VA Streamline Refinance Worksheet 10/24/2019

Current Loan VA 30 Year Fixed VA 3/1 Hybrid

Term: 360 Term: 360 Term:
Original Loan Amt: $ 154,500 $149,292.21 New Loan Amt:
Interest Rate: 3.750% Interest Rate: 2.750% Interest Rate:
Current P & I: $ 715.51 APR 2.986% APR
Current Escrow: $ 212.49 New P & I: $609.47 New P & I:
Total Payment: $928.00 Escrow: $212.49 Escrow:
Principal Balance: $ 140,000 Total Payment: $821.96 Total Payment:
Month/Year Originated: Jan-17 Payment Savings: $ 106 Payment Savings:
Payoff: $ 140,716 Origination Fee: 1.00 Origination Fee:
Est. Escrow Balance: $1,062.43 Discount Points: 2.000 Discount Points:
Disability
FF 0.50% $4,478.77
Deferred Pymts/Escrow 2,518.71

Total Payments: $ 219,410 Total Payments:

Added to Loan: $ 9,292 Added to Loan:

LO on Application: escrow & pmts deferred 2,519 escrow & pmts deferred
Insurance Estimate: $ 63.75 Total Cost: $ 6,774 Total Cost:
Tax Estimate: $ 148.74 Breakeven (months): 64 Breakeven (months):

Borrower Co-Borrower
First Name: Street:
Middle Name: Zip:
Last Name: # of years:
Suffix: Primary Residence:
Investment Property:
DOB:
SS#: Previous Address:
Home Phone: Zip:
Cell: Rent:
VA Streamline Refinance Worksheet 10/24/2019

Work: Own:
Fax: # of years:
Email:
Late Payments:
Married: 2nd Mortgage:
Unmarried: Offer Code
Separated: Offer Code

Employer: Property Type:

Title: # of Units:
Employer Phone: Year Built:
Address: Year Purchased:
VA Streamline Refinance Worksheet 10/24/2019

VA 3/1 Hybrid
360
$149,292.21
1.750%
1.973%
533.34
212.49
745.82
$ 182
1.00
2.000
$4,478.77

$ 192,001

$ 9,292
2,519
$ 6,774
37
VA Streamline Refinance Worksheet 10/24/2019
 Personalized loan quote prepared for:

This is NOT the Loan Estimate. Your actual rate, payment, and costs could be higher.
Get an official Loan Estimate before choosing a loan.

Anthony Simister Low VA Rates

NMLS # 1406318 384 S. 400 W., Ste 100
P: 801.753.0803 Lindon, Utah 84042

NMLS #: 1109426

Date prepared: 10/24/2019

Your Current Loan Summary VA 30 Year Fixed VA 3/1 Hybrid VA 30 Yr Fixed

Loan Amount $140,000 $149,292 $149,292 $144,965
Interest Rate 3.750% 2.750% 1.750% 3.250%
APR 2.986% 1.973% 3.250%

Principal $242 $267 $411 $245

Interest $474 $342 $677 $404
Escrow $212 $212 $212 $212
Total Payment $928 $822 $746 $843

Monthly Savings $106 $182 $85

Please Select an Option: A B C

0 , here's a brief recap of the main benefits of this refinance:

a) $106.04 Total MONTHLY Savings
b) $1,272.50 Total YEARLY Savings
c) $38,174.87 Life of Loan Savings
d) Defer your next One (1) or Two (2) months mortgage payments!!

e) $1,062.43 approx will be refunded to you for your current escrow balance

f) $25.34 EXTRA will pay down your loan each month compared to your current pymt
g) No appraisal. No home inspection. No income qualification. CLOSE in ONLY 30 days!

The rate and fees used in this example are not locked and can change without notice. Rates do fluctuate on a daily basis.
We cannot lock a "desired" rate until credit and preliminary documents have been reviewed and approved.
VA Streamline Checklist
Please return COPIES of the following documents:

1. VA Application and Authorization (included)

2. Mortgage NOTE (see attached sample copy in email)

3. Homeowner's insurance declarations page

4. Mortgage statement

5. Driver's license AND social security card

6. Property Survey (ONLY if you live in TX, FL, OH, or OK)

7. HOA statement if you have a Homeowner's association

8. Utility Bill (ONLY if the address on your driver's license is not your current address)

We do not require the above documents to issue you a Loan Estimate

 BORROWER'S CERTIFICATION

The undersinged certify the following:

1 I/We have applied for a mortgage loan from Low VA Rates. In applying for the loan, I/We completed a loan application containing
various information on the purposes of the loan, the amount and source of the down payment, employment and income information, and
assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application
with the employer and/or other documents, nor did I/We omit any pertinent information.

2 I/We understand and agree that Low VA Rates reserves the right to change the mortgage loan review process to a full documnation program.
This may include verifying the information provided on the application with the employer and/or the financial institution.

3 I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when
applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014.

AUTHORIZATION TO RELEASE INFORMATION

To Whom It May Concern:

1 I/We have applied for a mortgage loan from Low VA Rates.

As Part of the application process, Low VA Rates may verify information contained in my/our loan application and in other documents
required in connection with the loan, either before the loan is closed or as part of its quality control program

2 IWe understand and agree that Low VA Rates reserves the right to change the mortgage loan review processes to a full
documentation program. This may include verifying the information provided on the application with any employer or
financial institution.

3 Low VA Rates or any investor that purchases the mortgage may address this authorization to any party names in the loan application.

4 A copy of this authorization may be accepted as an original

5 Your prompt reply to Low VA Rates or the investor that purchased the mortgage is appreciated.

Date Date

Borrower Social Security # Co-Borrower Social Security #

Borrower Date of Birth Co-Borrower Date of Birth
mation, and
n application

nation program.

ments when

cuments

plication.
 Proposed Loan
$149,292
Loan Amount
Annual Rate VA 30 Year Fixed 2.750%
Payment $609
Term (months) 360
Additional to Principle (by maintaining current payment) YES
Re-Apply Escrows YES

Escrow Bal. $1,062 Deferred Payments $2,519

What-if-scenario… this is an example based on rates changing as follows:

Year Rate Payment Savings Beg. Balance Savings

1 to 3 2.750% $822 $106 $149,292 $0

4 2.600% $779 $149 $131,873 $13,775
5 2.850% $788 $140 $126,675 $15,794
6 3.100% $796 $132 $121,656 $17,514
7 3.350% $803 $125 $116,795 $18,949
8 3.600% $810 $118 $112,072 $20,115
9 3.850% $817 $111 $107,468 $21,027
10 4.100% $823 $105 $102,964 $21,698

Period Loan Amount Principal Interest P&I Pmt

Dec-19 $145,337.68 $267.34 $342.13 $609.47
Jan-20 $144,963.69 $267.96 $341.52 $609.47
Feb-20 $144,589.07 $268.57 $340.90 $609.47
Mar-20 $144,213.85 $269.19 $340.29 $609.47
Apr-20 $143,838.00 $269.80 $339.67 $609.47
May-20 $143,461.54 $270.42 $339.05 $609.47
Jun-20 $143,084.46 $271.04 $338.43 $609.47
Jul-20 $142,706.75 $271.66 $337.81 $609.47
Aug-20 $142,328.42 $272.29 $337.19 $609.47
Sep-20 $141,949.47 $272.91 $336.56 $609.47
Oct-20 $141,569.90 $273.53 $335.94 $609.47
Nov-20 $141,189.70 $274.16 $335.31 $609.47
Dec-20 $140,808.87 $274.79 $334.68 $609.47
Jan-21 $140,427.40 $275.42 $334.05 $609.47
Feb-21 $140,045.31 $276.05 $333.42 $609.47
Mar-21 $139,662.59 $276.68 $332.79 $609.47
Apr-21 $139,279.23 $277.32 $332.16 $609.47
May-21 $138,895.24 $277.95 $331.52 $609.47
Jun-21 $138,510.60 $278.59 $330.88 $609.47
Jul-21 $138,125.34 $279.23 $330.24 $609.47
Aug-21 $137,739.43 $279.87 $329.60 $609.47
Sep-21 $137,352.87 $280.51 $328.96 $609.47
Oct-21 $136,965.68 $281.15 $328.32 $609.47
Nov-21 $136,577.84 $281.80 $327.68 $609.47
 Proposed Loan
$149,292
Loan Amount
Annual Rate VA 30 Year Fixed 2.750%
Payment $609
Term (months) 360
Additional to Principle (by maintaining current payment) YES
Re-Apply Escrows YES

Escrow Bal. $1,062 Deferred Payments $2,519

What-if-scenario… this is an example based on rates changing as follows:

Year Rate Payment Savings Beg. Balance Savings

1 to 3 2.750% $822 $106 $149,292 $0

4 2.600% $779 $149 $131,873 $13,775
5 2.850% $788 $140 $126,675 $15,794
6 3.100% $796 $132 $121,656 $17,514
7 3.350% $803 $125 $116,795 $18,949
8 3.600% $810 $118 $112,072 $20,115
9 3.850% $817 $111 $107,468 $21,027
10 4.100% $823 $105 $102,964 $21,698

Period Loan Amount Principal Interest P&I Pmt

Dec-19 $145,337.68 $267.34 $342.13 $609.47
Jan-20 $144,963.69 $267.96 $341.52 $609.47
Feb-20 $144,589.07 $268.57 $340.90 $609.47
Mar-20 $144,213.85 $269.19 $340.29 $609.47
Apr-20 $143,838.00 $269.80 $339.67 $609.47
May-20 $143,461.54 $270.42 $339.05 $609.47
Jun-20 $143,084.46 $271.04 $338.43 $609.47
Jul-20 $142,706.75 $271.66 $337.81 $609.47
Aug-20 $142,328.42 $272.29 $337.19 $609.47
Sep-20 $141,949.47 $272.91 $336.56 $609.47
Oct-20 $141,569.90 $273.53 $335.94 $609.47
Nov-20 $141,189.70 $274.16 $335.31 $609.47
Dec-20 $140,808.87 $274.79 $334.68 $609.47
Jan-21 $140,427.40 $275.42 $334.05 $609.47
Feb-21 $140,045.31 $276.05 $333.42 $609.47
Mar-21 $139,662.59 $276.68 $332.79 $609.47
Apr-21 $139,279.23 $277.32 $332.16 $609.47
May-21 $138,895.24 $277.95 $331.52 $609.47
Jun-21 $138,510.60 $278.59 $330.88 $609.47
Jul-21 $138,125.34 $279.23 $330.24 $609.47
Aug-21 $137,739.43 $279.87 $329.60 $609.47
Sep-21 $137,352.87 $280.51 $328.96 $609.47
Oct-21 $136,965.68 $281.15 $328.32 $609.47
Nov-21 $136,577.84 $281.80 $327.68 $609.47
 Proposed Loan

$149,292
Loan Amount
Annual Rate VA 30 Yr Fixed 3.250%
Payment $650
Term (months) 360
Additional to Principle (by maintaining current payment) YES
Re-Apply Escrows YES

Escrow Bal. $1,062 Deferred Payments $2,519

What-if-scenario… this is an example based on rates changing as follows:

Year Rate Payment Savings Beg. Balance Savings

1 to 3 3.250% $862 $66 $149,292 $0

4 3.100% $824 $104 $134,077 $11,571
5 3.350% $835 $93 $129,601 $12,868
6 3.600% $847 $81 $125,308 $13,861
7 3.850% $858 $70 $121,182 $14,562
8 4.100% $869 $59 $117,206 $14,981
9 4.350% $880 $48 $113,367 $15,128
10 4.600% $892 $36 $109,650 $15,012

Period Loan Amount Principal Interest P&I Pmt

Dec-19 $145,399.89 $245.40 $404.33 $649.73
Jan-20 $145,088.04 $246.06 $403.67 $649.73
Feb-20 $144,775.53 $246.73 $403.00 $649.73
Mar-20 $144,462.35 $247.40 $402.33 $649.73
Apr-20 $144,148.50 $248.07 $401.66 $649.73
May-20 $143,833.98 $248.74 $400.99 $649.73
Jun-20 $143,518.79 $249.41 $400.32 $649.73
Jul-20 $143,202.92 $250.09 $399.64 $649.73
Aug-20 $142,886.37 $250.76 $398.97 $649.73
Sep-20 $142,569.14 $251.44 $398.29 $649.73
Oct-20 $142,251.23 $252.12 $397.61 $649.73
Nov-20 $141,932.64 $252.81 $396.92 $649.73
Dec-20 $141,613.36 $253.49 $396.24 $649.73
Jan-21 $141,293.40 $254.18 $395.55 $649.73
Feb-21 $140,972.75 $254.87 $394.86 $649.73
Mar-21 $140,651.41 $255.56 $394.17 $649.73
Apr-21 $140,329.38 $256.25 $393.48 $649.73
May-21 $140,006.65 $256.94 $392.79 $649.73
Jun-21 $139,683.23 $257.64 $392.09 $649.73
Jul-21 $139,359.11 $258.34 $391.39 $649.73
Aug-21 $139,034.29 $259.04 $390.69 $649.73
Sep-21 $138,708.76 $259.74 $389.99 $649.73
Oct-21 $138,382.54 $260.44 $389.29 $649.73
Nov-21 $138,055.61 $261.15 $388.58 $649.73
 VA Application Part 1

Nearest Living Relative information (Not Living in the Home)

Name:______________________________________________________________________________
Street Address:_______________________________________________________________________
City, State, ZIP:_______________________________________________________________________
Relation:____________________________________________________________________________
Best Contact Phone Number:____________________________________________________________

Borrower Employment Information (If Retired or VA Disabled, write “Retired” or "VA Disabled")

Company Name: _____________________________________________________________________

Street Address: ______________________________________________________________________
City, State, ZIP: ______________________________________________________________________
Position/Title: _______________________________________________________________________
Phone Number: ______________________________________________________________________
Company: ______ ______ (If less than 2 yrs, please provide employment history on lines below)
Years Months
Total years in this line of work? ____________

Co-Borrower Employment Information (if applicable)

Company Name: ______________________________________________________________________

Street Address: _______________________________________________________________________
City, State, ZIP: _______________________________________________________________________
Position/Title: ________________________________________________________________________
Phone Number: _______________________________________________________________________
Company: ______ ______ (If less than 2 yrs, please provide employment history on lines below)
Years Months
Total years in this line of work? ____________

Previous Employment Information

Company Name: ______________________________________________________________________

Street Address: _______________________________________________________________________
City, State, ZIP: _______________________________________________________________________
Position/Title: ________________________________________________________________________
Phone Number: _______________________________________________________________________
Company: ______ ______
Years Months
 VA Application Part 2

Is your spouse currently on the title of the home? YES NO

*If yes, please provide his/her name as it appears on the title:__________________________________

How long have you lived at your address (years/months)? ____________________________________

*If less than 2 years, please write your previous address below:

____________________________________________________________________________________
*Did you RENT or OWN your previous address (if applicable)? ______________
*How long did you live there (years/months - if applicable)? ______________

Do you have a 2nd mortgage/HELOC on your home? YES NO

What is your home considered: PRIMARY RESIDENCE INVESTMENT PROPERTY

Do you pay Homeowner's Association dues (HOA)? YES NO

(*If yes, please include a copy of your statement )

Do you own any additional properties? YES NO

*If YES, please provide a mortgage statement for each property and list the address(es) below:

______________________________________________________________________________
______________________________________________________________________________

Do you collect disability from the VA? YES NO

How many years of schooling did you attend? __________ ___________

Borrower Co-Borrower

What is your marital status? MARRIED UNMARRIED LEGALLY SEPARATED

The states listed below are “homestead” states. With any homestead state, the borrower’s spouse is required to sign
docs at closing (even if he/she is not on the loan).
AL,AZ,AR,CA,CO,DC,FL,ID,IL,IA,KS,KY,MA,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NV,OK,SD,TN,TX,UT,VT,WA,WI,WV,WY

If your home is located in one of the states above, please print your spouse's name and SS# below.

____________________________________________ ___________________________
Printed Name of Spouse Spouse's Social Security Number
 Please Declare the Following
Borrower Co-Borrower
Yes No Yes No
a. Are there any outstanding judgments against you?

b. Have you been declared bankrupt within the past 7 years?

c. Have you had property foreclosed upon or given title or deed

in lieu thereof in the past 7 years?

d. Are you party to a lawsuit?

e. Have you directly or indirectly been obligated on any loan which resulted
in foreclosure, transfer of title in lieu of foreclosure, or judgment?

f. Are you presently delinquent or in default on any Federal debt or any other
loan, mortgage, financial obligation, bond or loan guarantee?

g. Are you obligated to pay alimony, child support, or separate maintenance?

h. Is any part of the down payment borrowered?

i. Are you a co-maker or endorser on a note?

--------------------------------------------------------------------------------------------------
j. Are you a U.S. citizen?

k. Are you a permanent resident alien?

l. Do you intend to occupy the property as your primary residence?

m. Have you had an ownership interest in a property in the last three years?
(1) What type of property did you own--principal residence (PR),
second home (SH), or investment property (IP)?

(2) How did you hold title to the home--solely by yourself (S),
jointly with jointly with your spouse (SP), or jointly with another person (O)?

INFORMATION REQUIRED BY THE GOVERNMENT

The following information is requested by the Federal Government for certain types of loans. You are not required to furnish this
information, but are encouraged to do so. The law provides that a lender may not discriminate on the basis of it.

Borrower: I do not wish to furnish this information Co-Borrower: I do not wish to furnish this information
Ethnicity: Hispanic / Latino Not Hispanic / Latino Ethnicity: Hispanic / Latino Not Hispanic / Latino
Race: American Indian or Asian Race: American Indian or Asian
Alaska native White Alaska native White
Native Hawaiian or Black or Native Hawaiian or Black or
Pacific Islander African American African American
Sex: Female Male Sex: Female Male
 Current Loan
Loan Amount $ 154,500
Annual Rate 3.750%
Payment $ 716
Term (months) 360
Additional to Principle $ -

Balance after 3-yrs $145,647.98

Balance after 5-yrs $139,169.46
Balance after 7-yrs $132,187.17
Balance after 10-yrs $120,344.31

Period Loan Amount Principal Interest PI

Jan-17 $154,267.30 $232.70 $482.81 $715.51
Feb-17 $154,033.87 $233.43 $482.09 $715.51
Mar-17 $153,799.71 $234.16 $481.36 $715.51
Apr-17 $153,564.82 $234.89 $480.62 $715.51
May-17 $153,329.20 $235.62 $479.89 $715.51
Jun-17 $153,092.84 $236.36 $479.15 $715.51
Jul-17 $152,855.74 $237.10 $478.42 $715.51
Aug-17 $152,617.90 $237.84 $477.67 $715.51
Sep-17 $152,379.32 $238.58 $476.93 $715.51
Oct-17 $152,139.99 $239.33 $476.19 $715.51
Nov-17 $151,899.92 $240.08 $475.44 $715.51
Dec-17 $151,659.09 $240.83 $474.69 $715.51
Jan-18 $151,417.51 $241.58 $473.93 $715.51
Feb-18 $151,175.18 $242.33 $473.18 $715.51
Mar-18 $150,932.08 $243.09 $472.42 $715.51
Apr-18 $150,688.23 $243.85 $471.66 $715.51
May-18 $150,443.62 $244.61 $470.90 $715.51
Jun-18 $150,198.24 $245.38 $470.14 $715.51
Jul-18 $149,952.10 $246.14 $469.37 $715.51
Aug-18 $149,705.19 $246.91 $468.60 $715.51
Sep-18 $149,457.50 $247.68 $467.83 $715.51
Oct-18 $149,209.04 $248.46 $467.05 $715.51
Nov-18 $148,959.81 $249.24 $466.28 $715.51
Dec-18 $148,709.79 $250.01 $465.50 $715.51
Jan-19 $148,459.00 $250.80 $464.72 $715.51
Feb-19 $148,207.42 $251.58 $463.93 $715.51
Mar-19 $147,955.05 $252.37 $463.15 $715.51
Apr-19 $147,701.90 $253.15 $462.36 $715.51
May-19 $147,447.95 $253.95 $461.57 $715.51
Jun-19 $147,193.22 $254.74 $460.77 $715.51
Jul-19 $146,937.68 $255.53 $459.98 $715.51
Aug-19 $146,681.35 $256.33 $459.18 $715.51
Sep-19 $146,424.21 $257.13 $458.38 $715.51
Oct-19 $146,166.27 $257.94 $457.58 $715.51
Low VA Rates, NMLS# 1109426 |

FEES WORKSHEET
Fee Details and Summary
Applicant(s):

Prepared By: Low VA Rates. Anthony Simister, NMLS: 1406318 Date Prepared: 10/24/2019
384 S. 400 W., Suite 100 Lindon, UT 84042 Loan Program: VA IRRRL

THIS IS NOT A LOAN ESTIMATE (LE). This "Fees Worksheet" is provided for informational purposes ONLY, to assist
you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment.
Actual charges may be more or less, and your transaction may not involve a fee for evey item listed.

Total Loan Amount: $149,292 Interest Rate: 2.750% Term: 360

Fee Paid to Paid By (Fee Split***) Amount

Origination Fee Borrower 1.00 % $1,407.16

Loan Discount Fee Borrower 2.00 % $2,814.31

Credit Report Fee Borrower $20.00

VA Funding Fee Borrower $746.46

Closing/Escrow Fee/Recording Fee Borrower $200.00

Lender's Title Insurance Borrower $1,300.00

Hazard Insurance Reserves Borrower $ 63.75 x3mths $191.24

County Property Tax Reserves Borrower $ 148.74 x3mths $446.22

Daily Interest Charges Borrower $ 11.10 x3days $33.29

TOTAL ESTIMATED FUNDS NEEDED TO CLOSE:

Purchase Price (+) Loan Amount (-) $149,292 Principal & Interest 609.47
Alterations (+) Other Financing (P & I)
Land (+) Hazard Insurance $63.75
Refi (incl. debts to be paid off(+) $140,715.51 Real Estate Taxes $148.74
A - Est. Prepaid items/Reserves (+) $670.75
Total Monthy Payment: 821.96
C - Est. Discount Costs (+) $2,814.31
D - Est. Origination Fee (+) $1,407.16
E - Est. VA Funding Fee (+) $746.46
F - Est. Title Fees/Closing Fee $1,500.00
G - Credit Report $20.00
Low VA Rates, NMLS# 1109426 |

FEES WORKSHEET
Fee Details and Summary
Applicant(s):

Prepared By: Low VA Rates. Anthony Simister, NMLS: 1406318 Date Prepared:10/24/2019
384 S. 400 W., Suite 100 Lindon, UT 84042 Loan Program: VA IRRRL

THIS IS NOT A LOAN ESTIMATE (LE). This "Fees Worksheet" is provided for informational purposes ONLY, to assist
you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment.
Actual charges may be more or less, and your transaction may not involve a fee for evey item listed.

Total Loan Amount: $149,292 Interest Rate: 1.750% Term: 360

Fee Paid to Paid By (Fee Split***) Amount

Origination Fee Borrower 1.00 % $1,407.16

Loan Discount Fee Borrower 2.00 % $2,814.31

Credit Report Fee Borrower $20.00

VA Funding Fee Borrower $746.46

Closing/Escrow Fee/Recording Fee Borrower $200.00

Lender's Title Insurance Borrower $1,300.00

Hazard Insurance Reserves Borrower $63.75 x3mths $191.24

County Property Tax Reserves Borrower ### x3mths $446.22

Daily Interest Charges Borrower $ 7.10 x3days $21.29

TOTAL ESTIMATED FUNDS NEEDED TO CLOSE:

Purchase Price (+) Loan Amount (-) $149,292 Principal & Interest 630.90
Alterations (+) Other Financing (P & I)
Land (+) Hazard Insurance $63.75
Refi (incl. debts to be paid off(+) $140,715.51 Real Estate Taxes $148.74
A - Est. Prepaid items/Reserves (+) $658.75
Total Monthy Payment: 745.82
C - Est. Discount Costs (+) $2,814.31
D - Est. Origination Fee (+) $1,407.16
E - Est. VA Funding Fee (+) $746.46
F - Est. Title Fees/Closing Fee $1,500.00
G - Credit Report $20.00
Low VA Rates, NMLS# 1109426 |

FEES WORKSHEET
Fee Details and Summary
Applicant(s):

Prepared By: Low VA Rates. Anthony Simister, NMLS: 1406318 Date Prepared: 10/24/2019
384 S. 400 W., Suite 100 Lindon, UT 84042 Loan Program: VA IRRRL

THIS IS NOT A LOAN ESTIMATE (LE). This "Fees Worksheet" is provided for informational purposes ONLY, to assist
you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment.
Actual charges may be more or less, and your transaction may not involve a fee for evey item listed.

Total Loan Amount: $144,965 Interest Rate: 3.250% Term: 360

Fee Paid to Paid By (Fee Split***) Amount

Loan Origination Fee Borrower 0.00 % $0.00

Credit For Rate Borrower 0.00 % $0.00

Credit Report Fee Borrower $20.00

VA Funding Fee Borrower $724.82

Closing/Escrow Fee/Recording Fee Borrower $200.00

Lender's Title Insurance Borrower $1,300.00

Hazard Insurance Reserves Borrower $ 63.75 x3mths $191.24

County Property Tax Reserves Borrower $ 148.74 x3mths $446.22

Daily Interest Charges Borrower $ 12.70 x3days $38.11

TOTAL ESTIMATED FUNDS NEEDED TO CLOSE:

Purchase Price (+) Loan Amount (-) $144,965 Principal & Interest 630.90
Alterations (+) Other Financing (P & I)
Land (+) Hazard Insurance $63.75
Refi (incl. debts to be paid off(+) $140,715.51 Real Estate Taxes $148.74
A - Est. Prepaid items/Reserves (+) $675.57
Total Monthy Payment: 843.38
C - Est. Discount Credit (-) $0.00
D - Est. Origination Fee (+) $0.00
E - Est. VA Funding Fee (+) $724.82
F - Est. Title Fees/Closing Fee $1,500.00
G - Credit Report $20.00
Average CMT Index over the last 10 years 1.700% 217.62% 128

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
Jan 1.24% 2.86% 4.45% 5.06% 2.71% 0.44% 0.35% 0.27% 0.12% 0.15% 0.12%
Feb 1.24% 3.03% 4.68% 5.05% 2.05% 0.62% 0.35% 0.29% 0.16% 0.16% 0.12%
Mar 1.19% 3.30% 4.77% 4.92% 1.54% 0.64% 0.40% 0.26% 0.19% 0.15% 0.13%
Apr 1.43% 3.32% 4.90% 4.93% 1.74% 0.55% 0.45% 0.25% 0.18% 0.12% 0.11%
May 1.78% 3.33% 5.00% 4.91% 2.06% 0.50% 0.37% 0.19% 0.19% 0.12% 0.10%
Jun 2.12% 3.36% 5.16% 4.96% 2.42% 0.51% 0.32% 0.18% 0.19% 0.14% 0.10%
Jul 2.10% 3.64% 5.22% 4.96% 2.28% 0.48% 0.29% 0.19% 0.19% 0.12% 0.11%
Aug 2.02% 3.87% 5.08% 4.47% 2.18% 0.46% 0.26% 0.11% 0.19% 0.13% 0.11%
Sep 2.12% 3.85% 4.97% 4.14% 1.91% 0.40% 0.26% 0.10% 0.18% 0.12%
Oct 2.23% 4.18% 5.01% 4.10% 1.42% 0.37% 0.23% 0.11% 0.18% 0.12%
Nov 2.50% 4.33% 5.01% 3.50% 1.07% 0.31% 0.25% 0.11% 0.18% 0.12%
Dec 2.67% 4.35% 4.94% 3.26% 0.49% 0.37% 0.29% 0.12% 0.16% 0.13%

Average Year-Over-Year Change -0.183% -21.25% 116

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
Jan 1.62% 1.59% 0.61% -2.35% -2.27% -0.09% -0.08% -0.15% 0.03% -0.03%
Feb 1.79% 1.65% 0.37% -3.00% -1.43% -0.27% -0.06% -0.13% 0.00% -0.04%
Mar 2.11% 1.47% 0.15% -3.38% -0.90% -0.24% -0.14% -0.07% -0.04% -0.02%
Apr 1.89% 1.58% 0.03% -3.19% -1.19% -0.10% -0.20% -0.07% -0.06% -0.01%
May 1.55% 1.67% -0.09% -2.85% -1.56% -0.13% -0.18% 0.00% -0.07% -0.02%
Jun 1.24% 1.80% -0.20% -2.54% -1.91% -0.19% -0.14% 0.01% -0.05% -0.04%
Jul 1.54% 1.58% -0.26% -2.68% -1.80% -0.19% -0.10% 0.00% -0.07% -0.01%
Aug 1.85% 1.21% -0.61% -2.29% -1.72% -0.20% -0.15% 0.08% -0.06% -0.02%
Sep 1.73% 1.12% -0.83% -2.23% -1.51% -0.14% -0.16% 0.08% -0.06%
Oct 1.95% 0.83% -0.91% -2.68% -1.05% -0.14% -0.12% 0.07% -0.06%
Nov 1.83% 0.68% -1.51% -2.43% -0.76% -0.06% -0.14% 0.07% -0.06%
Dec 1.68% 0.59% -1.68% -2.77% -0.12% -0.08% -0.17% 0.04% -0.03%
 Loan Balance Comparison

Date Current Loan Proposed Loan

December-19 $ 145,648 $ 145,338
December-20 $ 142,469 $ 140,809
December-21 $ 139,169 $ 136,189
December-22 $ 135,744 $ 131,443
December-23 $ 132,187 $ 126,260
December-24 $ 128,495 $ 121,255
December-25 $ 124,662 $ 116,405
December-26 $ 120,683 $ 111,693
December-27 $ 116,552 $ 107,097
December-28 $ 112,263 $ 102,600
December-29 $ 107,811 $ 98,182
December-30 $ 103,188 $ 93,824
December-31 $ 98,390 $ 89,505
December-32 $ 93,408 $ 85,189
December-33 $ 88,237 $ 80,661
December-34 $ 82,868 $ 75,911
December-35 $ 77,294 $ 70,928
December-36 $ 71,508 $ 65,701
December-37 $ 65,500 $ 60,241
December-38 $ 59,264 $ 54,535
December-39 $ 52,790 $ 48,508
December-40 $ 46,068 $ 42,188
Assumptions
1. Two deferred payments and escrow refund are applied to Proposed Loan.
2. For comparison purposes, Current Loan P & I is used for Proposed Loan amortization.
Borrower: Loan Officer:

Original Loan Amount: $154,500.00 $154,500.00 P&I T&I

Current Interest Rate: 3.750% Current $716 $212
Term/Yrs: 30 Will Pay:
#Pmts Made To Date
Current P&I $ 715.51 $715.51 15 years #VALUE! $212
or Escrow $ 212.49
Total Payment $928.00 Will Pay:
Current Principal Bal exct $ 140,000.00 if known Savings:
Insurance Premium/Yr: $995.00
New 30,25,20 Yr Rate: 2.750% 20 years #VALUE! $212
New 15 Yr Rate: 4.500% Will Pay:
-Pay/Cost 30 Yr -0.375 Savings:
-Pay/Cost 25 Yr 0.750
-Pay/Cost 20 Yr 0.750 25 years #VALUE! $212
-Pay/Cost 15 Yr 1.750 Will Pay:
Discount pts: 2.000 pts Savings:
Origination pts: 1.000 pts
Title Insurance $ 1,300.00 30 years #VALUE! $212
VA Funding Fee 0.500 pts Will Pay:
Escrow Months - Taxes: 7 Savings:
Escrow Months -Ins: 6 CASH BACK:
Cash brought to close pts 2 Skipped Pmts + Escrow Refund:
Misc: 82.50 Co-Borrower
1 Skipped Pmts + Escrow Ref Signature
Insurance Premium: $ 82.92 p/month
Tax Premium: $ 129.57 p/month New Loan Amt
Monthly Payment: ($715.51) #VALUE! Total Loan Amount
Current Principal Bal $ (154,500.00) *estimated #VALUE! Loan Amount w/o Funding Fee
45 Days Interest: Borrower Social Security # Co-Borrower Social Security #
Current Payoff: #VALUE! #VALUE! VA Funding Fee
New Loan Guess: #VALUE! #VALUE! Origination
Origination Fee: #VALUE! #VALUE! Total Discount
Discount: #VALUE!
Title Insurance: $ 1,300.00 Co-Borrower Date of Birth
VA Funding Fee: #VALUE! 30 Yr #VALUE!
1 Month Interest: #VALUE! 25 Yr #VALUE!
Escro Account: $ 1,404.49 20 Yr #VALUE!
Cash brought to close #VALUE! 15 Yr #VALUE!
Total Closing Costs #VALUE!
Prepaid Items #VALUE!
Total Fees rolled in Loan #VALUE!

Funding Fee
Origination fee
Discount(s)
All Title
Total fees

P&I Decrease
Current Principle Balance
P Balance plus costs

costs minus current P balance

Months To Recoup Costs

 Total
$928
$257,585
new pmt difference
#VALUE! #VALUE! #VALUE!

#VALUE! #VALUE! of current pmt

#VALUE!

#VALUE! #VALUE! #VALUE!

#VALUE! #VALUE! of current pmt
#VALUE!

#VALUE! #VALUE! #VALUE!

#VALUE! #VALUE! of current pmt
#VALUE!

#VALUE! #VALUE! #VALUE!

#VALUE! #VALUE! of current pmt
#VALUE!

$ 2,836
$ 2,306

Total Loan Amount

Loan Amount w/o Funding Fee
wer Social Security #
VA Funding Fee

Total Discount

#VALUE!
#VALUE!
#VALUE!
1,300
#VALUE!

#VALUE!
140,000
#VALUE!

#VALUE!

#VALUE!
 Proposed Loan

$250,000
Loan Amount
Annual Rate VA 3/1 Hybrid 3.250%
Payment $1,500
Term (months) 360
Additional to Principle (by maintaining current payment) NO
Re-Apply Escrows NO

Escrow Bal. $1,062 Deferred Payments $2,519

What-if-scenario… this is an example based on rates changing as follows:

Year Rate Payment Savings Beg. Balance Savings

1 to 3 3.250% $1,301 -$373 $250,000 $0

4 3.100% $1,282 -$354 $234,483 -$88,835
5 3.350% $1,312 -$384 $228,842 -$86,372
6 3.600% $1,342 -$414 $223,226 -$84,057
7 3.850% $1,371 -$443 $217,616 -$81,873
8 4.100% $1,400 -$472 $211,990 -$79,803
9 4.350% $1,428 -$500 $206,325 -$77,830
10 4.600% $1,455 -$527 $200,600 -$75,938

Period Loan Amount Principal Interest P&I Pmt

Dec-19 $249,589.07 $410.93 $677.08 $1,088.02
Jan-20 $249,177.02 $412.05 $675.97 $1,088.02
Feb-20 $248,763.86 $413.16 $674.85 $1,088.02
Mar-20 $248,349.58 $414.28 $673.74 $1,088.02
Apr-20 $247,934.18 $415.40 $672.61 $1,088.02
May-20 $247,517.65 $416.53 $671.49 $1,088.02
Jun-20 $247,100.00 $417.66 $670.36 $1,088.02
Jul-20 $246,681.21 $418.79 $669.23 $1,088.02
Aug-20 $246,261.29 $419.92 $668.09 $1,088.02
Sep-20 $245,840.23 $421.06 $666.96 $1,088.02
Oct-20 $245,418.03 $422.20 $665.82 $1,088.02
Nov-20 $244,994.69 $423.34 $664.67 $1,088.02
Dec-20 $244,570.20 $424.49 $663.53 $1,088.02
Jan-21 $244,144.56 $425.64 $662.38 $1,088.02
Feb-21 $243,717.77 $426.79 $661.22 $1,088.02
Mar-21 $243,289.82 $427.95 $660.07 $1,088.02
Apr-21 $242,860.72 $429.11 $658.91 $1,088.02
May-21 $242,430.45 $430.27 $657.75 $1,088.02
Jun-21 $241,999.02 $431.43 $656.58 $1,088.02
Jul-21 $241,566.42 $432.60 $655.41 $1,088.02
Aug-21 $241,132.64 $433.77 $654.24 $1,088.02
Sep-21 $240,697.69 $434.95 $653.07 $1,088.02
Oct-21 $240,261.57 $436.13 $651.89 $1,088.02
Nov-21 $239,824.26 $437.31 $650.71 $1,088.02
Loan/Mortgage amount ($) 154500 Loan/Mortgage amount ($)
First Payment Date: Jan-17 First Payment Date:
Interest Rate (%): 3.75% Fixed Term:
term (years): 30 Interest Rate (%):
fixed term: 3 term (years):
extra monthly payments: extra monthly payments:
start of extra payments: start of extra payments:
Yearly % Adjustment

$715.51

monthly monthly monthy monthly

Period date loan balance total interest total principal
payment interest principal payment
1 Jan-17 $715.51 $482.81 $232.70 $154,267.30 $482.81 $232.70 $590.57
2 Feb-17 $715.51 $482.09 $233.43 $154,033.87 $964.90 $466.13 $590.57
3 Mar-17 $715.51 $481.36 $234.16 $153,799.71 $1,446.25 $700.29 $590.57
4 Apr-17 $715.51 $480.62 $234.89 $153,564.82 $1,926.88 $935.18 $590.57
5 May-17 $715.51 $479.89 $235.62 $153,329.20 $2,406.77 $1,170.80 $590.57
6 Jun-17 $715.51 $479.15 $236.36 $153,092.84 $2,885.92 $1,407.16 $590.57
7 Jul-17 $715.51 $478.42 $237.10 $152,855.74 $3,364.34 $1,644.26 $590.57
8 Aug-17 $715.51 $477.67 $237.84 $152,617.90 $3,842.01 $1,882.10 $590.57
9 Sep-17 $715.51 $476.93 $238.58 $152,379.32 $4,318.94 $2,120.68 $590.57
10 Oct-17 $715.51 $476.19 $239.33 $152,139.99 $4,795.13 $2,360.01 $590.57
11 Nov-17 $715.51 $475.44 $240.08 $151,899.92 $5,270.56 $2,600.08 $590.57
12 Dec-17 $715.51 $474.69 $240.83 $151,659.09 $5,745.25 $2,840.91 $590.57
13 Jan-18 $715.51 $473.93 $241.58 $151,417.51 $6,219.19 $3,082.49 $590.57
14 Feb-18 $715.51 $473.18 $242.33 $151,175.18 $6,692.37 $3,324.82 $590.57
15 Mar-18 $715.51 $472.42 $243.09 $150,932.08 $7,164.79 $3,567.92 $590.57
16 Apr-18 $715.51 $471.66 $243.85 $150,688.23 $7,636.45 $3,811.77 $590.57
17 May-18 $715.51 $470.90 $244.61 $150,443.62 $8,107.35 $4,056.38 $590.57
18 Jun-18 $715.51 $470.14 $245.38 $150,198.24 $8,577.49 $4,301.76 $590.57
19 Jul-18 $715.51 $469.37 $246.14 $149,952.10 $9,046.86 $4,547.90 $590.57
20 Aug-18 $715.51 $468.60 $246.91 $149,705.19 $9,515.46 $4,794.81 $590.57
21 Sep-18 $715.51 $467.83 $247.68 $149,457.50 $9,983.29 $5,042.50 $590.57
22 Oct-18 $715.51 $467.05 $248.46 $149,209.04 $10,450.34 $5,290.96 $590.57
23 Nov-18 $715.51 $466.28 $249.24 $148,959.81 $10,916.62 $5,540.19 $590.57
24 Dec-18 $715.51 $465.50 $250.01 $148,709.79 $11,382.12 $5,790.21 $590.57
25 Jan-19 $715.51 $464.72 $250.80 $148,459.00 $11,846.84 $6,041.00 $590.57
26 Feb-19 $715.51 $463.93 $251.58 $148,207.42 $12,310.77 $6,292.58 $590.57
27 Mar-19 $715.51 $463.15 $252.37 $147,955.05 $12,773.92 $6,544.95 $590.57
28 Apr-19 $715.51 $462.36 $253.15 $147,701.90 $13,236.28 $6,798.10 $590.57
29 May-19 $715.51 $461.57 $253.95 $147,447.95 $13,697.85 $7,052.05 $590.57
30 Jun-19 $715.51 $460.77 $254.74 $147,193.22 $14,158.62 $7,306.78 $590.57
31 Jul-19 $715.51 $459.98 $255.53 $146,937.68 $14,618.60 $7,562.32 $590.57
32 Aug-19 $715.51 $459.18 $256.33 $146,681.35 $15,077.78 $7,818.65 $590.57
33 Sep-19 $715.51 $458.38 $257.13 $146,424.21 $15,536.16 $8,075.79 $590.57
34 Oct-19 $715.51 $457.58 $257.94 $146,166.27 $15,993.74 $8,333.73 $590.57
35 Nov-19 $715.51 $456.77 $258.74 $145,907.53 $16,450.51 $8,592.47 $590.57
36 Dec-19 $715.51 $455.96 $259.55 $145,647.98 $16,906.47 $8,852.02 $590.57
37 Jan-20 $715.51 $455.15 $260.36 $145,387.61 $17,361.62 $9,112.39
38 Feb-20 $715.51 $454.34 $261.18 $145,126.44 $17,815.95 $9,373.56 $612.67
39 Mar-20 $715.51 $453.52 $261.99 $144,864.44 $18,269.47 $9,635.56 $614.02
40 Apr-20 $715.51 $452.70 $262.81 $144,601.63 $18,722.18 $9,898.37 $615.37
41 May-20 $715.51 $451.88 $263.63 $144,338.00 $19,174.06 $10,162.00 $616.74
 42 Jun-20 $715.51 $451.06 $264.46 $144,073.54 $19,625.11 $10,426.46 $618.11
43 Jul-20 $715.51 $450.23 $265.28 $143,808.26 $20,075.34 $10,691.74 $619.49
44 Aug-20 $715.51 $449.40 $266.11 $143,542.14 $20,524.74 $10,957.86 $620.88
45 Sep-20 $715.51 $448.57 $266.94 $143,275.20 $20,973.31 $11,224.80 $622.28
46 Oct-20 $715.51 $447.73 $267.78 $143,007.42 $21,421.05 $11,492.58 $623.69
47 Nov-20 $715.51 $446.90 $268.62 $142,738.81 $21,867.94 $11,761.19 $625.11
48 Dec-20 $715.51 $446.06 $269.45 $142,469.35 $22,314.00 $12,030.65 $626.54
49 Jan-21 $715.51 $445.22 $270.30 $142,199.05 $22,759.22 $12,300.95 Err:522
50 Feb-21 $715.51 $444.37 $271.14 $141,927.91 $23,203.59 $12,572.09 Err:522
51 Mar-21 $715.51 $443.52 $271.99 $141,655.92 $23,647.12 $12,844.08 Err:522
52 Apr-21 $715.51 $442.67 $272.84 $141,383.08 $24,089.79 $13,116.92 Err:522
53 May-21 $715.51 $441.82 $273.69 $141,109.39 $24,531.61 $13,390.61 Err:522
54 Jun-21 $715.51 $440.97 $274.55 $140,834.85 $24,972.58 $13,665.15 Err:522
55 Jul-21 $715.51 $440.11 $275.40 $140,559.44 $25,412.69 $13,940.56 Err:522
56 Aug-21 $715.51 $439.25 $276.27 $140,283.18 $25,851.94 $14,216.82 Err:522
57 Sep-21 $715.51 $438.38 $277.13 $140,006.05 $26,290.32 $14,493.95 Err:522
58 Oct-21 $715.51 $437.52 $277.99 $139,728.05 $26,727.84 $14,771.95 Err:522
59 Nov-21 $715.51 $436.65 $278.86 $139,449.19 $27,164.49 $15,050.81 Err:522
60 Dec-21 $715.51 $435.78 $279.73 $139,169.46 $27,600.27 $15,330.54 Err:522
61 Jan-22 $715.51 $434.90 $280.61 $138,888.85 $28,035.17 $15,611.15 Err:522
62 Feb-22 $715.51 $434.03 $281.49 $138,607.36 $28,469.20 $15,892.64 Err:522
63 Mar-22 $715.51 $433.15 $282.37 $138,324.99 $28,902.35 $16,175.01 Err:522
64 Apr-22 $715.51 $432.27 $283.25 $138,041.75 $29,334.62 $16,458.25 Err:522
65 May-22 $715.51 $431.38 $284.13 $137,757.61 $29,766.00 $16,742.39 Err:522
66 Jun-22 $715.51 $430.49 $285.02 $137,472.59 $30,196.49 $17,027.41 Err:522
67 Jul-22 $715.51 $429.60 $285.91 $137,186.68 $30,626.09 $17,313.32 Err:522
68 Aug-22 $715.51 $428.71 $286.81 $136,899.88 $31,054.80 $17,600.12 Err:522
69 Sep-22 $715.51 $427.81 $287.70 $136,612.17 $31,482.61 $17,887.83 Err:522
70 Oct-22 $715.51 $426.91 $288.60 $136,323.57 $31,909.52 $18,176.43 Err:522
71 Nov-22 $715.51 $426.01 $289.50 $136,034.07 $32,335.54 $18,465.93 Err:522
72 Dec-22 $715.51 $425.11 $290.41 $135,743.66 $32,760.64 $18,756.34 Err:522
73 Jan-23 $715.51 $424.20 $291.31 $135,452.35 $33,184.84 $19,047.65 Err:522
74 Feb-23 $715.51 $423.29 $292.22 $135,160.12 $33,608.13 $19,339.88 Err:522
75 Mar-23 $715.51 $422.38 $293.14 $134,866.99 $34,030.51 $19,633.01 Err:522
76 Apr-23 $715.51 $421.46 $294.05 $134,572.93 $34,451.96 $19,927.07 Err:522
77 May-23 $715.51 $420.54 $294.97 $134,277.96 $34,872.50 $20,222.04 Err:522
78 Jun-23 $715.51 $419.62 $295.89 $133,982.06 $35,292.12 $20,517.94 Err:522
79 Jul-23 $715.51 $418.69 $296.82 $133,685.24 $35,710.82 $20,814.76 Err:522
80 Aug-23 $715.51 $417.77 $297.75 $133,387.50 $36,128.58 $21,112.50 Err:522
81 Sep-23 $715.51 $416.84 $298.68 $133,088.82 $36,545.42 $21,411.18 Err:522
82 Oct-23 $715.51 $415.90 $299.61 $132,789.21 $36,961.32 $21,710.79 Err:522
83 Nov-23 $715.51 $414.97 $300.55 $132,488.66 $37,376.29 $22,011.34 Err:522
84 Dec-23 $715.51 $414.03 $301.49 $132,187.17 $37,790.32 $22,312.83 Err:522
85 Jan-24 $715.51 $413.08 $302.43 $131,884.75 $38,203.40 $22,615.25 Err:522
86 Feb-24 $715.51 $412.14 $303.37 $131,581.37 $38,615.54 $22,918.63 Err:522
87 Mar-24 $715.51 $411.19 $304.32 $131,277.05 $39,026.73 $23,222.95 Err:522
88 Apr-24 $715.51 $410.24 $305.27 $130,971.78 $39,436.97 $23,528.22 Err:522
89 May-24 $715.51 $409.29 $306.23 $130,665.55 $39,846.26 $23,834.45 Err:522
90 Jun-24 $715.51 $408.33 $307.18 $130,358.37 $40,254.59 $24,141.63 Err:522
91 Jul-24 $715.51 $407.37 $308.14 $130,050.22 $40,661.96 $24,449.78 Err:522
92 Aug-24 $715.51 $406.41 $309.11 $129,741.12 $41,068.37 $24,758.88 Err:522
93 Sep-24 $715.51 $405.44 $310.07 $129,431.04 $41,473.81 $25,068.96 Err:522
94 Oct-24 $715.51 $404.47 $311.04 $129,120.00 $41,878.28 $25,380.00 Err:522
95 Nov-24 $715.51 $403.50 $312.01 $128,807.99 $42,281.78 $25,692.01 Err:522
96 Dec-24 $715.51 $402.52 $312.99 $128,495.00 $42,684.30 $26,005.00 Err:522
97 Jan-25 $715.51 $401.55 $313.97 $128,181.03 $43,085.85 $26,318.97 Err:522
98 Feb-25 $715.51 $400.57 $314.95 $127,866.09 $43,486.42 $26,633.91 Err:522
99 Mar-25 $715.51 $399.58 $315.93 $127,550.15 $43,886.00 $26,949.85 Err:522
100 Apr-25 $715.51 $398.59 $316.92 $127,233.23 $44,284.59 $27,266.77 Err:522
101 May-25 $715.51 $397.60 $317.91 $126,915.32 $44,682.20 $27,584.68 Err:522
102 Jun-25 $715.51 $396.61 $318.90 $126,596.42 $45,078.81 $27,903.58 Err:522
103 Jul-25 $715.51 $395.61 $319.90 $126,276.52 $45,474.42 $28,223.48 Err:522
104 Aug-25 $715.51 $394.61 $320.90 $125,955.62 $45,869.04 $28,544.38 Err:522
105 Sep-25 $715.51 $393.61 $321.90 $125,633.72 $46,262.65 $28,866.28 Err:522
106 Oct-25 $715.51 $392.61 $322.91 $125,310.81 $46,655.25 $29,189.19 Err:522
107 Nov-25 $715.51 $391.60 $323.92 $124,986.89 $47,046.85 $29,513.11 Err:522
108 Dec-25 $715.51 $390.58 $324.93 $124,661.96 $47,437.43 $29,838.04 Err:522
109 Jan-26 $715.51 $389.57 $325.94 $124,336.02 $47,827.00 $30,163.98 Err:522
110 Feb-26 $715.51 $388.55 $326.96 $124,009.06 $48,215.55 $30,490.94 Err:522
111 Mar-26 $715.51 $387.53 $327.99 $123,681.07 $48,603.08 $30,818.93 Err:522
112 Apr-26 $715.51 $386.50 $329.01 $123,352.06 $48,989.58 $31,147.94 Err:522
113 May-26 $715.51 $385.48 $330.04 $123,022.02 $49,375.06 $31,477.98 Err:522
114 Jun-26 $715.51 $384.44 $331.07 $122,690.95 $49,759.50 $31,809.05 Err:522
115 Jul-26 $715.51 $383.41 $332.10 $122,358.85 $50,142.91 $32,141.15 Err:522
116 Aug-26 $715.51 $382.37 $333.14 $122,025.71 $50,525.28 $32,474.29 Err:522
117 Sep-26 $715.51 $381.33 $334.18 $121,691.52 $50,906.61 $32,808.48 Err:522
118 Oct-26 $715.51 $380.29 $335.23 $121,356.29 $51,286.90 $33,143.71 Err:522
119 Nov-26 $715.51 $379.24 $336.28 $121,020.02 $51,666.14 $33,479.98 Err:522
120 Dec-26 $715.51 $378.19 $337.33 $120,682.69 $52,044.32 $33,817.31 Err:522
121 Jan-27 $715.51 $377.13 $338.38 $120,344.31 $52,421.46 $34,155.69 Err:522
122 Feb-27 $715.51 $376.08 $339.44 $120,004.88 $52,797.53 $34,495.12 Err:522
123 Mar-27 $715.51 $375.02 $340.50 $119,664.38 $53,172.55 $34,835.62 Err:522
124 Apr-27 $715.51 $373.95 $341.56 $119,322.82 $53,546.50 $35,177.18 Err:522
125 May-27 $715.51 $372.88 $342.63 $118,980.19 $53,919.38 $35,519.81 Err:522
126 Jun-27 $715.51 $371.81 $343.70 $118,636.48 $54,291.20 $35,863.52 Err:522
127 Jul-27 $715.51 $370.74 $344.77 $118,291.71 $54,661.94 $36,208.29 Err:522
128 Aug-27 $715.51 $369.66 $345.85 $117,945.86 $55,031.60 $36,554.14 Err:522
129 Sep-27 $715.51 $368.58 $346.93 $117,598.93 $55,400.18 $36,901.07 Err:522
130 Oct-27 $715.51 $367.50 $348.02 $117,250.91 $55,767.68 $37,249.09 Err:522
131 Nov-27 $715.51 $366.41 $349.10 $116,901.80 $56,134.08 $37,598.20 Err:522
132 Dec-27 $715.51 $365.32 $350.20 $116,551.61 $56,499.40 $37,948.39 Err:522
133 Jan-28 $715.51 $364.22 $351.29 $116,200.32 $56,863.63 $38,299.68 Err:522
134 Feb-28 $715.51 $363.13 $352.39 $115,847.93 $57,226.75 $38,652.07 Err:522
135 Mar-28 $715.51 $362.02 $353.49 $115,494.44 $57,588.78 $39,005.56 Err:522
136 Apr-28 $715.51 $360.92 $354.59 $115,139.85 $57,949.70 $39,360.15 Err:522
137 May-28 $715.51 $359.81 $355.70 $114,784.15 $58,309.51 $39,715.85 Err:522
138 Jun-28 $715.51 $358.70 $356.81 $114,427.33 $58,668.21 $40,072.67 Err:522
139 Jul-28 $715.51 $357.59 $357.93 $114,069.41 $59,025.79 $40,430.59 Err:522
140 Aug-28 $715.51 $356.47 $359.05 $113,710.36 $59,382.26 $40,789.64 Err:522
141 Sep-28 $715.51 $355.34 $360.17 $113,350.19 $59,737.61 $41,149.81 Err:522
142 Oct-28 $715.51 $354.22 $361.29 $112,988.90 $60,091.83 $41,511.10 Err:522
143 Nov-28 $715.51 $353.09 $362.42 $112,626.47 $60,444.92 $41,873.53 Err:522
144 Dec-28 $715.51 $351.96 $363.56 $112,262.92 $60,796.87 $42,237.08 Err:522
145 Jan-29 $715.51 $350.82 $364.69 $111,898.23 $61,147.70 $42,601.77 Err:522
146 Feb-29 $715.51 $349.68 $365.83 $111,532.39 $61,497.38 $42,967.61 Err:522
147 Mar-29 $715.51 $348.54 $366.97 $111,165.42 $61,845.92 $43,334.58 Err:522
148 Apr-29 $715.51 $347.39 $368.12 $110,797.30 $62,193.31 $43,702.70 Err:522
149 May-29 $715.51 $346.24 $369.27 $110,428.03 $62,539.55 $44,071.97 Err:522
150 Jun-29 $715.51 $345.09 $370.43 $110,057.60 $62,884.64 $44,442.40 Err:522
151 Jul-29 $715.51 $343.93 $371.58 $109,686.02 $63,228.57 $44,813.98 Err:522
152 Aug-29 $715.51 $342.77 $372.74 $109,313.27 $63,571.34 $45,186.73 Err:522
153 Sep-29 $715.51 $341.60 $373.91 $108,939.36 $63,912.94 $45,560.64 Err:522
154 Oct-29 $715.51 $340.44 $375.08 $108,564.28 $64,253.38 $45,935.72 Err:522
155 Nov-29 $715.51 $339.26 $376.25 $108,188.03 $64,592.64 $46,311.97 Err:522
156 Dec-29 $715.51 $338.09 $377.43 $107,810.61 $64,930.73 $46,689.39 Err:522
157 Jan-30 $715.51 $336.91 $378.61 $107,432.00 $65,267.63 $47,068.00 Err:522
158 Feb-30 $715.51 $335.73 $379.79 $107,052.21 $65,603.36 $47,447.79 Err:522
159 Mar-30 $715.51 $334.54 $380.98 $106,671.24 $65,937.90 $47,828.76 Err:522
160 Apr-30 $715.51 $333.35 $382.17 $106,289.07 $66,271.25 $48,210.93 Err:522
161 May-30 $715.51 $332.15 $383.36 $105,905.71 $66,603.40 $48,594.29 Err:522
162 Jun-30 $715.51 $330.96 $384.56 $105,521.15 $66,934.35 $48,978.85 Err:522
163 Jul-30 $715.51 $329.75 $385.76 $105,135.39 $67,264.11 $49,364.61 Err:522
164 Aug-30 $715.51 $328.55 $386.97 $104,748.43 $67,592.66 $49,751.57 Err:522
165 Sep-30 $715.51 $327.34 $388.17 $104,360.25 $67,919.99 $50,139.75 Err:522
166 Oct-30 $715.51 $326.13 $389.39 $103,970.86 $68,246.12 $50,529.14 Err:522
167 Nov-30 $715.51 $324.91 $390.60 $103,580.26 $68,571.03 $50,919.74 Err:522
168 Dec-30 $715.51 $323.69 $391.83 $103,188.43 $68,894.72 $51,311.57 Err:522
169 Jan-31 $715.51 $322.46 $393.05 $102,795.39 $69,217.18 $51,704.61 Err:522
170 Feb-31 $715.51 $321.24 $394.28 $102,401.11 $69,538.42 $52,098.89 Err:522
171 Mar-31 $715.51 $320.00 $395.51 $102,005.60 $69,858.42 $52,494.40 Err:522
172 Apr-31 $715.51 $318.77 $396.75 $101,608.85 $70,177.19 $52,891.15 Err:522
173 May-31 $715.51 $317.53 $397.99 $101,210.87 $70,494.72 $53,289.13 Err:522
174 Jun-31 $715.51 $316.28 $399.23 $100,811.64 $70,811.00 $53,688.36 Err:522
175 Jul-31 $715.51 $315.04 $400.48 $100,411.16 $71,126.04 $54,088.84 Err:522
176 Aug-31 $715.51 $313.78 $401.73 $100,009.43 $71,439.82 $54,490.57 Err:522
177 Sep-31 $715.51 $312.53 $402.98 $99,606.45 $71,752.35 $54,893.55 Err:522
178 Oct-31 $715.51 $311.27 $404.24 $99,202.20 $72,063.62 $55,297.80 Err:522
179 Nov-31 $715.51 $310.01 $405.51 $98,796.70 $72,373.63 $55,703.30 Err:522
180 Dec-31 $715.51 $308.74 $406.77 $98,389.92 $72,682.37 $56,110.08 Err:522
181 Jan-32 $715.51 $307.47 $408.05 $97,981.88 $72,989.84 $56,518.12 Err:522
182 Feb-32 $715.51 $306.19 $409.32 $97,572.56 $73,296.03 $56,927.44 Err:522
183 Mar-32 $715.51 $304.91 $410.60 $97,161.96 $73,600.94 $57,338.04 Err:522
184 Apr-32 $715.51 $303.63 $411.88 $96,750.07 $73,904.57 $57,749.93 Err:522
185 May-32 $715.51 $302.34 $413.17 $96,336.90 $74,206.92 $58,163.10 Err:522
186 Jun-32 $715.51 $301.05 $414.46 $95,922.44 $74,507.97 $58,577.56 Err:522
187 Jul-32 $715.51 $299.76 $415.76 $95,506.69 $74,807.73 $58,993.31 Err:522
188 Aug-32 $715.51 $298.46 $417.06 $95,089.63 $75,106.19 $59,410.37 Err:522
189 Sep-32 $715.51 $297.16 $418.36 $94,671.27 $75,403.34 $59,828.73 Err:522
190 Oct-32 $715.51 $295.85 $419.67 $94,251.61 $75,699.19 $60,248.39 Err:522
191 Nov-32 $715.51 $294.54 $420.98 $93,830.63 $75,993.73 $60,669.37 Err:522
192 Dec-32 $715.51 $293.22 $422.29 $93,408.34 $76,286.95 $61,091.66 Err:522
193 Jan-33 $715.51 $291.90 $423.61 $92,984.73 $76,578.85 $61,515.27 Err:522
194 Feb-33 $715.51 $290.58 $424.94 $92,559.79 $76,869.43 $61,940.21 Err:522
195 Mar-33 $715.51 $289.25 $426.26 $92,133.53 $77,158.67 $62,366.47 Err:522
196 Apr-33 $715.51 $287.92 $427.60 $91,705.93 $77,446.59 $62,794.07 Err:522
197 May-33 $715.51 $286.58 $428.93 $91,277.00 $77,733.17 $63,223.00 Err:522
198 Jun-33 $715.51 $285.24 $430.27 $90,846.72 $78,018.41 $63,653.28 Err:522
199 Jul-33 $715.51 $283.90 $431.62 $90,415.11 $78,302.31 $64,084.89 Err:522
200 Aug-33 $715.51 $282.55 $432.97 $89,982.14 $78,584.86 $64,517.86 Err:522
201 Sep-33 $715.51 $281.19 $434.32 $89,547.82 $78,866.05 $64,952.18 Err:522
202 Oct-33 $715.51 $279.84 $435.68 $89,112.14 $79,145.89 $65,387.86 Err:522
203 Nov-33 $715.51 $278.48 $437.04 $88,675.11 $79,424.36 $65,824.89 Err:522
204 Dec-33 $715.51 $277.11 $438.40 $88,236.70 $79,701.47 $66,263.30 Err:522
205 Jan-34 $715.51 $275.74 $439.77 $87,796.93 $79,977.21 $66,703.07 Err:522
206 Feb-34 $715.51 $274.37 $441.15 $87,355.78 $80,251.58 $67,144.22 Err:522
207 Mar-34 $715.51 $272.99 $442.53 $86,913.25 $80,524.57 $67,586.75 Err:522
208 Apr-34 $715.51 $271.60 $443.91 $86,469.34 $80,796.17 $68,030.66 Err:522
209 May-34 $715.51 $270.22 $445.30 $86,024.05 $81,066.39 $68,475.95 Err:522
210 Jun-34 $715.51 $268.83 $446.69 $85,577.36 $81,335.21 $68,922.64 Err:522
211 Jul-34 $715.51 $267.43 $448.08 $85,129.27 $81,602.64 $69,370.73 Err:522
212 Aug-34 $715.51 $266.03 $449.48 $84,679.79 $81,868.67 $69,820.21 Err:522
213 Sep-34 $715.51 $264.62 $450.89 $84,228.90 $82,133.29 $70,271.10 Err:522
214 Oct-34 $715.51 $263.22 $452.30 $83,776.60 $82,396.51 $70,723.40 Err:522
215 Nov-34 $715.51 $261.80 $453.71 $83,322.89 $82,658.31 $71,177.11 Err:522
216 Dec-34 $715.51 $260.38 $455.13 $82,867.76 $82,918.69 $71,632.24 Err:522
217 Jan-35 $715.51 $258.96 $456.55 $82,411.21 $83,177.66 $72,088.79 Err:522
218 Feb-35 $715.51 $257.54 $457.98 $81,953.23 $83,435.19 $72,546.77 Err:522
219 Mar-35 $715.51 $256.10 $459.41 $81,493.82 $83,691.30 $73,006.18 Err:522
220 Apr-35 $715.51 $254.67 $460.85 $81,032.97 $83,945.96 $73,467.03 Err:522
221 May-35 $715.51 $253.23 $462.29 $80,570.69 $84,199.19 $73,929.31 Err:522
222 Jun-35 $715.51 $251.78 $463.73 $80,106.96 $84,450.97 $74,393.04 Err:522
223 Jul-35 $715.51 $250.33 $465.18 $79,641.78 $84,701.31 $74,858.22 Err:522
224 Aug-35 $715.51 $248.88 $466.63 $79,175.15 $84,950.19 $75,324.85 Err:522
225 Sep-35 $715.51 $247.42 $468.09 $78,707.05 $85,197.61 $75,792.95 Err:522
226 Oct-35 $715.51 $245.96 $469.55 $78,237.50 $85,443.57 $76,262.50 Err:522
227 Nov-35 $715.51 $244.49 $471.02 $77,766.48 $85,688.06 $76,733.52 Err:522
228 Dec-35 $715.51 $243.02 $472.49 $77,293.99 $85,931.08 $77,206.01 Err:522
229 Jan-36 $715.51 $241.54 $473.97 $76,820.02 $86,172.63 $77,679.98 Err:522
230 Feb-36 $715.51 $240.06 $475.45 $76,344.56 $86,412.69 $78,155.44 Err:522
231 Mar-36 $715.51 $238.58 $476.94 $75,867.63 $86,651.27 $78,632.37 Err:522
232 Apr-36 $715.51 $237.09 $478.43 $75,389.20 $86,888.35 $79,110.80 Err:522
233 May-36 $715.51 $235.59 $479.92 $74,909.28 $87,123.94 $79,590.72 Err:522
234 Jun-36 $715.51 $234.09 $481.42 $74,427.86 $87,358.04 $80,072.14 Err:522
235 Jul-36 $715.51 $232.59 $482.93 $73,944.93 $87,590.62 $80,555.07 Err:522
236 Aug-36 $715.51 $231.08 $484.44 $73,460.49 $87,821.70 $81,039.51 Err:522
237 Sep-36 $715.51 $229.56 $485.95 $72,974.54 $88,051.27 $81,525.46 Err:522
238 Oct-36 $715.51 $228.05 $487.47 $72,487.08 $88,279.31 $82,012.92 Err:522
239 Nov-36 $715.51 $226.52 $488.99 $71,998.08 $88,505.83 $82,501.92 Err:522
240 Dec-36 $715.51 $224.99 $490.52 $71,507.57 $88,730.83 $82,992.43 Err:522
241 Jan-37 $715.51 $223.46 $492.05 $71,015.51 $88,954.29 $83,484.49 Err:522
242 Feb-37 $715.51 $221.92 $493.59 $70,521.92 $89,176.21 $83,978.08 Err:522
243 Mar-37 $715.51 $220.38 $495.13 $70,026.79 $89,396.59 $84,473.21 Err:522
244 Apr-37 $715.51 $218.83 $496.68 $69,530.11 $89,615.43 $84,969.89 Err:522
245 May-37 $715.51 $217.28 $498.23 $69,031.88 $89,832.71 $85,468.12 Err:522
246 Jun-37 $715.51 $215.72 $499.79 $68,532.09 $90,048.43 $85,967.91 Err:522
247 Jul-37 $715.51 $214.16 $501.35 $68,030.74 $90,262.60 $86,469.26 Err:522
248 Aug-37 $715.51 $212.60 $502.92 $67,527.82 $90,475.19 $86,972.18 Err:522
249 Sep-37 $715.51 $211.02 $504.49 $67,023.33 $90,686.22 $87,476.67 Err:522
250 Oct-37 $715.51 $209.45 $506.07 $66,517.27 $90,895.66 $87,982.73 Err:522
251 Nov-37 $715.51 $207.87 $507.65 $66,009.62 $91,103.53 $88,490.38 Err:522
252 Dec-37 $715.51 $206.28 $509.23 $65,500.39 $91,309.81 $88,999.61 Err:522
253 Jan-38 $715.51 $204.69 $510.82 $64,989.56 $91,514.50 $89,510.44 Err:522
254 Feb-38 $715.51 $203.09 $512.42 $64,477.14 $91,717.59 $90,022.86 Err:522
255 Mar-38 $715.51 $201.49 $514.02 $63,963.12 $91,919.08 $90,536.88 Err:522
256 Apr-38 $715.51 $199.88 $515.63 $63,447.49 $92,118.97 $91,052.51 Err:522
257 May-38 $715.51 $198.27 $517.24 $62,930.25 $92,317.24 $91,569.75 Err:522
258 Jun-38 $715.51 $196.66 $518.86 $62,411.39 $92,513.90 $92,088.61 Err:522
259 Jul-38 $715.51 $195.04 $520.48 $61,890.91 $92,708.93 $92,609.09 Err:522
260 Aug-38 $715.51 $193.41 $522.10 $61,368.81 $92,902.34 $93,131.19 Err:522
261 Sep-38 $715.51 $191.78 $523.74 $60,845.07 $93,094.12 $93,654.93 Err:522
262 Oct-38 $715.51 $190.14 $525.37 $60,319.70 $93,284.26 $94,180.30 Err:522
263 Nov-38 $715.51 $188.50 $527.01 $59,792.69 $93,472.76 $94,707.31 Err:522
264 Dec-38 $715.51 $186.85 $528.66 $59,264.02 $93,659.61 $95,235.98 Err:522
265 Jan-39 $715.51 $185.20 $530.31 $58,733.71 $93,844.81 $95,766.29 Err:522
266 Feb-39 $715.51 $183.54 $531.97 $58,201.74 $94,028.35 $96,298.26 Err:522
267 Mar-39 $715.51 $181.88 $533.63 $57,668.11 $94,210.23 $96,831.89 Err:522
268 Apr-39 $715.51 $180.21 $535.30 $57,132.81 $94,390.45 $97,367.19 Err:522
269 May-39 $715.51 $178.54 $536.97 $56,595.83 $94,568.99 $97,904.17 Err:522
270 Jun-39 $715.51 $176.86 $538.65 $56,057.18 $94,745.85 $98,442.82 Err:522
271 Jul-39 $715.51 $175.18 $540.33 $55,516.85 $94,921.03 $98,983.15 Err:522
272 Aug-39 $715.51 $173.49 $542.02 $54,974.82 $95,094.52 $99,525.18 Err:522
273 Sep-39 $715.51 $171.80 $543.72 $54,431.11 $95,266.31 $100,068.89 Err:522
274 Oct-39 $715.51 $170.10 $545.42 $53,885.69 $95,436.41 $100,614.31 Err:522
275 Nov-39 $715.51 $168.39 $547.12 $53,338.57 $95,604.80 $101,161.43 Err:522
276 Dec-39 $715.51 $166.68 $548.83 $52,789.74 $95,771.49 $101,710.26 Err:522
277 Jan-40 $715.51 $164.97 $550.55 $52,239.19 $95,936.46 $102,260.81 Err:522
278 Feb-40 $715.51 $163.25 $552.27 $51,686.93 $96,099.70 $102,813.07 Err:522
279 Mar-40 $715.51 $161.52 $553.99 $51,132.93 $96,261.22 $103,367.07 Err:522
280 Apr-40 $715.51 $159.79 $555.72 $50,577.21 $96,421.02 $103,922.79 Err:522
281 May-40 $715.51 $158.05 $557.46 $50,019.75 $96,579.07 $104,480.25 Err:522
282 Jun-40 $715.51 $156.31 $559.20 $49,460.55 $96,735.38 $105,039.45 Err:522
283 Jul-40 $715.51 $154.56 $560.95 $48,899.60 $96,889.95 $105,600.40 Err:522
284 Aug-40 $715.51 $152.81 $562.70 $48,336.90 $97,042.76 $106,163.10 Err:522
285 Sep-40 $715.51 $151.05 $564.46 $47,772.44 $97,193.81 $106,727.56 Err:522
286 Oct-40 $715.51 $149.29 $566.22 $47,206.21 $97,343.10 $107,293.79 Err:522
287 Nov-40 $715.51 $147.52 $567.99 $46,638.22 $97,490.62 $107,861.78 Err:522
288 Dec-40 $715.51 $145.74 $569.77 $46,068.45 $97,636.36 $108,431.55 Err:522
289 Jan-41 $715.51 $143.96 $571.55 $45,496.90 $97,780.33 $109,003.10 Err:522
290 Feb-41 $715.51 $142.18 $573.34 $44,923.56 $97,922.50 $109,576.44 Err:522
291 Mar-41 $715.51 $140.39 $575.13 $44,348.44 $98,062.89 $110,151.56 Err:522
292 Apr-41 $715.51 $138.59 $576.92 $43,771.51 $98,201.48 $110,728.49 Err:522
293 May-41 $715.51 $136.79 $578.73 $43,192.78 $98,338.26 $111,307.22 Err:522
294 Jun-41 $715.51 $134.98 $580.54 $42,612.25 $98,473.24 $111,887.75 Err:522
295 Jul-41 $715.51 $133.16 $582.35 $42,029.90 $98,606.41 $112,470.10 Err:522
296 Aug-41 $715.51 $131.34 $584.17 $41,445.73 $98,737.75 $113,054.27 Err:522
297 Sep-41 $715.51 $129.52 $586.00 $40,859.73 $98,867.27 $113,640.27 Err:522
298 Oct-41 $715.51 $127.69 $587.83 $40,271.90 $98,994.95 $114,228.10 Err:522
299 Nov-41 $715.51 $125.85 $589.66 $39,682.24 $99,120.80 $114,817.76 Err:522
300 Dec-41 $715.51 $124.01 $591.51 $39,090.73 $99,244.81 $115,409.27 Err:522
301 Jan-42 $715.51 $122.16 $593.36 $38,497.38 $99,366.97 $116,002.62 Err:522
302 Feb-42 $715.51 $120.30 $595.21 $37,902.17 $99,487.27 $116,597.83 Err:522
303 Mar-42 $715.51 $118.44 $597.07 $37,305.10 $99,605.72 $117,194.90 Err:522
304 Apr-42 $715.51 $116.58 $598.94 $36,706.16 $99,722.30 $117,793.84 Err:522
305 May-42 $715.51 $114.71 $600.81 $36,105.36 $99,837.00 $118,394.64 Err:522
306 Jun-42 $715.51 $112.83 $602.68 $35,502.67 $99,949.83 $118,997.33 Err:522
307 Jul-42 $715.51 $110.95 $604.57 $34,898.11 $100,060.78 $119,601.89 Err:522
308 Aug-42 $715.51 $109.06 $606.46 $34,291.65 $100,169.83 $120,208.35 Err:522
309 Sep-42 $715.51 $107.16 $608.35 $33,683.30 $100,277.00 $120,816.70 Err:522
310 Oct-42 $715.51 $105.26 $610.25 $33,073.04 $100,382.26 $121,426.96 Err:522
311 Nov-42 $715.51 $103.35 $612.16 $32,460.88 $100,485.61 $122,039.12 Err:522
312 Dec-42 $715.51 $101.44 $614.07 $31,846.81 $100,587.05 $122,653.19 Err:522
313 Jan-43 $715.51 $99.52 $615.99 $31,230.82 $100,686.57 $123,269.18 Err:522
314 Feb-43 $715.51 $97.60 $617.92 $30,612.90 $100,784.17 $123,887.10 Err:522
315 Mar-43 $715.51 $95.67 $619.85 $29,993.05 $100,879.83 $124,506.95 Err:522
316 Apr-43 $715.51 $93.73 $621.79 $29,371.27 $100,973.56 $125,128.73 Err:522
317 May-43 $715.51 $91.79 $623.73 $28,747.54 $101,065.35 $125,752.46 Err:522
318 Jun-43 $715.51 $89.84 $625.68 $28,121.86 $101,155.18 $126,378.14 Err:522
319 Jul-43 $715.51 $87.88 $627.63 $27,494.23 $101,243.06 $127,005.77 Err:522
320 Aug-43 $715.51 $85.92 $629.59 $26,864.63 $101,328.98 $127,635.37 Err:522
321 Sep-43 $715.51 $83.95 $631.56 $26,233.07 $101,412.93 $128,266.93 Err:522
322 Oct-43 $715.51 $81.98 $633.54 $25,599.54 $101,494.91 $128,900.46 Err:522
323 Nov-43 $715.51 $80.00 $635.52 $24,964.02 $101,574.91 $129,535.98 Err:522
324 Dec-43 $715.51 $78.01 $637.50 $24,326.52 $101,652.92 $130,173.48 Err:522
325 Jan-44 $715.51 $76.02 $639.49 $23,687.03 $101,728.94 $130,812.97 Err:522
326 Feb-44 $715.51 $74.02 $641.49 $23,045.54 $101,802.97 $131,454.46 Err:522
327 Mar-44 $715.51 $72.02 $643.50 $22,402.04 $101,874.98 $132,097.96 Err:522
328 Apr-44 $715.51 $70.01 $645.51 $21,756.53 $101,944.99 $132,743.47 Err:522
329 May-44 $715.51 $67.99 $647.52 $21,109.01 $102,012.98 $133,390.99 Err:522
330 Jun-44 $715.51 $65.97 $649.55 $20,459.46 $102,078.94 $134,040.54 Err:522
331 Jul-44 $715.51 $63.94 $651.58 $19,807.88 $102,142.88 $134,692.12 Err:522
332 Aug-44 $715.51 $61.90 $653.61 $19,154.27 $102,204.78 $135,345.73 Err:522
333 Sep-44 $715.51 $59.86 $655.66 $18,498.61 $102,264.64 $136,001.39 Err:522
334 Oct-44 $715.51 $57.81 $657.71 $17,840.91 $102,322.44 $136,659.09 Err:522
335 Nov-44 $715.51 $55.75 $659.76 $17,181.15 $102,378.20 $137,318.85 Err:522
336 Dec-44 $715.51 $53.69 $661.82 $16,519.32 $102,431.89 $137,980.68 Err:522
337 Jan-45 $715.51 $51.62 $663.89 $15,855.43 $102,483.51 $138,644.57 Err:522
338 Feb-45 $715.51 $49.55 $665.97 $15,189.47 $102,533.06 $139,310.53 Err:522
339 Mar-45 $715.51 $47.47 $668.05 $14,521.42 $102,580.53 $139,978.58 Err:522
340 Apr-45 $715.51 $45.38 $670.13 $13,851.29 $102,625.91 $140,648.71 Err:522
341 May-45 $715.51 $43.29 $672.23 $13,179.06 $102,669.19 $141,320.94 Err:522
342 Jun-45 $715.51 $41.18 $674.33 $12,504.73 $102,710.38 $141,995.27 Err:522
343 Jul-45 $715.51 $39.08 $676.44 $11,828.29 $102,749.45 $142,671.71 Err:522
344 Aug-45 $715.51 $36.96 $678.55 $11,149.74 $102,786.42 $143,350.26 Err:522
345 Sep-45 $715.51 $34.84 $680.67 $10,469.07 $102,821.26 $144,030.93 Err:522
346 Oct-45 $715.51 $32.72 $682.80 $9,786.27 $102,853.98 $144,713.73 Err:522
347 Nov-45 $715.51 $30.58 $684.93 $9,101.34 $102,884.56 $145,398.66 Err:522
348 Dec-45 $715.51 $28.44 $687.07 $8,414.27 $102,913.00 $146,085.73 Err:522
349 Jan-46 $715.51 $26.29 $689.22 $7,725.05 $102,939.29 $146,774.95 Err:522
350 Feb-46 $715.51 $24.14 $691.37 $7,033.68 $102,963.43 $147,466.32 Err:522
351 Mar-46 $715.51 $21.98 $693.53 $6,340.15 $102,985.42 $148,159.85 Err:522
352 Apr-46 $715.51 $19.81 $695.70 $5,644.44 $103,005.23 $148,855.56 Err:522
353 May-46 $715.51 $17.64 $697.87 $4,946.57 $103,022.87 $149,553.43 Err:522
354 Jun-46 $715.51 $15.46 $700.06 $4,246.51 $103,038.33 $150,253.49 Err:522
355 Jul-46 $715.51 $13.27 $702.24 $3,544.27 $103,051.60 $150,955.73 Err:522
356 Aug-46 $715.51 $11.08 $704.44 $2,839.83 $103,062.67 $151,660.17 Err:522
357 Sep-46 $715.51 $8.87 $706.64 $2,133.19 $103,071.55 $152,366.81 Err:522
358 Oct-46 $715.51 $6.67 $708.85 $1,424.35 $103,078.21 $153,075.65 Err:522
359 Nov-46 $715.51 $4.45 $711.06 $713.28 $103,082.66 $153,786.72 Err:522
360 Dec-46 $715.51 $2.23 $713.28 $0.00 $103,084.89 $154,500.00 Err:522
Loan/Mortgage amount ($) 154500 balance interest
First Payment Date: Jan-17 after 3 years $143,305.13 $10,065.66
Fixed Term: 3 after 4 years $139,671.20 $13,259.40
Interest Rate (%): 2.25% after 5 years $134,731.24 $16,332.95
term (years): 30 after 6 years $130,039.37 $19,316.10
extra monthly payments: 0 after 7 years $125,103.89 $22,191.15
start of extra payments: January-18 after 8 years $119,946.72 $24,952.84
Yearly % Adjustment 0.25% after 9 years $114,591.19 $27,596.41
after 10 years $109,061.85 $30,117.66

$590.57 $124.94

monthly single
monthly monthly
extra extra loan balance total payment total interest total principal
interest principal
payment payment
289.6875 $300.88 0 $154,199.12 $590.57 $289.69 $300.88 1
$289.12 $301.45 0 $153,897.67 $590.57 $578.81 $602.33 1
$288.56 $302.01 0 $153,595.66 $590.57 $867.37 $904.34 1
$287.99 $302.58 0 $153,293.08 $590.57 $1,155.36 $1,206.92 1
$287.42 $303.15 0 $152,989.93 $590.57 $1,442.79 $1,510.07 1
$286.86 $303.71 0 $152,686.22 $590.57 $1,729.64 $1,813.78 1
$286.29 $304.28 0 $152,381.94 $590.57 $2,015.93 $2,118.06 1
$285.72 $304.85 0 $152,077.08 $590.57 $2,301.64 $2,422.92 1
$285.14 $305.43 0 $151,771.66 $590.57 $2,586.79 $2,728.34 1
$284.57 $306.00 0 $151,465.66 $590.57 $2,871.36 $3,034.34 1
$284.00 $306.57 0 $151,159.09 $590.57 $3,155.36 $3,340.91 1
$283.42 $307.15 0 $150,851.94 $590.57 $3,438.78 $3,648.06 1
$282.85 $307.72 0 $150,544.22 $590.57 $3,721.63 $3,955.78 2
$282.27 $308.30 0 $150,235.92 $590.57 $4,003.90 $4,264.08 2
$281.69 $308.88 0 $149,927.04 $590.57 $4,285.59 $4,572.96 2
$281.11 $309.46 0 $149,617.58 $590.57 $4,566.71 $4,882.42 2
$280.53 $310.04 0 $149,307.54 $590.57 $4,847.24 $5,192.46 2
$279.95 $310.62 0 $148,996.93 $590.57 $5,127.19 $5,503.07 2
$279.37 $311.20 0 $148,685.72 $590.57 $5,406.56 $5,814.28 2
$278.79 $311.78 0 $148,373.94 $590.57 $5,685.34 $6,126.06 2
$278.20 $312.37 0 $148,061.57 $590.57 $5,963.55 $6,438.43 2
$277.62 $312.95 0 $147,748.62 $590.57 $6,241.16 $6,751.38 2
$277.03 $313.54 0 $147,435.07 $590.57 $6,518.19 $7,064.93 2
$276.44 $314.13 0 $147,120.95 $590.57 $6,794.63 $7,379.05 2
$275.85 $314.72 0 $146,806.23 $590.57 $7,070.48 $7,693.77 3
$275.26 $315.31 0 $146,490.92 $590.57 $7,345.74 $8,009.08 3
$274.67 $315.90 0 $146,175.02 $590.57 $7,620.41 $8,324.98 3
$274.08 $316.49 0 $145,858.53 $590.57 $7,894.49 $8,641.47 3
$273.48 $317.09 0 $145,541.44 $590.57 $8,167.98 $8,958.56 3
$272.89 $317.68 0 $145,223.76 $590.57 $8,440.87 $9,276.24 3
$272.29 $318.28 0 $144,905.49 $590.57 $8,713.16 $9,594.51 3
$271.70 $318.87 0 $144,586.61 $590.57 $8,984.86 $9,913.39 3
$271.10 $319.47 0 $144,267.14 $590.57 $9,255.96 $10,232.86 3
$270.50 $320.07 0 $143,947.07 $590.57 $9,526.46 $10,552.93 3
$269.90 $320.67 0 $143,626.40 $590.57 $9,796.36 $10,873.60 3
$269.30 $321.27 0 $143,305.13 $590.57 $10,065.66 $11,194.87 3
$0.00 $0.00 0 $143,305.13 $0.00 $10,364.21 $10,926.17 4
$268.70 $343.98 0 $142,961.16 $612.67 $10,603.56 $11,270.79 4
$268.05 $345.97 0 $142,615.19 $614.02 $10,872.11 $11,617.41 4
$267.40 $347.97 0 $142,267.22 $615.37 $11,140.02 $11,966.03 4
$266.75 $349.99 0 $141,917.23 $616.74 $11,407.27 $12,316.67 4
$266.09 $352.01 0 $141,565.22 $618.11 $11,673.86 $12,669.35 4
$265.43 $354.06 0 $141,211.16 $619.49 $11,939.80 $13,024.06 4
$264.77 $356.11 0 $140,855.05 $620.88 $12,205.06 $13,380.84 4
$264.10 $358.18 0 $140,496.88 $622.28 $12,469.66 $13,739.69 4
$263.43 $360.26 0 $140,136.62 $623.69 $12,733.59 $14,100.63 4
$262.76 $362.35 0 $139,774.27 $625.11 $12,996.84 $14,463.66 4
$262.08 $364.46 0 $139,409.81 $626.54 $13,259.40 $14,828.80 4
$261.39 Err:522 0 Err:522 $0.00 $13,521.29 $15,707.37 5
Err:522 Err:522 0 Err:522 $0.00 $13,768.57 $16,074.44 5
Err:522 Err:522 0 Err:522 $0.00 $14,028.12 $16,441.94 5
Err:522 Err:522 0 Err:522 $0.00 $14,286.98 $16,809.87 5
Err:522 Err:522 0 Err:522 $0.00 $14,545.15 $17,178.22 5
Err:522 Err:522 0 Err:522 $0.00 $14,802.63 $17,547.00 5
Err:522 Err:522 0 Err:522 $0.00 $15,059.41 $17,916.22 5
Err:522 Err:522 0 Err:522 $0.00 $15,315.51 $18,285.86 5
Err:522 Err:522 0 Err:522 $0.00 $15,570.91 $18,655.93 5
Err:522 Err:522 0 Err:522 $0.00 $15,825.62 $19,026.44 5
Err:522 Err:522 0 Err:522 $0.00 $16,079.63 $19,397.38 5
Err:522 Err:522 0 Err:522 $0.00 $16,332.95 $19,768.76 5
Err:522 Err:522 0 Err:522 $0.00 $16,585.57 $20,157.93 6
Err:522 Err:522 0 Err:522 $0.00 $16,837.46 $20,547.43 6
Err:522 Err:522 0 Err:522 $0.00 $17,088.62 $20,937.26 6
Err:522 Err:522 0 Err:522 $0.00 $17,339.05 $21,327.41 6
Err:522 Err:522 0 Err:522 $0.00 $17,588.75 $21,717.90 6
Err:522 Err:522 0 Err:522 $0.00 $17,837.72 $22,108.72 6
Err:522 Err:522 0 Err:522 $0.00 $18,085.95 $22,499.87 6
Err:522 Err:522 0 Err:522 $0.00 $18,333.45 $22,891.35 6
Err:522 Err:522 0 Err:522 $0.00 $18,580.22 $23,283.17 6
Err:522 Err:522 0 Err:522 $0.00 $18,826.25 $23,675.32 6
Err:522 Err:522 0 Err:522 $0.00 $19,071.54 $24,067.81 6
Err:522 Err:522 0 Err:522 $0.00 $19,316.10 $24,460.63 6
Err:522 Err:522 0 Err:522 $0.00 $19,559.93 $24,870.68 7
Err:522 Err:522 0 Err:522 $0.00 $19,802.98 $25,280.95 7
Err:522 Err:522 0 Err:522 $0.00 $20,045.27 $25,691.45 7
Err:522 Err:522 0 Err:522 $0.00 $20,286.78 $26,102.17 7
Err:522 Err:522 0 Err:522 $0.00 $20,527.53 $26,513.11 7
Err:522 Err:522 0 Err:522 $0.00 $20,767.51 $26,924.28 7
Err:522 Err:522 0 Err:522 $0.00 $21,006.71 $27,335.68 7
Err:522 Err:522 0 Err:522 $0.00 $21,245.14 $27,747.31 7
Err:522 Err:522 0 Err:522 $0.00 $21,482.80 $28,159.16 7
Err:522 Err:522 0 Err:522 $0.00 $21,719.69 $28,571.25 7
Err:522 Err:522 0 Err:522 $0.00 $21,955.81 $28,983.56 7
Err:522 Err:522 0 Err:522 $0.00 $22,191.15 $29,396.11 7
Err:522 Err:522 0 Err:522 $0.00 $22,425.72 $29,825.24 8
Err:522 Err:522 0 Err:522 $0.00 $22,659.49 $30,254.49 8
Err:522 Err:522 0 Err:522 $0.00 $22,892.45 $30,683.85 8
Err:522 Err:522 0 Err:522 $0.00 $23,124.60 $31,113.32 8
Err:522 Err:522 0 Err:522 $0.00 $23,355.95 $31,542.90 8
Err:522 Err:522 0 Err:522 $0.00 $23,586.50 $31,972.60 8
Err:522 Err:522 0 Err:522 $0.00 $23,816.24 $32,402.42 8
Err:522 Err:522 0 Err:522 $0.00 $24,045.17 $32,832.36 8
Err:522 Err:522 0 Err:522 $0.00 $24,273.30 $33,262.41 8
Err:522 Err:522 0 Err:522 $0.00 $24,500.62 $33,692.58 8
Err:522 Err:522 0 Err:522 $0.00 $24,727.13 $34,122.87 8
Err:522 Err:522 0 Err:522 $0.00 $24,952.84 $34,553.28 8
Err:522 Err:522 0 Err:522 $0.00 $25,177.74 $34,999.58 9
Err:522 Err:522 0 Err:522 $0.00 $25,401.80 $35,445.88 9
Err:522 Err:522 0 Err:522 $0.00 $25,625.03 $35,892.17 9
Err:522 Err:522 0 Err:522 $0.00 $25,847.42 $36,338.46 9
Err:522 Err:522 0 Err:522 $0.00 $26,068.97 $36,784.74 9
Err:522 Err:522 0 Err:522 $0.00 $26,289.69 $37,231.03 9
Err:522 Err:522 0 Err:522 $0.00 $26,509.57 $37,677.32 9
Err:522 Err:522 0 Err:522 $0.00 $26,728.61 $38,123.61 9
Err:522 Err:522 0 Err:522 $0.00 $26,946.82 $38,569.90 9
Err:522 Err:522 0 Err:522 $0.00 $27,164.18 $39,016.20 9
Err:522 Err:522 0 Err:522 $0.00 $27,380.72 $39,462.50 9
Err:522 Err:522 0 Err:522 $0.00 $27,596.41 $39,908.81 9
Err:522 Err:522 0 Err:522 $0.00 $27,811.27 $40,370.25 10
Err:522 Err:522 0 Err:522 $0.00 $28,025.26 $40,831.56 10
Err:522 Err:522 0 Err:522 $0.00 $28,238.39 $41,292.75 10
Err:522 Err:522 0 Err:522 $0.00 $28,450.66 $41,753.82 10
Err:522 Err:522 0 Err:522 $0.00 $28,662.05 $42,214.77 10
Err:522 Err:522 0 Err:522 $0.00 $28,872.59 $42,675.60 10
Err:522 Err:522 0 Err:522 $0.00 $29,082.26 $43,136.31 10
Err:522 Err:522 0 Err:522 $0.00 $29,291.07 $43,596.91 10
Err:522 Err:522 0 Err:522 $0.00 $29,499.01 $44,057.39 10
Err:522 Err:522 0 Err:522 $0.00 $29,706.09 $44,517.75 10
Err:522 Err:522 0 Err:522 $0.00 $29,912.31 $44,978.01 10
Err:522 Err:522 0 Err:522 $0.00 $30,117.66 $45,438.15 10
Err:522 Err:522 0 Err:522 $0.00 $30,322.15 $45,912.61 11
Err:522 Err:522 0 Err:522 $0.00 $30,525.75 $46,386.83 11
Err:522 Err:522 0 Err:522 $0.00 $30,728.46 $46,860.81 11
Err:522 Err:522 0 Err:522 $0.00 $30,930.29 $47,334.54 11
Err:522 Err:522 0 Err:522 $0.00 $31,131.22 $47,808.03 11
Err:522 Err:522 0 Err:522 $0.00 $31,331.27 $48,281.28 11
Err:522 Err:522 0 Err:522 $0.00 $31,530.43 $48,754.30 11
Err:522 Err:522 0 Err:522 $0.00 $31,728.70 $49,227.08 11
Err:522 Err:522 0 Err:522 $0.00 $31,926.09 $49,699.62 11
Err:522 Err:522 0 Err:522 $0.00 $32,122.59 $50,171.93 11
Err:522 Err:522 0 Err:522 $0.00 $32,318.21 $50,644.00 11
Err:522 Err:522 0 Err:522 $0.00 $32,512.94 $51,115.85 11
Err:522 Err:522 0 Err:522 $0.00 $32,706.78 $51,601.17 12
Err:522 Err:522 0 Err:522 $0.00 $32,899.72 $52,086.12 12
Err:522 Err:522 0 Err:522 $0.00 $33,091.74 $52,570.71 12
Err:522 Err:522 0 Err:522 $0.00 $33,282.86 $53,054.93 12
Err:522 Err:522 0 Err:522 $0.00 $33,473.07 $53,538.79 12
Err:522 Err:522 0 Err:522 $0.00 $33,662.37 $54,022.29 12
Err:522 Err:522 0 Err:522 $0.00 $33,850.77 $54,505.43 12
Err:522 Err:522 0 Err:522 $0.00 $34,038.26 $54,988.21 12
Err:522 Err:522 0 Err:522 $0.00 $34,224.84 $55,470.64 12
Err:522 Err:522 0 Err:522 $0.00 $34,410.52 $55,952.72 12
Err:522 Err:522 0 Err:522 $0.00 $34,595.30 $56,434.44 12
Err:522 Err:522 0 Err:522 $0.00 $34,779.17 $56,915.81 12
Err:522 Err:522 0 Err:522 $0.00 $34,962.14 $57,409.77 13
Err:522 Err:522 0 Err:522 $0.00 $35,144.19 $57,903.25 13
Err:522 Err:522 0 Err:522 $0.00 $35,325.31 $58,396.24 13
Err:522 Err:522 0 Err:522 $0.00 $35,505.50 $58,888.74 13
Err:522 Err:522 0 Err:522 $0.00 $35,684.77 $59,380.76 13
Err:522 Err:522 0 Err:522 $0.00 $35,863.12 $59,872.30 13
Err:522 Err:522 0 Err:522 $0.00 $36,040.55 $60,363.36 13
Err:522 Err:522 0 Err:522 $0.00 $36,217.05 $60,853.95 13
Err:522 Err:522 0 Err:522 $0.00 $36,392.64 $61,344.06 13
Err:522 Err:522 0 Err:522 $0.00 $36,567.31 $61,833.70 13
Err:522 Err:522 0 Err:522 $0.00 $36,741.06 $62,322.87 13
Err:522 Err:522 0 Err:522 $0.00 $36,913.89 $62,811.57 13
Err:522 Err:522 0 Err:522 $0.00 $37,085.80 $63,311.95 14
Err:522 Err:522 0 Err:522 $0.00 $37,256.78 $63,811.73 14
Err:522 Err:522 0 Err:522 $0.00 $37,426.82 $64,310.89 14
Err:522 Err:522 0 Err:522 $0.00 $37,595.93 $64,809.46 14
Err:522 Err:522 0 Err:522 $0.00 $37,764.10 $65,307.42 14
Err:522 Err:522 0 Err:522 $0.00 $37,931.33 $65,804.79 14
Err:522 Err:522 0 Err:522 $0.00 $38,097.64 $66,301.56 14
Err:522 Err:522 0 Err:522 $0.00 $38,263.01 $66,797.74 14
Err:522 Err:522 0 Err:522 $0.00 $38,427.45 $67,293.33 14
Err:522 Err:522 0 Err:522 $0.00 $38,590.96 $67,788.33 14
Err:522 Err:522 0 Err:522 $0.00 $38,753.55 $68,282.74 14
Err:522 Err:522 0 Err:522 $0.00 $38,915.20 $68,776.57 14
Err:522 Err:522 0 Err:522 $0.00 $39,075.94 $69,281.15 15
Err:522 Err:522 0 Err:522 $0.00 $39,235.72 $69,785.01 15
Err:522 Err:522 0 Err:522 $0.00 $39,394.56 $70,288.15 15
Err:522 Err:522 0 Err:522 $0.00 $39,552.46 $70,790.57 15
Err:522 Err:522 0 Err:522 $0.00 $39,709.41 $71,292.28 15
Err:522 Err:522 0 Err:522 $0.00 $39,865.43 $71,793.27 15
Err:522 Err:522 0 Err:522 $0.00 $40,020.50 $72,293.56 15
Err:522 Err:522 0 Err:522 $0.00 $40,174.64 $72,793.14 15
Err:522 Err:522 0 Err:522 $0.00 $40,327.84 $73,292.01 15
Err:522 Err:522 0 Err:522 $0.00 $40,480.11 $73,790.19 15
Err:522 Err:522 0 Err:522 $0.00 $40,631.44 $74,287.67 15
Err:522 Err:522 0 Err:522 $0.00 $40,781.83 $74,784.45 15
Err:522 Err:522 0 Err:522 $0.00 $40,931.30 $75,291.04 16
Err:522 Err:522 0 Err:522 $0.00 $41,079.82 $75,796.80 16
Err:522 Err:522 0 Err:522 $0.00 $41,227.39 $76,301.73 16
Err:522 Err:522 0 Err:522 $0.00 $41,374.01 $76,805.84 16
Err:522 Err:522 0 Err:522 $0.00 $41,519.68 $77,309.11 16
Err:522 Err:522 0 Err:522 $0.00 $41,664.42 $77,811.57 16
Err:522 Err:522 0 Err:522 $0.00 $41,808.21 $78,313.22 16
Err:522 Err:522 0 Err:522 $0.00 $41,951.06 $78,814.04 16
Err:522 Err:522 0 Err:522 $0.00 $42,092.97 $79,314.06 16
Err:522 Err:522 0 Err:522 $0.00 $42,233.94 $79,813.27 16
Err:522 Err:522 0 Err:522 $0.00 $42,373.98 $80,311.67 16
Err:522 Err:522 0 Err:522 $0.00 $42,513.08 $80,809.27 16
Err:522 Err:522 0 Err:522 $0.00 $42,651.25 $81,315.74 17
Err:522 Err:522 0 Err:522 $0.00 $42,788.47 $81,821.28 17
Err:522 Err:522 0 Err:522 $0.00 $42,924.75 $82,325.88 17
Err:522 Err:522 0 Err:522 $0.00 $43,060.07 $82,829.54 17
Err:522 Err:522 0 Err:522 $0.00 $43,194.46 $83,332.29 17
Err:522 Err:522 0 Err:522 $0.00 $43,327.90 $83,834.10 17
Err:522 Err:522 0 Err:522 $0.00 $43,460.39 $84,335.00 17
Err:522 Err:522 0 Err:522 $0.00 $43,591.95 $84,834.98 17
Err:522 Err:522 0 Err:522 $0.00 $43,722.58 $85,334.05 17
Err:522 Err:522 0 Err:522 $0.00 $43,852.26 $85,832.22 17
Err:522 Err:522 0 Err:522 $0.00 $43,981.01 $86,329.47 17
Err:522 Err:522 0 Err:522 $0.00 $44,108.83 $86,825.83 17
Err:522 Err:522 0 Err:522 $0.00 $44,235.72 $87,330.11 18
Err:522 Err:522 0 Err:522 $0.00 $44,361.67 $87,833.36 18
Err:522 Err:522 0 Err:522 $0.00 $44,486.67 $88,335.58 18
Err:522 Err:522 0 Err:522 $0.00 $44,610.72 $88,836.77 18
Err:522 Err:522 0 Err:522 $0.00 $44,733.84 $89,336.94 18
Err:522 Err:522 0 Err:522 $0.00 $44,856.02 $89,836.09 18
Err:522 Err:522 0 Err:522 $0.00 $44,977.27 $90,334.22 18
Err:522 Err:522 0 Err:522 $0.00 $45,097.58 $90,831.35 18
Err:522 Err:522 0 Err:522 $0.00 $45,216.96 $91,327.46 18
Err:522 Err:522 0 Err:522 $0.00 $45,335.41 $91,822.58 18
Err:522 Err:522 0 Err:522 $0.00 $45,452.93 $92,316.70 18
Err:522 Err:522 0 Err:522 $0.00 $45,569.52 $92,809.82 18
Err:522 Err:522 0 Err:522 $0.00 $45,685.19 $93,309.95 19
Err:522 Err:522 0 Err:522 $0.00 $45,799.92 $93,808.95 19
Err:522 Err:522 0 Err:522 $0.00 $45,913.72 $94,306.83 19
Err:522 Err:522 0 Err:522 $0.00 $46,026.58 $94,803.59 19
Err:522 Err:522 0 Err:522 $0.00 $46,138.51 $95,299.25 19
Err:522 Err:522 0 Err:522 $0.00 $46,249.51 $95,793.79 19
Err:522 Err:522 0 Err:522 $0.00 $46,359.58 $96,287.24 19
Err:522 Err:522 0 Err:522 $0.00 $46,468.73 $96,779.59 19
Err:522 Err:522 0 Err:522 $0.00 $46,576.96 $97,270.85 19
Err:522 Err:522 0 Err:522 $0.00 $46,684.26 $97,761.02 19
Err:522 Err:522 0 Err:522 $0.00 $46,790.65 $98,250.11 19
Err:522 Err:522 0 Err:522 $0.00 $46,896.12 $98,738.11 19
Err:522 Err:522 0 Err:522 $0.00 $47,000.67 $99,232.21 20
Err:522 Err:522 0 Err:522 $0.00 $47,104.30 $99,725.11 20
Err:522 Err:522 0 Err:522 $0.00 $47,207.00 $100,216.80 20
Err:522 Err:522 0 Err:522 $0.00 $47,308.78 $100,707.30 20
Err:522 Err:522 0 Err:522 $0.00 $47,409.64 $101,196.61 20
Err:522 Err:522 0 Err:522 $0.00 $47,509.59 $101,684.74 20
Err:522 Err:522 0 Err:522 $0.00 $47,608.62 $102,171.68 20
Err:522 Err:522 0 Err:522 $0.00 $47,706.73 $102,657.45 20
Err:522 Err:522 0 Err:522 $0.00 $47,803.94 $103,142.06 20
Err:522 Err:522 0 Err:522 $0.00 $47,900.23 $103,625.50 20
Err:522 Err:522 0 Err:522 $0.00 $47,995.62 $104,107.78 20
Err:522 Err:522 0 Err:522 $0.00 $48,090.11 $104,588.90 20
Err:522 Err:522 0 Err:522 $0.00 $48,183.69 $105,075.23 21
Err:522 Err:522 0 Err:522 $0.00 $48,276.36 $105,560.28 21
Err:522 Err:522 0 Err:522 $0.00 $48,368.13 $106,044.07 21
Err:522 Err:522 0 Err:522 $0.00 $48,458.98 $106,526.59 21
Err:522 Err:522 0 Err:522 $0.00 $48,548.93 $107,007.85 21
Err:522 Err:522 0 Err:522 $0.00 $48,637.98 $107,487.85 21
Err:522 Err:522 0 Err:522 $0.00 $48,726.13 $107,966.61 21
Err:522 Err:522 0 Err:522 $0.00 $48,813.38 $108,444.13 21
Err:522 Err:522 0 Err:522 $0.00 $48,899.73 $108,920.41 21
Err:522 Err:522 0 Err:522 $0.00 $48,985.19 $109,395.46 21
Err:522 Err:522 0 Err:522 $0.00 $49,069.76 $109,869.28 21
Err:522 Err:522 0 Err:522 $0.00 $49,153.45 $110,341.89 21
Err:522 Err:522 0 Err:522 $0.00 $49,236.24 $110,818.84 22
Err:522 Err:522 0 Err:522 $0.00 $49,318.14 $111,294.45 22
Err:522 Err:522 0 Err:522 $0.00 $49,399.16 $111,768.73 22
Err:522 Err:522 0 Err:522 $0.00 $49,479.28 $112,241.69 22
Err:522 Err:522 0 Err:522 $0.00 $49,558.51 $112,713.33 22
Err:522 Err:522 0 Err:522 $0.00 $49,636.86 $113,183.65 22
Err:522 Err:522 0 Err:522 $0.00 $49,714.33 $113,652.68 22
Err:522 Err:522 0 Err:522 $0.00 $49,790.92 $114,120.40 22
Err:522 Err:522 0 Err:522 $0.00 $49,866.63 $114,586.83 22
Err:522 Err:522 0 Err:522 $0.00 $49,941.47 $115,051.97 22
Err:522 Err:522 0 Err:522 $0.00 $50,015.43 $115,515.82 22
Err:522 Err:522 0 Err:522 $0.00 $50,088.53 $115,978.41 22
Err:522 Err:522 0 Err:522 $0.00 $50,160.75 $116,444.51 23
Err:522 Err:522 0 Err:522 $0.00 $50,232.11 $116,909.23 23
Err:522 Err:522 0 Err:522 $0.00 $50,302.59 $117,372.56 23
Err:522 Err:522 0 Err:522 $0.00 $50,372.21 $117,834.52 23
Err:522 Err:522 0 Err:522 $0.00 $50,440.95 $118,295.12 23
Err:522 Err:522 0 Err:522 $0.00 $50,508.84 $118,754.35 23
Err:522 Err:522 0 Err:522 $0.00 $50,575.86 $119,212.23 23
Err:522 Err:522 0 Err:522 $0.00 $50,642.02 $119,668.77 23
Err:522 Err:522 0 Err:522 $0.00 $50,707.33 $120,123.96 23
Err:522 Err:522 0 Err:522 $0.00 $50,771.79 $120,577.81 23
Err:522 Err:522 0 Err:522 $0.00 $50,835.39 $121,030.34 23
Err:522 Err:522 0 Err:522 $0.00 $50,898.15 $121,481.55 23
Err:522 Err:522 0 Err:522 $0.00 $50,960.06 $121,931.44 24
Err:522 Err:522 0 Err:522 $0.00 $51,021.12 $122,380.02 24
Err:522 Err:522 0 Err:522 $0.00 $51,081.35 $122,827.30 24
Err:522 Err:522 0 Err:522 $0.00 $51,140.74 $123,273.28 24
Err:522 Err:522 0 Err:522 $0.00 $51,199.29 $123,717.97 24
Err:522 Err:522 0 Err:522 $0.00 $51,257.00 $124,161.38 24
Err:522 Err:522 0 Err:522 $0.00 $51,313.89 $124,603.51 24
Err:522 Err:522 0 Err:522 $0.00 $51,369.94 $125,044.36 24
Err:522 Err:522 0 Err:522 $0.00 $51,425.17 $125,483.95 24
Err:522 Err:522 0 Err:522 $0.00 $51,479.58 $125,922.28 24
Err:522 Err:522 0 Err:522 $0.00 $51,533.16 $126,359.36 24
Err:522 Err:522 0 Err:522 $0.00 $51,585.92 $126,795.19 24
Err:522 Err:522 0 Err:522 $0.00 $51,637.87 $127,229.77 25
Err:522 Err:522 0 Err:522 $0.00 $51,689.00 $127,663.12 25
Err:522 Err:522 0 Err:522 $0.00 $51,739.32 $128,095.25 25
Err:522 Err:522 0 Err:522 $0.00 $51,788.83 $128,526.14 25
Err:522 Err:522 0 Err:522 $0.00 $51,837.53 $128,955.82 25
Err:522 Err:522 0 Err:522 $0.00 $51,885.43 $129,384.28 25
Err:522 Err:522 0 Err:522 $0.00 $51,932.52 $129,811.54 25
Err:522 Err:522 0 Err:522 $0.00 $51,978.81 $130,237.60 25
Err:522 Err:522 0 Err:522 $0.00 $52,024.30 $130,662.46 25
Err:522 Err:522 0 Err:522 $0.00 $52,069.00 $131,086.13 25
Err:522 Err:522 0 Err:522 $0.00 $52,112.90 $131,508.62 25
Err:522 Err:522 0 Err:522 $0.00 $52,156.01 $131,929.93 25
Err:522 Err:522 0 Err:522 $0.00 $52,198.33 $132,350.07 26
Err:522 Err:522 0 Err:522 $0.00 $52,239.86 $132,769.04 26
Err:522 Err:522 0 Err:522 $0.00 $52,280.60 $133,186.85 26
Err:522 Err:522 0 Err:522 $0.00 $52,320.56 $133,603.50 26
Err:522 Err:522 0 Err:522 $0.00 $52,359.75 $134,019.00 26
Err:522 Err:522 0 Err:522 $0.00 $52,398.15 $134,433.35 26
Err:522 Err:522 0 Err:522 $0.00 $52,435.77 $134,846.57 26
Err:522 Err:522 0 Err:522 $0.00 $52,472.62 $135,258.64 26
Err:522 Err:522 0 Err:522 $0.00 $52,508.70 $135,669.59 26
Err:522 Err:522 0 Err:522 $0.00 $52,544.01 $136,079.42 26
Err:522 Err:522 0 Err:522 $0.00 $52,578.55 $136,488.12 26
Err:522 Err:522 0 Err:522 $0.00 $52,612.32 $136,895.71 26
Err:522 Err:522 0 Err:522 $0.00 $52,645.33 $137,302.19 27
Err:522 Err:522 0 Err:522 $0.00 $52,677.57 $137,707.57 27
Err:522 Err:522 0 Err:522 $0.00 $52,709.06 $138,111.85 27
Err:522 Err:522 0 Err:522 $0.00 $52,739.79 $138,515.03 27
Err:522 Err:522 0 Err:522 $0.00 $52,769.76 $138,917.12 27
Err:522 Err:522 0 Err:522 $0.00 $52,798.97 $139,318.13 27
Err:522 Err:522 0 Err:522 $0.00 $52,827.44 $139,718.06 27
Err:522 Err:522 0 Err:522 $0.00 $52,855.16 $140,116.91 27
Err:522 Err:522 0 Err:522 $0.00 $52,882.13 $140,514.69 27
Err:522 Err:522 0 Err:522 $0.00 $52,908.35 $140,911.41 27
Err:522 Err:522 0 Err:522 $0.00 $52,933.83 $141,307.06 27
Err:522 Err:522 0 Err:522 $0.00 $52,958.56 $141,701.66 27
Err:522 Err:522 0 Err:522 $0.00 $52,982.56 $142,095.20 28
Err:522 Err:522 0 Err:522 $0.00 $53,005.82 $142,487.69 28
Err:522 Err:522 0 Err:522 $0.00 $53,028.34 $142,879.14 28
Err:522 Err:522 0 Err:522 $0.00 $53,050.13 $143,269.54 28
Err:522 Err:522 0 Err:522 $0.00 $53,071.19 $143,658.91 28
Err:522 Err:522 0 Err:522 $0.00 $53,091.52 $144,047.24 28
Err:522 Err:522 0 Err:522 $0.00 $53,111.11 $144,434.55 28
Err:522 Err:522 0 Err:522 $0.00 $53,129.99 $144,820.82 28
Err:522 Err:522 0 Err:522 $0.00 $53,148.14 $145,206.08 28
Err:522 Err:522 0 Err:522 $0.00 $53,165.56 $145,590.31 28
Err:522 Err:522 0 Err:522 $0.00 $53,182.27 $145,973.52 28
Err:522 Err:522 0 Err:522 $0.00 $53,198.25 $146,355.72 28
Err:522 Err:522 0 Err:522 $0.00 $53,213.52 $146,736.91 29
Err:522 Err:522 0 Err:522 $0.00 $53,228.08 $147,117.09 29
Err:522 Err:522 0 Err:522 $0.00 $53,241.92 $147,496.25 29
Err:522 Err:522 0 Err:522 $0.00 $53,255.06 $147,874.41 29
Err:522 Err:522 0 Err:522 $0.00 $53,267.48 $148,251.56 29
Err:522 Err:522 0 Err:522 $0.00 $53,279.19 $148,627.71 29
Err:522 Err:522 0 Err:522 $0.00 $53,290.20 $149,002.85 29
Err:522 Err:522 0 Err:522 $0.00 $53,300.51 $149,376.98 29
Err:522 Err:522 0 Err:522 $0.00 $53,310.12 $149,750.10 29
Err:522 Err:522 0 Err:522 $0.00 $53,319.02 $150,122.21 29
Err:522 Err:522 0 Err:522 $0.00 $53,327.23 $150,493.30 29
Err:522 Err:522 0 Err:522 $0.00 $53,334.74 $150,863.37 29
Err:522 Err:522 0 Err:522 $0.00 $53,341.56 $151,232.41 30
Err:522 Err:522 0 Err:522 $0.00 $53,347.69 $151,600.41 30
Err:522 Err:522 0 Err:522 $0.00 $53,353.13 $151,967.34 30
Err:522 Err:522 0 Err:522 $0.00 $53,357.88 $152,333.20 30
Err:522 Err:522 0 Err:522 $0.00 $53,361.94 $152,697.94 30
Err:522 Err:522 0 Err:522 $0.00 $53,365.32 $153,061.53 30
Err:522 Err:522 0 Err:522 $0.00 $53,368.01 $153,423.90 30
Err:522 Err:522 0 Err:522 $0.00 $53,370.03 $153,784.93 30
Err:522 Err:522 0 Err:522 $0.00 $53,371.37 $154,144.37 30
Err:522 Err:522 0 Err:522 $0.00 $53,372.04 $154,501.48 30
Err:522 Err:522 0 Err:522 $0.00 $53,372.04 Err:522 30
Err:522 Err:522 0 Err:522 $0.00 Err:522 Err:522 30
 Loan/Mortgage amount ($) 154500
First Payment Date: Jan-17

Interest Rate (%): 2.25%

term (years): 30
extra monthly payments:
start of extra payments:

$590.57

0 154500
0 154500
0 154500
0 154500
0 154500
0 154500
0 154500
0 154500
0 154500
0 154500
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0 154500
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0 154500
0 154500
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.0025 143305.13
0.005 Err:522
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