Lkqj{kk Bsdk

bZ&fufonk ¼r`rh;½ izi=

¼Bsdk dh vof/k fnukad 01@04@2019 ls 31@03@2021 rd½

% fufonk vkea=.kdrkZ %
cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr
xzke fljksatk iksLV chdk cEgkSjh]
lkxj ¼eÛizÛ½&470228

1
 cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr]
xzke fljksatk iksLV chdk cEgkSjh] lkxj&470228
E-mail: sanchimccsagar@gmail.com

% % lqj{kk Bsdk bZ&fufonk ¼r`rh;½ vkea=.k lwpuk % %

bZ&fufonk lanHkZ Øekad % 91/iz”kk-@lkxj@2019 fnukad 31-01-2019

cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj ds eq[; Ms;jh la;a=] i’kq vkgkj
la;a=] lkxj ,oa leLr nqX/k 'khr dsUnzksa esa nks o"kZ dh vof/k ds fy;s lqj{kkdehZ
iznk; gsrq fufonk;sa vkeaf=r dh tkrh gSaA bPNqd fufonkdrkZ jkf”k : 2000@&
¼nks gtkj :i;s½ dk vkWuykbu Hkqxrku dj bZ&Vs.Mfjax osclkbV
http://www.tenders.gov.in ij fnukad 04@02@2019 izkr% 11%00 cts ls
fnukad 26@02@2019 nksigj 12%00 cts rd fufonk izi= vkWuykbu Ø; dj
ldrs gSaA fufonk viyksM djus dk vafre le; fnukad 26@02@2019 nksigj
01%00 cts rd gSA fufonk laca/kh 'krsZa ,oa foLr`r fooj.k ,e-ih-lh-Mh-,Q dh
osclkbV www.mpcdf.nic.in ij iBu gsrq miyC/k gSA

eq[; dk;Zikyu vf/kdkjh

2
 izi= ewY; :- 2]000@&

cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj

xzke fljksatk iksLV chdk cEgkSjh] lkxj&470228
Bsds ij lqj{kkdehZ iznk; gsrq fufonk izi= &
1 fufonk izi= vkWuykbu foØ; izkjaHk djus 04@02@2019 izkr% 11%00 cts
dh frfFk ,oa le; ls
2 fufonk izi= vkWuykbu Ø; djus dh 26@02@2019 nksigj 12%00
vafre frfFk ,oa le; cts rd
3 fufonk vkWuykbu viyksM djus dh 26@02@2019 nksigj 01%00
vafre frfFk ,oa le; cts rd
4 rduhdh fufonk vkWuykbu [kksyus dh 26@02@2019 nksigj 03-00
frfFk ,oa le; cts ls
5 Hkko i=@njsa vkWuykbu [kksyus dh frfFk 28@02@2019 nksigj 03-00
,oa le; cts ls
6 fufonk ds lkFk vfuok;Zrk tek dh tkus :- 1]00]000@&¼:- ,d yk[k½
okyh /kjksgj jkf'k (Earnest Money)
7 fufonk [kksyus dk LFkku ,oa irk dk;kZy;] cqUnsy[k.M lgdkjh
nqX/k la?k e;kZfnr] xzke fljksatk
iksLV chdk cEgkSjh] lkxj
8 fufonk dh lkekU; 'krsZa izi= 01
9 fufonk gsrq ^^vfuok;Z rduhdh vgZrk,sa** izi= 02
dk fooj.k
10 ^^Hkko i=@nj** izLrqr djus dk izi= izi= 03

eq[; dk;Zikyu vf/kdkjh

3
 dk;kZy; cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj
izi= &01
¼v½ fufonk dh lkekU; 'krsZa
1- cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr ds eq[; Ms;jh la;a=] i’kq vkgkj la;a=] lkxj ,oa
leLr nqX/k 'khr dsUnzksa esa Bsds ij lqj{kkdehZ iznk; djus gsrq e-iz- 'kklu vFkok vf/kd`r
fudk;@laLFkk esa fof/kor iathd`r@lafonk Jfed vf/kfu;e 1970 ds varxZr oS/k vuqKfIr
izkIr ,dy Bsdnkj@QeZ@lgdkjh laLFkk@,tsalh] ftlds ikl fdlh izfrf"Br
vkSn~;ksfxd@okf.kT;d laLFkk esa foxr 2 foRrh; o"kksZa ¼2016&17] 2017&18½ esa lqj{kkdehZ
iznk; dk vuqHko gks vkSj ftlus foRrh; o"kZ 2017&18 esa U;wure 200 fnu rd vkSlru
de ls de 25 lqj{kkdehZ izfrfnu iznk; fd;s gkas] ,sls fufonkdkjksa dh fufonkvksa ij gh
fopkj fd;k tkosxk A
2- /kjksgj jkf'k (Earnest Money) :i;s 1]00]000@& :- ,d yk[k½ fufonkdkj dks nqX/k la?k
esa fufonk ds lkFk fMek.M+ Mªk¶V] tks fd ^^cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr^^ ;k
^^Bundelkhand Sahakari Dugdha Sangh Maryadit’’ ds i{k esa ns; gks] tek
djuk vfuok;Z gSA /kjksgj jkf'k dsoy fMek.M+ Mªk¶V ds :i esa gh ekU; dh tkosxh vU;
fdlh Lo:i esa ughaA National Small scale Industries Corporation ls iathd`r
QeksZa lfgr vU; fdlh Hkh izdkj ds 'kkldh; laLFkkvksa ls vuq’kaflr fdlh Hkh fufonkdkj
dks /kjksgj jkf’k tek djus ds laca/k esa NwV ugha nh tkosxhA fcuk /kjksgj jkf’k ds izLrqr
fufonkvksa dks vekU; fd;k tkosxkA /kjksgj jkf'k ij fdlh Hkh izdkj dk C;kt ns; ugha
gksxkA fufonk vLohd`r gksus ij vlQy fufonkdkjksa dh /kjksgj jkf'k ,d ekg dh
le;lhek esa okil dh tkosxhA fufonk Lohd`r gksus ij la?k ds izca/ku }kjk dk;kZns'k fn;s
tkus ij ;fn fu/kkZfjr frfFk ls dk;Z izkjaHk ugha fd;k tkrk gS rks /kjksgj jkf'k (Earnest
Money) tIr dj nwljs U;wure fufonkdrkZ dks dk;Z dk Bsdk fn;k tkosxkA fufonk
Lohd`r gksus ,oa dk;Z 'kq: gksus ij /kjksgj jkf'k (Earnest Money) dks lqj{kk fuf/k
(Security Deposit) esa lek;ksftr fd;k tkosxkA
3- fufonk Lohdkj djus vFkok fujLr djus dk laiw.kZ vf/kdkj eq[; dk;Zikyu vf/kdkjh]
cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj dks gksxk A
4- fufonk Lohd`r gksus ij lQyre~ fufonkdkj vFkkZr lqj{kk Bsdsnkj dks cqUnsy[k.M lgdkjh
nqX/k la?k dss eq[; Ms;jh la;a=] i’kq vkgkj la;a=] lkxj ,oa leLr nqX/k 'khr dsUnzksa gsrq
izfrfnu yxHkx 25 ls 35 lqj{kkdfeZ;ksa dh miyC/krk lqfuf’pr djuh gksxh ,oa dk;Z dh
vko';drkuqlkj lqj{kkdfeZ;ksa dh la[;k le;&le; ij ?kVkbZ ;k c<k+bZ tk ldrh gSA
lqj{kk Bsdsnkj cqUnsy[k.M lgdkjh nqX/k la?k ds eq[; Msjh la;a=] nqX/k 'khrdsUnzksa rFkk Ik'kq
vkgkj la;a=] lkxj ds la;a= Hkou] xksMkmu] dk;kZy;hu laifRr ,oa ifjlj dh fnu &jkr
lqj{kk O;oLFkk djsxkA nqX/k 'khr dsUnzksa dh lwph ¼izn’kZ 1½ rFkk vuqekfur lqj{kkdfeZ;ksa dh
la[;k ¼izn’kZ 2½ ij layXu gSA
5- fufonk Lohd`r gksus ij rRdky fufonkdkj }kjk Lo;a ds [kpsZ ls vuqca/k i= gsrq :i;s
1]000@& ¼: gtkj ek=½ dk xSj U;k;ky;hu LVkEi isij izLrqr djuk gksxk ,oa dk;Z
izkjaHk ls iwoZ vuqca/k i=ksa ij gLrk{kj djus gksaxsA fu/kkZfjr vof/k rd vuqca/k fu"iknu ugha
gksus ij dk;kZns’k Lor% fujLr gks tkosxkA

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6 lqj{kk Bsdsnkj dks lkSaik gqvk dk;Z larks"kizn ugha gksus ij Bsdk fujLr djus ,oa lqj{kk fuf/k
(Security Deposit) jktlkr djus dk iw.kZ vf/kdkj eq[; dk;Zikyu vf/kdkjh] cqUnsy[k.M
lgdkjh nqX/k la?k dks gksxkA
7- dkUVªsDV yscj ¼jsX;qys'ku ,aM ,sCkksyh'ku½ ,DV 1970 ds varxZr lqj{kk Bsdsnkj ds ikl
yk;lsal gksuk vko';d gS rFkk mDr yk;lasl dk le;&le; ij uohuhdj.k djkuk
vfuok;Z gksxkA
8- fufonk [kksyus ds i'pkr ;fn izca/ku dks njsa vf/kd izrhr gksa vkSj og vko';d le>s rks
U;wure fufonkdrkZ dks fuxksf'k,'ku gsrq cqyk;k tk ldrk gSSA bl fo"k; esa eq[;
dk;Zikyu vf/kdkjh }kjk fy;k x;k fu.kZ; vafre o loZekU; gksxkA
9- lqj{kk Bsdk vuqca/k fnukad 01@04@2019 ls 31@03@2021 rd dh vof/k rd izHkko'khy
jgsxkA vuqcaf/kr lqj{kk Bsdsnkj dk dk;Z larks"ktud gksus ij gh izca/ku ;g fopkj dj
ldsxk fd vkilh lgefr ls Bsdk vof/k vko’;drkuqlkj vkxkeh nks o"kZ rd iwoZ Lohd`r
nj ,oa iwokZuqlkj 'krksZa ds vk/kkj ij c<+kbZ tk ldsxhA
10- fufonkdkj dks deZpkjh Hkfo"; fuf/k ,oa deZpkjh jkT; chek fuxe nksuksa esa jftLVªs'ku
gksuk@iathd`r gksuk vfuok;Z gSA iathdj.k dh lR;kfir izfrfyfi;kWa fufonk ds lkFk layXu
fd;k tkuk vko';d gS vU;Fkk fufonk ekU; ugha dh tkosxh A fufonkdrkZ ij dkj[kkuk
vf/kfu;e ,oa Je foHkkx esa izdj.k@fookn vkfn yafcr@fopkjk/khu ugha gksus dk uksVjh ls
lR;kfir 'kiFk i= layXu djuk gksxk A lQy fufonkdkj }kjk izsf"kr 'kiFk i= ckn esa
vlR; ik;s tkus ij Bsdk lekIr fd;k tk ldsxkA
11- ¼v½ Bsdsnkj@lqj{kk ,tsalh }kjk lqj{kk O;oLFkk yxkrkj f'k¶Vksa esa dh tkosxh ,oa
laHkkfor pksjh] uqdlku ,oa laifRr dh {kfr ls lqj{kk djsxhA fdlh izdkj dh ?kVuk ?kfVr
gksus ij mldh lwpuk lacaf/kr 'kk[kk }kjk vfoyac ;qfDr&;qDr le; ls lqj{kk 'kk[kk dks nh
tkosxhA
?kVuk izdj.k esa la?k }kjk tkap dh tkosxh rFkk tkap mijkar lqj{kk 'kk[kk ds
mRrjnk;h ik;s tkus ij la?k }kjk fu/kkZfjr dh xbZ gkafu dh jkf'k olwy djus ,oa
Bsdsnkj@lqj{kk ,tsalh ds fo:) vko';drkuqlkj dkuwuh dk;Zokgh djus esa nqX/k la?k l{ke
gksxkA
¼c½ cqUnsy[k.M Msjh IykaV ifjlj@laca) nqX/k 'khr dsUnzksa esa dsu@ØsV@<Ddu dh
pksjh] fiyQzst fdlh Hkh izdkj dh lEifRr dh pksjh u gks bldh tckonkjh gsrq fo'ks"k
O;oLFkk fuEukuqlkj ykxw gksxh %&
¼d½ ØsV@dsu@<Ddu fu/kkZfjr LFky ij ¼IykaV] Ms;jh Mkd] LVksj] ;k LVksj Mkd½
O;ofLFkr :Ik ls j[kh tkosxh] ftldh lEiw.kZ fuxjkuh lqj{kk ,tsalh dh gksxh ,oa fcuk xsV
ikl ;k baMsUV@fjVZu fLyi ls dksbZ Hkh lkeku@ØsV@dsu@<Ddu fu/kkZfjr Ms;jh Mkd ls
;k LVksj ls ckgj ugha ys tkbZ tk;s ,oa u gh vU; iz;kstuksa esa mi;ksx esa ykbZ tkosA
¼[k½ ØsV@dsu@<Ddu dh x.kuk djrs le; lqj{kk ,tsalh dks lwfpr fd;k tk,xkA
bl gsrq mUgsa viuk izfrfuf/k nsuk vfuok;Z gS ,oa lacaf/kr MkWd@LVksj ij x.kuk ds le;
lHkh izdkj dh VwVh QwVh ØsV@dsu@<Ddu Hkh lEefyr dh tkosxhA
¼x½ Ms;jh Mkd ls ØsV@dsu@<Ddu] Msjh la;a= ls ckgj Hkstrs le; fxurh djokus
gsrq lqj{kk ,tsalh ds izfrfuf/k] forj.k 'kk[kk ds forj.k fyfid ,oa mRiknu 'kk[kk ds
izca/kd ¼mRiknu½ mifLFkr gksaxsA ,d jftLVj forj.k fyfid }kjk j[kk tkosxk ,oa ,d
jftLVj izca/kd ¼mRiknu½ }kjk j[kk tkosxkA ¼ØsV ,dkamV jftLVj½ ,d jftLVj lqj{kk
'kk[kk ds f}rh; xsV ij j[kk tkosxkA
mijksDr ckgj x;s ØsV @dsu@<Ddu Msjh la;a= esa okilh ds le; lqj{kk 'kk[kk ds
f}rh; xsV ij lqj{kk 'kk[kk jftLVj esa fxudj fjdkMZ fd;s tkosaxsA lkFk gh Msjh IykaV esa
bu ØsV @dsu@<Ddu dh okilh fjdkMZ forj.k fyfid ,oa izca/kd ¼mRiknu½ vius

5
 fjdkMZ@jftLVj esa j[ksaxsA bUnzkt vadks ,oa 'kCnksa esa nksuksa gh rjhdksa ls vafdr gksxk A
lacf/kr Ik{k vius iw.kZ gLrk{kj] e; fnukad ds djsaxsA
lqj{kk ,tsalh dks dk;Z vkoaVu ds izFke fnol ij gh nqX/k la?k@'khrdsUnz ifjlj esa miyC/k
ØsV @dsu@<Ddu dk HkkSfrd lR;kiu djokdj mldk pktZ lqj{kk ,tsalh }kjk fy;k
tkosxk rFkk muds vkod ,oa tkod dk leLr fjdkMZ lqj{kk ,tsalh }kjk j[kk tkuk
vfuok;Z gksxk rFkk izR;sd ekg dh vafre frfFk dks leLr ØsV@dsu@<Ddu dk HkkSfrd
lR;kiu izca/kd ¼mRiknu½ ,oa forj.k fyfid ds le{k lqj{kk ,tsalh ds izfrfuf/k dh
mifLFkfr esa fd;k tkosxk] ftldk feyku lR;kiu ,oa forj.k 'kk[kk ds vfHkys[kksa ls fd;k
tkosxkA blesa deh ik;s tkus ij lqj{kk ,tsalh dh ftEEksnkjh jgsxh ,oa mldh olwyh
orZeku dz; njksa ls lqj{kk ,tsalh ds vxys ekg ds ns;dksa ls dh tkosxhA mRiknu 'kk[kk ls
laikfnr dk;ksZ ckcr viukbZ tkus okyh dk;Ziz.kkyh izn’kZ 3 ij layXu gSA
12- lqj{kk Bsdsnkj dks ;g lqfuf'pr djuk gksxk fd LVksj ,oa mlds vanj ;k ckgj j[kh lkexzh
dks fdlh izdkj dh {kfr u igqapsA vU;Fkk vkfFkZd n.M+ vkjksfir fd;k tkosxkA
13- lqj{kk Bsdsnkj dks ;g lqfuf'pr djuk gksxk fd vukf/kd`r] fu"ksf/kr ,oa u'kk djds dksbZ
O;fDr ifjlj esa izos'k u djsA lqj{kk Bsdsnkj dks ;g Hkh lqfuf'pr djuk gksxk fd dksbZ
O;fDr gfFk;kj] u'khys inkFkZ] tgjhys inkFkZ o vU; dksbZ vokafNr oLrq ysdj ifjlj esa
izos'k u djsA mYya?ku gksus ij dkuwuh dk;Zokgh djsaA vU;Fkk vkfFkZd n.M+ vkjksfir fd;k
tkosxkA
14- lqj{kk Bsdsnkj dk ;g nkf;Ro gksxk fd] os dk;kZy;@la;a= ifjlj esa 'kkafr cuk;s j[ksa ,oa
deZpkfj;ksa vFkok ckgjh vlkekftd rRoksa ds >xM+s bR;kfn dks jksds ,oa dkuwuh dk;Zokgh
djsA Ms;jh ifjlj esa lkQ&lQkbZ ,oa LoPNrk cuk;s j[kus esa lg;ksx iznku djsaxs ,oa
nks"kh O;fDr ds ckjs esa iz’kklu dks voxr djkosaA vU;Fkk vkfFkZd n.M+ vkjksfir fd;k
tkosxkA
15- lqj{kk Bsdsnkj dks dk;Z gsrq izca/ku mfpr LFkku miyC/k djk;sxkA la?k }kjk cSBus ,oa
fjdkMZ lqjf{kr j[kus gsrq QuhZpj iznk; fd;k tkosxkA
16- Bsds ds nkSjku lqj{kk Bsdsnkj cqUnsy[k.M lgdkjh nqX/k la?k@,eihlhMh,Q ds deZpkfj;ksa
dks izR;{k vFkok ijks{k :Ik ls vius dk;Z ij ugha ys ldsxhA lkFk gh lqj{kkdehZ] Jfed
Bsdk varxZr dk;Z ugha djsaxsA
17- lqj{kk dk;Z gsrq izfrfnu izfr ikyh izca/ku dh vko';drkuqlkj lqj{kk Bsdsnkj }kjk
lqj{kkdehZ miyC/k djkus gksaxsA ;fn vfrfjDr lqj{kkdfeZ;ksa dh vko';drk gksxh rks iz’kklu
'kk[kk }kjk Bsdsnkj dks ;Fkk le; lwpuk ekSf[kd nh tkosxhA lqj{kk Bsdsnkj dk nkf;Ro
gksxk dh og izca/ku ds funsZ'kkuqlkj lqj{kkdfeZ;ksa dh iwfrZ lqfuf'pr djsxk rkfd dk;Z dh
xfr'khyrk izHkkfor u gks rFkk vko';d gksus ij bu lqj{kkdfeZ;ksa ds izf'k{k.k dh O;oLFkk
Hkh lqfuf'pr djuh gksxhA ;fn O;oLFkk djus esa lqj{kk Bsdsnkj vlQy gksrk gS rks mlls
gksus okys uqdlku dh HkjikbZ la?k }kjk lqj{kk Bsdsnkj dks ns; Hkqxrku ls olwy dh tk
ldsxh rFkk vkfFkZd 'kkfLr Hkh vf/kjksfir dh tk;sxhA bl fo"k; esa eq[; dk;Zikyu
vf/kdkjh dk fu.kZ; vafre gksxk rFkk lqj{kk Bsdsnkj gsrq ca/kudkjh gksxkA
18- fufonkdkj dks mldh fufonk Lohd`r gksus ds i'pkr nl fnol dh vof/k esa leLr
lqj{kkdfeZ;ksa dh tks mlds }kjk fu;ksftr fd;s x;s gSa] muds fy;s odZeSu dEiuls'ku ,DV
1923 ds varxZr chek dEiuh ls izfr lqj{kkdehZ vf/kdre :- 1]00]000@& dh nq?kZVuk
lewg chek ikWfylh ysuk gksxh rFkk bldh ,d izfr vfuok;Z :i ls dk;kZy; esa tek djuh
gksxhA vU;Fkk vkfFkZd n.M+ vkjksfir fd;k tkosxkA ,slh ikfWylh laiw.kZ Bsds dh vof/k rd
izHkko'khy@oS/k gksuk t:jh gSA Bsdk vof/k esa o`f) gksus ij ikfylh dk uohuhdj.k rqjra
djkuk gksxkA bl gsrq chek ikWfylh ds izhfe;e dh izfriwfrZ nqX/k la?k }kjk dh tkosxhA
;fn dk;Z djrs le; fdlh lqj{kkdehZ dk ,DlhMsaV gks tk; rks ,slh ifjfLFkfr esa oDlZesu

6
 dEiuls’ku ,DV ds varxZr ns; eqvkotksa ,oa vU; nkoksa] [kpksZa vkfn dk iw.kZ [kpZ Bsdsnkj
dks nsuk gksxkA izca/ku dh dksbZ ftEesnkjh ugha gksxhA
19- fdlh Hkh lqj{kkdehZ dh mez 25 o"kZ ls de ,oa 50 o"kZ ls vf/kd ugha gksuk pkfg, ,oa dk;Z
djus okys lqj{kkdehZ dh 'kkjhfjd {kerk dk;Z ds ;ksX; gksuk pkfg,A bl laca/k esa izca/ku
dk fu.kZ; vafre gksxkA ;fn izca/k i{k }kjk efgyk lqj{kkdfeZ;ksa dks dk;Z ij j[ks tkus gsrq
funsZf'kr fd;k tkrk gS rks mudh dk;kZof/k izkr% 7%00 cts ls 'kke 6%00 cts ds e/; rd
jgsxhA
1 lqj{kk ,tsalh] deZpkfj;ksa ds fy, fuEu vgZrk;sa fu/kkZfjr dh tkrh gS %&
¼v½ lqj{kk vf/kdkjh %& ,ulhvks] lwcsnkj ls de jsd u gks vFkok led{kA
¼c½ lqj{kk Ik;Zos{kd %& uk;d dh jsad ls de u gks vFkok led{kA
¼l½ lqj{kk xkMZ %& ¼1½ 12 oha ikl ,oa
¼2½ ,ulhlh izf'kf{kr] vkj-,l-,Q- ftlds ikl izek.k Ik= ,oa
vkS|ksfxd lqj{kk lsok dk 3 o"kZ dk vuqHko gks ,oa
¼3½ A m¡pkbZ & 5 fQV 6 bap U;wure
B lhuk & 32&34 bap U;wure
C otu & de ls de 50 kg.
yackbZ ds vuqikr esa
¼n½ xueSu %& xueSu j[ks tkus dk yk;lasl/kkjh ,oa iqfyl@fefyVªh ls fjVk;j
gksus ij izkFkfedrk nh tk;sxhA
20- fufonk Lohd`r gksus ij lQy fufonkdkj dks lqj{kk fuf/k (Security Deposit) :i;s 3]00]000
yk[k ¼#- rhu yk[k ek=½ vuqca/k ds le; tek djuh gksxhA bl gsrq lQy fufonkdkj dh
/kjksgj jkf'k (Earnest Money) jkf’k : 1]00]000@& ¼# ,d yk[k ek=½ dks lqj{kk fuf/k
(Security Deposit) esa lek;ksftr fd;k tkosxkA lkFk gh lQy fufonkdkj dks dk;kZns’k
tkjh gksus ds 10 fnol esa 'ks"k jkf’k : 2]00]000@& ¼# nks yk[k ek=½ uxn@pSd ds
ek/;e ls nqX/k la?k dk;kZy; esa vfuok;Zr% tek djuh gksxhA mDr lqj{kk fuf/k (Security
Deposit) Bsdk lekIr gksus ds i'pkr lqj{kk Bsdsnkj }kjk la?k ds leLr foHkkxksa ls vns;
izek.k i= izkIr dj izLrqr djus rFkk Bsdk vof/k esa dk;Zjr jgs leLr lqj{kkdfeZ;ksa dk
laiw.kZ bZ-ih-,Q va’knku] bZ-,l-vkbZ va’knku ,oa th-,l-Vh jkf’k tek gksus dh fLFkfr esa gh
okil dh tkosxhA tek lqj{kk fuf/k (Security Deposit) ij dksbZ C;kt ns; ugha gksxkA
21- Lkqj{kk Bsdsnkj }kjk nqX/k la?k esa iznk; fd;s x;s vius lqj{kkdfeZ;ksa dks U;wure osru
vf/kfu;e 1948 ds vuqlkj izR;sd ekg esa lacaf/kr 'kk[kk izeq[k@nqX/k 'khrdsUnz izHkkjh }kjk
lR;kfir mifLFkfr ¼gkftjh½ ds vk/kkj ij etnwjh jkf’k dk Hkqxrku vfuok;Zr% cSad [kkrs ds
ek/;e ls djus gsrq cSad Hkqxrku i=d vkxkeh ekg dh lkr ¼07½ rkjh[k ds iwoZ nqX/k la?k
dk;kZy; esa izLrqr djuk gksxkA mDr cSad Hkqxrku i=dksa ds vk/kkj ij nqX/k la?k Lrj ls
jkf’k lh/ks lqj{kkdfeZ;ksa ds cSad [kkrs esa tek djk nh tkosxh rFkk tek dh xbZ jkf’k o cSad
pktsZl dk lek;kstu lqj{kk Bsdsnkj ds ns;dksa ls dj fy;k tkosxkA lqj{kkdfeZ;ksa dk bZ-ih-
,Q-] bZ-,l-vkbZ] Jfed dY;k.k fuf/k bR;kfn dk fu;ekuqlkj dVkS=k djus dh laiw.kZ
tckcnkjh lqj{kk Bsdsnkj dh gksxhA vf/kfu;fer dVkS=s le; ij tek djus dh tckcnkjh
lqj{kk Bsdsnkj dh gksxhA lqj{kk Bsdk vkoaVu ds dk;kZns'k fnukad ls ,d ekg dh vof/k esa
lqj{kk Bsdsnkj dks lHkh lqj{kkdfeZ;ksa ds cSad ,dkmaV [kksyuk vfuok;Z gksxk rFkk
lqj{kkdfeZ;ksa ds osru o vU; LoRoksa dk Hkqxrku cSad ,dkmaV ds ek/;e ls gh djuk gksxkA
etnwjh ls lacaf/kr fdlh izdkj ds =qfViw.kZ Hkqxrku@de Hkqxrku dh tckcnkjh lqj{kk
Bsdsnkj dh gksxh] izca/ku bl laca/k esa tckcnkj ugha gksxkA lqj{kkdfeZ;ksa dks mfpr Hkqxrku
lqfuf'pr djus ds mn~ns'; ls lqj{kk Bsdsnkj }kjk leLr lqj{kkdfeZ;ksa dks osru iphZ
¼Salary Slip½ nh tkosxh] ftldh ,d izfr la?k dk;kZy; esa izLrqr dh tkuk vko';d gS A

7
 Bsdsnkj }kjk lHkh lqj{kkdfeZ;ksa ds cSad [kkrs [kqyokdj la?k dks cSad [kkrksa dh lwph dh izfr
nh tkosxhA lqj{kkdfeZ;ksa dks fu;ekuqlkj ns; jkf'k esa ls dksbZ jkf'k nsus esa Bsdsnkj foQy
gks tkrk gS ;k fu;ekuqlkj tek ;ksX; vU; jkf’k tek ugha djrk gS] rks ,slh fLFkfr esa
Hkqxrku jkf'k Bsdsnkj dh lqj{kk fuf/k (Security Deposit) jkf'k ls ;k ns; ;ksX; jkf'k esa ls
la?k Bsdsnkj ds uke ls tek djk nsxk vkSj 'ks"k cph jkf'k okil djsxk ;k T;knk jkf'k
gksxh rks Bsdsnkj ls HkwjktLo dh cdk;k jkf’k dh HkkWfr olwy dh tkosxhA ;fn fdlh ekg esa
lqj{kk Bsdsnkj }kjk lqj{kkdfeZ;ksa dks osru Hkqxrku djus gsrq cSad Hkqxrku i=d izLrqr ugha
fd;s tkrs gSa] rks lqj{kk Bsdsnkj dks mDr ekg ds lfoZl pktZ dk Hkqxrku ugha fd;k
tkosxkA
22- Lkqj{kk Bsdsnkj dks dk;Z ij j[ks x;s leLr lqj{kkdfeZ;ksa dks dk;Z izkjaHk djus ds nl fnol
esa vfuok;Z :i ls ifjp; i= miyC/k djkus gksaxsA lkFk gh QSDVªh ,DV ds vuqlkj gkftjh
dkMZ] vodk'k dkMZ] vfrfjDr le; dkMZ vkfn Hkh nsus gksaxs ,oa mls iw.kZ djuk rFkk
O;ofLFkr fjdkMZ j[kuk gksxk ,oa le;&le; ij 'kklu ds vf/kd`r fujh{kdksa@vf/kdkfj;ksa
ls lR;kiu djkuk gksxk rFkk la?k }kjk ekax djus ij Hkh mls izLrqr djuk vfuok;Z gksxkA
23- lqj{kk Bsdsnkj }kjk yxk;s x;s lqj{kkdehZ M~;wVh ds nkSjku vuq’kkflr jgsaxs ,oa mUgsa izca/ku
dh lsok ’krksZa dk ikyu djuk iM+sxk A lqj{kkdfeZ;ksa }kjk fdlh Hkh izdkj ds VªsM ;wfu;u
dh xfrfof/k;ksa esa Hkkx ysuk izfrcaf/kr jgsxkA os la?k ds fo:) gM+rky] izn'kZu ;k /kjuk
vkanksyu esa Hkkx ugha ysxsaA ;fn dksbZ lqj{kkdehZ deZpkjh ;wfu;u ls lnL;rk ysrk gS ;k
la?k ds fo:) gM+rky] izn'kZu ;k /kjuk vkanksyu esa Hkkx ysrk gS ;k la;= dks can djkrk
gS rks mldh lsok;sa rRdky lekIr djuk Bsdsnkj dh vfuok;Z ftEesnkjh gksxhA nks"kh ik;s
x;s lqj{kkdehZ dks iqu% dk;Z ij ugha j[kk tkosxkA bl izdkj dh xfrfof/k;ksa esa Hkkx ysus
ij izfr lqj{kkdehZ :i;s 1]000@& rd vFkZn.M Hkh yxk;k tk ldsxk] ftldh olwyh
Bsdsnkj ds ns;dksa esa ls dh tk ldsxhA ;fn Bsdsnkj }kjk lacaf/kr lqj{kkdehZ dks lsok ls
i`Fkd ugha fd;k tkrk gS o vuqca/k dh 'krksZa dk ikyu ugha fd;k tkrk gS] rks mYya?ku dh
xaHkhjrk ds vk/kkj ij Bsdsnkj dks Cysd fyLVsM dj Bsdk lekIr dj fn;k tk;sxk rFkk
tek lqj{kk fuf/k@/kjksgj jkf'k dks Hkh tIr fd;k tk ldsxkA
24- la;a=@dk;kZy; ifjlj esa efnjkiku] /kweziku ;k vU; dksbZ Hkh u'kk djuk ;k tqvk [ksyuk
iw.kZr% oftZr gSA lqj{kkdehZ }kjk efnjkiku] /kweziku] xqV[kk] iku] rEckdw bR;kfn dk mi;ksx
djrs gq;s ik;s tkus ij lqj{kk Bsdsnkj ds Åij :- 500@& izfr lqj{kkdehZ dk vFkZn.M+
vf/kjksfir fd;k tk;sxkA lqj{kkdehZ }kjk yxkrkj ;g d`R; fd;s tkus ij mls Hkfo"; esa
dk;Z ij ugha fy;k tk;sxkA bl gsrq lqj{kk dehZ fujUrj la?k dfeZ;ksa dh psfdax@tk¡p Hkh
djsaxs o iz’kklu 'kk[kk dks fjiksVZ izLrqr djsaxAs
25- lqj{kk Bsdsnkj ds lqj{kkdehZ dh xyrh ls ;k vlko/kkuh ls nqX/k] nqX/k inkFkZ ;k la?k dh
laifRr dks {kfr gksrh gS ;k os fdlh izdkj dh pksjh] tkucw> dj uqdlku djus vkfn esa
layXu ik;s tkrs gSa] rks {kfr dh jkf'k dk nks xquk ,oa pksjh dh fLFkfr esa lkexzh dh jkf'k
ds 50 xquk vFkZn.M izca/ku i{k }kjk vFkZn.M yxk;k tkosxk] ftldh olwyh muds ns;d
ls dh tkosxh rFkk blds laca/k esa eq[; dk;Zikyu vf/kdkjh dk fu.kZ; vafre gksxkA xaHkhj
vfu;ferrkvksa esa fyIr lqj{kkdehZ dks Hkfo"; esa dk;Z ij ugha fy;k tk ldsxkA
26- lqj{kk Bsdsnkj dks vPNs vkpj.k ,oa pfj= ds lqj{kkdehZ nsuk gksaxsaA muds fo:) fdlh
U;k;ky; esa dksbZ vkijkf/kd izdj.k izpfyr u gks rFkk muds fo:) fdlh iqfyl Fkkus esa
dksbZ izkFkfedh fjiksVZ Hkh ntZ u gksA ;fn dksbZ lqj{kkdehZ Msjh la;a=@dk;kZy; ifjlj esa
vHknz O;ogkj ;k yMkbZ >xMk djrk gqvk ik;k tkrk gS vFkok la?k ds dk;Z esa ck/kk mRiUu
djrk gS rks Bsdsnkj dks ,sls lqj{kkdehZ rRdky gVkuk gksaxsaA Bsdsnkj dks ;g Hkh lqfuf'pr
djuk gksxk fd vijkf/kd izo`fRr@ltk;kQ~rk@vlkekftd dk;Z esa fyIr O;fDr dk;Z ij
u jgsaA vxj ,slk ik;k x;k rks leLr oS/kkfud ftEesnkjh Bsdsnkj dh gksxhA fdlh Hkh
lqj{kkdehZ }kjk mDr d`R; fd;s tkus ij izfr lqj{kkdehZ jkf’k :i;s 1]000@& rd

8
 vFkZn.M Bsdsnkj ij vf/kjksfir fd;k tk ldsxkA
27- izca/ku ds funsZ'kkuqlkj Bsdsnkj dks mlds }kjk fu;ksftr lqj{kkdfeZ;ksa dh lkef;d fpfdRlk
tkWap djokuh gksxh ¼o"kZ esa ,d ckj fpfdRlk tkWap djkuk vfuok;Z gksxk½ rFkk rRlaca/kh
fpfdRlk izek.k i= izLrqr djuk vfuok;Z gksxkA dk;Z ij yxk;s x;s lqj{kkdfeZ;ksa dks o"kZ
esa nks ckj ¼ekg tuojh ,oa tqykbZ esa½ ,.Vh fVVusl dk batsD'ku Bsdsnkj dks yxokuk
vko';d gksxk rFkk bldh lwpuk Bsdsnkj }kjk izca/ku dks nh tkuk vko';d gksxh A
Hkqxrku izek.ku izLrqr djus ij O;; dh izfriwfrZ la?k }kjk dh tkosxhA Bsdsnkj }kjk
fu;ksftr lqj{kkdfeZ;ksa dks Nwr dh chekjh ;k vU; dksbZ xaHkhj chekjh ugha gksuh pkfg,A
dk;Z ds nkSjku ;fn dksbZ lqj{kkdehZ vkgr gksrk gS rks mls rRdky fpfdRlk lqfo/kk o vU;
fu;ekuqlkj lqfo/kk;sa Bsdsnkj dks Lo;a ds O;; ij miyC/k djokuh gksaxhA ,slk u djus dh
fLFkfr esa ;fn izca/ku }kjk ;g lqfo/kk;sa miyC/k djkbZ tkrh gaS] rks mldh jkf'k Bsdsnkj ls
olwyh tkosxh rFkk vkfFkZd n.M+ Hkh yxk;k tk ldsxkA
28- lqj{kk Bsdk vkoaVu fnukad ls ,d ekg esa] lqj{kk Bsdsnkj }kjk dk;Z ij j[ks x;s
lqj{kkdfeZ;ksa dks izfro"kZ ,d fuf'pr jax dh nks x.kos'k ¼'kVZ] iSaV] twrs] Vksih] csYV] uke
iV~Vh bR;kfn½ ,oa izksVsfDVo xkjesaVl vius Lo;a ds O;; ls miyC/k djkuk gksxhA ;fn
lqj{kkdehZ fu/kkZfjr x.kos'k esa mifLFkr ugha gksrs gSa rks :- 100@& izfr lqj{kkdehZ izfrfnu
dk vFkZn.M vkjksfir fd;k tkdj lqj{kk Bsdsnkj ds ns;dksa ls olwy fd;k tkosxkA ;fn
lqj{kk Bsdsnkj }kjk lqj{kk Bsdk vkoaVu fnukad ls ,d ekg dh vof/k esa vius leLr
lqj{kkdfeZ;ksa dks mijksDrkuqlkj x.kos’k iznk; ugha dh tkrh gS] rks izca/ku }kjk muds ns;dksa
ls izfr lqj{kkdehZ jkf’k : 1]500@& ds fglkc ls x.kos’k dh jkf’k jksd yh tkosxh rFkk
lqj{kk Bsdsnkj }kjk vius leLr lqj{kkdfeZ;ksas dks x.kos’k iznk; dh tkus ds i'pkr~ gh mDr
jkf’k dk Hkqxrku lqj{kk Bsdsnkj dks okil fd;k tk ldsxkA
29- le;&le; ij 'kklu }kjk U;wure osru dh njsa c<+kbZ tkus ij lqj{kk Bsdsnkj dks
- rnkuqlkj lqj{kkdfeZ;ksa dh etnwjh dk iw.kZ Hkqxrku djuk gksxk A lqj{kk Bsdsnkj dks fofHkUu
Je vf/kfu;eksa] vkS|ksfxd LokLFk ,oa lqj{kk vf/kfu;e] e-iz- izk;osV lqj{kk vfHkdj.k
¼fofu;eu½ fu;e 2012] lafonk Jfed vf/kfu;e ,oa dkj[kkuk vf/kfu;e vkfn dk ikyu
djuk vfuok;Z gksxk rFkk okafNr izk:iksa esa tkudkjh izLrqr djuk gksxh o ekaxus ij mDr
fjdkMZ miyC/k djkuk vfuok;Z gksxkA Bsdsnkj dks Je fu;ekuqlkj leLr orZeku izko/kkuksa
o Hkfo"; esa 'kklu }kjk fd;s tkus okys la'kks/kuksa dk ikyu djuk vfuok;Z gksxk rFkk
fofHkUu vf/kfu;eksa ds varxZr izkIr yk;lasl dk uohuhdj.k vfuok;Zr% djkuk gksxkA
izfrekg lqj{kk Bsdsnkj dks lqj{kkdfeZ;ksa dh lwph o lHkh jftLVj ekfld ns;dksa ds lkFk
izLrqr djus gksaxsA lqj{kk Bsdsnkj dh dk;Z iz.kkyh ,slh gks fd fdlh Hkh 'kkldh; foHkkx ls
fdlh Hkh izdkj dh f’kdk;r la?k dks izkIr ugha gksuk pkfg;sA ;fn lqj{kk Bsdsnkj }kjk
oS/kkfud fu;eksa dk mYya?ku fd;s tkus ds QyLo:i 'kklu }kjk vkfFkZd n.M vf/kjksfir
fd;k tkrk gS] rks mldh olwyh lqj{kk Bsdsnkj ls dh tkosxh] lkFk gh ,slh n'kk esa nqX/k
la?k }kjk fu;eksa dk ikyu djus ds fy, fd;s x;s O;; dh olwyh lqj{kk Bsdsnkj ds ns;d
ls dh tkosxh o vkfFkZd n.M+ Hkh yxk;k tk ldsxkA
30- la;a= ifjlj esa dksbZ Hkh lqj{kkdehZ fVfQu] cksry] cSx bR;kfn ysdj izos’k ugha dj ldsxk
rFkk nqX/k la?k izca/ku@izfrfuf/k }kjk fu/kkZfjr LFkku ij gh j[ksxk] vU;Fkk :- 100@& izfr
lqj{kkdehZ izfrfnu dk vFkZn.M lqj{kk Bsdsnkj ij vf/kjksfir fd;k tkdj muds ns;dksa ls
olwy fd;k tkosxkA

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31- lqj{kk Bsdsnkj }kjk izR;sd ekg dh 07 rkjh[k rd xr ekg esa fd;s x;s dk;ksZa@ yxk;s x;s
lqj{kkdfeZ;ksa dk ekuo fnol ¼Manday½s ds vk/kkj ij eq[; Ms;jh la;a=@nqX/k
'khrdsUnz@feuh nqX/k la;=@i’kq vkgkj la;a= okj lR;kfir fcy lR;kfir ewy mifLFkfr
i=dksa lfgr ,dtkbZ #i ls izca/ku dks izLrqr djuk gksxkA ns;dksa ds lkFk eq[k i=
¼dofjax ysVj½ izLrqr djuk gksxk] ftlesa ns;d Øekad@fnukad] 'kk[kk dk uke ,oa jkf’k
dk mYys[k gksuk vko’;d gSA lqj{kk Bsdsnkj }kjk iw.kZ ,oa lgh fcy] ftldk ftdz bu
dafMdkvksa esa fd;k x;k gS] fu/kkZfjr izfØ;k dk ikyu djrs gq, izLrqr fd;k tkrk gS] rks
ijh{k.k mijkar mldk Hkqxrku izR;sd ekg dh 25 rkjh[k rd izca/ku dh 'krksZa ds varxZr
fd;k tkosxk A ns;d ds lkFk izca/ku }kjk fn;s x;s izk:i esa lqj{kk Bsdsnkj dks mlds }kjk
fu;ksftr lqj{kkdfeZ;ksa ds osru i=d ds lkFk lR;kfir ewy mifLFkfr i=d ,oa Hkqxrku
i=d layXu djuk vfuok;Z gS] ftlesa izR;sd lqj{kkdehZ dh osru nj] osru ,oa mlesa ls
fd;s x;s dVkS=s ,oa Hkfo"; fuf/k] deZpkjh jkT; chek ,oa vU; dVkS=s n'kkZrs gq, 'kq) osru
Hkqxrku dk mYys[k fd;k tkuk vko';d gSA tkucw>dj xyr ns;d izLrqr djus ij jkf’k
dk 100 izfr’kr vkfFkZd n.M+ vkjksfir fd;k tk;sxkA viww.kZ ns;dksa dks ;FkkfLFkfr esa okil
fd;k tk;sxk] ftlds foyac ls Hkqxrku dh iw.kZ ftEesnkjh lqj{kk Bsdsnkj dh gksxhA lqj{kk
Bsdsnkj dks izfrekg dk;Z ij j[ks lqj{kkdfeZ;ksa dh la[;k e;~ uke] miuke] firk dk uke]
bZ-ih-,Q ua] ;w-,-,u ua] bZ-,l-vkbZ ua ,oa muds dk;Z fnol dh la[;k dk izfrosnu rS;kj
dj dkfeZd ,oa iz'kklu 'kk[kk dks ekfld ns;d ds lkFk izLrqr djuk vR;ar vko';d
gksxk] vU;Fkk vkfFkZd n.M+ yxk;k tk;sxkA
lqj{kk Bsdsnkj }kjk ;fn oS/kkfud vkSipkfjdrkvksa dk ifjikyu ugha fd;k tkrk gS]
rks nqX/k la?k }kjk lqj{kk Bsdsnkj dh lfoZl pktZ jkf'k dk Hkqxrku vkxkeh fujkdj.k gksus
rd jksdk tk ldsxk vkSj blds QyLo:Ik ;fn fdlh Hkh izdkj dk lqj{kkdfeZ;ksa dks
Hkqxrku laca/kh vojks/k vkfn iSnk gksrk gS ¼vkSj ;fn mijksDr ds vHkko esa ns;d Hkqxrku esa
foyac gksrk gS½ rks mldh iw.kZ tckonkjh lqj{kk Bsdsnkj dh gksxh ,oa izca/ku Ik{k fdlh Hkh
izdkj ls tokcnkj ugha jgsxkA Bsdsnkj ds ns;d ls vk;dj dk fu;ekuqlkj VhMh,l
dVkS=k dj vk;dj foHkkx esa tek fd;k tkosxk ,oa foRrh; o"kZ dh lekfIr mijkar Bsdsnkj
}kjk la?k ls fd;s x;s dVkS=s dk fooj.k izkIr fd;k tk ldsxkA
32- fufonkdkj dks fufonk ds lkFk vk;dj dk PAN dkMZ dh Nk;kizfr rFkk foRrh; o"kZ
2016&17 ¼dj fu/kkZj.k o"kZ 2017&18½ ,oa foRrh; o"kZ 2017&18 ¼dj fu/kkZj.k o"kZ
2018&19½ gsrq tek fd;s x;s fjVZu dh LolR;kfir Nk;kizfr;ka layXu djuk gksxhA

10
33- lqj{kk Bsdsnkj dks mlds }kjk nqX/k la?k esa yxk;s x;s izR;sd lqj{kkdehZ ds uke ls bZ-ih-,Q-
@bZ-,l-vkbZ [kkrk [kksyuk gksxk rFkk izfrekg bZ-ih-,Q-@bZ-,l-vkbZ dk va'knku fu;ekuqlkj
tek djkus gsrq bZ-ih-,Q-@bZ-,l-vkbZ va’knku ds lR;kfir vkWuykbu pkyku ,oa lR;kfir
vkWuykbu lwph tujsV dj izLrqr djuk vfuok;Z gksxk] rkfd nqX/k la?k Lrj ls fu/kkZfjr
frfFk rd Hkqxrku fd;k tk ldsA lqj{kk Bsdsnkj dks nqX?k la?k esa yxk;s x;s lqj{kkdfeZ;ksa
dk i`Fkd pkyku izLrqr djuk gksxkA nqX/k la?k }kjk mDr pkykuksa ds ek/;e ls tek dh
xbZ lqj{kkdfeZ;ksa ds bZ-ih-,Q-@bZ-,l-vkbZ deZpkjh va’knku dh jkf’k dk dVkS=k lqj{kk
Bsdsnkj ds ns;dksa ls fd;k tkosxkA deZpkjh Hkfo"; fuf/k dk;kZy;] deZpkjh jkT; chek
fuxe dk;kZy; esa izfrekg@N%ekgh@okf"kZdh fjVuZ] tks oS/kkfud rkSj ij tek djk;k tkuk
vfuok;Z gks] dh izekf.kr izfrfyfi ds lkFk ,oa lqj{kkdfeZ;ksa dh lwph lfgr la?k dk;kZy;
esa tek djuh gksxhA bZ-ih-,Q-@bZ-,l-vkbZ va’knku tek djkus gsrq izfrekg tujsV dj
izLrqr fd;s x;s vkWuykbu pkykuksa ij Hkh ;g Vhi nh tkuh gksxh fd ^^ bl pkyku }kjk
ekg ------------esa cqUnsy[k.M lgdkjh nqX/k la?k dks iznk; fd;s x;s dqy ------------ ¼la[;k½
lqj{kkdfeZ;ksa dk bZ-ih-,Q@ bZ-,l-vkbZ va’knku ¼------- izfr’kr½ jkf’k #- --------------- tek djk;k
tkuk gS rFkk fdlh Hkh lqj{kkdehZ dk uke NksMk ugha x;k gS^^ bl vk’k; dk izek.k i=
vkWuykbu pkyku ds ihNs nsuk vfuok;Z gksxk A bl gsrq lqj{kk Bsdsnkj ds }kjk fn;k x;k
dksbZ Hkh vkosnu ekU; ugha gksxkA bZ-ih-,Q- ,oa bZ-,l-vkbZ- ds dVkS=s dk C;ksjk izfrekg dh
osru fLyi esa mYys[k djuk gksxkA lfoZl pktZ dsoy ikfjJfed (Wages) ij gh ns;
gksxkA
lqj{kk Bsdsnkj dks bZ-ih-,Q- ,oa bZ-,l-vkbZ- va’knku ds vkWuykbu pkykuksa dks
izfrekg tujsV dj ekfld ns;dksa ds lkFk vfuok;Zr% izLrqr djuk gksxkA ekfld ns;dksa ds
lkFk izfrekg bZ-ih-,Q- ,oa bZ-,l-vkbZ- va’knku ds vkWuykbu pkykuksa dks tujsV dj izLrqr
ugha fd;s tkus ij lqj{kk Bsdsnkj ds fo:) jkf’k : 1]00]000@& izfrekg dk vFkZn.M
vf/kjksfir fd;k tkosxk rFkk pkyku izLrqr fd;s tkus ij gh lacaf/kr ekg ds ns;dksa dks
ikfjr fd;k tk ldsxkA bl lanHkZ esa lqj{kk Bsdsnkj ls dksbZ i= O;ogkj vFkok vihy
ekU; ugha gksxhA ;fn lqj{kk Bsdsnkj }kjk fu/kkZfjr le;lhek esa bZ-ih-,Q- ,oa bZ-,l-vkbZ-
va’knku ds pkykuksa dks tujsV dj izLrqr ugha fd;k tkrk gS] ftlds QyLo:i
lqj{kkdfeZ;ksa dk bZ-ih-,Q- ,oa bZ-,l-vkbZ- va’knku tek djkus esa foyac gksrk gS] rks mldk
lEiw.kZ mRrjnkf;Ro lqj{kk Bsdsnkj dk gksxkA
34- fufonk Lohd`r gksus ij lQy fufonkdkj vFkkZr~ lqj{kk Bsdsnkj dks izR;sd lqj{kkdehZ dk
bZ-,l-vkbZ- dkMZ cuokdj ,d ekg esa nsuk vfuok;Z gksxk A bl laca/k esa f'kdk;r ik;s tkus
ij izR;sd lqj{kkdehZokj jkf’k :- 1000@& rd dh isukYVh lqj{kk Bsdsnkj ij yxkbZ
tk,xhA lqj{kk Bsdsnkj ;fn lkxj 'kgj ls ckgj dk gS rks mUgsa vuqca/k ds mijkar deZpkjh
jkT; chek] lkxj dk;kZy; dk lc dksM+ (Sub Code) rRdky ysuk vko’;d gS] ftlls fd
lqj{kkdehZ ds nq?kZVukxzLr gksus ij fpfdRlk ykHk ys lds rFkk fpfdRlk vodk’k vof/k ds
ikfjJfed dk Hkqxrku lqj{kk Bsdsnkj }kjk fd;k tkuk vko’;d gSA vU;Fkk dh fLFkfr esa
mDr ikfjJfed dk dVkS=k lqj{kk Bsdsnkj ds vkxkeh ekg ds ns;d ls fd;k tkdj lacaf/kr
lqj{kkdehZ dks Hkqxrku fd;k tk;sxkA

11
35- izR;sd nqX/k ,oa nqX/k inkFkZ forj.k okgu esa forj.k 'khV@Mh-,e- esa nf'kZr ek=k ds vuqlkj
gh eky yksfMax djkuk lqj{kk Bsdsnkj dks lqfuf'pr djuk gksxk A forj.k okgu yksM gksus
ds mijkar tkap djus ij ;fn okgu esa nw/k ,oa nqX/k inkFkZ dh ek=k forj.k 'khV@Mh-,e-
ls vf/kd ik;h tkrh gS] rks pksjh ds izdj.k esa cus iapukeas dh olwyh rhukas ikVhZ ¼i{kkas½
Øe’k% forjd ]Jfed Bsdsnkj ,oa lqj{kk ,taslh ls cjkcj &cjkcj jkf’k olwyh tk;sxhA
lkFk gh nw/k okgu esa p<+kus okys Bsdk Jfed ,oa lacaf/kr lqj{kk xkMZ dks gVk;k tk;sxkA
;fn ,d iSdsV ls mUuhl iSdsV rd ¼9 fdyks 500 xzke½ vfrfjDr ik;s tkus ij nw/k ds
ewY; dk ikap xquk o ,d ØsV ;k mlls vf/kd ik;s tkus ij nw/k ds ewwY; dk 20 xquk
vFkZn.M yxk;k tk;sxk A bl lca/k eas iapukesa es la;a= ifjlj esa mifLFkr ,d vf/kdkjh]
tks fd izca/kd vFkok mlls ofj"B Lrj dk gks] ds gLrk{kj vko’;d gSaA
36- Ckksul] th-,l-Vh ,oa vU; oS/kkfud nkf;Roksa ds varxZr Hkqxrku dh tkus okyh jkf'k ,oa
lqj{kkdfeZ;ksa dks Hkqxrku djus dk laiw.kZ nkf;Ro lqj{kk Bsdsnkj dk gksxkA lqj{kk Bsdsnkj
}kjk lqj{kkdfeZ;kas dks foRrh; o"kZ ds cksul dk Hkqxrku djus gsrq] izca/ku ds funsZ’kkuqlkj
le;kof/k esa] cSad Hkqxrku i=d nqX/k la?k dk;kZy; esa izLrqr djuk gksxkA mDr cSad
Hkqxrku i=dksa ds vk/kkj ij nqX/k la?k Lrj ls jkf’k lh/ks lqj{kkdfeZ;ksa ds cSad [kkrs esa tek
djk nh tkosxh rFkk tek dh xbZ jkf’k o cSad pktsZl dk lek;kstu lqj{kk Bsdsnkj ds
ns;dksa ls dj fy;k tkosxkA th-,l-Vh ,oa vU; oS/kkfud nkf;Roksa ds varxZr Hkqxrku dh
tkus okyh jkf'k ds Hkqxrku izek.kd izLrqr djus ij la?k }kjk lqj{kk Bsdsnkj dks
fu;ekuqlkj izfriwfrZ dh tkosxhA lqj{kk Bsdsnkj }kjk izfriwfrZ gsrq izLrqr ns;dksa ds fo:)
izfrekg fu;ekuqlkj tek ;ksX; th-,l-Vh dh jkf’k dks lqj{kk Bsdsnkj }kjk fu;eksa esa
izko/kkfur le;kof/k esa tek djk;k tkosxk] vU;Fkk fd fLFkfr esa lqj{kk Bsdsnkj ds fo:)
jkf’k : 50]000@& izfrekg dk vFkZn.M vf/kjksfir fd;k tk;sxkA lfoZl pktZ dsoy
ekfld U;wure etnwjh jkf’k ij ns; gksxk] vU; fdlh Hkh izdkj ds Hkqxrku ij ns; ugha
gksxkA
37- Hkfo"; esa vko';drk iM+us ij vuqca/k dh 'krksaZ esa la'kks/ku fd;k tk ldrk gS vFkok uohu
'krksZa dks tksMk tk ldrk A ;fn ifjfLFkfr;ksa@fu;eksa@vf/kfu;eksa esa la'kks/ku@ifjorZu ds
QyLo:i dfri; 'krksZa esa ifjorZu@la'kks/ku@lekos’k fd;k tkuk vko';d gksus ij nksuksa
i{kksa dh lgefr ij vuqca/k esa la'kks/ku fd;k tk ldsxkA vlgefr dh n'kk esa nks ekg dh
iwoZ lwpuk nsdj Bsdk lekIr fd;k tk ldsxkA
38- fufonkdrkZ fdlh Hkh 'kkLkdh; laLFkk@,e-ih-lh-Mh-,Q@nqX/k la?k ls dkyh lwph esa
ukekafdr ugha gS] bl vk’k; dk 'kiFk i= fufonkdrkZ dks izLrqr djuk gksxkA ;fn ckn esa
dkyh lwph esa gksus dk [kqyklk gksrk gS rks fufonkdrkZ dh lqj{kk fuf/k ,oa vekur jkf’k
jktlkr dj yh tkosxhA dkyh lwph esa ?kksf"kr fufonkdkj dh fufonk ekU; ugha dh
tkosxhA
39- Lkqj{kk Bsdsnkj ds laca/k esa izca/ku ;g vf/kdkj lqjf{kr j[krk gS fd og deZpkjh Hkfo";
fuf/k@deZpkjh chek ;kstuk@Bsdsnkj }kjk fn;s x;s lanHkZ ds ifjizs{; esa lacaf/kr
fudk;ksa@midzeksa@foHkkxksa iwoZ fu;ksDrkvksa ls Ik=kpkj dj ;fn ,slh dksbZ tkudkjh izkIr
gksrh gS] tks lqj{kk Bsdsnkj us viuh fufonk bR;kfn esa mYys[k u dj mls Nqikus dk iz;kl
fd;k gS] rks mldk Bsdk fdlh Hkh le; lekIr fd;k tk;sxkA
40- Je fu;ekuqlkj lIrkfgd vodk'k]a dkj[kkuk vodk'k dk vksOgj Vkbe lqj{kkdfeZ;ksa dks
Bsdsnkj }kjk Hkqxrku djuk gksxkA lqj{kk Bsdsnkj }kjk ;g lqfuf’pr fd;k tkosxk fd og
Je fu;ekuqlkj vius lqj{kkdfeZ;ksa ls izfrekg 26@27 fnol ls vf/kd fnol dk;Z u
djk;saA lkFk gh fjyhOkj@,oth dh O;oLFkk Hkh Bsdsnkj dks djuk gksxh] ftldk Hkqxrku
izek.ku izLrqr djus ij la?k }kjk Bsdsnkj dks izfriwfrZ dh tkosxhA Bsdsnkj dks lqj{kkdfeZ;ksas
dh la[;k ds vk/kkj ij Hkqxrku u djrs gq, ekuo fnol ¼Mandays½ ds vuqlkj Hkqxrku
fd;k tk;sxkA

12
41- lqj{kk Bsdsnkj }kjk izca/ku dks crk;s x;s vf/kd`r irs vuqlkj vk;dj dk PAN ua-]
deZpkjh Hkfo"; fuf/k dksM ua-] deZpkjh chek dksM ua- ,oa th-,l-Vh dk dksM ua dh
tkudkjh Li"Vr% nsuh gksxhA
42- lqj{kkdfeZ;ksa dks dkj[kkuk vf/kfu;e ds ifjikyu esa ,d gh ikyh esa fujarj dk;Z ij ugha
j[kk tk ldrk gSA lqj{kk Bsdsnkj dk ;g drZO; gksxk fd og izR;sd lqj{kkdehZ dh ikyh
fu;ekuqlkj cnys] ,slk ugha ik;k tkus ij lqj{kk Bsdsnkj ds fo:) dk;Zokgh dh tk
ldsxh ,oa vkfFkZd 'kkfLr vf/kjksfir dh tkosxhA
43- lqj{kk Bsdsnkj nqX/k la?k ifjlj esa vkokjk dqRrksa] fcYyh ,oa Ik’kqvksa dks jksdus ds fy,
mRrjnk;h gksxhA ;fn ,slk djus esa os foQy gksrk gS rks izca/ku }kjk izfr izdj.k :-
1000@& dk vFkZn.M lqj{kk Bsdsnkj ij fd;k tkdj olwy fd;k tkosxkA
44- nqX/k la?k }kjk fu/kkZfjr pkyku@xsVikl@ekaxi=@vkfn ls nqX/k ,oa nqX/k inkFkZ ,oa vU;
lkezxh iznk; dh tkrh gS] blh izdkj nqX/k la?k ls izkIr Hkh gksrh gS mldk leqfpr fjdkMZ
j[kk tkuk gksxkA ;g lR;kfir fd;s tkus dh ftEesnkjh lqj{kk Bsdsnkj dh gksxh fd] tks
lkeku xsVikl@pkyku@ ekaxi= vkfn esa fy[kk x;k gS mruh gh lkexzh tkus ;k vkus]
de ;k vf/kd gksus ij tckonkjh lqj{kk Bsdsnkj dh gksxh A lqj{kk Bsdsnkj dks la?k ifjlj
esa izos’k djus okys izR;sd ckgjh O;fDr dks xsV ikl tkjh djuk gksxk rFkk okguksa dh ,UVªh
Hkh vfuok;Zr% djuk gksxhA
45- lqj{kk Bsdsnkj izca/ku ds funsZ’kkuqlkj nw/k] nqX/k inkFkZ] dsu] dzsV vkus&tkus dh Msyh fjiksVZ
rS;kj djsxh ,oa ml fjiksVZ dks izca/ku ds le{k izLrqr djsxhA
46- lqj{kk Bsdsnkj izca/ku dh vko’;drk ,oa funsZ’kkuqlkj Vkbe vkfQl fjdkMZ j[kus ds fy;s
mRrjnk;h gksxkA lkFk gh lqj{kk Bsdsnkj dks la;a=@dk;kZy;@VkbZe vkfQl ij dkj[kkuk
vf/kfu;e varxZr vuq'kaflr lqj{kkdfeZ;ksa dk mifLFkfr jftLVj j[kuk gksxk] ftlesa mlds
;k mlds i;Zos{kd }kjk izfrfnu] izfr ikjh esa iznk; fd;s tkus okys lqj{kkdfeZ;ksa dk
fooj.k miyC/k jgsxkA vf/kd`r fujh{kd vFkok la?k ds vf/kd`r vf/kdkjh@deZpkjh }kjk
ekWaxus ij jftLVj miyC/k djk;k tkosxkA Bsdsnkj ;k muds Ik;Zos{kd dks izfrfnu ml
jftLVj ij vius gLrk{kj djus gksaxsA fdlh Hkh izdkj dh vfu;ferrk gksus ij Bsdsnkj
iw.kZr% ftEesnkj gksxkA
47- cqUnsy[k.M lgdkjh nqX/k la?k la;a= esa dk;Zjr Jfed Bsdsnkj] lapkyd e.My ds
lnL;ksa@muds ifjtuksa rFkk nqX/k lgdkjh lfefr;ksa ds inkf/kdkfj;ksa@muds ifjtuksa dks
lqj{kk Bsdk iznku ugha fd;k tkosxkA
48- lqj{kk Bsdsnkj dks cqUnsy[k.M lgdkjh nqX/k la?k] lkxj dh uke ek= dh lnL;rk xzg.k
djuh gksxhA
49- lqj{kk Bsdsnkj vFkok izca/ku dks Bsds dh vof/k ds e/; nks ekg dk uksfVl nsdj Bsdk
lekIr djus dk vf/kdkj gksxk A

13
50- mijksDr 'krksZa esa tgka mYya?ku dh fLFkfr esa vkfFkZd n.M dk izko/kku gS fdUrq vFkZn.M dh
jkf’k vafdr ugha gS vFkok vFkZn.M fu/kkZj.k ds ekin.M LIk"V ugha gS] mDr dafMdkvksa esa
vFkZn.M dh jkf’k fuEu rkfydk vuqlkj vf/kjksfir dh tkosxh &

Øekad fooj.k vFkZn.M dh jkf’k :

1 dafMdk dk mYya?ku izFke ckj gksus 10]000@&
dh fLFkfr esa
2 dafMdk dk mYya?ku f}rh; ckj 20]000@&
gksus dh fLFkfr esa
3 dafMdk dk mYya?ku r`rh; ckj 30]000@&
gksus dh fLFkfr esa
4 dafMdk dk mYya?ku rhu ls vf/kd 50]000@& ¼izR;sd ckj½
ckj gksus dh fLFkfr esa
mijksDr rkfydk eas nf’kZr vFkZn.M laca/kh izko/kku pksjh] gkfu vFkok {kfr ls lacaf/kr
dafMdkvksa esa izHkko’khy ugha gksaxsA
51- lqj{kk Bsdsnkj }kjk mijksDr mYysf[kr 'krksZ o dk;Z ds fooj.k esa nh xbZ lwpukvksa dk
ikyu djuk vfuok;Z gSA lqj{kk Bsdsnkj }kjk vknru :i ls ;fn mijksDr dksbZ Hkh 'krZ dk
mYya?ku fd;k tkrk gS rks fn;k x;k Bsdk fujLr dj lqj{kkfuf/k tCr dh tk ldsxh o
vkfFkZd n.M ds lkFk lkFk mYya?ku dh xaHkhjrk ds vk/kkj ij Bsdsnkj dks la?k dh dkyh
lwph esa Mkyk tkdj Hkfo"; eaas gksus okyh la?k dh fdlh Hkh fufonk ;k vU; dk;Zokgh es
Hkkx ysus dh ik=rk ugha gksxhA
52- ;fn Bsds dh 'krksZ ds varxZr fdlh Hkh izdkj dk fookn gksrk gS] rks fookn dks
^^ vkfcZVsª’ku^^ gsrq v/;{k] cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj dks lkSaik tkosxkA
vkfcZVsªVj dk fu.kZ; nksuksa i{kksa dks ekU; gksxkA
53- ;fn fdlh fufonkdkj }kjk 0 izfr’kr lfoZl pktZ vafdr fd;k tkrk gS] rks ,sls fufonkdkj
dh fufonk ij fopkj ugha fd;k tk;sxk ¼Hkkjr ljdkj] foRr ea=ky; ds Kki Øekad 29¼1½
2014&ih-ih-Mh-@fnukad 28-01-2014 ds vuqlkj½A fufonkdkj }kjk ,slk lfoZl pktZ vafdr
fd;k tkuk vko’;d gksxk ftlls fufonk dh 'krksaZ ;Fkk & x.kos’k iznk;] oS/kkfud Hkqxrku]
Vh-Mh-,l- dVkS=k vkfn O;;ksa dh iwfrZ laHko gks lds] bl gsrq nqX/k la?k }kjk rduhdh :i
ls ik= fufonkdkjksa ls fufonk dh 'krkasZ dh iwfrZ ds fy;s x.kuk i=d] foRrh; fufonk
[kksyus ds Ik’pkr~] ekaxk tk ldsxkA
54- ;fn ,d ls vf/kd fufonkdkjksa }kjk ,d leku njsa izLrqr dh tkrh gS rks Bsdk vkoaVu gsrq
ykWVjh ds ek/;e ls fu.kZ; fy;k tk;sxkA ykWVjh ds le; fufonkdkj@muds vf/kd`r
izfrfuf/k mifLFkr jg ldrs gSA
55- fdlh Hkh okn&fookn dh lquokbZ lkxj U;k;ky; ds {ks=kf/kdkj esa gh gksxh A
56- ;fn Bsdsnkj dk eq[;ky; lkxj 'kgj ds vfrfjDr vU; dgha gS rks mls lkxj 'kgj esa ,d
LFkkuh; dk;kZy; Hkh [kksyuk vfuok;Z gksxk] ftldk iw.kZ irk nsuk gksxk rkfd] izca/ku }kjk
i=kpkj mDr dk;Zky; ds ek/;e ls fd;k tk ldsA

14
¼c½ Rkduhdh fufonk ds laca/k esa nLrkostksa dks tek djkus gsrq fufonkdkjksa
ds fy;s fn’kk funsZ’k &
rduhdh fcM varxZr nqX/k la?k }kjk fufonkdkj ls vfuok;Zr% okafNr izLrqr fd;s
tkus okys nLrkostksa dh lwph layXu izi= Øekad 02 esa fn;s x;s vuqlkj gSA
fufonkdkj }kjk okafNr nLrkostksa esa ls fdu fdu nLrkostksa dks layXu fd;k x;k
gS vFkok fooj.k izsf"kr fd;k x;k gS] dk mYys[k djrs gq;s izi= Øekad 2 esa eq[;
dk;Zikyu vf/kdkjh] cqUnsy[k.M lgdkjh nqX/k la?k e;kZ-] lkxj dks lacksf/kr i=
gLrk{kj dj izLrqr djuk gksxkA
1- rduhdh vgZrk Øekad 14] 18 ,oa 20 gsrq i`Fkd&i`Fkd 'kiFk i= izLrqr djuk
vfuok;Z gSA
2- rduhdh fufonk [kksys tkus ds i'pkr~ fufonkdkj ;k muds }kjk vf/kd`r izfrfuf/k
dks fnukad 26-02-2019 dks dk;kZy;hu le; esa mifLFkr gksdj rduhdh vgZrk;sa ls
lacaf/kr leLr nLrkostksa dk lR;kiu ewy nLrkostksa ls djkuk vfuok;Z gS A
3- /kjksgj jkf’k dk fMekaM Mªk¶V Ldsu djds vkWuykbu tek djkuk vfuok;Z gksxkA
/kjksgj jkf’k ds fMekaM Mªk¶V dh ewy izfr dks tek djkuk Hkh vfuok;Z gksxkA bl
gsrq mDr ewy izfr dks ,d lhy can fyQkQs esa Mkydj fyQkQs ij fufonk dk
lanHkZ vafdr djrs gq;s ^^/kjksgj jkf’k^^ fy[kk tkosA
4- ^^fufonk dh lekU; 'krsZa^^ ij lgefr n’kkZrs gq;s lhy lfgr gLrk{kj ;qDr izi=
Øekad 1 dh izfr ,oa izi= Øekad 2 ^^rduhdh vgZrk;sa^^ esa fooj.k vafdr djrs gq;s
mldh lR;kfir izfr rFkk rduhdh vgZrkvksa ds 21 fcUnqvksa ls lacaf/kr layXu fd;s
tkus okys nLrkostksa dh lR;kfir Nk;kizfr;ka vU; lhy can fyQkQs esa Mkydj tek
djkuk vfuok;Z gksxkA bl gsrq bl fyQkQs ij fufonk dk lanHkZ vafdr djrs gq;s
izi= Øekad 1 ^^fufonk dh lkekU; 'krsZa^^ ,oa izi= Øekad 2 ^^vfuok;Z rduhdh
vgZrk;sa^^ fy[kk tkosA
5- mijksDr fcUnq Øekad 3 ,oa 4 esa mYysf[kr nksuksa lhy can fyQkQksa dks ,d i`Fkd
fyQkQs esa Mkydj lhy dj bl fyQkQs ij Hkh fufonk dk lanHkZ vafdr djrs gq;s
^^lqj{kk Bsdk bZ&fufonk ¼f}rh;½ o"kZ 2019&2021^^ fy[kk tkos ,oa fufonkdkj dk
uke ,oa iw.kZ irk Hkh fy[kk tkosA bl fyQkQs dks lkxj nqX/k la?k dk;kZy; esa
fnukad 26-02-2019 dks nksigj 01%00 cts rd vfuok;Zr% tek djuk gksxkA fu/kkZfjr
le; ds i'pkr~ izsf"kr mDr nLrkostksa dks izkIr ugha fd;k tkosxk rFkk lacaf/kr
fufonkdkj dh fufonk dks vekU; fd;k tkosxkA
6- fufonkdkj dks /kjksgj jkf’k ds fMek.M Mªk¶V dh Ldsu dkWih] izi= Øekad 01 ,oa 02
esa laiw.kZ fooj.k vafdr djrs gq;s mudh Ldsu dkWih ,oa Hkko i= ¼izi= Øekad 03½
dks gh vkWuykbu izLrqr djuk gksxkA fdUrq izi= Øekad 01 ,oa 02 esa of.kZr
rduhdh vgZrkvksa ls lacaf/kr lHkh nLrkostksa dks mijksDr fcUnq Øekad 05 esa of.kZr
vuqlkj vkWQykbu ¼HkkSfrd :i ls½ tek djkuk gksxkA
7- fufonk izi=ksa esa of.kZr 'krkasZa ds vfrfjDr fufonkdkj dh vksj ls mYysf[kr dksbZ Hkh
'krZ ekU; ugha dh tkosxh blfy, viuh 'krksZa dk mYys[k fufonk izi=ksa esa ugha djsaA
8- rduhdh vgZrkvksa ds ijh{k.k mijkar leLr vgZrk j[kus okys fufonkdrkZvksa dh gh
Hkko njas vkWuykbu [kksyh tk;saxhA

15
 9- fufonk izi=ksa esa nh xbZ tkudkfj;ksa esa ls dksbZ Hkh tkudkjh vlR; ik;s tkus ij
vkoafVr Bsdk fujLr dj /kjksgj jkf'k (Earnest Money) jktlkr dh tkosxh A

eq[; dk;Zikyu vf/kdkjh

mijksDr fufonk dh 'krZ dzekad 1 ls 56 rd lHkh 'krsZ eSaus i<+h vkSj le>h gSa A mDr leLr
'krsZa Lohdkj djrs gq, Hkko njsa izLrqr dj jgk g¡wA
fufonkdkj dk gLrk{kj e; lhy

LFkku %& uke %&

fnukad %& Ik=kpkj gsrq irk %& ------------------------------------------------
--------------------------------------------------
nwjHkk"k@eks-ua- %& --------------------------------------------------

16
 dk;kZy; cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj
izn’kZ& 01
¼v½ eq[; nqX/k la;a=] lkxj

¼c½ 'khr dsUnzksa dh lwphA

1- [kqjbZ
2- Vhdex<+
3- trkjk
4- Nrjiqj
5- jktuxj
6- gVk
7- rsanw[ksM+k
8- iUuk
9- vt;x<+

uksV %& la?k }kjk ;fn dksbZ uohu nqX/k 'khr dsUnz@feuh nqX/k la;a= dh LFkkiuk
dh tkrh gS] rks og Hkh lwph esa lekfgr gksxkA

eq[; dk;Zikyu vf/kdkjh

17
 cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj
izn’kZ& 02

vuqekfur lqj{kkdfeZ;ksa dh la[;k tks fuEukuqlkj fu/kkZfjr dh xbZ gS ,oa ;g

la[;k izca/ku ds foosdkuqlkj le;&le; ij ?kVkbZ&c<+kbZ tk ldrh gS %&

lqj{kk dfeZ;ksa dh la[;k

Ø- lqj{kk dfeZ;ksa dk in Ms;jh Ik'kq vkgkj cqUnsy[k.M nqX/k
la;a= la;a=] la?k ls lacaf/kr dqy
lkxj lkxj nqX/k ’khr dsUnz
1 lqj{kk vf/kdkjh & & & &
2 lgk;d lqj{kk vf/kdkjh 1 1 2
3 lqj{kk Ik;Zos{kd@ lgk;d lqj{kk & & & &
Ik;Zos{kd
4 lqj{kk xkMZ 8 8 9 25
5 xueSu 1 1 & 2
dqy la[;k 10 10 9 29

eq[; dk;Zikyu vf/kdkjh

18
 dk;kZy; cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj
izn'kZ&03

mRiknu 'kk[kk ls lEikfnr dk;ksZa ckcr viukbZ tkus okyh dk;Ziz.kkyh %&

1- nqX/k ladyu gsrq fofHkUu LFkkuksa ij tkus okys Vsadj dh iw.kZ izfof"V dh tkos rFkk fiNyh
fnukad esa x;s Vasadj dh iw.kZ tkudkjh nwljs fnu fuEu n'kkZ;s QkeZ esa mRiknu 'kk[kk dks izLrqr
dh tkos %&
fnukad le; Vsadj Ø- LFkku tgka okgu pkyd dk uke gLrk{kj
x;s

2- foi.ku 'kk[kk }kjk fn;s x;s funsZ'kkuqlkj okguksa dks vanj vkus dh O;oLFkk j[kh tkosA
3- izR;sd forj.k okgu esa forj.k 'kk[kk }kjk fu/kkZfjr deZpkfj;ksa dh la[;k ls vf/kd
deZpkfj;ksa dks 2 ua- xsV ls vanj ugha vkus fn;k tkosA
4- okgu flD;qfjVh xkMZ dh ns[kjs[k esa yksM gksxk rFkk pkyku ij lqj{kk xkMZ iwjk uke
fy[ksxk fQj gLrk{kj djsxkA
5- xsV Øekad 2 ij tk jgh forj.k okgu dh iw.kZ tkap ds ckn gh izfof"V gksxhA fnukad]
le;] pkyku dzekad] iSdsV rFkk ØsV dh la[;k] okgu dzekad rFkk Ik;Zos{kd dk uke
gLrk{kj vkfnA
6- fjVuZ ØsVl ykus okyh okgu dks dze ls ,d le; esa nks okgu gh vanj vkus fn;k
tkosA ØsV dh la[;k dh fxurh dj mls fjVuZ fLyi nh tkos ftl ij flD;qfjVh xkMZ]
flD;qfjVh lqijokbZtj dk iwjk uke fy[kk gksxk ,oa gLrk{kj gksaxsA dzsV dh la[;k vadks
rFkk 'kCnksa esa gksuk vko';d gSA
7- Mkd ij tks okgu yksM dh tkosxh mls lqj{kk xkMZ }kjk fxuk tkosxk mlds Ik'pkr
forj.k 'kk[kk dk izfrfuf/k fxusxkA fxuus ds Ik'pkr okgu pkyd dks dzsV izkfIr dh
ikorh fjVuZ fLyi rhu izfr;ksa ij iw.kZ gLrk{kj dj nh tkosxhA okgu pkyd ls ckgj
tkrs le; ikorh ,d izfr lqj{kk 'kk[kk }kjh yh tkosxhA
8- izkr% ,oa 'kke dks izkIr fjVuZ ØsV dh tkudkjh jftLVj esa fuEu rkfydk esa n'kkZ;s
vuqlkj ntZ dh tkosxh %&
fnukad le; okgu dz- pkyku dz ØsV dh lqj{kk vf/kdkjh ds
la[;k gLrk{kj
1 2 3 4 5 6

9- fiNyh fnukad ls izkIr ØsVl dk fjdaflys'ku izfrfnu mRiknu 'kk[kk esa miyC/k
foi.ku 'kk[kk ds fjdkMZ ls djok;k tkosxkA
10- dzsVl dk mi;ksx dsoy nw/k ,oa nw/k ds inkFkZ j[kus gsrq gSA vU; dk;ksZ ds fy;s vU;
'kk[kk }kjk bldk mi;ksx oftZr gS rFkk Mkd ls uhps ØsVl ys tkrs gq;s fdlh
deZpkjh dks ns[kk tkos rks rqjar jksdk tkosA
11- dzsVl dk HkkSfrd lR;kiu izfrfnu izkr% forj.k ds ckn rFkk ?kh d{k dk izkr% 8 cts
izca/kd ¼la-la½ }kjk fd;k tkosxkA ;g lR;kiu esa ,-,l-vks- Lrj dh flD;qfjVh dh
fjLikWuflfCyVh jgsxhA

19
12- HkaMkj esa okil dh tkus okyh leLr lkexzh dh lqj{kk xkMZ }kjk lR;kfir dj gLrk{kj
fd;s tkosaxsA
13- ?kh d{k dk dk;Z lekIr gksus ij mls lhy fd;k tkrk gS bl dk;Z gsrq ,-,l-vks- Lrj
dk vf/kdkjh mifLFkr jgsxkA
14- ?kh d{k ls rFkk Mh-,e- ij b';w gksus okys leLr Mh-,e- ij lqj{kk xkMZ tkap dj
gLrk{kj djsxk A
15- ?kh 'kk[kk ;k HkaMkj ls okgu yksM gksrs le; lqj{kk xkMZ mifLFkr jgsxk rFkk okgu yksM
gksus ij Mh-,e- ls pSd dj Mh-,e- ij gLrk{kj djsxkA
16- fcuk vuqefr fdlh Hkh O;fDr dks xsV ua- 2 ds vanj ugha tkus fn;k tkosA leLr
vkxarqd ,oa deZpkjh Vkbe vkfQl xsV ls vk,a@tk,aA
17- nks ifg;k okguksa dks xsV ua- 2 ls vanj ugha vkus fn;k tkosxkA
18- mRiknu 'kk[kk ds deZpkfj;ksa dh M~;Vw h ikjh vuqlkj jgrh gSA fu/kkZfjr yap vof/k ds
vykok mUgsa xsV ls ckgj tkus ij jksd yxkbZ tkosA ;fn M;wVh esa yap vof/k ds
vykok dksbZ deZpkjh ckgj /kwerk gqvk ik;k tkosxk rks flD;qfjVh dk;Z esa ykijokgh
ekuh tkosxhA
19- Bsdsnkj ds lqj{kkdfeZ;ksa dks Bsdsnkj }kjk izekf.kr djus ds ckn gh vanj tkus fn;k
tkosA
20- vukf/kd`r O;fDr;ksa dks Msjh ifjlj esa ugha vkus fn;k tkosA
21- nqX/k dh cksry tks vU; mi;ksx esa ykbZ tkrh gS ij fu;a=.k fd;k tkosA
22- ;fn dksbZ O;fDr Mh-,e- ds lkFk [kkyh dzsV ysdj vkrk gS rks Mh-,e- ds ihNs ;k vyx
ls ,d fLyi ij xsV ij gh fy[kdj fn;k tkos fd O;fDr ds lkFk fdruh dszV gSaA
23- izR;sd fnu ckgj x;s ,oa vanj vk;s ØsV@dsu ds fjdkMZ foi.ku 'kk[kk] mRiknu 'kk[kk
,oa lqj{kk ,tsalh ds }kjk j[ks x;s jftLVjksa ds vuqlkj fjdUlhys'ku fd;k tkosxkA
izfrfnu izkr% fjVZu vkus ls iwoZ lqj{kk ,tsalh ds lqijokbZtj] lalk/ku v/kh{kd ,oa
foi.ku fyfid Msjh esa cps gq;s ØsV@dsu dk HkkSfrd lR;kiu djsaxsA ;fn lqj{kk ,tsalh
dk deZpkjh vuqifLFkr gksxk rks os blds fy, Lo;a mRrjnk;h gksaxs o oLrqfLFkfr mu
ij ca/kudkjh gksxhA
24- mDr izfdz;k ds vuqlkj ;fn fdlh izdkj ØsV@dsu esa fjdkMZ dh rqyukuqlkj dksbZ
deh vkrh gS rks mlds fy, lqj{kk ,tsalh iw.kZ :is.k ftEesnkj gSa rFkk rRdky bldh
lwpuk ys[kk 'kk[kk ,oa iz'kklu 'kk[kk dks nh tkosxhA iz'kklu 'kk[kk ds ek/;e ls gh
lacaf/kr dVks=k fd;s tkosaxsA dVks=s dh jkf'k lkexzh ds orZeku dz; ewY; ds vk/kkj ij
fu/kkZfjr dh tkosxh A
25- lqj{kk ,tsalh }kjk Lo;a ds O;; ls lqj{kk deZpkfj;ksa dks onhZ@izksVsfDVo xkjesaVl ,oa
ifjp; Ik= miyC/k djk;s tkosaxsA rkfd mudh igpku lqfuf'pr gks ldsA

eq[; dk;Zikyu vf/kdkjh

20
 dk;kZy; cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj
izi= &02
izfr]
eq[; dk;Zikyu vf/kdkjh]
cqUnsy[k.M lgdkjh nqX/k la?k e;kZ-
lkxjA

egksn;]
cqUnsy[k.M lgdkjh nqX/k la?k ds eq[; Ms;jh la;a=] i’kq vkgkj la;a=] lkxj ,oa
leLr nqX/k 'khr dsUnzksa esa Bsds ij lqj{kkdehZ iznk; djus gsrq fnukad 18-10-2018 dks lekpkj
i= esa izdkf'kr foKfIr ds lanHkZ esa fuosnu djrk gWaw fd esjs }kjk fufonk izi= esa of.kZr leLr
'krsZa ,oa funsZ'k i<+ dj le> fy, x, gaSA ;fn esjh fufonk Lohd`r dh tkrh gS rks eSa vkids
}kjk fu/kkZfjr 'krkasZ ds vuqlkj lqj{kkdehZ iznk; djus gsrq lger gWaw A vr% eSa ,rn~ }kjk /kjksgj
jkf'k (Earnest Money) :- -------------------------@& ------------------------------------½ dk cSad MªkQ~V Øzekad ----------------
--fnukad -------------- tks fd] --------------------------------------------------------cSad] 'kk[kk dk uke --------------------------------------
-- dk gS ,oa ^cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr^] lkxj@^^Bundelkhand Sahakari
Dugdha Sangh Maryadit, Sagar ds uke ns; gS] dks layXu dj jgk g¡w ,oa fuEu
rduhdh vgZrk;sa ds fy;s izek.k ds rkSj ij okafNr nLrkost layXu dj jgk gwWaA
vfuok;Z rduhdh vgZrk;sa
layXu gS ;k ugha
vfuok;Zr% layXu fd;k tkus
dza0 vko';d vgZrk vafdr djsa @ fooj.k
okys nLrkost
nsosa
1 Bsdsnkj dk uke o irk lqj{kk ,tsalh ds iath;udrkZ dk;kZy; dk
O;olk; ds lapkyu gsrq e-iz- 'kklu ds iath;u izek.ki=@yk;lsalA
izkf/kdkjh }kjk futh lqj{kk ¼fofu;e½ gS@ugha
vf/kfu;e 2005** ds rgr yk;lsal ,oa
iathd`r gksuk vko’;d gSA
2 laLFkk@QeZ gksus dh n'kk esa eq[; laLFkk@QeZ ds lapkyd e.My
dk;Zikyu vf/kdkjh@vf/kd`r @ eq[; dk;Zikyu vf/kdkjh gS@ugha
gLrk{kjdrkZ dk ukeA dk vf/kdkj i=A
3 ;fn dksbZ ikVZuj gks rks mudk uke o iathd`r ikVZujf'ki MhMA
gS@ugha
irk
4 Lkqj{kk Bsds laca/kh thfor yk;lsal Je foHkkx dk i=@ izek.k
gS@ugha
ØekadA i=A
5 Hkfo"; fuf/k dksM ua- A {ks=h; Hkfo"; fuf/k dk;kZy;
gS@ugha
dk irk ,oa tkjh izek.k i=A
6 deZpkjh jkT; chek dksM ua- A {ks=h; deZpkjh jkT; chek
fuxe dk;kZy; dk irk ,oa gS@ugha
tkjh izek.k i= A
7 Tkh-,l-Vh- iath;u dksMA Tkh-,l-Vh- Ikath;u izek.k i=A gS@ugha
8 foRrh; o"kZ 2016&17 ,oa 2017&18 dk PAN dkMZ dh Nk;kizfr ,oa
vk;dj dk fjVZu tek djus dk gS@ugha
vk;dj foHkkx esa fjVZu tek

21
 izek.kA
9 foRrh; o"kZ 2016&17 ,oa 2017&18 dk
VuZ vksOgj izfro"kZ jkf’k : ipkl yk[k
ls vf/kd vfuok;Zr% gksuk pkfg,A
10 izfrf"Br vkSn~;ksfxd@okf.kT;d laLFkk
esa xr 2 foRrh; o"kksZa ¼2016&17]
2017&18½ esa Bsds ij lqj{kkdehZ iznk;
fd;s gksa rFkk foRrh; o"kZ 2017&18 esa
U;wure 200 fnu rd vkSlru de ls
de 25 lqj{kkdehZ izfrfnu iznk; fd;s
gksa ¼laLFkk dk uke o irk tgkW
lqj{kkdehZ iznk; fd;s x;s gksa½
11 Hkfo"; fuf/k va'knku 'kr izfr'kr tek
gksus dk izek.kA
12 deZpkjh jkT; chek va'knku 'kr
izfr'kr tek gksus dk izek.kA
13 e-iz- izk;osV lqj{kk vfHkdj.k
¼fofu;eu½ fu;e 2012 ds varxZr
QeZ@laLFkk dk iath;u vfuok;Zr%
gksuk pkfg;sA
14 dkj[kkuk ,oa Je foHkkx esa
izdj.k@okn vkfn fopkjk/khu@yafcr
u gksus dk 'kiFk&i=A
15 lqj{kk@Bsdsnkj dk e/;izns’k esas gh eq[;
dk;kZy; ¼gsM vkWfQl½ gksuk vko’;d
gSA
16 D;k vkidh laLFkk cqUnsy[k.M lgdkjh
nqX/k la?k esa iwoZ esa Hkh dHkh dk;Z dj
pqdh gS vFkok dj jgh gSA
17 D;k vkidh laLFkk bUnkSj @mTtSu @
tcyiqj@Xokfy;j lgdkjh nqX/k la?k
esa iwoZ esa Hkh dHkh dk;Z dj pqdh gS
vFkok dj jgh gSA
18 D;k mDr laLFkkvksa esa bZ-ih-,Q] bZ-
djus dh ikorh ,oa izek.kA
Chartered Accountant
}kjk izekf.kr foRRkh; i=d ,oa
ykHk@gkfu [kkrs (Profit & Loss
A/C) dh izekf.kr Nk;kizfr gS@ugha
rFkk vkWfMV fjiksVZ ¼QkeZ 3 lh
,@3 lh ch ¼tks Hkh ykxw gks½
,oa 3 lh Mh ½A
fu;ksDrk ds dk;Z vkns'k dh
izfr ,oa vuqHko dk izek.k i=A
gS@ugha
foRrh; o"kZ 2016&17 ,oa
2017&18 esa tek djk;s x;s
gS@ugha
bZ-ih-,Q dh jkf’k ds pkykuksa
dh Nk;kizfrA
foRrh; o"kZ 2016&17 ,oa
2017&18 esa tek djk;s x;s
gS@ugha
bZ-,l-vkbZ dh jkf’k ds pkykuksa
dh Nk;kizfrA
e-iz- izk;osV lqj{kk vfHkdj.k
¼fofu;eu½ fu;e 2012 ds
varxZr fu;a=.k izkf/kdkjh }kjk gS@ugha
tkjh iath;u izek.k i=
¼uohuhd`r½ layXu fd;k tkosA
;fn fookn ugha gS] rks uksVjh
ls lR;kfir Lo;a }kjk fn;k
x;k 'kiFk i= izLrqr djsaA ¼ gS@ugha
jkf’k : 100@& ds xSj
U;k;ky;hu LVkEi ij½A
;fn gk¡] rks iw.kZ irs dk
mYys[k djsaA gka@ugha
;fn gk¡] rks iw.kZ fooj.k nsosaA
gka@ugha
;fn gk¡] rks iw.kZ fooj.k nsosaA
gka@ugha
;fn fookn ugha gS] rks uksVjh gS@ugha
22
 ,l-vkbZ ,oa lfoZl VsDl@th-,l-Vh ls lR;kfir Lo;a }kjk fn;k
bR;kfn dk dksbZ fookn rks x;k 'kiFk i= izLrqr djsaA ¼
iathd`r@fopkjk/khu ugha gSA jkf’k : 100@& ds xSj
U;k;ky;hu LVkEi ij½A
19 D;k mDr laLFkkvksa ls vkidh fufonk ;fn gk¡] rks iw.kZ fooj.k nsosaA
dks fujLr fd;k x;k gS \ gka@ugha
20 D;k fdlh 'kkLkdh; laLFkk@,e-ih-lh- ;fn dkyh lwph esa ukekafdr
Mh-,Q@nqX/k la?k }kjk vkidh laLFkk ugha fd;k x;k gS] rks bl
dks dkyh lwph esa ukekafdr fd;k x;k vk’k; dk uksVjh ls lR;kfir
gS \ Lo;a }kjk fn;k x;k 'kiFk i= gS@ugha
izLrqr djsaA ¼ jkf’k : 100@&
ds xSj U;k;ky;hu LVkEi ij½A
21 ,tsalh ds ikl lqj{kk dfeZ;ksas dh Vªsfuax e/;izns”k “kklu ds l{ke
gsrq ^^ futh lqj{kk ,tsalh ¼fofu;eu½ izkf/kdkjh }kjk tkjh ^^ Vªsfuax
vf/kfu;e 2005^^ ds rgr e/;izns”k lsUVj^^ dk gka@ugha
“kklu ds l{ke izkf/kdkjh }kjk tkjh ^^ ykblsaLk@iathdj.k
Vªsfuax lsUVj^^ dk ykblsaLk@iathdj.k
gksuk vko”;d gSaA
22 ftl ,tsalh ds ikl “kkldh; vkns”kksa dh izfr;ka
v)Z”kkldh; dk;kZy; ds dk;Z vkns”k
gka@ugha
vf/kdre gksxs mls izkFkfedrk nh
tkosxhA
23 ftl ,tsalh us nqX/k la?k esa lqj{kk vkns”kksa ,oa vuqHko izek.k i=
O;oLFkk dk dk;Z fd;k gSa ;k dj jgh izfr;ka
gka@ugha
gSa] ml ,tsalh dks izkFkfedrk nh
tk;sxhA
24 rduhdh chM dk ewY;kadu fuEufyf[kr izek.ki=ksa dh izfr;ka
fcUnqvksa ds vk/kkj gksxk%&
1 vuqHko
2 Hkksiky esa ,tsalh dk O;ofLFkr gka@ugha
dEI;wfVªd`r dk;kZy; ,oa Vªsafux lsaVj
3 fiNyk dk;Z fu’iknu fjdkMZ

eaSus fufonk vkea=.k lwpuk ,oa fufonk dh 'krZ RkFkk vfuok;Z Rkduhdh vgZrk;sa ds laca/k esa
nLrkostksa dks tek djkus gsrq fn;s x;s fn’kk funsZ’k] iw.kZr% i<+ fy;s ,oa le> fy;s gSa vkSj ml
esa fn;s x;s funZs’k ds vuqlkj gh fufonk izfØ;k esa Hkkx ys jgk gwaA

fufonkdkj dk gLrk{kj e; lhy

LFkku %& uke %&
fnukad %& Ik=kpkj gsrq irk %& ------------------------------------------------
--------------------------------------------------
nwjHkk"k@eks-ua- %& --------------------------------------------------

23
 dk;kZy; cqUnsy[k.M lgdkjh nqX/k la?k e;kZfnr] lkxj
izi=&03
^^Hkko i=@nj**
¼v½ fuEu enksa esa la?k }kjk fu;ekuqlkj izfriwfrZ dh tkosxh %&
Ø fooj.k
1 etnwjh ¼U;wure etnwjh vf/kfu;e ds vuqlkj U;wure etnwjh½
Ø lqj{kkdehZ dk fooj.k nj
1- lqj{kk vf/kdkjh dq'ky Js.kh
2- lgk;d lqj{kk vf/kdkjh dq’ky Js.kh
3- xueSu dq'ky Js.kh
4- lqj{kk i;Zos{kd v/kZdq’ky Js.kh
5- lgk;d lqj{kk i;Zos{kd v/kZdq’ky Js.kh
6- lqj{kk xkMZ vdq'ky Js.kh
2 cksul vf/kfu;e vuqlkj U;wure cksul
3 Vhdkdj.k ,oa LokLF; ijh{k.k ij O;; dh xbZ jkf'k
4 Jfed dY;k.k fuf/k fu;ksDrk va'knku
5 odZeSu dEisUls'ku ,DV ds varxZr nq?kZVuk lewg chek izhfe;e dk Hkqxrku
¼vf/kdre chek jkf’k :- 1]00]000@& izfr lqj{kkdehZ½
6 dkj[kkuk vodk'k dk vksOgj Vkbe ,oa loSrfud vodk'k dk Hkqxrku
7 Tkh-,l-Vh & lqj{kk Bsdsnkj }kjk pkyku tek dj izLrqr djus ijA
uksV%&
1 Bsdsnkj dks ekuo fnol ¼Mandays½ ds vk/kkj ij Hkqxrku fd;k tkosxk A
2- ^v** en esa izfriwfrZ gsrq Hkqxrku izek.kd dh ewy izfr lqj{kkdfeZ;ksa dh lwph lfgr izLrqr
djuh gksxh A

¼c½ fuEu enksa esa la?k Lrj ls fu;ekuqlkj va’knku jkf’k tek djk;h tkosxh %&
Ø fooj.k
1 deZpkjh Hkfo"; fuf/k fu;ksDrk va'knku&lqj{kk Bsdsnkj }kjk vkWuykbu pkyku tujsV dj
izLrqr djus ijA
2 deZpkjh jkT; chek ;kstuk fu;ksDrk va'knku&lqj{kk Bsdsnkj }kjk vkWuykbu pkyku
tujsV dj izLrqr djus ijA

fujarj---2

24
 @2@

¼l½ fuEu en gsrq fufonkdkj viuh U;wure nj izLrqr djsa ftldk Hkqxrku la?k }kjk
fd;k tkosxk %&¼dsoy vkWuykbu ds ek/;e ls viuh nj izLrqr djs½a
Ø fooj.k ekfld U;wure etnwjh jkf'k ij izfr'kr
1- lqijfotu ,oa lfoZl pktZ

fufonkdkj dk gLrk{kj e; lhy

LFkku %& uke %&
fnukad %& Ik=kpkj gsrq irk %& ------------------------------------------------
--------------------------------------------------
nwjHkk"k@eks-ua- %& --------------------------------------------------
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