SENIOR SECONDARY SCHOOL, NOIDA

a unit of
N. C. EDUCATIONAL TRUST

BUILDING AT NOIDA
PLOT SIZE 16500 SQ. MTS
FAR (PRESENT) 35%
GROUND COVERAGE

MAXIMUM COVERED AREA 16500 SQ. MTS

MINIMUM OF MAX. ALLOWED COVERAGE (35%) 5775 SQ. MTS

COVERED AREA -PHASE-I 5500 SQ. MTS

COVERED AREA -PHASE-II 5000 SQ. MTS
TOTAL COVERED AREA 10500 SQ. MTS

NO OF FLOOR 2
AREA PER FLOOR 5500 SQ. MTS

PROPOSED USAGE AREA

PHASE-1
GROUND FLOOR
CLASS ROOMS-76 nos 4000 SQ. MTS
RECEPTION & WATING 60 SO.MTS
PRINCIPAL'S ROOM 50 SQ.MTS
VICE PRINCIPAL'S ROOM 40 SQ.MTS
OFFICE 60 SQ.MTS
STAFF ROOMS 100 SQ. MTS.
ACTIVITY HALL 200 SQ.MTS.
MUSIC ROOM 65 SQ.MTS.
LABORATORY 100 SQ.MTS.
LIBRARY 200 SQ.MTS.
CAFETERIA 100 SQ.MTS.
GUARD ROOMS 25 SQ.MTS.
SWIMMING POOL 500 SQ. MTS.

TOTAL COVERED AREA 5500 SQ. MTS.

PHASE-II
FIRST FLOOR

TOTAL COVERED AREA 5500 SQ. MTS.

 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N. C. EDUCATIONAL TRUST

PROJESTED NO. OF STUDENTS

PROJEST REPORT OF THE PROPOSED SCHOOL

a Land
a Plot size 16500 sq. mts.

b Location Sector 137 ,Noida (U.P)

c Rate of Land
Average rate of land Rs. 20,660 per sq. mtr.

d cost of plot Rs. 3409 Lakhs

Lease rent payable 10% Rs. 340.9 Lakhs
Conveyance deed 5% Rs. 170.45 Lakhs

Rs. 3920.35 Lakhs

 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

a Total Plot Area

FAR
Permissible Area in FAR
Ground Coverage
Permissible Area in ground Coverage

Phase-I

Ground Floor Reception ,Office, Conference Room, Cafeteria, Principal Room, Staff
Room, Toilet Block
First Floor Class Room, Music Room, Activity hall & Toilet Block

Second Floor Class Room, Library, laboratory & Toilet Block

Total FAR

Basement (Part) Services & Parking

Total Built Up

Phase-II

Ground Floor Class Room & Toilet Block

First Floor Class Room & Toilet Block

Second Floor Class Room & Toilet Block

Third Floor Class Room & Toilet Block

Total FAR
Basement (Part) Services & Parking

Total Built Up
These are the projections, we cannot certify the same, however we have compiled the data as per information provided by the m
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

a Land
Plot size

Location

Rate of Land
Average rate of land

cost of plot Rs.

Lease rent payable 10% Rs.
Conveyance deed 5% Rs.

Total Rs.

b BUILDING & STRUCTURE

Phase-I
Permissible Area in ground Coverage
Constuction Cost @1000/- Sq. Ft

Building

Electrical 10%

Water/ Sanitation 15%

Misc.civil works like boundry

walls,security cabins, parking
shed,inner outer approach roads. Etc

Total

These are the projections, we cannot certify the same, however we have compiled the data as per information provided by the m
 16,500.00 Sq. Mtr.
1.5
24,750.00 Sq. Mtr.
40%
9,900.00 Sq. Mtr.

3000.00 Sq. Mtr.

3000.00 Sq. Mtr.

3000.00 Sq. Mtr.

9000.00 Sq. Mtr.

3000.00 Sq. Mtr.

12000.00 Sq. Mtr.

4000.00 Sq. Mtr.

4000.00 Sq. Mtr.

4000.00 Sq. Mtr.

3,750.00 Sq. Mtr.

15750.00 Sq. Mtr.

4000.00 Sq. Mtr.

19750.00 Sq. Mtr.

tion provided by the management
 16,500.00 sq. mts.

Sector 137 ,Noida (U.P)

Rs. 20,660 per sq. mtr.

(Rs. Lakhs)
3,409.00
340.90
170.45

3,920.35

12000.00 Sq. Mtr.

(Rs. Lakhs)
1291.20

129.12

193.68

20.00

1634.00

tion provided by the management

 ……………………………. Pvt Ltd
(A) Project component and cost

S.No. Descriptions Qty.

Plant & Machinery
Imported
1 Extruder A-JWS45/30 1
2 Extruder B-JWS130/38 1
3 JWS45/30 - Feeding System 1
4 JWS130/38- Feeding System 1
5 JWS130/38- vented Single extruder 1
6 T-die 1
7 Three -roller calendar 1
8 Up and Down film coating Unit 1
9 Inline cutting unit 1
10 High Efficiency Dust suction unit 1
11 Electric Control System 1

Indigenous
12 Generator-500KVA 1
13 UPS-160KVA 1
14 Servo Stablizer-250KVA 1
15 Other Mis. Expenses
TOTAL

(B) Means of Finance

It is proposed to finance the project as under:

Plant & Machinery

1 Bank Finance
2 Promoter's Contribution
Total
Working Capital Requirements
1 Working Capital Requirements

Total
Grand Total
 (Rs. lakhs)

150.00

30.52
13.45
3.05
5.00
202.02

(Rs. Lakhs)

150.00
52.02
202.02

350.00

350.00
552.02
 ……………………………. Pvt Ltd
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS
FORM-III
(C)
ANALYSIS OF BALANCE SHEET
S. PARTICULARS 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
PREVIOUS- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR
AUDITED PROVISIONAL PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
No.
1 2 3 4 5 6 7 8
Liabilities
CURRENT LIABILITIES
1 Short-term borrowings from banks

(incldg. Bill purchased, discounted & excess borrowings placed on repayment

basis)
(i) From applicant Bank Term Loan - - - - - - - -
CC LIMIT - - 350.00 350.00 350.00 350.00 350.00 350.00
(ii)From other Banks - - - - - - - -
(iii) (of which BP & BD) - - - - - - - -
Sub-total(A) - - 350.00 350.00 350.00 350.00 350.00 350.00
2 Short-term borrowings from others - - - - - - -
3 Trade Payable - 90.00 130.00 135.00 130.00 135.00 135.00
4 Other Liabilities - - - - - - -
5 Provision for Taxation - - 1.00 17.29 25.65 28.62 29.58 29.79
6 Other statutory liabilities (due within one year) - - - - - - - -

7 Other current liabilities & Provisions (due within one year) 0.02 0.02 5.00 7.50 8.00 10.00 11.00 12.00

8 Deposits/ instalmentsof term loans/DPGs/Debentures, etc.(due within one

year)
- - - - - - - -
0.02 0.02 96.00 154.79 168.65 168.62 175.58 176.79
9 TOTAL CURRENT LIABILITIES 0.02 0.02 446.00 504.79 518.65 518.62 525.58 526.79
(Total of 1 to 8)

10 (a)Term Loan - - 150.00 132.50 102.50 72.50 42.50 12.50

(b) Unsecured loans 57.00 100.00 350.00 325.00 350.00 350.00 350.00 350.00

11 OTHER LONG TERM LIABILITIES 57.00 100.00 500.00 457.50 452.50 422.50 392.50 362.50

12 TOTAL OUTSIDE LIABILITIES (9+11) 57.02 100.02 946.00 962.29 971.15 941.12 918.08 889.29
NET WORTH
13 Share Capital 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00

14 General Reserve (0.33) (0.35) (1.24) 1.00 39.67 97.03 161.04 227.20

15 Security Premium Reserve

16 Profit for the year (0.03) (0.88) 2.24 38.67 57.36 64.01 66.16 66.61

17 NET WORTH 0.65 (0.24) 2.00 40.67 98.03 162.04 228.20 294.80

18 TOTAL LIABILITIES 57.66 99.78 948.00 1,002.96 1,069.18 1,103.16 1,146.28 1,184.09

ASSETS
CURRENT ASSETS
S. PARTICULARS 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
PREVIOUS- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR FOLLOWING- YEAR
AUDITED PROVISIONAL PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
No.
19 Cash and bank balance 0.61 0.65 6.45 4.03 9.62 10.64 11.89 5.38
. .
20 Investments [other than long term investments)
(i) Fixed Deposits with Bank - - - - - - - -

(i)Receivables other than deferred & exports(incldg. Bills purchased &

21 discounted by banks) - - 190.00 370.00 360.00 420.00 480.00 540.00

(ii) Export receivables (incldg bills purchased/discounted by banks) - - - - - - -

Inventory :
22 (i) Raw material (incldg. Stores & other items
used in the process of manufacture)
a) Imported - - - - -
b) Indigenous - - 225.00 180.00 225.00 225.00 225.00 225.00
(ii) Finished goods - - 250.00 200.00 250.00 250.00 250.00 250.00

(iv) Other consumabls spares

a) Imported - - - - - - - -
b) Imdigenous - - - - - - - -
c) Goods in Transit - - - - - - - -

23 Other current assets (specify major items)

I) Trade advances to parties - - - - - - - -

ii) Advances Recoverable in cash or in kind 0.85 - 10.00 12.00 13.00 7.70 8.20 8.50
iii) Other Current Assets - - - - - - - -

24 TOTAL CURRENT ASSETS ( 19 to 23) 1.46 0.65 681.45 766.03 857.62 913.34 975.09 1,028.88
FIXED ASSETS :
25 Net Block (land & building , machinery,work-in- progress 56.20 56.20 99.12 266.55 236.93 211.56 189.82 171.19
26 Addition/delation during the year - 42.92 202.02 - - - - -
27 Depreciation - - 34.60 29.62 25.37 21.74 18.63 15.98
. . .
28 NET BLOCK (25+26-27) 56.20 99.12 266.55 236.93 211.56 189.82 171.19 155.21

29 OTHER NON CURRENT ASSETS

Investment /books debts/advances/deposits which are not Current Assets - - - - - - - -

(I) a) Investments in subsidiary companies/affiliates - - - - - - - -

b) Other - - - - - - - -
(ii) Advance to suppliers of capital goods & contractors - - - - - - - -
(iii) Deferred receivables (maturity exceeding one year) - - - - - - - -
(iv) Others-Security Deposits - - - - - - - -
30 Non-consumable stores & spairs - - - - - - - -
31 Other non-current assets inclg.dues from directors - - - - - - - -
- - - - - - - -
32 TOTAL OTHER NON -CURR.ASSETS (Total of 29 to 31)
Intangible assets (patents, goodwill prelim, expenses ,bad/dobbdful debts not
provided for etc.)

33 Total - - - - - - - -

34 TOTAL ASSETS (Total of 24,28, & 33) 57.66 99.78 948.00 1,002.96 1,069.18 1,103.16 1,146.28 1,184.09
- - - - - - - -
 ……………………………. Pvt Ltd

OPERATING STATEMENTS
(Amount – Rs. in lacs)
(D) S.No. Name : 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
PREVIOUS- FOLLOWING- FOLLOWING- FOLLOWING- FOLLOWING- FOLLOWING- FOLLOWING- FOLLOWING-
YEAR YEAR YEAR PROJ. YEAR PROJ. YEAR PROJ. YEAR PROJ. YEAR PROJ. YEAR PROJ.
AUDITED PROVISIONAL

1 2 3 4 5 6 7 8

1 Gross Sales - - 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00

(i) Export sales - - - - - - - -
(ii) Domestic sales/Gross Receipts - - 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00
(iii) Duty Drawaback - - - - - - - -
TOTAL - - 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00
2 Less excise duty
3 Net sales ( 1-2) - - 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00
4 % age rise (+) or fall (-) in - - - 223.33 22.68 0.84 - -
net sales as compared to previous year - - - - - - - -
4 Cost of Sales
i) Raw materials (including stores and other - - 1,800.00 4,275.00 5,445.00 5,400.00 5,400.00 5,400.00
items used in the
a) Indigenous process of manufacture)
(Consumables) - - 1,800.00 4,275.00 5,445.00 5,400.00 5,400.00 5,400.00
b) Imported - - - - - - . -

ii) Other
a) Indigenous (Consumables) - - - - - - - -
b) Imported - - - - - - - -

(iii) Power & fuel 42.00 115.20 144.00 144.00 144.00 144.00
(iv) Direct labour 27.86 52.54 57.79 63.57 69.93 76.92
(v) Depreciation on Plant & Machinery - - -
(vi) Other Manufacturing exp 105.14 312.26 398.21 392.43 386.07 379.08

(vii) SUB-TOTAL ( i to v) - - 1,975.00 4,755.00 6,045.00 6,000.00 6,000.00 6,000.00

(viii) Add : Opening stock-Material - - - 225.00 180.00 225.00 225.00 225.00
 (ix) Sub – total - - 1,975.00 4,980.00 6,225.00 6,225.00 6,225.00 6,225.00
(x) Deduct Closing stock – Material - - 225.00 180.00 225.00 225.00 225.00 225.00
(xi) Cost of production - - 1,750.00 4,800.00 6,000.00 6,000.00 6,000.00 6,000.00
(xii) Add : Opening stock of finished goods - - - 250.00 200.00 250.00 250.00 250.00
(xiii) Sub – total - - 1,750.00 4,550.00 5,800.00 5,750.00 5,750.00 5,750.00
(xiv) Deduct closing stock of finished goods - - 250.00 200.00 250.00 250.00 250.00 250.00
(xv) SUB-TOTAL (Total cost of sales) - - 1,500.00 4,850.00 5,950.00 6,000.00 6,000.00 6,000.00
5 Selling & general & Adm. Expenses 0.03 0.88 83.00 350.00 440.00 442.00 445.00 450.00
b) Depreciation on other - - 34.60 29.62 25.37 21.74 18.63 15.98
6 SUB – TOTAL 0.03 0.88 1,617.60 5,229.62 6,415.37 6,463.74 6,463.63 6,465.98
7 Operating profit before interest (3–7) (0.03) (0.88) 32.40 105.38 129.63 136.26 136.37 134.02

8 Interest 29.17 49.42 46.63 43.63 40.63 37.63

9 Operating profit after interest (8-9) (0.03) (0.88) 3.24 55.96 83.00 92.64 95.74 96.39

10 (i) Add other non-operating Income

(a)Other income - - - - - - - -

Sub – total (income) - - - - - - - -

(ii) Deduct other non-operating expenses

11 Profit before tax/loss (0.03) (0.88) 3.24 55.96 83.00 92.64 95.74 96.39
[10+11] (iii)
12 Tax Expenses - - 1.00 17.29 25.65 28.62 29.58 29.79

13 Net profit / loss (12-13) (0.03) (0.88) 2.24 38.67 57.36 64.01 66.16 66.61

14 Retained profit ( 14- 15) (0.03) (0.88) 2.24 38.67 57.36 64.01 66.16 66.61
Retained profit /Net profit (% age)
 ……………………………. Pvt Ltd
CASH FLOW STATEMENT

(E) PARTICULARS AS AT 31/03/2018 AS AT 31/03/2019 AS AT 31/03/2020 AS AT AS AT AS AT

31/03/2021 31/03/2022 31/03/2023
Amount Amount Amount Amount Amount Amount
1 2 3 4 5 6
1. Cash Flow Arising From Operating Activities

Net Profit After Tax 2.24 38.67 57.36 64.01 66.16 66.61
Adjustment for :
Depreciation 34.60 29.62 25.37 21.74 18.63 15.98
Income Tax Provision 1.00 17.29 25.65 28.62 29.58 29.79
Provision for Gratuity
Interest on Loan' 29.17 49.42 46.63 43.63 40.63 37.63

Operating Profit Before Working Capital Changes (A) 67.00 135.00 155.00 158.00 155.00 150.00

Adjustment For Working Capital Changes

Inventories (475.00) 95.00 (95.00) - - -
Trade & Other Receivables (190.00) (180.00) 10.00 (60.00) (60.00) (60.00)
- - - - - -
Other Current Assets (10.00) (2.00) (1.00) 5.30 (0.50) (0.30)
Current Liabilities and Provisions 445.99 58.79 13.86 (0.02) 6.96 1.20

Net Cash Flow From Working Capital Changes (B) (229.01) (28.21) (72.14) (54.72) (53.54) (59.10)

Cash Flow From Operating Activities (C) (A-B) (162.01) 106.79 82.86 103.28 101.46 90.90

Less : Tax Adjustement (D) 1.00 17.29 25.65 28.62 29.58 29.79

Net Cash Flow From Operating Activities (C-D) (163.02) 89.50 57.21 74.65 71.88 61.12

2. Cash Flow Arising From Investing Activities

Purchase of Fixed Assets (Net of Sale) (202.02) - - - - -

Net Cash Flow From Investing Activities (202.02) - - - - -

3. Cash Flow Arising From Financing Activities

Interest on Loan' (29.17) (49.42) (46.63) (43.63) (40.63) (37.63)
Capital Introduce - - - - - -
Term Loan 150.00 (17.50) (30.00) (30.00) (30.00) (30.00)
Unsecured Loan 250.00 (25.00) 25.00 - - -
Net Cash Flow From Financing Activities 370.83 (91.92) (51.63) (73.63) (70.63) (67.63)

Net Decrease/Increase in Cash or Equivalents 5.80 (2.42) 5.58 1.03 1.25 (6.51)

Opening Cash and Cash Equivalents 0.65 6.45 4.03 9.62 10.64 11.89

Closing Cash and Cash Equivalents 6.45 4.03 9.62 10.64 11.89 5.38
 ……………………………. Pvt Ltd

(J) Details of Raw material required

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Total Production capacity of Machine ( In Tons) 10 per day 10 per day 10 per day 10 per day 10 per day 10 per day
Capacity Utilised 50% 80% 100% 100% 100% 100%
Total production in a Month (In Tons) 125.00 200.00 250.00 250.00 250.00 250.00
Total production for the year (In tons) 875 2400 3000 3000 3000 3000

Material- Polycarbonate Resin

Polycarbonate resin in KG 875,000 2,400,000 3,000,000 3,000,000 3,000,000 3,000,000
Add Closing Stock 125,000 100,000 125,000 125,000 125,000 125,000
Less Opening Stock - 125,000 100,000 125,000 125,000 125,000
Total material purchased for the year 1,000,000.00 2,375,000.00 3,025,000.00 3,000,000.00 3,000,000.00 3,000,000.00

Cost per KG 180 180 180 180 180 180

Cost of material 180,000,000.00 427,500,000.00 544,500,000.00 540,000,000.00 540,000,000.00 540,000,000.00

Details of sale of finished goods- Polycarbonate solid sheets

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Total production for the year (In tons) 875.00 2,400.00 3,000.00 3,000.00 3,000.00 3,000.00
Add opening stock - 125.00 100.00 125.00 125.00 125.00
Less Closing Stock (i.e. one month) 125.00 100.00 125.00 125.00 125.00 125.00
Total Sale during the year (in Tons) 750.00 2,425.00 2,975.00 3,000.00 3,000.00 3,000.00
Sale price per KG 220.00 220.00 220.00 220.00 220.00 220.00
Total sale 165,000,000.00 533,500,000.00 654,500,000.00 660,000,000.00 660,000,000.00 660,000,000.00
 ……………………………. Pvt Ltd
(F) Depreciation Chart

(Rs. In Lacs)
S.No. Description Rate 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

1 Plant & Machinery

Opening - - - 171.72 145.96 124.07 105.46 89.64
Additon - 202.02
Depreciation 15.00% - - 30.30 25.76 21.89 18.61 15.82 13.45
WDV - - 171.72 145.96 124.07 105.46 89.64 76.19

2 Building
Opening - - 42.92 38.63 34.77 31.29 28.16 25.34
Additon 42.92 - - - - - -
Depreciation 10.00% - - 4.29 3.86 3.48 3.13 2.82 2.53
WDV - 42.92 38.63 34.77 31.29 28.16 25.34 22.81

3 Land
Opening 56.20 56.20 56.20 56.20 56.20 56.20 56.20 56.20
Additon -
Closing 56.20 56.20 56.20 56.20 56.20 56.20 56.20 56.20

Total Assets 56.20 99.12 301.15 266.55 236.93 211.56 189.82 171.19

Total Depreciation - - 34.60 29.62 25.37 21.74 18.63 15.98

Total WDV 56.20 99.12 266.55 236.93 211.56 189.82 171.19 155.21
 ……………………………. Pvt Ltd
(G) Finance cost
(Rs. Lakhs)
Years 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Interest on Term Loan 8.75 14.42 11.63 8.63 5.63 2.63
Interest on working Capital 20.42 35.00 35.00 35.00 35.00 35.00
Total 29.17 49.42 46.63 43.63 40.63 37.63
 ……………………………. Pvt Ltd
(I) TERM LOAN ITS REPAYMENT AND INTEREST SCHEDULE

Term Loan 15,000,000.00

Repayment Period 7
Moratorium Period 12 Months
Annual Interest Rate 10.00

Year Months Opening Balance Installment Closing Balance

2017-18 September 15,000,000.00 - 15,000,000.00
October 15,000,000.00 - 15,000,000.00
November 15,000,000.00 - 15,000,000.00
December 15,000,000.00 - 15,000,000.00
January 15,000,000.00 - 15,000,000.00
February 15,000,000.00 - 15,000,000.00
March 15,000,000.00 - 15,000,000.00

2018-19 April 15,000,000.00 - 15,000,000.00

May 15,000,000.00 - 15,000,000.00
June 15,000,000.00 - 15,000,000.00
July 15,000,000.00 - 15,000,000.00
August 15,000,000.00 - 15,000,000.00
September 15,000,000.00 250,000.00 14,750,000.00
October 14,750,000.00 250,000.00 14,500,000.00
November 14,500,000.00 250,000.00 14,250,000.00
December 14,250,000.00 250,000.00 14,000,000.00
January 14,000,000.00 250,000.00 13,750,000.00
February 13,750,000.00 250,000.00 13,500,000.00
March 13,500,000.00 250,000.00 13,250,000.00

2019-20 April 13,250,000.00 250,000.00 13,000,000.00

May 13,000,000.00 250,000.00 12,750,000.00
June 12,750,000.00 250,000.00 12,500,000.00
July 12,500,000.00 250,000.00 12,250,000.00
August 12,250,000.00 250,000.00 12,000,000.00
September 12,000,000.00 250,000.00 11,750,000.00
October 11,750,000.00 250,000.00 11,500,000.00
November 11,500,000.00 250,000.00 11,250,000.00
December 11,250,000.00 250,000.00 11,000,000.00
January 11,000,000.00 250,000.00 10,750,000.00
February 10,750,000.00 250,000.00 10,500,000.00
March 10,500,000.00 250,000.00 10,250,000.00

2020-21 April 10,250,000.00 250,000.00 10,000,000.00

May 10,000,000.00 250,000.00 9,750,000.00
June 9,750,000.00 250,000.00 9,500,000.00
 July 9,500,000.00 250,000.00 9,250,000.00
August 9,250,000.00 250,000.00 9,000,000.00
September 9,000,000.00 250,000.00 8,750,000.00
October 8,750,000.00 250,000.00 8,500,000.00
November 8,500,000.00 250,000.00 8,250,000.00
December 8,250,000.00 250,000.00 8,000,000.00
January 8,000,000.00 250,000.00 7,750,000.00
February 7,750,000.00 250,000.00 7,500,000.00
March 7,500,000.00 250,000.00 7,250,000.00
 Year Months Opening Balance Installment Closing Balance
2021-22 April 7,250,000.00 250,000.00 7,000,000.00
May 7,000,000.00 250,000.00 6,750,000.00
June 6,750,000.00 250,000.00 6,500,000.00
July 6,500,000.00 250,000.00 6,250,000.00
August 6,250,000.00 250,000.00 6,000,000.00
September 6,000,000.00 250,000.00 5,750,000.00
October 5,750,000.00 250,000.00 5,500,000.00
November 5,500,000.00 250,000.00 5,250,000.00
December 5,250,000.00 250,000.00 5,000,000.00
January 5,000,000.00 250,000.00 4,750,000.00
February 4,750,000.00 250,000.00 4,500,000.00
March 4,500,000.00 250,000.00 4,250,000.00

2022-23 April 4,250,000.00 250,000.00 4,000,000.00

May 4,000,000.00 250,000.00 3,750,000.00
June 3,750,000.00 250,000.00 3,500,000.00
July 3,500,000.00 250,000.00 3,250,000.00
August 3,250,000.00 250,000.00 3,000,000.00
September 3,000,000.00 250,000.00 2,750,000.00
October 2,750,000.00 250,000.00 2,500,000.00
November 2,500,000.00 250,000.00 2,250,000.00
December 2,250,000.00 250,000.00 2,000,000.00
January 2,000,000.00 250,000.00 1,750,000.00
February 1,750,000.00 250,000.00 1,500,000.00
March 1,500,000.00 250,000.00 1,250,000.00

2023-24 April 1,250,000.00 250,000.00 1,000,000.00

May 1,000,000.00 250,000.00 750,000.00
June 750,000.00 250,000.00 500,000.00
July 500,000.00 250,000.00 250,000.00
August 250,000.00 250,000.00 -
years

Interest
125,000.00
125,000.00
125,000.00
125,000.00
125,000.00
125,000.00
125,000.00

125,000.00
125,000.00
125,000.00
125,000.00
125,000.00
122,917.00
120,833.00
118,750.00
116,667.00
114,583.00
112,500.00
110,417.00

108,333.00
106,250.00
104,167.00
102,083.00
100,000.00
97,917.00
95,833.00
93,750.00
91,667.00
89,583.00
87,500.00
85,417.00

83,333.00
81,250.00
79,167.00
77,083.00
75,000.00
72,917.00
70,833.00
68,750.00
66,667.00
64,583.00
62,500.00
60,417.00
Interest
58,333.00
56,250.00
54,167.00
52,083.00
50,000.00
47,917.00
45,833.00
43,750.00
41,667.00
39,583.00
37,500.00
35,417.00

33,333.00
31,250.00
29,167.00
27,083.00
25,000.00
22,917.00
20,833.00
18,750.00
16,667.00
14,583.00
12,500.00
10,417.00

8,333.00
6,250.00
4,167.00
2,083.00
-
 ……………………………. Pvt Ltd
(H) Man Power

Direct/ Factory
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
S.No Name of post Number Salary (P.M) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A)
1 Manager 2 35,000.00 490,000.00 924,000.00 1,016,400.00 1,118,040.00 1,229,844.00 1,352,828.40
2 Supervisor 4 30,000.00 840,000.00 1,584,000.00 1,742,400.00 1,916,640.00 2,108,304.00 2,319,134.40

Total(a) 6 1,330,000.00 2,508,000.00 2,758,800.00 3,034,680.00 3,338,148.00 3,671,962.80

S.No Name of post Number Salary (P.M) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A) Total Salary(P.A)
1 Operator 4 12000 336,000.00 633,600.00 696,960.00 766,656.00 843,321.60 927,653.76
2 Labour 16 10000 1,120,000.00 2,112,000.00 2,323,200.00 2,555,520.00 2,811,072.00 3,092,179.20

Total(b) 20 1,456,000.00 2,745,600.00 3,020,160.00 3,322,176.00 3,654,393.60 4,019,832.96

Grand Total(a+b) 26 2,786,000.00 5,253,600.00 5,778,960.00 6,356,856.00 6,992,541.60 7,691,795.76

Total Staff requirement 26 26 26 26 26 26

Total salary (Rs. In lacs) 27.86 52.54 57.79 63.57 69.93 76.92
Incremental Rate 10% 10% 10% 10% 10% 10%
 ……………………………. Pvt Ltd

(I) Details of power & fuel expenses

Particulars 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Total Power requirement (in KVA) 300 300 300 300 300 300

Total unit required at installed capacity 525,000 1440000 1800000 1800000 1800000 1800000

Rate / unit 8/- 8/- 8/- 8/- 8/- 8/-

Total expenses on power & fuel (Rs. In lacs) 42.00 115.20 144.00 144.00 144.00 144.00
 COMPUTATION OF MAXIMUM PERMISSIBLE
BANK FINANCE FOR WORKING CAPITAL

Amount in : lacs

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Projected Projection Projection Projection Projection Projection
1 2 3 4 5 6
FIRST METHOD OF LENDING

1. Total current assets 681.45 766.03 857.62 913.34 975.09 1,028.88

2. Other current liabilities 96.00 154.79 168.65 168.62 175.58 176.79

(other than bank borrowings)

3. Working capital gap 585.45 611.24 688.97 744.72 799.51 852.10

4. Min.stipulated Net working capital 146.36 152.81 172.24 186.18 199.88 213.02
(25% of WCG excluding export receivables)

5. Actual/projected net working capital 235.45 261.24 338.97 394.72 449.51 502.10

6. Item 3 minus item 4 439.09 458.43 516.73 558.54 599.63 639.07

7. Item 3 minus item 5 350.00 350.00 350.00 350.00 350.00 350.00

8. Maximum permissible bank finance 350.00 350.00 350.00 350.00 350.00 350.00
(lower of 6 or 7)
9. Excess borrowings representing
shortfall in NWC

SECOND METHOD OF LENDING

1. Total current assets 681.45 766.03 857.62 913.34 975.09 1,028.88

2. Other current liabilities (other 96.00 154.79 168.65 168.62 175.58 176.79
than bank borrowings)

3. Working capital gap 585.45 611.24 688.97 744.72 799.51 852.10

4. Minimum stipulated NWC (25% of 170.36 191.51 214.40 228.34 243.77 257.22
total current assets excluding
export receivables)
5. Actual/projected net working capital 235.45 261.24 338.97 394.72 449.51 502.10

6. Item 3 minus item 4 415.09 419.73 474.56 516.38 555.74 594.88

7. Item 3 minus item 5 350.00 350.00 350.00 350.00 350.00 350.00

8. Maximum permissible bank finance 350.00 350.00 350.00 350.00 350.00 350.00
(lower of 6 or 7)
9. Excess borrowings representing
shortfall in NWC

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Projected Projection Projection Projection Projection Projection
1 2 3 4 5 6
TURNOVER METHOD OF LENDING
1. Projected sale/ turnover 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00

2. 25% of the T/O as required W/c 412.50 1,333.75 1,636.25 1,650.00 1,650.00 1,650.00

3. Minimum Margin of 5% of T/O 82.50 266.75 327.25 330.00 330.00 330.00

4. Eligible Bank Finance (2-3) 330.00 1,067.00 1,309.00 1,320.00 1,320.00 1,320.00
……………………………. Pvt Ltd
(K) Calculation of Ratios

Ratios 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Current Ratio
Current Assets 681.45 766.03 857.62 913.34 975.09 1028.88
Current Liablities 446.00 504.79 518.65 518.62 525.58 526.79

1.53 1.52 1.65 1.76 1.86 1.95

Total Outside Liabl. 946.00 962.29 971.15 941.12 918.08 889.29

Tangible Net Worth 2.00 40.67 98.03 162.04 228.20 294.80

472.75 23.66 9.91 5.81 4.02 3.02

Profit Margin

PAT 2.24 38.67 57.36 64.01 66.16 66.61

Net Sales 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00

In percentage 0.14 0.72 0.88 0.97 1.00 1.01

PBDIT 67.00 135.00 155.00 158.00 155.00 150.00

Interest 29.17 49.42 46.63 43.63 40.63 37.63

In times 2.30 2.73 3.32 3.62 3.82 3.99

Return on capital employed

PBDIT 67.00 135.00 155.00 158.00 155.00 150.00

Total Assets-current liabilities 502.00 498.17 550.53 584.54 620.70 657.30

In percentage 13.35 27.10 28.15 27.03 24.97 22.82

Days sales in inventory (DIS)

Inventory 475.00 380.00 475.00 475.00 475.00 475.00

COGS 1,500.00 4,850.00 5,950.00 6,000.00 6,000.00 6,000.00

(In Days) 67.13 28.60 29.14 28.90 28.90 28.90

……………………………. Pvt Ltd

Calculation of Ratios

Ratios 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Debtor Turnover ratio

Sundry debtors 190.00 370.00 360.00 420.00 480.00 540.00

gross sales 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00

In Days 23.03 25.31 20.08 23.23 26.55 29.86

Gross profit ratio

gross profit 150.00 485.00 595.00 600.00 600.00 600.00

Sales 1,650.00 5,335.00 6,545.00 6,600.00 6,600.00 6,600.00

In percentage 9.09 9.09 9.09 9.09 9.09 9.09

Creditor turnover ratio

Creditors 90.00 130.00 135.00 130.00 135.00 135.00

Purchase 1,800.00 4,275.00 5,445.00 5,400.00 5,400.00 5,400.00

In Days 18.25 11.10 9.05 8.79 9.13 9.13

Debt Service Coverage Ratio

 PBDIT 67.00 135.00 155.00 158.00 155.00 150.00
Total Debt Service 29.17 66.92 76.63 73.63 70.63 67.63

In times 2.30 2.02 2.02 2.15 2.19 2.22

k RECURRING EXPENSES

S.no days 1st year 2nd year 3rd year 4th year

1 Consumables 10 0.81 0.89 0.98 1.08

2 Accounts receivables 7 20.72 22.79 25.07 27.58
3 Misc.Expenses 15 9.21 10.13 11.14 12.26

Total 30.74 33.81 37.20 40.91

Less
4 Sundry Creditor 5 0.40 0.44 0.48 0.53

30.34 33.37 36.71 40.38

5th year

1.19
30.34
13.48

45.01

0.59

44.42
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

k PROPOSED FEES STRUCTURE

Particular year1 year2 year3 year4 year5

DAY SCHOLARS
Admission Fees (non refundable) 18000 18000 18000 18000 18000

Annual Charge 5000 5000 5000 5000 5000

Registration Charge 800 800 800 800 800

Caution Money (Refundable) 5000 5000 5000 5000 5000

Building Fund (refundable) 1000 1000 1000 1000 1000

TUITION FEES

Junior Wing 24000 30000 36000 42000 48000

Primary Section 36000 42000 48000 54000 60000
Secondary Section 48000 54000 60000 66000 72000
Senior Secondary Section 60000 66000 72000 78000 84000

These are the projections, we cannot certify the same, however we have compiled the data as per information provided by
the management
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

l PROJECTED NO. OF STUDENTS

PROJECT REPORT OF THE PROPOSED SCHOOL

CALCULATION OF NO OF STUDENT

Junior Wing section year1 year2 year3 year4 year5

Nursery New adm. 6 240 240 240 240 240

Pramoted - - - - -
Total 240 240 240 240 240

LKG New adm. 6 240 - - - -

Pramoted 240 240 240 240
Total 240 240 240 240 240

UKG New adm. 6 240 - - - -

Pramoted 240 240 240 240
Total 240 240 240 240 240

Class 1 New adm. 6 240 - - - -

Pramoted 240 240 240 240
Total 240 240 240 240 240

Class 2 New adm. 6 160 - - -

Pramoted 240 240 240 240
Total 160 240 240 240 240

Class 3 New adm. 6 160 - - -

Pramoted 160 240 240 240
Total 160 160 240 240 240

Class 4 New adm. 6 160 - - -

Pramoted 160 160 240 240
Total 160 160 160 240 240

Class 5 New adm. 6 120 - - -

Pramoted 160 160 160 240
Total 120 160 160 160 240

Class 6 New adm. 6 80 - -

Pramoted 120 160 160 160
 Total 80 120 160 160 160

Class 7 New adm. 6 80 - - -

Pramoted 80 120 160 160
Total 80 80 120 160 160
These are the projections, we cannot certify the same, however we have compiled the data as per
information provided by the management
 Class 8 New adm. 5 - - - -
Pramoted 80 80 120 160
Total - 80 80 120 160

Class 9 New adm. 3 - - - -

Pramoted - 80 80 120
Total - - 80 80 120

PROJECTED NO. OF STUDENTS

Continued

Class 10 New adm. 2 - - -

Pramoted - - 80 80
Total - - - 80 80

Class 11 New adm. 3 - - 20 -

Pramoted - - - 80
Total - - - 20 80

Class 12 New adm. 3 - - - -

Pramoted - - - 20
Total - - - - 20

Total New Adm. 1,720 240 240 260 240

Total Pramoted 1,720 1,960 2,200 2,460
Grand Total 1,720 1,960 2,200 2,460 2,700

These are the projections, we cannot certify the same, however we have compiled the data as per
information provided by the management
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

p PROJECTIONS INCOME STATEMENT

Particular 1st Yr. 2nd Yr. 3rd Yr.

Sale 200 220 242

TOTAL RECEIPTS OF SCHOOL 200.00 220.00 242.00

Interest & Other Income - - -

TOTAL INCOME 200.00 220.00 242.00

Projected Expenditure

Salaries #REF! #REF! #REF!

Repair & Maintenance #REF! #REF! #REF!
Insurance #REF! #REF! #REF!
Interest on term loan Err:509 Err:509 Err:509
Advertisment exp. #REF! #REF! #REF!
Electricity / Water 7.82 8.60 9.46
AMC Computer 0.50 0.55 0.61
Telephone exp. & Internet usage 2.00 2.20 2.42
Printing & Statonary 0.30 0.32 0.33

Total Expenditure #REF! #REF! #REF!

Surplus/(Deficiency) before depreciation #REF! #REF! #REF!

Depreciation 29.62 25.37 21.74

Surplus/(Deficiency) depreciation #REF! #REF! #REF!

These are the projections, we cannot certify the same, however we have compiled the data as per information provided by the mana
 (Rs. Lakhs)
4th Yr. 5th Yr.

266.2 292.82

266.20 292.82

- -

266.20 292.82

#REF! #REF!
#REF! #REF!
#REF! #REF!
Err:509 Err:509
#REF! #REF!
10.40 11.44
0.67 0.73
2.66 2.93
0.35 0.36

#REF! #REF!

#REF! #REF!

18.63 15.98

#REF! #REF!

ation provided by the management

 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

o Projected Balance Sheet

Particulars Const. Period 1st Year 2nd Year

TERM LIABILITIES
Term Loan 150.00 132.50 102.50
Noida authority Err:509 Err:509 Err:509
Unsecured Loans 450.00 450.00 500.00
Caution Money refundable - 86.00 98.00

CURRENT LIABILITIES
Expenses payable #REF! #REF!
Advance Fees received

TOTAL OUTSIDE LIABILITIES Err:509 #REF! #REF!

CAPITAL FUND
Promoters Capital 1,500.00 1,600.00 1,600.00
ADD. Surplus/ (Deficiency) - #REF! #REF!
Building fund - 17.20 19.60

Total (A) Err:509 #REF! #REF!

FIXED ASSETS
Fixed Assets
Gross block 301.15 266.55 236.93
Depreciation 34.60 29.62 25.37
Net block 266.55 236.93 211.56

CURRENT ASSETS
cash & Bank Balance Err:509 #REF! #REF!
Other current assets - 10.00 8.00
Pre-liminary Expenses W/off 25.00 20.00 15.00

Total(B) Err:509 #REF! #REF!

Err:509 #REF! #REF!

These are the projections, we cannot certify the same, however we have compiled the data as per information provided by the man
A

(Rs. Lakhs)
3rd Year 4 th Year 5 th year

72.50 42.50 Err:509

Err:509 Err:509 Err:509
400.00 100.00 -
110.00 123.00 135.00

#REF! 80.00 #REF!

#REF! Err:509 #REF!

1,600.00 1,600.00 1,600.00

#REF! #REF! #REF!
22.00 24.60 27.00

#REF! Err:509 #REF!

211.56 189.82 171.19

21.74 18.63 15.98
189.82 171.19 155.21

#REF! #REF! #REF!

9.00 10.00 12.00
10.00 5.00 -

#REF! #REF! #REF!

#REF! #REF! #REF!

ormation provided by the management

 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

r TAXATION ON PROJECTED INCOME

Particular 1st Year 2nd Year 3rd Year 4 th Year 5 th year

Surplus / deficit #REF! #REF! #REF! #REF! #REF!
Add,
Depreciation 29.62 25.37 21.74 18.63 15.98

Total income #REF! #REF! #REF! #REF! #REF!

Less Depreciation 29.62 25.37 21.74 18.63 15.98

Taxable income #REF! #REF! #REF! #REF! #REF!

Less
adhoc deduction @ 15% u/s 11(1) #REF! #REF! #REF! #REF! #REF!

Balance #REF! #REF! #REF! #REF! #REF!

Repayment of loan
Noida authority Err:509 Err:509 Err:509 Err:509 Err:509
Term loan - - - - -
Set apart U/s 11(2) - - #REF! #REF! #REF!

Total Err:509 Err:509 Err:509 Err:509 Err:509

These are the projections, we cannot certify the same, however we have compiled the data as per information
provided by the management
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

q
PROJECTED CASH FLOW STATEMENT

SOURCES OF FUND Const. Period 1st Year 2nd Year 3rd Year 4 th Year

Surplus / deficit - #REF! #REF! #REF! #REF!

increse in contribution 1,500.00 100.00 - - -
Preliminary Exp. - Err:509 Err:509 Err:509 Err:509
depreciation - 29.62 25.37 21.74 18.63
Increse in long term loan 150.00 - - - -
Increse in Deferred liability Err:509 - - - -
Increase in unsecured loan 450.00 - 50.00 (100.00) (300.00)
increase in current liabilities - #REF! #REF! #REF! #REF!
Corpus contribution 17.20 2.40 2.40 2.60
refundable deposits - 86.00 12.00 12.00 13.00

Err:509 #REF! #REF! #REF! #REF!

APPLICATION OF FUND

Preliminary Exp. 25.00 - - - -

Increse in Capital Exp. 301.15 - - Err:509
Increse in Current Assets - (10.00) 2.00 (1.00) (1.00)
Decrease in term Loan - (17.50) (30.00) (30.00) (30.00)
Decrease in deferred Liability - Err:509 Err:509 Err:509 Err:509

326.15 Err:509 Err:509 Err:509 Err:509

Surplus Err:509 #REF! #REF! #REF! #REF!

Opening Balance - Err:509 #REF! #REF! #REF!

Clossing Balance Err:509 #REF! #REF! #REF! #REF!

(Rs. Lakhs)
5 th year

#REF!
-
Err:509
15.98
-
-
(100.00)
#REF!
2.40
12.00

#REF!

-
-
(2.00)
Err:509
Err:509

Err:509

#REF!

#REF!

#REF!
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

Calculation of Ratios

Ratios Year1 Year 2 Year 3

Current Ratio
Current Assets #REF! #REF! #REF!
Current Liablities #REF! #REF! #REF!

#REF! #REF! #REF!

Total Outside Liabl.(excl. Unsecured Loan) #REF! #REF! #REF!

Tangible Net Worth #REF! #REF! #REF!

#REF! #REF! #REF!

Profit Margin
PAT #REF! #REF! #REF!
Net Sales 200.00 220.00 242.00

In percentage #REF! #REF! #REF!

PBDIT Err:509 Err:509 Err:509

Interest Err:509 Err:509 Err:509

In times Err:509 Err:509 Err:509

Return on Total Assets

PBDIT Err:509 Err:509 Err:509
Total Assets #REF! #REF! #REF!

In percentage #REF! #REF! #REF!

These are the projections, we cannot certify the same, however we have compiled the data as per information provided by the management
 (Rs. Lakhs)
Year 4 Year 5

#REF! #REF!
80.00 #REF!

#REF! #REF!

Err:509 #REF!
#REF! #REF!

Err:509 #REF!

#REF! #REF!
266.20 292.82

#REF! #REF!

Err:509 Err:509
Err:509 Err:509

Err:509 Err:509

Err:509 Err:509
#REF! #REF!

#REF! #REF!

on provided by the management

 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

s DSCR CALCULATION
(Rs. Lakhs)
Particular 1st Year 2nd Year 3rd Year 4 th Year 5 th year

Profit before depreciation #REF! #REF! #REF! #REF! #REF!

Add: Depreciation 29.62 25.37 21.74 18.63 15.98
Add: Interest cost
bank interest Err:509 Err:509 Err:509 Err:509 Err:509
Noida authority Err:509 Err:509 Err:509 Err:509 Err:509

Total-A Err:509 Err:509 Err:509 Err:509 Err:509

Bank interest Err:509 Err:509 Err:509 Err:509 Err:509

Instalments Err:509 Err:509 Err:509 Err:509 Err:509

Total-B Err:509 Err:509 Err:509 Err:509 Err:509

Ratio Err:509 Err:509 Err:509 Err:509 Err:509

Average DSCR Err:509

These are the projections, we cannot certify the same, however we have compiled the data as per information
provided by the management
 SENIOR SECONDARY SCHOOL, NOIDA
a unit of
N C EDUCATIONAL TRUST

Noida Authority loan calculation

Terms for Allotement in brief

Plot alloted on …….

Plot value ` 39,20,35,000
Rate of Interest
Penal Interest Rate

First 12 months is monotarirum period and in this period no principal will be paid, only interest will be paid

+/- Particulars
Total Cost of the Plot (A)
Less : Allotment money (30% of cost of Plot)
Registration money (B)
Balance allotment money ©
Total (B+C) = (D)

Remaining money (70% of cost of Plot), to be paid in 16 half yearly equal

installments (A-D) = (E)

Repayment Schedule

Installment Principal Amount Interest Amount

No. Total Installment Amt.
1 - Err:509 Err:509
2 - Err:509 Err:509
3 Err:509 Err:509 Err:509
4 Err:509 Err:509 Err:509
5 Err:509 Err:509 Err:509
6 Err:509 Err:509 Err:509
7 Err:509 Err:509 Err:509
8 Err:509 Err:509 Err:509
9 Err:509 Err:509 Err:509
10 Err:509 Err:509 Err:509
11 Err:509 Err:509 Err:509
12 Err:509 Err:509 Err:509
13 Err:509 Err:509 Err:509
14 Err:509 Err:509 Err:509
15 Err:509 Err:509 Err:509
16 Err:509 Err:509 Err:509
 Err:509 Err:509 Err:509

These are the projections, we cannot certify the same, however we have compiled the data as per information provided b
management
 11%
14%

nterest will be paid

Amount `
Err:509
Err:509
-
-
Err:509

Err:509

Balance amount
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
Err:509
a as per information provided by the