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PROJECT AT A GLANCE(Under Mudra Yojana)

1 Name of the Entreprenuer AJAY KUMAR SHARMA

Constitution (legal Status)


2 : Individual

3 Father's/Spouce's Name S/o Vijay Sharma

4 Unit Address : station road,Mugma


Mugma
Taluk/Block: Nirsha
District : Nirsha
Pin: 828204 State: 0
E-Mail : 0
Mobile 7763845119
5 Product and By Product

6 Cost of Project : Rs. 9,98,193


Name of the project / business activity proposed :
0
7 Means of Finance
Term Loan Rs. 9,48,283.00
KVIC Margin Money Rs. 3,49,368.00
Own Capital Rs. 49910.00& oth.

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years


10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 11

Power
13 Requirement : 2 K.V

Major Raw
14 materials : Raw Matterials,

15 Estimated Annual : Rs. 3780000.00


Sales Turnover
DETAILED PROJECT REPORT
1 INTRODUCTION :

The Proposed unit is established with the collobration of govt.Scheme of Skill India.And the prop of unit having good knowledge of this field.The
scheme is viable in market also.
2 ABOUT THE PROMOTER :

Promoter have good knowledge of this project and a detailed survey conducted about vioblity of this unit .It is find that the good Scope for
proposed unit .The promoter is reputed businessman of this field.

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 0 0

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.


Building for Skill Development 7000 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
Computer Destop 20 20000.00 400000.00
Swing Machine 15 15000.00 225000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 625000.00
d. Preliminary & Pre-operative Cost : Rs. 25000.00

e. Furniture & Fixtures : Rs. 50000.00

f. Contingency/Others/Miscellaneous : Rs. 0.00

Total Capital Expenditure : Rs. 700000.00

Working Capital : Rs. 298193.00

Total Cost Project : Rs. 998193.00

3.1 Means of Financing :


Own Contribution 5% Rs. 49910.00

Bank Finance : 95%


Term Loan Rs. 665000.00
Working Capital Rs. 283283.00
Total Rs. 948283.00

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
10.00%
1st 665000 0 665000 66500
2nd 665000 133000 532000 66500
3rd 532000 133000 399000 53200
4th 399000 133000 266000 39900
5th 266000 133000 133000 26600
6th 133000 133000 0 13300
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
10.00%
1st 283283 0 283283 28328
2nd 283283 56657 226626 28328
3rd 226626 56657 169970 22663
4th 169970 56657 113313 16997
5th 113313 56657 56657 11331
6th 56657 56657 0 5666
7th 0 0 0 0
8th 0 0 0 0
3.3
STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 15.00%
Opening Balance 625000 531250 451563 383828 326254
Depreciation 93750 79688 67734 57574 48938
Closing Balance 531250 451563 383828 326254 277316
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 93750 79688 67734 57574 48938
Total 93750 79688 67734 57574 48938

4 Schedule of Sales Realization :


4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0
Service and training charge from Gov.in I.T 7000.00 180 1260000.00
Service and training charge from Gov.in Apreal and S 7000.00 180 1260000.00
Service and Training of Retail Business 7000.00 180 1260000.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00

Total 3780000.00

4.2 Capacity Utilization of Sales


Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 2646000 3024000 3402000 3402000 3402000

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
Raw Matterials 1500 100.00 1500 150000.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 150000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Teachers 8 6500.00 624000.00
Multi purpse staff 3 5000.00 180000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 11 804000.00

5.2 Repairs and Maintenance : Rs. 5000.00

5.3 Power and Fuel : Rs. 10000.00


5.4 Other Overhead Expenses : Rs. 4000.00

6 Administrative Expenses :
6.1 Salary
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 0 0.00

6.2 Telephone Expenses 2000.00

6.4 Stationery & Postage 3000.00

6.5 Advertisement & Publicity 8000.00

6.6 Workshed Rent 0.00

6.7 Other Miscellaneous Expenses 2000.00


Total 15000.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 105000 120000 135000 135000 135000
Wages 562800 643200 723600 723600 723600
Repairs & Maintenance 3500 4000 4500 4500 4500
Power & Fuel 7000 8000 9000 9000 9000
Other Overhead Expenses 2800 3200 3600 3600 3600
Administrative Expenses
Salary 0 0 0 0 0
Postage Telephone Expenses 1400 1600 1800 1800 1800
Stationery & Postage 2100 2400 2700 2700 2700
Advertisement & Publicity 5600 6400 7200 7200 7200
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 1400 1600 1800 1800 1800
Total: 691600 790400 889200 889200 889200
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 3780000.00

Manufacturing Expenses
Raw Material 150000.00
Wages 804000.00
Repair & Maintenance 5000.00
Power & Fuel 10000.00
Other Overhead Expenses 4000.00

Production Cost 973000.00


Administrative Cost 15000.00
Manufacturing Cost 988000.00
Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 0 Material Cost 0.00

Stock in process 30 Production Cost 97300.00

Finished goods 31 Manufacturing Cost 102093.00

Receivable by 30 Manufacturing Cost 98800.00

Total Working Capital Requirement Per Cycle 298193.00


9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 2646000 3024000 3402000 3402000
2646000 3024000 3402000 3402000
Manufacturing Expenses
Rawmaterials 105000 120000 135000 135000
Wages 562800 643200 723600 723600
Repairs & Maintenance 3500 4000 4500 4500
Power & Fuel 7000 8000 9000 9000
Other Overhead Expenses 2800 3200 3600 3600
Depreciation 93750 79688 67734 57574
Production Cost 774850 858088 943434 933274
Administrative Expenses
Salary 0 0 0 0
Postage Telephone Expenses 1400 1600 1800 1800
Stationery & Postage 2100 2400 2700 2700
Advertisement & Publicity 5600 6400 7200 7200
Workshed Rent 0 0 0 0
Other Miscellaneous Expenses 1400 1600 1800 1800
Administrative Cost 10500 12000 13500 13500
Interest on Bank credit @ 10%
Term Loan 66500 66500 53200 39900
Working Capital Loan 28328 28328 22663 16997
Cost of Sale 880178 964916 1032797 1003671
Net Profit Before Tax 1765822 2059084 2369203 2398329
Less Tax 0.00 0.00 0.00 0.00
Net Profit 1765822 2059084 2369203 2398329

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 1765822 2059084 2369203 2398329
Add :
Depreciation 93750 79688 67734 57574
TOTAL - A 1859572 2138772 2436937 2455903
Payments :
On Term Loan :
Interest 66500 66500 53200 39900
Installment 0 133000 133000 133000
On Working Capital
Interest 28328 28328 22663 16997
TOTAL - B 94828 227828 208863 189897
D.S.C.R = A/B
19.61 9.39 11.67 12.93
Average D.S.C.R

9.3 PROJECTED BALANCE SHEET :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 49910 49910 49910 49910
Profit 1765822 2059084 2369203 2398329
Term Loan 665000 665000 532000 399000
Working Capital Loan 283283 283283 226626 169970
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
2764015 3057277 3177739 3017209
ASSETS :
Gross Fixed Assets : 675000 581250 501563 433828
Less : Depreciation 93750 79688 67734 57574
Net Fixed Assets 581250 501563 433828 376254
Preliminary & Pre-Op. Expenses 25000 18750 14063 10547
Current Assets 283283 283283 226626 169970
Cash in Bank/Hand 1899482 2272432 2517285 2470985
Total 2764015 3057277 3177739 3017209

9.4 CASH FLOW STATEMENT :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 1765822 2059084 2369203 2398329
Add : Depreciation 93750 79688 67734 57574
Term Loan 665000 665000 532000 399000
Working Capital Loan 283283 283283 226626 169970
Promoters Capital 49910 0 0 0
Total 2857765 3087055 3195564 3024873

Total Fixed Capital Invested 700000

Repayment of Term Loan 0 133000 133000 133000


Repayment of WC Loan 0 56657 56657 56657
Current Assets 283283 283283 226626 169970
Total 283283 472940 416283 359626

Opening Balance 0 2574482 5188597 7967878


Surplus 2574482 2614115 2779281 2665246
Closing Balance 2574482 5188597 7967878 10633124

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 170750 158188 134434 110974
Variable Cost 803178 886416 966097 950271
Total Cost 973928 1044603 1100531 1061245

Sales 2646000 3024000 3402000 3402000

Contribution (Sales-VC) 1842822 2137584 2435903 2451729

B.E.P in % 9.27% 7.40% 5.52% 4.53%


Break Even Sales in Rs. 245170 223785 187752 153987

Break Even Units 35 32 27 22

Current Ratio 2.99 1.00 0.85 0.69

Net Profit Ratio 66.74% 68.09% 69.64% 70.50%

This Project Report has been prepared based on the data furnished by the entrepreneur whose details are given in the application.
Place :
Date:
Prepared by :
Full Name : AJAY KUMAR SHARMA

Signature of the Beneficiary

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