KEY RATIO SUMMARY

YoY Change (%)

Liquidity Ratios
Current Ratio
Efficiency Ratios
Fixed Asset Turnover
Total Asset Turnover
Leverage Ratios
Total Liabilities to Assets
Total Debt to Equity
Equity Multiplier
Coverage Ratios
Times Interest Earned
Cash Coverage Ratio
Profitability Ratios
Operating Profit Margin
EBITDA margin
Net Profit Margin
Return on Assets
Return on Equity

Three-Step DuPont Model:

Net Profit Margin (Net Income ÷ Sales)

Asset Turnover (Sales ÷ Average Assets)
Equity Multiplier (Average Assets ÷
Average Equity)
Return on Equity

Five-Step DuPont Model:

Pre-Interest Pretax Margin (EBIT ÷ Sales)

Asset Turnover (Sales ÷ Average Assets)
Interest Burden [(EBIT - Interest Expense)
÷ EBIT]
Tax Efficiency [1 - (Tax Expense ÷ (EBIT -
Interest Expense))]
#DIV/0! #DIV/0!
Equity Multiplier (Average Assets ÷
Average Equity)
Return on Equity 0.00% 0.00%
ASUS:
change the year data to your data observa
#DIV/0! #DIV/0! #DIV/0!

0.00% 0.00% 0.00%

 FINANCIAL PERFORMANCE
Income Statement 2010
interest income
other operating revenue
interest expenses
other operating expenses
income from operation
non-operating revenues
profit before taxes
Provision for income taxes
EBITDA
net income

Balance Sheet 2010

Total Current Assets
Total Assets
Total Current Liabilities
Total Liabilities
Total Stockholders' Equity
Working Capital

Cash Flow 2010

Net Cash Provided by Operating Activities
Net Cash Used for Investing Activities
Net Cash Provided by (used for) Financing Activities
Operating Cash Flow
Free Cash Flow

YoY Change (%)

Revenue Growth
Operating Income Growth
EBITDA Growth
Net Profit Growth
Operating Cash Flow Growth
Working Capital Growth
ORMANCE SUMMARY
2011 2012 2013 2014

2011 2012 2013 2014

2011 2012 2013 2014

2011 2012 2013 2014

 INCOME STATEMENT
2010 2011
Revenue - -
Interest income
other operating revenue
interest expenses
other operating expenses
income from operation - -
non-operating revenues
profit before taxes - -
Provision for income taxes
net income - -
Earnings per share
Basic
Diluted
EBITDA
NT
2012 2013 2014
- - -

- - -

- - -

- - -
 BALANCE SHEET

Assets 2010
Current assets
cash on hand
placements with other banks
marketable securities
loans
investment
Total current assets -
Non-current assets
fixed assets
depreciation
other assets
total non-current assets
Total assets -
Liabilities and stockholders' equity
Liabilities
Current liabilities
deposits
taxes payable
Total current liabilities -
other non-current liabilities
Total non-current liabilities
Total liabilities
Stockholders' equity
Authorizad capital
paid up capital
paid up capital (shares)
par value
retained earnings
Total stockholders' equity
Total liabilities and stockholders' equity -
Working Capital -
ALANCE SHEET

2011 2012 2013 2014

- - - -

- - - -

- - - -

- - - -
- - - -
 CASHFLOW STATEMENT
Cash Flows From Operating Activities
interest and commission revenue
interest expense
other operating income
other expenses
non-operating income
tax income expense
Net cash provided by operating activities
Cash Flows From Investing Activities
sales of fixed assets
purchases of available for sale marketable securities
acquisition of fixed assets
Net cash used for investing activities -
Cash Flows From Financing Activities
exercise of warrants
dividend payment
securities issued
Net cash provided by (used for) financing activities
Effect of exchange rate changes
Net change in cash
Cash at beginning of period
Cash at end of period
Operating cash flow
Free cash flow -
W STATEMENT

- - - -

- - - -