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Returns Calculator
DISCLOSURE
Mutual Fund Investments are subject to market risk. Please read the offer document carefully before investing.
The mutual fund investments are dependent upon market performance. The NAV of the scheme may go up or down depending
on the performance of the markets.
SIP Table …
DISCLAIMER
Mutual Fund Investments are subject to Market Risks. Please read the offer document carefully before investing in any mutual fund
scheme.
SIP NEED CALCULATOR !!
In 35 Years
You can also do an SIP in a Mutual Fund Scheme as per the following details
Expected Returns A
Amount of Monthly SIP needed to achieve your goal in given years ###
###
###
###
Step 3 Expectate rate of returns p.a. 15.00% End Value (payment at beg
Your End Investment Value, if you had started MF SIP today … 1,327,073
If you delay your investment by 12 month/s, you stand to loose Rs. 184361/-
in the end value of your investment …
Another Perspective …
If you do delay your investment, then …
Rs. 184361/-
Notes …
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Present Value of a Single Amt
Present Value of an Annuity
Present Value of Irregular Cash Flows
Systematic Investment Plan - PV & FV
Future Value (Growing)
Future Value (Decreasing)
Weighted Average Exp Returns
Notes
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You can use the above tools to input values in your financial plan.
The Advisor can use the above tool to assess the following:
# Find out the Present Cost of an known 'X' amount in future
# Find out the Present Value of the 'Cash Flow Stream' which accrues in Future
Fixed amount of any frequency occuring for any duration
Duration of running cash flows may start at any time in future, or now!
Variable amounts expected over the next 15 years
Of an existing Systematic Investment Plan with an AMC
# Find out the future value of a present
Fixed asset or cash which decreases in value as time goes on
Fixed asset or cash which appreciates in value with time
Running Systemative Investment Plan with an AMC
# Find out the weighted average expected returns on your existing investments in different asset class
Answers questions like Help
Discounting Rate
What is the today's equivalent
should ideally be
of Rs. 5 lacs that I will receive
equal to the Inflation
after 5 years?
Rate of 6.00%
Annuity is simply
a series of cash
What is the today's worth of a flows of a fixed
series of monthly payments of amount Eg: Insurance
Rs.1,000 that I will receive for 3 premium to LIC is a
years? The 3 years of payment will kind of
though start after 2 years. Annuity
Compounding Rate
can be taken as the
How much will Rs. 10,000
Rate of Return that
today will grow to after 5 years,
you expect the asset
if grows by 6% annually?
to earn during the
period
with an AMC
ue as time goes on
lue with time
The first installment is the one that stays in the term for the longest. Hence it is the
one that has the highest appreciation!!
A better way of looking at is - you are not delaying the SIP (since the SIP matures the same
day) but instead you are just eliminating the first installment that gives you the most returns!!!!
The assumptions
The rate of returns stays constant for the term of the SIP
The delay for 10 days is not exact but convenient to calculate this way, and easy to explain
The difference though is not very huge and can be ignored for convenience