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Chapter I
food and bus passes).Experts look at a number of key items that we buy on a
regular basis (such as bread) and work out the overall cost increase.
One of the realities that each and every one has to face is the ever changing
value of currency and the price of consumer goods. Inflation results, according
increases cause business to raise prices to cover for costs; or from a Demand-
value of money.
(https://bestwritingservice.com/essays/Economics/Philippine-Inflation-
Rate.html)
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
One country in particular which have experienced high and unstable inflation
rates is the Republic of the Philippines. While other countries have gradual
high inflation rates, and it is expected last year that it will be capped by a 4.17%
increase in 2018.
But instead, The Philippines' annual inflation rate came in at 6.7 percent in
October of 2018, unchanged from the previous month but higher than market
expectations of 6.5 percent. A faster rise in cost of housing and transport offset
a slight slowdown in prices of food. The latest reading remained at its highest
since February 2009. On a monthly basis, consumer prices went up 0.3 percent,
after a 0.8 percent rise in September. Inflation Rate in Philippines averaged 8.40
percent from 1958 until 2018, reaching an all time high of 62.80 percent in
(https://tradingeconomics.com/philippines/inflation-cpi)
Therefore, based on these beat researches we would like to know how these
news reports affects the Perception of Grade 12 – GAS Senior High School
2|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Conceptual/Theoretical Framework:
Perception of
Grade 12 – GAS
Assessment of The
Senior High
Perception of recommended
School Students
Grade 12 – GAS tips on how
of University of
Senior High inflation rate be
Luzon on
School Students decreased:
Inflation Rate in
of University of
the Philippines. Cut
Luzon on
Inflation Rate in spending
the Philippines Buy in
The profile of the
through the use bulk
respondents
of questionnaire Saving
along Grade 12 –
or survey forms Saving
GAS Senior High
as the main tool Look out
School
in data gathering. for student
Students.
discounts
3|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
a. Age
b. Sex
c. Strand/Track/Section
2.) What are the perceptions of Grade 12 – GAS Senior High School Students
on Inflation Rate?
3.) What are the recommended tips on how inflation rate be decreased?
University of Luzon about the trend news Inflation rates in the Philippines.
3. To give informative and useful data than can be the basis for catalyst
4|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Since the focused of this study is within the vicinity of University of Luzon
(UL) premises, we choose to conduct this study to the Senior High School (SHS)
2018-2019. We did randomly choose from that specific strand as our scope and
5|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
GAS Senior High School Students of University of Luzon on Inflation Rate in the
Philippines and found out the recommended tips on how inflation rate can be
Students:
to know more informative ideas on how can they spend their allowance
wisely and cope the stressed out of unstable changes of prices in our
general economy.
cope the problem of improper budgeting, since they are the primary
Economic Society/Community:
We are all part of the Economic Society and we builds the community.
Future Researchers:
This Research Study can be the basis for them to have more ideas on
their research study regarding the Perception about Inflation rates effects.
This will give them more information on how we did the study that can be
useful for their research. It can also help them make sound decision to
continue their research for this is also one of the biggest problems in our
country.
7|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Definition of Terms:
Inflation:
and services in an economy over a period of time. When the price level
rises, each unit of currency buys fewer goods and services; consequently,
a loss of real value in the medium of exchange and unit of account within
the economy. A chief measure of price inflation is the inflation rate, the
(https://en.wikipedia.org/wiki/Inflation)
Perception:
GAS:
8|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Chapter II
The literature and studies cited in this chapter tackle the different concept,
development related to study of the enrollment from the past up to the present
and which serves as the researchers guide in developing the project. Those that
were also included in this chapter helps in familiarizing information that are
Conceptual Literature:
Inflationary Psychology
quickly than they otherwise would in the belief that prices are rising. Inflationary
and save less, the velocity of money increases, further boosting inflation and
9|Page
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
having successfully combated high inflation that was rampant in the 1970s and
1980s. Inflationary psychology can have negative effects on the economy, as the
resultant inflation spike may led a nation’s central bank to raise interest rates
'Inflationary Psychology'
due course. Most consumers will spend their money on a product immediately if
they think its price is going to increase shortly. The rationale for this decision is
that consumers believe they can save some money by buying the product now
Inflationary psychology was evident in the U.S. housing market in the first
decade of this millennium. As house prices went up year after year, investors
became conditioned to believe that “house prices always go up.” This led millions
of Americans to jump into the real estate market either for ownership or
speculation, which greatly reduced the available stock of housing and drove up
prices sharply. This in turn attracted more homeowners and speculators to the
U.S. real estate market, with the feeding frenzy only abating with the onset in
2007 of the worst financial crisis and housing correction since the 1930s
Depression.
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
as the consumer price index (CPI) and bond yields, which would spike up if
various assets. For example, gold and commodities may rise in price since they
price because of the prospect of higher interest rates to combat inflation. The
effect on stocks is mixed but with a lower bias. This is because the impact of
potentially higher rates is much greater than the positive effect on earnings by
environment.
(https://www.investopedia.com/terms/i/inflationarypsychology.asp)
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Research Literature:
(3rd UPDATE) The latest figure reinforces the projections of the Bangko Sentral
off.
economic growth.
The latest figure is the same as in September. (READ: Poorest Filipinos feel
Prices of food and non-alcoholic beverages were hardly unchanged at 9.4% from
September's 9.7%. Food prices take the biggest slice in the computation for the
The alcoholic beverages and tobacco segment as also stable at 21.6% from
21.8%.
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Mixed movements in the annual growth of prices were posted among the
commodity groups. Higher annual increases were observed in the indices of the
following commodity groups: housing, water, electricity, gas, and other fuels -
- 3.7%; health - 4.3%; transport - 8.8%; recreation and culture - 3.1%; restaurant
Both the BSP and the DOF attributed their optimistic outlooks to stabilizing rice,
(Other Stories) Bangko Sentral hikes interest rates again over high inflation
(3rd UPDATE) The Bangko Sentral ng Pilipinas raises interest rates by 50 basis
points
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Felipe Medalla says the high inflation figure reflects the elevated prices of
cigarettes and sugary drinks, which were planned by the government under the
TRAIN law
The Bangko Sentral ng Pilipinas sees 2018 full-year inflation hitting 4.9% and
BSP Governor Nestor Espenilla Jr said the latest data support "the view that
inflation pressures are finally moderating" and possibly indicate that prices will
"The start of the harvest season for rice and improved weather conditions have
"The BSP will continue to monitor the evolution of expectations and further
Economic managers now aim for inflation to settle between 3% and 4% next year.
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Regional inflation
Mimaropa (9% from 7.3%) and Cagayan Valley (8% from 7.6%) experienced
higher inflation.
Inflation rates of the Cordillera Administrative Region (5.2% from 5%), Caraga
(6.2% from 6.1%), and Western Visayas (7.7% from 7.6%) also inched up.
The continuous rise in the prices of goods has led to a downgrade in the
projections of various think tanks and multilateral lenders for the country's gross
The World Bank cut its GDP outlook for 2018 to 6.5% from 6.7%, while the Asian
GDP for the 2nd quarter stood at a disappointing 6%, which prompted economic
The PSA is set to announce the GDP figure for the 3rd quarter on Thursday,
November 8.
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Stubbornly high inflation for the year also prompted the BSP to hike interest
rates 4 times, bringing the overnight reverse repurchase rate to 4.5% to manage
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Chapter III
Research Design
particular phenomenon.
(Babbie, Earl R. The Practice of Social Research. 12th ed. Belmont, CA:
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
manner].
Department specifically 4th floor level of the 2nd building of the edifice at room
412 of Grade 12 – GAS Senior high School Students. We conduct this study
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Figure 1
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Grade 12 -GAS section in the Education Department, Senior High School of the
Research Instrument:
The researchers had gathered data on the study about the Perception of
survey forms, containing various questions regarding the certain topic we made
above-mentioned study.
We first introduce the aim of the topic and purposes, and ask permission to
acknowledgement were grant, we will continue the process by handling them the
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Finally, after we gathered all the information from our participants and we
based the conclusion of our research findings from the filled questionnaire forms,
The data gathered by the researchers are carefully assessed and treated
In analyzing the data, the researchers used the Weighted Arithmetic Mean in
Formula:
WE = f(x)/n
Where:
f – frequency
x – rate
∑ - totality of or sum of
21 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Chapter IV
gathered by the researchers. This centers the result of research about Perception
We gather the important informative data from the Grade 12 – GAS Section,
Figure 2
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Figure 3
seriously feel the burden of inflation and they really take it as a big
Figure 4
While the other 2 students, slightly feel the heavy burden effects of
inflation and said that they have nothing to complain about it because
23 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
claimed that Inflation in the Philippines is a big problem that caused them
Figure 5
Expenses:
> 2% - Savings
The audit shows that because of inflation there are less amount left for
their daily personal needs and very few savings left behind.
24 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
gathered from the 10 respondents about our research study findings and makes
conclusions thereafter:
HP = 2.36 – 3.00
MP = 1.68 – 2.35
LP = 1.00 – 1.67
I II III
Just go with
spend as
usual
Be more
the usual
spending
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Limit the
usual 1 4 5 2.4
expenses
Sacrifice not
more savings
Spend a lot
economy’s
sake
The table reflects the different Perceptions of Grade 12 – GAS on how to decide
found out that there are 2.3 percent of students said that they’ll just go with the
flow of the general economy, and 2.7 percent agreed that it is better to be more
thrifty than usual, while 2.4 percent wanted to limit their usual expenses, and
2.1 percent decided to sacrifice not spending so much for earning much more
savings, however 1.8 percent don’t mind spending for this phenomenon is
26 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Chapter V
Summary:
Problem to know the perceptions of Grade 12 – GAS Senior High School Students
on Inflation Rate and What are the recommended tips on how inflation rate be
Parents/Guardians and Teachers, the Economy and Community, and the Future
Method. The Locale of the Study is within the vicinity of University of Luzon in
Dagupan City, Pangasinan. The respondents chosen are the Grade 12 – GAS
Students, there are 10 participants from the total number of 42 in the class. The
27 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Findings:
We found out the results of our Result study, it shows that majority of our
respondents feel the effects of Inflation and take it seriously because it became
a big problem for them that cause trouble in their budgeting. The inflation rate
sending regard on Inflation rate issue in the Philippines. The researchers found
out that there are 2.3 percent of students said that they’ll just go with the flow
of the general economy, and 2.7 percent agreed that it is better to be more thrifty
than usual, while 2.4 percent wanted to limit their usual expenses, and 2.1
percent decided to sacrifice not spending so much for earning much more
savings, however 1.8 percent don’t mind spending for this phenomenon is
Based on this inflationary the psychological state of mind that leads some
consumers to spend more quickly than they otherwise would in the belief that
because as consumers spend more and save less amount, the velocity of money
psychology.
28 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Conclusions:
researchers found out that the latest trend news the Inflation rate in our country
in the Philippines become a serious burden for almost everyone even the chosen
them the Study was answered, the researchers knew what are the Perception of
these student about the Inflation rate in the Philippines. According from them
majority that even it is part of our economic problem we must be aware to save
our own capital by being thrifty as a primary goal especially that they are
students and has a lot of expenses not to mention the miscellaneous for school
activity outputs and of course there own everyday personal needs, even we can
say that they have proponents for their personal supports. For that very reason
the researchers can finally give the Recommendation for it that can probably
help at least lessen the worry of this inflation issue, the recommendation give
29 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Recommendation:
Here are some trivial yet useful ways for students to beat inflation.
1. Cut spending - It may not seem ideal but you will have to cut spending on
2. Buy in bulk - If you know that you eat a lot of something everyday then
3. Saving - The saving rates may be lower than inflation but if you put money
into a savings account then you will be loosing less than if you don't. It
4. Look out for student discounts - If you use sites like ours to get the
best student discounts then you will benefit from saving money on those
planning to help these youths know how to budget wisely with the help of
their Parents and Advisers. Catalyst projects like seminars can also be a
30 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Bibliography
(APA Format)
(https://bestwritingservice.com/essays/Economics/Philippine-Inflation-
Rate.html)
(https://tradingeconomics.com/philippines/inflation-cpi)
(https://en.wikipedia.org/wiki/Inflation)
(https://www.investopedia.com/terms/i/inflationarypsychology.asp)
(https://www.rappler.com/business/216008-inflation-rate-philippines-
october-2018)
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Appendices
Dear Respondent(s):
Researcher's:
CAMILLA D. FERNANDEZ
CYRELL ESPANOL
REYNALD ESCANO
ZAURIEL LOPEZ
Research Adviser
32 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Sample Questionnaires:
Name: Date:
Gender: Age:
Direction: Encircle the letter of your chosen answer based on your own
opinion or perception truly and sincerely. Then, rate the following expenses in
rating 1-6 (lowest to highest) which you think is the most least and most costly.
Question: Do you feel that the massive strike of Inflation Rate lately, affect you
Expenses: Rating(s):
School Miscellaneous
Food
Transportation Fare
Communication Expense
Personal Needs
Others:
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Direction: Put a check (/) mark inside the box of choices rating if your personal
I II III
spend as usual
usual spending
more savings
economy’s sake
34 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
35 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
36 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
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University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Curriculum Vitae
Personal Information:
Gender: Female.
Nationality: Filipino.
Educational Background:
Sciences.
38 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Personal Information:
Gender: Female.
Nationality: Filipino.
Educational Background:
Sciences.
39 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Personal Information:
Gender: Male.
Contact Information:
Nationality: Filipino.
Educational Background:
Sciences.
40 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Personal Information:
Gender: Male.
Contact Information:
Nationality: Filipino
Educational Background:
Sciences.
41 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Personal Information:
Gender: Female.
Contact Information:
Nationality: Filipino.
Educational Background:
Sciences.
42 | P a g e
University of Luzon
Senior High School
Perez Boulevard, Dagupan City, Pangasinan
“Perception of Grade 12 – GAS Senior High School Students
of University of Luzon on Inflation Rate in the Philippines”
Personal Information:
Gender: Male.
Contact Information:
Nationality: Filipino
Educational Background:
Sciences.
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