Joseph Cresta

1600 Arch St. Apt. 1806, Philadelphia, PA

(302) 344-1432 | joseph.j.cresta@gmail.com

PROFESSIONAL EXPERIENCE
JPMorgan Chase & Co. Wilmington, DE
Associate – Credit Card Acquisition Strategy June 2018–Present
• Work with Analytics, Finance, Risk and Campaign Management to build and maintain the quarterly Marketing Roadmap,
establish account goals, and accurately forecast and budget quarterly investments
• Provide due diligence for Affiliate partnerships and digital paid channel investments which includes analyzing product
and partnership P&L performance, marginal/sensitivity analysis and CPA management
• Leverage relationship with a top-tier Marketing Agency to create data-driven consumer analytics to develop innovative
bounty pricing models and to identify new Card Acquisition partnership opportunities
• Support business case development for new strategic initiatives by performing investment analysis and market
research for digital channel testing, new credit card premium offers and new product launches
• Maintain vendor relations with Marketing Agencies and Creative Agencies to monitor campaign performance, ensure
timely and accurate invoicing, and generate recommendations based on learnings
• Stay up-to-date on the latest credit card and consumer lending industry trends and evolving SEO/digital marketing
strategies in order to provide senior management with innovative marketing solutions

JPMorgan Chase & Co. Wilmington, DE

Senior Financial Analyst – Consumer and Community Bank June 2016–June 2017
• Worked directly with the Controller to perform detailed financial statement analysis of the Credit Card and Merchant
Services LOB to provide management and regulators with monthly key metrics and variance drivers
• Managed relationship with a third-party Data Analytics partner to break down large amounts of customer loan data in
order to prepare concise presentation materials for monthly Card Services Executive Reviews
• Analyzed customer account level data with Oracle Hyperion and SAP software to perform ad-hoc profitability analysis
for Consumer Brand, Co-Brand, and Business Banking credit card products for the CFO and Controller

JPMorgan Chase & Co. Newark, DE

Financial Analyst – Corporate & Investment Bank June 2016–June 2017
• Partnered with the financial technology team to build out an accounting-automation system that reduced our Repo, Sec
Lending, and Prime Brokerage balance sheet by $250B, allowing the desks to reduce their Risk-Weighted Assets
• Supported JPMorgan’s Sales & Trading teams by implement strategic accounting and IT solutions to streamline daily
business processes for more efficient month-end close and more accurate financial reporting
• Utilized complex Excel functions, pivot tables, SAP software and basic SQL to manage and analyze daily trading P&L and
provide variance commentary and market trends for multiple lines of business

LEADERSHIP EXPERIENCE
JPMorgan Chase Delaware Food Drive Wilmington, DE
Team Lead November 2017
• Received a Chase 4th quarter “Five Keys” Recognition Award for winning the 2017 firm-wide food drive in which I
organized and led a team of 50+ individuals that raised over 1,500 pounds of canned goods in one month

Notre Dame Baseball Development Camps Notre Dame, IN

Pitching Coordinator August 2012–May 2016
• Developed strong communication and intrapersonal skills by serving on several NCAA recruiting panels to speak to top
high school prospects, their families, and coaches on choosing Notre Dame

University of Notre Dame NCAA Baseball Team Notre Dame, IN

Right-Handed Pitcher August 2012–May 2016
• Winner 2016 “Training and Work Ethic” Award – Recognized by teammates, trainers, and coaching staff as the team
leader in motivational guidance, mental toughness and leadership

EDUCATION
University of Notre Dame – Mendoza College of Business Notre Dame, IN
Bachelor of Business Administration, Accounting August 2012–May 2016

SKILLS, ACTIVITIES & INTERESTS

Skills: Highly proficient in SAP products, Tableau Dashboards, Oracle Essbase, Microsoft Access & Excel, Basic SAS/SQL
Activities: NextGen, Notre Dame Monogram Club, Notre Dame Club of Philadelphia, Philly Basketball Leagues
Interests: Philadelphia Sports, Pick-up Basketball, Golfing, Tennis, Fitness, SEO/Digital Marketing