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# GENERAL MATHEMATICS

WEEK 11
Learning Activity # 4
1. When invested at an annual rate of 5%, an amount earned Php 15,000.00 of simple interest
in 2 years. How much money was initially invested?
150000
2. How much money should a student place in a time deposit in a bank that pays 1.1%
compounded annually so that he will have Php 200,000.00 after 6 yrs?
187293.65

Short Quiz # 10
1. When invested at an annual rate of 7%, an amount earned Php 21,000.00 of simple interest
in 3 years. How much money was initially invested?
100000
2. How long will Php 40,000.00 amount to Php 51,200.00 if the simple interest rate is at 12%
per annum?
2yrs and 4 months
3. Find the present value of Php 50,000.00 due in 4 years if money is invested at 12%
compounded semi-annually.
31370.62

WEEK 12
Learning Activity # 5
1. Your sister recently landed her dream job. As part of planning for future expenses, she
started to deposit Php 1,000.00 monthly in a fund that pays 6% compounded quarterly.
How much will her funds worth be after 15 years?
290076.28
2. How many months of artificial payments would you make if you are to buy an appliance for
Php 2,000.00 for 1 year starting from the 7th month?
6
Short Quiz # 11
1. Your sister recently landed her dream job. As part of planning for future expenses, she
started to deposit Php 1,000.00 monthly in a fund that pays 6% compounded quarterly.
What is the equivalent interest?
0.004975
2. How many periods of artificial payments would you make if you are to buy a commodity for
quarterly payments of Php 8,000.00 for 8 years starting two years from now?
7
3. Suppose Mrs. Reyes would like to save Php 1,000.00 at the end of each month for 9 months
in a fund that gives 5% per annum compounded monthly. How much would the value of her
savings be after 7 months? (Hint: make sure the units of the interest rate and the term are
the same)
7147.3
4. What interest rate per annum is a fund paying its clients if the second to the last payment of
a depositor became Php 918.00 from an initial savings payment of Php 900.00?
24

WEEK 13
Long Quiz # 3
1. How long will Php 50,000.00 amount to Php 75,000.00 if the simple interest rate is at 15%
per annum?
3 years and 4 months
2. Your teacher saves Php 5,000.00 every 6 months in a bank that pays 0.25% compounded
monthly. How much will be her savings after 10 years?
101197.42
3. When invested at an annual rate of 8%, an amount earned Php 24,000.00 of simple interest
in 18 months. How much money was initially invested?
200000
4. Suppose Mrs. Reyes would like to save Php 1,000.00 at the end of each month for 9 months
in a fund that gives 5% per annum compounded monthly. How much would the value of her
savings be after 7 months? (Hint: make sure the units of the interest rate and the term are
the same)
7147.3
5. To what factor should you multiply a principal amount if you wish to compute for the
interest earned in 6 months of an investment in a fund that pays 24% per annum?
12
6. Accumulate Php 15,000.00 for 2 years at 15% compounded monthly.
20210.27
7. How much do you need to save per month to have a future value of Php 10,146.00 after 12
months of saving in a fund that gives 12% per annum?
800
8. How much should Kaye set aside and invest in a fund earning 2% compounded quarterly if
she needs Php 75,000.00 in 15 months?
73152.8
9. What interest rate per annum is a fund paying its clients if the third to the last payment of a
depositor became Php 510.05 from an initial savings payment of Php 500.00?
12
10. How long will Php 40,000.00 amount to Php 51,200.00 if the simple interest rate is at 12%
per annum?
2yrs and 4 months
11. A television set is for sale at Php 13,499.00 in cash or on installment terms, Php 2,500.00
each month for the next 6 months at 9% compounded annually.
(a) What is the present value of the installment?
14628.79
(b) If you are the buyer, which one is better? Cash or installment?
Cash
12. How many periods of artificial payments would you make if you are to buy a commodity for
quarterly payments of Php 8,000.00 for 8 years starting two years from now?
7
13. Find the present value of Php 50,000.00 due in 4 years if money is invested at 12%
compounded semi-annually.
31370.62
14. What interest rate per annum is a fund paying its clients if the second to the last payment of
a depositor became Php 918.00 from an initial savings payment of Php 900.00?
24
15. Your sister recently landed her dream job. As part of planning for future expenses, she
started to deposit Php 1,000.00 monthly in a fund that pays 6% compounded quarterly.
What is the equivalent interest?
0.004975
16. When invested at an annual rate of 7%, an amount earned Php 21,000.00 of simple interest
in 3 years. How much money was initially invested?
100000

WEEK 14
Learning Activity # 6
1. A certain company gave out Php 25.00 dividend per share for its common stock. The market
value of the stock is Php 92.00. Determine the stock yield ratio. (Note: Answer should be
in percent with two decimal places)
21.27
2. A land developer declared a dividend of Php 10,000,000.00 for its common stock. Suppose
there are 600,000 shares of common stock, how much is the dividend per share?
16.67
Short Quiz # 12
1. Determine the amount of a semi-annual coupon paid for a 3% -bond with a face value of
Php 80,000.00 which matures after 15 years. (Note: Answer should have two decimal
places)
1200
2. Find the amount of the semi-annual coupon for a Php 250,000.00 bond which pays 7%
convertible semi-annually for its coupons.
8750
3. A food corporation declared a dividend of Php 25,000,000.00 for its common stock. Suppose
there are 180,000 shares of common stock, how much is the dividend per share? (Note:
Answer should have two decimal places.)
138.89
4. A property holdings declared a dividend of Php 9.00 per share for the common stock. If the
stock closes at Php 76.00, how large is the stock yield ratio? (Note: Answer should be in
percent with two decimal digits)
11.84

WEEK 15
Learning Activity # 7

## 1. Determine what type of loan is needed for the following situations:

(a) Mr. Agustin plans to have a barbershop. He wants to borrow some money from the bank
in order for him to buy the equipment and furniture for the barbershop.
(b) Mr. and Mrs. Craig wants to borrow money from the bank to finance the college
education of their son.
Consumer Loan
2. A loan of Php 200,000.00 is to be repaid in full after 3 years. If the interest rate is 8% per
annum, how much should be paid after 3 years?
251942.4

Short Quiz # 13

1. If a condominium is purchased for Php 5,700,000.00 and the bank requires 30% down
payment, how much is the mortgaged amount?
3990000
2. Mr. Capan obtained a 10-year mortgage for Php 4,200,000.00. If his monthly payment is Php
39,500.00, how much is the total interest?
540000
3. Determine what type of loan is needed for the following situations:
(a) Mr. Alonzo wants to have some improvements in their 10-year old house. He wants to
build a new room for their 13-year old daughter. He will borrow money from the bank
to finance this plan.
Consumer Loan
(b) Mr. Samson owns a siomai food cart business. He wants to put another cart on a new
mall in the other city. He decided to have a loan to establish the new business.
4. A family obtained a Php 1,000,000.00 mortgaged. If the monthly payment is Php 38,000.00
for four years, how much is the total interest paid?
824000

WEEK 16
Long Quiz # 4

1. A business loan of Php 800,000.00 is to be repaid in full after 2 years. What is the amount to
be paid if the effective interest rate if 8%?
933120
2. A Php 450,000.00 bond is redeemable at Php 550,000.00 after 5 years. Coupons are given at
5% convertible semi-annually. Find the amount of the semi-annual coupon.
11250
3. Mr. Capan obtained a 10-year mortgage for Php 4,200,000.00. If his monthly payment is Php
39,500.00, how much is the total interest?
540000
4. Tell whether the following is a characteristic of stocks or bonds:
a) A form of equity financing or raising money by allowing investors to be part owners of
the company.
Stock
b) A form of debt financing, or raising money by borrowing from investors.
Bond
5. Determine what type of loan is needed for the following situations:
(c) Mr. Alonzo wants to have some improvements in their 10-year old house. He wants to
build a new room for their 13-year old daughter. He will borrow money from the bank
to finance this plan.
Consumer Loan
(d) Mr. Samson owns a siomai food cart business. He wants to put another cart on a new
mall in the other city. He decided to have a loan to establish the new business.
6. If a condominium is purchased for Php 5,700,000.00 and the bank requires 30% down
payment, how much is the mortgaged amount?
3990000
7. A certain financial institution declared Php 57.00 dividend per share for its common stock.
The market value of the stock is Php 198.00. Determine the stock yield ratio. (percentage
with 2 decimal places)
28.79
8. Determine the amount of a semi-annual coupon paid for a 3% -bond with a face value of
Php 80,000.00 which matures after 15 years. (Note: Answer should have two decimal
places)
1200
9. For the purchase of a farm worth Php 2,800,000.00, the bank requires 30% down payment,
find the mortgaged amount.
1960000
10. Determine the type of loan for the following:
(a) Mr. Lau wants to have another branch for his cellphone repair shop. He decided to apply
for a loan that can be used to pay for the rentals of the new branch.
(b) Mrs. Alon decided to take her family for a vacation. To cover the expenses, she decided
to apply for a loan.
Consumer Loan
11. A property holdings declared a dividend of Php 9.00 per share for the common stock. If the
stock closes at Php 76.00, how large is the stock yield ratio? (Note: Answer should be in
percent with two decimal digits)
11.84
12. A family obtained a Php 1,000,000.00 mortgaged. If the monthly payment is Php 38,000.00
for four years, how much is the total interest paid?
824000
13. A food corporation declared a dividend of Php 25,000,000.00 for its common stock. Suppose
there are 180,000 shares of common stock, how much is the dividend per share? (Note:
Answer should have two decimal places.)
138.89

WEEK 17
Long Quiz # 8
Short Quiz # 14

WEEK 18
Long Quiz # 9
Short Quiz # 15
WEEK 19
Long Quiz # 10

Short Quiz # 16

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