Consolidated Balance Sheet ------------------- in Rs. Cr.

-------------------
of Reliance Industries
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 5,922.00 2,959.00 2,948.00 2,943.00 2,943.00
Total Share Capital 5,922.00 2,959.00 2,948.00 2,943.00 2,943.00
Revaluation Reserves 0.00 870.00 835.00 827.00 827.00
Reserves and Surplus 287,569.00 259,876.00 227,765.00 214,712.00 214,712.00
Total Reserves and Surplus 287,569.00 260,746.00 228,600.00 215,539.00 215,539.00
Total Shareholders Funds 293,491.00 263,705.00 231,548.00 218,482.00 218,482.00
Equity Share Application Money 15.00 4.00 8.00 17.00 17.00
Minority Interest 3,539.00 2,917.00 3,356.00 3,038.00 3,038.00
NON-CURRENT LIABILITIES
Long Term Borrowings 144,175.00 152,148.00 141,647.00 120,777.00 120,777.00
Deferred Tax Liabilities [Net] 29,618.00 26,735.00 20,494.00 12,974.00 12,974.00
Other Long Term Liabilities 28,752.00 29,162.00 15,559.00 9,091.00 9,091.00
Long Term Provisions 2,906.00 2,353.00 1,231.00 1,554.00 1,554.00
Total Non-Current Liabilities 205,451.00 210,398.00 178,931.00 144,396.00 144,396.00
CURRENT LIABILITIES
Short Term Borrowings 37,429.00 31,528.00 23,545.00 27,965.00 27,965.00
Trade Payables 106,861.00 76,595.00 60,296.00 59,407.00 59,407.00
Other Current Liabilities 168,330.00 125,423.00 99,538.00 45,789.00 45,789.00
Short Term Provisions 1,232.00 1,769.00 1,775.00 5,392.00 5,392.00
Total Current Liabilities 313,852.00 235,315.00 185,154.00 138,553.00 138,553.00
Total Capital And Liabilities 816,348.00 712,339.00 598,997.00 504,486.00 504,486.00
ASSETS
NON-CURRENT ASSETS
Tangible Assets 316,031.00 170,483.00 157,825.00 99,198.00 99,198.00
Intangible Assets 82,041.00 23,151.00 22,831.00 52,863.00 52,863.00
Capital Work-In-Progress 166,220.00 250,377.00 170,397.00 106,256.00 106,256.00
Intangible Assets Under Development 20,802.00 74,460.00 58,300.00 60,206.00 60,206.00
Fixed Assets 585,094.00 518,471.00 409,353.00 318,523.00 318,523.00
Non-Current Investments 25,259.00 25,639.00 41,512.00 25,437.00 25,437.00
Deferred Tax Assets [Net] 5,075.00 5,537.00 0.00 0.00 0.00
Long Term Loans And Advances 2,668.00 2,708.00 2,032.00 19,538.00 19,538.00
Other Non-Current Assets 8,653.00 8,279.00 14,061.00 14.00 14.00
Total Non-Current Assets 632,562.00 565,526.00 471,212.00 367,909.00 367,909.00
CURRENT ASSETS
Current Investments 57,603.00 57,260.00 42,503.00 51,014.00 51,014.00
Inventories 60,837.00 48,951.00 46,486.00 53,248.00 53,248.00
Trade Receivables 17,555.00 8,177.00 4,465.00 5,315.00 5,315.00
Cash And Cash Equivalents 4,255.00 3,023.00 11,869.00 12,545.00 12,545.00
Short Term Loans And Advances 2,327.00 996.00 0.00 11,171.00 11,171.00
OtherCurrentAssets 41,209.00 28,406.00 22,462.00 3,284.00 3,284.00
Total Current Assets 183,786.00 146,813.00 127,785.00 136,577.00 136,577.00
Total Assets 816,348.00 712,339.00 598,997.00 504,486.00 504,486.00
OTHER ADDITIONAL INFORMATION
CONTINGENT LIABILITIES, COMMITMENTS
Contingent Liabilities 60,521.00 53,434.00 71,110.00 75,166.00 75,166.00
BONUS DETAILS
Bonus Equity Share Capital 5,188.89 2,108.56 2,108.56 2,108.56 2,108.56
NON-CURRENT INVESTMENTS
Non-Current Investments Unquoted Book
7,198.00 7,783.00 1,416.00 6,106.00 6,106.00
Value
CURRENT INVESTMENTS
Current Investments Unquoted Book Value 41,128.00 42,014.00 32,549.00 32,663.00 32,663.00

Source : Dion Global Solutions Limited

Consolidated Quarterly
------------------- in Rs. Cr. -------------------
Results of Reliance
Industries

Mar '18 Dec '17 Sep '17 Jun '17 Mar '17

Net Sales/Income from operations 116,915.00 99,810.00 91,481.00 83,471.00 84,823.00

Other Operating Income -- -- -- -- --
Total Income From Operations 116,915.00 99,810.00 91,481.00 83,471.00 84,823.00
EXPENDITURE
Consumption of Raw Materials 60,789.00 54,864.00 47,678.00 44,117.00 47,710.00
Purchase of Traded Goods 22,845.00 17,489.00 13,891.00 14,403.00 12,684.00
Increase/Decrease in Stocks -1,351.00 -6,633.00 -236.00 -390.00 -763.00
Power & Fuel -- -- -- -- --
Employees Cost 2,475.00 2,333.00 2,260.00 2,455.00 2,366.00
Depreciation 4,852.00 4,530.00 4,287.00 3,037.00 3,354.00
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 13,688.00 14,169.00 12,323.00 10,332.00 10,593.00
P/L Before Other Inc., Int., Excpt. Items &
13,617.00 13,058.00 11,278.00 9,517.00 8,879.00
Tax
Other Income 2,203.00 2,218.00 2,317.00 2,124.00 1,936.00
P/L Before Int., Excpt. Items & Tax 15,820.00 15,276.00 13,595.00 11,641.00 10,815.00
Interest 2,566.00 2,095.00 2,272.00 1,119.00 556.00
P/L Before Exceptional Items & Tax 13,254.00 13,181.00 11,323.00 10,522.00 10,259.00
Exceptional Items -- -- -- 1,087.00 --
P/L Before Tax 13,254.00 13,181.00 11,323.00 11,609.00 10,259.00
Tax 3,787.00 3,775.00 3,240.00 2,544.00 2,201.00
P/L After Tax from Ordinary Activities 9,467.00 9,406.00 8,083.00 9,065.00 8,058.00
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 9,467.00 9,406.00 8,083.00 9,065.00 8,058.00
Minority Interest -- -- 12.00 -- --
Share Of P/L Of Associates -8.00 39.00 14.00 14.00 -5.00
Net P/L After M.I & Associates 9,459.00 9,445.00 8,109.00 9,079.00 8,053.00
Equity Share Capital 5,922.00 5,921.00 5,920.00 2,959.00 2,959.00
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 15.93 15.98 13.67 30.78 27.27
Diluted EPS 15.92 15.96 13.66 30.76 27.22
EPS After Extra Ordinary
Basic EPS 15.93 15.98 13.67 30.78 27.27
Diluted EPS 15.92 15.96 13.66 30.76 27.22
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Yearly Results ------------------- in Rs. Cr. -------------------
of Reliance Industries

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Net Sales/Income from operations 391,677.00 305,382.00 273,999.00 375,435.00 434,460.00

Other Operating Income -- -- -- -- --
Total Income From Operations 391,677.00 305,382.00 273,999.00 375,435.00 434,460.00
EXPENDITURE
Consumption of Raw Materials 207,448.00 175,087.00 158,199.00 266,862.00 346,491.00
Purchase of Traded Goods 68,628.00 42,431.00 28,055.00 25,701.00 17,091.00
Increase/Decrease in Stocks -8,610.00 -5,218.00 2,560.00 1,483.00 -560.00
Power & Fuel -- -- -- -- --
Employees Cost 9,523.00 8,388.00 7,407.00 6,262.00 5,572.00
Depreciation 16,706.00 11,646.00 11,565.00 11,547.00 11,201.00
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 50,512.00 38,500.00 36,074.00 37,763.00 31,067.00
P/L Before Other Inc., Int., Excpt. Items &
47,470.00 34,548.00 30,139.00 25,817.00 23,598.00
Tax
Other Income 8,862.00 9,443.00 7,479.00 8,495.00 8,911.00
P/L Before Int., Excpt. Items & Tax 56,332.00 43,991.00 37,618.00 34,312.00 32,509.00
Interest 8,052.00 3,849.00 3,691.00 3,316.00 3,836.00
P/L Before Exceptional Items & Tax 48,280.00 40,142.00 33,927.00 30,996.00 28,673.00
Exceptional Items 1,087.00 -- 4,574.00 -- --
P/L Before Tax 49,367.00 40,142.00 38,501.00 30,996.00 28,673.00
Tax 13,346.00 10,201.00 8,876.00 7,474.00 6,215.00
P/L After Tax from Ordinary Activities 36,021.00 29,941.00 29,625.00 23,522.00 22,458.00
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 36,021.00 29,941.00 29,625.00 23,522.00 22,458.00
Minority Interest -- -- -- -74.00 -55.00
Share Of P/L Of Associates 59.00 -108.00 236.00 118.00 90.00
Net P/L After M.I & Associates 36,080.00 29,833.00 29,861.00 23,566.00 22,493.00
Equity Share Capital 5,922.00 2,959.00 2,948.00 2,943.00 2,940.00
Reserves Excluding Revaluation Reserves 287,569.00 259,876.00 227,765.00 214,712.00 194,882.00
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 60.94 101.33 100.97 80.10 76.50
Diluted EPS 60.89 101.14 100.75 80.10 76.50
EPS After Extra Ordinary
Basic EPS 60.94 101.33 100.97 80.10 76.50
Diluted EPS 60.89 101.14 100.75 80.10 76.50
Public Share Holding
No Of Shares (Crores) -- -- -- 177.17 159.61
Share Holding (%) -- -- -- 54.76 54.30
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- 146.40 134.35
- Per. of shares (as a % of the total sh. of
-- -- -- 100.00 100.00
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- 45.24 45.70
of the company)
Notes
Consolidated Key Financial
------------------- in Rs. Cr. -------------------
Ratios of Reliance
Industries

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 60.94 50.67 100.97 80.11 76.55
Diluted EPS (Rs.) 60.89 50.57 100.75 80.11 76.55
Cash EPS (Rs.) 89.04 140.54 139.72 119.56 114.79
Book Value[ExclRevalReserve]/Share (Rs.) 501.57 898.11 793.99 749.89 676.13
Book Value[InclRevalReserve]/Share (Rs.) 501.57 901.05 796.82 752.70 679.01
Revenue from Operations/Share (Rs.) 661.39 1,032.04 929.44 1,275.69 1,477.76
PBDIT/Share (Rs.) 125.17 188.03 182.35 156.22 148.99
PBIT/Share (Rs.) 96.96 148.67 143.12 116.99 110.89
PBT/Share (Rs.) 83.36 135.66 130.60 105.72 97.83
Net Profit/Share (Rs.) 60.83 101.19 100.49 80.33 76.69
NP After MI And SOA / Share (Rs.) 60.92 101.05 100.90 80.07 76.51
Profitability Ratios
PBDIT Margin (%) 18.92 18.21 19.61 12.24 10.08
PBIT Margin (%) 14.65 14.40 15.39 9.17 7.50
PBT Margin (%) 12.60 13.14 14.05 8.28 6.62
Net Profit Margin (%) 9.19 9.80 10.81 6.29 5.18
NP After MI And SOA Margin (%) 9.21 9.79 10.85 6.27 5.17
Return on Networth/Equity (%) 12.29 11.37 12.89 10.82 11.37
Return on Capital Employed (%) 7.17 6.26 7.18 6.43 7.17
Return on Assets (%) 4.41 4.19 4.96 4.67 5.24
Total Debt/Equity (X) 0.62 0.70 0.72 0.68 0.68
Asset Turnover Ratio (%) 47.97 42.87 45.74 74.41 101.30
Liquidity Ratios
Current Ratio (X) 0.59 0.62 0.69 0.99 1.31
Quick Ratio (X) 0.39 0.42 0.44 0.60 0.82
Inventory Turnover Ratio (X) 6.44 6.24 5.89 7.05 7.66
Dividend Payout Ratio (NP) (%) 9.02 0.00 20.30 12.49 12.41
Dividend Payout Ratio (CP) (%) 6.16 0.00 14.61 8.38 8.28
Earnings Retention Ratio (%) 90.98 0.00 79.70 87.51 87.59
Cash Earnings Retention Ratio (%) 93.84 0.00 85.39 91.62 91.72
Coverage Ratios
Interest Coverage Ratios (%) 7.13 11.43 11.43 10.38 8.50
Interest Coverage Ratios (Post Tax) (%) 7.13 11.43 11.43 10.38 8.50
Valuation Ratios
Enterprise Value (Cr.) 703,682.16 573,921.28 464,818.70 381,944.21 370,056.00
EV/Net Operating Revenue (X) 1.80 1.88 1.70 1.02 0.85
EV/EBITDA (X) 9.49 10.32 8.65 8.31 8.45
MarketCap/Net Operating Revenue (X) 1.33 1.28 1.12 0.65 0.63
Retention Ratios (%) 90.97 0.00 79.69 87.50 87.58
Price/BV (X) 1.78 1.49 1.34 1.12 1.38
Price/Net Operating Revenue 1.33 1.28 1.12 0.65 0.63
Earnings Yield
Consolidated Balance Sheet
------------------- in Rs. Cr. -------------------
of Tata Consultancy
Services
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 191.00 197.00 197.00 195.87 195.87
Total Share Capital 191.00 197.00 197.00 195.87 195.87
Reserves and Surplus 84,937.00 86,017.00 70,875.00 50,438.89 50,438.89
Total Reserves and Surplus 84,937.00 86,017.00 70,875.00 50,438.89 50,438.89
Total Shareholders Funds 85,128.00 86,214.00 71,072.00 50,634.76 50,634.76
Minority Interest 402.00 366.00 355.00 1,127.76 1,127.76
NON-CURRENT LIABILITIES
Long Term Borrowings 54.00 71.00 83.00 114.27 114.27
Deferred Tax Liabilities [Net] 1,170.00 919.00 805.00 342.96 342.96
Other Long Term Liabilities 1,688.00 1,131.00 1,172.00 825.02 825.02
Long Term Provisions 26.00 39.00 40.00 297.87 297.87
Total Non-Current Liabilities 2,938.00 2,160.00 2,100.00 1,580.12 1,580.12
CURRENT LIABILITIES
Short Term Borrowings 181.00 200.00 113.00 185.56 185.56
Trade Payables 5,094.00 4,905.00 7,541.00 8,830.93 8,830.93
Other Current Liabilities 12,313.00 9,341.00 7,800.00 3,646.59 3,646.59
Short Term Provisions 240.00 66.00 115.00 7,655.16 7,655.16
Total Current Liabilities 17,828.00 14,512.00 15,569.00 20,318.24 20,318.24
Total Capital And Liabilities 106,296.00 103,252.00 89,096.00 73,660.88 73,660.88
ASSETS
NON-CURRENT ASSETS
Tangible Assets 10,216.00 10,057.00 9,971.00 9,376.12 9,376.12
Intangible Assets 12.00 47.00 134.00 168.83 168.83
Capital Work-In-Progress 1,278.00 1,541.00 1,670.00 2,766.37 2,766.37
Fixed Assets 11,506.00 11,645.00 11,775.00 12,311.32 12,311.32
Non-Current Investments 301.00 344.00 343.00 169.18 169.18
Deferred Tax Assets [Net] 3,449.00 2,828.00 2,908.00 593.94 593.94
Long Term Loans And Advances 1,975.00 9.00 2,472.00 9,154.92 9,154.92
Other Non-Current Assets 6,096.00 6,513.00 6,716.00 525.30 525.30
Total Non-Current Assets 25,072.00 22,936.00 25,883.00 24,847.88 24,847.88
CURRENT ASSETS
Current Investments 35,707.00 41,636.00 22,479.00 1,492.60 1,492.60
Inventories 26.00 21.00 16.00 16.07 16.07
Trade Receivables 24,943.00 22,617.00 24,073.00 20,437.94 20,437.94
Cash And Cash Equivalents 7,161.00 4,149.00 6,788.00 18,556.04 18,556.04
Short Term Loans And Advances 3,205.00 2,909.00 2,743.00 4,146.45 4,146.45
OtherCurrentAssets 10,182.00 8,984.00 7,114.00 4,163.90 4,163.90
Total Current Assets 81,224.00 80,316.00 63,213.00 48,813.00 48,813.00
Total Assets 106,296.00 103,252.00 89,096.00 73,660.88 73,660.88
OTHER ADDITIONAL INFORMATION
CONTINGENT LIABILITIES, COMMITMENTS
Contingent Liabilities 9,682.00 7,811.00 0.00 6,148.50 6,148.47
BONUS DETAILS
Bonus Equity Share Capital 151.15 155.90 155.90 155.90 155.90
NON-CURRENT INVESTMENTS
Non-Current Investments Quoted Market
168.00 132.00 101.00 3.91 3.91
Value
Non-Current Investments Unquoted Book
117.00 212.00 242.00 169.18 169.18
Value
CURRENT INVESTMENTS
Current Investments Quoted Market Value 25,217.00 21,999.00 20,254.00 0.00 0.00
Current Investments Unquoted Book Value 10,490.00 19,637.00 2,225.00 1,492.60 1,492.60
Consolidated Quarterly
------------------- in Rs. Cr. -------------------
Results of Tata
Consultancy Services

Jun '18 Mar '18 Dec '17 Sep '17 Jun '17

Net Sales/Income from operations 34,261.00 32,075.00 30,904.00 30,541.00 29,584.00

Other Operating Income -- -- -- -- --
Total Income From Operations 34,261.00 32,075.00 30,904.00 30,541.00 29,584.00
EXPENDITURE
Consumption of Raw Materials -- -- -- -- --
Purchase of Traded Goods -- -- -- -- --
Increase/Decrease in Stocks -- -- -- -- --
Power & Fuel -- -- -- -- --
Employees Cost 18,548.00 17,183.00 16,458.00 16,572.00 16,183.00
Depreciation 493.00 505.00 506.00 504.00 499.00
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 6,642.00 6,240.00 6,159.00 5,805.00 5,988.00
P/L Before Other Inc., Int., Excpt. Items &
8,578.00 8,147.00 7,781.00 7,660.00 6,914.00
Tax
Other Income 1,225.00 994.00 870.00 819.00 959.00
P/L Before Int., Excpt. Items & Tax 9,803.00 9,141.00 8,651.00 8,479.00 7,873.00
Interest 17.00 12.00 6.00 7.00 27.00
P/L Before Exceptional Items & Tax 9,786.00 9,129.00 8,645.00 8,472.00 7,846.00
Exceptional Items -- -- -- -- --
P/L Before Tax 9,786.00 9,129.00 8,645.00 8,472.00 7,846.00
Tax 2,424.00 2,204.00 2,100.00 2,012.00 1,896.00
P/L After Tax from Ordinary Activities 7,362.00 6,925.00 6,545.00 6,460.00 5,950.00
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 7,362.00 6,925.00 6,545.00 6,460.00 5,950.00
Minority Interest -22.00 -- -- -14.00 -5.00
Share Of P/L Of Associates -- -- -- -- --
Net P/L After M.I & Associates 7,340.00 6,925.00 6,545.00 6,446.00 5,945.00
Equity Share Capital 383.00 191.00 191.00 191.00 191.00
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 19.17 36.07 34.12 33.67 30.40
Diluted EPS 19.17 36.07 34.12 33.67 30.40
EPS After Extra Ordinary
Basic EPS 19.17 36.07 34.12 33.67 30.40
Diluted EPS 19.17 36.07 34.12 33.67 30.40
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes

Source : Dion Gl
Consolidated Quarterly
------------------- in Rs. Cr. -------------------
Results of Tata
Consultancy Services

Jun '18 Mar '18 Dec '17 Sep '17 Jun '17

Net Sales/Income from operations 34,261.00 32,075.00 30,904.00 30,541.00 29,584.00

Other Operating Income -- -- -- -- --
Total Income From Operations 34,261.00 32,075.00 30,904.00 30,541.00 29,584.00
EXPENDITURE
Consumption of Raw Materials -- -- -- -- --
Purchase of Traded Goods -- -- -- -- --
Increase/Decrease in Stocks -- -- -- -- --
Power & Fuel -- -- -- -- --
Employees Cost 18,548.00 17,183.00 16,458.00 16,572.00 16,183.00
Depreciation 493.00 505.00 506.00 504.00 499.00
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 6,642.00 6,240.00 6,159.00 5,805.00 5,988.00
P/L Before Other Inc., Int., Excpt. Items &
8,578.00 8,147.00 7,781.00 7,660.00 6,914.00
Tax
Other Income 1,225.00 994.00 870.00 819.00 959.00
P/L Before Int., Excpt. Items & Tax 9,803.00 9,141.00 8,651.00 8,479.00 7,873.00
Interest 17.00 12.00 6.00 7.00 27.00
P/L Before Exceptional Items & Tax 9,786.00 9,129.00 8,645.00 8,472.00 7,846.00
Exceptional Items -- -- -- -- --
P/L Before Tax 9,786.00 9,129.00 8,645.00 8,472.00 7,846.00
Tax 2,424.00 2,204.00 2,100.00 2,012.00 1,896.00
P/L After Tax from Ordinary Activities 7,362.00 6,925.00 6,545.00 6,460.00 5,950.00
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 7,362.00 6,925.00 6,545.00 6,460.00 5,950.00
Minority Interest -22.00 -- -- -14.00 -5.00
Share Of P/L Of Associates -- -- -- -- --
Net P/L After M.I & Associates 7,340.00 6,925.00 6,545.00 6,446.00 5,945.00
Equity Share Capital 383.00 191.00 191.00 191.00 191.00
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 19.17 36.07 34.12 33.67 30.40
Diluted EPS 19.17 36.07 34.12 33.67 30.40
EPS After Extra Ordinary
Basic EPS 19.17 36.07 34.12 33.67 30.40
Diluted EPS 19.17 36.07 34.12 33.67 30.40
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Key Financial
------------------- in Rs. Cr. -------------------
Ratios of Tata
Consultancy Services

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 134.19 133.41 123.18 101.35 97.67
Diluted EPS (Rs.) 134.19 133.41 123.18 101.35 97.67
Cash EPS (Rs.) 146.04 143.88 133.13 111.60 105.59
Book Value[ExclRevalReserve]/Share (Rs.) 447.80 439.49 362.57 264.27 254.77
Book Value[InclRevalReserve]/Share (Rs.) 447.80 439.49 362.57 264.27 254.77
Revenue from Operations/Share (Rs.) 644.52 598.81 551.50 483.22 417.67
PBDIT/Share (Rs.) 189.31 185.44 171.38 141.48 136.77
PBIT/Share (Rs.) 178.76 175.36 161.79 132.30 129.88
PBT/Share (Rs.) 178.49 175.19 161.62 134.27 129.69
Net Profit/Share (Rs.) 135.50 133.79 123.54 102.41 98.70
NP After MI And SOA / Share (Rs.) 135.21 133.45 123.20 101.35 97.84
Profitability Ratios
PBDIT Margin (%) 29.37 30.96 31.07 29.27 32.74
PBIT Margin (%) 27.73 29.28 29.33 27.37 31.09
PBT Margin (%) 27.69 29.25 29.30 27.78 31.05
Net Profit Margin (%) 21.02 22.34 22.40 21.19 23.63
NP After MI And SOA Margin (%) 20.97 22.28 22.33 20.97 23.42
Return on Networth/Equity (%) 30.33 30.49 34.14 39.20 38.95
Return on Capital Employed (%) 29.19 29.62 33.00 37.21 37.23
Return on Assets (%) 24.29 25.46 27.24 26.95 28.54
Total Debt/Equity (X) 0.00 0.00 0.00 0.01 0.01
Asset Turnover Ratio (%) 115.81 114.25 121.94 128.49 121.85
Liquidity Ratios
Current Ratio (X) 4.56 5.53 4.06 2.40 2.74
Quick Ratio (X) 4.55 5.53 4.06 2.40 2.74
Inventory Turnover Ratio (X) 4,734.77 5,617.43 6,790.38 5,889.76 5,378.66
Dividend Payout Ratio (NP) (%) 35.94 34.85 32.93 77.94 32.70
Dividend Payout Ratio (CP) (%) 33.34 32.40 30.55 71.46 30.55
Earnings Retention Ratio (%) 64.06 65.15 67.07 22.06 67.30
Cash Earnings Retention Ratio (%) 66.66 67.60 69.45 28.54 69.45
Coverage Ratios
Interest Coverage Ratios (%) 656.62 1,079.53 965.85 248.71 660.45
Interest Coverage Ratios (Post Tax) (%) 656.62 1,079.53 965.85 248.71 660.45
Valuation Ratios
Enterprise Value (Cr.) 537,692.30 475,414.70 489,424.85 481,762.23 403,380.83
EV/Net Operating Revenue (X) 4.37 4.03 4.50 5.09 4.93
EV/EBITDA (X) 14.87 13.01 14.50 17.38 15.06
MarketCap/Net Operating Revenue (X) 4.42 4.06 4.56 5.27 5.10
Retention Ratios (%) 64.05 65.14 67.06 22.05 67.29
Price/BV (X) 6.39 5.56 6.97 9.85 8.47
Price/Net Operating Revenue 4.42 4.06 4.56 5.27 5.10
Earnings Yield 0.05 0.05 0.05 0.04 0.05
Consolidated Balance Sheet
------------------- in Rs. Cr. -------------------
of Housing Development
Finance Corporation
Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 335.18 317.73 315.97 314.94 312.10
Total Share Capital 335.18 317.73 315.97 314.94 312.10
Revaluation Reserves 0.00 0.00 30.85 35.36 36.22
Reserves and Surplus 86,155.84 59,690.48 50,502.76 44,721.33 37,226.29
Total Reserves and Surplus 86,155.84 59,690.48 50,533.61 44,756.69 37,262.51
Money Received Against Share Warrants 50.38 51.10 51.10 0.00 0.00
Total Shareholders Funds 86,541.40 60,059.31 50,900.68 45,071.63 37,574.61
Minority Interest 4,697.65 3,472.57 2,325.97 1,820.08 1,423.88
Policy Holders Funds 102,742.34 88,530.63 61,215.25 54,924.28 45,003.25
NON-CURRENT LIABILITIES
Long Term Borrowings 161,709.86 161,952.00 118,782.38 104,545.72 91,757.78
Deferred Tax Liabilities [Net] 2,493.59 2,514.22 970.41 231.32 15.82
Other Long Term Liabilities 2,853.14 2,492.52 1,777.85 2,546.12 2,288.20
Long Term Provisions 5,911.46 3,847.56 2,630.02 1,998.04 1,682.20
Total Non-Current Liabilities 172,968.05 170,806.30 124,160.66 109,321.20 95,744.00
CURRENT LIABILITIES
Short Term Borrowings 69,618.96 42,447.95 41,948.83 34,420.05 26,342.54
Trade Payables 7,114.45 5,927.15 3,303.66 2,984.85 2,803.27
Other Current Liabilities 115,741.40 100,041.63 109,232.08 96,786.80 84,692.03
Short Term Provisions 3,277.01 2,851.80 4,593.36 4,196.29 3,651.10
Total Current Liabilities 195,751.82 151,268.53 159,077.93 138,387.99 117,488.94
Total Capital And Liabilities 562,701.26 474,137.34 397,680.49 349,525.18 297,234.68
ASSETS
NON-CURRENT ASSETS
Tangible Assets 1,236.40 1,206.03 1,312.56 1,203.17 746.16
Intangible Assets 94.04 82.66 67.88 79.25 70.49
Capital Work-In-Progress 12.62 40.48 6.58 5.60 21.01
Intangible Assets Under Development 11.06 13.20 12.13 3.38 0.03
Fixed Assets 1,354.12 1,342.37 1,399.15 1,291.40 837.69
Non-Current Investments 139,486.35 119,045.97 95,464.42 86,887.59 65,377.26
Deferred Tax Assets [Net] 18.40 15.67 18.18 18.55 663.34
Long Term Loans And Advances 361,785.20 287,240.78 248,762.58 214,682.06 186,323.92
Other Non-Current Assets 1,948.69 1,628.68 789.28 2,799.52 1,115.43
Total Non-Current Assets 504,814.61 409,893.51 346,621.42 305,866.93 254,503.23
CURRENT ASSETS
Current Investments 23,742.12 13,809.31 9,256.32 6,894.83 7,536.95
Trade Receivables 1,488.05 1,482.43 466.80 457.79 377.01
Cash And Cash Equivalents 3,012.39 7,496.78 6,381.05 4,261.92 8,588.11
Short Term Loans And Advances 26,217.40 38,119.57 30,800.65 30,354.11 24,583.70
OtherCurrentAssets 3,426.69 3,335.74 4,154.25 1,689.60 1,645.68
Total Current Assets 57,886.65 64,243.83 51,059.07 43,658.25 42,731.45
Total Assets 562,701.26 474,137.34 397,680.49 349,525.18 297,234.68
OTHER ADDITIONAL INFORMATION
CONTINGENT LIABILITIES, COMMITMENTS
Contingent Liabilities 6,164.61 4,561.50 5,146.47 3,488.35 3,361.68
BONUS DETAILS
Bonus Equity Share Capital 121.96 121.96 121.96 121.96 121.96
NON-CURRENT INVESTMENTS
Non-Current Investments Quoted Market
1,314.57 981.14 409.99 443.65 572.79
Value
Non-Current Investments Unquoted Book
11,564.27 8,296.79 6,138.68 5,283.96 4,794.96
Value
CURRENT INVESTMENTS
Current Investments Quoted Market Value 433.22 362.74 437.84 137.86 199.85
Current Investments Unquoted Book Value 11,741.30 4,071.41 786.11 1,081.16 1,012.91
Consolidated Quarterly
Results of Housing ------------------- in Rs. Cr. -------------------
Development Finance
Corporation

Mar '18 Dec '17 Sep '17 Jun '17 Mar '17

Net Sales/Income from operations 19,837.09 15,855.29 15,510.46 13,535.10 17,207.86

Other Operating Income 1,405.52 985.22 1,066.66 922.23 823.37
Total Income From Operations 21,242.61 16,840.51 16,577.12 14,457.33 18,031.23
EXPENDITURE
Consumption of Raw Materials -- -- -- -- --
Purchase of Traded Goods -- -- -- -- --
Increase/Decrease in Stocks -- -- -- -- --
Power & Fuel -- -- -- -- --
Employees Cost 249.55 266.11 269.57 262.91 220.86
Depreciation 18.97 23.54 22.70 22.35 26.96
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies 91.18 164.54 120.12 113.77 137.63
Exp. Capitalised -- -- -- -- --
Other Expenses 10,476.60 7,092.22 7,168.05 5,192.34 8,493.12
P/L Before Other Inc., Int., Excpt. Items &
10,406.31 9,294.10 8,996.68 8,865.96 9,152.66
Tax
Other Income 6.18 6.26 5.98 5.68 9.36
P/L Before Int., Excpt. Items & Tax 10,412.49 9,300.36 9,002.66 8,871.64 9,162.02
Interest 6,022.86 5,850.62 5,834.02 5,744.92 5,504.79
P/L Before Exceptional Items & Tax 4,389.63 3,449.74 3,168.64 3,126.72 3,657.23
Exceptional Items 6.28 3,448.05 -- -- --
P/L Before Tax 4,395.91 6,897.79 3,168.64 3,126.72 3,657.23
Tax 1,025.80 1,015.65 965.52 994.23 1,192.64
P/L After Tax from Ordinary Activities 3,370.11 5,882.14 2,203.12 2,132.49 2,464.59
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 3,370.11 5,882.14 2,203.12 2,132.49 2,464.59
Minority Interest -328.31 -238.53 -265.03 -244.71 -256.89
Share Of P/L Of Associates 919.37 1,033.45 931.32 846.09 871.63
Net P/L After M.I & Associates 3,961.17 6,677.06 2,869.41 2,733.87 3,079.33
Equity Share Capital 335.18 319.52 319.02 318.58 317.73
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 23.37 41.69 18.01 17.20 18.68
Diluted EPS 22.82 41.16 17.75 17.06 18.54
EPS After Extra Ordinary
Basic EPS 23.37 41.69 18.01 17.20 18.68
Diluted EPS 22.82 41.16 17.75 17.06 18.54
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Yearly Results
------------------- in Rs. Cr. -------------------
of Housing Development
Finance Corporation

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Net Sales/Income from operations 64,606.86 57,911.65 51,366.12 48,315.69 40,753.17

Other Operating Income 4,510.71 3,122.70 1,856.81 -- --
Total Income From Operations 69,117.57 61,034.35 53,222.93 48,315.69 40,753.17
EXPENDITURE
Consumption of Raw Materials -- -- -- -- --
Purchase of Traded Goods -- -- -- -- --
Increase/Decrease in Stocks -- -- -- -- --
Power & Fuel -- -- -- -- --
Employees Cost 1,048.14 913.02 788.14 699.14 597.24
Depreciation 74.11 107.98 120.52 46.63 46.85
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies 489.61 745.02 732.90 188.04 110.20
Exp. Capitalised -- -- -- -- --
Other Expenses 29,929.21 24,718.91 19,706.98 18,629.31 14,606.53
P/L Before Other Inc., Int., Excpt. Items &
37,576.50 34,549.42 31,874.39 28,752.57 25,392.35
Tax
Other Income 24.10 53.28 34.18 74.34 61.39
P/L Before Int., Excpt. Items & Tax 37,600.60 34,602.70 31,908.57 28,826.91 25,453.74
Interest 23,452.42 21,953.15 20,295.60 18,710.29 16,607.89
P/L Before Exceptional Items & Tax 14,148.18 12,649.55 11,612.97 10,116.62 8,845.85
Exceptional Items 3,454.33 -- -- -- --
P/L Before Tax 17,602.51 12,649.55 11,612.97 10,116.62 8,845.85
Tax 4,001.20 4,020.79 3,639.34 3,165.70 2,358.34
P/L After Tax from Ordinary Activities 13,601.31 8,628.76 7,973.63 6,950.92 6,487.51
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 13,601.31 8,628.76 7,973.63 6,950.92 6,487.51
Minority Interest -1,076.58 -797.02 -527.99 -482.72 -454.89
Share Of P/L Of Associates 3,730.23 3,219.38 2,744.62 2,294.42 1,915.20
Net P/L After M.I & Associates 16,254.96 11,051.12 10,190.26 8,762.62 7,947.82
Equity Share Capital 335.18 317.73 315.97 314.94 312.10
Reserves Excluding Revaluation Reserves 86,155.84 59,690.48 50,502.76 44,721.33 37,226.29
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 100.35 68.87 64.07 55.81 51.01
Diluted EPS 98.88 68.30 63.59 55.30 50.61
EPS After Extra Ordinary
Basic EPS 100.35 68.87 64.07 55.81 51.01
Diluted EPS 98.88 68.30 63.59 55.30 50.61
Public Share Holding
No Of Shares (Crores) -- -- -- 157.47 156.05
Share Holding (%) -- -- -- 100.00 100.00
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Key Financial
Ratios of Housing ------------------- in Rs. Cr. -------------------
Development Finance
Corporation

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 100.35 68.87 64.07 55.81 51.01
Diluted EPS (Rs.) 98.88 68.30 63.59 55.30 50.61
Cash EPS (Rs.) 81.60 54.99 51.23 44.44 41.87
Book Value[ExclRevalReserve]/Share (Rs.) 544.42 399.91 336.71 297.56 249.68
Book Value[InclRevalReserve]/Share (Rs.) 544.42 399.91 336.91 297.78 249.91
Revenue from Operations/Share (Rs.) 412.42 384.19 336.89 306.82 261.15
PBDIT/Share (Rs.) 224.80 218.49 202.74 183.36 163.41
PBIT/Share (Rs.) 224.36 217.81 201.97 183.06 163.11
PBT/Share (Rs.) 105.03 79.62 73.51 64.24 56.69
Net Profit/Share (Rs.) 81.16 54.32 50.47 44.14 41.57
NP After MI And SOA / Share (Rs.) 96.99 69.56 64.50 55.65 50.93
Profitability Ratios
PBDIT Margin (%) 54.50 56.87 60.17 59.76 62.57
PBIT Margin (%) 54.40 56.69 59.95 59.66 62.45
PBT Margin (%) 25.46 20.72 21.81 20.93 21.70
Net Profit Margin (%) 19.67 14.13 14.98 14.38 15.91
NP After MI And SOA Margin (%) 23.51 18.10 19.14 18.13 19.50
Return on Networth/Equity (%) 18.78 18.40 20.03 19.45 21.17
Return on Capital Employed (%) 4.42 3.42 4.27 4.15 4.42
Return on Assets (%) 2.88 2.33 2.56 2.50 2.67
Total Debt/Equity (X) 2.67 3.40 3.16 3.09 3.15
Asset Turnover Ratio (%) 12.28 12.87 13.38 13.82 13.71
Liquidity Ratios
Current Ratio (X) 0.30 0.42 0.32 0.32 0.36
Quick Ratio (X) 0.30 0.42 0.32 0.32 0.36
Dividend Payout Ratio (NP) (%) 18.30 4.30 26.35 26.95 27.48
Dividend Payout Ratio (CP) (%) 18.22 4.26 26.04 26.81 27.32
Earnings Retention Ratio (%) 81.70 95.70 73.65 73.05 72.52
Cash Earnings Retention Ratio (%) 81.78 95.74 73.96 73.19 72.68
Coverage Ratios
Interest Coverage Ratios (%) 1.60 1.58 1.57 1.54 1.53
Interest Coverage Ratios (Post Tax) (%) 1.60 1.58 1.57 1.54 1.53
Valuation Ratios
Enterprise Value (Cr.) 538,765.28 439,054.52 331,336.45 343,006.47 248,853.08
EV/Net Operating Revenue (X) 7.79 7.19 6.23 7.10 6.11
EV/EBITDA (X) 14.30 12.65 10.34 11.88 9.76
MarketCap/Net Operating Revenue (X) 4.42 3.91 3.28 4.27 3.38
Retention Ratios (%) 81.69 95.69 73.64 73.04 72.51
Price/BV (X) 3.53 3.97 3.43 4.58 3.67
Price/Net Operating Revenue 4.42 3.91 3.28 4.27 3.38
Earnings Yield 0.05 0.05 0.06 0.04 0.06
Consolidated Balance Sheet ------------------- in Rs. Cr. -------------------
of HDFC Bank
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 519.02 512.51 505.64 501.30 501.30
Total Share Capital 519.02 512.51 505.64 501.30 501.30
Reserves and Surplus 109,080.11 91,281.44 73,798.49 62,652.77 62,652.77
Total Reserves and Surplus 109,080.11 91,281.44 73,798.49 62,652.77 62,652.77
Total ShareHolders Funds 109,599.12 91,793.95 74,304.12 63,154.07 63,154.07
Minority Interest 356.33 291.44 180.62 161.63 161.63
Deposits 788,375.14 643,134.25 545,873.29 450,283.65 450,283.65
Borrowings 156,442.08 98,415.64 71,763.45 59,478.25 59,478.25
Other Liabilities and Provisions 48,413.49 58,708.88 38,140.33 34,018.93 34,018.93
Total Capital and Liabilities 1,103,186.17 892,344.16 730,261.82 607,096.52 607,096.52
ASSETS
Cash and Balances with Reserve Bank of
104,688.21 37,910.55 30,076.58 27,522.29 27,522.29
India
Balances with Banks Money at Call and Short
18,373.35 11,400.57 8,992.30 9,004.13 9,004.13
Notice
Investments 238,460.92 210,777.11 161,683.34 164,272.61 164,272.61
Advances 700,033.84 585,480.99 487,290.42 383,407.97 383,407.97
Fixed Assets 3,810.56 3,814.70 3,479.70 3,224.94 3,224.94
Other Assets 37,819.29 42,960.24 38,739.48 19,664.57 19,664.57
Total Assets 1,103,186.17 892,344.16 730,261.82 607,096.52 607,096.52
CONTINGENT LIABILITIES, COMMITMENTS
Bills for Collection 82,299.09 30,848.04 55,242.58 22,304.93 22,304.93
Contingent Liabilities 836,231.70 818,284.29 821,774.81 975,278.60 975,278.60
Quarterly Results of HDFC ------------------- in Rs. Cr. -------------------
Bank

Mar '18 Dec '17 Sep '17 Jun '17 Mar '17

Interest Earned
(a) Int. /Disc. on Adv/Bills 16,663.37 16,156.61 15,355.75 14,486.06 13,507.45
(b) Income on Investment 4,222.64 4,100.30 4,006.46 3,892.97 4,267.69
(c) Int. on balances With RBI 196.81 112.38 106.49 108.20 165.26
(d) Others 238.26 211.98 201.58 181.49 174.00
Other Income 4,228.58 3,869.17 3,605.90 3,516.66 3,446.26
EXPENDITURE
Interest Expended 10,663.37 10,266.93 9,918.21 9,297.98 9,059.30
Employees Cost 1,741.20 1,691.26 1,715.77 1,657.51 1,552.65
Other Expenses 4,309.43 4,040.96 3,824.28 3,709.95 3,669.31
Depreciation -- -- -- -- --
Operating Profit before Provisions and
8,835.66 8,451.29 7,817.92 7,519.94 7,279.40
contingencies
Provisions And Contingencies 1,541.10 1,351.44 1,476.19 1,558.76 1,261.80
Exceptional Items -- -- -- -- --
P/L Before Tax 7,294.56 7,099.85 6,341.73 5,961.18 6,017.60
Tax 2,495.28 2,457.25 2,190.70 2,067.34 2,027.51
P/L After Tax from Ordinary Activities 4,799.28 4,642.60 4,151.03 3,893.84 3,990.09
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 4,799.28 4,642.60 4,151.03 3,893.84 3,990.09
Equity Share Capital 519.02 518.02 516.80 514.78 512.51
Reserves Excluding Revaluation Reserves -- -- -- -- 88,949.87
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 18.50 17.90 16.10 15.20 15.60
Diluted EPS 18.30 17.70 15.90 15.00 15.40
EPS After Extra Ordinary
Basic EPS 18.50 17.90 16.10 15.20 15.60
Diluted EPS 18.30 17.70 15.90 15.00 15.40
NPA Ratios :
i) Gross NPA 8,606.97 8,234.88 7,702.84 7,242.93 5,885.66
ii) Net NPA 2,601.02 2,773.66 2,596.83 2,528.21 1,843.99
i) % of Gross NPA 1.30 1.29 1.26 1.24 1.05
ii) % of Net NPA 0.40 0.44 0.43 0.44 0.33
Return on Assets % 0.50 0.50 0.47 0.46 0.48
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Yearly Results ------------------- in Rs. Cr. -------------------
of HDFC Bank

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Interest Earned
(a) Int. /Disc. on Adv/Bills 67,658.90 55,986.18 47,736.19 39,334.66 33,077.52
(b) Income on Investment 16,229.79 15,951.56 14,125.50 10,709.85 9,039.20
(c) Int. on balances With RBI 540.62 544.86 375.16 542.94 378.60
(d) Others 858.54 788.76 924.72 79.04 59.70
Other Income 16,056.60 12,877.63 11,211.65 9,545.69 8,297.50
EXPENDITURE
Interest Expended 42,381.48 38,041.58 34,069.57 27,288.46 23,445.45
Employees Cost 9,193.90 8,504.70 6,306.14 5,162.68 4,494.47
Other Expenses 14,733.32 12,246.37 11,525.75 9,414.84 7,975.18
Depreciation -- -- -- -- --
Operating Profit before Provisions and
35,035.75 27,356.34 22,471.76 18,346.20 14,937.42
contingencies
Provisions And Contingencies 6,571.82 3,990.81 2,960.77 2,266.75 1,726.75
Exceptional Items -- -- -- -- --
P/L Before Tax 28,463.93 23,365.53 19,510.99 16,079.45 13,210.67
Tax 9,903.08 8,078.12 6,693.66 5,379.40 4,446.16
P/L After Tax from Ordinary Activities 18,560.85 15,287.41 12,817.33 10,700.05 8,764.51
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 18,560.85 15,287.41 12,817.33 10,700.05 8,764.51
Minority Interest -51.34 -36.72 -19.72 -14.41 -24.65
Share Of P/L Of Associates 0.52 2.34 3.72 3.25 3.63
Net P/L After M.I & Associates 18,510.03 15,253.03 12,801.33 10,688.89 8,743.49
Equity Share Capital 519.02 512.51 505.64 501.30 479.81
Reserves Excluding Revaluation Reserves 109,080.11 91,281.44 73,798.49 62,652.77 43,686.82
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 71.70 60.00 50.90 44.10 36.60
Diluted EPS 70.80 59.20 50.20 43.60 36.30
EPS After Extra Ordinary
Basic EPS 71.70 60.00 50.90 44.10 36.60
Diluted EPS 70.80 59.20 50.20 43.60 36.30
NPA Ratios :
i) Gross NPA -- -- -- -- 2,989.28
ii) Net NPA -- -- -- -- 820.03
i) % of Gross NPA -- -- -- -- 1.00
ii) % of Net NPA -- -- -- -- 0.30
Return on Assets % -- -- -- -- 2.00
Public Share Holding
No Of Shares (Lakhs) -- -- -- 149.03 144.88
Share Holding (%) -- -- -- 59.40 60.40
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Lakhs) -- -- -- 54.32 54.32
- Per. of shares (as a % of the total sh. of
-- -- -- 100.00 100.00
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- 21.70 22.60
of the company)
Notes
Quarterly Results of HDFC ------------------- in Rs. Cr. -------------------
Bank

Jun '18 Mar '18 Dec '17 Sep '17 Jun '17

Interest Earned
(a) Int. /Disc. on Adv/Bills 17,390.73 16,663.37 16,156.61 15,355.75 14,486.06
(b) Income on Investment 4,589.29 4,222.64 4,100.30 4,006.46 3,892.97
(c) Int. on balances With RBI 332.38 196.81 112.38 106.49 108.20
(d) Others 236.58 238.26 211.98 201.58 181.49
Other Income 3,818.06 4,228.58 3,869.17 3,605.90 3,516.66
EXPENDITURE
Interest Expended 11,735.41 10,663.37 10,266.93 9,918.21 9,297.98
Employees Cost 1,810.51 1,741.20 1,691.26 1,715.77 1,657.51
Other Expenses 4,173.37 4,309.43 4,040.96 3,824.28 3,709.95
Depreciation -- -- -- -- --
Operating Profit before Provisions and
8,647.75 8,835.66 8,451.29 7,817.92 7,519.94
contingencies
Provisions And Contingencies 1,629.37 1,541.10 1,351.44 1,476.19 1,558.76
Exceptional Items -- -- -- -- --
P/L Before Tax 7,018.38 7,294.56 7,099.85 6,341.73 5,961.18
Tax 2,416.94 2,495.28 2,457.25 2,190.70 2,067.34
P/L After Tax from Ordinary Activities 4,601.44 4,799.28 4,642.60 4,151.03 3,893.84
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 4,601.44 4,799.28 4,642.60 4,151.03 3,893.84
Equity Share Capital 520.83 519.02 518.02 516.80 514.78
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 17.70 18.50 17.90 16.10 15.20
Diluted EPS 17.50 18.30 17.70 15.90 15.00
EPS After Extra Ordinary
Basic EPS 17.70 18.50 17.90 16.10 15.20
Diluted EPS 17.50 18.30 17.70 15.90 15.00
NPA Ratios :
i) Gross NPA 9,538.62 8,606.97 8,234.88 7,702.84 7,242.93
ii) Net NPA 2,907.10 2,601.02 2,773.66 2,596.83 2,528.21
i) % of Gross NPA 1.33 1.30 1.29 1.26 1.24
ii) % of Net NPA 0.41 0.40 0.44 0.43 0.44
Return on Assets % 0.44 0.50 0.50 0.47 0.46
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Key Financial ------------------- in Rs. Cr. -------------------
Ratios of HDFC Bank

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 71.73 59.95 50.85 44.10 36.58
Diluted EPS (Rs.) 70.76 59.16 50.24 43.60 36.31
Cash EPS (Rs.) 75.25 63.12 53.62 45.40 39.40
Book Value [Excl. Reval Reserve]/Share (Rs.) 422.33 358.21 293.90 251.96 184.10
Book Value [Incl. Reval Reserve]/Share (Rs.) 422.33 358.21 293.90 251.96 184.10
Operating Revenue Per Share 328.65 285.93 249.83 202.14 177.38
Net Profit/Share (Rs.) 71.52 59.66 50.70 42.69 36.53
NP After MI And SOA / Share (Rs.) 71.33 59.52 50.63 42.64 36.45
Key Performance Ratios
Net Profit Margin (%) 21.76 20.86 20.29 21.11 20.59
Net Profit After MI And SOA Margin (%) 21.70 20.81 20.26 21.09 20.54
Operating Profit Margin (%) 2.93 3.28 2.54 2.27 1.09
Return On Assets (%) 1.67 1.70 1.75 1.76 1.73
Return On Equity/Networth (%) 16.88 16.61 17.22 16.92 19.79
Net Interest Margin (%) 3.88 3.94 3.98 3.85 3.79
Cost To Income (%) 39.86 38.09 36.95 36.90 36.66
Interest Income/Total Assets (%) 7.73 8.21 8.64 8.34 8.44
Non-Interest Income/Total Assets (%) 1.45 1.44 1.53 1.57 1.64
Operating Profit/Total Assets (%) 0.22 0.27 0.21 0.19 0.09
Operating Expenses/Total Assets (%) 2.16 2.32 2.44 2.40 2.47
Interest Expenses/Total Assets (%) 3.84 4.26 4.66 4.49 4.65
Valuation Ratios
Enterprise Value (Rs.Cr) 1,330,977.41 1,073,235.28 858,379.49 738,616.50 570,972.73
EV Per Net Sales (X) 15.61 14.65 13.59 14.58 13.42
Price To Book Value (X) 4.48 4.03 3.64 4.06 4.07
Price To Sales (X) 5.76 5.04 4.29 5.06 4.22
Retention Ratios (%) 99.72 100.00 81.23 81.24 81.20
Earnings Yield (X) 0.04 0.04 0.05 0.04 0.05
onsolidated Balance Sheet of ------------------- in Rs. Cr. -------------------
Infosys
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 1,088.00 1,144.00 1,144.00 572.00 572.00
Total Share Capital 1,088.00 1,144.00 1,144.00 572.00 572.00
Reserves and Surplus 63,835.00 67,838.00 60,600.00 50,164.00 50,164.00
Total Reserves and Surplus 63,835.00 67,838.00 60,600.00 50,164.00 50,164.00
Total Shareholders Funds 64,923.00 68,982.00 61,744.00 50,736.00 50,736.00
Minority Interest 1.00 0.00 0.00 0.00 0.00
NON-CURRENT LIABILITIES
Deferred Tax Liabilities [Net] 541.00 207.00 252.00 0.00 0.00
Other Long Term Liabilities 320.00 153.00 115.00 50.00 50.00
Total Non-Current Liabilities 861.00 360.00 367.00 50.00 50.00
CURRENT LIABILITIES
Trade Payables 694.00 367.00 386.00 140.00 140.00
Other Current Liabilities 12,919.00 13,241.00 12,341.00 6,920.00 6,920.00
Short Term Provisions 492.00 405.00 512.00 8,443.00 8,443.00
Total Current Liabilities 14,105.00 14,013.00 13,239.00 15,503.00 15,503.00
Total Capital And Liabilities 79,890.00 83,355.00 75,350.00 66,289.00 66,289.00
ASSETS
NON-CURRENT ASSETS
Tangible Assets 10,116.00 9,751.00 8,637.00 7,685.00 7,685.00
Intangible Assets 247.00 776.00 985.00 3,661.00 3,661.00
Capital Work-In-Progress 1,606.00 1,365.00 960.00 776.00 776.00
Fixed Assets 11,969.00 11,892.00 10,582.00 12,122.00 12,122.00
Non-Current Investments 5,756.00 6,453.00 1,817.00 1,398.00 1,398.00
Deferred Tax Assets [Net] 1,282.00 540.00 536.00 536.00 536.00
Long Term Loans And Advances 36.00 29.00 25.00 4,906.00 4,906.00
Other Non-Current Assets 8,619.00 7,084.00 6,873.00 85.00 85.00
Total Non-Current Assets 29,873.00 29,650.00 23,597.00 19,047.00 19,047.00
CURRENT ASSETS
Current Investments 6,407.00 9,970.00 75.00 872.00 872.00
Trade Receivables 13,142.00 12,322.00 11,330.00 9,713.00 9,713.00
Cash And Cash Equivalents 19,818.00 22,625.00 32,697.00 30,367.00 30,367.00
Short Term Loans And Advances 239.00 272.00 303.00 6,290.00 6,290.00
OtherCurrentAssets 10,411.00 8,516.00 7,348.00 0.00 0.00
Total Current Assets 50,017.00 53,705.00 51,753.00 47,242.00 47,242.00
Total Assets 79,890.00 83,355.00 75,350.00 66,289.00 66,289.00
OTHER ADDITIONAL INFORMATION
CONTINGENT LIABILITIES, COMMITMENTS
Contingent Liabilities 6,254.00 7,863.00 1,770.00 1,881.00 1,881.00
BONUS DETAILS
Bonus Equity Share Capital 1,073.82 1,128.66 1,128.66 554.66 555.67
NON-CURRENT INVESTMENTS
Non-Current Investments Unquoted Book
216.00 204.00 218.00 100.00 94.00
Value
CURRENT INVESTMENTS
Current Investments Unquoted Book Value 5,643.00 9,708.00 68.00 842.00 842.00
Consolidated Quarterly ------------------- in Rs. Cr. -------------------
Results of Infosys

Jun '18 Mar '18 Dec '17 Sep '17 Jun '17

Net Sales/Income from operations 19,128.00 18,083.00 17,794.00 17,567.00 17,078.00

Other Operating Income -- -- -- -- --
Total Income From Operations 19,128.00 18,083.00 17,794.00 17,567.00 17,078.00
EXPENDITURE
Consumption of Raw Materials -- -- -- -- --
Purchase of Traded Goods -- -- -- -- --
Increase/Decrease in Stocks -- -- -- -- --
Power & Fuel -- -- -- -- --
Employees Cost 10,462.00 10,054.00 9,869.00 9,604.00 9,366.00
Depreciation 436.00 458.00 498.00 456.00 450.00
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 3,963.00 3,099.00 3,108.00 3,261.00 3,151.00
P/L Before Other Inc., Int., Excpt. Items &
4,267.00 4,472.00 4,319.00 4,246.00 4,111.00
Tax
Other Income 726.00 534.00 962.00 883.00 814.00
P/L Before Int., Excpt. Items & Tax 4,993.00 5,006.00 5,281.00 5,129.00 4,925.00
Interest -- -- -- -- --
P/L Before Exceptional Items & Tax 4,993.00 5,006.00 5,281.00 5,129.00 4,925.00
Exceptional Items -- -- -- -- --
P/L Before Tax 4,993.00 5,006.00 5,281.00 5,129.00 4,925.00
Tax 1,381.00 1,316.00 152.00 1,403.00 1,371.00
P/L After Tax from Ordinary Activities 3,612.00 3,690.00 5,129.00 3,726.00 3,554.00
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 3,612.00 3,690.00 5,129.00 3,726.00 3,554.00
Minority Interest -- -- -- -- --
Share Of P/L Of Associates -- -- -- -- -71.00
Net P/L After M.I & Associates 3,612.00 3,690.00 5,129.00 3,726.00 3,483.00
Equity Share Capital 1,088.00 1,088.00 1,088.00 1,144.00 1,144.00
Reserves Excluding Revaluation Reserves 63,835.00 63,835.00 67,838.00 67,838.00 67,838.00
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 16.62 16.98 22.55 16.30 15.24
Diluted EPS 16.60 16.97 22.53 16.29 15.23
EPS After Extra Ordinary
Basic EPS 16.62 16.98 22.55 16.30 15.24
Diluted EPS 16.60 16.97 22.53 16.29 15.23
Public Share Holding
No Of Shares (Crores) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Yearly Results ------------------- in Rs. Cr. -------------------
of Infosys

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Net Sales/Income from operations 70,522.00 68,484.00 62,441.00 53,319.00 50,133.00

Other Operating Income -- -- -- -- --
Total Income From Operations 70,522.00 68,484.00 62,441.00 53,319.00 50,133.00
EXPENDITURE
Consumption of Raw Materials -- -- -- -- --
Purchase of Traded Goods -- -- -- -- --
Increase/Decrease in Stocks -- -- -- -- --
Power & Fuel -- -- -- -- --
Employees Cost 38,893.00 37,659.00 34,406.00 29,742.00 28,834.00
Depreciation 1,862.00 1,703.00 1,459.00 -- --
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- 6,604.00 5,951.00
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 12,619.00 12,221.00 10,956.00 3,141.00 3,307.00
P/L Before Other Inc., Int., Excpt. Items &
17,148.00 16,901.00 15,620.00 13,832.00 12,041.00
Tax
Other Income 3,193.00 3,080.00 3,123.00 3,427.00 2,669.00
P/L Before Int., Excpt. Items & Tax 20,341.00 19,981.00 18,743.00 17,259.00 14,710.00
Interest -- -- -- -- --
P/L Before Exceptional Items & Tax 20,341.00 19,981.00 18,743.00 17,259.00 14,710.00
Exceptional Items -- -- -- -- --
P/L Before Tax 20,341.00 19,981.00 18,743.00 17,259.00 14,710.00
Tax 4,241.00 5,598.00 5,251.00 4,929.00 4,062.00
P/L After Tax from Ordinary Activities 16,100.00 14,383.00 13,492.00 12,330.00 10,648.00
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 16,100.00 14,383.00 13,492.00 12,330.00 10,648.00
Minority Interest -- -- -- -- --
Share Of P/L Of Associates -71.00 -30.00 -3.00 -1.00 --
Net P/L After M.I & Associates 16,029.00 14,353.00 13,489.00 12,329.00 10,648.00
Equity Share Capital 1,088.00 1,144.00 1,144.00 572.00 286.00
Reserves Excluding Revaluation Reserves 63,835.00 67,838.00 60,600.00 50,164.00 44,244.00
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 71.07 62.80 59.02 107.88 186.35
Diluted EPS 71.00 62.77 59.02 107.88 186.35
EPS After Extra Ordinary
Basic EPS 71.07 62.80 59.02 107.88 186.35
Diluted EPS 71.00 62.77 59.02 107.88 186.35
Public Share Holding
No Of Shares (Crores) -- -- -- 80.65 39.03
Share Holding (%) -- -- -- 70.23 67.96
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- 15.02 9.15
- Per. of shares (as a % of the total sh. of
-- -- -- 100.00 100.00
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- 13.08 15.94
of the company)
Notes
Consolidated Key Financial ------------------- in Rs. Cr. -------------------
Ratios of Infosys

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 71.07 62.80 59.02 108.26 186.49
Diluted EPS (Rs.) 71.00 62.77 59.02 108.25 186.49
Cash EPS (Rs.) 82.55 70.31 65.35 117.05 209.32
Book Value[ExclRevalReserve]/Share (Rs.) 298.36 301.49 269.86 443.50 778.50
Book Value[InclRevalReserve]/Share (Rs.) 298.36 301.49 269.86 443.50 778.50
Revenue from Operations/Share (Rs.) 324.09 299.32 272.91 466.08 876.45
PBDIT/Share (Rs.) 102.04 94.77 88.30 159.97 280.51
PBIT/Share (Rs.) 93.48 87.33 81.92 151.08 257.48
PBT/Share (Rs.) 93.48 87.33 81.92 151.08 257.48
Net Profit/Share (Rs.) 73.99 62.86 58.97 108.16 186.29
NP After MI And SOA / Share (Rs.) 73.66 62.73 58.96 108.15 186.29
Profitability Ratios
PBDIT Margin (%) 31.48 31.66 32.35 34.32 32.00
PBIT Margin (%) 28.84 29.17 30.01 32.41 29.37
PBT Margin (%) 28.84 29.17 30.01 32.41 29.37
Net Profit Margin (%) 22.82 21.00 21.60 23.20 21.25
NP After MI And SOA Margin (%) 22.72 20.95 21.60 23.20 21.25
Return on Networth/Equity (%) 24.68 20.80 21.84 24.38 23.92
Return on Capital Employed (%) 24.36 20.69 21.71 24.36 23.71
Return on Assets (%) 20.06 17.21 17.90 18.66 18.70
Asset Turnover Ratio (%) 88.27 82.15 82.86 80.43 88.00
Liquidity Ratios
Current Ratio (X) 3.55 3.83 3.91 3.05 3.58
Quick Ratio (X) 3.55 3.83 3.91 3.05 3.58
Dividend Payout Ratio (NP) (%) 46.59 48.43 50.51 41.14 33.83
Dividend Payout Ratio (CP) (%) 41.74 43.29 45.58 38.01 30.10
Earnings Retention Ratio (%) 53.41 51.57 49.49 58.86 66.17
Cash Earnings Retention Ratio (%) 58.26 56.71 54.42 61.99 69.90
Coverage Ratios
Interest Coverage Ratios (%) - - - - -
Interest Coverage Ratios (Post Tax) (%) - - - - -
Valuation Ratios
Enterprise Value (Cr.) 227,028.44 210,934.04 245,969.96 223,212.04 161,600.22
EV/Net Operating Revenue (X) 3.22 3.08 3.94 4.19 3.22
EV/EBITDA (X) 10.22 9.73 12.18 12.20 10.07
MarketCap/Net Operating Revenue (X) 3.50 3.41 4.46 4.76 3.74
Retention Ratios (%) 53.40 51.56 49.48 58.85 66.16
Price/BV (X) 3.80 3.39 4.51 5.00 4.21
Price/Net Operating Revenue 3.50 3.41 4.46 4.76 3.74
Earnings Yield 0.06 0.06 0.05 0.05 0.06
Consolidated Balance Sheet ------------------- in Rs. Cr. -------------------
of ITC
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 1,220.43 1,214.74 804.72 801.55 801.55
Total Share Capital 1,220.43 1,214.74 804.72 801.55 801.55
Revaluation Reserves 0.00 0.00 0.00 56.93 56.93
Reserves and Surplus 51,289.69 45,198.19 41,874.80 30,842.59 30,877.01
Total Reserves and Surplus 51,289.69 45,198.19 41,874.80 30,899.52 30,933.94
Total Shareholders Funds 52,510.12 46,412.93 42,679.52 31,701.07 31,735.49
Minority Interest 334.47 294.74 260.90 225.11 225.11
Group Share In Joint Ventures 0.00 0.00 0.00 84.30 0.00
NON-CURRENT LIABILITIES
Long Term Borrowings 11.50 18.40 26.66 39.77 60.68
Deferred Tax Liabilities [Net] 1,923.02 1,878.77 1,880.00 1,641.80 1,642.77
Other Long Term Liabilities 109.98 59.00 50.92 42.67 42.67
Long Term Provisions 149.63 158.42 135.42 123.67 124.16
Total Non-Current Liabilities 2,194.13 2,114.59 2,093.00 1,847.91 1,870.28
CURRENT LIABILITIES
Short Term Borrowings 17.35 19.11 43.95 184.95 195.39
Trade Payables 3,496.18 2,659.33 2,339.29 2,020.47 2,020.47
Other Current Liabilities 5,672.81 4,381.41 4,203.82 3,765.01 3,782.04
Short Term Provisions 63.80 61.16 71.40 6,161.97 6,162.01
Total Current Liabilities 9,250.14 7,121.01 6,658.46 12,132.40 12,159.91
Total Capital And Liabilities 64,288.86 55,943.27 51,691.88 45,990.79 45,990.79
ASSETS
NON-CURRENT ASSETS
Tangible Assets 15,863.68 15,262.27 14,459.36 14,577.31 14,648.38
Intangible Assets 457.75 428.68 444.74 423.93 423.98
Capital Work-In-Progress 5,499.60 3,684.20 2,528.97 2,671.55 2,671.55
Intangible Assets Under Development 8.73 45.69 30.75 28.65 28.65
Other Assets 0.00 0.00 0.00 -1.05 -1.05
Fixed Assets 21,829.76 19,420.84 17,463.82 17,700.39 17,771.51
Non-Current Investments 11,483.79 6,693.99 5,125.81 807.68 807.68
Deferred Tax Assets [Net] 47.98 44.95 40.54 38.00 38.57
Long Term Loans And Advances 9.69 8.54 12.96 1,564.16 1,565.47
Other Non-Current Assets 4,321.49 3,303.32 3,983.72 1.24 1.24
Total Non-Current Assets 37,895.24 29,674.17 26,829.38 20,343.44 20,416.44
Group Share In Joint Ventures 0.00 0.00 0.00 112.81 0.00
CURRENT ASSETS
Current Investments 10,569.07 10,887.39 6,621.78 6,134.90 6,135.09
Inventories 7,584.53 8,186.15 9,062.10 8,557.88 8,586.87
Trade Receivables 2,682.29 2,474.29 1,917.18 1,978.17 1,982.07
Cash And Cash Equivalents 2,899.60 2,967.40 6,063.30 7,891.54 7,896.22
Short Term Loans And Advances 5.84 6.78 8.07 566.62 568.67
OtherCurrentAssets 2,652.29 1,747.09 1,190.07 405.43 405.43
Total Current Assets 26,393.62 26,269.10 24,862.50 25,534.54 25,574.35
Total Assets 64,288.86 55,943.27 51,691.88 45,990.79 45,990.79
OTHER ADDITIONAL INFORMATION
CONTINGENT LIABILITIES, COMMITMENTS
Contingent Liabilities 3,196.46 3,815.01 2,888.85 2,321.29 1,272.77
BONUS DETAILS
Bonus Equity Share Capital 1,113.13 1,113.13 710.47 710.47 710.47
NON-CURRENT INVESTMENTS
Non-Current Investments Quoted Market
11,276.13 6,502.72 4,929.80 1,215.76 1,215.76
Value
Non-Current Investments Unquoted Book
205.45 210.27 5,125.81 70.26 70.26
Value
CURRENT INVESTMENTS
Current Investments Quoted Market Value 2,394.82 2,743.52 2,942.01 1,230.72 1,230.72
Current Investments Unquoted Book Value 8,351.52 8,148.08 3,680.28 4,905.49 4,905.49
Consolidated Yearly Results ------------------- in Rs. Cr. -------------------
of ITC

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Net Sales/Income from operations 43,122.90 42,803.61 39,192.10 38,433.31 34,984.70

Other Operating Income 326.04 -- -- 401.50 332.38
Total Income From Operations 43,448.94 42,803.61 39,192.10 38,834.81 35,317.08
EXPENDITURE
Consumption of Raw Materials 11,943.75 11,979.03 11,168.68 11,089.10 10,376.05
Purchase of Traded Goods 2,883.97 3,477.56 2,595.20 3,918.80 2,976.98
Increase/Decrease in Stocks 1,027.76 592.57 -195.38 -235.72 -112.74
Power & Fuel -- -- -- -- --
Employees Cost 3,760.90 3,631.73 3,440.97 2,772.28 2,504.24
Depreciation 1,236.28 1,152.79 1,077.40 1,027.96 964.92
Excise Duty -- -- -- -- --
Admin. And Selling Expenses -- -- -- -- --
R & D Expenses -- -- -- -- --
Provisions And Contingencies -- -- -- -- --
Exp. Capitalised -- -- -- -- --
Other Expenses 7,349.60 7,686.81 7,731.78 7,088.73 6,520.66
P/L Before Other Inc., Int., Excpt. Items &
15,246.68 14,283.12 13,373.45 13,173.66 12,086.97
Tax
Other Income 1,831.86 1,761.53 1,530.80 1,256.51 970.95
P/L Before Int., Excpt. Items & Tax 17,078.54 16,044.65 14,904.25 14,430.17 13,057.92
Interest 89.91 24.30 53.60 68.12 6.37
P/L Before Exceptional Items & Tax 16,988.63 16,020.35 14,850.65 14,362.05 13,051.55
Exceptional Items 412.90 -- -- -- --
P/L Before Tax 17,401.53 16,020.35 14,850.65 14,362.05 13,051.55
Tax 5,916.43 5,549.09 5,358.21 4,596.42 4,060.93
P/L After Tax from Ordinary Activities 11,485.10 10,471.26 9,492.44 9,765.63 8,990.62
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 11,485.10 10,471.26 9,492.44 9,765.63 8,990.62
Minority Interest -- -187.79 -- -115.35 -109.81
Share Of P/L Of Associates 7.58 5.97 8.42 12.89 10.57
Net P/L After M.I & Associates 11,492.68 10,289.44 9,500.86 9,663.17 8,891.38
Equity Share Capital 1,220.43 1,214.74 804.72 801.55 795.32
Reserves Excluding Revaluation Reserves 51,289.69 45,198.19 41,874.80 30,842.59 26,342.33
Equity Dividend Rate (%) -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 9.26 8.50 7.75 12.11 11.22
Diluted EPS 9.20 8.45 7.71 12.00 11.09
EPS After Extra Ordinary
Basic EPS 9.26 8.50 7.75 12.11 11.22
Diluted EPS 9.20 8.45 7.71 12.00 11.09
Public Share Holding
No Of Shares (Crores) -- -- -- 799.56 793.24
Share Holding (%) -- -- -- 99.75 99.74
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Crores) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Key Financial ------------------- in Rs. Cr. -------------------
Ratios of ITC

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 9.26 8.50 7.75 12.11 11.22
Diluted EPS (Rs.) 9.20 8.45 7.71 12.00 11.09
Cash EPS (Rs.) 10.42 9.57 13.13 13.47 12.52
Book Value[ExclRevalReserve]/Share (Rs.) 43.30 38.45 53.36 39.76 34.34
Book Value[InclRevalReserve]/Share (Rs.) 43.30 38.45 53.36 39.83 34.46
Revenue from Operations/Share (Rs.) 35.60 35.21 48.70 48.45 44.41
PBDIT/Share (Rs.) 15.01 14.16 19.86 19.28 17.63
PBIT/Share (Rs.) 13.99 13.21 18.52 18.00 16.42
PBT/Share (Rs.) 14.26 13.19 18.45 17.92 16.41
Net Profit/Share (Rs.) 9.41 8.62 11.80 12.18 11.30
NP After MI And SOA / Share (Rs.) 9.24 8.47 11.61 12.06 11.18
Profitability Ratios
PBDIT Margin (%) 42.15 40.20 40.77 39.80 39.70
PBIT Margin (%) 39.30 37.50 38.02 37.15 36.97
PBT Margin (%) 40.05 37.45 37.89 36.98 36.95
Net Profit Margin (%) 26.43 24.47 24.22 25.14 25.45
NP After MI And SOA Margin (%) 25.94 24.05 23.84 24.88 25.17
Return on Networth/Equity (%) 21.46 22.16 21.89 30.53 32.80
Return on Capital Employed (%) 20.47 21.07 20.75 28.53 30.65
Return on Assets (%) 17.53 18.39 18.07 21.01 21.74
Total Debt/Equity (X) 0.00 0.00 0.00 0.01 0.01
Asset Turnover Ratio (%) 67.58 76.46 75.81 84.44 86.38
Liquidity Ratios
Current Ratio (X) 2.85 3.69 3.73 2.10 1.90
Quick Ratio (X) 2.03 2.54 2.37 1.40 1.20
Inventory Turnover Ratio (X) 5.73 5.23 4.32 4.54 4.29
Dividend Payout Ratio (NP) (%) 51.19 66.47 53.61 51.84 53.66
Dividend Payout Ratio (CP) (%) 46.13 59.77 48.06 46.85 48.41
Earnings Retention Ratio (%) 48.81 33.53 46.39 48.16 46.34
Cash Earnings Retention Ratio (%) 53.87 40.23 51.94 53.15 51.59
Coverage Ratios
Interest Coverage Ratios (%) 189.95 660.27 278.06 213.83 2,119.76
Interest Coverage Ratios (Post Tax) (%) 189.95 660.27 278.06 213.83 2,119.76
Valuation Ratios
Enterprise Value (Cr.) 309,771.76 338,038.68 258,256.61 253,422.74 277,621.65
EV/Net Operating Revenue (X) 7.13 7.90 6.59 6.53 7.86
EV/EBITDA (X) 16.91 19.66 16.16 16.39 19.80
MarketCap/Net Operating Revenue (X) 7.19 7.96 6.74 6.72 7.95
Retention Ratios (%) 48.80 33.52 46.38 48.15 46.33
Price/BV (X) 5.95 7.34 6.19 8.24 10.36
Price/Net Operating Revenue 7.19 7.96 6.74 6.72 7.95
Earnings Yield 0.04 0.03 0.04 0.04 0.03
Consolidated Balance Sheet ------------------- in Rs. Cr. -------------------
of ICICI Bank
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 1,285.81 1,165.11 1,163.17 1,159.66 1,159.66
Total Share Capital 1,285.81 1,165.11 1,163.17 1,159.66 1,159.66
Revaluation Reserve 3,027.64 3,065.11 2,817.47 0.00 0.00
Reserves and Surplus 106,310.68 100,395.52 90,123.37 83,537.44 83,537.44
Total Reserves and Surplus 109,338.32 103,460.63 92,940.85 83,537.44 83,537.44
Employees Stock Options 5.57 6.26 6.70 7.44 7.44
Total ShareHolders Funds 110,629.70 104,632.00 94,110.71 84,704.54 84,704.54
Minority Interest 6,008.19 4,865.31 3,355.64 2,505.81 2,505.81
Deposits 585,796.11 512,587.26 451,077.39 385,955.25 385,955.25
Borrowings 229,401.83 188,286.76 220,377.66 211,252.00 211,252.00
Other Liabilities and Provisions 192,445.22 175,671.34 149,834.79 141,661.56 141,661.56
Total Capital and Liabilities 1,124,281.04 986,042.66 918,756.20 826,079.17 826,079.17
ASSETS
Cash and Balances with Reserve Bank of
33,272.60 31,891.26 27,277.56 25,837.67 25,837.67
India
Balances with Banks Money at Call and Short
55,726.53 48,599.61 37,758.41 21,799.50 21,799.50
Notice
Investments 372,207.68 304,501.74 286,044.09 302,761.63 302,761.63
Advances 566,854.22 515,317.31 493,729.11 438,490.10 438,490.10
Fixed Assets 9,465.01 9,337.96 8,713.46 5,871.21 5,871.21
Other Assets 86,755.00 76,394.78 65,233.57 31,319.07 31,319.07
Total Assets 1,124,281.04 986,042.66 918,756.20 826,079.17 826,079.17
CONTINGENT LIABILITIES, COMMITMENTS
Bills for Collection 28,705.41 22,755.55 112,646.68 65,976.61 65,976.61
Contingent Liabilities 1,891,035.83 1,307,841.59 1,070,233.91 969,353.45 969,353.45
Consolidated Quarterly ------------------- in Rs. Cr. -------------------
Results of ICICI Bank

Mar '18 Dec '17 Mar '17 Dec '16 Mar '16

Interest Earned
(a) Int. /Disc. on Adv/Bills 11,310.56 10,846.94 10,585.33 10,467.73 10,706.35
(b) Income on Investment 4,185.91 4,020.18 3,601.76 3,981.26 3,605.35
(c) Int. on balances With RBI 203.50 194.27 318.08 158.68 92.64
(d) Others 453.49 434.91 721.90 701.38 760.59
Other Income 17,606.61 13,004.62 13,376.22 12,566.62 13,051.85
EXPENDITURE
Interest Expended 8,829.72 8,557.59 8,129.41 8,854.65 8,713.49
Employees Cost 2,115.63 1,993.61 2,002.05 1,970.69 1,844.95
Other Expenses 14,192.99 11,817.11 12,206.98 10,379.11 10,276.31
Depreciation -- -- -- -- --
Operating Profit before Provisions and
8,621.73 6,132.61 6,264.85 6,671.22 7,382.03
contingencies
Provisions And Contingencies 7,004.72 3,716.59 3,463.52 3,124.43 3,496.97
Exceptional Items -- -- -- -- -3,600.00
P/L Before Tax 1,617.01 2,416.02 2,801.33 3,546.79 285.06
Tax 146.09 136.83 403.29 587.83 -314.10
P/L After Tax from Ordinary Activities 1,470.92 2,279.19 2,398.04 2,958.96 599.16
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 1,470.92 2,279.19 2,398.04 2,958.96 599.16
Minority Interest -328.99 -385.04 -315.29 -348.13 --
Share Of P/L Of Associates -- -- -- -- -192.45
Net P/L After M.I & Associates 1,141.93 1,894.15 2,082.75 2,610.83 406.71
Equity Share Capital 1,285.81 1,284.67 1,165.11 1,164.33 1,163.17
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 1.78 2.95 3.58 4.49 0.70
Diluted EPS 1.76 2.92 3.56 4.46 0.69
EPS After Extra Ordinary
Basic EPS 1.78 2.95 3.58 4.49 0.70
Diluted EPS 1.76 2.92 3.56 4.46 0.69
NPA Ratios :
i) Gross NPA -- -- -- -- --
ii) Net NPA -- -- -- -- --
i) % of Gross NPA -- -- -- -- --
ii) % of Net NPA -- -- -- -- --
Return on Assets % -- -- -- -- --
Public Share Holding
No Of Shares (Lakhs) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Yearly Results ------------------- in Rs. Cr. -------------------
of ICICI Bank

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Interest Earned
(a) Int. /Disc. on Adv/Bills 43,252.82 42,080.37 41,550.90 38,059.71 33,720.88
(b) Income on Investment 16,125.62 15,456.07 14,324.47 15,131.73 14,244.83
(c) Int. on balances With RBI 810.41 623.00 303.96 366.16 427.70
(d) Others 1,973.50 2,780.54 3,114.38 1,406.40 1,085.83
Other Income 56,806.75 52,457.65 42,102.14 35,252.23 30,084.61
EXPENDITURE
Interest Expended 34,262.05 34,835.83 33,996.47 32,318.15 29,710.61
Employees Cost 8,333.53 7,893.26 6,912.29 6,568.32 5,968.79
Other Expenses 47,422.10 40,276.71 33,877.27 28,454.39 24,697.56
Depreciation -- -- -- -- --
Operating Profit before Provisions and
28,951.42 30,391.83 26,609.82 22,875.37 19,186.89
contingencies
Provisions And Contingencies 17,972.96 16,582.48 8,705.41 4,536.34 2,900.26
Exceptional Items -- -- -3,600.00 -- --
P/L Before Tax 10,978.46 13,809.35 14,304.41 18,339.03 16,286.63
Tax 1,878.92 2,469.02 3,377.52 5,396.73 4,609.51
P/L After Tax from Ordinary Activities 9,099.54 11,340.33 10,926.89 12,942.30 11,677.12
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 9,099.54 11,340.33 10,926.89 12,942.30 11,677.12
Minority Interest -1,387.35 -1,151.95 -- -695.43 --
Share Of P/L Of Associates -- -- -746.93 -- -635.75
Net P/L After M.I & Associates 7,712.19 10,188.38 10,179.96 12,246.87 11,041.37
Equity Share Capital 1,285.81 1,165.11 1,163.17 1,159.66 1,155.04
Reserves Excluding Revaluation Reserves 106,310.68 100,395.52 90,123.37 83,537.44 75,268.23
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 12.02 17.51 17.53 21.17 95.65
Diluted EPS 11.89 17.43 17.41 20.94 95.14
EPS After Extra Ordinary
Basic EPS 12.02 17.51 17.53 21.17 95.65
Diluted EPS 11.89 17.43 17.41 20.94 95.14
NPA Ratios :
i) Gross NPA -- -- -- -- --
ii) Net NPA -- -- -- -- --
i) % of Gross NPA -- -- -- -- --
ii) % of Net NPA -- -- -- -- --
Return on Assets % -- -- -- -- --
Public Share Holding
No Of Shares (Lakhs) -- -- -- 579.72 115.48
Share Holding (%) -- -- -- 100.00 100.00
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Key Financial ------------------- in Rs. Cr. -------------------
Ratios of ICICI Bank

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 12.02 17.51 17.53 21.17 95.65
Diluted EPS (Rs.) 11.89 17.51 17.41 20.94 95.14
Cash EPS (Rs.) 15.59 21.03 20.24 23.70 107.32
Book Value [Excl. Reval Reserve]/Share (Rs.) 167.37 174.35 156.97 146.09 661.70
Book Value [Incl. Reval Reserve]/Share (Rs.) 172.08 179.61 161.82 146.09 661.70
Operating Revenue Per Share 96.69 104.61 101.95 94.79 428.38
Net Profit/Share (Rs.) 14.15 19.47 18.79 22.32 101.10
NP After MI And SOA / Share (Rs.) 12.00 17.49 17.50 21.12 95.59
Key Performance Ratios
Net Profit Margin (%) 14.63 18.60 18.42 23.54 23.60
Net Profit After MI And SOA Margin (%) 12.40 16.71 17.16 22.28 22.31
Operating Profit Margin (%) -76.74 -67.47 -52.57 -40.59 -37.20
Return On Assets (%) 0.68 1.03 1.10 1.48 1.47
Return On Equity/Networth (%) 7.16 10.03 11.15 14.45 14.44
Net Interest Margin (%) 2.48 2.64 2.75 2.74 2.64
Cost To Income (%) 63.55 59.27 55.69 49.83 47.98
Interest Income/Total Assets (%) 5.52 6.18 6.45 6.65 6.61
Non-Interest Income/Total Assets (%) 5.05 5.32 4.58 4.26 4.02
Operating Profit/Total Assets (%) -4.24 -4.16 -3.39 -2.70 -2.46
Operating Expenses/Total Assets (%) 4.95 4.88 4.43 4.23 4.10
Interest Expenses/Total Assets (%) 3.04 3.53 3.70 3.91 3.97
Valuation Ratios
Enterprise Value (Rs.Cr) 960,910.09 830,408.35 781,750.90 754,190.10 664,812.85
EV Per Net Sales (X) 15.46 13.63 13.18 13.72 13.44
Price To Book Value (X) 1.66 1.59 1.51 2.16 1.88
Price To Sales (X) 2.88 2.65 2.32 3.33 2.91
Retention Ratios (%) 81.10 100.00 71.43 76.33 75.94
Earnings Yield (X) 0.04 0.06 0.07 0.07 0.08
Consolidated Balance Sheet
------------------- in Rs. Cr. -------------------
of Kotak Mahindra
Bank
Mar 18 Mar 17 Mar 16 Mar 15 Mar 15

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 952.82 920.45 917.19 386.18 386.18
Total Share Capital 952.82 920.45 917.19 386.18 386.18
Revaluation Reserve 0.00 0.00 0.00 15.05 15.05
Reserves and Surplus 49,533.24 37,570.39 32,443.45 21,752.09 21,752.09
Total Reserves and Surplus 49,533.24 37,570.39 32,443.45 21,767.14 21,767.14
Employees Stock Options 2.17 1.87 3.41 3.00 3.00
Total ShareHolders Funds 50,488.23 38,492.71 33,364.05 22,156.31 22,156.31
Minority Interest 0.00 474.43 395.60 335.69 335.69
Policy Holders Funds 22,425.34 18,792.88 15,148.28 13,792.61 13,792.61
Deposits 191,235.80 155,540.00 135,948.76 72,843.46 72,843.46
Borrowings 58,603.97 49,689.91 43,729.79 31,414.88 31,414.88
Other Liabilities and Provisions 14,967.13 13,197.64 12,217.09 8,032.81 8,032.81
Total Capital and Liabilities 337,720.47 276,187.56 240,803.58 148,575.76 148,575.76
ASSETS
Cash and Balances with Reserve Bank of
8,933.50 7,512.23 6,924.90 3,945.12 3,945.12
India
Balances with Banks Money at Call and Short
15,467.13 18,076.32 4,674.51 2,958.33 2,958.33
Notice
Investments 90,976.60 68,461.54 70,273.90 47,350.87 47,350.87
Advances 205,997.32 167,124.91 144,792.82 88,632.21 88,632.21
Fixed Assets 2,542.89 1,758.62 1,761.02 1,384.97 1,384.97
Other Assets 13,803.03 13,253.94 12,376.44 4,304.27 4,304.27
Total Assets 337,720.47 276,187.56 240,803.58 148,575.76 148,575.76
CONTINGENT LIABILITIES, COMMITMENTS
Bills for Collection 37,780.36 20,318.26 25,578.12 10,791.16 10,791.16
Contingent Lia
Consolidated Yearly Results
------------------- in Rs. Cr. -------------------
of Kotak Mahindra
Bank

Mar '18 Mar '17 Mar '16 Mar '15 Mar '14

Interest Earned
(a) Int. /Disc. on Adv/Bills 18,380.86 16,619.84 15,412.37 10,121.19 9,029.57
(b) Income on Investment 5,258.25 4,855.36 4,408.28 3,050.55 2,841.77
(c) Int. on balances With RBI 966.80 307.87 132.05 61.02 68.55
(d) Others 525.17 541.14 448.94 86.13 46.02
Other Income 13,592.59 11,581.23 7,572.88 8,103.86 5,249.72
EXPENDITURE
Interest Expended 12,466.85 11,457.51 11,122.97 6,966.10 6,312.12
Employees Cost 4,380.90 3,982.31 3,854.05 2,375.47 1,915.12
Other Expenses 11,692.95 10,184.77 6,982.20 7,325.47 5,003.92
Depreciation -- -- -- -- --
Operating Profit before Provisions and
10,182.97 8,280.85 6,015.30 4,755.71 4,004.47
contingencies
Provisions And Contingencies 1,024.74 948.92 991.56 205.73 308.97
Exceptional Items -- -- -- -- --
P/L Before Tax 9,158.23 7,331.93 5,023.74 4,549.98 3,695.50
Tax 3,011.09 2,382.85 1,592.62 1,484.90 1,183.96
P/L After Tax from Ordinary Activities 6,147.14 4,949.08 3,431.12 3,065.08 2,511.54
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 6,147.14 4,949.08 3,431.12 3,065.08 2,511.54
Minority Interest -56.67 -78.83 -65.19 -59.51 -62.17
Share Of P/L Of Associates 110.50 70.18 92.92 39.88 15.62
Net P/L After M.I & Associates 6,200.97 4,940.43 3,458.85 3,045.45 2,464.99
Equity Share Capital 952.82 920.45 917.19 386.18 385.16
Reserves Excluding Revaluation Reserves 49,533.24 37,570.39 32,443.45 21,752.09 18,690.85
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 32.70 26.89 18.91 39.49 32.19
Diluted EPS 32.66 26.86 18.87 39.40 32.14
EPS After Extra Ordinary
Basic EPS 32.70 26.89 18.91 39.49 32.19
Diluted EPS 32.66 26.86 18.87 39.40 32.14
NPA Ratios :
i) Gross NPA 4,071.04 3,803.92 3,016.55 1,392.35 1,177.80
ii) Net NPA 1,768.60 1,814.23 1,353.03 697.44 633.81
i) % of Gross NPA 1.95 2.25 2.06 1.56 1.63
ii) % of Net NPA 0.86 1.09 0.93 0.79 0.88
Return on Assets % 2.03 1.95 1.55 2.26 2.10
Public Share Holding
No Of Shares (Lakhs) -- -- -- 46.33 43.46
Share Holding (%) -- -- -- 59.98 56.42
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Lakhs) -- -- -- 30.91 33.57
- Per. of shares (as a % of the total sh. of
-- -- -- 100.00 100.00
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- 40.02 43.58
of the company)
Notes
Consolidated Quarterly
------------------- in Rs. Cr. -------------------
Results of Kotak
Mahindra Bank

Jun '18 Mar '18 Dec '17 Sep '17 Jun '17

Interest Earned
(a) Int. /Disc. on Adv/Bills 5,113.13 4,881.43 4,712.93 4,451.44 4,335.06
(b) Income on Investment 1,503.92 1,461.09 1,284.83 1,299.45 1,212.88
(c) Int. on balances With RBI 166.56 246.80 262.11 197.14 260.75
(d) Others 119.76 143.05 130.84 124.82 126.46
Other Income 3,000.19 4,141.75 3,722.74 3,074.18 2,675.48
EXPENDITURE
Interest Expended 3,498.65 3,343.81 3,204.81 2,987.59 2,930.64
Employees Cost 1,103.53 1,205.08 1,089.95 1,060.35 1,025.52
Other Expenses 2,486.48 3,441.73 3,178.40 2,672.39 2,421.99
Depreciation -- -- -- -- --
Operating Profit before Provisions and
2,814.90 2,883.50 2,640.29 2,426.70 2,232.48
contingencies
Provisions And Contingencies 498.98 313.37 226.29 252.86 232.22
Exceptional Items -- -- -- -- --
P/L Before Tax 2,315.92 2,570.13 2,414.00 2,173.84 2,000.26
Tax 771.35 840.09 795.94 711.31 663.75
P/L After Tax from Ordinary Activities 1,544.57 1,730.04 1,618.06 1,462.53 1,336.51
Prior Year Adjustments -- -- -- -- --
Extra Ordinary Items -- -- -- -- --
Net Profit/(Loss) For the Period 1,544.57 1,730.04 1,618.06 1,462.53 1,336.51
Minority Interest -- -0.03 -3.97 -25.97 -26.70
Share Of P/L Of Associates 29.91 59.23 10.15 4.12 37.01
Net P/L After M.I & Associates 1,574.48 1,789.24 1,624.24 1,440.68 1,346.82
Equity Share Capital 953.07 952.82 952.35 952.00 951.75
Reserves Excluding Revaluation Reserves -- -- -- -- --
Equity Dividend Rate (%) -- -- -- -- --
ANALYTICAL RATIOS
a) % of Share by Govt. -- -- -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- -- -- --
EPS Before Extra Ordinary
Basic EPS 8.26 9.39 8.53 7.57 7.20
Diluted EPS 8.25 9.38 8.52 7.56 7.19
EPS After Extra Ordinary
Basic EPS 8.26 9.39 8.53 7.57 7.20
Diluted EPS 8.25 9.38 8.52 7.56 7.19
NPA Ratios :
i) Gross NPA 4,163.65 4,071.04 3,979.06 4,065.41 3,973.74
ii) Net NPA 1,637.24 1,768.60 1,846.86 2,036.13 1,881.47
i) % of Gross NPA 1.93 1.95 2.01 2.14 2.24
ii) % of Net NPA 0.77 0.86 0.94 1.08 1.07
Return on Assets % 0.46 0.54 0.52 0.48 0.48
Public Share Holding
No Of Shares (Lakhs) -- -- -- -- --
Share Holding (%) -- -- -- -- --
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
b) Non-encumbered
- Number of shares (Lakhs) -- -- -- -- --
- Per. of shares (as a % of the total sh. of
-- -- -- -- --
prom. and promoter group)
- Per. of shares (as a % of the total Share Cap.
-- -- -- -- --
of the company)
Notes
Consolidated Key Financial
------------------- in Rs. Cr. -------------------
Ratios of Kotak
Mahindra Bank

Mar 18 Mar 17 Mar 16 Mar 15 Mar 14

Per Share Ratios

Basic EPS (Rs.) 32.70 26.89 18.91 39.49 32.19
Diluted EPS (Rs.) 32.66 26.86 18.87 39.40 32.14
Cash EPS (Rs.) 34.27 28.86 20.58 42.75 35.30
Book Value [Excl. Reval Reserve]/Share (Rs.) 264.94 209.10 181.88 286.67 247.75
Book Value [Incl. Reval Reserve]/Share (Rs.) 264.94 209.10 181.88 286.87 247.75
Operating Revenue Per Share 131.88 121.27 111.22 172.45 155.60
Net Profit/Share (Rs.) 32.26 26.89 18.70 39.68 32.60
NP After MI And SOA / Share (Rs.) 32.54 26.84 18.86 39.43 32.00
Key Performance Ratios
Net Profit Margin (%) 24.46 22.17 16.81 23.01 20.95
Net Profit After MI And SOA Margin (%) 24.67 22.13 16.95 22.86 20.56
Operating Profit Margin (%) -29.98 -30.05 -20.58 -38.19 -23.11
Return On Assets (%) 1.83 1.78 1.43 2.04 2.01
Return On Equity/Networth (%) 12.28 12.83 10.36 13.75 12.91
Net Interest Margin (%) 3.74 3.93 3.85 4.27 4.64
Cost To Income (%) 52.04 51.72 48.08 53.28 48.90
Interest Income/Total Assets (%) 7.44 8.08 8.47 8.96 9.80
Non-Interest Income/Total Assets (%) 4.05 4.22 3.16 5.48 4.32
Operating Profit/Total Assets (%) -2.23 -2.42 -1.74 -3.42 -2.26
Operating Expenses/Total Assets (%) 4.78 5.15 4.52 6.56 5.68
Interest Expenses/Total Assets (%) 3.69 4.14 4.61 4.68 5.16
Valuation Ratios
Enterprise Value (Rs.Cr) 440,732.58 358,262.38 297,675.08 201,734.70 142,906.58
EV Per Net Sales (X) 17.54 16.05 14.59 15.15 11.92
Price To Book Value (X) 3.96 4.17 3.74 4.58 3.14
Price To Sales (X) 7.95 7.19 6.12 7.61 5.00
Retention Ratios (%) 98.15 99.99 97.34 97.30 97.44
Earnings Yield (X) 0.03 0.03 0.03 0.03 0.04