SAN BEDA COLLEGE OF LAW

Mendiola, Manila
CASES IN INSURANCE
Prepared by: Dean Jose Sundiang
I. CONSTRUCTION OF INSURANCE CONTRACT
1. Calanoc v. Court of Appeals, 98 Phil. 79 [1955]
2. Biagtan v. Insular Life Assurance Co., Ltd., 44 SCRA 58
3. Finman Gen. Insurance Corp. v. Court of Appeals, 213 SCRA 493 [1992]
4. Zenith Insurance Corp. v. Court of Appeals, 185 SCRA 398
5. Sun Insurance Office Ltd. V. Court of Appeals, 211 SCRA 554 [1992]
6. Villacorta v. Insurance Commission, 100 SCRA 467
7. Figuracion Vda. De Maglana v. Hon. Francisco Consolacion 212 SCRA 268
[1992]
8. Perla Compania de Seguro, Inc. v. court of Appeals, 208 SCRA 487
9. Geagonia v. Court of Appeals, 241 SCRA 152 [1995]
10. Fortune Insurance and Surety Co., Inc. v. Court of Appeals, 244 SCRA 308
[1995]
11. Edillon v. Manila Bankers Life, 117 SCRA 187
12. Perla Compania de Seguro v. CA, 185 SCRA 741 [1990]
13. Aisporna v. CA, 113 SCRA 459
14. White Gold Marine Services, Inc. vs. Pioneer Insurance and Surety
Corporation and Steamship Mutual Underwriting Association Ltd. [G.R. No.
464 SCRA 448]
15. Republic vs. Sunlife Assurance Company of Canada [473 SCRA 129,
Oct. 14, 2005]
16. Philam Care Health Systems, Inc. v. Court of Appeals, 379 SCRA 356 [2002]
17. Commissioner of Internal Revenue v. Lincoln Philippine Life Insurance
Company, 379 SCRA 423 [2002]
II. PERFECTION OF INSURANCE CONTRACT
18. Enriquez v. Sun Life Assurance Co. of Canada, 41 Phil. 269
19. Great Pacific Life Insurance Co. v. Court of Appeals, 89 SCRA 543
20. Dev. Bank of the Phils. V. Court of Appeals, 231 SCRA 370 [1994]
21. Philamcare Health Systems, Inc. v. Court of Appeals, 379 SCRA 356 [2002]
22. Gulf Resorts, Inc. v. Phil Charter Insurance, Corp., 458 SCRA 550 [2005]
III. SUBROGATION
23. Malayan Insurance Co., Inc. v. Court of Appeals, 165 SCRA 536
24. Manila Mahogany v. Court of Appeals, 154 SCRA 650
25. Pan Malayan Ins. Corp. v. Court of Appeals, 184 SCRA 54
26. Cebu Shipyard and Engineering Works, Inc. v. William Lines, 306 SCRA
762 [1999]
27. Delsan Transport Lines, Inc. v. Court of Appeals, 369 SCRA 24 [2001]
28. Federal Express Corporation v. American Home Assurance Company, 437
SCRA 50 [2004]
IV. INSURABLE INTEREST
29. Sps. Nilo and Stella Cha v. Court of Appeals, 277 SCRA 690 [1997]
30. Great Pacific Life Insurance Corp. v. CA, 316 SCRA 677 [1999]
31. Harvardian Colleges of San Fernando Pampanga, Inc. v. Country Bankers
Insurance Corp., CA, 1 SCRA 1 [1986]
32. Ang Ka Yu v. Phoenix Assurance Co. Ltd., 1 SCRA 704 [1961]
33. Gaisano Cagayan, Inc. v. Insurance Company of North America
490 SCRA 289 [2006]
V. BURDEN OF PROOF
34. DBP Pool Accredited Insurance Company v. Radio Mindanao Network Inc.
480 SCRA 314 [2006]
VI. CONCEALMENT AND REPRESENTATION
35. Insular Life Assurance Co. v. Serafin D. Feliciano, 74 Phil. 468
36. Sunlife Assurance Co. of Canada v. Court of Appeals, 245 SCRA 268 [1995]
37. Thelma Vda. De Canilang v. Court of Appeals, 223 SCRA 443 [1993]
VII. BREACH OF WARRANTY
38. Prudential Guarantee and Assurance, Inc. v. Trans-Asia Shipping Lines, Inc.
491 SCRA 411 [2006]
VIII. PERSONS ENTITLED TO RECOVER UNDER THE POLICY
39. Bonifacio Bros. v. Mora, 20 SCRA 261
40. First Integrated Bonding & Insurance Co. v. Hernando 199 SCRA 796 [1991]
41. Sherman Shaper v. Hon. Judge RTC of Olongapo City 167 SCRA368
IX. INCONTESTABILITY CLAUSE
42. Tan v. Court of Appeals, 174 SCRA 403
X. LIABILITY UNDER AN OPEN POLICY
 43. Development Insurance Corp. v. Intermediate Appellate Court, 143 SCRA 62
XI. PRESCRIPTION OF ACTION
44. Sun Insurance Office Ltd. V. Court of Appeals, 195 SCRA 139 [1991]
45. Jacqueline Jimenez Vda. De Gabriel v. Court of Appeals, 264 SCRA 137
[1996]
XII. PREMIUM PAYMENTS
46. Malayan Insurance Co. Inc. v. Gregorio Cruz Arnaldo, 154 SCRA 672
47. Makati Tuscany Condominium Corp. v. Court of Appeals, 215 SCRA 462
[1992]
48. South Sea Surety and Ins. Co. Inc. v. Court of Appeals, 244 SCRA 744
[1995]
49. Sps. Antonio Tibay and Violeta Tibay et. al. v. Court of Appeals, 257 SCRA
126 [1996]
50. UCPB General Insurance Co. Inc. vs. Masagana Telemart, Inc., 356 SCRA
307 [2001]
51. American Home Assurance Co. v. Antonio Chua, 309 SCRA 250 [1999]
52. Paulin v. Insular Life Assurance. Co. Ltd., 47 OG 3012 [1949]
XIII. DOUBLE INSURANCE
53. Pioneer Insurance & Surety Corp. v. Olivia Yap 61 SCRA 426
54. Republic Bank v. Phil. Guaranty Co., Inc., 47 SCRA 271
XIV. MARINE INSURANCE
55. Oriental Assurance Corp. v. Court of Appeals, 200 SCRA 459 [1991]
56. Roque v. Intermediate Appellate Court, 139 SCRA 597
57. Filipinas Merchants Insurance v. court of Appeals, 179 SCRA 638
58. Choa Tek Seng v. Court of Appeals, 18. SCRA 223
59. Delsan Transport Lines, Inc. v. Court of Appels, 369 SCRA 24
XV. LIFE INSURANCE
60. Del Val v. Del Val, 29 Phil. 535
61. Bank of the Phil. Islands v. Posadas, 56 Phil. 215
62. Insular Life v. Ebrado, 80 SCRA 181
XVI. CASH SURRENDER VALUE
63. Manufacturing Life Insurance Co. v. Meer, 89 Phil. 351 [1981]
XVII. SURETYSHIP
64. Development Bank of the Phils. v. Court of Appeals, 231 SCRA 370 [1994]
 65. Phil. Pryce Assurance Corp. v. CA, 230 SCRA 164
XVIII. CLAIMS SETTLEMENT (Secs. 234 & 244) AND PROOF OF LOSS
66. Tio Khe Chio vs. Court of Appeals, 202 SCRA 119 [1991]
67. Finman Assurance Corporation v. Court of Appeals, 361 SCRA 514 [2001]
68. Country Bankers Insurance Corporation v. Lianga Bay and Community Muti-
Purpose Cooperative, 374 SCRA 653 [2002]
XIX. Compulsory Motors Vehicle Liability INSURANCE
69. Perla Compania de Seguro, Inc. v. Hon. Constante Ancheta, 164 SCRA 144
70. First Quezon City Insurance Co. v. Court of Appeals, 218 SCRA 525 [1993]
71. Perla Compania de Seguro, Inc. v. Ramolete, 203 SCRA 487 [1991]
72. Government Service Insurance System v. Court of Appeals, 308 SCRA 559, June 21,
1999
XX. JURISDICTION OF THE INSURANCE COMMISSION
73. Philippine American Life Insurance Co., v. Ansaldo, 234 SCRA 509 [1994]