Tallahassee Memorial HealthCare

2019 Benefit Summary

Tallahassee Memorial HealthCare (TMH) is pleased to provide a comprehensive benefit program to our TMH
colleagues and their families. This summary is intended as a brief description of the benefits provided by TMH
colleague benefit program. Each benefit is additionally described in a formal Plan Document, which specifies the
guidelines for coverage, eligibility and the benefits provided to you.
Cafeteria Benefits Plan: The Medical, Dental, Vision and Flexible Spending Accounts (FSA) plans are all part of the
Cafeteria Benefits Plan. The Cafeteria Plan is a benefits program designed to take advantage of Section 125 of the
Internal Revenue Code. A Cafeteria Plan allows colleagues to pay certain qualified expenses on a pre-tax basis,
thereby reducing total taxable income and increasing the spendable/take-home income. Unless otherwise noted
benefits are offered to colleagues who work 60 hours or more per pay period in a benefit designated position.
Colleagues have a choice between three medical plan coverage options: Point of Service (POS), Preferred Provider
Organization (PPO) and Health Maintenance Organizations (HMO). The bi-weekly colleague rates are below:
Medical Plans Florida Blue POS 0727 Florida Blue PPO 0117 Capital Health Plan (HMO)
Colleague Only $49.51 $103.79 $103.96
Family $225.30 $294.66 $295.19
Colleagues have a choice between three levels of PPO dental coverage options: Standard, Premium and Premium
Plus. The bi-weekly colleague rates are below:
Delta Dental PPO - Delta Dental PPO - Delta Dental PPO –
Dental Plans
Standard Premium Premium Plus
Colleague $1.23 $2.61 $3.25
Colleague + Spouse $6.54 $12.00 $14.54
Colleague + Child(ren) $7.38 $13.28 $16.07
Family $13.01 $24.04 $29.89
Colleagues have the choice to enroll in our comprehensive vision care plan. The bi-weekly colleague rates are below:
Vision Plan Humana
Colleague $3.16
Colleague + Spouse $6.91
Colleague + Child(ren) $6.57
Family $9.00
Defined Contribution Retirement Plan [401(a)/403(b)]: TMH contributes to a 401(a) retirement plan on behalf of all
eligible Colleagues (currently 4%). In addition, colleagues may save for their own retirement through payroll
deductions on a pre-tax basis through a 403(b) with TMH matching a portion of the savings dollar for dollar (currently
up to 2%). Our plans are participant-directed with a wide range of recognized mutual fund opportunities.
Flexible Spending Accounts (FSA): A Flexible Spending Account (FSA) is a benefit established under Section 125 of the
Internal Revenue Code. This plan allows you to contribute to a Healthcare Account and/or Dependent Day Care
Account on a pre-tax basis.
Term Life Insurance: Colleagues with $25,000 of group basic term life insurance and accidental death and
dismemberment (AD&D) at no cost to the colleague. Colleagues may purchase additional coverage for themselves in
increments of 1,2,3,4 or 5 times their base annual income up to a maximum policy value of $750,000. Upon hire only,
benefit eligible colleagues can elect up to 3 times their annual salary (maximum of $350,000) at guaranteed issue.
Rates are based on age and base salary. Coverage for a spouse and dependents is also available.
Short Term Disability Income Plan: Colleagues may enroll in our short term disability plan. The maximum benefit can
be up to 60% of pre-disability base pay up to a maximum of $1,250 per week. Benefits may be payable after a 14-day
waiting period for up to 26 weeks. Upon hire only, colleagues can elect disability at guaranteed issue.
Long Term Disability Income Plan: Colleagues may enroll in our long term disability plan. The maximum benefit can
be up to 60% of pre-disability base pay up to a maximum benefit of $5,000 per month. Benefits may be payable after
180-day waiting period. Upon hire only, colleagues can elect disability at guaranteed issue.

1
 Tallahassee Memorial HealthCare
2019 Benefit Summary
Whole Life Insurance: Colleagues may purchase whole life insurance which pays a death benefit to your beneficiaries
but it can also build cash value you can use while you are living. Later in life, you can use this cash value to buy a
smaller, “paid up” policy with no more premiums due. This benefit offers an affordable, guaranteed level premium
that won’t increase with age. Coverage is available during the TMH annual open enrollment period.

Critical Illness: Critical illness insurance can help protect your finances from the expense of a serious health problem,
such as a stroke or heart attack. This plan pays a lump sum benefit directly to you - not to a doctor or health care
provider – at the first diagnosis of a covered condition. Coverage is available during the TMH annual open enrollment
period.
Personal Leave Time (PLT): TMH provides eligible colleagues the benefit of a specific amount of accrued paid time off
from work once a colleague has completed the TMH “90-day introductory training period”. For specific guidelines
about this benefit, please refer to policy and procedure No. 45-604.
All eligible regular full-time and part-time colleagues will accrue PLT as follows:
Years of Service Hourly Bi-Weekly Rate Yearly Hours1 Days Equiv.
1 year – 5 years (1 - 60 mo.) .06538 5.23 136 17
5 – 10 years (61 - 120 mo.) .07308 5.85 152 19
10 – 15 years (121 - 180 mo.) .08462 6.77 176 22
over 15 years .10385 8.31 216 27
Long Term Sick Time (LTS): Tallahassee Memorial HealthCare, Inc. (TMH) understands that colleagues may be unable
to report as scheduled to work due to their own illness or the illness of a spouse or child, or due to the illness of a
parent. TMH provides Long Term Sick (LTS) payment, as accrued and available to provide compensation to the
colleague for these absences. For specific guidelines about this benefit, please refer to policy and procedure No. 45-
605.
LTS begins to accrue each pay period after regularly employed full-time and part-time eligible colleagues complete six
(6) months of continuous service with TMH. LTS will accrue according to the table below:
Years of Service Hourly Bi-Weekly Rate Yearly Hours Days Equiv.
st
1 year (7 - 12 mo.) .03077 2.46 32 4
2nd year & over .03077 2.46 64 8

Premier Health and Fitness Club: Premier Health & Fitness Center (PHFC) is a 55,000 square-foot facility with the
latest in world class state-of-the art equipment. To learn more, contact Premier Health and Fitness,@ 850-431-2348
or visit the facility located at 3521 Maclay Blvd. www.TMH.ORG/Premier
Childcare Center: TMH owned and operated on-site facility providing developmental learning programs including
Gold Seal VPK. Fees and rates are dependent upon the age of the child and the number of days in attendance.
Tuition Reimbursement: Tallahassee Memorial HealthCare recognizes the mutually beneficial value of an educated
work force. For specific guidelines about this benefit, please refer to policy and procedure please refer to policy and
procedure No. 45-502.
Employee Assistance Programs: Employee Assistance Program (EAP) is a confidential service offered to colleagues
and their families. EAP services are provided at no cost to you. To ask questions or schedule an appointment please
call the TMH Employee Assistance Program @ 850-431-5190.
Well Being: Tallahassee Memorial HealthCare has embarked on a transformational program called TMH FOR LIFE. To
learn more visit www.TMH.ORG/TMHForLife or call the Colleague Wellbeing Department, @ 850-431-3720.
Colleague Discounts: TMH colleagues and family members may receive up to a 50% discount on the self-pay portion
of covered TMH inpatient and outpatient services after receipt of all insurance payments. Exclusions and restrictions
apply.

2
 Tallahassee Memorial HealthCare
2019 Benefit Summary
TMH’s Federal Credit Union: TMHFCU is a not for profit financial cooperative owned by its membership. Free
checking and a branch located in hospital for convenience. To learn more, contact the Tallahassee Memorial
HealthCare Federal Credit Union @ 850-402-5301, www.TMHFCU.ORG
ARAG Legal Insurance: Legal insurance from ARAG is designed to provide colleagues and their dependents with
professional legal help. With legal insurance, network attorney fees are 100% paid-in-full for most covered matters.
To learn more visit www.ARAGlegal.com/myinfo
Nationwide Pet Insurance: TMH provides colleagues with the opportunity to purchase major medical, injury plans
and CareGuard wellness plans for your pets. Nationwide pet insurance is available on a direct pay basis. To learn
more visit www.petsnationwide.com
1 Personal Leave Time accrual is based upon full time employment of 2080 hours annually; accruals for colleagues working less than 2080 hours annually are prorated.
This benefits summary is designed to provide select information on colleague benefit programs available in 2019 at Tallahassee Memorial
HealthCare (TMH). It does not detail all the provisions, restrictions and exclusions of TMH’s various benefit programs. TMH reserves the right to
amend, modify, discontinue or terminate any of its colleague benefit programs at any time and in keeping with applicable state or federal law.