RETAIL BANKING

GENERAL TARIFF
OF CHARGES
RETAIL BANKING GENERAL TARIFF OF CHARGES
BANKING SERVICE CHARGES
Account Charges
Savings Accounts
Monthly minimum balance (monthly average)
Monthly charge if below minimum balance
Current Accounts
Monthly minimum balance (monthly average)
Monthly charge if below minimum balance
Overdrawn Current Account (monthly)
Issuing Cheque Books:
Small (25 leaves)
2
Personal Banking Advance* Additional Information
or equivalent amount in foreign
20.000
currency
Free for Orphans, widows, disabled
customers, pensioners, individuals
1 (BHD 1.05 inclusive receiving social subsidies from the
N/a
of VAT) Ministry of Labour and Social Affairs,
Students and Bahraini nationals with a
monthly salary below BHD 250
or equivalent amount in foreign
500.000
currency
Free for Orphans, widows, disabled
customers, pensioners, individuals
5 (BHD 5.25 inclusive receiving social subsidies from the
N/a
of VAT) Ministry of Labour and Social Affairs,
Students and Bahraini nationals with a
monthly salary below BHD 250
5 (BHD 5.25 inclusive
of VAT)
2.5 (BHD 2.625
Free
inclusive of VAT)
RETAIL BANKING GENERAL TARIFF OF CHARGES

Fixed Deposits
or equivalent amount in foreign
Minimum Deposit Amount 1000.000
currency

Breaking prior to maturity (irrespective of tenure) 25

Call Deposits
3 (BHD 3.15 inclusive
Monthly Charge if below minimum Balance N/a Minimum Balance of BHD 10,000
of VAT)

5(BHD 5.25
Free for customers meeting the
Advance Monthly Service Charge N/a inclusive of
deposit criteria
VAT)

International Accounts
USD100
USD200 (USD 210 (USD 105
International Account Opening charges
inclusive of VAT) inclusive of
VAT)

OTHER CHARGES
Charges applicable for over the
0.4( BHD .42inclusive counter transfers / provided free
Internal Transfer between HSBC Accounts
of VAT) via ATM, Internet Banking & Phone
Banking
External Transfer Refer to Wire Transfer charges
3 (BHD 3.15 inclusive
Standing Order - Setup
of VAT)

3
RETAIL BANKING GENERAL TARIFF OF CHARGES

3 (BHD 3.15 inclusive

Standing Order - Amendments
of VAT)

Penalty for insufficient funds 10

Up to 2 times per
year -Free. Free for Orphans, widows, disabled
More than 2 times customers, pensioners, individuals
per year -300 fils (315 receiving social subsidies from the
Account Statement
fils inclusive of VAT) Ministry of Labour and Social Affairs,
per page, subject to Students and Bahraini nationals with a
a cap of BHD 5 (BHD monthly salary below BHD 250
5.25 inclusive of VAT)

10 (BHD 10.5
Copy of Transaction Documents
inclusive of VAT)
10 (BHD 10.5
Account Balance Certificate
inclusive of VAT)
10 (BHD 10.5
Reference Letter Fees
inclusive of VAT)

5 (BHD 5.25 inclusive

Stop Payment
of VAT)

Within 6 months of
the loan/credit facility
closure -Free.
Discharge Certificate (Non-liability Certificate )
After 6 months -BHD
5 (BHD 5.25 inclusive
of VAT)

10 (BHD 10.5 May be done only for HSBC Group

Verification of documents
inclusive of VAT) Banks

4
RETAIL BANKING GENERAL TARIFF OF CHARGES

5 (BHD 5.25 inclusive

Full Credit Bureau Report Request
of VAT)
5.000 - 20.000
Varies based on factors such as
International Courier Delivery Charge (BHD 5.25 - BHD 21
location, size and weight
inclusive of VAT)

CHEQUE COLLECTION
Incoming Cheques No Charge
Outgoing Cheques No Charge
Cheques drawn on other banks
Cheque Returned by the Bank No Charge
returned unpaid
Cheques drawn on HSBC returned
14 (BHD 14.7 unpaid for the reason: refer to
Cheque Returned to the Bank
inclusive of VAT) drawer/not arranged for/ represent//
insufficient fund
For cheque(s) accepted for physical collection, processing time will be
approximately 6 - 8 weeks and Drawee Bank charges may apply, which vary
Foreign Currency Cheques sent for collection from USD 45 (US$ 47.25 inclusive of VAT) to USD 200 (US$ 210 inclusive of
VAT). Courier charges may apply on USD cheques drawn on HSBC entities
and affiliates for clearing through physical collection outside Bahrain.

BHD 10/- for postage (BHD 10.5 inclusive of VAT), commission - 0.2%
Cheques purchased (.21% inclusive of VAT) of the cheque amount, minimum BHD 5/- (BHD 5.25
inclusive of VAT) max 200/- (BHD 210 inclusive of VAT)
Returned Cheque drawn on account, due to Technical 10 (BHD 10.5
Reasons Inclusive of VAT)
Minimum BHD 5 (BHD 5.25 inclusive
0.2% (.21% inclusive
FCY Inward Remittances of VAT)- Max BHD 200/ (BHD 210
of VAT)
inclusive of VAT)

5
RETAIL BANKING GENERAL TARIFF OF CHARGES

CASH WITHDRAWAL CHARGES

5 (BHD 5.25
Over the Counter withdrawal below BHD 1500/- N/a inclusive of No charges for disabled customers
VAT)

5 (BHD 5.25 inclusive 5 (BHD 5.25 per withdrawal. No charges for

Over the Counter withdrawal below BHD 1000/- inclusive of
of VAT) disabled customers
VAT)

5(BHD 5.25 inclusive BHD 5/- (BHD 5.25 inclusive of VAT)

Counting coins regardless of the amount being
of VAT)
counted
Cash withdrawal from foreign currency accounts Free

CASH DEPOSIT CHARGES

Cash deposit into foreign currency accounts Free

REMITTANCE FEES
3 (BHD 3.15 inclusive DDs will not be issued against cash or
Issue of Demand Draft through Bank Account
of VAT) cheques over the counter

Cancellation of Demand Draft Free

12 (BHD 12.6 BHD 5/- ( BHD 5.25 inclusive of VAT) if
Collection of International Managers Cheque
inclusive of VAT) drawn on HSBC Group
3 (BHD 3.15 inclusive
Issue of Cashier›s Order
of VAT)
Cancellation of Cashiers Order Free

Fixed TT Charges when Overseas charges are to be debited 10 (BHD 10.5

10 (BHD 10.5
to the account of the remitter - charges will be debited to the inclusive of
inclusive of VAT)
account the following day VAT)

6
RETAIL BANKING GENERAL TARIFF OF CHARGES

Payment Investigation Charges - applicable for TTs rejected 5 (BHD 5.05 inclusive Charge is applicable for each instance
for errors of VAT) that the transfer is resubmitted

WIRE TRANSFERS
Within Kingdom of Bahrain - Fawri + up to BHD100 No Charge
0.1 (BHD .105
Within Kingdom of Bahrain -Other Bahraini Dinar Payments
inclusive of VAT)
Within Kingdom of Bahrain - Bahraini Dinars through local 0.4 (BHD .42
bank favoring Non-Retail Bank in Bahrain inclusive of VAT)
5 ( BHD 5.25 (BHD 4/- ( BHD 4.2 inclusive of VAT) if
Within Kingdom of Bahrain - Other Currencies
Inclusive of VAT) done over the internet)

Bill Payments -Fawateer No Charge

5 (BHD 5.25 inclusive BHD 4/- if done over the internet (BHD
Outside Bahrain - HSBC Group Banks
of VAT) 4.2 inclusive of VAT)

5.000 (BHD 5.25

BHD 4/ (BHD 4.2 incluive of VAT)-
inclusive of VAT) (plus
Outside Bahrain - non-HSBC Group Banks if done over the internet (plus
correspondent Bank
correspondent Bank charges, if any)
charges, if any)

Outside Bahrain - Bahraini Dinars through local bank favoring 0.4 (BHD .42
overseas bank inclusive of VAT)
Global Transfers (Me2Me) N/a No Charge

DEBIT CARDS (Local & International)

Initial No Charge
5 (BHD 5.25 inclusive
Replacement
of VAT)

7
RETAIL BANKING GENERAL TARIFF OF CHARGES

Cash Withdrawal & Balance Inquiry

ATM usage in Bahrain No Charge
1 (BHD 1.05 inclusive
ATM usage within GCC (excluding Bahrain) Applicable exchange rate
of VAT)
(BHD inclusive
ATM usage outside Bahrain in HSBC ATM
of VAT)
2 (BHD 2.1 inclusive
ATM usage outside GCC in other Bank ATMs Applicable exchange rate
of VAT)

Credit Card ATM Usage to access HSBC Saving/Current

account from HSBC ATM (Outside Bahrain)

Credit Card ATM Usage to access HSBC Saving/Current

2 (BHD 2.1 inclusive
account from a Non HSBC ATM (within or Outside of
of VAT)
Bahrain)

Balance Inquiry Same charges apply as with cash withdrawal

Foreign currency transactions on Debit Cards that are not in 2.5% (2.62%
2.5% (2.62%
your billing currency will be converted at a wholesale market inclusive of
inclusive of VAT)
rate, attracting a processing fee of up to VAT)

CREDIT CARDS
Finance Charge - Classic Cards 2.50%
Finance Charge - Visa Platinum Cards 2.50%
Finance Charge - Gold Cards 2.50%
Finance Charge - Advance Cards 2.25%
Finance Charge - Premier Cards 2.00%

8
RETAIL BANKING GENERAL TARIFF OF CHARGES

20 ( BHD 21 inclusive
Annual Membership - Classic Cards
of VAT)

30 (BHD 31.5
Annual Membership - Visa Platinum Cards
inclusive of VAT)

30 ( BHD 31.5 * If Advance against deposits - 1st

Annual Membership - Gold Cards Free*
inclusive of VAT) year free
Annual Membership - Advance Master Cards Free
Annual Membership - Premier Cards Free

The existing Finance Charge and Annual Fees will remain the same for all bank performed upgrades from Classic to either Gold or Advance
Credit Cards.

5 (BHD 5.25 inclusive

Card Replacement
of VAT)

2 (BHD 2.1 inclusive

PIN Reissue
of VAT)

Credit Card Cash Withdrawal Fee

5% (5.25% inclusive Minimum BHD 10.000 (BHD 10.5

Inside Bahrain
of VAT) inclusive of VAT)

5% (5.25% inclusive Minimum BHD 10.000 (BHD 10.5

Outside Bahrain
of VAT) inclusive of VAT)

* Standard Finance Charges apply on all Cash withdrawls

9
RETAIL BANKING GENERAL TARIFF OF CHARGES

Foreign Currency Transactions are converted into your billing

currency by the card scheme (Visa or MasterCard®) usin
their applicable exchange rates on the day conversion is
made (which may involve a conversion to US Dollars first). 3% (3.15% inclusive of VAT) on foreign currency transactions
In addition to this exchange rate conversion, we charge a
processing fee (as a percentage of the transaction amount)
as set out in our Schedule of Tariffs.
15 (BHD 15.75
Late Payment (monthly charge) 15 ( BHD 15.75
inclusive of
inclusive of VAT) VAT)
0.625% of the monthly outstanding
Credit Shield Plus Insurance
balance***
12 (BHD 12.6
12 (BHD 12.6
Over Limit (monthly charge) inclusive of
inclusive of VAT)
VAT)
Ranges from 1%
(1.05% inclusive of
VAT) to 4% (4.2%
inclusive of VAT) of the
transaction amount or
Processing fees for Flexi Installment Plans (FIP) Minimum of BHD 2
(BHD 2.1 inclusive of
VAT), based on plan (3
months plan 1.05%, 6
months plan 2.1%, 9
months 3.15% 12
months plan 4.2%)
LOANS
Interest Rate (annual nominal rate) for Personal Loans 6.25% 6.00% Conditions apply

10
RETAIL BANKING GENERAL TARIFF OF CHARGES

BHD150 (fixed) ( BHD BHD150 (fixed)

Administration fees for Personal Loans
157.5 inclusive of VAT) (BHD157.5
inclusive of VAT)
7 years Personal Loan for BHD
Annual Percentage Rate (APR) for Personal Loans 6.71% 6.46%
10,000/- (conditions apply)
Interest Rate for Auto Loans [NEW vehicle] 5.65% 5 year Auto Loan (Conditions apply)
Interest Rate for Auto Loans [USED vehicle] 8.50% 5 year Auto Loan (Conditions apply)
Administration fees for Auto Loans
Interest Rate (annual nominal rate) for Mortgage Loans 7.49% 6.99% Conditions apply

1% (1.05% inclusive of VAT) of the

Administration for Mortgage Loans loan amount or BHD 200/- (BHD 210
inclusive of VAT) whichever is higher

25 years Mortgage Loan for BHD

Annual Percentage Rate (APR) for Mortgage Loans 7.60% 7.10%
100,000/- (conditions apply)

*From BHD 50 (BHD

52.5 inclusive of VAT) *The fee depends on type of property
Property evaluation fee for Mortgage Loans
to BHD 80 (BHD 84 and the evaluation company
inclusive of VAT).

Partial Settlement Fees

1% (1.05% inclusive of VAT) of
Personal/Auto Loans outstanding OR BHD 100/- (BHD 105
inclusive of VAT) whichever is lower

11
RETAIL BANKING GENERAL TARIFF OF CHARGES

0.75% ( .787% inclusive of VAT) of the

amount settled OR BHD 200/- (BHD
Mortgage Loans
210 inclusive of VAT) whichever is
lower

Early Settlement Fees

1% (1.05% inclusive of VAT) of

Personal/Auto Loans outstanding OR BHD 100/- (BHD 105
inclusive of VAT) whichever is lower

0.75% (.787% inclusive of VAT) of

Mortgage Loans outstanding OR BHD 200/ ( BHD 210
inclusive of VAT)- whichever is lower

10 (BHD 10.5 BHD 10/- (BHD 10.5 inclusive of VAT)

Postponement of Installment
inclusive of VAT) per installment

2% ( 2.10% inclusive
of VAT) Penalty
Past Due (Monthly) - Personal / Mortgage/ Auto Loans
Interest on the
overdue amount

Once a Year Free.

More than once a Certificate addressed to supreme
Loan Balance Certificate year BHD 10 ( BHD Council for Women or Ministries or for
10.50 inclusive of Social housing purpose - Free
VAT)

OVERDRAFTS
Ranges from 7.35% to 13.75% based
Interest Rates
on financial assessment

12
RETAIL BANKING GENERAL TARIFF OF CHARGES

Ranges from 0.75% (.787% Inclusive

of VAT) to 2.00% (2.1% inclusive of
Administrative Fees (New or Renewal)
VAT) OR BHD 100/-(BHD 105 inclusive
of VAT) whichever is higher

PAYMENT INVESTIGATION CHARGES

5 (BHD 5.25 inclusive
Amendment - Requested by customer
of VAT)
5 (BHD 5.25 inclusive
Beneficiary claim no receipt - Customer error
of VAT)
Additional USD 40/- (US$ 42 inclusive
5 (BHD 5.25 inclusive
Recall Funds - Less than six months of VAT) will be charged for other Bank
of VAT)
charges.

Additional USD 80/- (US$ 84 inclusive

10 (BHD 10.5
Recall Funds - More than six months of VAT) will be charged for other Bank
inclusive of VAT)
charges.

* for Advance customers, if no specific charge is mentioned, Personal Banking Charges to apply
* Unless stated, all charges are in BHD
* Effective Date 01.02.2019
** Effective Date 01.03.2019
*** The premium amount is from the insurance provider, American Life Insurance Company (MetLife Alico) which we collect from you and pass onto the
insurance company.

Issued by HSBC Bank Middle East Limited Bahrain Branch, P.O. Box 57, Manama, Kingdom of Bahrain, licensed and regulated by the Central Bank of
Bahrain as a Conventional Retail Bank for the purposes of this promotion and lead regulated by the Dubai Financial Services Authority. CRN181213/BAH.
13
RETAIL BANKING GENERAL TARIFF OF CHARGES

SCHEDULE OF SERVICES AND TARIFFS - AMANAH

HSBC Bahrain NO LONGER OFFERS NEW AMANAH PRODUCTS SINCE 2012.
THE AMANAH TARIFFS ARE ONLY APPLICABLE TO ANY EXISTING AMANAH CUSTOMERS

Amanah Current Account: Fee

Monthly Minimum Balance 500.000 or equivalent amount in foreign currency
Monthly Charge if below minimum Balance 8 (BHD 8.4 inclusive of VAT)

Amanah Current (None Checking) Account :

Monthly Minimum Balance 20.000 or equivalent amount in foreign currency
Monthly Charge if below minimum Balance 1 (BHD 1.05 inclusive of VAT)

Amanah Personal Finance

Balance Certificate 10 (BHD 10.5 inclusive of VAT)
Discharge Certificate (No Liability Certificate) 10 (BHD 10.5 inclusive of VAT)
Early settlement of Amanah Personal Finance Current month profit to be added to the O/S Balance
Past due fees (Monthly 10% (10.5% inclusive of VAT) p.a on the overdue amount

Vehicle Finance
Balance Certificate 10 (BHD 10.5 inclusive of VAT)
Discharge Certificate (No Liability Certificate) 10 (BHD 10.5 inclusive of VAT)
Early settlement of Amanah Vehicle Finance Current month profit to be added to the O/S Balance
Past due fees (Monthly) 20 (BHD 21 inclusive of VAT)

* Unless stated, all charges in are BHD

* Amanah Tariffs Effective Date 1st January,2019

14
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫*‬

‫‪20.000‬‬ ‫(‬ ‫)‬

‫‪1.05) 1‬‬
‫(‬

‫‪. 250‬‬

‫‪500.000‬‬ ‫(‬ ‫)‬

‫‪5.25) 5‬‬
‫(‬

‫‪250‬‬

‫‪5.25) 5‬‬
‫(‬ ‫)‬
‫(‬

‫‪:‬‬
‫‪2.625) 2.5‬‬
‫(‬ ‫)‪25‬‬
‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪1000.000‬‬

‫(‬ ‫)‬

‫‪. 3.15) 3‬‬

‫‪. 10,000‬‬
‫(‬

‫‪. 5.25) 5‬‬

‫(‬

‫‪100‬‬
‫)‪105‬‬
‫)‪210‬‬ ‫‪200‬‬
‫(‬
‫(‬

‫‪/‬‬ ‫‪. 0.42) 0.4‬‬

‫(‬

‫‪. 3.15) 3‬‬

‫‪-‬‬
‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪. 3.15) 3‬‬

‫‪-‬‬
‫(‬

‫‪-‬‬
‫‪300 -‬‬
‫)‪315‬‬

‫‪. 5.25) . 5‬‬

‫‪. 250‬‬

‫‪. 10.5) 10‬‬

‫(‬
‫‪. 10.5) 10‬‬
‫(‬
‫‪. 10.5) 10‬‬
‫(‬

‫‪. 5.25) 5‬‬

‫(‬

‫‪/‬‬ ‫‪6‬‬
‫‪6‬‬ ‫‪-‬‬
‫(‬ ‫)‬
‫‪. 5.25) . 5 -‬‬
‫(‬

‫‪. 10.5) 10‬‬

‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪. 5.25) 5‬‬

‫(‬
‫‪. 5.25) 20.000 - 5.000‬‬
‫‪. 21 -‬‬
‫(‬

‫‪. 14.7) 14‬‬

‫‪/‬‬
‫(‬
‫‪/‬‬ ‫‪/‬‬

‫‪8‬‬ ‫‪6‬‬
‫)‪25,47‬‬ ‫‪45‬‬
‫(‪.‬‬ ‫)‪210‬‬ ‫‪200‬‬ ‫(‬

‫‪.‬‬

‫‪% 0.21 ) % 0.2‬‬ ‫(‪-‬‬ ‫)‪. 10.5‬‬ ‫‪. 10‬‬

‫(‬ ‫‪.‬‬ ‫‪5.25 ) . 5‬‬ ‫(‬
‫(‪.‬‬ ‫‪210) . 200‬‬
‫‪. 10.5) 10‬‬
‫(‬
‫‪.. 5.25) . 5‬‬
‫‪. 0.21) 0.2‬‬
‫‪. 210) . 200‬‬ ‫(‪-‬‬ ‫‪FCY Inward Remittances‬‬
‫(‬
‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪. 5.25) 5‬‬

‫‪1500‬‬
‫(‬
‫‪.‬‬ ‫‪. 5.25) 5‬‬ ‫‪. 5.25) 5‬‬
‫‪1000‬‬
‫(‬
‫(‬
‫(‬ ‫‪.. 5.25) . 5‬‬ ‫‪. 5.25) 5‬‬
‫(‬

‫(‬ ‫)‬ ‫‪. 3.15) 3‬‬

‫(‬ ‫)‬
‫(‬

‫(‬ ‫)‬
‫(‬ ‫‪.. 5.25) . 5‬‬ ‫‪. 12.6) 12‬‬
‫(‬
‫‪. 3.15) 3‬‬
‫(‬

‫‪. 10.5) 10‬‬

‫‪. 10.5) 10‬‬ ‫–‬
‫(‬
‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪. 5.05) 5‬‬ ‫–‬

‫(‬

‫‪100‬‬ ‫‪+‬‬ ‫‪-‬‬

‫‪. 0.105) 0.1‬‬
‫‪-‬‬
‫(‬
‫‪. 0.42) 0.4‬‬ ‫‪-‬‬
‫(‬
‫(‬ ‫‪.. 4.2) . 4‬‬ ‫‪. 5.25) 5‬‬
‫‪-‬‬
‫(‬

‫‪-‬‬
‫(‬ ‫‪.. 4.2) . 4‬‬ ‫‪. 5.25) 5‬‬
‫‪-‬‬
‫(‬

‫‪.. 4.2) . 4‬‬ ‫‪. 5.25) 5‬‬

‫(‬
‫)‬ ‫(‬ ‫‪-‬‬
‫(‬

‫‪. 0.42) 0.4‬‬ ‫‪-‬‬

‫(‬
‫)‪(Me2Me‬‬

‫(‬ ‫)‬

‫‪. 5.25) 5‬‬

‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪. 1.05) 1‬‬ ‫)‬

‫(‬ ‫(‬

‫‪. 2.1) 2‬‬

‫(‬
‫‪. 2.1) 2‬‬
‫(‬

‫‪. 2.1) 2‬‬

‫‪/‬‬
‫(‬
‫(‬ ‫)‬
‫‪/‬‬
‫‪. 2.1) 2‬‬
‫(‬
‫(‬ ‫)‬

‫‪. 2.62) 2.5‬‬

‫‪. 2.62) 2.5‬‬
‫(‬
‫(‬

‫‪%2.50‬‬ ‫‪-‬‬
‫‪%2.50‬‬ ‫‪-‬‬
‫‪%2.50‬‬ ‫‪-‬‬
‫‪%2.25‬‬ ‫‪-‬‬
‫‪%2.00‬‬ ‫‪-‬‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪. 21) 20‬‬

‫‪-‬‬
‫(‬

‫‪. 31.5) 30‬‬

‫‪-‬‬
‫(‬

‫‪-‬‬ ‫*‬ ‫‪. 31.5) 30‬‬

‫*‬ ‫‪-‬‬
‫(‬
‫‪-‬‬
‫‪-‬‬

‫‪. 5.25) 5‬‬

‫(‬

‫‪. 2.1) 2‬‬

‫(‬

‫‪. 10.5) . 10.000‬‬ ‫‪. 5.25) 5‬‬

‫(‬ ‫(‬

‫‪. 10.5) . 10.000‬‬ ‫‪. 5.25) 5‬‬

‫(‬ ‫(‬

‫*‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫(‬ ‫‪. 3.15) %3‬‬

‫‪. 15.75) 15‬‬

‫‪. 15.75) 15‬‬
‫(‬ ‫)‬
‫(‬
‫(‬

‫‪% 0.625‬‬
‫‪. 12.6) 12‬‬
‫‪. 12.6) 12‬‬
‫(‬ ‫)‬
‫(‬
‫(‬

‫ﻳﺘﺮاوح ﻣﻦ ‪% 1.05) %1‬ﺷﺎﻣ ً‬

‫ﻼ‬
‫ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﳌﻀﺎﻓﺔ( إﱃ ‪% 4‬‬
‫)‪% 4.2‬ﺷﺎﻣﻼً ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ‬
‫اﳌﻀﺎﻓﺔ( ﻣﻦ ﻣﺒﻠﻎ اﳌﻌﺎﻣﻠﺔ أو ‪2‬‬
‫دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ )‪% 2.1‬ﺷﺎﻣﻼً‬
‫ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﳌﻀﺎﻓﺔ( ﻛﺤﺪ‬
‫وﻓﻘﺎ ﻟﻠﺨﻄﺔ )ﺧﻄﺔ ‪ 3‬أﺷﻬﺮ‬
‫ً‬ ‫أدﻧﻰ‪،‬‬
‫‪ ،%1.05‬ﺧﻄﺔ ‪ 6‬أﺷﻬﺮ ‪،% 2.1‬‬
‫ﺧﻄﺔ ‪ 9‬أﺷﻬﺮ ‪ % 3.15‬وﺧﻄﺔ ‪12‬‬
‫ﺷﻬﺮاً ‪(% 4.2‬‬

‫‪%6.00‬‬ ‫‪%6.25‬‬ ‫(‬ ‫)‬

 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫(‬ ‫‪) . 150‬‬

‫)‪. 157.5‬‬ ‫( )‪. 157.5‬‬ ‫‪) . 150‬‬
‫(‬
‫(‬
‫‪7‬‬ ‫‪. 10,000‬‬
‫‪%6.46‬‬ ‫‪%6.71‬‬
‫(‬ ‫)‬
‫(‬ ‫)‬ ‫‪5‬‬ ‫‪%5.65‬‬
‫(‬ ‫)‬ ‫‪5‬‬ ‫‪%8.50‬‬

‫‪%6.99‬‬ ‫‪%7.49‬‬ ‫(‬ ‫)‬

‫(‬ ‫‪%1.05) %1‬‬
‫‪. 210) . 200‬‬
‫(‬

‫‪. 10,000‬‬ ‫‪25‬‬

‫‪%7.10‬‬ ‫‪%7.60‬‬
‫(‬ ‫)‬
‫‪. 52.5) . 50‬‬ ‫*‬
‫‪80‬‬ ‫(‬
‫*‬
‫‪. 84) .‬‬
‫(‬

‫(‬ ‫‪%1.05) %1‬‬

‫‪. 105) . 100‬‬ ‫‪/‬‬
‫(‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫(‬ ‫‪%0.787) %0.75‬‬

‫‪. 210) . 200‬‬
‫(‬

‫(‬ ‫‪%1.05) %1‬‬

‫‪. 105) . 100‬‬ ‫‪/‬‬
‫(‬
‫(‬ ‫‪%0.787) %0.75‬‬
‫‪. 210) . 200‬‬
‫(‬
‫(‬ ‫‪. 10.5) . 10‬‬ ‫‪. 10.5) 10‬‬
‫(‬

‫‪. 2.10) 10‬‬

‫(‬ ‫‪/‬‬ ‫‪/‬‬ ‫‪-‬‬ ‫)‬

‫‪-‬‬
‫‪10 -‬‬
‫‪-‬‬ ‫‪. 10.50) .‬‬

‫‪%13.75‬‬ ‫‪%7.35‬‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪%0.787) %0.75‬‬
‫‪%2.1) %2.00‬‬ ‫(‬
‫(‬
‫( ‪. 105) . 100‬‬
‫(‬

‫‪. 5.25) 5‬‬

‫‪-‬‬
‫(‬
‫‪. 5.25) 5‬‬
‫‪-‬‬
‫(‬
‫‪40‬‬
‫‪. 5.25) 5‬‬
‫(‬ ‫)‪42‬‬ ‫‪-‬‬
‫(‬

‫)‪84‬‬ ‫‪80‬‬
‫‪. 10.5) 10‬‬
‫(‬ ‫‪-‬‬
‫(‬

‫تطبق رسوم اخلدمات املصرفية الشخصية لعمالء ‪ Advance‬إذا مل ينص على رسوم حمددة‪.‬‬ ‫ *‬
‫كل الرسوم بالدينار البحريني ما مل ينص على خالف ذلك‪.‬‬ ‫* ‬
‫تسري اعتباراً من ‪ ١‬فبراير ‪٢٠١٩‬‬ ‫* ‬
‫تسري اعتباراً من ‪ ١‬مارس ‪٢٠١٩‬‬ ‫** ‬
‫مبلغ التأمين املذكور أعاله عائد لشركة التأمين ‪ MetLife Alico‬حيث سنقوم بتحصيله من‬ ‫*** ‬
‫بطاقتكم االئتمانية وحتويله إىل شركة التأمين‪.‬‬

‫صدر عن بنك إتش إس بي سي الشرق األوسط احملدود فرع البحرين‪ ،‬ص‪.‬ب‪ 57 .‬املنامة‪ ،‬مملكة البحرين‪ ،‬خاضع للتنظيم ومرخص من قبل مصرف البحرين املركزي كمصرف تقليدي لقطاع التجزئة‬
‫لغرض هذا الترويج وخاضع‪  ‬للتنظيم الرئيسي من قبل سلطة دبي للخدمات املالية‪CRN181213/BAH .‬‬
 ‫التعرفة العامة لرسوم اخلدمات املصرفية لألفراد‬

‫‪-‬‬
‫‪2012‬‬

‫‪:‬‬
‫‪500.000‬‬
‫(‬ ‫‪. 8.4) 8‬‬

‫(‬ ‫)‬
‫‪20.000‬‬
‫(‬ ‫‪. 1.05) 1‬‬

‫(‬ ‫‪. 10.5) 10‬‬

‫(‬ ‫‪. 10.5) 10‬‬ ‫(‬ ‫)‬

‫(‬ ‫‪. 10.5) 10‬‬ ‫(‬ ‫)‬

‫(‬ ‫‪. 10.5) 10‬‬

‫(‬ ‫‪. 10.5) 10‬‬ ‫(‬ ‫)‬

‫(‬ ‫‪. 21) 20‬‬ ‫(‬ ‫)‬

‫*‬
‫*‬