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Prepared By

MAHENDRA S JAT PANIGAON

Ph:
Email:
This is proposed to

Proposer Details
Name
Age 29
Plan Name 814-New Endowment
Sum Assured 100000
Policy Term 25
Prem Paying Term 25
Double Accidental Benefit yes
Term Rider 0

First Year Premium


Premium GST(4.5%) Payable Prem
YLY 4084 184 4268
HLY 2062 93 2155
QLY 1041 47 1088
MLY 347 16 363
2nd year onwards
Premium GST(2.25%) Payable Prem
YLY 4084 92 4176
HLY 2062 46 2108
QLY 1041 23 1064
MLY 347 8 355

Pay Rs.4176 every year for 25 yrs, and


get a bulk amount of Rs.253000 at
Age:54
Year Age Premiu Natural Accidntl Returns Surrendr Loan
m

2019 29 4268 104800 204800 0 0 0


2020 30 4176 109600 209600 0 0 0
2021 31 4176 114400 214400 0 5875 4700
2022 32 4176 119200 219200 0 11127 8901
2023 33 4176 124000 224000 0 13941 11152
2024 34 4176 128800 228800 0 16778 13422
2025 35 4176 133600 233600 0 19644 15715
2026 36 4176 138400 238400 0 23137 18509
2027 37 4176 143200 243200 0 26836 21468
2028 38 4176 148000 248000 0 30752 24601
2029 39 4176 152800 252800 0 34913 27930
2030 40 4176 157600 257600 0 38950 31160
2031 41 4176 162400 262400 0 43185 34548
2032 42 4176 167200 267200 0 47641 38112
2033 43 4176 173000 273000 0 52533 42026
2034 44 4176 178300 278300 0 57608 46086
2035 45 4176 183600 283600 0 62998 50398
2036 46 4176 188900 288900 0 68737 54989
2037 47 4176 194200 294200 0 74868 59894
2038 48 4176 200000 300000 0 81563 65250
2039 49 4176 205800 305800 0 88805 71044
2040 50 4176 213600 313600 0 97157 77725
2041 51 4176 225400 325400 0 107419 85935
2042 52 4176 238200 338200 0 119867 95893
2043 53 4176 253000 353000 0 127574 102059
2044 54 0 0 0 253000 0 0
0 0 104492 0 0 253000 0 0
You have to pay the premium for 25 yrs
(from Age:29 - Age:53)

If you take the payment mode as yly then you have to pay Rs.4268
for the first year,from 2nd year onwards Rs.4176

Totally you will pay Rs.104492

At Age-54 you will receive Rs.253000

Natural Risk Cover is Rs.104800-Rs.253000 as shown in the


above table......For example
In case of Natural Death at Age-34, Nominee will receive
Rs.128800

Accidental Risk Cover is Rs.204800-Rs.353000 as shown in the


above table......For example
In case of Accidental Death at Age-34, Nominee will receive
Rs.228800

If you close the policy you will receive the amount as shown in the
above table under Surrender Column.....For example
if you close at Age-36, you will receive Rs.23137

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-36, you can take a loan of Rs.18509

Medical Report: Not Applicable


Disclaimer : The Benefits shown in this presentation are as
per the 8% Benefit illustration of LIC of India, Actual values
may vary, depends on the corporation profits and experience

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