c
    

Dear Chandan, Namaskar.

Excuse me for not answering in full in my last mail, I realise no one learns if no one shares, so here is
what I have learned and have to share.
I have gathered the following rules reg. gemstones with time:
Updates are given hereunder with reference to the teachings of Pt. Sanjay Rath from the Gemstone
Workshop in California, 2009. Only partial clarifications from the lecture are here given, whilst for
more information it is recommended to obtain the recordings from the gemstone workshop. The
prescription of metals or gemstones belongs to the concept of Tantra, i.e. Tanu+Trayi meaning to
protect the body. This is best to advise when a person may be making a wrong decision and you want
them to stick to the right one. Just as one can advise gemstones to protect the body, there are
gemstones which can remove the protection of the body, hence one should advise these wisely.

Being associated with the body, the concept of advising gemstones is considered Tamasic, but if
combined with mantras can lead to be more rajasic in nature, but never lead to sattva guna which
mantras alone can do.

Sanskrit word for gemstone is r9
9 but does not literally mean gemstone, but can also refer to
treasure, jewel, precious stone, and is derived from the word  meaning a gift, goods, wealth or
riches. (Monier-Williams)

The word 9
9 specifically refers to nine types of treasure or jewels namely mukta (pearl), vajra
(diamond), 999 (ruby), 
99 9
9
99 9
  9
999 9
9999 9 99
 9

  For the same reason the
word 9
9 also means nine in vedic numerology. Pushparāga has been translated as Topaz by most,
however the Garuda Purana (Suta, 2007, p. 174) does state that different colours of the 
99
can be regarded as equal to the 
9
9 9
or 999. Therefore, among the

9
99
we must infer that certain shades (i.e. yellow) can be regarded as giving the
effects of 
99(topaz). Hence, whilst all sapphires fall in the same group of 
9
9 the colour
of them being different also differentiates the effects of wearing them greatly. Details should be
learned from the Garuda Purana in this regard.

ñ
need not be a sea-pearl and can refer to ivory or other similar substances which are carved
into shape. It was popular to take the ivory of the elephants skull and carve into a gem as this gives
excellent memory, similarly pearls from the skulls of other beings is considered sacred.
: refers to lightning and the weapon of Indra. Can refer to commets or anything falling from the
sky, or even gems formed by lightning-strikes
 ñ
: the song of the lotus. This is not a ruby but possibly a pink or reddish sapphire and is
used as a Pancharatna. Ruby is used for Sun, but padmarāga is not for the Sun. Similarly
  
refers to a very soft gemstone and is not likely to be a Yellow Sapphire.
 : is more like an aquamarine as it despite being from the corundum family only has a tinge
of blue. This again is not for Saturn, but is one among the Pancaratna.
 : more likely Lapiz, and certainly not cats eye.
  ñ: any red stone, and the pravala is recommended. Red coral is not necessary.
ñ : possibly a yellow garnet, but must be light yellow in colour.

The Deva are supposed to reside in the particle of a ratna which is clear, bright, without cracks or
lines in it and has no unusual shades in it. Hence, the wearing of a ratna is for the sake of keeping a
Deva next to you and protecting you.

The problems in a gem are caused by the following Graha:

Negative Mercury: Dullness
Saturn: Opaque/curled
Mars: Spots/depressions
Ketu: 2 or more studs
Rahu: artificial colouring, bubbles
Ratnakāraka

Ratna comes under the various metals known as Dhatu. Moon, Mars, Saturn and Rāhu signify the
Dhatu and among them Moon rules over Ratna, whilst Mars rules over the earth, Saturn over the raw
minerals such as oil and irons whilst Rāhu rules over the rare metals such as Gold and platinum.
Hence, Moon is Ratna kāraka and divisional charts as Somanatha Drekkana and Somanatha
Navamsha are the most important to judge the effect of gemstones. As specifically the Drekkana
refers to ones karma and this is signified by ones hands, the Somanatha drekkana is apt to judge the
effects of gemstones. Specifically this divisional chart shows ones ojas and how one uses it. Strong
ojas can grant fame, and hence this divisional chart can be used to see ones popularity as well as
sexuality where ones ojas is used.

The Moon signifying all gemstones is also known as 
9 99, i.e .the self in the form of 
9 or
attributes. Hence to understand the effects of a gemstone vis-a-vis other gemstones we use the
gunachakra. This is also used for other purposes and is an integral part of Vedic numerology. This will
be explained further below.

Which finger to wear the gemstone on can be understood from Vedic Remedies in Astrology, by
Sanjay Rath. The four fingers represent moksha, artha, dharma and kāma respectively for the index,
middle, ring and little fingers. No gem is advised on the index finger as it risks blocking moksha and
increasing ahamkara. The following table has been culled out of the same work.

Whilst there are no restrictions as to which gemstones can be worn on, there are some very clear
recommendations to avoid misery in a persons life. Whichever gemstone worn on the index finger will
carry a persons anger and make the person force wealth from the indication of that gemstone. Thi s is
not recommended for anyone as despite initial wealth this will eventually cause great loss and denies
moksha.
Gems worn on the middle finger affect ones work. Mukta (pearl) on this finger causes excess emotion
in work and is not recommended. Instead Markata (emerald), Vajra (diamond) Vidruma
(Pravala/coral) and Nilam (blue sapphire) are recommended and can grant great wealth.
On the ring finger dharma and intellect are affected. All but Nilam and Gomedha are allowed here as
they will cause adharma. Diamond is great here as one follows dharma in relationships. Best is
pushparaga (Jupiter).
Gems worn on the little finger will affect relationships and children. Avoid malefics here, and emerald
is only worn here for students and those who should be free fro m relationships, but not married
people as then divorce or separation may occur.

Gems of Sura grahas (Sun, Moon, Mars and Jupiter) should never be worn on the same hand with
Asura Grahas (the rest). Exceptions are there for Sun & Venus, Sun & Mercury, Moon & Mercury and
Jupiter & Mercury as they cause specific auspicious Devata Yogas (refer Gemstone Workshop
handout).

Ñable 2: Finger and Ratna (Rath)

Ratna Finger

Ruby Ring (3 rd from index)

Pearl Ring or Little finger (3 rd or 4th from

index)

Coral Middle or ring finger (2 nd or 3rd from

index)

Emerald Middle or little fingers (2 nd or 4th from

 index)

Yellow Topaz/Yellow Ring (3 rd from index)

Sapphire

Diamond Ring (3 rd from index)

Blue Sapphire Middle or little finger (2 nd or 4th from

index)

Hessonite Middle or little finger (2 nd or 4th from

index)

Cats eye Middle or ring finger (2 nd or 3rd from

index)

Garuda Purana states that gemstones can do great good for the human race and they have natural
(Naisargika) characteristics which will benefit everyone. Example: a lady wishing to be a mother
would benefit greatly from wearing a pushparāga (topaz) or pokhraj (yellow sapphire). Similarly a
person having cancer should wear a diamond and recite mrtyunjaya mantra. These natural indications
of gemstones can be applied to all the gemstones and the effects are given in Garuda Purana.

Ñable 3: Ratna and Graha (Dikshita, 1992, p. 1.55)

Graha Ratna Translation Tradition is everything when it comes to applying any advice
and hereunder is some of the advice that I have gathered
Sun Padmarāga Ruby from my teacher.

Moon Mukta Pearl Ratna should be advised based on the first, fifth and ninth
house lords in the Rashi (D1) chart. These are the best
Mars Vidruma Coral gemstones and will support the native in their purpose of
life. The first lord protects the head and intelligence, the fifth
Mercury Marakata Emerald
protects the hands and torso, whilst the ninth protects the
Jupiter Pushparāga Yellow legs, and hence the native will always select the best path in
Topaz life if the gemstone of the ninth lord is worn. Thus the ninth
lord is the most auspicious gemstone. This can also be used
Venus Vajra Diamond to advise the best gemstone for disease in particular parts of
the body.
Saturn Indranīla Blue
Sapphire

Rahu Gomeda Hessonite

Ketu Vaidūrya Cats eye

Malefics placed in the ninth house cause misfortune, and in such cases reversal gems are advised.
 Gemstones of the sixth, eighth or twelfth house lords Graha in Gemstone advised
are inauspicious and cause strife, disease and loss 9 th
respectively and should not be worn.
Saturn Ruby (pink ruby for ladies)
To both the above there are exceptions which occur on
account of Yoga. Rähu Yellow Sapphire or Yellow
Topaz
For Ketu in the ninth house the Emerald for Mercury
can be worn, or Sri Vishnu can be worshipped. Ketu Gold ring

Mars Pearl

´ ga and Sambandha (refer Atri Classes)

The graha give their effects by affecting the four ayana or goals of the person¶s life namely dharma,
artha, kāma and moksha symbolised by the first, second, third or fourth pada of a nakshatra, or fiery,
earthy, airy and watery signs respectively. When a graha is in parivartana yoga with another, then the
other graha will affect all four ayana of the former graha. Therefore, if the ninth lord is in parivartana
with the sixth lord the gemstone of the sixth lord should be advised.

Similarly when a graha is yuti another graha it takes on three of the four ayanas of the other graha.
Which three ayana depends on i) the particular grahas Navamsha sign ii) the two signs adjacent that
particular sign. Example: If Sun is joined Venus then Sun will give the effects of Venus. In such a case
should Sun be placed in the Navamsha of Capricorn then it would give the effects of Venus¶ Artha -
ayana due to being in an earthy Navamsha, and further as the Navamsha before is that of a fiery sign
and that after being an airy sign, the Sun would give the effects of Venus¶ dharma -ayana (fiery) and
kāma-ayana (airy) as well, but not the moksha-ayana (watery).

If three or more graha join then the interchange of effects will be decided based on the natural
benefic/malefic indications of the graha, viz. if Jupiter, Saturn and Mercury join then the highest
malefic and highest benefic will interchange results, thus causing Saturn and Jupiter to interchange
results whilst Mercury will give his own results. Similarly apply this to conjunction of more grahas.

The two remaining Sambandha, viz. Samdristi and Parivartana dristi are not taken into account for
this purpose as they only affect two or one ayana among the full four ayana of a graha, yet are still
applied when timing events.

J Never wear the gemstone of malefics associating with the ninth house or lord. Sun is an
exception here as it never goes against dharma.

J Avoid wearing the gemstone of the fifth house/lord as there is a possibility that this is inimical
towards the lagna, and in the worst case this may cause the death of children.

J Never wear the gemstone of malefics in Kendra, instead wear those of benefics. However, if
the benefics are joined malefics then wear the gemstone of the malefics as they will do the job
of the benefics they join. Apply the scheme of most malefic/benefic given above in case of
multiple conjunctions. Only take natural malefic/benefics into account.

J If the benefics which one wishes to strengthen are lords of the sixth, eighth (or twelfth if
negative) then special care should be taken to wear the gemstone in question on the left hand.

J The sixth and eighth houses are always evil if grahas join them, whilst the second and twelfth
are neutral and can sway to good/bad houses. They are named 'Parashraya'. In case of grahas
lording a good house (kendra/trikona) and one of the Parashraya, then wearing its gemstone
makes it extremely beneficial, provided its also a benefic. Benefics in second or twelfth should
be strengthened if they also lord good houses and will give shubha yoga

J The sixth house does have some exceptions: i) a benefic lord of the sixth can be worn, but a
 malefic lord cannot. Malefics in the sixth house can be worn, but only a single, unjoined,
unafflicted benefic in the sixth can be worn. Lords of sixth/eighth should be worn on the left
hand and not the right.

'ārachakra

Table 4: Varachakra

# Graha

1 Sun In some cases the gemstones of the sixth, eighth or twelfth lords needs to be given
to as those graha are causing excessive problems to the native. This occurs when
2 Moon another graha is causing an eclipse on that graha and thus denying it of its positive
effects. I.e. Sri Kashinatha Rath was recalled to have given the advice of wearing
3 Mars Ruby to a Pisces Lagna, as Sun was in the sixth and Rähu was placed in the tenth. In
that specific scenario the native was suffering on account of repeated legal battles.
4 Mercury
The reason being on account of Rähu. This is further explained as: when a graha
5 Jupiter occupies the Simhasana bhavas (10th, 1st or 5th in that order) that graha causes an
eclipse on the third graha in the order of the Varachakra. Viz. in the order of
6 Venus weekdays the third graha from Rähu is the Sun, hence when Rähu is in the tenth
house the native will have problems on account of the house placement and lordship
7 Saturn of the Sun in their life. Similarly if among the Simhasana Bhava only Mars is placed
in the fifth house then the placement and lordship of Jupiter will be hampered.
8 Rähu
The Varachakra has many uses in matters of Jyotish, and this is the logic behind
9 Ketu
many principles in the Brighu Sutras.

Gunachakra

Table 1: Gunachakra

# Graha Guna Gunachakra is applied somewhat differently than the Varachakra. If a

Graha is inauspicious then we can choose to lock or unlock its indications
1 Sun using the fourth or seventh graha in the gunachakra respectively.
Example: cancer and tumours are caused by a malignant growth of
2 Moon Satva
cancer-cells in the body and is signified by an afflicted Jupiter. In the
Gunachakra the fourth graha from Jupiter is Venus who can block the
3 Jupiter
spread of cancer. Thus to remedy such a disease wearing diamond is
4 Rähu advised along with Mrtyunjaya mantra. Similarly Mars can cause nervous
system issues such as Parkinsons and the likes, and to block this issue a
5 Mercury gemstone of Jupiter is advised along with the Mrtyunjaya bijas.
Rajas
6 Venus Should a graha already be blocking the native in one aspect of life, then
the unlocker (7th graha) is required. I.e. if for Taurus lagna the lord Venus
7 Ketu is placed in Libra, the native will be bothered by constant disease on
account of wrong application of intelligence. Therefore the intellect can be
8 Saturn
deemed as locked and wearing a Yellow Topaz/Sapphire is advised.
Tamas
9 Mars Similarly if Moon is very badly placed and has no nīcha bhanga then a Blue
Sapphire is advised as Saturn is the seventh graha from the Moon in
weekday order and can unlock these negatives.

S manatha Drekkana
Having ascertained the gemstone as per the Rashi chart it is worthwhile to check the Somanātha
Drekkana. Herein graha lording the second house is a māraka to the ojas in the body and will curtail
health and sexuality. This gemstone is therefore not advised, and neither is the lord of the twelfth as
this is the sixth lord from the seventh house causing celibacy to the partner. Similarly the sixth and
eighth lords affect the partner in a similar fashion and those gemstones should preferably also be
avoided. Advising the third lord¶s gem can increase the person¶s libido significantly and advising this
gemstone should be done thoughtfully. The gem of the lagna lord is the best and ensures good health
and fame. Apply this advice intelligently