Discussion On Government Schemes Through MCQs PDF

RBI GRADE B 2019
DISCUSSION ON
GOVERNMENT SCHEMES
THROUGH MCQs
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RBI GRADE B 2019 – ECONOMICS AND SOCIAL ISSUE
PRACTICE QUESTIONS – GOVT. SCHEMES
Which of the following statements is/are incorrect regarding ‘Pradhan Mantri Jan Arogya
Yojana:
I. The scheme will cover expenses for primary health care.
II. The scheme will be cashless & paperless at public hospitals and empanelled private
hospitals.
III. The benefit only includes pre-hospitalization expenses and not post hospitalization
expenses.
Select the correct Answer using the codes given below:
A. Only I & II
B. Only II & III
C. Only II
D. Only I & III
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship scheme of Government of India
to provide cashless secondary and tertiary care treatment from the empanelled public and private hospitals
providing coverage to more than 10 Crore poor and vulnerable beneficiary families.
AB-PMJAY provides a defined benefit cover of Rs. 5 lakh per family per year. This cover will take care of almost
all secondary care and most of tertiary care procedures.
To ensure that nobody is left out (especially women, children and elderly) there will be no cap on family size
and age in the scheme.
The benefit cover will also include pre and post-hospitalization expenses.
 Apex body - National Health Authority (NHA) - CEO – Indu Bhusan
Implemented By - Ministry of Health and Family Welfare (MoHFW)
Pradhan Mantri Jan Arogya Yojana Official Website - mera.pmjay.gov.in

Consider the following statement about Atal Bhujal Yojna
I. It is conceived to arrest the rampant overuse of groundwater in India
II. It is supported by World Bank
III. The scheme will be implemented and looked over by the Ministry of Water
Resources, River Development and Ganga Rejuvenation
Select the Correct Code :-

A. Only I & II
B. Only II & III
C. Only I & III
D. All I, II & III
The Government has proposed Atal Bhujal Yojana (ABHY) aimed at sustainable ground water
management with community participation in select over-exploited and ground water stressed
areas
It is proposed to be launched in Madhya Pradesh, Uttar Pradesh, Rajasthan, Karnataka,

Haryana, Maharashtra, Gujarat across 78 districts, 193 blocks and about 8300 gram panchayats.
Atal Bhujal Yojna will focus on Demand Side Management (How to meet requirement by
minimum use of water)
The World Bank has approved Atal Bhujal Yojana (ABHY), a Rs.6000 Crore scheme, for
sustainable management of ground water with community participation.
The funding pattern is 50:50 between Government of India and World Bank.
The Scheme 'Niryat Bandhu' aims at which of the following ?
A. To train new enterpreneurs to start a bussiness
B. Provide vocation training to youth
C. Implement hassle free International Trade
D. To mentor new and potential exporters on the intricacies of foreign trade
‘Niryat Bandhu’ scheme was first introduced in October 2011, by the Director General of Foreign Trade (DGFT).
The objective of the Niryat Bandhu Scheme is to reach out to the new and potential exporters and mentor them
through orientation programmes, counseling sessions, individual facilitation, etc., for being able to get into
international trade and boost exports from India.
DGFT Launches “Niryat Bandhu@Your Desktop” An Online Certificate Programme in Export Import Business
Govt. had launched a voluntary scheme with the objective of protection and welfare of the
emigrant workers and to address their social security issues in Emigration check required (ECR)
countries, was launched in May 2012. However, the Scheme did not get an encouraging
response and the same has been closed w.e.f 1st April 2017 with the approval of the Union
Cabinet.
Q – 1. Which of the following scheme is mentioned in above Paragraph ?

A. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)
B. Mahatma Gandhi Pravasi Bima Yojana (MGPBY)
C. Pravasi Bharatiya Bima Yojana (PBBY)
D. Pravasi Bharatiya Suraksha Bima Yojana (PBBY)
E. None of the Above
Q – 2. Which of the Following Insurance Provider will be providing cover of 30,000 in case of
Natural death
A. ECGC
B. LIC
C. SBI Life
D. PNB MetLife
Q – 3. Recently Govt has launched a mandatory insurance scheme aimed at safeguarding the
interests of Indian emigrant workers falling under ECR category
A. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)
B. Mahatma Gandhi Pravasi Bima Yojana (MGPBY)
C. Pravasi Bharatiya Bima Yojana (PBBY)
D. Pravasi Bharatiya Suraksha Bima Yojana (PBBY)
Mahatma Gandhi Pravasi Suraksha Yojana is a special social security scheme which includes Pension and Life
Insurance, introduced by Ministry of Overseas Indian Affairs for the overseas Indian workers in possession of
Emigration Check Required (ECR) passports.
It is a voluntary scheme designed to help workers to meet their three financial needs: saving for retirement,
saving for their return and resettlement, and providing free life insurance offering coverage for death from natural
causes.
The scheme was launched as Pension and Life Insurance Fund, but was soon renamed as MGPSY.
Under the scheme, if a subscriber contributes 5,000 each year—1,000 towards the National Pension System
(NPS) Lite and 4,000 towards the UTI Monthly Income Scheme (MIS)—the government puts in 1,900. Of this
amount, 1,000 goes for NPS and 900 for MIS.
In addition, every subscriber gets free insurance cover from Life Insurance Corp. of India, which pays 30,000 in
case of natural death, 75,000 in case of death or total permanent disability due to an accident, and 37,500 for
total partial disability due to an accident.
The Pravasi Bharatiya Bima Yojana (PBBY) is a mandatory insurance scheme aimed at
safeguarding the interests of Indian emigrant workers falling under Emigration Check Required
(ECR) category going for overseas employment to ECR countries
Presently, the scheme provides an insurance cover of Rs. 10 Lakh in case of accidental
death/permanent disability at an insurance premium of Rs. 275 and Rs. 375 for a period of two
and three years respectively.
Medical insurance cover including injuries / sickness / ailment / diseases available upto
Rs.1,00,000/- (up to Rs. 50,000 per hospitalization).
Maternity expenses benefit to women emigrants available upto Rs. 50,000/-.

Family Hospitalization in India available upto Rs. 50,000/- for Spouse and first two children
upto 21 years of age.
Giving a major boost to the pro-farmer initiatives of the Government and in keeping with its
commitment and dedication for the Annadata, Government has launched a Umbrella Scheme
for the growth of Agriculture sector and towards its commitment of doubling the farmers
income.
This is an unprecedented step taken by Govt. of India to protect the farmers’ income which is
expected to go a long way towards the welfare of farmers. Government has already increased
the MSP of kharif crops by following the principle of 1.5 times the cost of production.
Q-1. The Above Paragraph is discussing about which of the Following Scheme
A. PMFBY
B. PMKSY
C. PM-AASHA
D. PMABY
Q – 2. Which of the Following are the component of above Mentioned Scheme ?
I. Price Support Scheme (PSS)
II. Price Deficiency Payment Scheme (PDPS)
III. Pilot of Private Procurement and Stockiest Scheme (PPSS)
Select the Correct Code

A. Only I
B. Only II & III
C. Only I & II
D. All I, II & III
A major issue with the MSP is its poor coverage. Further, there are certain problems with implementation of
MSP such as the procurement centers being far away resulting into heavy transportation cost, non-opening of
Procurement centers timely, lack of covered storage/godowns facility for temporary storage of produces, delays in
payments, etc.
Thus to address the gaps in the MSP system and give better returns to farmers, PM-AASHA is an important step.
PM-AASHA is a new umbrella scheme aimed at ensuring remunerative prices to the farmers for their produce.
The three components that are part of AASHA are:-

I. Price Support Scheme (PSS)
II. Price Deficiency Payment Scheme (PDPS)
III. Pilot of Private Procurement and Stockiest Scheme (PPSS)
PSS - Under the PSS, physical procurement of pulses, oilseeds and copra will be done by Central Nodal Agencies.
Besides, NAFED and Food Cooperation of India will also take up procurement of crops under PSS. The
expenditure and losses due to procurement will be borne by the Centre.
Price Deficiency Payment Scheme (PDPS)
Under PDPS it is proposed to cover all oilseeds for which MSP is notified.
In this direct payment of the difference between the MSP and the selling/modal price will be made to pre-
registered farmers selling his produce in the notified market yard through a transparent auction process.
This scheme does not involve any physical procurement of crops.
Pilot of Private Procurement and Stockiest Scheme (PPSS)

Cabinet has decided that for oilseeds, states have the option to roll out Private Procurement Stockiest
Scheme (PPSS) on pilot basis in selected district/APMC(s) of district involving the participation of private
stockiest.
The pilots district/selected APMC(s) of district will cover one or more crop of oilseeds for which MSP is
notified.
Since this is akin to PSS, in that in involves physical procurement of the notified commodity, it shall
substitute PSS/PDPS in the pilot districts.
Which of the following schemes has an impact on women empowerment?
I. ICDS
II. ASIDE
III. Swadhar
IV. Ujjawala
Select the correct answer using the codes given below.

A. Only I, II & III
B. Only I, III & IV
C. Only II, III & IV
D. All I, II, III & IV
ASIDE – Assistance to States for Developing Export Infrastructure and other Allied Activities.
The objective of the scheme is to involve the states in the export effort by providing financial
assistance for the creation of critical infrastructure for the development and growth of exports.
The Swadhar scheme was launched by the Union Ministry of Women and Child Development in
2002 for rehabilitation of women in difficult circumstances. The scheme provides shelter, food,
clothing and care to the marginalized women/girls who are in need.
The beneficiaries include widows deserted by their families and relatives, women prisoners
released from jail and without family support, women survivors of natural disasters, women
victims of terrorist/extremist violence etc.
Ujjawala - is a comprehensive scheme for the prevention of trafficking, rescue and
rehabilitation of women and child victims of trafficking for commercial sexual exploitation in
India.
The Integrated Child Development Service (ICDS) Scheme providing for supplementary
nutrition, immunization and pre-school education to the children is a popular flagship
programme of the government. It was Launched in 1975.
Beneficiaries - Children in the age group of 0-6 years, Pregnant women and Lactating mothers
The ICDS Scheme offers a package of six services - Supplementary Nutrition, Pre-school non-
formal education, Nutrition & health education, Immunization, Health check-up and Referral
services
Three of the six services viz. immunization, health check-up and referral services are related
to health and are provided through National Health Mission and Public Health Infrastructure.
The services are offered at Anganwadi Centres through Anganwadi Workers (AWWs) and
Anganwadi Helpers (AWHS) at grassroots level.
Which out of the following is/are true about Pradhan Mantri JI-VAN Yojana?
I. It is launched by Ministry of Petroleum & Natural Gas
II. The target is to achieve 10% blending of ethanol in Petrol by 2022
III. Increase green coverage on PAN India basis
IV. Provide incentive to domestic ethanol industry
Select the correct answer from following options:

A. Only I, II & III
B. Only I, III & IV
D. Only I, II & IV
The “Pradhan Mantri JI VAN (Jaiv Indhan- Vatavaran Anukool fasal awashesh Nivaran) Yojana”
was launched for providing financial support to Integrated Bio-ethanol Projects using
lignocellulose biomass and other renewable feedstock.
Centre for High Technology (CHT), a technical body under the aegis of MoP&NG, will be the
implementation Agency for the scheme.
The government has set the target to achieve 10% blending percentage of Ethanol in petrol
by 2022
Lignocellulosic biomass (or LC biomass) refers to plant biomass that is composed of cellulose,
hemicellulose, and lignin. For examples: cereal straw, bagasse, forest residues, and purpose-
grown energy crops such as vegetative grasses.
Which out of the following is/are true about National Nutrition Mission?
I. The scheme is renamed as Poshan Abhiyaan
II. The aim is to improve nutritional status of children from 0-6 years
III. The scheme was launched in 2017-18 for period of 3 years
IV. More than 10 Crore beneficiaries are targeted.
Select the correct answer from following options:

A. Only I, II & III
B. Only I, III & IV
D. All are correct
The has approved setting up of National Nutrition Mission (NNM) renamed as Poshan
Abhiyan with a three year budget of Rs.9046.17 crore commencing from 2017-18.
POSHAN Abhiyaan (National Nutrition Mission) is a flagship programme of the Ministry of
Women and Child Development (MWCD), Government of India
The goals of NNM are to achieve improvement in nutritional status of Children from 0-6
years, Adolescent Girls, Pregnant Women and Lactating Mothers in a time bound manner
during the next three years beginning 2017-18.
National Nutrition Mission would strive to achieve reduction in Stunting from 38.4% (NFHS-4)
to 25% by 2022 (Mission 25 by 2022).
More than 10 Crore people will be benefitted by this programme. All the States and districts
will be covered in a phased manner i.e. 315 districts in 2017-18, 235 districts in 2018-19 and
remaining districts in 2019-20 .

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RBI GRADE B 2019

 Apex body - National Health Authority (NHA) - CEO – Indu Bhusan

Implemented By - Ministry of Health and Family Welfare (MoHFW)

Pradhan Mantri Jan Arogya Yojana Official Website - mera.pmjay.gov.in

Select the Correct Code :-

It is proposed to be launched in Madhya Pradesh, Uttar Pradesh, Rajasthan, Karnataka,

Q – 1. Which of the following scheme is mentioned in above Paragraph ?

Maternity expenses benefit to women emigrants available upto Rs. 50,000/-.

Select the Correct Code

The three components that are part of AASHA are:-

Pilot of Private Procurement and Stockiest Scheme (PPSS)

Select the correct answer using the codes given below.

Select the correct answer from following options:

Select the correct answer from following options:

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