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ERWIN JOHN ESPERANZA CREDIT CARD ACCOUNT NUMBER


15D GLENHAVEN 2 CALIFORNIA 5156-0300-0053-5581
MH-002593

GARDEN SQUARE DM GUEVARA ST


HWAY HILLS MANDALUYONG CUT-OFF STATEMENT DATE 14 JUN 2019
1550 PAYMENT DUE DATE 05 JUL 2019
MH CREDIT LIMIT PHP 400,000.00
TOTAL AMOUNT DUE PHP 329,933.83
MINIMUM AMOUNT DUE PHP 20,703.97

ACCOUNT SUMMARY
PREVIOUS BALANCE 232,684.30 TOTAL AMOUNT DUE PHP 329,933.83
LESS: PAYMENTS/CREDITS 9,500.00 MINIMUM AMOUNT DUE PHP 20,703.97
PLUS: PURCHASES/ADV/DEBITS 106,749.53

REWARDS POINTS SUMMARY


AS OF 14 JUN 2019
Use your points to redeem the rewards that you deserve.
PREVIOUS REWARDS PTS TOTAL 3,007 From the latest gadgets, flyer miles, dining and shopping
REWARDS PTS EARNED THIS CUT-OFF 4,927 deals, to even waived fees, you can get the most out of
BONUS PTS EARNED THIS CUT-OFF 0 your points with Security Bank credit card rewards.
LESS: REWARDS PTS REDEEMED/ADJUSTED 0 Log on to www.securitybank.com/rewards/ to redeem.
TOTAL REWARDS PTS AVAILABLE 7,934
ERWIN JOHN ESPERANZA
5156-0300-0053-5581

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IMPORTANT REMINDERS
Please examine this statement to ensure that all charges are
valid. This will be considered accurate if no error is reported
to us within 30 calendar days from the statement date.
Should there be unknown transactions, please give us a call
at 88-791-88 immediately.

Present this statement when paying. This serves as your official


receipt when machine validated / stamped and signed by the
teller.

For inquiries and comments, please call our 24-Hour Customer


Service hotline at +632 88-791-88 or email us at
cardsinfo@securitybank.com.ph. Security Bank Corporation is
supervised by the Bangko Sentral ng Pilipinas (+632 708-7087 |
consumeraffairs@bsp.gov.ph).

Lost or Stolen Card.


For lost or stolen cards, please notify us by calling the 24-Hour
Customer Contact Center at (02)-88-791-88. All unauthorized
charges made against your lost or stolen card effective from the
time of the incident is reported to us will be covered by our
insurance plan. This will take effect provided that we received
your written notice or loss within 24 hours after your verbal report
was made.

Payment Options.
You can settle your card purchases through the following
options:
(a) Pay the total outstanding balance in full;
(b) Pay the minimum amount due which is 4% (for
Mastercard Classic, Gold and Platinum) and 5% (for
Mastercard World) of your total revolvable transactions,
overdue and overlimit amounts (if any), or P500, whichever
is higher, or such other minimum amount due that may be
set by Security Bank from time to time.
(c) Pay any amount in between the total amount due (a) and
the minimum amount due (b).

If you choose option (b) or (c) above, a finance charge will be


imposed on a per transaction basis, using the average daily
balance method. This will be reflected in your billing statement
on the succeeding month. Failure to pay any two succeeding
minimum amount dues shall result in total unpaid balance to
become due and demandable.

Please be advised that ChargeLight Installment Plan interest,


purchases of merchandising items and purchases from
promotional tie-ups, annual & processing fees, other service
fees, revolving interest and penalty charges, overlimit & overdue
amounts are considered non-revolvable transactions and form
part of the minimum payment option which should be paid in full.

You can pay for your Card through any of the following payment
centers:
(a) Security Bank Branches (Over-the-Counter or ATMs)
(b) Security Bank Automatic Debit Arrangement (ADA). If
you are a depositor, you may enroll in an ADA which
authorizes Security Bank to debit in your current or savings
account Enrollment in ADA must be done at the Security
Bank branch where your deposit is located.
(c) Security Bank Online via
http://securitybankonline.securitybank.com (by enrollment)
(d) Security Bank Mobile Banker (by enrollment)
(e) Security Bank Telebanker (by enrollment)
(f) Union Bank of the Philippines (Internet banking ATMs)
(g) Metrobank Branches (Over-the-Counter, ATMs or
Internet banking)
(h) Philippine National Bank branches (Over-the-Counter,
ATMs or Internet banking)
(i) SM Payment Centers

Please note that if the last day of payment falls on a weekend or


a holiday, payment is due on the next working day. However, for
local check payments or for payments coursed through other
banks and payment centres, payments should be made at least
(3) banking days before payment due date. For regional check
payments, payments should be made at least eight (8) banking
days before payment due date.

Check payment is posted only when checks are cleared and


payment is already credited to Security Bank account. For dual
currency accounts, Security Bank reserves, in the absence of
any specific instruction from the Cardholder, the right to
apportion payments from the Peso to the Dollar Account and
vice-versa, without need of further instructions from the
Cardholder.

Interest and Penalties.


Should you fail to pay the total amount due or minimum amount
due as reflected on your monthly statement of account on or
before Payment Due Date, you shall be charged a late payment
fee of 6% per month based on the overdue amount, or P600,
whichever is higher. However, when the revolving facility is
canceled, the late payment fee will be applied on the total
balance. Furthermore, an additional interest charge of 3.5% per
month (or 42% per annum) for Mastercard Classic and Gold,
3.25% per month (or 39% per annum) for Mastercard Platinum,
2.5% per month (or 30% per annum) for Mastercard World, will
be imposed on the total amount due, based on your average
daily balance and your account will be aged accordingly.
Security Bank reserves the right to change said fees from time to
time without further notice.

Additional Charges.
By signing at the back and/or use of the Card, you hereby
authorize Security Bank to charge additional fees as may be
deemed necessary in order to maintain its services. Security
Bank reserves the right to change the fees from time to time
without further notice.

Use of the Card.


The use of the Card is subject to the Terms and Conditions
stated in the Credit Card Pack that came with your Card. In case
of conflict between these remainders and the said Terms and
Conditions, the latter shall prevail. It is understood that you are
liable for any and all charges pursuant to the Card’s Terms and
Conditions upon signing at the back and/or use of the Card even
without a signed Application Form. The outstanding balance
should always be maintained in current status and within the
approved credit limit. Accounts with balances over such limits or
with returned checks or past due may automatically be
suspended or canceled, without any prior notice to you.

In compliance with BSP Circular Nos. 472, 549, and 622 the
cardholder must submit the following:
l A copy of the latest Income Tax Return or BIR Form 1700,
or BIR Form 2316 or pay slips for the past 3 months if
income is derived solely from compensation
l If engaged in business, a copy of the latest Financial
statements as submitted for taxation purposes to the BIR
l VALID government issued ID with photo in compliance
with BSP Circular No. 706

Security Bank reserves the right to amend, update or revise the


contents as it may deem fit from time to time.
ERWIN JOHN ESPERANZA
5156-0300-0053-5581

TRANSACTION DETAILS
Transaction Date Posting Date Description Amount

5156-0300-0053-5581 ERWIN JOHN ESPERANZA

06/14/19 06/14/19 INTEREST CHARGES 7,819.39

5156-0300-0053-5581 ERWIN JOHN ESPERANZA

05/14/19 05/24/19 GRAB, MAKATI 443.00


05/16/19 05/24/19 SHELL-AUTOMAX MANDALUY, MANDAL 2,671.06
05/17/19 05/24/19 GRAB, MAKATI 254.00
05/17/19 05/24/19 GRAB, MAKATI 219.00
05/18/19 05/24/19 GOOGLE *GOOGLE, G.CO/HELPPAY# 690.00
05/19/19 05/24/19 THE SM STORE-MEGAMALL, MANDALU 2,720.31
05/19/19 05/24/19 THE SM STORE-MEGAMALL, MANDALU 899.75
05/19/19 05/24/19 LAZADA PH, MAKATI CITY 1,737.00
05/21/19 05/24/19 MARKETPLACE-BHS CENTRA, TAGUIG 10,113.95
05/21/19 05/24/19 DIN TAI FUNG, TAGUIG 1,298.98
05/22/19 05/22/19 PAYMENT THANK YOU 9,500.00 CR
05/22/19 05/24/19 METRODEAL INC, MAKATI 6,200.00
05/22/19 05/24/19 SM CINEMA ECOM SMPHI, PASAY 1,270.00
05/25/19 05/26/19 GOOGLE *GOOGLE, G.CO/HELPPAY# 430.00
05/25/19 05/28/19 UNIOIL, QUEZON CITY 2,475.09
05/25/19 05/28/19 PANCITERIA LIDO-VISAYA, QUEZON 1,120.00
05/25/19 05/28/19 THE METRO-DEPT-PASIG, PASIG CI 6,364.89
05/27/19 05/29/19 GRAB, MAKATI 254.00
05/27/19 05/29/19 KICHITORA BONI HIGH ST, TAGUIG 1,486.88
05/27/19 05/29/19 SSI DUNE CENTRAL SQ BH, TAGUIG 4,238.00
05/28/19 05/30/19 GRAB, MAKATI 198.00
05/29/19 05/29/19 SM DEPT STORE (DPP 0 3-24 1/3 11,189.58
05/29/19 05/31/19 ACE HARDWARE SM MEGAM, MANDAL 2,832.15
05/30/19 06/01/19 PAYPAL *SPOTIFY, 35314369001 129.00
05/31/19 06/02/19 GRAB, MAKATI 195.00
05/31/19 06/02/19 GRAB, MAKATI 230.00
06/01/19 06/04/19 YELLOW CAB SHAW DEL, MANDALUYO 1,547.00
06/02/19 06/04/19 GRAB, MAKATI 297.00
06/02/19 06/04/19 YE DANG KOREAN BBQ RES, PASIG 3,020.00
06/04/19 06/06/19 S&R MEMBERSHIP FORT, TAGUIG 7,863.98
06/04/19 06/06/19 S&R MEMBERSHIP FORT, TAGUIG 12,530.87
06/05/19 06/06/19 ITUNES.COM/BILL, ITUNES.COM 249.00
06/05/19 06/06/19 ITUNES.COM/BILL, ITUNES.COM 129.00
06/05/19 06/07/19 LAZADA PH, MAKATI CITY 1,380.00
06/06/19 06/08/19 BOTEJYU BGC TAGUIG, TAGUIG 1,971.61
06/07/19 06/09/19 GRAB, MAKATI 186.00
06/07/19 06/09/19 GRAB, MAKATI 220.00
06/09/19 06/11/19 ITUNES.COM/BILL, ITUNES.COM 149.00
06/10/19 06/11/19 ITUNES.COM/BILL, ITUNES.COM 529.00
06/10/19 06/12/19 GRAB, MAKATI 138.00
06/10/19 06/12/19 QPS ROBINSONS SPMKT MA, MANDAL 9,060.04

TOTAL 329,933.83

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