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Fortune Integrated Assets Financ

36 42
Loan Amount
Advance EMI 35 EMI SARV SURAKSHA ADD.INT ROI Advance EMI 41 EMI
146000 6010 5650 1100 3000 12.50% 5590 5050
145000 5950 5600 1100 2570 12.50% 5450 5000
144000 5920 5550 1100 1730 12.60% 5410 5000
143000 5880 5500 1100 1750 12.50% 5370 4950
142000 5830 5450 1100 1330 12.50% 5340 4900
141000 5800 5400 1100 1340 12.40% 5300 4850
140000 5740 5350 1100 1330 12.30% 5290 4800
139000 5700 5350 1100 1820 12.50% 5270 4800
138000 5660 5300 1100 1200 12.55% 5250 4750
137000 5620 5250 1100 1200 12.45% 5230 4700
136000 5570 5200 1100 1300 12.32% 5200 4700
135000 5540 5200 1100 1910 12.50% 5180 4650
134000 5510 5150 1100 1500 12.50% 5150 4650
133000 5480 5100 1100 1380 12.43% 5130 4600
132000 5460 5050 1100 1180 12.38% 5110 4550
131000 5400 5050 1100 2020 12.50% 5090 4500
130000 5380 5000 1100 1630 12.50% 5050 4500
129000 5350 4950 1100 1530 12.42% 5020 4450
128000 5310 4900 1100 1300 12.37% 4980 4400
127000 5280 4900 1100 2150 12.50% 4950 4350
126000 5240 4850 1100 1740 12.50% 4920 4350
125000 5200 4800 1100 1620 12.42% 4870 4300
124000 5180 4750 1100 1300 12.40% 4830 4250
123000 5150 4750 1100 2270 12.50% 4800 4250
122000 5090 4700 1100 1840 12.50% 4750 4200
121000 5050 4650 1100 1600 12.45% 4710 4150
120000 5010 4600 1100 1360 12.40% 4660 4150
grated Assets Finance Ltd - TVS
42 48
SARV SURAKSHA ADD.INT ROI Advance EMI 47 EMI SARV SURAKSHA ADD.INT ROI
1200 2500 12.55% 5200 4600 1400 2400 12.50%
1200 1500 12.60% 5180 4550 1400 1810 12.45%
1200 3150 12.55% 5150 4550 1400 3000 12.50%
1200 2750 12.50% 5110 4500 1400 2110 12.50%
1200 2110 12.50% 5070 4500 1400 3000 12.60%
1200 1700 12.45% 5030 4450 1400 2680 12.50%
1200 1320 12.40% 4990 4400 1400 1950 12.47%
1200 2250 12.50% 4960 4400 1300 2700 12.60%
1200 1620 12.50% 4900 4350 1300 2070 12.55%
1200 1230 12.45% 4850 4300 1300 1450 12.50%
1200 2400 12.50% 4800 4300 1300 2350 12.60%
1200 1670 12.52% 4760 4250 1300 2000 12.50%
1200 2700 12.60% 4700 4200 1300 1200 12.48%
1200 2070 12.60% 4670 4200 1300 2030 12.60%
1200 1440 12.60% 4650 4150 1300 1800 12.48%
1200 1730 12.40% 4630 4100 1300 2920 12.10%
1200 2210 12.60% 4600 4100 1300 2710 12.42%
1200 1580 12.60% 4550 4050 1300 1650 12.45%
1200 1820 12.40% 4530 4050 1300 2620 12.55%
1200 1180 12.40% 4510 4000 1300 1750 12.55%
1200 2140 12.50% 4480 3950 1300 2030 12.32%
1200 1920 12.40% 4450 3950 1300 2100 12.60%
1200 1260 12.40% 4430 3900 1300 1820 12.48%
1200 1800 12.60% 4400 3900 1300 2950 12.55%
1200 2000 12.40% 4380 3850 1300 2570 12.45%
1200 1340 12.40% 4360 3800 1300 1700 12.45%
1200 2310 12.50% 4300 3800 1300 2420 12.60%
Gross IRR 23.72% Schedule Based on Scheme
IRR 23.34% Installment No.Due Date EMI Amount Discount
Invoice Amount 204,000.00 0 21-Jul-14 1,800.00 -
Discount - 1 21-Aug-14 7,000.00 -
Net Amount 204,000.00 2 21-Sep-14 7,000.00 -
Finance Amount 180,000.00 3 21-Oct-14 7,000.00 -
Rate of Interest 13.50% 4 21-Nov-14 7,000.00 -
Tenure (Years) 3.0 5 21-Dec-14 7,000.00 -
No. of Installments 36 6 21-Jan-15 7,000.00 -
Only Additional Interest upfro YES 7 21-Feb-15 7,000.00 -
First EMI + Add. Int NO 8 21-Mar-15 7,000.00 -
Additional Interest 900.00 9 21-Apr-15 7,000.00 -
Dealer Payout 1,800.00 10 21-May-15 7,000.00 -
Dealer Executive Payout - 11 21-Jun-15 7,000.00 -
Insurance renewal Year 1 - 12 21-Jul-15 7,000.00 -
Agreement / RO Date 21-Jul-14 13 21-Aug-15 7,000.00 -
Employee Name 14 21-Sep-15 7,000.00 -
Dealer Name 15 21-Oct-15 7,000.00 -
Dealer Executive Name 16 21-Nov-15 7,000.00 -
Agent Name 17 21-Dec-15 7,000.00 -
Applicant Name 18 21-Jan-16 7,000.00 -
Co-Applicant Name 19 21-Feb-16 7,000.00 -
Guarantor Name 20 21-Mar-16 7,000.00 -
Vehicle Make Piaggio 21 21-Apr-16 7,000.00 -
Vehicle Model 22 21-May-16 7,000.00 -
Vehicle No. New 23 21-Jun-16 7,000.00 -
Chassis No. 24 21-Jul-16 7,000.00 -
Subvention Received - 25 21-Aug-16 7,000.00 -
Subvention Paid - 26 21-Sep-16 7,000.00 -
EMI No. Discount 27 21-Oct-16 7,000.00 -
18 0% 28 21-Nov-16 7,000.00 -
38 0% 29 21-Dec-16 7,000.00 -
59 0% 30 21-Jan-17 7,000.00 -
0% 31 21-Feb-17 7,000.00 -
0% 32 21-Mar-17 7,000.00 -
Invoice Date 7/21/2014 33 21-Apr-17 7,000.00 -
% Finance 88.24% 34 21-May-17 7,000.00 -
Down Payment/Margin 24,000.00 35 21-Jun-17 7,000.00 -
Tenure (months) 36 36 21-Jul-17 7,000.00 -
Finance Charges (Excl Add. Int 72,900.00 37 - -
Contract Amount 253,800.00 38 - -
Implied flat Rate of Interest 13.67% 39 - -
No. of Installments 36 40 - -
Equated Installments 7,025.00 41 - -
1st EMI Amount 1,800.00 42 - -
EMI Amount 7,000.00 43 - -
No. of Advance Full EMIs - 44 - -
VAT - 45 - -
Service Tax - 46 - -
Security Deposit (Amount) - 47 - -
Security Deposit (%) 0% 48 - -
Security Deposit Refund - 49 - -
Insurance period (years) 3 1 50 - -
Insurance renewal Year 2 - 2 51 - -
Insurance renewal Year 3 - 3 52 - -
Insurance renewal Year 4 - 4 53 - -
Insurance renewal Year 5 - 5 54 - -
Insurance renewal Year 6 - 6 55 - -
Insurance renewal Year 7 - 7 56 - -
Insurance renewal Year 8 - 8 57 - -
Insurance renewal Year 9 - 9 58 - -
Insurance renewal Year 10 - 10 59 - -
Credit Days - 60 - -
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YES 88 - -
NO 89 - -
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0 92 - -
36 93 - -
35 94 - -
34 95 - -
33 96 - -
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Instructions to use the calculator
The coloured cells are input cells and only they are editable. The rest of the worksheet cannot be edited
B4 Please enter the amount as expected in the invoice
B5 Please enter the discount amount
Please enter the Finance Amount.
B7 Kindly note, Finance amount cannot exceed the invoice amount
B8 Please enter the flat Rate of Interest
B9 Please enter the Tenor in Years
Whether number of installments in the scheme is the same as the tenor of the fa
B10 e.g. For a 3-year loan, if number of instalments is 36, then please select "36"
e.g. For a 3-year loan, if number of instalments is 35, then please select "35"
Whether the First EMI would be collected fully or partly
B11 e.g. If borrower wishes to pay only the add int upfront, then please select "YES"
e.g. If the borrower is ok to pay the entire EMI amount, then please select "NO"
B12 If borrower agrees to pay EMI amount plus add int upfront, select "YES" in B9 & B10
B13 Please enter the amount of additional interest to be collected
B14 Please enter the amount of payout to be paid to the Dealer
B15 Please enter the amount of payout to be paid to the Dealer Executive
B16 Please enter the Insurance renewal amount to be collected in addition to the E
B17 Please enter the 'probable' invoice date
B29 Please enter the amount of subvention received, if any
B30 Please enter the amount of subvention paid, if any
A32 - A36 Please enter the EMI number for which discount is proposed to be offered
B32 - B36 Please enter the % of discount proposed to be offered

Final Terms
Contract Date 7/21/2014
Invoice Amount 204,000.00
Finance Amount 180,000.00
Down Payment 24,000.00
Net LTV 87.79%
Contract Amount 253,800.00
Finance Charges 73,800.00
Tenor 3.0
Flat Rate of Interest 13.67%
No. of Instalments 36
No. of Full Advance E -
1st EMI Amount (Adva 1,800.00
Initial Amount to be P #REF!
EMI Amount 7,000.00
EMI Date 21 Every month
Monthly Insurance A #REF!
Total Monthly Paymen #REF!

100%
100%
100%
100%
100%
100%
100%
100%
100%
Fortune Integrated Assets Finance Ltd - BAJA
29 36
Loan Amount
Advance EMI 29 EMI S/S ROI ADD.INT Advance EMI 35 EMI S/S
136000 3450 6200 900 13.10% 2700 3150 5400 1100
135000 3430 6150 900 13.10% 2560 3430 5350 1100
134000 3410 6100 900 13.10% 2420 3430 5300 1100
133000 3390 6050 900 13.10% 2280 3400 5250 1100
132000 3370 6000 900 13.10% 2140 3380 5200 1100
131000 3350 5950 900 13.05% 2160 3350 5200 1100
130000 3320 5900 900 13.05% 2000 3320 5150 1100
129000 3300 5850 900 13.05% 1860 3300 5100 1100
128000 3260 5850 900 13.10% 2990 3280 5050 1100
127000 3240 5800 900 13.10% 2840 3250 5050 1100
126000 3220 5750 900 13.10% 2700 3220 5000 1100
125000 3200 5700 900 13.10% 2560 3200 4950 1100
124000 3180 5650 900 13.10% 2420 3180 4900 1100
123000 3160 5600 900 13.10% 2270 3150 4850 1100
122000 3140 5550 900 13.10% 2130 3120 4850 1100
121000 3110 5500 900 13.10% 1980 3100 4800 1100
120000 3090 5450 900 13.10% 1830 3080 4750 1100
119000 3070 5400 900 13.10% 1690 3050 4700 1100
118000 3050 5400 900 13.10% 3000 3030 4650 1000
117000 3000 4650 1000
116000 2980 4600 1000
115000 2950 4550 1000
114000 2930 4500 1000
113000 2900 4450 1000
112000 2870 4450 1000
111000 2850 4400 1000
110000 2830 4350 1000
109000 2800 4300 1000
108000 2780 4250 1000
107000 2760 4250 1000
106000 2740 4200 1000
105000 2720 4150 1000
104000 2700 4100 1000
103000 2680 4050 1000
102000 2650 4050 1000
101000 2630 4000 1000
100000 2600 3950 1000
sets Finance Ltd - BAJAJ
36 42
ROI ADD.INT Advance EMI 41 EMI S/S ROI ADD.INT
13.10% 2700 3660 4850 1200 13.30% 3200
13.10% 2620 3640 4800 1200 13.25% 2830
13.10% 2260 3610 4750 1200 13.20% 2450
13.05% 2080 3580 4700 1200 13.15% 2060
13.00% 1890 3560 4700 1200 13.25% 3040
13.10% 2860 3530 4650 1200 13.20% 2650
13.10% 2480 3500 4600 1200 13.10% 2490
13.10% 2100 3480 4550 1200 13.00% 2330
13.05% 1910 3450 4550 1200 13.30% 2410
13.10% 3080 3430 4500 1200 13.15% 2470
13.10% 2700 3400 4450 1200 13.10% 2070
13.10% 2320 3380 4400 1200 13.00% 1900
13.05% 2130 3350 4400 1200 13.30% 2020
13.05% 1740 3320 4350 1200 13.20% 1840
13.10% 2920 3300 4300 1200 13.00% 2080
13.10% 2540 3280 4300 1200 13.30% 2250
13.10% 2170 3250 4250 1200 13.23% 1930
13.05% 1960 3220 4200 1200 13.10% 1850
13.05% 1580 3180 4150 1200 12.96% 1800
13.10% 2760 3150 4150 1200 13.30% 1830
13.00% 2730 3120 4100 1200 13.15% 1830
13.00% 2350 3100 4050 1200 13.07% 1540
13.00% 1970 3080 4050 1200 13.30% 2060
13.00% 1580 3050 4000 1200 13.15% 2040
13.10% 2600 3030 3950 1200 13.05% 1810
13.10% 2220 3000 3950 1200 13.30% 2270
13.10% 1850 2980 3900 1200 13.23% 1940
13.10% 1460 2950 3850 1200 13.07% 1930
12.97% 1500 2920 3800 1200 13.00% 1580
13.10% 2450 2890 3800 1200 13.30% 1880
13.10% 2080 2860 3750 1200 13.10% 2000
13.00% 2020 2830 3700 1200 13.00% 1750
13.00% 1630 2800 3700 1200 13.30% 2080
12.95% 1410 2770 3650 1200 13.20% 1830
13.10% 2310 2750 3600 1200 13.00% 1930
13.10% 1930 2720 3600 1100 13.30% 2300
13.00% 1850 2670 3550 1100 13.12% 2300
Fortune Integrated Assets Finan
Special scheme for S.P. BAJAJ - Mehsan
Product Ex. Showroom
Bajaj 4 St 164447
Bajaj 4 St 164447
Bajaj 4 St 164447
Bajaj 2 St 154238
Bajaj 2 St 154238
Bajaj 2 St 154238
Cargo MLO / Captive 204000
Cargo MLO / Captive 204000

Fortune Integrated Assets Finan


Product Ex. Showroom
Cargo MLO / Captive
Cargo MLO / Captive
Cargo (Ahmedabad body) MLO / Captive
Cargo (Ahmedabad body) MLO / Captive
Integrated Assets Finance Co. Ltd.
e for S.P. BAJAJ - Mehsana (Nov-Dec 2017)
Loan Amt. Deduction Emi Tenure Payout
163000 2000 6400 36 2.50%
163000 2000 5750 42 2.50%
163000 3000 5250 48 2.50%
153000 2000 6000 36 2.50%
153000 2000 5400 42 2.50%
153000 2000 4950 48 2.50%
184000 2000 6500 42 1%
184000 2200 5950 48 1%

Integrated Assets Finance Co. Ltd.


Loan Amt. Deduction Emi Tenure Dlr Payout
180000 2500 7000 36 1%
180000 2500 6300 42 1%
185000 2500 7200 36 1%
185000 2500 6500 42 1%
Executive payout
500
500
500
500
500
500
500
500

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