1000 Continental Drive Suite 300, King of Prussia, PA 19406

YOUR CARD PROCESSING STATEMENT

NATURAL MART Page 1 of 3 THIS IS NOT A BILL

DANIEL MAES Statement Period 09/01/19 - 09/30/19
6601 CUEVA ESCONDIDA NW
Merchant Number 266281556883
ALBUQUERQUE NM 87120-1363
Customer Service Website - www.businesstrack.com
Phone - 1-877-274-7915

SUMMARY An overview of account activity for the statement period.

Page 2 Total Amount Submitted 0.00

Page 2 Chargebacks/Reversals 0.00
Page 2 Adjustments 0.00
Page 3 Fees -$64.95
Total Amount Processed -$64.95

SpendTrend® Current Volume

By Card Type

Year-over-year Growth SEP '18 vs SEP '19 No Sales Activity

37% No Sales
32%
Dollar Volume
Activity
27% Growth
20.1 Transaction
22%
Growth
Average Ticket
17%
Growth
12% 8.4
7%
Thirteen Month - Total Sales
2%
$950
-2% $800

-7% $650
-12% -9.7 $500
$350
Similar Businesses Across the
Country $200
$50
-$100
Sep-18

Aug-19

Sep-19
Feb-19

Mar-19

Apr-19
Jan-19

Jun-19
May-19

Jul-19
Nov-18

Dec-18
Oct-18

1000 Continental Drive Suite 300, King of Prussia, PA 19406

 YOUR CARD PROCESSING STATEMENT

Merchant Number 266281556883 Page 2 of 3

Customer Service Website - www.businesstrack.com
Statement Period 09/01/19 - 09/30/19
Phone - 1-877-274-7915

IMPORTANT INFORMATION ABOUT YOUR ACCOUNT

IMPORTANT NOTICE: Based upon recent card organization changes as well as our own pricing considerations, effective with your
October Month-End Billing, your discount rates for Visa, MasterCard, Discover, PIN Debit and American Express Full Acquiring
transactions, as applicable, will increase by 0.15% & $.10. An increase of 0.10% represents a fee increase of 10 cents per $100 in
sales. This change will appear beginning with your October month-end statement. Continuing your merchant account with us or use of
your merchant account after 30 days will constitute your acceptance to these terms.

SUMMARY BY DAY
Date Submitted Chargebacks/ Amount
Submitted Amount Reversals Adjustments Fees Processed
Month End Charge 0.00 0.00 0.00 -$64.95 -$64.95

Total 0.00 0.00 0.00 -$64.95 -$64.95

SUMMARY BY CARD T YPE

Total Gross Sales You Submitted Refunds Total Amount You Submitted

Average
Card Type Items Amount Items Amount Items Amount
Ticket

No Data for this Statement Period

Total 0.00 0 0.00 0 0.00 0 0.00

SUMMARY BY BATCH
Total Gross Sales You Submitted Refunds Total Amount You Submitted
Average
Batch Submit Date Items Amount Items Amount Items Amount
Ticket

No Data for this Statement Period

Total 0.00 0 0.00 0 0.00 0 0.00

CHARGEBACKS/REVERSALS Transactions that are challenged or disputed by a cardholder or card-issuing bank.

Card Number
Date Reference No. Description (Last 4 Digits) Amount

No Chargebacks/Reversals for this Statement Period

Total 0.00

ADJUSTMENTS The amounts credited to, or deducted from, your account to resolve processing and billing discrepancies.

Date Description Amount

No Adjustments for this Statement Period

Total 0.00

1000 Continental Drive Suite 300, King of Prussia, PA 19406

 YOUR CARD PROCESSING STATEMENT

Merchant Number 266281556883 Page 3 of 3

Customer Service Website - www.businesstrack.com
Statement Period 09/01/19 - 09/30/19
Phone - 1-877-274-7915

Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
FEES services.

TRANSACTION FEES Type Amount

Other
CARDPOINTE PLATFORM FEE Service charges -$34.95
TOTAL TRANSACTION FEES -$34.95

ACCOUNT FEES Type Amount

TRANSARMOR MONTHLY FEE Fees -$5.00
REGULATORY PRODUCT FEE Fees -$3.50
TOTAL ACCOUNT FEES -$8.50

PRODUCTS AND SERVICES Type Amount

INTERNET SERVICE FEE Fees -$21.50
TOTAL PRODUCTS AND SERVICES FEES -$21.50

TOTAL -$64.95

Total Service Charges -$34.95

Total Fees -$30.00

Total (Service Charges, Interchange Charges, and Fees) -$64.95

1000 Continental Drive Suite 300, King of Prussia, PA 19406

Visa / Mastercard Interchange Fee Settlement Recovery
As a merchant who processes Visa and Mastercard transactions, your business may be eligible to claim a
share of the billions in Interchange Fee Class Action Settlement funds. Fiserv has partnered with MCAG - a
class action settlement expert - to assist our eligible clients with recovering the amount you may be due
from this settlement. For additional information, visit www.MCAGenroll.com, and enter code FDC500.

Payment Card Settlement Disclaimer

The Court has preliminarily approved a settlement to resolve the class action, and a hearing for final
approval is pending. Claim forms are not yet available and class members need not sign up for a third-party
service to recover settlement funds. If the settlement is approved, no-cost assistance will be available from
the Class Administrator and Class Counsel. Additional information regarding the litigation is available on the
Court-approved website at www.paymentcardsettlement.com

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Card Associations periodically review their interchange rate programs, modifying them as they deem
appropriate. This is to advise you that the payment card brands have recently announced modifications to
many of their interchange rates. Rates and qualification criteria for certain categories of Visa, Mastercard,
Discover full acquiring and/or American Express interchange are being changed, including certain categories
of downgraded transactions. Effective with your October 2019 statement, you may notice changes in your
rates and in your relative qualification percentages as we implement these changes.

A Mastercard interchange downgrade fee (mc acq int downgrade fee) of $0.15 per Mastercard item will be
assessed on transactions for which the interchange has been reclassified. This fee will only apply if
transactions have been reclassified during interchange assessment and is designed to promote accurate
interchange information.

A Mastercard transaction processing excellence program fee (excessive auth attempts) of $0.10 per
Mastercard item will be assessed to your account. This fee will only be assessed on Mastercard transactions
after 20 previously declined attempts on the same account number within a 24-hour period were received.

On April 13, 2019, Mastercard introduced a new interchange program for commercial card freight
transactions. Effective with your October 2019 statement, merchants who clear transactions at this new
interchange program will also be assessed a freight program fee (Mastercard freight fee)of 0.50% per
transaction.

Mastercard will introduce a new Securecode transaction fee (mc 3ds-2 emv securecode) of 0.01% for
verification requests assessed on transactions processed using 3-d secure version 2.0 or higher.

Continuing your merchant account with us or use of your merchant account after 30 days will represent your
acceptance to these terms.

CED0088i