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Monthly Household Budget

https://www.vertex42.com/ExcelTemplates/monthly-household-budget.html © 2008-2014 Vertex42 LLC

INCOME Budget Actual Difference [42]BUDGET SUMMARY Budget Actual Difference


Wages & Tips 2,000.00 2,000.00 - Total Income 2,000.00 2,000.00 0.00

Interest Income - Total Expenses Err:511 1,486.00 (141.00)

Dividends - NET 655.00 514.00 (141.00)


Gifts Received -
Refunds/Reimbursements -
Transfer from Savings -
Other -
Other -
Total INCOME 2,000.00 2,000.00 -

HOME EXPENSES Budget Actual Difference SAVINGS Budget Actual Difference


Mortgage/Rent 1,100.00 1,100.00 - Emergency Fund -
Electricity 50.00 67.00 (17.00) Transfer to Savings -
Gas/Oil 43.00 52.00 (9.00) Retirement (401k, IRA) -
Water/Sewer/Trash 7.00 7.00 - Investments -
Phone 25.00 25.00 - College -
Cable/Satellite 35.00 35.00 - Other -
Internet 15.00 15.00 - Total SAVINGS 0.00 0.00 -
Furnishings/Appliances 0.00 150.00 (150.00)
Lawn/Garden 0.00 0.00 - OBLIGATIONS Budget Actual Difference
Home Supplies 20.00 15.00 5.00 Student Loan -
Maintenance 50.00 20.00 30.00 Other Loan -
Improvements 0.00 0.00 - Credit Card #1 -
Other 0.00 0.00 - Credit Card #2 -
Total HOME EXPENSES 1,345.00 1,486.00 (141.00) Credit Card #3 -
Alimony/Child Support -
DAILY LIVING Budget Actual Difference Federal Taxes -
Groceries - State/Local Taxes -
Personal Supplies - Legal Fees -
Clothing - Other -
Cleaning Services - Total OBLIGATIONS 0.00 0.00 -
Dining/Eating Out -
Dry Cleaning - BUSINESS EXPENSE Budget Actual Difference
Salon/Barber - Deductible Expenses -
Discretionary [Name 1] - Non-Deductible Expenses -
Discretionary [Name 2] - Other -
Other - Other -
Total DAILY LIVING 0.00 0.00 - Total BUSINESS EXPENSE 0.00 0.00 -

CHILDREN Budget Actual Difference ENTERTAINMENT Budget Actual Difference


Medical - Videos/DVDs -
Clothing - Music -
School Tuition - Games -
School Lunch - Rentals -
School Supplies - Movies/Theater -
Babysitting - Concerts/Plays -
Toys/Games - Books -
Other - Hobbies -
Total CHILDREN 0.00 0.00 - Film/Photos -
Sports -
TRANSPORTATION Budget Actual Difference Outdoor Recreation -
Vehicle Payments - Toys/Gadgets -
Fuel - Other -
Bus/Taxi/Train Fare - Total ENTERTAINMENT 0.00 0.00 -
Repairs - {42}

Registration/License - PETS Budget Actual Difference


Other - Food -
Total TRANSPORTATION 0.00 0.00 - Medical -
Toys/Supplies -
HEALTH Budget Actual Difference Other -
Doctor/Dentist - Total PETS 0.00 0.00 -
Medicine/Drugs -
Health Club Dues - SUBSCRIPTIONS Budget Actual Difference
Emergency - Newspaper -
Other - Magazines -
Total HEALTH 0.00 0.00 - Dues -
[42] Club Memberships -
INSURANCE Budget Actual Difference Other -
Auto - Total SUBSCRIPTIONS 0.00 0.00 -
Health -
Home/Rental - VACATION Budget Actual Difference
Life - Travel -
Other - Lodging -
Total INSURANCE 0.00 0.00 - Food -
Rental Car -
EDUCATION Budget Actual Difference Entertainment -
Music Lessons - Other -
Tuition - Total VACATION 0.00 0.00 -
Other -
Total EDUCATION 0.00 0.00 - [42] MISCELLANEOUS Budget Actual Difference
Bank Fees -
CHARITY/GIFTS Budget Actual Difference Postage -
Gifts Given - Other -
Charitable Donations - Other -
Religious Donations - Other -
Other - Other -
Total CHARITY/GIFTS 0.00 0.00 - Total MISCELLANEOUS 0.00 0.00 -
HELP
https://www.vertex42.com/ExcelTemplates/monthly-household-budget.html © 2014 Vertex42 LLC

Intro
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.

This worksheet uses a separate Table for each major budget category.
This allows you to insert and delete sub-categories easily.

Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove
an entire major category, then you will need to modify the formulas in
the Budget Summary table.

Step 2 Enter Budget Amounts

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to
Make a Budget with a Spreadsheet" listed below.

Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until
the end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make
negative numbers red. If you spend more than you budgeted, the
Difference between the Projected and Actual values will be negative,
and if your Actual income is less than your Projected income, the
Difference will be a negative number.

Budget Summary
The Monthly Budget Summary table totals up all your income and
expenses and calculates the Net as Income minus Expenses. If your
Net is negative, that means you have overspent your monthly budget.

Taking the Next Step


This worksheet is a simple way to create a monthly budget, but when
you are ready to move on to a more advanced budgeting tool, try our
Money Management Template listed below.

REFERENCES & RESOURCES

TEMPLATE Vertex42.com: Money Management Template

TIPS Vertex42.com: Spreadsheet Tips Workbook

ARTICLE Vertex42.com: How to Make a Budget with a Spreadsheet

ARTICLE Vertex42.com: Budgeting Tips


© 2014 Vertex42 LLC
Monthly Household Budget
By Vertex42.com
https://www.vertex42.com/ExcelTemplates/monthly-household-budget.html

© 2008-2014 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a


copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or


online template gallery.

Please review the following license agreement to learn how you may or
may not use this template. Thank you.

https://www.vertex42.com/licensing/EULA_privateuse.html

Do not delete this worksheet