Statement date 27 Dec 2019

Last statement 27 Nov 2019

Student Additions
28 Nov - 27 Dec 2019
Mr Victor-Michael Ebuka Oye
• Sort Code 20-00-77
• Account no. 50127558
• SWIFTBIC BUKBGB22
• IBAN GB98 BUKB 2000 7750 1275 58

At a glance
MR VICTOR-MICHAEL EBUKA OYE
TOP FLOOR Start balance £2,444.39
144 HEADLAND COURT
ABERDEEN Money in £2,057.57
AB10 7HW Money out £804.65
End balance £3,697.31

Your arranged limits

Overdraft £0
Your Student Additions statement Emergency
Borrowing £10
Current account statement
NOTICEBOARD
Your deposit is eligible for
protection by the Financial
Your transactions Services Compensation Scheme.
Bank Giro Cash machine Contactless Debit Card Direct Debit
Online Standing Order

Date Description Money out Money in Balance

28 Nov Start balance 2,444.39

28 Nov Direct Debit to Sse Hydro Elec 21.00

Ref: 462609051

Card Payment to First Bus - Mobile 3.70 2,419.69

On 27 Nov

02 Dec Card Payment to First Bus - Mobile 3.70

On 30 Nov

Card Payment to 22.00

Amazon.Co.UK*No9C5 Luxembourg
On 30 Nov

Card Payment to ASDA Superstore 7.70 2,386.29

On 01 Dec

03 Dec Card Payment to ASDA Superstore 1.67

On 02 Dec

Received From Nosamudiana 7.00

Osa-ED
Ref: Barb

Received From Chukwuebuke Azike 7.00 2,398.62

Ref: Sent From Monzo

04 Dec Card Payment to First Bus - Mobile 3.70 2,394.92

On 03 Dec

05 Dec Card Payment to First Bus - Mobile 3.70 2,391.22

On 04 Dec

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-00-77 • Account number 50127558

Your transactions
Date Description Money out Money in Balance
06 Dec Card Payment to Chopstix Aberdeen 5.40
On 05 Dec

Card Payment to Chopstix Aberdeen 5.40

On 05 Dec

Received From Client Account 426.28 2,806.70

Ref: Oye Ebuka Victor-M

09 Dec Card Payment to ASDA Superstore 2.90

On 07 Dec

Card Payment to ASDA Superstore 23.83

On 08 Dec

Received From Addy 8.00 2,787.97

Ref: Cash

12 Dec Received From Olajide Bola-Okeri 8.00 2,795.97

Ref: Fresh Cut

13 Dec Card Payment to ASDA Superstore 5.33

On 12 Dec

Received From Sodexo Prestige 38.50 2,829.14

Ref: 501 1016382000

16 Dec Payment to Aberdeen Property 400.00

Ref: Oye144Headlandcrt

Card Payment to First Bus - Mobile 3.70

On 14 Dec

Card Payment to First Bus - Mobile 3.70

On 15 Dec

Card Payment to ASDA Superstore 3.37

On 13 Dec

Card Payment to McDonalds On 13 4.03

Dec

Bill Payment to Miss Sharon 20.00 2,394.34

Ref: Ebuka

17 Dec Received From Iyanuloluwa Ajidah 10.00 2,404.34

Ref: Iyanu

18 Dec Card Payment to First Bus - Mobile 16.99

On 17 Dec

Card Payment to ASDA Superstore 19.95 2,367.40

On 17 Dec

19 Dec Received From Arinze Ugwu 8.00 2,375.40

Ref: Haircut

20 Dec Card Payment to Chopstix Aberdeen 10.40

On 19 Dec

Bill Payment to Ivan 10.00

Ref: Ebuka Oye

Received From I Okoli Ejike 18.00

Received From Client Account 1,488.99 3,861.99

Ref: Oye Ebuka Victor-M

23 Dec Card Payment to Giffgaff On 20 Dec 20.00

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-00-77 • Account number 50127558

Your transactions
Date Description Money out Money in Balance
23 Dec Cash Machine Withdrawal at 10.00
Notemachine Virgin Money Aberd
Timed at 00.55 On 22 Dec

Cash Machine Withdrawal at 40.00

Sainsburys Bank Sainsburys Bank
Timed at 10.09 On 22 Dec

Cash Machine Withdrawal at 100.00

Sainsburys Bank Sainsburys Bank
Timed at 10.09 On 22 Dec

Card Payment to ASDA Superstore 7.30

On 22 Dec

Received From Chukwuebuke Azike 7.00 3,691.69

Ref: Sent From Monzo

27 Dec Card Payment to First Bus - Mobile 3.70

On 26 Dec

Card Payment to Amazon 3.99

Prime*C16JJ Luxembourg On 23
Dec

Card Payment to Amznmktplace On 11.99

26 Dec

Bill Payment to Ebuke 5.50

Ref: Ebuka Taxi

Received From Sodexo Prestige 30.80 3,697.31

Ref: 501 1016382000

27 Dec End balance 3,697.31

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-00-77 • Account number 50127558

How it works Get in touch

How we pay interest u Our main number
Dispute Resolution
If your account pays interest and is in credit, we work 0345 7 345 345
If you have a problem with your agreement, please out your interest on the balance of your account at the Talk to an advisor 7am -
try to resolve it with us in the first instance. If you close of business every day. Interest is calculated on 11pm or use our 24-hour
are not happy with the way in which we handled the statement balance or the cleared balance, automated service
your complaint or the result, you may be able to depending on the type of account you have. Where
complain to the Financial Ombudsman Service. If u From abroad
credit interest rate(s) are shown on your statement,
you do not take up your problem with us first you these are current at the time of printing the statement +44 2476 842 100
will not be entitled to complain to the Ombudsman. and may have changed during the statement period. 7am – 11pm
We can provide details of how to contact the Unless we say otherwise, any interest rates we show u Write to us
Ombudsman. are gross annual rates.
Barclays, Leicester LE87 2BB
If you are a UK taxpayer you may have to pay tax on
interest earned in excess of your Personal Savings u Find a branch
Important information about Allowance (with the exception of interest earned on
compensation arrangements 0800 400 100
ISAs, which continue to be free from UK tax for eligible 7am – 11pm
We are covered by the Financial Services customers). For information and guidance please refer
Compensation Scheme (FSCS). The FSCS can pay to HMRC’s website u Your home branch
compensation to depositors if a bank is unable to www.gov.uk/hmrc/savingsallowance. ABERDEEN BANKING
meet its financial obligations. Most depositors – The management of your tax affairs is your CENTRE
including most individuals and businesses – are responsibility, including making any required
covered by the scheme. We will issue the FSCS declarations to HMRC. u Online banking help
information sheet and exclusions list which set out 0345 600 2323
If you use your overdraft or Emergency
in detail what is, and is not, covered by the FSCS, 7am – 11pm
once a calendar year usually with your account Borrowing Facility
u Lost and stolen cards
statement. If your account is overdrawn, and you don’t pay off
the full amount you owe, any credits paid into your 01604 230 230
For further information about the compensation 24 hours
provided by the FSCS, refer to the FSCS website at account go first to pay off any fees. Once these are
www.FSCS.org.uk. paid, your payments go towards repayment of your Tell us straight away if:
Emergency Borrowing (if you have used it) and finally – you do not receive a
towards repayment of your overdraft. Barclays card you were
Using your Barclays debit card - what
To help understand the charges associated with using expecting
costs and what doesn’t your overdraft or Emergency Borrowing facility, you – any of your cards are lost,
If you use your debit card in the UK Barclays will not can visit Barclays.co.uk/youroverdraft or ask for a stolen or damaged
charge you for using your debit card in the UK when copy of ‘Our Bank charges explained’ in branch. You – you think someone else may
making purchases, making a cash withdrawal, or can also sign up for Barclays Text Alerts, which can know your PIN.
when buying travellers’ cheques or foreign currency. A help you stay in control and on top of your finances.
small number of ATM providers may charge a Call charges will apply
transaction fee but they should tell you about this Getting information from Barclays (please check with your
on-screen before you commit to any transaction. We send information to customers with their service provider). We may
statements about relevant new offers and products, monitor or record calls for
If you use your debit card abroad or make a debit
and about how to get the best from their existing quality, security, and
card payment in a foreign currency (either abroad or
Barclays accounts. If you don’t get these messages training.
in the UK) Barclays will charge you a 2.75%
Non-Sterling Transaction Fee for using your debit card and you’d like to, or if you do and you’d rather you
abroad when making purchases, making a cash didn’t, you can call 0345 7 345 345, go to
withdrawal, or when you are being refunded. This fee barclays.co.uk, or come into a branch. And if you
will also apply whenever you do not pay in sterling, for change your mind at any time, just get in touch.
example when you shop online at a non-UK website.
Visa converts transactions into sterling using the Visa
Exchange Rate on the day it processes the transaction.
This date may be different to the day on which the
transaction took place. Historic exchange rate
information is available on visaeurope.com. For more
info please go to barclays.co.uk/debitcardsabroad

Transferring money between countries

If you need to transfer money between countries, you
may be asked for your SWIFTBIC (Bank Identification
Code) and IBAN (International Bank Account
Number). These are on the front of your statement
and you’ll need them so that international banks can
identify your account correctly. Full details are on:
business.barclays.co.uk/bb/iban

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 4 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.