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RESPONSE CODES DESCRIPTION

00 Sucessful
01 Successful
50 Unauthorized Usage
51 Expired Card
52 Invaild Card
53 Incorrect PIN
54 Database Problem
55 Ineligiable Transaction
56 Inligiable Account
57 Transaction Not Supported
58 Insufficient funds
59 Insufficient funds
60 Usage Limit Exceeds
61 WDL Limit Would Be Exceeded
62 Pin Tries Exceeds
63 WDL AMT already reached
64 Invalid Credit Card Cash Advance
Amount
68 External Decline
70 System Error
71 Contact Card Issuer
72 Destination Not Avilable
73 Routing Loopback
74 Message Edit Error
76 Dormat Account
77 Account is locked
78 Inopeerative Account
79 Acct Not Connected to ATM Card
89 Acquirer limit exceeds
93 Minor Acct
94 Insufficiant Funds
95 Insufficient- mod-funds
96 Drawing Power
150 Blocked Card

ISO 87 Format(NFS/VISA/Mastercard) Response code Table

Response Code Description


-01 No Data found in DataBase

00 Approved

04 Capture Card / Pick up

05 Do Not Honor

06 Pin data not available(trying to validate offus cards pin)

07 Pick up, Special Conditions

12 Invalid Transaction

13 Invalid Amount(from issuer)

14 Invalid Card Number

15 Unknown issuer on switch

30 Format Error

33 Expired Card

34 Invalid Admin Pin

36 Restricted/Blocked Card

40 Function not supported(from network)code action 115

41 Lost Card, pick up

42 Invalid account

43 Stolen Card, pick up

51 Not sufficient funds

52 No chequing account

53 No savings account
54 Expired Card

55 Incorrect PIN

61 Exceeds Withdrawal Amount Limit

62 RESTRICTED CARD

63 Security violation(TPK/Pin Block Mismatch)

65 Exceeds Withdrawal Frequency Limit

66 Capture Card ( call Acquirer security Dept)

67 Hard Capture ( to be picked at ATM)

68 Response Received too late

70 Transaction Cancelled due to Hardware error

71 FP authentication Failled.

72 RBI Mandate, Can’t withdraw more than 10,000 in one


txn

75 Allowable PIN tries exceeded

89 unavailable cutoff reconciliation with member

90 Transaction Rejected (Cut-off in progress)


• Reversal
• Admin counter overflow
• partial Reversal
• Opcode mismatch
• BNA H/W error

91 • Issuer switch unavailable


• Pin block missing
• Routing not found

92 Financial Institution or Intermediate n/w facility can not


be found for routing

93 Transaction can not be completed( violation of law)


Admin invalid Pin
94 Duplicate Transaction

96 System Malfunction;
Database error from FNS

99 Time Out from switch.

163 cash problem[ incorrect denomination or less no of


available notes or amount exceeds
MAX_NOTES_TO_DISPENSE etc]

162 cash problem[ incorrect denomination or less no of


available notes or amount exceeds
MAX_NOTES_TO_DISPENSE etc]

4100 Reversal

1000 Supply low cash dispense