APPLICATION FORM - UNSOLICITED PROPOSALS

Name of Organization
World Vision Canada

Initiative title: Increased and improved livelihood opportunities for the most vulnerable men
and woman of Ketumbeine, Tanzania towards its sustainable economic development.

Proposed start date : March 15th, 2016 Funding requested:

Proposed end date : March 15th, 2018 CAD 1,572,250
Initiative contact name : Riaz Naser Khan

Position Title : Country Manager, Tanzania

Address: 1 World Drive
City: Mississauga Province: Ontario

Country: Canada Postal Code: Telephone number Extension

L5T 2Y4 905-565-6200 2417
Email Address
riaznaser.khan@gmail.com

Initiative Summary:
After conducting a detailed assessment of the overall issues of the communities of Ketumbeine,
Tanzania, World Vision Canada, in collaboration with the Ministry of Economics of Tanzania and World
Vision Tanzania, has formulated a detailed project design with a view to breaking the poverty cycle of the
aforementioned region. The project assessment team has already completed all the necessary preparation to
set the project into motion. The whole project design was completed keeping in view the overall
development plan of the Government of Tanzania and the Global Affairs Canada’s key development themes
in helping poor communities all overall the world and specifically those for the country of Tanzania. The
overall objective of the initiative has been determined to be increasing and improving livelihood
opportunities of the identified vulnerable communities of the area not only to eradicate the immediate food
insecurity but also to contribute to the sustainable economic development of Ketumbeine. The project will
be two-year long starting from March, 2017 up to March 2019. The initiative will specifically focus on
eradicating food insecurity and creating livelihood options in terms of livestock, agriculture and micro
business development. The bulk of the project’s expenses will be carried out by one of the project’s partners,
government of Tanzania’s Ministry of Economics, and the rest are expected to be equally split between
World Vision Tanzania and World Vision Canada. The initiative will approach the aforementioned objective
by a three-pronged approach to livestock, agriculture and microbusiness- the three major livelihood sectors
in the region. For the livestock and agriculture schemes of the project, it has been decided to make,
respectively, 143 pastoralist families and 35 agricultural families as our direct beneficiaries who are,
according to our assessment, the most vulnerable to food insecurity. Among the 143 pastoralist families, 16,
however, want to start agriculture as their means of livelihood provided that they get the resources to do so.
Given that, it is desirable that the community gradually come out of their traditional practices, the project
team decided to include them in the agriculture scheme of the project. For the microenterprise development
scheme of the project, 148 families, and 150 marginalized women will be considered direct beneficiaries.
Among the 148 families, 70 currently own small businesses but they are not profitable and the other 78
families are very poor and willing to start small enterprises on their own. In order to empower women

1
economically, 150 marginalized women were identified and were decided to be made direct beneficiaries of
the microenterprise development scheme. The presence of an improved physical marketplace will also be
ensured by the project. In addition to improving the existing capacity in these three sectors, the project will
ensure the regular cash-flow, that is necessary to ensure the smooth operation and development of these
three sectors even after the project’s duration, by creating strong financial structures in the forms two self-
help ‘Savings and loan Association (SLA)’ for both men and women.
Given the overwhelming need of the communities of Ketumbeine, the strength of the outlined
initiative’s cogency in meeting its targets, and World Vision Canada’s proven expertise in carrying out past
initiatives in sustainable economic development projects as an agent of Global Affairs Canada’s (GAC)
development goals in the global South, this proposal is presented to GAC, hereby, in solicitation for the
funding necessary to change the lives of this particular community in rural Tanzania.

Rationale for the initiative:

Ketumbeine is a one of the 11 villages in the division of Ketumbeine and belongs to the district of
Longido, in the Arusha region of northern Tanzania. In line with the Masai (name of the cultural identity the
inhabitants of Ketumbeine identify with) tradition, the people of the village are predominantly pastoralists
(80%); only in recent times, have some inhabitants (15%) started taking part in agricultural farming of
foodstuff such as maize and beans on the slopes of the hilly areas. A very small percentage (5%) of people
engage in small businesses as well. However, farming for livestock and agricultural produce is regularly
obstructed by the semi-arid climatic conditions with scanty unreliable rainfall and frequent prolonged and
unpredictable dry seasons. The regular visits of these drought seasons keep on jeopardizing grazing pastures,
resulting in increased vulnerability and alarming loss of livestock and increased food shortages leaving all
people within this area in poverty with nothing to depend on for their lives and their development. The
nominal scale of farming that is currently practiced is neither efficient nor is sufficient to contribute
substantially to eradicate food insecurity. Lack of natural water resources is just as much of a culprit for lack
of agricultural practice, as is the pastoralist tradition of the Masai. Moreover, very few businesses are
practiced in the village. Most people are largely unaware of the prospects of working for profit rather than
for survival. Besides the traditional attitude of Masai people, factors accounting for the lack of business
practices in the area include lack of- business ideas, capital, market for products, availability of credit, and
tendency to save for the future. Lack of economic opportunities leads educated youth to migrate to
neighboring towns only to leave the community in a labyrinth of poverty and endemic food insecurity.
Burdened with such food insecurity, children tend to avoid schools in search for a livelihood from a very
early age. Also, in alignment with the Masai tradition, male patriarchy has created, through generations, a
culture of discrimination for women in every sphere of life. Harmful cultural practices such as female
genital mutilation, early marriage, polygamy all contribute to the static disempowered state of women. There
are next to none economic opportunities available for women to help themselves be more independent and
empowered. Some women do make hand-crafted products but they hardly get the opportunities to market
those. The overall lack of political awareness and participation does not help their cause of coming out of
the age-old poverty trap. Under the circumstances, after a thorough assessment of the situation, World Vision
Canada has formulated a project design to help this very poor community come out of its poverty trap once
and for all.
Among the many problems facing the people of Ketumbeine, the World Vision team identified food
insecurity to hold the most gravity as it so often draws the line between life and death during drought
seasons. Besides, out-migration of skilled youth, illiteracy, disempowered women, and lack of good
governance all have their role in entrapping the community into poverty. When contemplating on a suitable
scope of intervention to break this poverty cycle, World Vision’s project team reasoned that all of the
aforementioned problems of this particular community are centered on ill weather patterns, Masai tradition,
and lack of economic opportunities for the inhabitants. Although it is evident that the tradition of the
community is the source of traditional economic practices, intervention into the cultural aspects directly can
create a sense of rootlessness and despair in the community and so cannot be an effective way towards
development. Given that, besides being environmentally conscious and proactive, we can do very little about
weather patterns in the short-run, the most suitable scope of intervention towards the development of this
particular community was unanimously agreed to be sustainable economic development. The project

2
rationale is that transformation in economic idealism will slowly transform the cultural traditionalism and all
its elements that are detrimental to development. In consequence of sustainable economic development, the
problems of poverty entrapment, food insecurity, the risk of health hazards, skilled worker migration are
expected to be substantially mitigated in the long run. And economic solvency will also equip the people of
this community to fight with the harshness of the weather in a more decisive manner. Central to the question
of economic development is the concern of livelihood. The options of livelihood are overwhelmingly limited
in Ketumbeine. So, any meaningful intervention strategy towards the economic development of this
particular community has to focus on increasing livelihood options for the inhabitants. And considering that
poverty eradication is the overall theme of any sustainable development initiative, it is only reasonable to
concentrate primarily on the most vulnerable and marginalized portion of the community for this project.
Towards this end, the project will have the overall goal of increasing and improving livelihood opportunities
for the most vulnerable men and woman of Ketumbeine towards its sustainable economic development.
With a view to building on the existing capacity and to ensure sustainability of our intervention, the
project team has decided to approach the aforementioned goal by giving separate attention to livestock,
agriculture, and micro-enterprise development as three livelihood options to improve. Keeping in view the
overall climate, environment, soil and surface structure of the area, it has been decided to incorporate the
Holistic Livestock Management techniques for the livestock scheme and Terrace Farming techniques for the
agriculture scheme for project; the former has been used in Kenya, in similar conditions, by World Vision
Canada to successfully reduce soil erosion and for efficient livestock farming; and the latter has been
successfully used in Uganda by World Vision Canada to improve and increase agricultural production in dry
hilly slopes- similar to those in Ketumbeine by moving large amounts of soil to form a series of flat terraces
suited for irrigation; terraces are appropriate for steeper slopes, up to 13% gradient. In order to mitigate the
effects of harsh and dry weather on livestock and agriculture, the project will also put special attention to
making water more available for the maintenance of both livestock and agriculture. The rationale for making
the most vulnerable segment of the population beneficiary to both the livestock and agriculture schemes is to
eradicate the immediate food insecurity while our strategies will make sure that the effect is sustainable and
will trickle down to all segments of the population. There is one cooperative among some Masai men which
allows its members to borrow money from each other in exchange of collateral and group liability. In order
to increase available credit and boost credit, it was decided to improve this existing local cooperative of men
into a full-fledged saving and Loans Association (SLA) form men (SLAM) and expand its service to all
segments of the economy. Additionally, the project will start another SLA for women (SLAW) from the
scratch with the already identified 150 marginalized women of the microbusiness scheme. The rationale for
the overall ‘Saving group’ based microfinance scheme of the project is that even if the project team helps
start the businesses, or agricultural and livestock farming, those livelihood options cannot be sustainable
unless a bolstering finance structure is there to boost productivity and fight ill days. For both microenterprise
development and for microfinance initiatives, beneficiaries will be given very comprehensive training as
empowerment and sustainability measures.
The project, at its heart, will incorporate two of the key themes of development focus of the
Government of Canada, namely, sustainable economic development and increasing food security. These two
areas have also been prioritized by the government of Tanzania in its overall developmental goal. The
overall project budget has been calculated to be amounting to CAD 5,240,820. The project will partner with
World Vision Tanzania who will be carrying out 30% of the project expenses. Also, Ministry of Finance of
the Government of Tanzania, who will be carrying out another 40% of the project’s expenses, will partner
with the project as well.

3
 Logic of the Initiatives:

Ultimate Outcome: 1000 - Increased and improved livelihood opportunities for the most vulnerable men and woman of Ketumbeine ,
Tanzania towards its sustainable economic development.

1300- Increased availability of credit and

Intermediate Outcomes: 1100- Decreased
food insecurity through increased and
improved livestock and agricultural farming
for the identified families.
1200- Increased number of small businesses
in the area through improved capacity,
profitability and exposure to potential market
for the target families and women.
increased amount of savings for the most
vulnerable portion of the community through
establishment of one ‘Savings and Loan
Association’ (SLA) for men (SLAM) and one
SLA for women (SLAW) within the area.

Immediate 1330-
Outcomes: Personnel
1210-
and
Members of 1230- 1320- members of
the selected Increased Establishment
1120- 1220- 1310- The both the
families and capital, of a self-help
Increased, 1130- Increased only existing SLAs
1110- women improved SLA
improved Increased and capital, cooperative getting
Increased getting capacity, institution for
and more improved improved for working efficient in
access to trained on and women to
diversified water sources capacity, and men getting their
livestock and micro increased make micro
crop both for increased improved respective
improved enterprise exposure to credit
production livestock exposure to into a well- roles
capacity for initiation, potential available for
for target management the potential structured through
livestock sustainability, market for vulnerable
families. and market for SLA. regular
maintenance. profitability, target women, and
agriculture. vulnerable provision of
and women. to incentivize
families. trainings
competition. savings from and
the members. workshops.

Outputs 1211- The

ministry of
Economics of
Tanzania's
overall
1231- Each
economic
of the 150
development 1331.
1121- 1221- Each women
plan is Workshops
Modern and of the 78 getting a
explained and 1311- The for training
1111- Each modified 1131- 3 new identified donation of 1321-
its relevance existing are held for
of the target seeds of wells and 1 families are 100 dollars Infusion of
to the cooperative the
families maize, large pond helped start each as grant into the
ongoing getting members
getting 1 beans, paddy getting dug in up micro- capital to initiation of
project infused with and
cow and 1 and wheat key identified business start the new SLA
getting grant money. personnel
goat. being areas. enterprises businesses for women.
related to the of both
distributed. with a 400- of home-
beneficiaries SLAs.
dollar grant. crafted
by relevant
products.
government
officials
through 4
seminars a
year.
1222- The 70
identified
1132- To help families with 1232-. Each 1312-
collect and already 1322- The
1122- of the 150 Modern SLA
store rain running 150 women-
1112- New Fertilizers women is rules and
water, 50 business beneficiary of
livestock and helped and procedures
RainSilo-P enterprises the micro
habitat agricultural trained in getting
tanks being are helped business
getting built equipment starting a infused
distributed to improving scheme of the
and existing appropriate viable within the
target their ongoing project-
habitats for dry home-run framework
families- business getting the
getting climate business that of the
geographical enterprises starting
improved. getting matched existing
furthest from through a membership
distributed. their profile cooperative
the water grant of 200 of the SLA.
and skills. for men.
sources. dollars each.

4
1113-
Target 1313-
families Expansion of
1123- Start-
having 1223- Each 1233- The the 1323. A
up of
access to 1133- Target of the 148 physical membership detailed
Common-
medicines families beneficiary marketplace eligibility to guidebook
land terrace
for livestock getting access families having an all segments getting
farming of
and to 51 water having a allotted of the prepared of
maize,
equipment pumps for separate and section for economy rules and
beans, and
and better detailed women's instead only regulations
paddy in
fertilizers for irrigation. business hand-crafted to culturally for the new
southern
better plan. products. dominant SLAW.
hilly slopes.
maintenance pastoral
of pasture groups.
land.
1114-
1224- The
Members of 1314-
1134- Target existing
target 1124- Target Formulating
families physical
households families a detailed
getting trained marketplace
getting getting guidebook
on water getting
trained and trained on for the
conservation developed
facilitated in terrace overall
and mitigation into a full-
their farming and execution
techniques fledged
adoption of modern and
confronting business hub
Holistic farming maintenance
harsh climate of the
Livestock techniques. of the
patterns. neighboring
Management SLAM.
communities.
techniques.
Activities 1331-
Arranging
1221- 15
Giving 400 1231-
workshops
1211- dollar each Giving each
1321- in each year
1111- 1131- Organizing to the 78 of the 150 1311-
1121- Providing and 30 in
Distribution Actual workshops, willing and women 100 Providing
Distribution 1500 dollar to total for the
of 127 cows digging of 3 and the most dollars to 500 dollar to
of the seeds initiate a entire
and 127 wells and 1 vocational vulnerable help start the existing
to the 51 locally owned projects for
goats to the pond in training on families businesses cooperative’s
families. self-help SLA training the
identified identified micro starting up of home- structure.
strictly for members
families. places. business. small crafted
women. and
businesses products.
personnel
for the first of both the
time. SLAS.
1212-
organizing 4
seminars a
year by the 1322-Making
1132-
ministry of 1232- 1312- the 150
Provision of 1222- Giving
1112- 1122- Economics of Providing Imroving the woman of the
50 RainSilo-P 200 dollars
Proceeding Distribution Tanzania to training on existing micro
tanks to 50 each to the
with the of the explain the business cooperatives’ business
families 70 families
construction fertilizers overall development rules and scheme also
geographically with already
and repair of and farming economic of home- procedures initial
identified to running
the livestock equipment to development spun in line with members of
be the furthest business
habitats. 51 families. plan of the products to proven SLA the
from the water enterprises.
country and 150 women. structure. established
sources.
its relevance SLA.
to the
ongoing
project.
1123- 1223- 1323-
Proceeding 1133- Developing 1233- Developing a
1313-
1113- with the Provision of 148 detailed Developing guidebook of
Expanding
Provision of farming 51 water business a fixed area rules and
membership
the medicine procedures pumps to 51 plans for for women's regulations of
eligibility to
and by dividing families. each of the products in the new
all segments
fertilizers to the land in 148 families. the newly SLAW.
of the
identified four parts for developed
economic
families. maize, market
groups.
beans, paddy place.
and wheat.
5
1114- 1124- 1134-
Provision of Provision of Provision of 1224-
the actual the actual the 6 training Developing
1314-
training to training to camps to the physical
Developing a
the members the members members of marketplace
guidebook of
of the 127 of the 51 the 178 into a full-
rules and
families families families fledged
regulations
through through through business hub
of the
workshops workshops workshops of the
SLAM.
and hands- and hands- and hands-on neighbouring
on training on training training communities.
camps. camps. camps.

Narrative description of the logic model:

The ultimate goal of the project is increased and improved livelihood opportunities for the most
vulnerable men and woman of Ketumbeine area, Tanzania towards its sustainable economic development.
The overall goal has been divided into three measurable intermediate outcomes; one is concerned with
increasing food security of the area by creating livelihood opportunities for the most vulnerable segment of
the population by means of livestock and agricultural farming; the second one is concerned with increasing
the number of small businesses, improving the existing ones, and boosting overall profitability of the area’s
business ventures by directly benefitting identified families and extremely marginalized women; and the
third intermediate outcome is concerned with increasing availability of credit and increasing total amount of
savings within the area by creating one new SLA for woman and improving one existing SLA for men. So,
together these three intermediate level outcomes are expected to ensure efficiency and sustainability of the
project by increased and improved livelihood opportunities, and also by strong financial bolsters in the form
of the two SLAs.
To achieve the first of the intermediate outcomes, the selected beneficiary families will be provided
with livestock, seeds, and other supplies to initiate or improve facilities. They will also be provided with
increased sources of water for livestock maintenance and also for irrigation of agriculture. Together with
these supplies, the families will also be given specific training for specific skills (i.e. Holistic Livestock
Management training for livestock, Terrace Farming training for agriculture etc.) to ensure ownership and
empowerment of the beneficiaries for the project’s sustainability. Throughout the project’s lifespan, the
beneficiaries will be helped, supervised and advocated to adapt to their new economic roles and skills.
To achieve the second intermediate outcome, 148 families, and 150 marginalized women will be
provided extensive training and sufficient capital to start a new small enterprise or improve the existing
ones. Each of these beneficiaries will also be provided with a specific business plan on an ad hoc basis. They
will be helped to improve and expand their businesses throughout the project life cycle and will be provided
with recommendations for continuation of their businesses after the end of the project. For the woman, focus
on small businesses will be concentrated primarily to those that can be developed from home. The
beneficiaries of this scheme will be provided with increased opportunities to get exposure to potential
market through the development of the existing, physical marketplace within the area.
And finally, towards achieving the third of the intermediate outcomes, the existing cooperative for
men will be expanded in terms of it capital, participation and will be improved in terms of its rules and
procedures to become a Saving and Loan Association (SLA) for men (SLAM). SLA has been proven to be
the most effective microfinance structure to reach the most vulnerable communities in rural areas. The
existing capital of the SLAM will be infused with money from the project three times and its rules will be
developed and fine-tuned throughout the project to increase efficiency. The newly developed SLA for
women (SLAW) will similarly be infused with cash six times during the project and will be rigorously
monitored, and fine-tuned throughout the project cycle. Also, all the participants and personnel of the two
SLAs will be provided with fruitful training on microfinance throughout the project life span.

6

EXPECTED RESULTS
ULTIMATE
OUTCOME:
1000 Increased and improved livelihood opportunities
for the most vulnerable men and woman of Ketumbeine,
Tanzania towards its sustainable economic development.
INTERMEDIATE OUTCOMES:
1100 Decreased food insecurity
through increased and improved
livestock and agricultural
farming for the identified
families.
1200 Increased number of small
businesses in the area through
improved capacity, profitability
and exposure to potential market
for the target families and
women.
Performance Measurement Framework:
INDICATORS
(Gender and
Environment where
possible)
A 75 % decrease in the
number of families
suffering from food
insecurity by the end of
the project.
For the beneficiaries,
increased livestock
(increase of at least 25%),
and improvement in:
livestock maintenance
(including 15% increase in
number of habitats,
decreased livestock
mortality by 40%), land
use of (reduction of soil
erosion by 30%), crop
quality (an increase of at
least 60% of overall crop
yield).
Increase in the number of
small businesses running
in the area by at least
20%.
DATA
DATA FRE-
COLLECTION
SOURCES QUENCY
METHODS
Ministry of Economics, 6 times a year
Tanzania’s Human Comparison with
Development Reports HDR surveys at the
(HDR). start and at the end of
the project.
*Baseline data of the *Comparison with 6 times a year
project Participatory the project baseline
Rural Appraisal (PRA) and monitoring and
Reports evaluation data.
*HDR of Ministry of *Comparison with
Tanzania HDRs at the start and
at the end of the
*Monitoring and
project.
evaluation database of
World Vision
developed and
executed throughout
the project.
*Ministry of *Comparison with 6 times a year
Economics, Tanzania’s HDR surveys at the
Regional Business start and at the end of
Development Reports the project.
(RBDR). *Comparison with
*Baseline data of the the project baseline
project Participatory and monitoring and
Rural Appraisal (PRA) evaluation data.
Reports
*Monitoring and
evaluation database of
World Vision
developed and
executed throughout
the project.
7
 Increase in the average
profitability for small
businesses in the area by
15% and increase in
average daily exposure to
potential market by small
business holders including
women of the area by
approx. 50%.
*Ministry of *Comparison with 6 times a year
Economics, Tanzania’s RBDR surveys at the
Regional Business start and at the end of
Development Reports the project.
(RBDR). *Comparison with
*Baseline data of the the project baseline
project Participatory and monitoring and
Rural Appraisal (PRA) evaluation data.
Reports
*M &E data

1300 Increased availability of Increase of locally
credit and increased amount of available credit for
savings for the most vulnerable livelihood ventures by at
portion of the community least 40%
through establishment of one
‘Savings and Loan Association’
(SLA) for men (SLAM) and one
SLA for women (SLAW) within
the area.
Increase of per-head
saving of the inhabitants
of the area by 10% and
that for the direct
beneficiaries of the project
by 100%.
*Baseline data of the *Comparison with 8 times a year
project. the project baseline
*Monitoring and and monitoring and
evaluation database of evaluation data
World Vision collected from
developed and surveys.
executed throughout *Comparison with
the project. HDR surveys at the
start and at the end of
*Ministry of
Economics, Tanzania’s the project.
Human Development *Triangulation of
Reports (HDR). HDR surveys and
project evaluation
data at the end of the
project.
*Baseline data of the *Comparison with 4 times a year
project. the project baseline
*M&E database of the and monitoring and
project. evaluation data
collected from
*Ministry of
surveys.
Economics, Tanzania’s
Human Development *Comparison with
Reports (HDR). HDR surveys at the
start and at the end of
the project.
*Triangulation of
HDR surveys and
project evaluation
data at the end of the
project.

IMMEDIATE OUTCOMES:

DATA
FRE-
EXPECTED RESULTS INDICATORS DATA SOURCES COLLECTION
QUENCY
METHODS

1110 Increased access to 50% increase in the *Baseline data of the *Comparison with the 12 times a
livestock and improved capacity number of livestock project. project baseline, year
for livestock maintenance. possessed by the 127 *Monitoring and monitoring and
families. evaluation database of evaluation data

8

1120 Increased, improved and
more diversified crop production
for target families.
1130 Increased and improved
water sources both for livestock
management and agriculture.
Presence of new livestock World Vision collected from
habitat for 25 families, developed and surveys.
and repair work for executed throughout *Comparison with
similar habitats for 30 the project. HDR surveys at the
families. *Ministry of start and at the end of
30% reduction in land use, Economics, Tanzania’s the project.
and perceived more Human Development *Focus group
efficient maintenance of Reports (HDR). discussion and
livestock by the 127 interviews conducted
families resulting from at the end of the
their adoption of Holistic project.
Livestock Management *Triangulation of
techniques. HDR surveys and
Successful completion of project evaluation
20 training camps by the data.
beneficiaries in Holistic
Livestock Management
techniques provided by
the experts of World
Vision.
Selected 51 families, on *Baseline data of the *Comparison with the 12 times a
an average, having at least project. project baseline, year
60% more yield of crops *M&E reports monitoring and
than before. evaluation data
*Ministry of
collected from
Perceived improved- more Economics, Tanzania’s
surveys.
productive, sustainable Human Development
and efficient production of Reports (HDR). *Comparison with
crops by dint of cutting HDR surveys at the
*Ketumbeine district’s
edge technology and start and at the end of
agriculture survey
incorporation of Terrace the project.
reports.
Farming. *Focus group
discussion and
Presence of paddy and interviews conducted
wheat besides maize, and at the end of the
beans in the newly project.
established common-land
Terrace farm indicating *Triangulation of
increased diversity of HDR surveys and
crops. project evaluation
data.
Successful completion of
20 training camps by the
direct beneficiaries
provided by World Vision
experts on Terrace
Farming techniques.
Presence of 3 new wells *Baseline data *Comparison with the 6 times a
and 1 pond in key areas of Participatory Rural project baseline, year
the area. Appraisal Report monitoring and
*M&E evaluation evaluation data
Presence of 51 water
database collected from
pumps in use by 51 surveys.
beneficiary of the *Project Supply
agriculture scheme of the registers *Focus group
project discussions and
*Training registers
interviews
Successful completion of
the 6 training camps
beneficiaries in water
conservation and
mitigation techniques.
9

1210 Members of the selected
families and women getting
trained on micro enterprise
initiation, sustainability,
profitability, and competition.
1220 Increased capital,
improved capacity, and increased
exposure to the potential market
for target families.
1230 Increased capital,
improved capacity, and increased
exposure to potential market for
target women.
20 % increase in average
availability of water
during dry season.
Successful completion of *Training curriculum *Project evaluation 4 times a
10 training camps on and attendance register survey year
micro-enterprise *Training minutes *Focus group
development provided to discussion and
the beneficiaries by World interviews conducted
Vision at the end of the
Successful completion of project.
4 workshops by
Government of Tanzania’s
economic development
experts on the country’s
overall economic
development plan and the
project’s relevance with it.
70 Existing small *Baseline data of the *Comparison with 12 times a
businesses of the target project. RBDR surveys at the year
families getting a *Ministry of start and at the end of
provision of 200 dollar Economics, Tanzania’s the project.
each and 78 starters of Regional Business *Comparison with the
small businesses getting a Development Reports project baseline,
provision of 400 dollar (RBDR). monitoring and
each as business capital. evaluation data
*M&E database.
Presence of a detailed collected from
*Project supply register
business plan with surveys.
*Market survey reports
necessary sustainability *Focus group
measures formulated by discussion and
project experts for each of interviews conducted
the 148 family owning at the end of the
small businesses. project.
Presence of newly added
developments in the
existing market place and
its perceived expanded
capacity in attracting
increasing buyers and
sellers.
Each of the new business *Baseline data of the *Comparison with 12 times a
schemes of the women project. RBDR surveys at the year
being provided with a *Ministry of start and at the end of
starting capital of 100 Economics, Tanzania’s the project.
dollar. Regional Business *Comparison with the
Each of the most Development Reports project baseline,
vulnerable 150 women (RBDR). monitoring and
evaluation data
having a sustainable *M&E database.
collected from
business venture to run *Project supply register
surveys.
from home whose plan is
*Market survey reports
formulated by the project *Focus group
experts. discussion and
interviews conducted
Presence of a portion of at the end of the
the newly developed project.
market restricted to the
use for merchandising of
products by women.
10
1310 The only existing 3 completed infusions of
cooperative for working men 800 dollar into the
getting improved into a well- existing cooperative’s
structured SLA. capital.
Updated rules and
regulations of the MSLA
within a formulated
guidebook with the
recommendations of
successful SLA literature
and experts.
At the end of the project,
at least 150 % Increased
membership, 100%
increased credit
availability and 50%
increased amount of
saving within the SLAM.
1320 One established self-help 6 completed infusion of
SLA institution for women to 500 dollar into the
make micro credit available for SLAW’s capital
vulnerable women, and to
The 150-member SLAW
incentivize savings from the
at the start of the project
members.
having at least 300
members with at least
4500 dollar available for
credit and 3000 dollar
saved up by the members
into the SLA’s saving
scheme.
Existing rules and
regulations well
documented in a
guidebook of the SLAW
in line with the
recommendations of
successful SLA literature
and experts.
1330 Personnel and members of Successful completion of
both the SLAs getting efficient in 20 workshops by the
their respective roles through members and local
regular provision of trainings and facilitators of both SLA
workshops. instructed by project’s
microfinance experts.
Reduction in the cases of
credit default,
administrative and other
errors (by at least 90%) by
the end of the project.
Responding to Risks:
Risk Response
*SLA membership *Interviews and focus 12 times a
register groups year
*Project supply register *Monitoring and
evaluation surveys.
* SLA guidebook and
terms of membership *Comparison with
*M&E database HDR surveys at the
start and at the end of
*Ministry of
the project.
Economics, Tanzania’s
Human Development
Reports (HDR).
*Monitoring and *Interviews and focus 12 times a
evaluation database of groups year
World Vision *Monitoring and
developed and evaluation surveys.
executed throughout
*Comparison with
the
HDR surveys at the
*SLA Registration start and at the end of
certificates the project.
*SLA record registers .
*Ministry of
Economics, Tanzania’s
Human Development
Reports (HDR).
*Project supply register
*Training curriculum *Project evaluation 4 times a
and attendance register report. year
*Training minutes *Focus group
discussion and
*SLA record book
interviews conducted
at the end of the
project.
Initiative LM outcome statement Residual risk
11
Operational Risks (OR):
OR 1.
The ability of the farmers who are
going to be trained on common-
land Terrace Farming to be
cooperative in team-work and
profit sharing will affect the
project’s ability to achieve the
target in reducing food insecurity.
OR 2.
The failure of the physical market,
to be developed by Ministry of
Economics Tanzania, to attract
customer for the potential business
products for the beneficiaries will
negatively affect the project’s
success in increasing profitability
for the micro business practice of
the region.
Development Risks (DR):
DR 1:
Organized opposition by Masai
fundamentalist groups against the
project’s strategies of transforming
traditional livelihood options for
the vulnerable people.
* The project has already Immediate outcome 1120- Impact: 2
identified those farmers who have Increased, improved and more Likelihood: 2
experience working together diversified crop production for
before and generally have target families.
maintained a history of good
relationship with each other
Intermediate outcome 1100-
* In the training phase of the
Decreased food insecurity Impact: 1
agricultural scheme, another group
through increased and improved
of farmers have been identified Likelihood: 2
livestock and agricultural
and agreed upon to be
farming for the identified
incorporated into the Terrace
families.
Farming scheme if some event of
irresoluble conflict of working
interest does happen.
* The beneficiary farmers will be
given very comprehensive training
on the ideal ways to divide labour
and distribute profit but also on
how to avoid and resolve conflicts
in such agricultural schemes.
*In collaboration with World Output 1224- The existing Impact: 4
Vision, the ministry of Finance has physical marketplace getting Likelihood: 1
developed a strong and developed into a full-fledged
multifaceted approach to the business hub of the neighbouring
promotional activities that will be communities.
done throughout the Arusha region
to make sure that the plan to make
this market place an economic Immediate outcome 1220- Impact: 3
centre of the entire region becomes Increased capital, improved Likelihood: 1
fruitful. capacity, and increased exposure
to the potential market for
*To attract people from the
vulnerable families.
neighbouring districts a weekly
popular theatre will also be
organized by the local Immediate outcome 1230- Impact: 3
government’s facilitation. Increased capital, improved Likelihood: 1
*The businesses that will be capacity, and increased exposure
developed and introduced to the to potential market for target
project beneficiaries have been women.
planned keeping in mind the
pattern and nature of popular Intermediate Outcome 1200- Impact: 2
demand of the entire Arusha Increased number of small Likelihood: 1
region. businesses in the area through
improved capacity, profitability
and exposure to potential market
for the target families and
women
*The project will at its heart Whole project Impact 4
approach an ‘acceptance’ strategy Likelihood 1
that will identify traditional
fundamentalist groups and ensure
their ownership in the project’s
outcome as a pre-emptive strategy
to avoid such organized
opposition.
* World Vision Tanzania has
already been successful in
implementing small scale
development projects in the region
and the learning from those
projects will be used to ensure
opposition from cultural aspect is
avoided.
12
 *Ministry of Tanzania has a
contingency plan of ‘deterrence’ in
case of unavoidable conflicts with
traditional fundamentalists to deter
serious opposition.

Plan of activities:

Year 1
Activity Jan Feb March April May June July Aug Sept Oct Nov Dec.

1111 - Distribution of 127

cows and 127 goats to the
identified families.
1112 - Proceeding with the
construction and repair of
the livestock habitats.
1113 - Provision of
medicine for livestock and
fertilizers for pasture lands
to identified families
1114- Provision of the
actual training to the
members of the 127
families through workshops
and hands-on training
camps
1121- Distribution of the
seeds to the 51 families
1122- Distribution of the
fertilizers and farming
equipment to 51 families
1123- Dividing the land in
four parts for maize, beans,
paddy and wheat production
and proceeding with the
farming procedures
1124- Provision of the
actual training to the
members of the 31 families
through workshops and
hands-on training camps.
1131-Actual digging of 3
wells and 1 pond in
identified places.
13
1132- Provision of 50
RainSilo-P tanks to 50
families geographically
identified to be the furthest
from the water sources.
1133- Provision of 51 water
pumps to 51 families.
1134- Provision of the
actual training to the
members of the 178
families through workshops
and hands-on training
camps.
1211- Organizing
workshops, and vocational
training on micro business
development.
1212- Organizing seminars
facilitated by the ministry of
Economics of Tanzania to
explain the overall
economic development plan
of the country and its
relevance to the ongoing
project
1221- Infusing 400 dollar
into the business enterprises
of 78 willing and the most
vulnerable families starting
up small businesses for the
first time.
1222- Infusing 400 dollar
into the business enterprises
of 78 with already running
business enterprises.
1223- Developing 148
detailed business plans for
each of the 148 families
1224-Developing physical
marketplace, namely,
Ketumbeine bazar into a
full-fledged business hub of
the neighboring
communities.
1231- Helping the 150
women in their home-rum
business start-up by
infusing 100 dollars into
those business enterprises.
1232- Providing training on
business development of
home-spun products to 150
14
women.
1233- Allotting a fixed area
for women's products in the
newly developed
Ketumbeine bazar.
1311- Providing 500 dollar
to the existing SLA's capital
1312-Imroving the existing
SLA rules and procedures
for better effectiveness.
1313-Expanding
membership eligibility to all
segments of the economic
groups.
1321- Providing 1500 dollar
to initiate a locally owned
self-help SLA strictly for
women.
1322- Making the 150
women of the micro
business scheme also initial
members of the established
SLA.
1323- Developing and
reviewing a guidebook of
rules and regulations of the
new SLA.
1331- Arranging workshops
for training the members
and personnel of both the
SLAS.

Year 2
Activity Jan Feb March April May June July Aug Sept Oct

1111 - Distribution of 127 cows and

127 goats to the identified families.
1112 - Proceeding with the
construction and repair of the
livestock habitats.
1113 - Provision of medicine for
livestock and fertilizers for pasture
lands to identified families
1114- Provision of the actual training
to the members of the 127 families
through workshops and hands-on
training camps
1121- Distribution of the seeds to the

15
51 families
1122- Distribution of the fertilizers
and farming equipment to 51 families
1123- Dividing the land into four
parts for maize, beans, paddy and
wheat production and proceeding
with the farming procedures
1124- Provision of the actual training
to the members of the 31 families
through workshops and hands-on
training camps.
1131-Actual digging of 3 wells and 1
pond in identified places.
1132- Provision of 50 RainSilo-P
tanks to 50 families geographically
identified to be the furthest from the
water sources.
1133- Provision of 51 water pumps to
51 families.
1134- Provision of the actual training
to the members of the 178 families
through workshops and hands-on
training camps.
1211- Organizing workshops, and
vocational training on micro business
development.
1212- Organizing seminars facilitated
by the ministry of Economics of
Tanzania to explain the overall
economic development plan of the
country and its relevance to the
ongoing project
1221- Giving 400 dollar each to the
78 willing and the most vulnerable
families starting up small businesses
for the first time.
1222- Giving 200 dollars each to the
70 families with already running
business enterprises.
1223- Developing 148 detailed
business plans for each of the 148
families
1224-Developing physical
marketplace into a full-fledged
business hub of the neighbouring
communities.
1231- Giving each of the 150 women
100 dollars to help start businesses of
home-crafted products
1232- Providing training on business

16
development of home-spun products
to 150 women.
1233- Allotting a fixed area for
women's products in the newly
developed Ketumbeine bazar.
1311- Providing 500 dollar to the
existing SLA's capital
1312-Imroving the existing SLA
rules and procedures for better
effectiveness.
1313-Expanding membership
eligibility to all segments of the
economic groups.
1321- Providing 1500 dollar to
initiate a locally owned self-help
SLA strictly for women.
1322- Making the 150 women of the
micro business scheme also initial
members of the established SLA.
1323- Developing and reviewing a
guidebook of rules and regulations of
the new SLA.
1331- Arranging workshops in for
training the members and personnel
of both the SLAS.

Staffing & management plan

The project will be managed by a World Vision Central Management Unit (WVCMU) based in the
district of Ketumbeine, Tanzania. The WVCMU will house the project management team, which will
consist of the Project Director, a Technical Support Unit (TSU), a Finance and Administration Officer, and
an Accountant. The Project Director will provide overall leadership and direction to the project, to include
personnel and financial management, administrative oversight, and program quality assurance. The Director
will also ensure close coordination with all partners and other stakeholders involved in project activities, and
contribute to the dissemination of results and project achievements and learning. The Project Director will
coordinate with World Vision Canada’s head office in Mississauga and the project infrastructure on the
implementation of linkages and carry all the liabilities associated with the project outcomes. The Technical
Support Unit (TSU) will be led by the Deputy Project Director, who will also act as Linkage and Investment
Manager. TSU will also consist of a Lead, micro-business and SLA Consultant, a Monitoring and
Evaluation Officer (M&E), a Technology Manager, and a Learning and Knowledge Sharing Manager. The
Deputy Project Director will provide overall leadership and support to the technical implementation of the
project, and will personally manage the project’s beneficiaries and the stakeholders. M& E will provide
overall oversight during the project span to keep the project on track and maintain close linkage between
activities and objectives. The Technology Manager will coordinate the development, adoption, and
documentation of technology designed to lower the cost of outreach and transactions for project
stakeholders.
The director of the project, a micro-business and SLA Consultant and M&E officer will be selected
from the existing staffs of World Vision Canada with prior experience working in Tanzania. The Deputy
Project Director and TSU staffs will be recruited from the existing staffs of World Vision Tanzania or from
local labour base with proven expertise. It is within the responsibility of the Deputy Direct Manager to
recruit transitional project staffs as needed for maintenance of local liaison, local business consultation, and

17
carrying out specific technical tasks such as digging oils, or preparing land for Holistic Livestock
Management and Terrace Farming.

Environment:
Ketumbeine’s climate is generally very dry. It is characterized by semi-arid climatic conditions
with scanty unreliable rainfall and frequent prolonged and unpredictable dry seasons. The area has two main
types of seasons, wet and dry. The wet season can be divided into two parts. The Long rains season from
March to May and the short rains season from October/November to December. The dry season can also be
divided into two parts. The long dry season starts from June through October and the short dry season from
January to February. Most of the land comprise of sparsely wooded savannah with drought-resistant shrubs.
There are ranges of mountains and hills sparsely located across the area.
Due to overall dryness of the climate and soil of the area and prolonged rainlessness, agricultural
practice and livestock farming are frequently obstructed by droughts. In the livestock and agriculture scheme
of the project, increasing existing water sources for livestock maintenance and agricultural cultivation has
been given special attention. Three wells and one pond will be dug in key areas of the area; additionally
sufficient water pumps and Rainsilo-P tanks will be provided respectively for meeting irrigation and
rainwater storage needs. These increased sources of water can also serve other day-to-day purposes of the
community. Additionally, the Holistic Livestock management, which is to be incorporated in the
beneficiaries’ maintenance of livestock, is a proven method to reduce soil erosion, and for sustainable
conservation of pasture lands. Due to the pressures of predation, livestock herds form tightly packed groups
that are continuously on the go, moving in a pattern that is unlike conventional livestock management. This
natural herd action is essential to plant grazing and nutrient and water recycling and distribution. It was the
abundance, not the paucity, of these grass-eating creatures that sustained the verdant regions of most
continental interiors. Thus, holistic management recognizes that fully functioning grassland ecosystems
cannot be sustained without herds of grazing animals. Recognizing the severing of the ecosystem that
resulted from the decimation of the great herds, holistic management attempts to restore balance by moving
livestock in a manner that simulates the pack density and mobility of the wild grazers. This helps recreate
the desirable ruminant impact while eliminating deleterious effects of conventional livestock management.
Additionally, keeping in mind the hilly and dry nature of the surface, Terrace Farming will be initiated into
the project; such farming practice not only is capable of producing crops in hilly slopes from the scanty
water supply but is also is sustainable in regards to maintaining the soil quality. Besides, these specific
measures, throughout all training and workshops in all phases of the project, the importance of
environmental sustainability and means (i.e. afforestation, recycling) to achieve environmental goals will be
instructed to the beneficiaries.

Gender equality:
Ketumbeine is home to the patriarchal Masai people. Women are culturally deprived of participating
in economic initiatives independently and are, thus, predominantly disempowered and underprivileged. Such
gender discrimination is so endemic and mainstream that women themselves are not aware of their neglected
rights. Glaring examples of cultural practices leading to oppression of women include female genital
mutilation, moranism, early marriage of girls, polygamy by males etc.
The proposed project address the issue of gender disparity in a two-pronged way. Firstly, in the
project, there is a specific scheme for 150 most marginalized women to help them develop small businesses
that can be run from home. This particular scheme will match each girl’s skills and aptitude to a viable
business venture and will help them run the venture by providing them with initial capital, training, plan, and
helping them be discovered by their potential market. Secondly, the project will initiate an SLA for women
from the scratch in order to facilitate credit and encourage savings from women. The plan of the SLAW is to
expand its reach to the neediest and the most disempowered women and help them be collaborative in
coming out of the discrimination they face. Institutionalization of self-help group means women will have
way to form strong association among themselves that can give them the necessary voice to restrict sexual
oppression of any kind. Increased economic opportunities for women means inter-generational improvement
of women as the mother traditionally bestows her economic means to her daughters during marriage in line
with the Masai culture. The proven success of such saving groups for empowering women throughout the
18
world in recent history gives the project a sound hope to replicate the same for Ketumbeine. Although the
outlook for these developments is limited to economic empowerment, the repercussions of such
empowerment and women’s cooperation into the SLAW are hoped to translate meaningfully towards the
dissemination of awareness on women’s rights throughout the community and achieving the means to attain
those rights. In the relevant training and workshops, issues of gender disparity will be delved into in detail.
Moreover, the new SLA is hoped to continue to be the cornerstone of empowerment of women even after the
end of the project.

Governance:
Poor leadership in the community was found to be one of the contributing factors for the
underdevelopment of the area. Due to high illiteracy level, the community has limited choices of leaders
who can effectively manage their development initiatives, as well as limited access to information. This
leads to monopolization of leadership by few sub-elites –most being primary school leavers or those who did
not attain enough grades required for higher learning. In addition to the government administration system,
there are elders’ councils, which normally deals with cultural issues and holds considerable clout over the
project area. These councils often subsume government provision much to the detriment of the communities;
yet at times these councils act as the voice of the communities to attain the rights and resources from the
government.
The proposed initiative is developed in coherence with ongoing economic development scheme of
the Ministry of Economics of the government of Tanzania. In fact, the ministry being one of the contributing
partners of the whole project adds to the viability of the project’s initiatives becoming successfully
incorporated into the macro level development scheme for the country. The relevant government officials
were sought to in both the assessment and design phase of the project. Specifically, the Ministry has taken
on itself the task of developing the existing market into a commercial hub of the neighboring territory. In
addition, four comprehensive seminars will be facilitated by the Ministry officials for training purposes and
to advocate the relevance of the project to the government’s plan. These seminars and direct involvement of
the government officials in the project implementation phase is hoped to bridge the gap between the
government policies and the governed for Ketumbeine region. One of the major points of encouragement for
World Vision Canada’s assenting to partner with the Government of Tanzania was that such partnership
would certainly provide a way to mitigate the gap between the community and the government throughout
the project. The local elders’ councils have been also cooperative in the project design and their political
clout is hoped to continue to be instrumental in the implementation and monitoring phase of the project. The
beneficiaries of the projects will be sensitized throughout all training camps held within the project cycle
about their political rights and will be encouraged to participate in the process of governance. Specifically,
the project will ensure that in the SLAs, facilitated by the project, a culture of political sensitization is
established through holding regular dialogues and workshops on good governance issues. The values of
democratic participation n and the necessity of having control over the decision-making process that
determine the lives and livelihoods of the communities will be incorporated into the core theme of weekly
discourses within both SLAs. Besides, the process of participation and cooperation within the SLAs and the
various phases of the project in matters that relate to their development are hoped to be encouraging for the
communities to be more politically participatory.

Sustainability of results:
The issue of sustainability is at the center of every phase of the project as the project’s ultimate goal
is to contribute to the community’s sustainable economic development. The problem assessment has been
done following the Participatory Rural Appraisal (PRA) methods where the target communities outlined
their problems in their own terms. The feeling of ownership of the project by the communities that started at
the assessment and design phase will be carried on to the rest of the phases of the project. For example, the
Holistic Livestock Management and Terrace Farming requires extensive teamwork and collaborative efforts
19
by the beneficiaries that will in turn empower the local communities to carry forth the benefits to post
project phases. Specifically for common land terrace farming, the agricultural success, that are hoped to be
achieved in the region, will likely to attract more and more people into taking up the farming method as a
means of livelihood. To that end, all the land than can be used as terrace and shared by farmers have been
identified. The plan of expansion of the common-land farmer society has already been developed with the
facilitation of the government of Tanzania. Throughout the project, specific and technical training and
workshops have been given strong emphasis. The rationale behind such high emphasis lies in the
consideration that empowerment, in its truest sense, of local community can only be done through high
degree of knowledge transfer that will grow and expand by itself. In the proposed project, for example,
communities will be trained on water mitigation techniques in livestock and agricultural maintenance; such
knowledge will continue to transfer between people and generations given the weather pattern and high
value that is naturally given to water conservation in the community. Apart from the project’s
implementation partnership between the Ministry of Finance, World Vision Tanzania, and World Vision
Canada, the project will also partner with the local elder’s councils and the direct beneficiaries on the basis
of mutual interest in delivering the highest empowerment possible for the communities. The Knowledge of
the whole project will be shared and recorded in the level of the elders’ councils as well. In that way, the
communities will continue to have close proximity with important guidance to further the sustainability of
the project.
And finally, the third of the project’s objectives has been specifically tailored and included for
sustainability measure of the livelihood and economic development. The architecture of Saving and Loan
Association (SLA) is as such that members get extraordinary returns on investments. SLAs maintains high
retention and survival rates, are accessible in the communities that they serve, and can grow to large
financial scale. Indeed, one of the most attractive features of SLAs is that they quickly become independent
and able to sustain themselves. Livelihoods of households and entire communities are expected to be
transformed by the power of members’ knowledge that at any time they can call on savings, credit, and
insurance benefits in a manner that is flexible, appropriate to their situation, and set in an administrative and
social culture where they feel understood and valued. The SLAW will ensure that the transformational effect
is mainstreamed for the women of this patriarchal society. The two SLAs to be initiated in the project will
have high potential to expand in themselves or to spawn several other SLAs and microfinance structures in
the future. Such increasing institutionalization of economic security will make the community resilient in the
face of harshness of weather. The incentive to carry on and expand an SLA for the members is generally
high and almost can guarantee its sustainability. Moreover, the culture of participation within the SLAs for
the project will be tailored in such a way that people will be politically active and demanding of their rights
to resources from their government. The project’s training will ensure not only to sensitize the communities
on the importance of political participation and advocacy but also to provide the necessary skills to do so.

Estimated cost by key activities

The total budget for the direct project related activity cost of this two-year project is CAD 3,620,250.
The budget is broken down by the three major objectives of the project (including project administration
costs directly related to the project):
1. Intermediate objective 1: Decreasing food insecurity through increased and improved livestock and
agricultural farming for the identified 178 families, $2,900,250.
2. Intermediate objective 2: Increasing the number of small businesses in the area through improved
capacity, profitability and exposure to potential market for the 148 target families and 150 women.
$675,000.
3. Intermediate objective 3: Increasing availability of credit and increasing the amount of savings for
the most vulnerable portion of the community through establishment of one ‘Savings and Loan
Association’ (SLA) for men (SLAM) and one SLA for women (SLAW) within the area, $45,000

Budget break-down of some of the key initiative under each objective is provided below:

Major Activity Estimated Cost (CAD)

20
Objective 1 442,000
Distribution of 127 cows and 127 goats to the identified
families.
Holistic Livestock Management training and 385,000
preparation of pasture land

Preparation of common-land Terrace farming and 258,000

training
Provision of 51 water pumps to 51 families. 35,000
Objective 2 38,000
Each of the 78 identified families are helped start up
micro-business enterprises with a 400- dollar grant.
Organizing 50 workshops, and vocational training on 48,000
micro business development.
Developing physical marketplace into a full-fledged 157,000
business hub of the neighbouring communities.
Each of the 150 women is helped and trained in starting a viable home-run 20,000
business that matched their profile and skills

Objective 3 12,000
Arranging 15 workshops in each year and 30 in total for
the entire projects for training the members and
personnel of both the SLAS.
Providing 1500 dollar to initiate a locally owned self- 3,000
help SLA strictly for women (twice).

Summary Budget:
The total budget of the budget has been estimated to be CAD 5,240,820.
The budget breakdown for three stakeholders, namely, World Vision Canada, World Vision Tanzania, and
Ministry of Economics, Tanzania is as follows:

World Vision Canada (30 %) – CAD 1,572,246

World Vision Tanzania (30%) – CAD 1,572,246
Ministry of Economics, Tanzania (40%) – CAD 2,096,328

Overall project budget’s summary, in terms of specific category of expenses, is as follows:

Budget Amount (in

Summary of Eligible Cost Elements
CAD)
Remuneration 1,250,500
Salaries – organization’s employees 95,000
Fees - Non-organization (Non-Institutional) Personnel/Subcontractors 25,500
Reimbursable Costs
Travel Costs 75,000
Training/Workshops/Conferences Costs 140,500
21
Recipient Country Government Employees 16,030
Goods, Assets, and Supplies 2,440,000
Other Direct Costs identified under the project (list here) 980,780
Project Administration Costs Directly Related to the project 3,620,250
Sub-Total - Direct Project Costs Eligible for the Application of the
4,991,250
Overhead Rate
Indirect/Overhead Costs (5%) 249,562
TOTAL PROJECT BUDGET 5,240,812

Organization’s ability relevant to the proposed initiative

World Vision International (WVI) is one of the world’s largest private, non-profit, humanitarian
organizations, with over 65 years of experience assisting communities with critical challenges in relief and
development. With more than 46,000 staff worldwide, WVI’s programs benefit at least 104 million people
each year, more than half of them women. Developed in early 1950s, World Vision Canada (WVC) is one of
WVI’s oldest organ which works with communities, families and children to overcome poverty and injustice
and has maintained a proven track record as an agent of the Canadian government’s developmental efforts
world-wide. Recognizing that women and children suffer disproportionately from poverty and
marginalization, WVC places special emphasis on working with children and women to create permanent
social change. The most vulnerable are at the centre of WVC’s community-based programs in: child
protection; economic development; emergency relief; health; nutrition; and water, sanitation, and food
security. WVC’s economic development programs provide financial and non-financial services to improve
the economic security and livelihood opportunities of the poor. WVC is currently implementing 11
economic development projects in 7 countries, and maintains strong ties with more than 14 independent
MFIs that have grown out of WVC’s economic development programming.
WVC is finds itself very advantageously positioned in breaking the poverty cycle of Ketumbeine by
contributing to the region’s sustainable economic development. The basis of the organization’s confidence
stems firstly from its seasoned expertise in the sector of livelihood and economic development; secondly,
from its recent success in Sub-Saharan Africa in similar projects; and thirdly, from its growing expertise in
working in different regions of Tanzania with livelihood development, agriculture, and food security. The
proposed initiative, at its heart, has several core themes of focus, namely, Holistic Livestock Management
(HLM), Terrace Farming (TF), micro-enterprise development, and Saving and Loans Association (SLA).
Facilitated by GAC, in each of these core strategic intervention into economic development WVC has been
able to create lasting change in the recent past. For example, in Mukogodo, Kenya (2012-2015) WVC has
taught pastoralists the techniques of HLM whose impact includes improved soil health, productivity and
biodiversity of rangelands and increased annual profits and enhanced livelihoods through improved
livestock health to herd animals. Given the similarity of the contexts of Mukugodo with that of Ketumbeine,
WVC is highly enthusiastic about replicating similar impact in Ketumbeine. In TF, World Vision Tanzania
(WVT) has made prolific impact in the growth of agricultural yield around the hilly areas of Kilimanzaro.
Besides, WVI’s past working experience in Rwanda in TF has given WVC a unique combination of
intelligence and skills in the agricultural scheme of this project. There is a WVC project that is currently
running in the district of Kilimanzaro that is working in developing micro-enterprises and also SLA. In the
past, WVC has made lasting impact in the continent of Africa and in Tanzania with the SLA strategy to
claim its expertise in this particular scheme of economic development. For example, in KwaMaphumulo of
South Africa, in Kasangulu and Ngandu of DR Congo, and in Isagehe and Mitinko region of Tanzania,
WVC’s strategy of saving group initiation has made enviable impact in economic development. The
proposed project is one of the ongoing facets of the holistic development that WVC envisions about its
efforts in Tanzania. In fact, heartened by the efforts of WVC in different parts of Tanzania, the Ministry of
Economics of the government of Tanzania has become the majority partner of the proposed initiative in
Ketumbeine.
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23