ASAD ABBAS

February 24, 1982

Mobile # 0300 267 1697
What’s up # 00971553215663
asadabbas110@hotmail.com

Objective
To become a key player in the Financial Sector and Administration to contribute effectively in an organization which
provides opportunities and challenging environment.

AREAS OF STRENGTH

▪ Corporate finance, ▪ Key Account ▪ Strategic Sales &

lending and Relationship Business Planning /
investments. Management Forecasting
▪ Equity securities and ▪ Customer Service ▪ Business Development
bond origination.
▪ Project Management
▪ Risk Management and
Analysis ▪ Market Identification /
Penetration
▪ Planning &
▪ Financial
▪ Presentation & Organizing
Management
Communication Skills
▪ Due Diligence ▪ Positive Corporate
Representative

Work Experience – 13 Years

Relationship Manager - Corporate Banking Sept 2016 till April 2018

United Bank Limited - Dubai U.A.E.
Major Responsibilities: -
Handling credit portfolio of Corporate Banking AED 100 million comprising of large and medium sized companies.
With enhancing client satisfaction by understanding the client’s business model and catering products the bank has to
offer accordingly. Duties include spreading of financials on a standardized system and analyzing them to highlight the
strengths and weaknesses of a given company. Accountable for analysis and review of credit proposals in accordance
with policies, thus ensuring their approval from the Risk Management Department.
Achievements:-
Extra Mile Award in Contribution towards addition in NTB(s) of AED 20 million in Existing Portfolio of 2nd Quarter
2017.
Manager Financial Institution & Credit Admin Aug 2011 till Sept 2016
United Bank Limited - Dubai (U.A.E)
Major Responsibilities: -
Handling credit portfolio of Financial Institution International around USD 485 Million.
Credit compliance & portfolio management in accordance with regulations of Central Bank of UAE (CBUAE),
prudential regulations of State Bank of Pakistan (SBP) and Bank’s internal policies. Ensures that proper securities are
taken on and registered in accordance to the policies and procedures. Custodian of Legal/Security documents. Liaison
with auditors from SBP, CBUAE, Head Office at Pakistan and bank’s external auditors. Litigation and Mortgages
cases over all buy out case with Title deed and Mortgages legal documents transformation with Trustees office’s and
Land departments. Responsibility of all Original legal documents as Manager Custodian.
Achievements & Rewards:

a. Selected as ISO –Champion as on the certification of the ISO-9001-2008 from United Bank Limited (U.A.E).
b. Extra Mile Award in Contribution towards a conclusion of an FI syndicated loan to Ministry of Finance,
Govt. Of Pakistan 1st Quarter 2014
c. Extra Mile Award in Contribution towards successful CBS migration 1st Quarter 2015.
d. Appreciation Award in for efforts towards supporting Corporate Banking U.A.E in Mortgages 4th Quarter
2015.
e. Appreciation Award in for efforts towards the Successful completion of the recertification of ISO 9001:2008
for the 2016.

Senior Credit Analyst Aug 2010 till Aug 2011

Habib Bank Limited - Bahrain

Major Responsibilities: -
Preparing/handling Security documentation for all Corporate/Commercial accounts, Walt custodian of Security
documents, Maintenance of Walt/Security documents, handling daily Corporate/ Commercial transactions
availing/offering, settlement of loans, follow up with all Commercial / Corporate units for pending security
documents for release of lines. With the Good control of all documentation, RBI regulations and provide guidance to
marketing. Personnel Loan Facility Limits Set up, Limit Freeze, Limit Cancellation and Limit control of bank lines.
Repayment Overdue Control. Preparing daily reports TOD, T.I, LNR reports to the respective branches/ Risk/
Corporate & Commercial Units, Maintenance/ follow up of Monthly Exception Report for all Corporate &
Commercial accounts, Monitoring/Maintenance of Pricing on monthly basis. Managing Remedial accounts through
problem recognition, classification process and necessary actions for rescheduling/ restructuring of debt and litigation
for recovery and writing off debt.

Achievements & Rewards:

Spot Award for the resolution of the litigation Cases as on the recovery of about 80,000/- BHD from Habib -Bank
Limited

Credit Analyst Oct 2007 till Aug 2010

Habib Bank Limited – Dubai, U.A.E.

Major Responsibilities:-
Ensure quality of portfolio is maintained using available techniques i.e. stress testing, diversification, review of MIS
of regular and NPLs and regular reviews of existing credits along with new initiations. In addition, early problem
recognition is ensured for effective remedial management. All documentation relating to transactions is scrutinized &
verified to be legally enforceable. Prepare various exception reports, etc., for submission to Head office/ Regional
Office / RMs Line Management and senior management.

Achievements:

Promoted as Senior Officer in place of CAD Head to monitor the credit Admin Responsibilities in HBL Bahrain.

Operations officer July 2006 till Dec 2006

UBL- Funds Managers Limited
Karachi, Pakistan

Major Responsibilities:-
Handling 4 Mutual Funds including cross border transactions, maintaining documentation control, liaising with Head
Office & Credit for necessary approvals and analyzing proposals.

Education
MBA (Banking & Finance) from America Liberty University, Dubai U.A.E (GPA: 3.74) September 2010

Bachelor of Computer Science from University of Karachi. (CGPR: 2.79) July 2006.
Professional Courses

1. Trade Finance Program from Emirates Institute of Banking & Finance in 2016.
2. Credit Risk Matrix from Emirates Institute of Banking & Financial Studies.
3. Banking Sciences & Operation program from Emirates Institute of Banking & Financial Studies, Dubai,
UAE.
4. ISO Certification 9001:2008/Awareness Training course for Quality Management System, ISO 9001:2008.
5. IELTS Certification with over all 6.0 Bands in November 2016.
6. Commercial Loan Documentation Program from Bahrain Institute of Banking & Finance in 2011 from
Bahrain.
7. Developed a project on Online –Testing for the Institutional Testing purpose using Visual Basic and -
Microsoft Access
8. Worked on Network’s and MIS project as a System Analyst for MID ASIA Institute of Technology and
engineering
9. Mobile software operation, Maintenance/repairing and hard ware operations.
10. Cambridge Advance English Level C1 Certification from British Council in May 2018.

Reference
Will be furnished on request.