueBlue site
• Free monthly expense management reports

JetBlue Business Credit Card Considerations

If you are a new business that hasn’t yet built up your D&B score, then you
need other alternatives. Try our credit card chaser tool to find other business
credit card offers today!
Jo-Ann Fabrics Credit Card

The Jo-Ann Fabrics Platinum MasterCard Credit Card, for


many crafters out there, can be a great asset. Jo-Ann
Fabrics has long been a one stop shop for professional
seamstresses, tailors and crafters because they have
everything that you could possibly imagine to get the
job done from fabric and sewing machines to crafting
paper and embossing machines.

A rewards credit card that offers discounts, advanced sales and private sales
for the credit card holder is very appealing for people who craft and sew for
fun and for business. Add to that creative points for every dollar you spend
and you’ve got what could be the perfect card.
Before you jump online and apply for the Jo-Ann Fabrics credit card, there are
a few things that you will want to know first. New applications are not being
accepted at this time. Read on to learn some important facts about the Jo-
Ann Fabrics Platinum MasterCard and compare it with other credit card offers.

Jo-Ann Fabrics Credit Card Overview

Because this is a MasterCard, you can use the Jo-Ann Fabrics credit card
anywhere MasterCard is accepted. Card members will receive five creative
points for every $1 they spend in Jo-Ann stores and on the Jo-Ann Fabrics
website. Card members also earn one creative point for every $1 spent
anywhere else.

Every 1,000 pts accrued on the Jo-Ann Fabrics Platinum MasterCard will net
you a $10 gift card that can be used at Jo-Ann Fabrics. Cardholders who
choose to use their card as a balance transfer credit card will receive 1,000
bonus points after the first balance transfer.

The Jo-Ann Fabrics Platinum MasterCard was offered by Barclays Bank in


Delaware; however, this offer has expired and while current cardholders
enjoy the benefits of their Jo-Ann Fabrics credit card, if you don’t already
have one you can’t get one.

Jo-Ann Fabrics Credit Card Benefits

• No annual fee
• Rewards benefits great for people who love to craft and sew
• Rewards points accumulate fast when used at a Jo-Ann Fabric Store
• Card can be used anywhere

Replacement Options for the Jo-Ann Fabrics Credit Card

Although there aren’t any other crafting rewards cards available at this time,
you will find that there are many rewards credit cards available that will give
you cash back credit card rewards that you can use however you want.

Try our free credit card chaser tool today and find out what credit card offers
fit your needs!

JC Penney Credit Card

The JC Penney Credit Card is a department store card


offered by GE Money Bank. While this is a JC Penney
card, you can also use this card at all CVS Pharmacies
and Rite Aid Pharmacies. You can also use your JC Penney card at any JC
Penney store, outlet and online.

Department store cards are notorious for having high interest rates and the
JC Penney card is no exception. The starting rate for the JC Penney credit card
is 26.99% with a penalty rate of over 30%. Because of the high interest rates,
you will find that it is easier to get a JC Penney card with a poor credit score
than other types of credit cards. Compare other retail credit card offers now!

The benefits of choosing a JC Penney Credit Card over a traditional card are
few. The rewards credit card program is based on a monthly spending cycle.
You must spend $250 a month to receive a reward, which is $10 off any
purchase; this reward can only be collected once a month. Clearance prices
and sales do not count towards your rewards earnings and your rewards
points expire monthly.

JC Penney Credit Card Benefits

• Reports to all major credit agencies


• No annual fee
• People with bad credit may still qualify
• Receive notice of special promotions
• Early notice of upcoming sales

Consider this Before Choosing the JC Penney Credit Card

GE Money Bank makes no secret about the fact that they will sell your
information to other companies for marketing purposes and there is nothing
that you can do about it once you apply for a card. What’s more, even if you
don’t qualify, GE Bank is allowed to sell your information if they choose to.

What’s more, if you are late on a single payment, then GE Money Bank will
close your JC Penney account. In addition, if your credit score drops, they
reserve the right to close your account to prevent you from spending more
than they think you can afford.

You cannot apply for the JC Penney card online, you must call or mail in your
application.

Alternatives to the JC Penney Credit Card

With so few benefits, you may be better off choosing a major credit card or
other retail credit card for your use. Even if you have bad credit, there are
bad credit credit card alternatives. Try our free credit card chaser tool right
compare online credit cards now!
Jacksonville Jaguars Credit Card

You already know that you can purchase Jacksonville


Jaguars sweatshirts, footballs, ties and even golf balls;
but did you know that you can purchase all of those
things with a Jacksonville Jaguars credit card?

If you are looking for ways that you can show your
loyalty to your favorite NFL team, then you need to consider sporting a credit
card with the Jacksonville Jaguars logo on it. This type of card not only
rewards you with NFL stuff when you use it, but it makes it clear which NFL
team that you support. Compare this with other sports credit cards now!

Everyone knows that football fans are the most loyal and prolific fans in the
world. Now you simply have one more way to prove that his is true. Read on
to learn a bit more about the Jacksonville Jaguars Credit Card and what it has
to offer you!

Jacksonville Jaguars Credit Card Overview

The Jacksonville Jaguars Credit Card is a Visa Rewards credit card. This card is
specifically designed to provide you with NFL rewards, which means that you
cannot redeem points anywhere except for on mynflcard.com.

When you shop at the NFL shop with your Jacksonville Jaguars Visa, you will
receive 20% off of your total purchase. What’s more, you will receive one
rewards credit card point for every $1 you spend on NFL.com or anywhere
else for that matter.

There is no annual fee for the Jacksonville Jaguars credit card and there is a
0% introductory APR for the first 6 billing cycles. After that your APR will be
between 13.74% and 17.74%. This APR will be based on your credit score.

This is a good credit credit card and if you don’t qualify, an application will
automatically be submitted on your behalf for one of the other Visa credit
card options. If you don’t want this to happen, then you need to call and
apply for the card with the help of a customer service rep rather than
applying online.

Jacksonville Jaguars Credit Card Benefits

• No annual fee
• 2,000 bonus reward points after first purchase
• Low APR
• No limits on points you can earn

Bad Credit Alternatives to the Jacksonville Jaguars Credit Card


For those of you with bad credit, try our free credit card chaser tool to find
bad credit credit cards, which are specifically designed to help those with bad
credit get credit and rebuild their credit score. Get many credit card offers to
compare right now!

Ithaca College Credit Card

As an Ithaca College student, you may be wondering


about getting an Ithaca College credit card.
Unfortunately, the only Ithaca College credit card
available is a card available only to staff members.

In fact, not even all the staff or faculties at Ithaca


College are able to apply for the Ithaca College Credit Card. That is because
this is a travel credit card that is reserved only for staff members who are
required to travel regularly for the school. In order to apply the staff member
has to get approval from their director, chair or head. Get other credit card
rates and offers now!

The Ithaca College Credit Card is specifically designed for travel purposes. If a
travel rewards credit card is what appeals to you about the Ithaca College
Credit Card, then read on and learn about another alternative that you may
find even more appealing.

An Alternative to the Ithaca College Credit Card

The Chase Sapphire Credit Card is a great alternative to the Ithaca College
Credit Card. The Chase Sapphire is a relatively new option from Chase and it
offers a flexible rewards credit card program for those who qualify.

There are no limits on the reward points you can earn and the rewards points
never expire, which is fairly unique among credit card companies. For every
$1 you spend you get one point. If, however, you book your travel through
the Chase Sapphire website, you will get two bonus points for every $1 you
spend.

For an even bigger bonus, you can use the Chase Sapphire shopping portal.
When you use your Chase Sapphire credit card through the shopping portal,
you get a whopping 10 points for every $1 you spend. What’s more, if you
decide to pay with a different method, you will still get 2 points for every $1
you spend.

Once you purchase something on your card, you will receive 10,000 bonus
points. Another 10,000 points are awarded after you spend your first $500 as
well.
Chase Sapphire Credit Card Benefits

• No annual fee
• 12.24% APR
• Flexible and generous rewards program

Finding Other Options to the Ithaca College Credit Card

To find other options, especially for those who need a bad credit credit
card and won’t qualify for the Chase Sapphire Credit Card, try our credit card
chaser tool. It’s fast, free and easy to compare online credit card offers
instantly!

ISPFCU Credit Card

The Illinois State Police Federal Credit Union credit card


(ISPFCU) is for members of this not-for-profit
organization. It offers financial products and services to
its members.

Membership in the ISPFCU is open to current employees of federal, state,


county or municipal law enforcement agencies who provide services to the
public in Illinois. Retirees from one of these agencies are also eligible for
membership. Compare this with other credit union credit card offers now!

Credit Union employees may become members, as well as a surviving spouse


or family member of a person eligible for membership.

ISPFCU Credit Card Features

As an excellent credit credit card, the ISPFCU Visa Platinum credit card is
available to applicants with high credit ratings only. No annual fees are
charged to account holders. The interest-free grace period on purchases is 25
days. If a customer goes over his or her limit, a $25 fee is charged on the
account.

There is no introductory Annual Percentage Rate (APR) offered to customers.


The regular interest rate offered to customers is a very low 6.15% per year.

Cash advance credit card rewards are available, with this card. The rate of
interest charged on this type of transaction is 9.15%. A 3% cash advance fee
is charged, and the minimum amount is $5. For foreign transactions, a fee of
1% is charged.
No online access to the account is offered to customers who choose the
ISPFCU credit card.

ISPFCU Credit Card Benefits

Customers who choose this card can qualify for optional cash back credit card
rewards of up to 1% on their eligible purchases.

ISPFCU Credit Card Offers Low Interest Rates

Law enforcement personnel and their families who have excellent credit can
benefit from opening an ISPFCU credit card account. This option offers low
APRs to cardholders, who benefit from having a basic card they can use for
everyday purchases.

If an individual is content to have a card that does not offer travel credit card
or merchandise points and other “extras” that are offered by many credit
card companies, this is an excellent choice. The low APR is a very attractive
feature and more than makes up for the lack of online access and other frills
that are available elsewhere.

Irving Credit Card

The Irving credit card is for customers of Irving Oil only.


Irving Oil is a family-owned business that was founded
in 1924. It is a Canadian-based corporation with its
corporate headquarters in Saint John, New Brunswick,
and its US office in Portsmouth, New Hampshire.

This company offers fleet services to companies


involved in the transportation industry. Fuel credit cards are available to
businesses with an operating fleet of anywhere from two truck to 100 or more
vehicles.

Individuals can now apply for an Irving Oil credit card. With an attractive
introductory rate and no annual fees, it’s a good choice for people who have
or will be buying most, if not all, of their gasoline and home heating fuel from
the company. Compare this with other fuel credit card offers now!

Irving Credit Card Features

Irving credit card customers are not charged an annual fee. New account
holders can take advantage of a 0% Annual Percentage Rate (APR) for the
between three and six billing cycles after the account is opened. The number
of cycles where this lower rate applies depends on the applicant’s
creditworthiness. Once the introductory period has passed, the regular APR
will vary between 10.24-18.24%.

Cardholders have a 20-day grace period before interest is charged on new


purchases. Balance transfers made after the introductory period are subject
to a 3% fee, with a minimum of $5 charged to their account. Late payment
fees vary between $15-$39.

Irving Credit Card Benefits

Gas credit card holders receive three points for every dollar they spend on
Irving Oil products and services. Gasoline, home heating oil and convenience
store purchases. They also receive one point for every dollar spent at other
merchants.

When a cardholder accumulates 2,000 points, he or she will be sent a $20 gift
certificate that can be used to purchase Irving products. New account holders
will be credited with 500 points with their first purchase using the card.

Irving Credit Card Offers Flexible Due Dates

Irving credit card account holders can choose the due date for their
payments. A customer can set the payment date for a time that is convenient
for them and that helps them maintain a positive cash flow. Compare this to
retail credit cards, reward credit cards and other credit card offers now!

Ipower Prepaid Credit Card

The Ipower credit card is offered by Jackson Hewitt Tax


Service. Customers qualify for a card when they apply
for an Assisted Refund (AR) or on approval for a Refund
Anticipation Loan (RAL) or Money Now Loan offered by
the company.

Funds are loaded onto the card by the customer. He or


she can use it anywhere that accepts credit cards and
can be used to make purchases or pay bills. It carries a Visa logo and should
be accepted in the same manner as any other Visa debit card. Compare this
with other credit card offers now!

A customer who has an Ipower card can choose to have all or part of his or
her pay check loaded onto the card automatically. Government benefits can
also be loaded onto the card.
Ipower Prepaid Credit Card Features

The Ipower reward credit card can be used a multiple locations. Customers
can arrange to pay bills or get cash using their card. A fee applies for cash
withdrawals.

For security reasons, each customer is given a Personal Identification Number


(PIN) that they must use to access their account. All customers are protected
from unauthorized use or their Ipower prepaid credit card.

A monthly fee is charged to account holders and for transactions requiring a


PIN. Fees are also charged for paying bills using the card, as well as over the
counter cash withdrawals.

Ipower Prepaid Credit Card Benefits

The Ipower credit card is a convenient way for a customer to manage his or
her funds. They can make purchases using this method and get cash back
credit card bonuses from merchants offering this service if they wish.

If this card is lost or stolen, the cardholder should contact the customer
service department. The existing card will be deactivated, and a new one will
be issued immediately.

Ipower Prepaid Credit Card Helps Working People

This is a bad credit credit card option available for people who need to be
able to access a credit card but who are unable to do so due to a bad credit
history. Since the customer can only spend up to the amount loaded onto the
card, there is no chance of incurring more debt using this option. Compare
this with other credit card offers now!

Iowa State University Credit Card

Graduates of ISU can show support for their alma mater


by opening an Iowa State University credit card. The
card is offered in partnership with Bank of America and
offers several benefits to cardholders.

This card allows customers to identify themselves as a


former ISU student or friend of the University with each purchase they make.
A percentage of each purchase made is donated to the school on behalf of
the cardholder.

Not only does using this card show Hawkeye pride, but cardholders can
qualify for a number of rewards. What other credit card offer will help you get
a VIP tour of Kinnick Stadium or a football that was used in a game?

Iowa State University Credit Card Features

When a new account is opened, the opening Annual Percentage Rate (APR) is
0% for the first 7-10 billing cycles. The actual length of the introductory
period is determined by the applicant’s credit history. After the introductory
period has passed, the APR will be adjusted to somewhere between 12.99-
20.99%, depending on the applicant’s creditworthiness. The APR is variable,
which means it changes with the prime rate.

The APR for balance transfer credit card transactions is 0% for the first 7-10
billing cycles. To qualify for the introductory interest rate, the balance
transfer must be completed within the first 60 days after the account is
opened.

Cash advance credit card purchases are available to credit card account
holders, and the APR for this type of transaction is 24.24% and it also varies
with prime rate fluctuations.

Iowa State University Credit Card Benefits

When purchases are made using the card, a customer will receive one point
for each dollar spent. The points can be collected and redeemed for
merchandise, as well as discounts at selected retailers and restaurants. They
can also be used for travel on major U.S. air carriers, with no blackout dates
imposed as with some other travel credit cards.

Iowa State University Credit Card Supports the School

With every purchase made with an Iowa State University credit card, a
donation is made to the University’s Alumni Association to help pay for
services offered to grads. Compare this with other online credit card offers
now!

International Military Community Executives Association Credit Card


The International Military Community Executives
Association is a non-profit organization that is dedicated to
preserving military morale and welfare. The organization is
described and its associated credit card is reviewed below.

The organization is made up of regular members of the Armed Services


(Army, Air Force, Navy, Marine Corps, and Coast Guard), as well as associate
members. These people represent manufacturers and brokers who serve the
military community.

Compare online credit card offers here!

One of the projects the Association is involved in is to provide scholarship


funding to allow current members to continue their education. For one
available scholarship, applicants must be currently enrolled in an institution
offering an Associate’s, Bachelor’s, or Master’s degree to qualify for
consideration. Another scholarship is offered to high school students who
wish to continue their education at the post-secondary level.

International Military Community Executives Association Credit Card


Features

New account holders can take advantage of an Annual Percentage Rate (APR)
of 0% for the first six months after opening their account. The APR for
balance transfers is 11.1%, plus a 3% transfer fee. A minimum charge of $15
will be applied.

After the six-month introductory period, the APR is 11.15%. This is a variable
interest rate, and is subject to change as the prime rate fluctuates. No annual
fee is charged to customers who choose this card.

International Military Community Executives Association Credit Card


Benefits

As a Visa Platinum card, account holders can contact a customer service


representative on a 24/7 basis if need be. They are protected against
fraudulent use of the card on a 100% basis.

This card choice offers rewards credit card points or cash back credit card
benefits to account holders. Points are awarded for purchases made at
hundreds of retailers, both on and offline. Up to 15 bonus points will be
awarded for each dollar spent at select retailers. The points collected may be
redeemed for event tickets, gift cards, travel rewards or brand-name
merchandise.

International Military Community Executives Association Credit Card


Provides Funding
When a new account is opened, the bank will make a $50 donation to the
Association on behalf of the account holder. Compare this rewards card with
other credit card rates today!

International Brotherhood of Magicians Credit Card

The International Brotherhood of Magicians Credit Card


is one magical card. You get to earn points towards
valuable rewards every time you use it and the
Endowment and Development Foundation is supported
each time you use the card.

Opting to carry a credit card associated with a group


you are proud to belong to or simply wish to help is a
good choice when you are in the market for a new credit
card. Since so many credit cards have very similar terms, the choice of the
right credit card for you can be a difficult one. Knowing how you use credit
and your goal for your new credit card will help you choose.

Put a magical credit card offer comparison tool to work for you today. It will
demystify the differences between credit card offers and help you select the
right one for you.

International Brotherhood of Magicians Credit Card Features and


Benefits

Like so many credit cards, the International Brotherhood of Magicians Credit


Card offers no annual fee. For the first 6 months you have your account,
there is a 0% APR on balance transfers. This makes the credit card an
excellent tool to help you get your debts under control.

The standard APR on this card is rather high, running from 12.24% to 22.24%
depending on your creditworthiness. However, other fees are more
reasonable than many other credit cards. If you have healthy credit card
habits, like entirely paying off your credit card monthly, the International
Brotherhood of Magicians Credit Card may be a good choice for you.

International Brotherhood of Magicians Credit Card Rewards

You can accumulate reward credit card points quickly and easily with the
International Brotherhood of Magicians Credit Card.

• Regular spending earns you 1 point per dollar spent


• IBM purchases earn you 2 points per dollar spent
• Redeem your points for travel, merchandise, gift cards or 1% cash
back

Compare the International Brotherhood of Magicians Credit Card


Now

Like magic, the free comparison tool will let you compare online credit card
offers now!

Integra Bank Credit Card

There are multiple Integra Bank Credit Card options to


choose from. In fact, this bank specializes in offering
credit cards that meet the needs of people from
different walks of life.

Owning a credit card is standard for most adults.


However, not everyone treats credit the same way or needs it for the same
reasons. By learning a little about your spending habits and how you deal
with credit cards, you will be ready to choose from the different traditional
and reward credit cards offered by Integra Bank and other issuers to meet
your specific needs.

When you start looking around at your credit card options, look no further
than an online credit card offer comparison tool and have the time-
consuming part taken out of getting the right credit card.

Integra Bank Credit Card Options

Integra Bank offers 5 different consumer credit cards. The Visa Signature
credit card gives exclusive privileges. There is no annual fee associated with
this card. You can earn up to 1% cash back unlimited or can opt to redeem
points for merchandise, travel or gift certificates.

The Integra Bank Visa Platinum Credit Card has an enticing 0% introductory
APR. With no annual fees, this card is simple yet reliable.
College Reward Visa lets students start to build their credit while
accumulating rewards. In addition this type of student credit card does not
charge a yearly fee.

The Secured Visa card by Integra Bank is backed by your own money.
Secured credit cards are the perfect way to establish or build up your credit.
You can get a limit of up to $5000 by depositing the same amount with the
banking institution.

The Young Adult Visa card is another with no annual fee. It is ideal for those
looking to rebuild or establish credit. Approval can be very quick if you have a
qualified cosigner.

Integra Bank Credit Card for Business

More than just consumer cards, business credit cards are also offered by
Integra Bank. These include one specifically for travelers, a rewards card and
a simple credit card with no rewards program. They give you the standard
benefits you expect to find with a business credit card.

The Platinum Rewards card and the traditional Visa have no annual fee and
an introductory offer. The Business Travel card has a reasonable $50 fee
annually per company with free cards for employees.

Indy Racing League Credit Card

The Indy Racing League Credit Card is a credit card that


is no longer being offered. One of the many specialty
cards once offered by MBNA and Bank of America, this
card that greatly appealed to those who were fans of
Indy Racing is now defunct.

If you are looking for a new rewards credit card, take the time to look around
at the myriad of credit cards offered by different issuers. Carefully compare
terms, conditions and reward programs offered by the different specialty
cards, as well as standard credit card offers. While it may be a nice idea to
carry a credit card that shows your passion for racing or something else,
choosing one that will help your credit and finances is an even better idea.

Get the information you need to compare credit cards by having a credit card
comparison tool do all the work for you.
Disadvantages Of Specialty Cards Like Indy Racing League Credit
Card

Despite the popularity of specialty credit cards that were a hit with many
people, they often did not offer the best terms and conditions. Higher than
necessary APR were standard. Many people were attracted to such cards
because the card said something about them, rather than because it had the
best terms and conditions for them.

Features of Specialty Cards Like Indy Racing League Credit Card

Many specialty cards allow those who are passionate about a sport, school or
cause to support it while using their credit card as they would regularly. For
those who are disciplined enough to pay off credit cards at the end of each
billing cycle, such use can be beneficial to the cardholder and the
organization featured on the card.

Such specialty sports credit cards often offer unique rewards. Many credit
cards offer appealing points reward systems. However, specialty cards offer
rewards for sporting merchandise and sports experiences that the average
person might not otherwise have access to.

Compare Cards Similar to the Indy Racing League Credit Card

There are still credit cards that exist for sports fans, like the NASCAR Visa and
the Major League Baseball card. Take the time to compare cards similar to
the Indy Racing League Credit Card before choosing your next credit card.
Get credit card offers with the free comparison tool now!

Indianapolis Motor Speedway Credit Card

The Indianapolis Motor Speedway Credit Card is one of


the many credit cards that no longer exists. It was a
WorldPoints Platinum Plus Visa credit card issued by
Bank of America. However, many of the specialty credit
cards that Bank of America used to issue are no longer
available. Find current online credit card offers here!
Choosing a credit card to meet your needs is not an easy thing to do. There
are numerous issuers out there who want to offer you a credit card and
appeal to you by creating cards affiliated with some of your favorite things
and places. However, guidelines for getting a card are tighter than in the past
and some things have changed in the credit card industry. Learn about the
different credit cards to choose from and select one that fits your needs and
says something about you.

Comparing credit card offers is the best way to make sure you’re making the
right choice. You can get a variety of offers to compare and contrast by using
an online credit card offer comparison tool.

Benefits of a Specialty Credit Card Like the Indianapolis Motor


Speedway Credit Card

Many specialty credit cards offer no annual fees. Some others offer exciting
introductory APR offers, making it advantageous to transfer balances. In
addition, you can typically support a favorite institution or cause with
specialty charity credit cards making your credit card use a “feel good”
activity.

Rewards points are a common benefit of specialty reward credit cards. Often,
even if the card is supporting a cause, you can still collect reward points.
Such points can be redeemed for a variety of things such as gift cards, cash
back, merchandise, travel perks and more. Take the time to learn all of the
details of what a rewards points program can offer you before you select a
card just for the points.

Disadvantages of Cards Like the Indianapolis Motor Speedway Credit


Card

Many credit cards, especially those which offer to support causes or give
reward points charge a high standard APR. This means that if you carry a
balance, you will find that your credit card balances don’t go down quickly.
You may end up paying a lot more for your purchases than you planned to.

Get a Credit Card like the Indianapolis Motor Speedway Credit Card
Today

Easily compare the different credit card offers available now by putting a
credit card comparison tool to work for you.
Indianapolis Colts Credit Card

Colts fans can get an Indianapolis Colts credit card with


an official NFL credit card. The NFL is the National
Football League and they offer credit cards with logos of
different football teams so you can show your team
pride.

In addition to using an NFL credit card to show your


team support, you can use it to get rewards for yourself.
The rewards credit card program is flexible enough so
that you can enjoy the rewards yourself or share them
with friends and family.

Indiana residents are especially proud to carry the Indianapolis Colts credit
card. The professional football team plays its home games at the Lucas Oil
Stadium in Indianapolis, Indiana. Get other credit card offers today!

Indianapolis Colts Credit Card Point System

The Indianapolis Colts credit card is a rewards program that gives you points
based on qualifying purchases that can be redeemed for various merchandise
or event tickets. Through the NFL Extra Points program, you can earn even
more, such as VIP experiences and game tickets.

Initially, you earn 2,000 points for your very first qualifying purchase. With
every purchase thereafter you earn one point every time you spend a dollar.

Shopping with the Indianapolis Colts Credit Card

You can use your Indianapolis Colts credit card anywhere where major credit
cards are accepted. However, if you use it to shop at the authentic NFL store,
then you can increase your rewards credit card benefits.

Every time you shop for Indiana Colts merchandise or other team apparel,
you will save 20% off your purchase. You can even save 20% when you buy a
gift card, so you can use your credit card to reward someone else as well.

Terms and Conditions of an Indianapolis Colts Credit Card

There is no annual fee for the Indianapolis Colts credit card but the interest
rate ranges from 13.74% to 17.74% variable. 0% introductory rates are
available for the first half year that you have the card. Certain transaction
fees and penalties are billed to the credit card. This is the case with items
such as cash advances, balance transfer credit card transactions, and late
payments. As far as rewards cards go, the interest rate for the Indianapolis
Colts credit card is comparable. With no annual fee and a generous team
spirit rewards program, the Indianapolis Colts credit card is a good way to
show your team spirit. Compare this with other rewards credit card offers
now!

Indiana University Credit Card

Indiana University has eight campuses in Indiana and


has a credit union that also offers credit cards. If you
are associated with Indiana University then you can
help support the Indiana University Alumni Association
by using your Indiana University credit card.

Credit cards with rewards are beneficial to the cardholders, and using a credit
card that rewards both you and an organization you support is a great bonus.
When you use your Indiana University credit card you are helping support the
university at no cost to you.

There are two kinds of Indiana University credit cards that you can get; be
aware that these are not student credit cards for non credit applicants. The
IUAA Bank of America WorldPoints Platinum Plus is from MasterCard and the
Indiana University Rewards Card is an American Express card offered by Bank
of America. Compare these and other online credit card offers now!

The Benefits of the Indiana University Credit Cards

With the Indiana University credit card, you earn one point for every net
dollar you spend. There is no maximum cap to the amount of rewards credit
card points you can earn and you can start redeeming them with as little as
2,500 points.

You can also earn bonus points by shopping online at the WorldPoints Mall
credit card shopping network. Shop with confidence knowing you have zero
liability fraud protection.

Benefitting the Alumni Association with the Indiana University Credit


Card

By supporting the Indiana University Alumni Association you are helping fund
various programs and scholarships that foster education in Indiana. Every
time you use your Indiana University credit card you are automatically
supporting the alumni group.
Bank of America makes contributions to the Alumni Association based on
qualifying purchases. These contributions benefit the school while rewarding
you with redeemable points at the same time.

The Rates and Fees of the Indiana University Credit Cards

Bank of America offers Indiana University credit card holders a 0%


introductory rate for the first 7 to 10 billing cycles. Rates then vary from
12.99% to 20.99% variable based on your credit history and credit score.
There are no annual fees for either credit card although standard penalties
and late fees will apply. Transaction fees are also calculated for wire
transfers, balance transfer credit card transactions, and cash advances.

If you live in Indiana or want to support the university alumni, using your
Indiana University credit card will reward you for achieving that goal
effortlessly. Compare this with other credit card offers now!

Indiana Fever Credit Card

If you like women’s basketball, then you may be a fan of


Indiana Fever. Although you cannot show your support for
this professional basketball team with an Indiana Fever credit
card, you can use almost any major credit card to buy tickets
to watch a game. Get several online credit card offers now!

Indiana Fever is part of the WNBA, which is the women’s


National Basketball Association. The WNBA was going to have
a sports credit card offering through Discover Card, but it
didn’t come to fruition. The NBA, however, offers a Platinum
Visa for several different teams.

Even though you can’t get an Indiana Fever credit card to show your support,
you can show it by using any other credit card or cash to pay for tickets to
games or to buy merchandise that demonstrates you are a fan. Wearing
team clothes to a game helps cheer on the team.

Indiana Fever Merchandise to Buy with a Credit Card

The WNBA store sells lots of merchandise that displays the Indiana Fever
insignia. You can buy jerseys, t-shirts, sweatshirts, and custom apparel.
Headwear and bags are also available.

You can decorate your home office with pennants, clocks, signs, and trash
baskets that display the Indiana Fever logo. If you like collectibles, you can
buy framed artwork for your walls.
With a credit card, you can place your order online and receive your
merchandise within two days by selecting quick shipping. Just be sure to
place your order before the big game.

Indiana Fever and WNBA Credit Cards

In 2006, Discover Card and the WNBA announced a new affinity credit card
that would be offered to fans to show their support. However, there are
currently no WNBA rewards credit cards on the market.

Initially, Indiana Fever credit card holders were to have access to the
Discover Card Fan Lounge. The Discover Card Fan Lounge offers food, drinks,
music, and prizes at various events, which would include WNBA games.

NBA Credit Cards Not Applicable to Indiana Fever

Since Indiana Fever is a women’s team, they are not officially part of the
NBA. The NBA is the men’s National Basketball Association and the NBA does
have credit cards to support the various teams on the league.

Fans of the NBA can get a Visa Platinum credit card to show their team
support. Since you can’t get an Indiana Fever credit card, you can still show
your support by cheering them on. Get online credit card rates now!

Imperial Capital Bank Credit Card

Imperial Capital Bank was a full service bank with credit


cards at one time. However, as of December, 2009,
Imperial Capital Bank was closed due to financial
failure. City National Bank has assumed all accounts of
Imperial Capital Bank, so this article will mainly focus on
credit cards from City National Bank, not Imperial
Capital Bank. Use the free link to find and compare other credit card offers
now!

On Friday, December 18, 2009, the California Department of Financial


Institutions officially closed the doors of Imperial Capital Bank due to
bankruptcy. City National Bank became the recipient of the nine branches
and reopened the doors on Monday, December 21, 2009.

Par t of the loss involved in the failed bank transfer was shared between City
National Bank and the FDIC. The FDIC is the Federal Deposit Insurance
Corporation, which protects the financial investments of depositors for up to
$100,000 per account.
Credit Cards from Imperial Capital Bank

Since Imperial Capital Bank no longer exists, you cannot get an Imperial
Capital Bank credit card. However, all financial transactions between Imperial
Capital Bank and City National Bank were handled professionally and most
Imperial Capital Bank account holders should have noticed a smooth
transition.

Credit Cards from City National Bank, the New Owner of Imperial Capital Bank
City National Bank offers two kinds of credit cards, the City National Visa
Classic Credit Card with Rewards and the City National Visa Platinum Credit
Card with Rewards. You may be able to get a rewards credit card without a
rewards program directly through City National Bank.

With the rewards program offered by City National Bank you can earn points
that remain active as long as your account stays open. If the rewards
program terminates early, you will have 60 days to redeem your points.

Rewards Program from City National Bank Credit Card

You can accumulate rewards points faster by combining your City National
Bank credit card with your City National Bank Check Card. For every
qualifying dollar you spend on your credit card you earn 1 point and you earn
2 points when you use your Check Card.

Points can be combined and accumulated and then redeemed for


merchandise, gift cards, or travel. Travel credit card rewards take the form of
airline tickets or travel items, such as a GPS system or luggage.

Although you can no longer benefit from an Imperial Capital Bank credit card,
you can enjoy the rewards offered by City National Bank. Get other credit
card offers today!

Illinois University Credit Card

If you are attending an Illinois University, then having a credit


card can help you pay for anything from books and supplies to
class tuition. The University of Illinois has its own credit union
through which you can apply for a credit card.

Using a credit card while you attend an Illinois university can


help you establish credit and build a credit history. If you use
your credit card for incidentals and pay it off every month then you can be on
your way to earning an excellent credit score.

Use the comparison tool to get other credit card offers today!

Using Credit Cards at an Illinois University

The key to building an excellent credit history is financial responsibility. As a


college student, responsibility is a core element of education. By opening a
student credit card in college, you can begin to establish responsible credit
card history.

It is best to avoid purchases that will be difficult to pay off in a timely fashion.
However, it is a good idea to use your credit card to buy books and other low
cost necessities that you can pay off within one billing cycle. This will help
you build an active credit history report and give you high credit scores as
well.

Illinois University Credit Union Credit Cards

The University of Illinois has an Employees Credit Union. In partnership with


the Alumni Association, they offer various credit cards to students, alumni,
employees, and fans. In addition to credit cards, this Illinois university credit
union also offers checking, savings, money market, and IRA accounts.

Visa Platinum Credit Cards Support an Illinois University

If you want to support the University of Illinois Alumni Association, then you
can do so with an individual or joint Visa Platinum credit card. There are five
university designs from which to choose and there are two kinds of cards as
well.

You can choose a lower interest rate credit card without a reward credit card
program or a higher interest rate credit card with a rewards program. Every
dollar you spend with the rewards card can earn you one point that can be
redeemed for merchandise or travel.

With no annual fee and an automatic million dollar travel accident insurance
benefit, the University of Illinois credit card has many benefits. Support your
Illinois University while using your credit card to establish your credit history
at the same time. Compare this with other online credit card offers now!

Chase Ink with Ultimate Rewards Credit Card


The Chase Ink with Ultimate Rewards Credit Card is a
business credit card that is available as both a Visa and a
MasterCard. It is a very good choice for the small
business person who needs a credit card for business
purposes.

Every credit card has something different that it offers. Every credit card
issuer deals with clients in a slightly different way. Take the time to learn
about the credit card you are thinking of getting, including how the issuer
treats customers, before you take out your next business credit card.
Compare online credit card offers here!

Put an online credit card offer comparison tool on the job checking out the
different business credit cards now.

Chase Ink with Ultimate Rewards Credit Card Benefits

The Chase Ink with Ultimate Rewards Credit Card is one card that carries a
variety of benefits. When used as a cash back credit card you get a bonus of
$100 after your first purchase. You can earn rewards, such as cash back on
all purchases.

This card has a 0% APR on both purchases and balance transfer credit card
activity for the first 6 months of the account. An APR based on the Prime Rate
is applied after this period. It can range from 13.24% to 19.24%, depending
on your credit score. The APR is rather high for those with good credit, but
similar to competitors for those with less than perfect credit. Another
advantage this card offers is no annual membership fee.

The Chase Ink with Ultimate Rewards Credit Card is a good choice for a
business credit card. You even get free employee cards, with spending limits
you control. Business credit cards are an excellent tool to help you meet your
business’s cash flow needs and to track monthly expenses.

Chase Ink with Ultimate Rewards Credit Card Rewards

The Chase Ink with Ultimate Rewards Credit Card offers business rewards for
your purchases. You get 3% cash back on business purchases of fuel, office
supplies, home improvement and dining, up to a preset maximum. All other
purchases will get you 1% cash back. If you shop online with the Chase
Rewards Plus program, you can get up to 10% back.

Choose the Chase Ink with Ultimate Rewards Credit Card

Take the time to compare and contrast the Chase Ink with Ultimate Rewards
Credit Card and other online credit card offers now!
J Crew Credit Card

The J Crew Credit Card is a department store credit


card that can only be use in J Crew stores on or on the J
Crew website. J Crew is a store that is well known for
their high prices and quality merchandise for men,
women and kids. Because of the high price tag that
comes with purchase J Crew merchandise, many
people prefer to pay with a credit card that allows them
to get more right now and pay later.

A department store credit card, however, typically has far less to offer than a
Visa, MasterCard, AMEX or Discover. Cards such as the J Crew one are even
more limited because you are restricted not only to their store, but to their
brand as well. Compare this with other credit card options now!

Before you make a decision about getting a J Crew Credit Card, however,
read on a bit and see the pros and cons of choosing this card.

J Crew Credit Card Benefits

One of the biggest benefits to choose the J Crew Credit Card is that you can
purchase clothing in their store and earn rewards towards future purchases.
For every $500 you spend, you will receive a $25 gift card for J Crew
merchandise.

Another benefit to choosing this retail credit card is that, because it is a


department store card, it is easier to get approval for it even if you have less
than perfect credit.

Just like a traditional credit card, the J Crew supporting bank, WFNNB, reports
your standing to the major credit card reporting agencies. This means that
using this card may lead to a better credit score. However, a department
store card doesn’t hold as much positive weight as a major credit card does.

J Crew Credit Card Considerations

A major consideration needs to be the interest rate that J Crew charges on all
of your purchases. The starting interest rate is 24.99% and may increase if
you are late on a payment or if your payment method doesn’t clear.
In addition, the rewards credit card program isn’t the best that you could
hope for. There are many rewards cards that offer better rewards programs
that you should really consider.

J Crew Credit Card Alternatives

Instead of trying for a department store credit card, use our credit card
chaser tool and compare credit cards that fit your needs!

I’m Too Young For This Cancer Foundation Credit Card

Cancer patients between the ages of 15 and 39 have a


special advocacy group dedicated to their unique needs
in the I’m Too Young For This! Cancer Foundation. The
Foundation has teamed up with CardPartner to issue an
affinity credit card whose proceeds will go to help fund
early detection programs and other services aimed at
younger people living with cancer.

The Visa Platinum card is issued by UMB Financial Corporation, which will
make a $50 donation to the Foundation with every new, activated account. A
portion of the total net purchases made with the card will also go to the
foundation.

Application for the card was handled at one time by an online service that
specializes in secure credit card applications. Their link takes user to a page
saying the online application is no longer available. There are no instructions
for a receiving a paper application or applying by phone. Find other credit
card offers here!

I’m Too Young For This Cancer Foundation Credit Card – Visa
Platinum

As a Visa Platinum card, the I’m Too Young For This! Cancer Foundation credit
card enjoys all the standard benefits of Visa Platinum. The card opens with a
$5,000 minimum credit limit and the Visa Platinum Rewards program. This
program is a rewards credit card points program that allows user to earn
points at participating retailers. Point amounts vary, but some purchases at
select retailers can earn as much as 15 points.

As with some travel credit cards and retail credit cards, points are
redeemable for merchandise, travel needs, tickets to sporting and
entertainment events, and gift cards. Management of customer accounts and
points is taken care of through a secure, online account management tool.

I’m Too Young For This Cancer Foundation Credit Card – Rates and
Fees

Rates and fees for this card are very comparable to most other Visa Platinum
offerings. A six-month introductory rate of 0.0% applies to purchases and
balance transfers. The standard APR is variable, but at the time rate
information was last published it stood at 11.15%. There is no annual fee for
this card.

Cash advances are charged at a variable 15.15% from day one, with a
Transcaucasia fee of 3%. The fee minimum is $15 while the maximum is $50.
Balance transfer fees apply after the six month introductory period expires,
at a rate of 3% or $15 minimum. Compare this with other balance transfer
credit card offers now!

IKEA Credit Card

IKEA is a Swedish manufacturer of furniture, appliances,


and other home furnishings. They are one of the hottest
such retailers currently on the market, and they operate
hundreds of stores around the world. If you are a
regular shopper with IKEA, you may be interested in the
IKEA credit card.

The IKEA retail credit card is an in-store card only. That means it can only be
used at IKEA outlets for merchandise they sell. There are no rewards
programs and no ability to use it like a standard Visa or MasterCard. It is
issued by GE Money Bank.

You may apply online for the IKEA credit card by visiting their website.
Consumers may be able to apply for the card in person while making a
purchase at a retail outlet.

IKEA Credit Card Details


The APR for the IKEA credit card is a whopping 25.99%, variable based on the
Prime Rate. Interest is calculated using the daily balance method. Since this
is an in-store only card, rates and fees normally associated with standard
credit cards do not apply.

IKEA promotes the fact that their card has no annual fee. However, a perusal
of the terms and conditions reveals a monthly maintenance fee of $1.99 per
month. This adds up to $23.88 annually which, for all intents and purposes, is
still an annual fee.

IKEA Credit Card – Complaints of Deceptive Business Practices

Among all the online reviews of the IKEA credit card, very few, if any, are
positive. To the contrary, there are many complaints against the company
alleging deceptive business practices. Like the no annual fee claim, IKEA
appears to employ other bait-and-switch tactics.

The credit card promotion claims an offer of no interest paid on purchases of


$299 or more if the balance is paid in full within six months. What reviewers
are complaining about is the fact that, if the six-month condition is not met,
interest is charged retroactively to the date of purchase. IKEA has recently
taken steps to publish the details of this promotion more clearly.

Another complaint arises from IKEA’s promotion of lower interest rates for in-
store purchases exceeding $1,000. But according to their website, the
consumer must request a lower rate at the time of purchase. The implication
being that the salesperson will not offer the lower rate voluntarily. Compare
this with other retail credit card offers that may better meet your needs now!

Idaho State University Credit Card

The Idaho State University Alumni Association joins the


ranks of educational institutions all over the country in
offering a charity credit card. Their card is a Platinum
Plus MasterCard WorldPoints product issued in
partnership with Bank of America. The bank makes
donations to the alumni association based on the net
purchases of card holders.
The credit card sports the Bengal tiger which serves as the university’s
mascot. The Bank of America and MasterCard WorldPoints logos are also
displayed. Compare this with other online credit card offers!

To apply for this card, consumers have two options. They can apply online by
following a link at the Idaho State University Alumni Association web site, or
they can call a toll free number listed on that same site. Instructions for
application give a special priority code for applicants to use.

Idaho State University Credit Card WorldPoints Details

The Idaho State University Credit Card WorldPoints program is similar to


other programs MasterCard WorldPoints offers. An award of one point for
every dollar in net purchases made to the card is given. Balance transfers,
cash advances, bill payments, and various other types of transactions do not
qualify. As with other cash back credit cards and travel credit cards, points
are redeemed for cash back, merchandise, or blackout-free travel on
participating U.S. airlines.

MasterCard’s MyConcierge service comes complimentary with the card.


MyConcierge allows card holders to secure event tickets, dining reservations,
travel assistance, and more.

MasterCard offers a variety of extra benefits through their Platinum Plus


program, including travel assistance, purchase and price protection, identify
theft help, zero liability fraud protection, and more. It is unclear which of
these benefits, if any, apply to the Idaho State MasterCard.

Idaho State University Credit Card Terms

The Idaho State University credit card is free of any annual fee. Depending on
the credit worthiness of the applicant, an introductory APR of 0% extends for
the first seven or ten billing cycles. This rate is good only on purchases and
balance transfers. The standard APR after that ranges from 12.99% to
20.99%. There is no default penalty APR.

The cash advance APR is one of the highest in the industry at 24.24%. Other
fees are high as well, at a straight 4% or $10 for balance transfers, cash
advances, or wire transfer purchases. The foreign transaction rate stands at
3%. Compare these rates with other online credit card rates now!

Icelandair Credit Card


Iceland’s flagship airline, Icelandair, offers a World
MasterCard designed to encourage traveling with them
to and from destinations in 12 countries. The card is
issued and managed by Barclays Bank Delaware.

The card comes in two flavors: the standard credit card


with an annual fee of $39, or the no annual fee card with lesser rewards.
Applications for both cards can be made by following the links on the
Icelandair web site. The links take users to the Barclays site where consumers
can see all terms and conditions before applying for the card. Compare with
other credit card offers today!

While Icelandair promotes the use of the card with their services, it can be
used anywhere in the world where MasterCard is accepted.

Icelandair Credit Card – Standard Card Rewards

The standard Icelandair Credit Card with the annual $39 fee offers a points
rewards credit card program. Two points are awarded for ever dollar spent on
Icelandair travel, one point per dollar is earned for everything else.

A bonus of 10,000 points is awarded with the card’s first use, after the first
monthly payment in excess of the balance transfer fee is made. Another
10,000 bonus points may be earned on initial balance transfers. Points can be
redeemed for future Icelandair travel.

Icelandair Credit Card – Rewards for No Annual Fee Card

The points program for the no annual fee card works the same way in terms
of administration and redemption. The value of points earned is where the
difference lies.

Card holders earn one point for every dollar spent Icelandair tickets, and one
point for every two dollars spent everywhere else. 5,000 bonus points are
awarded with the card’s first use, according to the same guidelines as the
standard card. The 10,000 point bonus for balance transfer credit card use is
identical.

Icelandair Credit Card Interest Rates

Neither of the two cards offers a low introductory rate on purchases. For U.S.
residents, however, there is a six-month 0% rate for balance transfers. The
standard APR is slightly higher than average, ranging from 15.24% to
18.25%. The cash advance APR is also slightly higher at 21.99%.

Account fees include 4% or $10 charged for balance transfers, 3% or $10 on


cash advances, and a straight 3% on foreign transactions. There appears to
be no default APR assessed for late payments and other penalties.
Compare credit card rates today!

Ice Skating Institute Credit Card

The Ice Skating Institute credit card is a Visa Platinum


card issued by UMB Corporation in partnership with
CardPartner and the Ice Skating Institute. UMB donates
$50 to the institute for every new account that is
approved and activated with an initial purchase.
Ongoing donations continue based on customer
transactions.

The Ice Skating Institute is a non-profit trade organization dedicated to the


operators of ice skating facilities around the world. Their programs aid not
only in the development skating facilities, but also that of figure skaters,
hockey skaters, coaches, and equipment manufactures. The donations from
the Visa Platinum card go to help the institute continue its work on behalf of
ice skaters everywhere. Compare with other credit card offers now!

One of five different designs can be chosen at the time of application, each
bearing the institute logo and a skating-related image. The application links
on the CardPartner site lead to a secure UMB server where the process can
be completed in a few minutes.

Ice Skating Institute Credit Card Rewards

The Ice Skating Institute credit card is part of the Visa Platinum program.
Rewards for Visa Platinum include a rewards credit card points program
which rewards users with one point for every dollar charged. A unique bonus
of two points is added for every dollar of interest charged to the account.
Points are redeemed for standard items like travel services, merchandise, gift
cards, and event tickets.

Additional incentives include 24/7 emergency customer service, travel


accident insurance, rental car collision coverage, 90-day purchase protection,
24-hour online account access, and more.

Ice Skating Institute Credit Card Details

The variable standard APR on balance transfers and purchases is currently at


11.15%. It will fluctuate based on the Prime Rate as published regularly by
the Wall Street Journal. A 15.15% rate is charged for all cash advances. The
0% introductory rate on purchases and balance transfers is good for the first
six months after card activation.
As most credit cards do, the Ice Skating Institute Credit Card assesses a
penalty rate upon missed or late payments, or over-the-limit spending.
However, their default rate is slightly lower than most at 23.75%. For late
payments a $39 fee is assessed. To compare this with other travel credit
cards, use the free tool to find more credit card offers now!

I Fly America Visa Credit Card

There are hundreds of thousands of people around the


country that love airplanes. Many of those people not
only love airplanes, but they fly their own airplanes as
well. They can find all of the information they need about
safely owing, operating, buying and selling their
airplanes through I Fly America.

I Fly America or IFA offers a lot of valuable information to members and non-
members alike. Non-members have the same access to information as
members do, but it is the members that support this organization with their
annual $45 membership fees. Compare other credit card offers today!

You can show your love for flying and for IFA by joining the IFA. What’s more,
with the I Fly America Visa Credit Card, you can let others visually see your
support of this organization as well.

I Fly America Visa Credit Card Details

The IFA credit card is offered by Barclays Bank Delaware. This is not a
rewards credit card and it is not a sponsorship card. In other words, no
percentage of your spending will be donated to IFA. This card is strictly meant
to represent your love of flying and your support of IFA.

The IFA credit card offers three designs for you to choose from for the face of
your card. In addition, you can choose to personalize your card by having
your N# and aircraft model embossed below your name on the card.

After you make your first qualifying purchase, you will receive a $25 Gulf
Coast Avionics gift card and a complementary one year subscription to
FLYING Magazine.
There is an introductory offer of 1.9% APR for 6 months for all balance
transfers to this credit card. All new purchases will have a finance charge of
13.24%, 16.24% or 19.24% depending on your credit worthiness.

I Fly America Visa Credit Card Benefits

• No annual fee
• 1.9% introductory APR for balance transfers
• Average to excellent credit scores can qualify
• No interest if paid off monthly

I Fly America Visa Credit Card Bottom Line

The IFA credit card is a great way to display your love of airplanes. In
addition, it is a great card for a variety of credit score levels, although it is not
a bad credit credit card. If you have bad credit or you simply have no love of
flying, then use our free chaser tool to find the online credit card offers that
suit your personality and your credit score!

Hypnotix Youth Performance Groups Credit Card

The Hypnotix Youth Performance Groups Visa Platinum


Credit Card by UMB seems like a way to support a good
cause. However, the benefits are mostly superficial. As the
youth of this country find their school funding for arts
programs, sports programs and after school programs
getting cut, they are looking for alternative ways to spend their time.

Hypontix Youth Performance Groups are groups formed by volunteers that


allow kids from all different backgrounds bring their dance talents to
competitions around the country. Compare this with other affinity reward
credit card offers now!

Hypontix teaches teamwork, provides an opportunity for kids from many


backgrounds to get to know each other and work together, promotes self
awareness, professionalism and more. This is not a student credit card, but a
card that, at first glance, seems to benefit students.

The Hypnotix Youth Performance Groups Credit Card Overview

The Hypnotix Youth Performance Groups Credit Card is a card for those of
you with excellent credit. There is no variance on the interest rate, which is
12.99% APR so if you can’t qualify at this level, then this card is not right for
you.
Currently the Hypnotix Youth Performance Groups Credit Card is offering a 6
month 0% APR for all new purchase made during this time. In addition the 0%
interest applies to any balance transfer credit card transactions made during
the first 90-days after you activate your credit card.

If you are late on a payment, miss a payment or have a bounced check then
the penalty rate is 21.75%. The Hypnotix Youth Performance Groups Credit
Card does not reduce this penalty payment once it has been applied.

The Hypnotix Youth Performance Groups Details

• No annual fee
• No over credit limit fee
• 0% introductory APR
• 3% balance transfer fee
• 100% fraud protection

The Hypnotix Youth Performance Groups Credit Card Downfall

One of the most disappointing things about this card is that UMB does not
donate any money to the Hypnotix Youth Performance Groups when you
make a purchase. Your support for this cause is not backed up with any
donations. Carrying this card does offer you the opportunity to discuss this
worthy cause, however. This is an excellent credit credit card, and not
everyone will qualify. If you have anything other than excellent credit, try our
chaser tool and get credit card offers now!

Humane Society of the US Credit Card

The Humane Society of the US Visa Credit Card from


Bank of America provides you with the opportunity to
support this cause when you make purchases using the
card. The Humane Society of the US (HSUS) has long
been known for its compassion for animals. This non-
profit organization strives to get better laws put into
place for the protection of animals. Compare the benefits of this and other
affinity reward credit card offers now!

This protection isn’t just about protecting pets against abuse. The Human
Society also works to ensure that animals from farms to kennels are kept in a
safe environment and are properly treated.

Millions of people around the world support the HSUS through regular
donations but there is more that you can do if you support this cause.
Humane Society of the US Credit Card Details

The HSUS Credit Card is both a charity credit card for a cause and a rewards
credit card. For every $100 you spend .25 cents will be donated to the HSUS.
In addition, for every $1 you spend, you will receive one reward point to be
used in a number of different ways through the WorldPoints website.

Currently, upon approval, you will receive a 0% introductory rate for all new
purchases and transfers made in the first 90 days you have your optional
balance transfer credit card. After 90 days your standard interest rate will
apply to all of your new purchases.

The interest rates for this good credit credit card will range from 12.99% to
20.99% depending on your credit score. There is no penalty rate for this card
so your rates won’t increase if you are late or miss a payment, although if
this happens consistently your card will be cancelled.

Humane Society of the US Credit Card Benefits

• 0% introductory rate
• No annual fee
• No penalty interest rate
• Flexible rewards program
• Points valid for 5 years
• No pre set spending limit for card
• 24-hour customer service
• Online account management

Humane Society of the US Credit Card Bottom Line

There has been some controversy about this card and the HSUS, however, as
cattle farmers are upset that they are lumped into the same category as
poachers, puppy mills, fur traders and trophy hunters. However, if the HSUS
is a cause you can get behind and you have good to excellent credit, then
this is a great card for you.

If you want to see other online credit card offers, try our credit card chaser
tool and find the perfect card for your cause now!
Human Rights Campaign Credit Card

The Human Rights Campaign credit card is one way for


consumers to help the gay, lesbian, bisexual and
transgender community with the many trials they have
faced and continue to battle. From literal abuse to
companies refusing to hire an individual who they know
to be gay, their civil rights have been trampled on
repeatedly. Compare this with other reward credit card
offers today!
The Human Rights Campaign (HRC) is looking to change the world. They
strive to provide a safe environment for the gay, lesbian, bisexual and
transgender community to work and play. The HRC is working towards
ensuring this large community has the same civil rights as everyone else.

Because they are a non-profit organization, the HRC depends upon donations,
sponsorships and grants to operate. If you are looking for a way to help this
group you can consider the Human Rights Campaign Visa Signature Card with
World Points Rewards.

The Human Rights Campaign Credit Card Details

For every $100 in purchases that you make, Bank of America, the sponsor of
the Human Rights Campaign Credit Card, will donate 25 cents to this cause.
In addition, they will donate $50 after you make your first qualifying
purchase.

The HRC card is a good credit credit card and offers a 0% introductory APR
for the first 7 to 10 billing cycles, depending on your credit score. When you
qualify for the card, you will be informed of how long your introductory period
lasts.

In addition to contributing to the HRC with your purchases, this card is also a
rewards credit card. For every $1 you spend, you will receive one reward
point, which you can use towards the purchase of travel, hotel
accommodations, merchandise and more at the WorldPoints website. You can
start purchasing items here with as little as 2500 points or airfare with as
little as 15,000 points.

The Human Rights Campaign Credit Card Benefits

• 0% introductory APR
• No annual fee
• 24-hour customer service
• Flexible rewards program
• Use rewards points for 5 years after qualifying purchase
• No preset spending limit on card
• Donate your points to the HRC if you want to make further
contributions

The Human Rights Campaign Credit Card Bottom Line


This is an excellent card to choose if you have good to excellent credit and
the HRC is the right cause for you. If this isn’t the right card for you, try our
credit card chaser tool to compare credit card offers now!
Hugh O’Brien Youth Leadership Credit Card

The Hugh O’Brien Youth Leadership credit card is not a


student credit card, but an affinity rewards credit card
that benefits this nonprofit group. Hugh O’Brien Youth
Leadership Program (HOBY) is designed to help youth
find their leadership skills, develop interests in their
community and simply make a difference in the lives of
others. HOBY allows schools to pick out promising children and teens from
different schools to attend training and motivational classes.

Compare this with other affinity reward credit card offers now!

HOBY has been providing similar programs since 1958 because they
understand the need of inspiring youth to make a difference. If the children of
this country are the future of this country, then HOBY wants to ensure that
they understand the importance of this future and the impact that these
youths will have on the world.

HOBY is a non-profit organization and as such depend on membership fees,


donations and grants in order to continue providing their programs. Banks
such as UMB have also stepped in to expand the ways that people can help
HOBY by creating the Hugh O’Brien Youth Leadership Visa Credit Card.

Hugh O’Brien Youth Leadership Credit Card Overview

The HOBY credit card offers a 0% APR for the first 6 months of use for
balance transfers and new purchases; as is the case with many balance
transfer credit cards. After the introductory period is over, the APR increases
to 12.99%. This percentage rate suggests that the HOBY credit card can be
used as a good credit credit card or an excellent credit credit card.

UMB will donate $50 to HOBY for each person who applies and qualifies for
the HOBY Visa. In addition, UMB will donate a small amount of money for
every purchase that you make when you use your credit card. You will be
provided the details of the percentage amount when you receive your HOBY
credit card. You can also choose from five HOBY designs for the face of your
credit card.

Hugh O’Brien Youth Leadership Credit Card Benefits

• No annual fee
• Low annual interest rate
• Benefits an excellent youth program
• 100% fraud protection, warranty management and purchase security

Hugh O’Brien Youth Leadership Credit Card Bottom Line


This is a credit card that is beneficial to the community and can make a
difference in the lives of others. You do, however, have to have great credit
to qualify. Compare other online credit card offers to the HOBY credit card
now!

HSBC Premier Credit Card

If you have nearly perfect credit and you have plenty of


money too, you can be rewarded for that. The HSBC
Premier MasterCard is designed especially as an
excellent credit credit card. Other than good credit,
however, there is something else you need in order to
qualify.

The HSBC Premier MasterCard is only available to the Premier customers at


HSBC bank. In order to qualify as a Premier customer, you must open an
account with $100,000 in it. What’s more, you cannot transfer that money
from one HSBC account to another; it must be a brand new account with new
money deposited.

Being a Premier customer at HSBC means that you get a bit of extra attention
from HSBC. For example, if you lose your card, one will be sent overnight to
you no matter where you are in the world. In addition, if your card is lost or
stolen, they will provide you with $2000 cash via bank transfer to the nearest
bank to you so you aren’t without money.

HSBC Premier Credit Card Overview

The interest rate for the HSBC card is 9.99% and it doesn’t change for any
reason. This applies to cash advances, balance transfers, etc. There are also
no other fees associated with the card. No foreign transfer fees, over-the-limit
fees, balance transfer fees, annual fees and so on.

The rewards credit card program is very flexible allowing you to choose you
own rewards program. You receive one point for every $1 spent and double
points for the first 6 months after you receive the card. If you choose travel
credit card rewards, there are no blackout dates, flight restrictions or seat
restrictions.

You also receive full protection when you travel including luggage
replacement, travel insurance, rental car insurance and more. Many hotels
are automatically upgraded for free if you pay using your HSBC Premier
MasterCard.

HSBC Premier Credit Card Benefits


• Low annual APR
• No annual fee
• No fees for anything
• Flexible rewards programs
• Upgrades when you travel

HSBC Premier Credit Card Bottom Line

Although it is an excellent card, the bottom line is that most people don’t
qualify for this card. Unless you have $100K and nearly perfect credit, this
isn’t the card for you. To find the card that is for you, compare this with other
reward credit card offers now!

HSBC ecosmart Credit Card

The HSBC ecosmart credit card offers a way to make a


difference when it comes to the impact that you make
on the environment. Whether you choose to recycle,
make improvements to your home to save energy, buy
a fuel-efficient car or something else, you can feel
pleased in knowing that every little bit counts. Compare
this with other reward credit card offers today!

If you have the HSBC ecosmart Credit Card, this is one way that you can
make a difference every time you swipe your card. Not only is this a rewards
credit card, but you can use your rewards points to purchase eco-friendly
items or donate your points to your favorite eco-conscience organization.

The HSBC ecosmart credit card offers many different benefits to its users as
this MasterCard provides all of the same benefits that you would expect from
a MasterCard credit card.

HSBC ecosmart Credit Card Overview

The HSBC ecosmart Credit Card is an excellent credit credit card. In fact, the
average credit score for people who qualify for this card is over 800. This
means that this isn’t a card for everyone, especially with more people facing
negative credit consequences because of missed or late payments due to the
tough economy.

Because of the high FICO score required, the interest rate for this card starts
at a very low 8.99% with the highest percent being 17.99%, which applies to
the penalty fee. The penalty fee takes affect if you are late on your payment,
you payment doesn’t clear or you go over your credit limit.
The HSBC ecosmart card provides one reward point for every $1 spent when
using the card. The rewards points can only be used to purchase eco friendly
products. You can also choose to donate your rewards points to eco friendly
charities listed by HSBC.

HSBC ecosmart Credit Card Benefits

• 8.99% interest rate


• No annual fee
• Eco friendly rewards program

HSBC ecosmart Credit Card Downside

This is a great credit card but there is one major downside; if you don’t
already have this card, you can’t get is as HSBC isn’t offering it anymore.
There are, however, many other options for you to consider whether you
have excellent credit, bad credit or in-between credit. Retail credit cards or
even bad credit credit cards may be what you need.

Use our credit card chaser tool right now and you can find other credit card
offers that fit your criteria today!

Houston Texans Credit Card

The Houston Texans credit card is appealing to lone star


state football fans. The Houston Texans are the newest
team in the NFL. Currently tied for first place in their
division, the Houston Texans are making a big splash in
Texas and are destined to be a premier team in the
NFL. Compare this with other sports reward credit card
offers today!

Everyone knows that in Texas they do everything bigger, better and louder
than anywhere else in the country and that philosophy applies to their
football teams as well. Texans support the Houston Texans and want to see
them win.

You can do more than just attend games and wear the Houston Texans gear,
you can show your support with a Houston Texans NFL Extra Points
MasterCard as well. When you use your MasterCard, you are showing that
you love the Houston Texans as their logo is displayed on the face of your
card. In addition, you will receive rewards credit card points that can be used
to purchase more Huston Texans gear.

Houston Texans Credit Card Overview


The Houston Texans MasterCard is a credit card for individuals with good to
excellent credit. If you apply for the Houston Texans MasterCard and don’t
qualify for this good credit credit card, your application will automatically be
submitted for a platinum credit card that allows for average credit as well.

There is a 0% introductory APR for the Houston Texans MasterCard that will
last for 6 billing cycles, which are 20 days each. After this introductory period,
your rate will be 13.74% to 17.74% depending on your credit worthiness.

There is a penalty APR of 30.24% if you are late on a payment, go over your
credit limit or have a returned payment. It is important to note that if you
have any other cards with Barclays, which is the providing bank for this credit
card, and you have any credit cards that you have any problems making the
payment with, all of your Barclays cards will receive the penalty APR.

Houston Texans Credit Card Overview

• No annual fee
• 0% introductory APR
• $1 spent = 1 reward point
• 2500 bonus points for first qualifying purchase
• 48 months before points expire

Things to Consider with the Houston Texans Credit Card

• High penalty APR


• Penalty applies to all your Barclays credit cards
• Rewards points only available for NFL purchases

If this doesn’t seem like the right card for you look for other retail credit cards
or even bad credit credit cards. If you simply want to see your other options,
try our chaser tool to see what credit card offers there are for you now!
Houston Comets Credit Card

The Houston Comets credit card denotes just how far


women’s sports have come, and how far they have yet
to go. The WNBA has been operating for the past 14
years offering women the opportunity to play
professional basketball. The road has been bumpy,
however, and the WNBA currently only has 13 teams signed on in the league
compared to the 30 teams in the NBA.

The Houston Comets, which was the first team to ever win a WNBA
championship, left the franchise in 2008. Although this was meant to be a
temporary absence, they have been unable to get the funding or support
needed to restart the team. Compare this with other sports-themed rewards
credit card offers here!
Many people have wondered at the prospect of ways to support the Houston
Comets and in 2006 Discover launched the Houston Comets Credit Card.
However, with the team no longer playing, Discover no longer offers this
credit card.

In addition, there are currently no credit card sponsors for the Houston
Comets or the WNBA for that matter. That doesn’t mean you can’t show your
support of the WNBA, you will simply have to be more creative when you do
it.

Support the Houston Comets Credit Card Memory by Supporting the


WNBA

The Discover More Card is a cash back credit card that offers you a 5% cash
back reward on a rotation basis. What this means is that you can purchase
merchandise from the WNBA store from April to June and you will receive 5%
back in cash for every purchase you make.

You will receive 1% cash back for every other purchase you make year round,
so you can get cash back when you purchase game tickets, air fare for
traveling to see a game, hotel stays and so on.

You can also choose a cover for your credit card with a basketball to show
you love for the game. Although it isn’t WNBA-specific, it shows that you
support something and that it’s important to you.

Discover More Card Benefits for former Houston Comets Credit Card
Users

• No annual fee
• 12 month 0% introductory APR
• 12.99% starting interest rate after introductory APR
• Rotating rewards program allows you to get larger benefits at certain
times of the year
• Get cash back year round

Discover More Card Bottom Line for Houston Comets Credit Card
Seekers
This is a good credit credit card, and is for those with good to excellent credit.
It has a wonderful year-long 0% APR introductory rate that is rare among
credit cards these days.

If you don’t have great credit, however, then this isn’t the card for you. Try
our credit card chaser tool and find other credit card offers today!
Hess Credit Card

The Hess Credit Card is an exciting fuel credit card for


anyone who frequents Hess gas stations regularly. It
allows you to earn free gas and save money on your
gas purchases. With the high price of gas these days,
who wouldn’t want a price break.

If you are looking for a new credit card, it is easy to become overwhelmed
with the vast selection to choose from. Therefore, it is important to examine
the various terms and features, as well as the reward credit card benefits, of
the cards you are considering. Knowing your own habits is important too. If
you carry a balance, you are likely to make different choices than someone
who does not.

Use a credit card comparison tool to help you quickly and easily compare the
advantages and disadvantages of different credit cards offers to meet your
needs.

Hess Credit Card Features and Terms

The APR on the Hess Credit Card varies between 15.24% and 19.24%, based
on credit. For those with less than ideal credit, the rate is competitive.
However, for those with good credit, the rate is higher than many other
cards. You can seek a better good credit credit card. If you pay off your credit
card every month this card can be a good choice for you because of the
rebates.

There is no annual fee with this card. However, the balance transfer credit
card fee and cash advance fees are high enough to prove that this card is
good for purchases and reward accumulation only. If you are looking for one
that will help you consolidate debt, the Hess Credit Card has no
advantageous offers for 0% APR on balance transfers, so you may want to
look elsewhere.

Hess Credit Card Rewards

With the Hess Credit Card rewards program, you get a 10% rebate on all your
eligible Hess purchases, for the first 60 days you have your credit card. After
that all Hess purchases earn a 3% rebate. Note that you only accumulate
rebates on your first $400 of net purchases monthly from Hess.

You can also accumulate an unlimited 1% rebate on eligible purchases by


using your Hess Credit Card anywhere else Visa is accepted, with the
exception of purchases on fuel from non-Hess stations. These rebates are
credited to your monthly account automatically.
Get the Hess Credit Card Now

Start comparing other credit card offers with the Hess Credit Card by putting
a credit card comparison tool to work for you today!

Henry Doorly Zoo Credit Card

The Henry Doorly Zoo Credit Card is a great option for


anyone living in or near Omaha; or those who simply
have a soft spot for the Henry Doorly Zoo. A portion of
your purchases made using the credit card will go to
help support the zoo.

The Henry Doorly Zoo Platinum Edition Visa is issued by First National Bank of
Omaha. This bank has an excellent record for customer service, which is
important when choosing a credit card. There are also many other things to
consider in your choice of cards, including how you use credit and if you want
to accumulate rewards, support a cause or get control of existing debt.

Take the time to carefully compare the different terms and benefits of all
credit card offers you are considering before you take out a card that will
have an impact for the better or worse on your credit report. Compare other
credit card offers today!

Henry Doorly Zoo Credit Card Benefits

This charity credit card offers an excellent introductory APR of 0% on


purchases for the first 6 billing cycles following the opening of an account. It
will also give you a $10 discount on your Henry Doorly Zoo membership when
you purchase it using the Henry Doorly Zoo Credit Card.

The Platinum Edition Visa also extends extra travel credit card benefits such
as purchase protection, extended warranties on warrantied items you buy,
travel assistance services, travel accident insurance and even a discount of
up to 25% from named car rental companies.

Henry Doorly Zoo Credit Card Terms

The Henry Doorly Zoo Credit Card offers a variable APR of 11.99% to 18.99%,
based on your creditworthiness and the Prime Rate. The low end of the rate is
higher than many other credit cards for those with excellent credit. However,
the higher rates for those with less than perfect credit are very reasonable. If
you pay off your credit card monthly, you are making a good choice.
This card does not charge a yearly fee. There are other fees for cash
advances, optional balance transfer credit card transactions and international
purchases, which are standard for most cards. The introductory APR does not
apply to balance transfers, therefore this is not a good card to help you
consolidate debts.

Choosing the Henry Doorly Zoo Credit Card

Compare the Henry Doorly Zoo Credit Card and other credit card offers now
using the online credit card comparison tool.

Helzberg Diamonds Credit Card

The Helzberg Diamonds Credit Card is a store credit


card, specifically for use on purchases in that store only.
It is a card that most people will use very infrequently.

Making the decision to take out a store credit card is a


big one. Such cards can be the downfall of your credit
or they can provide you with great savings and convenience, depending on
how you use them. Their high interest rates necessitate speedy repayment or
you will end up paying much more for your purchases than you should have.

Take the time to compare any credit card, including store cards like the
Helzberg Diamonds Credit Card, before you take it out. The comparison tool
can help compare multiple online credit card offers before making a decision.

Helzberg Diamonds Credit Card Terms

The Helzberg Diamonds Credit Card charges a hefty 24.9% standard APR on
purchases. However, this is the norm for retail credit cards. There is also a
higher penalty APR. The only favorable terms for this credit card are the
special financing offers. Be sure that your purchase is eligible for these
terms, before using the Helzberg Diamonds Credit Card.

Helzberg Diamonds Credit Card Advantages

By taking out a Helzberg Diamonds Credit Card, you get the advantage of
special offers that are made only to cardholders. The company also offers you
free shipping on your purchases. Revolving credit with the Helzberg
Diamonds Credit Card is more convenient than financing individual
purchases.

Financing offers are very advantageous for promotional purchases. Even


small purchases have no interest for 10 months if the account is paid in full in
that time period. Purchases of over $749 have more than a year interest free
to pay. If you buy something major costing over $4999, you have 18 months
to pay. If you are looking to make a big purchase at Helzberg Diamonds and
need to have the payment deferred, this is a great way to do it; just be sure
to pay it before the time elapses.

Check Out the Helzberg Diamonds Credit Card Now

Before you opt for the Helzberg Diamonds Credit Card, be sure to compare it
carefully with other credit card offers using the credit card comparison tool.

Helping Hands Credit Card

Those looking for a Helping Hands Credit Card will find


that there is nothing out there with that name. While
there are numerous businesses and groups with the
name Helping Hands, none of them offer a credit card.
Use the free tool provided to get true credit card offers
now!

If you are interested in a credit card that actually provides a helping hand to
a group, cause or institution you believe in, it is quite easy to do so. Every
time you use such an affinity or rewards credit card, a portion of your
purchase goes to support the cause.

Let a credit card comparison tool show you your options in helping hands
credit cards.

Helping Hands Credit Card Options

There are many credit card companies which offer helping hands credit
cards, which allow users to support something they are passionate about.
Credit cards are no longer just for the convenience of the user, they can now
be used to do good. No matter what you are passionate about, there is a card
to help support it.

Many universities and colleges offer credit cards that allow you to support
your alma mater or your favorite school. Some credit cards can be used for
fundraising for a cause like Hope of Survivors. You can support breast cancer
or other medical research with the right card. You can even help support
wildlife, zoos, the environment, the impoverished and so much more.

Guidelines to Choosing Helping Hands Credit Card

As you choose a credit card, be sure to carefully research the cards you are
considering getting. Make sure you choose one that offers a good APR and
minimal fees. Be aware of how the card fits with your spending habits. If you
carry a balance, you should choose the lowest APR possible from a reputable
lender, even if it means you are not supporting a cause.

If you do opt for a helping hands credit card, you should also find out how
much of your purchases goes to your chosen cause and which organization is
recipient of it. As with any type of giving, check into the recipient group to
make sure it is legitimate and that your contribution actually helps and does
not just pay administration costs.

Comparing Helping Hands Credit Card

Social responsibility in your use of credit cards is a much better choice than
accumulating more stuff through rewards programs. As with any credit card
choice, take the time to compare credit card offers with an online comparison
tool first.

HealthyBack Credit Card

HealthyBack credit cards can be used in any


HealthyBack stores, be it brick and mortar or online. In
addition to applying for a HealthyBack credit card you
can also purchase HealthyBack gift cards.

Compare this with other credit card offers online right


now!
The HealthyBack store sells a variety of products that are geared to help you
improve your back, such as with ergonomic chairs and foam top mattresses.
Brand names include Herman Miller and Tempur-Pedic that can all be
purchased with a HealthyBack credit card.

The products sold by HealthyBack offer solutions for a variety of issues other
than lower back and upper back problems. You can also find products for
arthritis, herniated disc, neck pain, and sciatica.

The Benefits of a HealthyBack Credit Card

With a HealthyBack credit card you can have low payments without having to
pay an annual fee. If you are able to pay off your credit card early, there are
no pre-payment penalties.

There are many promotional offers to entice customers to use the


HealthyBack retail credit card. The different offers may allow you to buy
products you want at a reduced rate or with a deferred payment option.

Using your HealthyBack Credit Card for Promotional Purchases

Promotional purchases vary by store, but can include 0% interest for a limited
time or deferred payments. When you make the purchase, be sure you
understand what your promotional terms and conditions are so that you
maximize your benefit without having to pay a penalty.

For example, if you make a purchase with a 90 day deferred payment


promotional, then you do not have to make a payment for 90 days. However,
once those 90 days are over, you need to either pay your purchase balance
in full or start making payments on it with interest.

The interest rate is currently 9.99%. However, if you do not pay your balance
in full by the end of the promotional period, your account will be charged with
interest dating back to the day of the purchase.

Products You Can Buy With a HealthyBack Credit Card


Products available at HealthyBack include mattresses, pillows, desk chairs,
massage chairs, and various massagers. You can also buy travel accessories
to take your comfort on the road with you.

If you have back problems or want to avoid them, using a HealthyBack credit
card can help you afford the products you need. Compare this and reward
credit cards, retail credit cards and more traditional credit card offers now!
Hawaiian Airlines Credit Card

If you travel on Hawaiian Airlines, then you may want to


consider getting a Hawaiian Airlines credit card. This
article will review the various Hawaiian Airlines travel
credit cards that are available. You can compare this
with other credit card offers!

The Hawaiian Airlines personal use cards are unique reward credit cards. In
addition to earning Hawaiian Miles, you also have the flexibility of sharing
your miles with family members and friends.

The Hawaiian Airlines Classic Credit Card

The Classic credit card is the most basic rewards card offered by Hawaiian
Airlines. You receive 5,000 points with your first purchase and then you earn
1 mile for every qualifying purchase dollar spent.

If you use your travel credit card to purchase airline tickets from Hawaiian
Airlines then you earn 2 miles. You can earn even more reward miles by
shopping with the Hawaiian Miles partner network.

The Hawaiian Airlines Platinum Credit Card

Similar to the Classic credit card, the Platinum credit card offers the same
rewards earning program. However, with this card you double your bonus
miles with your first purchase and also receive 1,000 bonus miles every year
for your anniversary.

The Hawaiian Airlines Signature Credit Card

As a Signature Hawaiian Airlines credit card holder, you enjoy the maximum
amount of benefits. Your first qualifying purchase earns you 20,000 bonus
miles and you also receive 2,000 bonus miles every year for your
anniversary.

The reward earning program is the same as the other two Visa cards from
Hawaiian Airlines, but the Signature card does not have an annual maximum
cap. You can earn unlimited rewards with this credit card.

All three of the personal Visa credit cards offered by Hawaiian Airlines allow
you the flexibility to share your miles. This means if you have one of these
travel credit cards and a family member or friend has one, you can share the
miles with each other.
Businesses can also benefit from the Hawaiian Airlines Visa Business Card.
You can earn 10,000 bonus miles with your first purchase and receive 2,000
bonus miles every year on your anniversary. The rewards earning program is
the same and there is no maximum cap for business credit card holders.
However, businesses are not allowed to share the rewards.

Whether you are a resident or not, if you travel on Hawaiian Airlines, then
this credit card makes earning miles easy; and being able to share them is an
added bonus. Compare this with other travel credit card offers before making
a decision!
HAS Advantage Credit Card

The HAS Advantage credit card is offered by Heritage


Affinity Services (HAS). The HAS Advantage credit card
rewards the cardholder at the same time as supporting
charities in Israel.

Everything from education to medical care can be


benefitted by the use of the HAS Advantage credit card. With three Visa
credit cards to choose from, HAS makes it easy to show your support for
Israel.

The Signature card, the Platinum card and the College card will all be
reviewed below. Each card has its own set of unique features so that you can
choose the reward credit card option that is most in line with your goals. No
matter which card you choose, you have your choice of three designs,
including ones with symbols or pictures to depict Israel.

The HAS Advantage Platinum Credit Card

There is no annual fee for the Platinum HAS Advantage credit card. You can
earn travel credit card points or you can redeem your points for gift cards or
merchandise. As an added benefit, you can redeem you points with Judaica
and receive books, music, or other Judaic items.

The HAS Advantage Signature Credit Card

The Signature HAS Advantage Credit Card does not have an annual fee nor
does it have a pre-set spending limit. It receives the same benefits as the
Platinum card and also has additional features, such as 24-hour concierge
service and VIP event access.

You get global travel benefits and travel and emergency assistance.
Additionally, you receive auto rental insurance, travel accident insurance, lost
luggage insurance, and roadside assistance.
The HAS Advantage College Credit Card

If you are in college and need your first credit card, the HAS Advantage
College credit card can start you out with a limit of up to $1,000 with no
annual fee. You can earn rewards for travel, gift cards, or merchandise. As an
added benefit, cardholders of this student credit card receive an Israel
discount book that is honored at more than 150 merchants and restaurants in
Israel.

Regardless of which credit card you use, every time you use your HAS
Advantage Credit Card you support various charities in Israel. There are 24
charities to choose from, and you can select up to five that you would like to
support. Compare the HAS Advantage Credit Card benefits with other online
credit card offers today!

Harvard Alumni Association Credit Card

The Harvard Alumni Association credit card has not been


in existence as long as the actual association. With roots
embedded as far back as 1840, the Harvard Alumni
Association was formed in Cambridge, Massachusetts to
assist students and staff of Harvard University. The
Harvard Alumni Association credit card supports the
university while rewarding the cardholder. Compare this with other credit
card offers!

With three different images of Harvard World MasterCard credit cards


available, the red card seems to be a favorite. Crimson is the school color and
is utilized throughout various programs and events in the university.

While everyone of legal age is eligible to apply for the World MasterCard, it is
possible your application will be denied. If that is the case, you may receive
the Platinum MasterCard instead.

Harvard Alumni Association Rewards Program

As soon as you use your Harvard World MasterCard credit card, you will
receive 5,000 bonus points. Then as you continue to use your card, you will
continue to earn 1 point for every $1 that is spent using the card for a
purchase. Purchases can be either goods or services.
When used as a cash back credit card or rewards credit card, points can be
redeemed for cash back as well as for merchandise or travel. You can also
use your points to conveniently pay for your dues if you are a Harvard Club
member.

Harvard Alumni Association Credit Card Fees

This is not a student credit card; it is an affinity reward card for alumni. Unlike
some reward cards, the Harvard Alumni Association credit card does not
come with an annual fee. It comes with a variable 7.24% APR and also offers
a 0% introductory rate for balance transfers that are made within the first six
billing cycles.

If you are late on a payment or go over your credit limit, your APR could
increase to a 30.24% variable rate. This is a substantial penalty that can last
from six months all the way up to the lifetime of the account.

Presidential Scholars Fund Benefited by the Harvard Alumni


Association Credit Card

The Presidential Scholars Fund is a program implemented at Harvard


University to further encourage excellence in education. It is used to fund the
education of aspiring scholars in a vast array of studies, from teaching to
medical science. The program is funded by grants, fundraisers, and proceeds
from the Harvard World MasterCard.

Whether you are an alumni from Harvard or not, using the Harvard Alumni
Association credit card benefits you with rewards while benefitting the
University with scholarship donations. Compare this with other school credit
card offers today!

Hello Kitty Credit Card

If you are a serious Hello Kitty fan, you need to carry a


Hello Kitty Credit Card in your wallet. The card,
featuring the adorable cat that every girl loves is the
ideal choice for so many Hello Kitty lovers. Compare
this with other online credit card offers now!

When choosing your next credit card, you will be faced


with a wide variety of choices. Opting for a card with good terms and
conditions, a valuable rewards program, and one that lets you express your
own individuality by showing what you are passionate about is a great choice.
Before making a choice to go with a card that looks cute, be sure to use an
online comparison tool to make sure it is truly an advantageous card for you.

Benefits and Features of the Hello Kitty Credit Card

With the Hello Kitty card, there is no annual fee. All the standard
conveniences of a Visa card go with this account. In addition, you will enjoy
0% APR for the first 7 or 10 billing cycles after you open your account. The
length depends on your credit. Following that period 12.99% to 20.99% APR
will be charged depending again on your credit score.

These rates are not the lowest, but certainly not the highest for similar cards.
They are comparable with most rewards credit card offers. If your credit score
is good and/or you pay off your credit card bill monthly, this is an excellent
choice for you. The rewards program makes it especially beneficial.

Hello Kitty Credit Card Rewards Program

The WorldPoints Rewards program that the Hello Kitty Platinum Plus Visa
offers is one that allows you to accumulate a point for every $1 you spend.
Flexibility is the key to a good rewards credit card program and this one is
very flexible.

You can opt to redeem those points in any one of a number of ways. You can
get cash back credit card rewards, gift cards for restaurants, entertainment
or shopping. You can also use it for travel credit card rewards, a variety of top
merchandise and once-in-a-lifetime experiences.

Get the Hello Kitty Credit Card

Start comparing the Hello Kitty credit card and other online credit card offers
now!

Harleysville National Bank Credit Card

Harleysville National Bank used to offer a multitude of


credit cards. However, very recently Harleysville
National Bank was sold to First Niagara Bank. If you
came here looking for a Harleysville National Bank
credit card review, you will get a glimpse of what was offered in the past. You
will also see other options available with First Niagara Bank. You can compare
credit card offers for many banks now!

Located in Pennsylvania, Harleysville National Bank was unable to pay back


its borrowed funds to the federal government. As a result the bank was sold
to First Niagara in 2009 for more than $235 million dollars. First Niagara Bank
is headquartered in Buffalo but now, with this acquisition, has close to 150
Pennsylvania locations.

Past Credit Cards Offered by Harleysville National Bank

When Harleysville was still functioning as itself, it maintained standard


banking functions as well as standard credit cards. Offering more than 7 Visa
cards to businesses or consumers at one time, options included a range of
annual fees and interest rates as well as various rewards opportunities.

Past Harleysville National Bank Credit Cards for Business

Business owners had the option of choosing from three different Visa
business credit cards. The Business Travel credit card was the only one with
an annual fee ($50) and had a variable APR of 7.24%. The other two business
rewards cards had the same interest rates but without the annual fee. Each
card offered different rewards to accommodate different needs of the
business owner.

Past Harleysville National Bank Credit Cards for Personal Use

Consumers had three choices of Harleysville National Bank credit cards. Two
of the cards had a 7.24% variable APR and did not charge an annual fee. The
third card offered was a secured credit card so, it cost $35 per year and
carried an 18.24% variable APR.

College students were also able to get student credit cards from Harleysville
National Bank. With no annual fee and an interest rate of 9.24% variable, this
may have been a tempting choice for many college students.

Now that Harleysville National Bank is closed and has been taken over by
First Niagara Bank, there are no more credit cards being offered from these
establishments. Instead, First Niagara Bank offers traditional banking
products and services such as personal checking and savings account,
business accounts, commercial accounts, and investment services. Compare
credit card offers from other banks now!
Great Lakes Rabbit Sanctuary Credit Card

The Great Lakes Rabbit Sanctuary credit card is a way


for people who support this worthy cause to show their
support every time they use it. When a new account is
opened, a $50 donation is made to the Sanctuary.

The Great Lakes Rabbit Sanctuary is an animal welfare


organization that is focused on helping animals which have been abandoned,
abused or neglected. It cares for animals with the ultimate goal of seeing
them adopted by loving homes. Rabbits that cannot be placed for adoption
live out their lives at the Sanctuary. Compare this with other credit card rates
and benefits now!

The Sanctuary offers tours to individuals and groups who are interested in
learning more about the organization and seeing the animals being cared for
there. This is a wonderful opportunity for the public to learn about the
animals, their diet and how to care for them properly.

Great Lakes Rabbit Sanctuary Credit Card Features

New customers qualify for a 0% Annual Percentage Rate (APR) for the first six
months. The ongoing rate after this initial period is 11.15% but this is a
variable rate that will rise and fall with the prime rate.

Account holders are charged a transfer fee of 3% on balance transfer credit


card transactions. The minimum amount charged for this type of transaction
is $15. The cash advance fee is 3%, with a minimum fee of $15 and a
maximum amount charged of $50. The APR for cash advances is 15.15%.

Great Lakes Rabbit Sanctuary Credit Card Benefits

Cardholders are rewarded with reward credit card points on purchases from
hundreds of online and brick and mortar merchants. Some merchants offer
up to 15 points for every dollar spent.

Once the points have been accumulated, they can be redeemed for
merchandise, event tickets or gift cards. They can also be redeemed for
travel credit card rewards.

Great Lakes Rabbit Sanctuary Credit Card Helps Animals

The staff at the Great Lakes Rabbit Sanctuary care deeply about the animals
they are rescuing from abusive situations. By opening an account, an
individual can support this important cause and help rabbits get a new start
in a loving and supportive environment. Compare online credit card offers
now!

Great Basin Federal Credit Union Credit Card

The Great Basin Federal Credit Union credit card is a


very basic one, which will appeal to people who are not
interested in a card with a lot of extras. This is a no-frills
card that offers a relatively low interest rate and none
of the rewards that are commonly associated with
credit cards. Compare other online credit card rates and
benefits now!

The Great Basin Federal Credit Union is located in Reno, NV, and has been
serving the needs of its customers since 1951. Along with credit cards, this
Credit Union offers loans, mortgages, and account services.

Since not all credit card customers are interested in carrying rewards credit
cards that offer points and other features if it means paying a higher APR
(Annual Percentage Rate), this card is a good choice for those who just want
to have a card. It is accepted by merchants online or in brick and mortar
locations for the cardholder’s convenience.

Great Basin Federal Credit Union Credit Card Features

Customers who choose the Great Basin Federal Credit Union credit card are
charged a fixed APR (Annual Percentage Rate) on their purchases and
balance transfer credit card transactions. The rates charged to customers
vary between 9.25-18%. The interest rates charged to customers are
determined by credit rating and history.

There are no transaction fees for purchases made using this card. Customers
are not charged any fees for making a balance transfer.

Great Basin Federal Credit Union Credit Card Benefits

There are no annual fees charged to cardholders who choose this option. This
card can be issued with a credit limit ranging from $250-$10,000. Customers
are also protected against fraudulent use of their card and can report a lost
or stolen one on a 24-hour basis.
Great Basin Federal Credit Union Credit Card Offers Balance
Protection

Cardholders can apply for balance protector insurance on their account. This
coverage pays the minimum balance owed on the card if the account holder
becomes involuntarily unemployed. It also offers life and disability protection.
In the case of loss of life, the card balance is paid off in full. Certain
restrictions on this coverage apply, and the insurance contract should be
reviewed carefully so that the cardholder knows exactly what he or she is
covered for. Before selecting any credit provider, compare online credit card
rates here!

Gospelville.com Credit Card

The Gospelville.com credit card supports Gospelville.com


which is an online community for people who believe in
God. Members want to share their faith with others and
can connect with fellow believers using the Internet.

This site allows visitors to upload music, videos and photos. They can answer
polls and send prayer requests for themselves or others to the Gospelville
Prayer Team. Use the free chaser tool to compare online credit card rates
now!

Gospelville.com also includes online forums and discussion groups where


members can share their thoughts and their faith with others. Members can
also add their blogs so that they can be read by other Gospelville members.

Gospelville.com Credit Card Features

Customers who hold the Gospelville.com credit card are not charged an
annual fee. They can reap the benefit of a low introductory APR (Annual
Percenatage Rate) of 0% on their purchases and balance transfer credit card
transactions for six months. After the introductory period has passed, the APR
increases to 11.15 %. This rate will vary, depending on where the prime rate
is set.

Gospelville.com Credit Card Benefits


Like other reward credit cards, cardholders can collect up to 15 points for
every dollar they spend at recognized online or brick and mortar retailers.
They can be redeemed for free airline tickets, as well as gift cards. Customers
can even choose to receive cash back credit card benefits, if they wish.

Gospelville.com cardholders can reach a customer service representative on


a 24/7 basis. They are also protected against fraud if their card is stolen or
used without their permission. This card option also comes with auto rental
and travel accident insurance.

Gospelville.com Credit Card Helps the Community

When a new account is opened, Gospelville.com receives $50. The


Gospelville online community is available to help believers by giving them a
place where they can promote upcoming events and tell members about
their church or ministry. This site also allows singers and musicians to
promote themselves to the gospel community.

Gospelville.com is a site where people with a deep faith in God can gather
and interact with each other from wherever they happen to be in the world.
The site offers multiple options for them to do so, and using the
Gospelville.com credit card allows accountholders to demonstrate their faith
every time they use it. Compare this with other affinity and reward credit
card rates now!

GoodYear Credit Card

The GoodYear credit card is geared toward this


company’s customers. They can use the card to help
finance their purchases at GoodYear locations. This is a
convenient option, since customers are able to use their
card at over 4,500 locations around the country.

This card is offered by CitiGroup. People interested in applying for a card can
do so at any GoodYear location or online. Compare other credit cards
rates today!

A person who chooses to apply for the retail credit card online can do so
securely. To apply for this card, an individual must be at least 18 years of
age, be a U.S resident and have a Social Security number. The applicant may
even receive instant notification of whether the application is approved or
denied.
GoodYear Credit Card Features

The GoodYear credit card offers customers low monthly payments.


Cardholders are entitled to receive exclusive discounts and promotional
offers as well. No annual fee is charged on these financial products.

The Annual %age Rate (APR) for the GoodYear credit card is 26.99% on
purchases and 29.95% on cash advances. The company charges up to $39
for late payments, and the amount depends on the amount owing on the
card. A set fee of $39 is charged for returned payments.

Transaction fees are charged on cash advances using this card. They apply
whether the advance was made through an ATM or by using a convenience
check.

GoodYear Credit Card Benefits

Customers who choose this card are given a 25-day grace period where they
are not charged interest on their purchases each month. If the balance is paid
in full before this time, the customer is not required to pay interest.

This credit card can be used at Monro Muffler and Brake locations as well. The
minimum purchase required is $250.

GoodYear Credit Card and Online Account Management

With the GoodYear online account management service, customers can


choose to skip receiving an account statement by mail. Instead, they can
receive this information electronically.

Customers can also view their most recent account statement, including
recent transactions, online. The Account Activity page allows them to sort
transactions by date, description or amount. Compare this with reward credit
cards and other online credit card offers now!

I Love New York Rewards Credit Card

If you want to express your love of New York no matter


where you go, then you will want to consider the I Love
New York Rewards Credit Card from American Express.

New York City is one of those places that you either love
or hate. The truth is that most people come away with
very strong feelings about New York, especially those that love this great city
(and of course state).
New York pretty much has everything that you could ever want in a single
location. Live shows, musicals, shopping, great food and plenty of other forms
of entertainment can be found here. Compare this with other online credit
card offers!

I Love New York Rewards Card Overview

First of all, this is an American Express card, which means that you are
backed by one of the most supportive credit card companies in the world.
American Express is the only credit card company that has a no questions
asked policy for fraud protection. If you see something on your bill that you
didn’t buy, they will remove it based on your phone call, without the need for
police reports.

In addition, American Express offers extensive warranties on the products


you do buy, replacing your products if they are lost, stolen or damaged within
a specified period of time. Although more credit cards are offering this
feature, AMEX did it first and arguably does it the best.

The interest rates for new purchases will vary from 12.99% to 20.99% based
on your credit score. For every purchase you make in the first 90-days of
receiving your card, you will receive a 0% interest rate that will last for 6-
months; this includes balance transfer credit card transactions. There is a 4%
fee for all balance transfers.

The rewards credit card program is one to one, meaning for every $1 you
spend you receive one reward point. These points can be used for travel,
hotel stays, merchandise and cash.

I Love New York Rewards Card Benefits

• No annual fee
• No penalty APR
• Flexible rewards program
• Rewards points good for 5 years
• 100% fraud and liability protection

I Love New York Rewards Card Bottom Line

This good credit credit card is perfect for those with good to excellent credit.
The protection that American Express offers is unmatched by anyone.

Houston Astros Credit Card


Sports fans can show their support for the Houston
Astros by getting a credit card with the team logo on it.
Using this card identifies them as an Astros fan every
time they take it out of their wallet at a store or
restaurant.

This card is also an attractive choice for its low


introductory interest rate. Customers with rewards credit cards featuring
higher rates may wish to consider moving to a balance transfer card like the
Houston Astros card. Compare other credit card offers today!

The Houston Astros card also allows account holders to collect points on all
their purchases. They can be used for several purposes, and the customer
can decide what type of award is most important to them.

Houston Astros Credit Card Features

Customers who choose this credit card do not pay an annual fee and they get
a 0% Annual Percentage Rate (APR) for the first dozen cycles of billing after
their account has been opened. The low APR applies to new purchases and
balance transfers.

Cardholders are able to access their account information online through a


secure server. They are also protected from fraud and can report a lost or
stolen card on a 24/7 basis by contacting the customer service department.

Houston Astros Credit Card Benefits

Cardholders collect points on every purchase they make using the card. The
points can be redeemed for special merchandise, such as autographed
memorabilia, field level seating or VIP access to events. The points can also
be used to get travel credit card rewards or cash back credit card rewards if
the customer prefers.

After the first purchase using the card, a customer will receive an MLB official
jersey. They can show everyone how much they love the game every time
they put it on. For serious baseball fans, this is an incentive to apply for the
card in itself.

Houston Astros Credit Card for Fans

Baseball fans who follow the Houston Astros can get a card that will provide
them with access to credit, as well as the opportunity to collect points that
they can use to get merchandise or memorabilia that is meaningful for them.
Compare credit card offers today!
House Rabbit Society Credit Card

The House Rabbit Society is an international


organization. Staffed by volunteers, it rescues rabbits
from shelters and provides them with the same type
and level of care that that other companion animals
receive.

Along with the House Rabbit Society’s rescue efforts, the organization also
educates the public and humane organizations about the proper way to care
for a rabbit. Compare other credit card offers today!

The funds that the House Rabbit Society receives from these reward credit
cards and its account holders are used for the Emergency Rescue Fund
program. The money is used to provide grants to shelters and animal rescue
groups who are dealing with situations involving large numbers of rabbits.

House Rabbit Society Credit Card Features

Cardholders who choose this card are not required to pay an annual fee. They
can take advantage of a low Annual Percentage Rate (APR) on new
purchases. No balance transfer fees will be charged for the first six months
after the account is opened.

House Rabbit Society Credit Card Benefits

When a new card account is opened, a $50 donation is made on the


cardholder’s behalf. With each subsequent purchase, a donation is sent to
the House Rabbit Society.

People who choose the House Rabbit Society card can collect reward points
that can be redeemed for merchandise or to receive cash back as with cash
back credit cards. The points can also be used for free airline tickets as you
would with travel credit cards.

This card also entitles customers to car rental and travel insurance
protection. Customer service representatives are available on a 24/7 basis to
assist when a card is been lost or stolen. As an additional benefit, customers
get 100% fraud protection if their card is used for an unauthorized purpose.

House Rabbit Society Credit Card


For people who believe that house rabbits should be classified in the same
manner as other domestic animals, opening a credit card account that can
help to fund an organization that will rescue them from shelters and other
environments where they are not being treated in the same way that dogs
and cats are is a wonderful idea. They can use the card and support the
cause as well. Compare credit card offers now!

Hope of Survivors Credit Card

The Hope of Survivors organization provides help and


support to people who are victims of pastoral sexual
abuse and misconduct. It provides information to
victims and their families.

People who have been hurt by members of the clergy who have not observed
appropriate boundaries in their relationships with others can get help by e-
mail, phone or in writing from this group. It also holds conferences where
victims can get information and support they need to heal. Compare this
unique card with other credit card offers!

Hope of Survivors takes a Christian approach to helping people understand


what has happened to them, and accepting that the member of the clergy
was abusing the power and trust they were given as a spiritual leader.

Hope of Survivors Credit Card Features

This card option does not charge an annual fee to cardholders. New
customers can take advantage of a low Annual Percentage Rate (APR) on
their purchases. No balance transfer fees will be charged for the first six
months after the account has been opened.

Hope of Survivors Credit Card Benefits

When a new account is opened, the Bank will make a $50 donation on behalf
of the cardholder. With each additional purchase, a donation will be made to
the organization.

Customers also get travel credit card rewards benefits and car rental
insurance at no extra cost. They can also earn points that they can redeem
for cash back credit card rewards, as well as travel rewards or merchandise
from selected retailers.
Cardholders can contact a customer service representative on a 24/7 basis if
they need to report a lost or stolen card, or if they believe they have been the
victim of fraud. The card offers 100% fraud protection to customers as one of
its benefits.

Hope of Survivors Credit Card Makes a Difference

People who choose to carry the Hope of Survivors credit card can support a
cause they believe in by simply using it for everyday purchases. They also
get the benefit of being able to collect points that they can redeem for the
rewards of their choice. This card gives them the benefit of having access to
credit, as well as the opportunity to do some good. Compare this with other
rewards credit card offers today!

Home Depot Credit Card

Home Depot offers its own credit card for its customers
to use. It can make financing large purchases easy and
convenient.

Individual customers can take advantage of a deferred


payment plan when they use a Home Depot card.
Instead of having to break a home renovation or improvement down into
stages because of budgetary restrictions, the customer can pick up all the
materials they need at once.

Home Depot offers retail credit card solutions that can be used only in its
stores, as well as a card that can be used for making purchases from other
retailers as well. Prospective cardholders should consider their choice
carefully to make sure they are getting the right card for their
needs. Compare other credit card offers today!

Home Depot Credit Card for Consumers

There are two types of consumer accounts offered by this retailer. A


customer who chooses the Home Depot Consumer Credit card can use it only
for making purchases from the store, either in person or online. It does offer
the attractive option of no interest or payments required on purchases over
$299 for six months. After that point, if the purchase is not paid for, interest
is charged at a rate of between 18-27%.
The other type of account for individuals is the Home Depot Rewards
MasterCard. Customers who choose this rewards credit card receive two
points for every dollar they spend in the store, and one point for each dollar
they spend elsewhere. The points can be used for merchandise from selected
retailers, as well as travel rewards just like travel credit cards.

Home Depot Credit Card for Commercial Accounts

Commercial account customers can choose between a revolving charge card


and a commercial account card. The revolving charge card option offers free
cards to employees and is a popular choice for independent contractors.

The business credit card account card features itemized billing with an
identification number for each authorized user. The commercial customer can
make monthly payments or pay off the balance in full.

Home Depot Credit Cards Offer Choice

Home Depot offers options that are made to fit the needs of the customers
they serve. Individuals and contractors can get access to credit for the jobs
they are undertaking. Compare the Home Depot cards with other credit card
offers now!

Holy Cross Credit Card

The Holy Cross Credit card is one offered to the


university’s alumni. By carrying this card, they can
show their support for the school.

The card is offered through Bank of America, which has


a number of features benefits that are attractive to today’s cardholders. They
can take advantage of a low introductory rate on purchases and balance
transfers and customers with good credit can benefit from a low Annual
Percentage Rate (APR). Compare other credit card offers today!

Low interest rates aren’t the only thing that makes this card an attractive
choice for Holy Cross alumni. While not a student credit card, cardholders can
choose from a number of benefits, including points they can use for
purchases.

Holy Cross Credit Card Features


New customers can take advantage of a 0% interest rate for the first seven
billing cycles. Applicants with good credit may be offered this introductory
rate for 10 billing cycles. Once this introductory period has passed, the APR
will be between 12.99-20.99%, depending on the applicant’s
creditworthiness. This rate will vary, depending on changes to the prime rate.

Holy Cross Credit Card Benefits

Holy Cross cardholders collect points on every purchase they make, and
these points can be used in a number of ways. The cardholder can redeem
them for merchandise or gift cards from a number of merchants. Customers
can also use their rewards credit card points to pay for travel, including
flights, hotel stays and cruises.

Points accumulated on the card can also be used for VIP events and
memorabilia. Customers can choose from concert events, baseball and golf
events, or baseball memorabilia. They can even get services from a
concierge to help them get tickets or reservations if they wish.

The points accumulated on a Holy Cross credit card can also be converted to
money like a cash rewards credit card. The cardholder can request the funds
in a check or by direct deposit.

Holy Cross Credit Card Helps Charities

A person who chooses to carry a Holy Cross credit card can also redeem their
points and support a charity of their choice. Every time they use the rewards
credit card, they are accumulating points that can be used to make a
difference to a cause or organization the cardholder believes in. Compare
rates and credit card offers now!

Harley-Davidson Credit Card

Harley-Davidson is synonymous with the open road and


motorcycles. Their brand loyalty is second to none, yet
now they have added another reason to keep their
customers coming back: the Harley-Davidson Visa Card.
As you would expect, this card offers special rewards for
purchasing new Harley products.
The Harley-Davidson Visa is issued by U.S. Bank and comes in the three
flavors: the Visa Signature Card, Visa High Performance card, and a secured
card. With a chrome Harley logo against a black background there’s no
question that this Visa card is all Harley-Davidson. Compare other credit card
offers today!

Applicants will automatically be considered for the Signature card first. Those
who fail to qualify for the Signature card may be offered the High
Performance card instead. Those who don’t qualify for either card may still be
eligible for the secured card. Application approval for any of the three reward
credit cards entitles the customer to be entered into the Free Ride
Sweepstakes with a chance to win a free Harley-Davidson motorcycle.

Harley-Davidson Credit Card – Signature Rewards

The rewards and incentives of the Harley Davidson Visa are what set this
card apart from most others. Beginning with the points rewards, users earn:

• 3 points for every dollar spent at an authorized Harley dealer


• 2 points per dollar spent at gas stations, bars, restaurants and
hotels/motels
• 1 point per dollar everywhere else

Points are redeemed through cash certificates to be used toward future


Harley equipment or accessory purchases.

Reward points for the High Performance card are based on one point for
every dollar spent, regardless of where the card was used. Redemption of
points is identical to the Signature card.

Harley-Davidson Credit Card Benefits

Both the Signature and High Performance cards offer personalized picture
cards, zero liability protection, cash and card replacement, Visa Concierge
service, auto rental coverage, hotel burglary insurance, and lost luggage
insurance. Signature card holders get the added benefits of no preset credit
limit, travel accident insurance, a complimentary annual account summary,
and emergency roadside assistance.

Harley-Davidson Credit Card – Secured Card

Harley-Davidson offers a Visa secured credit card for anyone needing to


establish credit or repair damaged credit. After twelve months of responsible
credit use, secured card holders may be considered for upgrade to an
unsecured account. Compare other credit card offers today!
Harbor Freight Tools Credit Card

National discount tool supplier, Harbor Freight Tools, at


one time offered a MasterCard good for purchases at
their stores, their website, and everywhere else
MasterCard is accepted. It was designed as a vehicle to
encourage customer loyalty. The card has since been
discontinued for new applications, and information about
existing accounts is hard to come by.

Current accounts are managed through a third-party web site called


Juniper.com. It appears as though Barclays Bank Delaware was the original
issuer of the card, and Juniper is part of the Barclays Group, but whether or
not Juniper operates as a separate entity is not clear. The Harbor Freight
Tools website lists MasterCard as a payment option but makes no mention of
accepting their own card. Compare other credit card offers now!

Recent reports and reviews around the internet have raised speculation that
Harbor Freight Tools may be on shaky ground. While this can not be
confirmed, current account holders may want to keep a sharp eye out.

Harbor Freight Tools Credit Card Rewards Program

The rewards credit card program was administered by Barclays and rewarded
card holders with two points for every dollar spent on Harbor Freight Tools
merchandise; one point was earned for all other purchases. A 1,000 point
bonus was given upon account activation and first purchase. Points were
redeemable for Harbor Freight Tools gift cards, at a rate of $25 per 2,500
points. Reward points could be subtracted from any account 60 days or more
in arrears.

Harbor Freight Tools Credit Card Rates

In a rather unusual arrangement, the Harbor Freight Tools MasterCard did not
offer an introductory rate on purchases, but it did offer 0% on balance
transfers and cash advances for the first six billing cycles. Standard rates
were between 10.24% and 17.24%.

A default rate as high as 27.24% could be charged, and would be triggered if


the customer made a late payment, exceeded his credit limit, failed to pay
the minimum amount due, or had his payment not honored by his bank.
Barclay’s reserved the right to adjust the default interest rate at a later date.
The card carried a minimum monthly finance fee of $1 for everyone except
Iowa residents, whose minimum was $.50. Get and compare other credit card
offers now!
Hancock Bank Credit Card

Hancock Bank is a regional consumer and commercial


bank located in cities mainly along the Gulf Coast. They
have locations in Alabama, Florida, Mississippi, and
Louisiana. Hancock offers two personal credit cards: the
Platinum Edition Visa and the Maximum Rewards Visa.

Both cards allow for easy online account access via the internet. Where that
option is not available or desired, card holders still have access to their
accounts by calling the customer service department using a 24-hour, toll-
free phone number. Compare other credit card offers today!

Interested parties may apply over the phone using a toll-free number listed
on the Hancock Bank website, or online. The online application links for both
cards redirects consumers to the First Bankcard website. The short
application process includes the ability for consumers to design their own
card using an uploaded photo or other image.

Hancock Bank Credit Card – Platinum Edition Visa Terms

• No annual or monthly fees associated with this optional balance


transfer credit card
• 6-month introductory rate of 0% for purchases
• The 0% rate extends to twelve months for balance transfers
• Cash advances are subject to a 25.24% APR from day one
• Standard rate on purchases and balance transfers ranges from 9.99%
to 17.99%

Hancock Bank Credit Card – Maximum Rewards Visa Terms

• No annual or monthly fees


• No introductory rate
• Standard APR is a rather hefty 13.99% to 19.99%
• APR for the Signature card is a static 13.99%

Upon applying for this card, consumers agree to be considered for a


Signature card which they will be automatically upgraded to upon approval.
Hancock Bank Credit Card Maximum Rewards Program

Both the Maximum Rewards and Signature Maximum Rewards cards are
eligible for this incentive program. Rewards credit card points are earned at a
rate of one point per dollar of new, net purchases after the card is activated.

From time to time card holders may be rewarded with bonus points in
conjunction with special offers being made by participating retailers. Balance
transfers and cash advances do not qualify. Points can be redeemed via the
Maximum Rewards website for a variety of merchandise, travel, and leisure
activities. Compare other credit card offers with these Hancock cards today!

H-E-B Credit Card

H-E-B is a regional supermarket chain based in San


Antonio, Texas, with more than 300 stores in the Lone
Star State and Louisiana. They have teamed up with
JPMorgan Chase to offer customers their branded
Platinum MasterCard.

The H-E-B MasterCard features two similar designs from which the consumer
can chose at the time of application. Application is made on the Chase or
First USA websites. Both provide links to a secure server, where the process
can be completed in just a few minutes. Compare other credit card offers
today!

The rewards credit card earns special rewards from H-E-B markets, but as a
Platinum MasterCard it can be used anywhere MasterCard is accepted. Card
holders also benefit from the standard Platinum benefits provided by
MasterCard.

H-E-B Credit Card Rewards

The H-E-B MasterCard allows card holders to earn reward points for
redemption as H-E-B gift cards. The program is obviously intended to
encourage shopping at their retail locations. Consumers earn two points for
every dollar spent at an H-E-B store with the rewards credit cards program,
and one point per dollar for expenditures everywhere else. With every 2,000
points a $20 gift card is earned. Points are not earned on cash advances or
balance transfers.

H-E-B Credit Card Fees and Rates

There is no annual fee for the card, and a 0.0% introductory rate for balance
transfers and purchases extends for the first six billing cycles. After that, a
standard APR ranging between 15.24% and 19.24% applies. As with most
credit cards, the higher rate of 19.24% is the default rate on cash advances.

H-E-B Credit Card Platinum MasterCard Benefits

Some of the befits of the Platinum MasterCard program include zero liability
protection on fraudulent charges, MasterCard Global Service, travel accident
insurance, baggage delay coverage, travel assistance, Master RoadAssist,
and collision damage protection on rented vehicles.

H-E-B Credit Card – Standard Branded Card

Consumers who do not qualify for the H-E-B MasterCard may be offered a
branded, in-store only card as an alternative. This card will only be usable at
H-E-B locations, but is still be eligible to earn rewards at a lower value. One
point is earned for every dollar in H-E-B purchases, excluding those made at
an H-E-B car wash, H-E-B Insurance Agency, H-E-B Mobile, or H-E-B Spoonz
Café. Compare this with other credit card offers now!

Habitat for Humanity Credit Card

The Habitat for Humanity WorldPoints Platinum Plus


Visa Card was an affinity card issued by Bank of
America to benefit Habitat for Humanity’s ongoing
mission of providing affordable housing to lower-income
Americans. The card has since been discontinued for
new applicants.

Like most affinity cards, Bank of America made a standard donation to


Habitat for Humanity for every new account that was approved and
activated. Beyond that initial amount, an added donation was made as a
percentage of the total net purchases made by card holders. Compare other
credit card offers now!

The rewards credit card design was a simple one featuring both the Bank of
America and Habitat for Humanity logos on the top, the Visa logo at bottom
right, and a silver background.

Habitat for Humanity Credit Card Terms

New accounts with the Habitat for Humanity Visa were opened with 0%
introductory fee good for the first twelve months. The introductory rate
applied not only to purchases and balance transfers, but also to cash advance
checks. The checks were subject to a 3% transaction fee. After twelve
months, the card offered a modest 9.99% to 15.99% APR on all three
transaction types. The introductory rate could be forfeited within the 12
month period by a late payment or exceeding the credit limit.

Habitat for Humanity Credit Card Rewards

As part of the WorldPoints program, card holders earned a single point for
every dollar in net transactions. These dollars could be redeemed for no-
blackout travel, like travel credit cards, gift certificates, merchandise, or cash
back. As an added bonus, points could also be redeemed for exclusive
Ultimate Access rewards.

Ultimate Access rewards included valuable collectible merchandise, exclusive


events with celebrities and athletes, designer merchandise, and something
the program billed as “once-in-a-lifetime experiences.” WorldPoints and
Ultimate Access rewards were managed through a separate WorldPoints web
account. There was no limit to the number of points one could earn, and the
points had a five year expiration window. Rewards could be redeemed
beginning at 2,500.

Habitat for Humanity Credit Card Platinum Benefits

Standard Visa Platinum benefits applied to this card. Such benefits included a
minimum $5,000 credit limit, purchase protection, rental car collision
coverage, travel accident insurance, emergency cash and card replacement,
and 24-hour account access. Since this combination cash back credit card
and reward credit card is no longer offered you will need to compare other
online credit card offers to find one that works for you!

Gymboree Credit Card

The Gymboree Credit Card will sound tempting to many


parents. There is no denying that the clothing sold at
Gymboree are items that any child will love. They are
well made and beautiful, which makes them very
appealing. The problem is, it can get a little expensive
shopping there.

If you love Gymboree, why not save a bit of money when you shop there by
taking advantage of the Gymboree Visa Platinum Card? This card offers a 5%
discount on every purchase you make in the store, allowing you to save a
little every time you make a purchase. Compare other credit card offers
today!
In addition, Gymboree card holders will benefit from special sales and
discounts throughout the year that won’t be available to other shoppers. This,
along with sales and coupons can ensure that you pay much less for clothes
from Gymboree.

Gymboree Credit Card Rewards Overview

As mentioned above, there is a 5% discount for your total purchase when you
shop at Gymboree. This discount is applied at the store at the time of your
purchase. The exception is that Gymboree Play & Music, Crazy 8 and Janie
and Jack purchases are not eligible for the 5% discount.

All other purchases made on your Gymboree retail credit card will qualify for
a 1% reward. This reward is provided to you in the form of a Gymboree gift
card. You will have to accrue a total of $10 in rewards to qualify for the gift
card. The catch here is that your reward credit card points do not roll over
each month, which means if you don’t earn $10 in rewards, then you lose all
of your reward points.

Gymboree Credit Card Benefits

• $0 annual fee
• 12.99% to 19.99% APR depending on credit worthiness
• Discount for Gymboree purchases
• No penalty fees for missed, late or bounced payments
• $10 Gymboree gift card after first qualifying purchase
• Special Gymboree bonuses throughout the year

Things to Consider Before Applying for the Gymboree Credit Card

The Gymboree Credit Card isn’t for everyone. You must have good to
excellent credit to qualify. What’s more, the rewards program is very limited
and if you don’t love Gymboree, you will lose more than you gain from using
this card.

With points expiring each month if they don’t accrue high enough, the 1% gift
card rebate program simply isn’t good enough.

Gulf Platinum Credit Card

If you drive you are going to have to purchase gas, so


why not get rewarded for it with the Gulf Platinum
Credit Card? Every year gasoline prices increase a bit
more than the year before. In addition, there are times
of the year where gas prices skyrocket to the point of making it almost
unaffordable. Compare other credit card offers today!

The Gulf Platinum Credit Card is a gas credit card for people with good to
excellent credit. This rewards card is a MasterCard that offers generous
rewards for all of your gas purchases that occur at a Gulf gas station.

The rewards system is a cash back credit card reward rather than a points to
purchase system, which is an excellent option for many people. Learn a bit
more about the Gulf Platinum Credit Card below!

Gulf Platinum Credit Card Rewards Overview

The Gulf Platinum Credit Card offers a 3% cash reward for the total of every
purchase you make on Gulf brand gasoline. If, for example, you spend $400 a
month on gas, which is easily possible for many people, then your cash
rebate will be $12 for that month.

All of your other purchases will garner you a 1% reward from your total
purchase with one exception. You will not receive any cash back rewards if
you use your credit card to purchase gas at any location other than a Gulf
station.

The rebate will be applied to your account each time $20 is accrued. You can,
however, request a check be mailed to you in lieu of having the money
applied to your account, but you need to do this in advance and in writing.

Gulf Platinum Credit Card Benefits

• 0% 6-month introductory rate


• Great cash rebate program
• No annual fee
• 13.74 APR after introductory period expires

Gulf Platinum Credit Card Bottom Line

With a generous program, it is hard not to like this reward credit card. There
is one thing to consider, however, and that is their penalty rate. If you miss a
payment or a payment method doesn’t clear, the penalty rate increases to
30.24%. If, however, you get back on track for 6-months, you rate will reduce
to 17.74%.

If you don’t have great credit, then you will not qualify for this card. For lower
credit scores, seek a bad credit credit card. Compare many credit card offers
today!
Guitar Center Credit Card

Guitar Center is a one-stop shop for musicians


everywhere. What’s more, Guitar Center sells every
musical instrument and accessory imaginable.

Buying musical instruments and accessories can get


expensive. Guitar Center offers two forms of financing,
layaway or the Guitar Center Credit Card. Compare other credit card offers
today!

The Guitar Center Credit Card is a department store or retail credit card,
which means it will have a higher interest rate than Visa or MasterCard. One
of the reasons that the rate is higher is because the card is easier to qualify
for than a card that can be used anywhere.

The Benefits of the Guitar Center Credit Card

Music equipment is expensive, so having an alternative way to pay for it can


be very beneficial for those that are serious about their craft.

Guitar center offers a 6-month same as cash offer for all new purchases. The
interest accrues at 21.9%; you won’t be charged if you pay it off before the 6-
months are up. This isn’t an introductory offer, it applies to any purchases
that you make at every visit.

For the Gibson Epiphone, Avid M-Audio and all Yamaha equipment, you
qualify for 12 months same as cash for all new purchases.

There is no annual fee for the Guitar Center Credit Card, although this is
normal. What is unusual is that the interest rates are a bit lower than what
you would expect from a department store card.

What to Consider Before Applying for the Guitar Center Credit Card

Interest rates can add up quickly. Don’t make a purchase assuming that you
will find a way to pay off the card before the no interest rate period is over. If
you can’t afford payments with the interest, then this isn’t the card for you.

Like a department store card, it won’t hold as much weight on your credit
report as a Visa or a MasterCard will. This is in part due to the fact that it is
easier to get this type of retail credit card than other reward credit cards.

The Guitar Center Credit Card Bottom Line

There is no doubt that the 0% APR is an excellent option for buyers,


especially if you feel that you can pay off the card before the time expires.
This, however, is not a regular credit card, so if you are looking for a card you
can use anywhere, compare other credit card offers and see what options
you have today!

Guide Dogs for the Blind Credit Card

This Guide Dogs for the Blind credit card review


discusses the card that benefits this humanitarian
organization. Guide Dogs for the Blind (GBD) is an
organization that provides trained guide dogs for those
with extreme visual impairment and those who are
blind.

For the past 68 years, GBD has been training “students” to care for those
with visual impairments. These dogs are well cared for by professional
trainers and quality veterinarians.

GBD does not charge any fees for their services, which means they rely
completely upon donations to survive. This is where you can help. By
applying for the Guide Dogs for the Blind Visa Platinum Rewards Credit Card,
you are taking a step towards helping to support this great foundation.
Compare other credit card offers today!

Using the Guide Dogs for the Blind Credit Card to Help the
Foundation

When you are approved for the GBD Credit Card, after you make your first
purchase, $50 will be donated to the foundation. This is a limited time offer
that lasts through November 2010, so if this is an important cause for you,
then apply today.

UMB, the bank that is underwriting the VISA will also make a donation to GBD
for every purchase that you make. This is part of the rewards program and
will not expire.

You will also be able to donate the points you earn on your card to the GBD
foundation, which allows them to spend the points on items they need for the
running of GDB. Think of it as a cash back rewards credit card, you’re just
donating the cash directly!

Guide Dogs for the Blind Credit Card Benefits

This platinum card offers many benefits for those who qualify. It is, however,
a good credit credit card, so if you have average to bad credit, you will be
unable to qualify and may wish to consider a bad credit credit card. Here are
the benefits:

• No annual fee
• 6 months 0% APR
• 12.99% APR after introductory period
• $1 spent equals 1 reward point
• Balance transfers qualify for rewards points
• 2 reward points for every $1 of interest you accrue
• $50 donation to GBD after your first purchase
• Donate points to GBD for their use
• Points are active for 5 years

Considerations for the Guide Dogs for the Blind Credit Card

• Good credit credit card – if you have bad credit and apply, this can
further harm your credit
• 21.75% penalty rate if you miss a payment

Although there are many great things about the GBD credit card, not
everyone will qualify. If you fall under this category, try our credit card chaser
tool and compare other credit card offers now!
Growmark Home Grown Values Credit Card

Growmark is an electronic credit card payment


processing company that was established in 1927. They
established the Home Grown Values network in 2003.
Although their primary focus is as a merchant account
accepting credit cards, Growmark Home Grown Values
offers a few options for gift cards and fleet cards.
Compare other credit card offers today!

The Growmark Home Grown Value network accepts bank cards, debit cards,
fleet cards, and gift cards. They also do electronic check conversions and PC
based payments. They accept the majority of credit cards, including their own
Growmark Home Grown Values credit cards.

Growmark Home Grown Values Gift Credit Cards

Gift cards from Growmark Home Grown Values are available in


denominations ranging from $10 to $100. The cards are accepted at various
locations throughout 18 states, such as Fast Stop fuel and convenience
stores, Fast Stop Member Cooperatives, and other merchants who participate
with the Growmark Home Grown Values network.

The Fast Stop Gift Card from Growmark Home Grown Values Credit
Cards
The Fast Stop Gift Card can be loaded with anywhere from $10 to $100.
Given as gas credit card cards, the cards automatically reach the preloaded
limit at the pump before shutting down, which is very convenient. The cards
can be used for either gas or as merchandise credit cards within the
convenient store.

The gift cards are also a useful tool for teenage drivers. By giving your child a
Fast Stop gift card from Growmark Home Grown Values, you can rest assured
they will have access to gas whenever they need it without having to give
them a student credit card to use.

Growmark Home Grown Values Fuel Credit Cards

The cost of gas is already high and rising all the time. Business owners can
use the Growmark Home Grown Value fuel credit cards to track fuel expenses
from their employees. Benefits include the ability to restrict the type of fuel,
the amount of fuel based on dollars, and the day and/or time of week the
card can be used. The card can even be restricted to certain gas station sites.

Families can also use a fuel credit card for convenience or to track gas
expenses. There are no monthly fees for maintaining the account nor are
there charges for accessing the card.

If you have access to one of the 300 locations where Growmark Home Grown
Values credit cards are accepted, then the gift cards and fleet cards are good
for personal use or business use. Compare credit card offers here and now!

GreenPay Credit Card

The GreenPay credit card works like a debit card. Unlike


a traditional prepaid credit card, the GreenPay credit
card is a prepaid card that stores money on the card
itself so there is no need for a checking account or
savings account.

Most prepaid credit cards require you to open and fund


a checking or savings account from which to draw your money when you use
the card. The prepaid credit card simply allows you to spend the money from
the account by using a payment method similar to a credit card instead of
carrying cash or a checkbook. Compare credit card offers now!

Most prepaid credit cards do not report your spending and payment history to
the credit bureaus, so you cannot really use them to boost your credit score.
This is because you are spending your own money so there is really nothing
to report. However, it does give you credit card convenience without the high
interest rates.

The GreenPay Visa and Master Credit Cards

With GreenPay credit cards, you have the choice of Visa or MasterCard. Both
types of cards can be used worldwide anywhere where Visa and MasterCard
are accepted.

Since you are not borrowing against a line of credit like a standard credit
card, there are no interest rates associated with GreenPay credit cards.
However, there are various fees that will be deducted from your stored
balance.

Fees Associated with GreenPay Credit Cards

The GreenPay credit card costs $15 to activate and there is a 1.5% load fee
every time you fund the card with money. There is also a monthly service fee
of $4.50 and a yearly renewal fee of $20. If you do not use your card for 90
days you will be charged a $5 dormancy fee.

Even though your card is accepted worldwide, using your card internationally
will cost extra money. ATM withdrawals are a minimum of $3.50, balance
inquiries or denials are $1.00, and using your card at a point of sale will cost
$2.50.

GreenPay Credit Cards for Gift Cards

GreenPay offers prepaid debit gift cards for Visa, MasterCard, and American
Express. Denominations range from $25 to $500, but if the card does not get
used soon after purchase, $5 will be withdrawn every month.

Although GreenPay does not have interest rates, there are fees associated
with the card. If you need a bad credit credit card but cannot get one then
this may be a temporary solution. Compare credit card rates today!