Академический Документы
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All fees quoted are VAT inclusive and are effective from 1 January 2020
CONTENTS
Everyday banking
• MobiMoney Welcome to our
• Nedbank Pay-as-you-use
• Ke Yona Bundle
handy pricing
• Savvy Plus brochure for 2020.
• Savvy Bundle Simply look for your product on the list to
Youth the left and click to view a summary of
your fees.
• Nedbank 4me
Nedbank is committed to making its fee
• Unlocked.me Student Account
structures simple, transparent and easy to
Seniors understand.
• Optimum For any fee-related queries call us at
Credit cards 0860 555 111 (office hours),
Personal loans
Home loans It costs less to use online
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Pay-as-you-use Account
Everyday banking / Nedbank Pay-as-you-use
• MobiMoney
• Nedbank Pay-as-you-use Each month, you get: No monthly fee
• Ke Yona Bundle • free gold cheque card;
• Savvy Plus
• unlimited free card swipes;
• Savvy Bundle
• unlimited free internal debit orders and stop orders; and
Youth • unlimited free balance enquiries at self-service(2) channels.
• Nedbank 4me
• Unlocked.me Student Monthly maintenance fee R0.00
Account Transaction fees
Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
Seniors save on bank fees app. /Self-Service Kiosks (*120*001#)
• Optimum Deposits
Cash deposit - - R1,00 per R100 R30,00+ R2,00 per
R100
Credit cards Participating retailer's point-of- - - R6,00 + R2,00 per -
sale device(1) R100
Personal loans Cheque deposit - - - R65,00 per deposit
Cash withdrawals
Home loans Participating retailer’s point-of-sale - - R2,00 -
device(1)
Nedbank ATM - - R7,00 per R1000 -
Savings and investments
Nedbank branch - - - R75,00 + R2,00 per
• Investment fees R100
Cheque encashment - - - R75,00 + R2,00
• N-5000 per R100 +
cheque ervice fees
• Money Market
Investment Account Another bank’s ATM - - R10,00 + R2,00
per R100
International ATM(5) - - R50,00 + R2,00 per -
Foreign exchange R100
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Pay-as-you-use Account
Everyday banking / Nedbank Pay-as-you-use
• MobiMoney Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle Payments and transfers
• Savvy Plus Transfer between your own Nedbank Free Free Free R80,00
accounts
• Savvy Bundle To a third party account R2,20 R2,20 - R125,00
Instant payment up to R2000 R10,00 - - -
Youth Instant-payment over R2000 R49,00 - - -
• Nedbank 4me Send-iMali(6):
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Pay-as-you-use Account
Everyday banking / Nedbank Pay-as-you-use
• MobiMoney
Other service charges
• Nedbank Pay-as-you-use Overdraft facility fee(8) R49,00 per month
• Ke Yona Bundle Cheque card: Nedbank Greenbacks linkage fee R23,00 per month
Visa/Mastercard debit card service fee Free
• Savvy Plus
Cheque card service fee Free
• Savvy Bundle Garage debit card service fee R185,00 per annum
Card replacement fee R140,00
Youth Request for copy of card transaction voucher
• Nedbank 4me - Local R150,00 per voucher
• Optimum
Notes:
Credit cards 1. This fee applies at all stores where the cash-at-tillpoint service is offered.
2. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
Personal loans branch self-service kiosks.
Personal loans
Monthly maintenance fee R62,00
Home loans Out-of-bundle pay-as-you-use fees
Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
Savings and investments
Deposits
• Investment fees R1,00 per R100 R75,00 + R2,00 per
Cash deposit - -
R100
• N-5000
Participating retailer’s point-of-sale - - R6,00 + R2,00 per -
• Money Market device(1) R100
Investment Account Cheque deposit - - - R65,00 per deposit
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Ke Yona Bundle Account
Everyday banking / Ke Yona Bundle Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer's point-of- - - Free -
• Savvy Bundle sale device(1)
Nedbank ATM - - R2,00 per R100 -
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Ke Yona Bundle Account
Everyday banking / Ke Yona Bundle Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app./Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Debit or cheque card swipe - - Free -
• Savvy Bundle Garage card transaction - - R4,30 -
Prepaid airtime top-up on Nedbank R1,00 R1,00 R1,00 -
Youth channels
Prepaid electricity purchase R2,00 R2,00 - -
• Nedbank 4me
LOTTO purchase R2,60 R2,60 - -
• Unlocked.me Student Notification fees
Account eNote SMS notifications Free - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors
- SMS R1,15 - - -
• Optimum - Email R1,00 - - -
- Fax R10,00 - - -
Credit cards No funds alert R13,00 per SMS - - -
Balance enquiries
Personal loans At Nedbank Free Free Free R8,00
Another bank’s ATM - - R8,00 -
Home loans Transaction lists
From last 10 transactions up to five years Free - R8,00 R30,00 per page
Savings and investments Bank-certified statements
E-mailed current month statement Free - - -
• Investment fees
Current month(7) Free - One free per billing R30,00 per statement
• N-5000 cycle, thereafter
R10,00
• Money Market Three months - - R30,00 -
Investment Account
Posted - - - R30,00 per statement
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Ke Yona Bundle Account
Everyday banking / Ke Yona Bundle Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app/. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to insufficient funds
• Savvy Plus
Nedbank ATM - - Free -
• Savvy Bundle Point-of-sale device - - R8,60 -
Another bank’s ATM - - R8,60 -
Youth Dishonoured debit order R28,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Ke Yona Bundle Account
Everyday banking / Ke Yona Bundle Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Savvy Bundle 2. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app.
and in-branch self-service kiosks.
Youth 3. An additional monthly fee of R48,00 is applicable to non-resident clients.
• Nedbank 4me 4. Exclusive of rates charged by network providers.
• Unlocked.me Student 5. An international currency conversion fee of 2% (based on the rand value of the
Account transaction) applies to ALL transactions performed outside South Africa. For example, if
you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
Seniors
6. Send money quickly and securely to any South African cellphone.
• Optimum
7. A billing cycle runs from the third-last business day of the month to the fourth-last business
day of the following month. Your transaction list will reflect the fees for all transactions that
Credit cards you performed in the previous billing cycle. In other words, you are billed one month in
arrear.
Personal loans
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Plus Account
Everyday banking / Savvy Plus Account
• MobiMoney
• Nedbank Pay-as-you-use
Each month, you get:
R115,00
• Ke Yona Bundle per month
• Savvy Plus • A Nedbank Gold Cheque card;
• Savvy Bundle • unlimited free card swipes;
Personal loans Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card BranchTeller
save on bank fees app. / Self-service Kiosks (*120*001#)
Deposits
Home loans
Cash deposit - - Free R75,00 + R2,00 per
R100
Savings and investments Participating retailer's point-of- - - R6,00 + R2,00 per -
sale device(1) R100
• Investment fees
Cheque deposit - - - R65,00 per deposit
• N-5000
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Plus Account
Everyday banking / Savvy Plus Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer point-of-sale - - Free -
• Savvy Bundle devices(1)
Nedbank ATM - - R2,00 per R100 -
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Plus Account
Everyday banking / Savvy Plus Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app./Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases and topups
• Savvy Plus
Debit or cheque card swipe - - Free -
• Savvy Bundle Garage card transaction - - R4,30 -
Prepaid airtime top-up on R1,00 R1,00 R1,00 -
Youth Nedbank channels
Prepaid electricity purchase R2,00 R2,00 - -
• Nedbank 4me
LOTTO purchase R2,60 R2,60 - -
• Unlocked.me Student Notification fees
Account eNote SMS notifications Free - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors
- SMS R1,15 - - -
• Optimum - Email R1,00 - - -
- Fax R10,00 - - -
Credit cards No-funds alert R13,00 per SMS - - -
Balance enquiries
Personal loans At Nedbank Free Free Free R8,00
Another bank’s ATM - - R8,00 -
Home loans Transaction lists
From last ten transactions up to five years Free - R8,00 R30,00 per page
Savings and investments Bank-certified Statements
E-mailed current statement Free - - -
• Investment fees
Current month(7) Free - One free per billing R30,00 per statement
• N-5000 cycle, thereafter
R10,00
• Money Market Three months - - R30,00 -
Investment Account
Posted - - - R30,00 per statement
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Plus Account
Everyday banking / Savvy Plus Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card BranchTeller
save on bank fees app./Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to insufficient funds
• Savvy Plus
Nedbank ATM - - Free -
• Savvy Bundle Point-of-sale device - - R8,60 -
Another bank’s ATM - - R8,60 -
Youth Dishonoured debit order R60,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Honouring fee per item R90,00 - - -
Seniors Disputed debit order fee
• Optimum Per disputed debit order R5,00 - - R5,00
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Plus Account
Everyday banking / Savvy Plus Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Savvy Bundle 2. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
Youth 3. An additional monthly fee of R48,00 is applicable to non-resident clients.
• Nedbank 4me 4. Exclusive of rates charged by network providers.
• Unlocked.me Student 5. An international currency conversion fee of 2% (based on the rand value of the
Account transaction) applies to ALL transactions performed outside South Africa. For example,
if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
Seniors
6. Send money quickly and securely to any South African cellphone.
• Optimum
7. A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
Credit cards transactions that you performed in the previous billing cycle. In other words, you are
billed one month in arrear.
Personal loans
8. Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Bundle Account
Everyday banking / Savvy Bundle Account
• MobiMoney
• Nedbank Pay-as-you-use
Each month, you get:
R210,00
• Ke Yona Bundle per month
• Savvy Plus • Nedbank Platinum Credit Card monthly service fee included;
• Savvy Bundle • overdraft monthly facility fee(1) included;
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Bundle Account
Everyday banking / Savvy Bundle Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(5) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer point-of-sale - - Free -
• Savvy Bundle devices(2)
Nedbank ATM - - Free -
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Bundle Account
Everyday banking / Savvy Bundle Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(5) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Debit or cheque card swipe - - Free -
• Savvy Bundle Garage card transaction - - Free -
Prepaid airtime top-up on R1,00 R1,00 R1,00 -
Youth Nedbank channels
Prepaid electricity purchase R2,00 R2,00 - -
• Nedbank 4me
LOTTO purchase R2,60 R2,60 - -
• Unlocked.me Student Notification fees
Account eNote SMS notifications Free - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors
- SMS Free - - -
• Optimum - Email Free - - -
- Fax Free - - -
Credit cards No funds alert Free - - -
Balance enquiries
Personal loans At Nedbank Free Free Free R8,00
Another bank’s ATM - - R8,00 -
Home loans Transaction lists
From last ten transactions up to five years Free - R8,00 R30,00 per page
Savings and investments Bank-certified Statements
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Bundle Account
Everyday banking / Savvy Bundle Account
• MobiMoney
Out-of-bundle pay-as-you-use fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(5) ATM /Card Branch Teller
save on bank fees app./Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to
• Savvy Plus insufficient funds
• Savvy Bundle Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Youth Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Disputed debit order fee
Seniors Per disputed debit order R5,00 - - R5,00
• Optimum
Other service fees
Credit cards Cheque card: Nedbank Greenbacks linkage fee Free
Visa/Mastercard debit card service fee Free
Personal loans Cheque card service fee Free
Garage debit card service fee Free
Home loans Card replacement fee R140,00
Request for copy of transaction voucher:
Savings and investments - Local R150,00 per voucher
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Savvy Bundle Account
Everyday banking / Savvy Bundle Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.
• Savvy Bundle
2. This fee applies at all stores where the cash-at-tillpoint service is offered.
Youth 3. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
• Nedbank 4me
4. An additional monthly fee of R48,00 is applicable to non-resident clients.
• Unlocked.me Student
Account 5. Exclusive of rates charged by network providers.
Seniors 6. An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example,
• Optimum if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
7. Send money quickly and securely to any South African cellphone.
Credit cards
8. A billing cycle runs from the third-last business day of the month to the fourth-last
Personal loans business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
billed one month in arrear.
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank 4me Account
Youth / Nedbank 4me Account
• MobiMoney
• Nedbank Pay-as-you-use
• Ke Yona Bundle
Each month, you get: No monthly fee
• Savvy Plus • unlimited free card swipes;
• Savvy Bundle • unlimited free internal debit and stop orders;
Credit cards
Monthly maintenance fee R0,00
Transaction fees
Personal loans
Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
Home loans Deposits
Cash deposit - - R1,00 per R100 R7500 + R2,00 per
Savings and investments R100
Participating retailer point-of-sale - - R6,00 + R2,00 per -
• Investment fees devices(1) R100
• N-5000 Cheque deposit - - - R65,00 per deposit
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank 4me Account
Youth / Nedbank 4me Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app./Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer point-of- - - Free -
• Savvy Bundle sale device(1)
Nedbank ATM - - R2,00 per R100 -
Youth Nedbank branch - - - R75,00 + R2,00 per
R100
• Nedbank 4me Another bank’s ATM - - R10,00 + R2,00 -
per R100
• Unlocked.me Student
International ATM(4) - - R50,00 + R2,00 per -
Account R100
Payments and transfers
Seniors
Transfer between your own Nedbank Free Free Free R85,00
• Optimum accounts
To a third-party account R8,35 Free - R125,00
Credit cards Instant payment up to R2000 R10,00 - - -
Instant payment over R2000 R49,00 - - -
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank 4me Account
Youth / Nedbank 4me Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases and topups
• Savvy Plus
Debit card swipe - - Free -
• Savvy Bundle Prepaid airtime topup on R1,00 R1,00 R1,00 -
Nedbank channels
Youth Prepaid electricity purchase R2,00 R2,00 - -
LOTTO purchase R2,60 R2,60 - -
• Nedbank 4me
Notification fees
• Unlocked.me Student eNote SMS notifications Free - - -
Account Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
- SMS R1,15 - - -
Seniors
- Email R1,00 - - -
• Optimum - Fax R10,00 - - -
No-funds alert R13,00 per SMS - - -
Credit cards Balance enquiries
At Nedbank Free Free Free R800
Personal loans Another bank’s ATM - - R8,00 -
Transaction lists
Home loans From last 10 transactions up to five years Free - R8,00 R30,00 per page
Bank-certified Statements
Savings and investments E-mailed current statement Free - - -
• Investment fees Current month (6) Free - One free per billing R30,00 per statement
cycle, thereafter
R10,00
• N-5000
Three months - - R30,00 -
• Money Market
Posted - - - R30,00 per statement
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank 4me Account
Youth / Nedbank 4me Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to
• Savvy Plus insufficient funds
• Savvy Bundle Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Youth Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Disputed debit order fee
Seniors Per disputed debit order R5,00 - - R5,00
• Optimum
Other service fees
Credit cards Visa/Mastercard debit card service fee Free
Card replacement fee R140,00
Personal loans Request for copy of transaction voucher:
- Local R150,00 per voucher
Home loans - International R150,00 per voucher
Post-dated cheque
Savings and investments R150,00
Special clearance of a cheque deposited in a branch
• Investment fees R130,00
• N-5000
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank 4me Account
Youth / Nedbank 4me Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Savvy Bundle 2. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
Youth 3. Exclusive of rates charged by network providers.
• Nedbank 4me 4. An international currency conversion fee of 2% (based on the rand value of the
• Unlocked.me Student transaction) applies to ALL transactions performed outside South Africa. For example,
if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
Account
5. Send money quickly and securely to any South African cellphone.
Seniors
6. A billing cycle runs from the third-last business day of the month to the fourth-last
• Optimum business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
Credit cards billed one month in arrear.
Personal loans
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Unlocked.me Account
Youth / Unlocked.me Account
• MobiMoney
• Nedbank Pay-as-you-use
Each month, you get: No monthly fee
• Ke Yona Bundle
• Savvy Plus • Unlimited free card swipes;
• Savvy Bundle • cash deposits of up to R3 000 free a month at Nedbank ATM.s;
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Unlocked.me Account
Youth / Unlocked.me Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Payments and transfers
• Savvy Plus
Transfer between your own Nedbank Free Free Free R85,00
• Savvy Bundle accounts
To a third-party account R2,20 Free - R125,00
Youth Instant payment up to R2000 R10,00 - - -
Instant-payment over R2000 R49,00 - - -
• Nedbank 4me
Send-iMali(6):
• Unlocked.me Student - R1 to R1 000 R10,00 R10,00 - -
Account - R1 000 to R2 500 R14,00 R14,00 - -
Debit order (internal) Free - - -
Seniors
Debit order (external) R5,50 - - -
• Optimum Stop order Free - - -
Stop-payment instruction - - - R63,00
Credit cards Bank-guaranteed cheque - - - R190,00
Bank’s own cheque - - - R190,00
Personal loans Purchases & top-ups
Debit or cheque card swipe - - Free -
Home loans Garage card transaction - - R4,30 -
Prepaid airtime top-up on R1,00 R1,00 R1,00 -
Savings and investments Nedbank channels
Prepaid electricity purchase R2,00 R2,00 - -
• Investment fees
LOTTO purchase R2,60 R2,60 - -
• N-5000 Notification fees
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Unlocked.me Account
Youth / Unlocked.me Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Balance enquiries
• Savvy Plus
At Nedbank Free Free Free R7,00
• Savvy Bundle Another bank’s ATM - - R8,00 -
Transaction lists
Youth From last ten transactions up to five years Free - R8,00 R30,00 per page
• Nedbank 4me Bank-certified statements
E-mailed current statement Free - - -
• Unlocked.me Student
Current month 7) Free - One free per billing R30,00
Account cycle, thereafter
R10,00
Seniors Three months - - R30,00 -
• Optimum Posted - - - R30,00
Declined transaction fees due to insufficient funds
Credit cards Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Personal loans Another bank’s ATM - - R8,60 -
Dishonoured debit order R10,00 per item - - -
Home loans
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Unlocked.me Account
Youth / Unlocked.me Account
• MobiMoney
Other service charges
• Nedbank Pay-as-you-use Visa/Mastercard debit card service fee Free
• Ke Yona Bundle Card replacement fee R140,00
Request for copy of transaction voucher:
• Savvy Plus
- Local R150,00 per voucher
• Savvy Bundle - International R150,00 per voucher
Post-dated cheque R150,00
Youth Special clearance of a cheque deposited in a branch R130,00
• Nedbank 4me
• Unlocked.me Student
Account
Seniors Notes:
• Optimum
1. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
Credit cards
2. An additional monthly fee of R48,00 is applicable to non-resident clients.
Personal loans 3. Exclusive of rates charged by network providers.
Home loans 4. This fee applies at all stores where the cash-at-tillpoint service is offered.
5. An international currency conversion fee of 2% (based on the rand value of the transaction)
Savings and investments applies to ALL transactions performed outside South Africa. For example, if you swipe your
card overseas for the rand equivalent of R500, the fee will be R10,00.
• Investment fees
6. Send money quickly and securely to any South African cellphone.
• N-5000
7. A billing cycle runs from the third-last business day of the month to the fourth-last business day
• Money Market
Investment Account of the following month. Your transaction list will reflect the fees for all transactions that you
performed in the previous billing cycle. In other words, you are billed one month in arrear.
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Optimum Account
Seniors / Nedbank Optimum Account
• MobiMoney
• Nedbank Pay-as-you-use
By maintaining a minimum balance of R10 000 in any Nedbank R26,00
• Ke Yona Bundle fixed deposit, notice deposit or JustSave Account each month, per month
• Savvy Plus you get:
• Savvy Bundle • no monthly fee;
• unlimited free card swipes;
Youth
• Nedbank 4me • unlimited free eNote SMS notifications;
• N-5000 Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Money Market Deposits
Investment Account
Cash deposit - - R1,00 per R100 R75,00 plus
R2,00 per R100
Foreign exchange Participating retailer’s point-of-sale - - R6,00 plus R2,00 -
device(1) per R100
Cheque deposit - - - R65,00 per deposits
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Optimum Account
Seniors / Nedbank Optimum Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer’s point-of-sale - - R4,30 -
• Savvy Bundle device(1)
Nedbank ATM - - R2,00 per R100 -
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Optimum Account
Seniors / Nedbank Optimum Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Debit or cheque card swipe - - R4,30 -
• Savvy Bundle Garage card transaction - - R4,30 -
Prepaid airtime top-up on R1,00 R1,00 R1,00 -
Youth Nedbank channels
Prepaid electricity purchase R2,00 R2,00 - -
• Nedbank 4me
LOTTO purchase R2,60 R2,60 - -
• Unlocked.me Student Notification fees
Account eNote SMS notifications Free - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors
- SMS R1,15 - - -
• Optimum - Email R1,00 - - -
- Fax R10,00 - - -
Credit cards No funds alert R13,00 per SMS - - -
Balance enquiries
Personal loans At Nedbank Free Free Free R8,00
Another bank’s ATM - - R8,00 -
Home loans Transaction lists
From last 10 transactions up to five years Free - R8,00 R30,00 per page
Savings and investments Bank-certified statements
E-mailed current statement Free - - -
• Investment fees
Current month (7) - - One free per billing -
• N-5000 cycle, thereafter
R10,00
• Money Market Three months - - R30,00 -
Investment Account
Posted(7) - - - R30,00
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Optimum Account
Seniors / Nedbank Optimum Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to
• Savvy Plus insufficient funds
• Savvy Bundle Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Youth Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Honouring fee per item R90,00 - - -
Seniors Disputed debit order fee
• Optimum Per disputed debit order R5,00 - - R5,00
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Optimum Account
Seniors / Nedbank Optimum Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Savvy Bundle 2. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
Youth 3. An additional monthly fee of R48,00 is applicable to non-resident clients.
• Nedbank 4me 4. Exclusive of rates charged by network providers.
• Unlocked.me Student 5. An international currency conversion fee of 2% (based on the rand value of the
Account transaction) applies to ALL transactions performed outside South Africa. For example, if
you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
Seniors
6. Send money quickly and securely to any South African cellphone.
• Optimum
7. A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
Credit cards transactions that you performed in the previous billing cycle. In other words, you are billed
one month in arrear.
Personal loans
8. Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Credit cards
• MobiMoney
Monthly fees Maintenance fee Credit facility Additional card fee Rewards linkage fee
• Nedbank Pay-as-you-use service fee(1) from
NEDBANK CREDIT CARDS
• Ke Yona Bundle
Nedbank Classic R30,00 R17,50 R30,00 R23,00
• Savvy Plus Nedbank Gold R32,00 R20,00 R20.00 R23,00
• Savvy Bundle Nedbank Platinum R57,00 R26,00 R20,00 R23,00
Nedbank Mastercard Gold* R32,00 R20,00 R20,00 Not applicable
Youth Dezign* R14,00 R17,50 Not applicable Not applicable
Ke Yona* R57,00 R17,50 Not applicable Not applicable
• Nedbank 4me
Go Banking R24,00 R17,50 Not applicable Not applicable
• Unlocked.me Student
Garage Card R30,00 R17,50 Not applicable Not applicable
Account
NEDBANK GREENBACKS CREDIT CARDS (REWARDS)
Personal loans
Once-off initiation fee(2) R189,65
Savings and investments Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Investment fees Deposits
• N-5000 Cash deposit - - - R75,00 + R2,00 per
R100
• Money Market
Investment Account Cheque deposit - - - R65,00 per deposit
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Credit cards
• MobiMoney
Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
• Nedbank Pay-as-you-use save on bank fees app. /Self-service Kiosks (*120*001#)
Cash withdrawals
• Ke Yona Bundle
Nedbank ATM - - R2,00 per R100 -
• Savvy Plus Nedbank branch - - - R75,00 + R2,00 per
• Savvy Bundle R100
Another bank’s ATM - - R10,00 + R2,00 -
per R100
Youth International ATM(5) - - R50,44 + R2,00 per -
R100
• Nedbank 4me
Payments and transfers
• Unlocked.me Student Transfer between your own Nedbank R4,30 R4,30 R4,30 R80,00
Account accounts
To another Nedbank account R8,35 R8,35 - -
Seniors To an account at another bank R8,35 R8,35 - -
• Optimum Purchases & top-ups
Fuel purchase - - R6,00 -
Credit cards (applicable to garage card only)
Notification fees
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Personal loans
- SMS R1,15 - - -
- Email R1,00 - - -
Home loans
- Fax R10,00 - - -
Balance enquiries
Savings and investments
At Nedbank Free Free Free R8,00
• Investment fees
• N-5000 Another bank’s ATM - - R8,00 -
• Money Market Statements
Investment Account At Nedbank Free - Free -
Posted - - - Free
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Credit cards
• MobiMoney
Choose a cheaper channel, Online Banking /Money SMS Banking(4) ATM /Card Branch Teller
• Nedbank Pay-as-you-use save on bank fees app. /Self-service Kiosks (*120*001#)
Declined transaction fees due to
• Ke Yona Bundle insufficient funds
• Savvy Plus Nedbank ATM - - Free -
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank Credit cards
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. The credit facility service fee may vary depending on your risk profile (maximum R47,00).
The credit facility service fee covers the costs associated with providing the credit card
• Savvy Bundle facility, up to 55 days’ interest-free routine administration and maintenance of the credit
facility, as well as the cost of capital associated with providing the credit facility.
Youth 2. The once-off initiation fee is free on Savvy and Professional Bundle credit cards.
• Nedbank 4me 3. This includes banking at self-service kiosks, Nedbank app.,Nedbank Online Banking and SMS
• Unlocked.me Student Banking. Free on Savvy and Professional Bundle credit cards.
Account 4. Exclusive of rates charged by network providers.
Seniors 5. An international currency conversion fee of 2% (based on the rand value of the
• Optimum transaction) applies to ALL transactions performed outside South Africa. For example, if
you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
Credit cards 6. Face-to-face card delivery is free on Platinum, Savvy and Professional Bundle credit
cards.
Personal loans 7. Applicable to garage cards as well. Free on Platinum, Savvy and Professional Bundle
credit cards.
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Personal loans
• MobiMoney A personal loan is an easy and affordable way to better your life.
• Nedbank Pay-as-you-use Think about the good that a loan can do for you or your family.
• Ke Yona Bundle PERSONAL LOANS FEES
• Savvy Plus Initiation fee (once-off) R1 207,50
Personal loans
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Home loans
• MobiMoney
Initiation fee R6 037
• Nedbank Pay-as-you-use • The initiation fee covers the costs of processing your home loan application and is charged on all home loan applications
(excluding readvances).
• Ke Yona Bundle • You may opt to pay the fee upfront when you sign your home loan documentation at the attorney
(Nedbank’s recommended option) or you may add the fee to the loan amount (subject to Nedbank’s credit policy).
• Savvy Plus
• Savvy Bundle Monthly service fee R69,00
• The monthly service fee covers the costs of maintaining your home loan account and is included in your monthly home loan
instalment.
Youth
• Nedbank 4me Transactional fees
Cash deposit fee R75,00 + R2,00 per R100
• Unlocked.me Student
Account • Is charged for any cash deposit into your home loan account at a Nedbank branch.
Credit cards
Notes:
Personal loans
Home loans • The monthly service fee for Usuary Act loans up to R500 000 is R5.75 per month
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Investment fees
Savings and investments / Investment fees
• MobiMoney
Transactional fees
• Nedbank Pay-as-you-use Deposits
• Ke Yona Bundle Cash deposit at branch teller R75,00 + R2,00 per R100
Cash deposit at Nedbank ATM R1.00 per R100
• Savvy Plus
The initial cash deposit into an investment account does not attract any fees
• Savvy Bundle
Payments to a recipient(1)
Youth Branch R25,00 per payment
• Nedbank 4me Self-service(2) channels One free payment a month,
thereafter R25,00 per
• Unlocked.me Student payment.
Account
Seniors
• Optimum
Notes:
Credit cards
1. This fee applies to a notice of withdrawal to a recipient and is deducted from the
Personal loans withdrawal amount. A recipient is any account other than your own
Nedbank accounts.
Home loans 2. Self-service channels include Online Banking and the Nedbank Money app.
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank N-5000 Account
Savings and investments / Nedbank N-5000 Account
• MobiMoney
• Nedbank Pay-as-you-use
By maintaining a minimum balance of R20 000 or more and R26,00
• Ke Yona Bundle having a debit transaction of R500 or more each month, you get: per month
• Savvy Plus • no monthly fee;
• Savvy Bundle
• free card swipes;
Youth • free account payments (including debit and stop orders), interaccount transfers
and balance enquiries at self-service(1) channels;
• Nedbank 4me
• cash deposits of up to R5 000 a month at Nedbank ATMs included;
• Unlocked.me Student
Account • free cheque deposits and cheque service fees; and
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank N-5000 Account
Savings and investments / Nedbank N-5000 Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer’s point-of-sale - - R4,30 -
• Savvy Bundle device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank N-5000 Account
Savings and investments / Nedbank N-5000 Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Debit or cheque card swipe - - R4,30 -
• Savvy Bundle Garage card transaction - - R4,30 -
Prepaid airtime top-up on R1,00 R1,00 R1,00 -
Youth Nedbank channels
Prepaid electricity purchase R2,00 R2,00 - -
• Nedbank 4me
LOTTO purchase R2,60 R2,60 - -
• Unlocked.me Student Notification fees
Account eNote SMS notifications R12,00 per month - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors
- SMS R1,15 - - -
• Optimum - Email R1,00 - - -
- Fax R10,00 - - -
Credit cards No funds alert R13,00 per SMS - - -
Balance enquiries
Personal loans At Nedbank Free Free Free R8,00
Another bank’s ATM - - R8,00 -
Home loans Transaction lists
From last ten transactions up to five years Free - R8,00 R30,00 per page
Savings and investments Bank-certified statements
E-mailed current statement Free - - -
• Investment fees
Current month (7) - - One free per billing R30,00 per statement
• N-5000 cycle, thereafter
R10,00
• Money Market Three months - - R30,00 -
Investment Account
Posted - - - R30,00
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank N-5000 Account
Savings and investments / Nedbank N-5000 Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to
• Savvy Plus insufficient funds
• Savvy Bundle Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Youth Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Honouring fee per item R90,00 - - -
Seniors Disputed debit order fee
• Optimum Per disputed debit order R5,00 - - R5,00
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Nedbank N-5000 Account
Savings and investments / Nedbank N-5000 Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
• Savvy Bundle
2. An additional monthly fee of R48,00 is applicable to non-resident clients.
Youth 3. Exclusive of rates charged by network providers.
• Nedbank 4me 4. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Unlocked.me Student 5. An international currency conversion fee of 2% (based on the rand value of the transaction)
Account applies to ALL transactions performed outside South Africa. For example, if you swipe your
card overseas for the rand equivalent of R500, the fee will be R10,00.
Seniors
6. Send money quickly and securely to any South African cellphone.
• Optimum
7. A billing cycle runs from the third-last business day of the month to the fourth-last business day
of the following month. Your transaction list will reflect the fees for all transactions that you
Credit cards performed in the previous billing cycle. In other words, you are billed one month in arrear.
Personal loans 8. Facility fees, while prescribed by the National Credit Act, may differ for internal banking
segments.
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Money Market Investment Account
Savings and investments / Money Market Investment Account
• MobiMoney
• Nedbank Pay-as-you-use By maintaining a minimum balance of R20 000 or more and R26,00
• Ke Yona Bundle having a debit transaction of R500 or more each month, you get: per month
• Savvy Plus
• Savvy Bundle • no monthly fee;
• free card swipes;
Youth
• free account payments (including debit and stop orders), interaccount
• Nedbank 4me transfers and balance enquiries at self-service(1) channels;
• Unlocked.me Student • no cheque service fees; and
Account
• 50% off branch cash deposit fees.
Seniors
• Optimum
Monthly maintenance fee R26,00
Credit cards Transaction fees
Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
Personal loans save on bank fees app. /Self-service Kiosks (*120*001#)
Deposits
Home loans Cash deposit - - R1,00 per R100 R75,00 plus R2,00
per R100
Participating retailer’s point-of-sale - - R6,00 plus R2,00 -
Savings and investments device(4) per R100
• N-5000
• Money Market
Investment Account
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Money Market Investment Account
Savings and investments / Money Market Investment Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer’s point-of-sale - - R4,30 -
• Savvy Bundle device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Money Market Investment Account
Savings and investments / Money Market Investment Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Debit or cheque card swipe - - R4,30 -
• Savvy Bundle Garage card transaction - - R4,30 -
Prepaid airtime top-up on R1,00 R1,00 R1,00 -
Youth Nedbank channels
Pre-paid electricity purchase R2,00 R2,00 - -
• Nedbank 4me
LOTTO purchase R2,60 R2,60 - -
• Unlocked.me Student Notification fees
Account eNote SMS notifications R12,00 per month - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors
- SMS R1,15 - - -
• Optimum - Email R1,00 - - -
- Fax R10,00 - - -
Credit cards No funds alert R13,00 per SMS - - -
Balance enquiries
Personal loans At Nedbank Free Free Free R8,00
Another bank’s ATM - - R8,00 -
Home loans Transaction lists
From last ten transactions up to five years Free - R8,00 R30,00 per page
Savings and investments Bank-certified statements
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Money Market Investment Account
Savings and investments / Money Market Investment Account
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Online Banking /Money SMS Banking(3) ATM /Card Branch Teller
save on bank fees app. /Self-service Kiosks (*120*001#)
• Ke Yona Bundle
Declined transaction fees due to
• Savvy Plus insufficient funds
• Savvy Bundle Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Youth Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 per item - - -
• Nedbank 4me
• Unlocked.me Student
Account
Honouring fee per item R90,00 - - -
Seniors Disputed debit order fee
• Optimum Per disputed debit order R5,00 - - R5,00
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Money Market Investment Account
Savings and investments / Money Market Investment Account
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. Self-service channels includes SMS Banking, Online Banking the Nedbank Money app. and in-
branch self-service kiosks.
• Savvy Bundle
2. An additional monthly fee of R48,00 is applicable to non-resident clients.
Youth 3. Exclusive of rates charged by network providers.
• Nedbank 4me 4. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Unlocked.me Student 5. An international currency conversion fee of 2% (based on the rand value of the transaction)
Account applies to ALL transactions performed outside South Africa. For example, if you swipe your
card overseas for the rand equivalent of R500, the fee will be R10,00.
Seniors
6. Send money quickly and securely to any South African cellphone.
• Optimum
7. A billing cycle runs from the third-last business day of the month to the fourth-last business day
of the following month. Your transaction list will reflect the fees for all transactions that you
Credit cards performed in the previous billing cycle. In other words, you are billed one month in arrear.
Personal loans 8. Facility fees, while prescribed by the National Credit Act, may differ for internal banking
segments.
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Foreign exchange
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Travel Card
• Ke Yona Bundle Commission 2,15%
Minimum charge R120,00
• Savvy Plus
Initial card fee Free
• Savvy Bundle Back up card Free
ATM fee $3 equivalent
Youth Cross currency conversion 3%
• Nedbank 4me POS Free
Replacement card R151,00
• Unlocked.me Student
Account Foreign banknotes (purchases and sales)
Commission (client buys from Nedbank) 2,15%
Seniors Minimum charge R120,00
• Optimum Banknotes for countries in Common Monetary Area (LSL, NAD, SZL)
Commission 3,40%
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020
CONTENTS
Everyday banking
Foreign exchange
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Outward telegraphic transfers
• Ke Yona Bundle Commission 0,66%
Minimum charge R179,01
• Savvy Plus
Maximum charge R900,93
• Savvy Bundle Communication fee R125,00
Incorrect instructions (excludes foreign charges) R280 + foreign bank charges
Youth Personal foreign charges
• Nedbank 4me Commission 1,17%
Minimum charge R224,55
• Unlocked.me Student
Account Maximum charge R1 150,83
Payments search R317,74
Seniors Unpaid advice (excludes foreign charges) R225,00+ foreign bank charges
Personal loans
Notes:
Home loans
Foreign exchange
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are
registered credit provider in terms of the National Credit Act (NCRCP16). HOME effective from 1 January 2020