Principal Engineer - Banking

BANGALORE BANKING – ENGINEERING FULL-TIME

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Zeta intends to replace many legacy systems in use by banks for processing payments.
Banks need to leapfrog into an era of connected devices and omnipresent commerce.
Banking should become an integral part of the commerce and enterprise systems,
thereby enabling seamless consumer and business transactions. The average number
of interactions an account holder may have with a bank would increase to 12-15 per day
in the near-term from the current average of 3-4 transactions per month. These could
grow to an unimaginably large number in future. Most banking systems aren’t designed
for this scale. In many ways, these systems are limiting the imagination of possibilities.
We want this changed fundamentally, in an inter-operable and regulatorily compliant
manner.

We build large-scale transaction processing systems that can work with many current
and future payment networks. We build applications that help banks realize the value of
this new approach early. We help banks to rapidly deliver the value of these
applications to their customers.

As a Principal Software Development Engineer, you will be playing a pivotal role in

enabling Zeta to deliver to its ambitions. You will drive initiatives that will create a lasting
impact on millions of individuals across the globe. You will work with an amazing peer
group that fuels this ambition.

What is the Job like?

● Designing and building large components or multiple services

● Ensure high quality of architecture and design of systems
● Create the optimum technical solution considering all the non-functional
requirements
● Functionally decompose complex problems into simple, straight-forward
solutions
 ● Articulate precisely both technical and business requirements by
engaging with architects, data scientists, businesses and product
managers
● Mentor team members through technical discussions, design and
ideation through white-boarding
● Help managers arrive at a growth plan for the team members
● Contribute strategically by working with tech leaders to maximize the
productivity of teams by instilling an effective development environment
● Evaluate the technical needs and select appropriate software,
hardware, scalability and security requirement and suggest integration
methods
● Perform code and design reviews

Must Have

● 6+ years of experience building microservices

● Experience in Object-oriented design and programming
● Strong experience in architecting and building distributed systems
● Strong knowledge of data structures, algorithms, and designing for
performance
● Strong knowledge of cloud technologies like AWS/Google Cloud/Azure
● Proficient with RDBMS
● Strong knowledge on data stores, database design, data modelling and
SQL queries
● Strong knowledge of one or more big data processing stacks
● Excellent code quality

Good to Have

● Experience working on one or more large scale Java applications /

platforms
● Knowledge of Cryptography and Network Security
● You have studied distributed systems like Dynamo, HBase, various
messaging and queuing systems and understand nuances of Time,
Clocks, and Ordering of Events, rate control, load distribution
● You can smell fraud, transaction risks and abuse a mile away
Co-founded by Bhavin Turakhia (CEO) and Ramki Gaddipati (CTO), Zeta® is on a
mission to make digital payments easy, inclusive and valuable for corporations,
employees and merchants everywhere in India. Our products revolve around a key idea
that spending and receiving money should be easy, fast, and trouble-free. Our
Business Units are 1) Enterprise Solutions Group (ESG)- Zeta offers employee-benefit
solutions like meal benefits, fuel and gadget allowance, communication
reimbursements, RnR and more. To strengthen the ESG offerings we've tied-up with
partners like RBL, Kotak and IDFC-First banks. 2) Zeta Express®-an innovative
payment solution aimed at making corporate cafeterias cashless. The suite includes the
Zeta Super Tag™, Zeta Express® Kiosk, Express Remote and Zeta Super ID. 3) Zeta
Banking- Zeta is a technology partner/enabler that provides digital services: Card
Management, Corporate Products solution and Customer lifecycle automation. Our
corporate clientele includes over 14,000 clients across industries ranging from large
conglomerates to small start-ups. Zeta has over 450 employees spread over 11 Indian
cities: Mumbai, New Delhi, Hyderabad, Bangalore, Chennai, Pune, Kolkata, Nashik,
Baroda, Kochi, and Ahmedabad. Zeta is ISO certified and PCI-DSS compliant. Zeta
has also partnered with market leaders like Sodexo, RBL Bank, IDFC First Bank, Kotak
Mahindra Bank, ADP India, Excelity Global and Aon Hewitt.

Zeta was awarded the best B2B platform and the best Payment App at the Payments
and Cards Summit 2018. Zeta was also recognized as one of India’s most innovative
product companies at NASSCOM Emerge 50 awards 2017 and was named the Fintech
Rising Star for 2017 by the India FinTech forum.

Here’s what we’ve built so far:

1. Zeta Tax Benefits: Fully-digitized employee tax-benefits programme that helps

employees save over 80k in taxes and helps organisations save up 90% of their time
and resources
2. Zeta Express: A corporate cafeteria solution that makes cafeterias automated and
completely cashless
3. Zeta Super Card: An advanced card-based payment solution that is 10x more secure
than bank-issued cards
4. Zeta Spotlight: A digitized rewards, recognition and gifting solution that is easy to
distribute and easy to spend