Академический Документы
Профессиональный Документы
Культура Документы
PROP: R LAKSHMAN
DABASPET INDUSTRIAL AREA, SOMPURA HOBLI
BANGALORE RURAL
3.9 14.625
16 (11.00)
PROJECT REPORT
PROJECT At GLANCE
1. NAME :
2. ADDRESS :
3. CONSTITUTION : INDIVIDULA
7. MEANS OF FINANCE
OWN CAPITAL 5.00
UNSECURED LOANS -
WORKING CAPITAL LOAN -
5.00
9. FINANCIAL HIGHLIGHTS
PARTICULARS YEAR I YEAR II YEAR III YEAR IV YEAR V
SALES 20.00 22.00 24.20 26.62 29.28
NET PROFIT AFTER TAX 5.69 6.52 7.46 8.47 9.58
RETAINED PROFIT 1.91 2.36 2.84 3.38 3.93
BREAK EVEN POINT 26.56 23.45 20.41 17.81 15.49
CURRENT RATIO 2.59 2.50 2.65 3.26 3.83
DEBT EQUITY RATIO 0.26 0.18 0.11 0.05 0.05
DSCR 0.32 0.35 0.39 0.44 0.48
PROJECTED TRADING & PROFIT & LOSS ACCOUNT
Rs In Lakhs
PARTICULARS YEAR I YEAR II YEAR III YEAR IV YEAR V
A. SALES 20.00 22.00 24.20 26.62 29.28
OPENING STOCK - - - - -
PURCHASES 9.50 10.45 11.50 12.64 13.91
GOODS AVAILABLE FOR SALE 9.50 10.45 11.50 12.64 13.91
LESS: CLOSING STOCK - - - - -
Other Indirect Income 0.50 0.55 0.61 0.68 0.75
WAGES & TRANSPORTATION 2.50 2.75 3.03 3.33 3.66
OTHER DIRECT EXPNS 0.50 0.55 0.61 0.67 0.73
FINANCED BY
CAPITAL 14.50 14.50 14.50 14.50 14.50
RESERVES 1.91 4.27 7.10 10.48 14.41
LOAN FROM BANK 4.21 3.35 2.36 1.25 (0.00)
TERM LOAN FROM BANK - - - - -
TOTAL 20.62 22.11 23.97 26.24 28.90
-
COMPUTATION OF WORKING CAPITAL
PARTICULARS YEAR I YEAR II YEAR III YEAR IV YEAR V
ON THE BASIS OF SECOND METHOD OF LENDING
1. TOTAL CURRENT ASSETS 5.06 5.36 6.26 8.46 10.92
2. CURRENT LIABILITES &
OTHER BANK BORROWING 1.95 2.15 2.36 2.60 2.85
3. WORKING CAPITAL GAP 3.11 3.21 3.90 5.86 8.07
4. MARGIN- 25% OF C ASSETS 1.27 1.34 1.57 2.11 2.73
5. NET WORKING CAPITAL 3.11 3.21 3.90 5.86 8.07
6. (3) - (4) 1.85 1.87 2.34 3.75 5.34
7. (3) - (5) - - - - -
A. WORKING CAPITAL TO BE
SANCTIONED
{(6) OR (7) WHICHEVER IS LESS - - - - -
LIQUIDITY
CURRENT RATIO 2.59 2.50 2.65 3.26 3.83
QUICK RATIO 2.08 1.98 2.14 2.75 3.31
TURN OVER
INVENTORY - - - - -
DEBTORS TURN OVER 8.00 8.00 8.00 8.00 8.00
SOLVENCY
DEBT EQUITY RATIO 0.26 0.18 0.11 0.05 (0.00)
DEPRECIATION
NAME OF ASSETS ORIGINAL VALUE RATE YEAR I YEAR II YEAR III YEAR IV YEAR V
VEHICLE 0.50 15% 0.08 0.06 0.05 0.05 0.04
FURNITURE & FIXTURES 2.00 10% 0.20 0.18 0.16 0.15 0.13
0 - - - - -
I - 5.00
1 0.05 0.05 0.06 0.11 4.94
2 0.05 0.05 0.06 0.11 4.88
3 0.05 0.05 0.06 0.11 4.81
4 0.05 0.05 0.06 0.11 4.75
5 0.05 0.05 0.06 0.11 4.68
6 0.04 0.04 0.07 0.11 4.62
7 0.04 0.04 0.07 0.11 4.55
8 0.04 0.04 0.07 0.11 4.49
9 0.04 0.04 0.07 0.11 4.42
10 0.04 0.04 0.07 0.11 4.35
11 0.04 0.04 0.07 0.11 4.28
12 0.04 0.04 0.07 0.11 4.21
0.53 0.53 0.79 -