PERSONAL FINANCE MANAGER v2 www.indzara.

com
INSTRUCTIONS The template helps answer the following questions about your personal finance:
STEP 1: Enter information in the two sections below What's my net Balance now? How much is in my bank? How much do I owe on credit cards?
Step 2: Enter transactions in the 'Transactions' worksheet On what did I spend my money?
Step 3: View 'Report' worksheet Did I exceed my budget? If so, where?
How has my income and expense varied over months?
Report sheet is locked to prevent accidental editing of formulas. To unlock, use password indzara Am I spending more on any expense category over time?
How much am I saving every month? And how does that add up to my net balance?

ACCOUNTS CATEGORIES & BUDGET

Enter up to 20 accounts each.
Same account name cannot be repeated across Bank accounts, credit cards and Cash.
Enter negative values if you owe money Enter negative values if you owe money Enter negative values if you owe money
BANK ACCOUNTS CREDIT CARD ACCOUNTS CASH ACCOUNTS INCOME CATEGORIES EXPENSE CATEGORIES SUBCATEGORIES TRANSFER CATEGORIES

STARTING STARTING STARTING EXPENSE MONTHLY EXPENSE

ACCOUNT NAME BALANCE ACCOUNT NAME BALANCE ACCOUNT NAME BALANCE INCOME CATEGORY CATEGORY BUDGET SUBCATEGORY TRANSFER CATEGORY
TRANSACTIONS
There are three types of transactions: Income, Expense and Expense Refund: If you purchased an item at a stor
Transfer. By default, all Income & Expense transactions should transaction with positive amount. If, a few days late
be entered as positive amounts. A special case is when money is and got a refund, then you should enter the refund
refunded. Please see Refund on the right. negative amount;

ENTER TRANSACTIONS BELOW Please note that all transactions you enter belo

Date Description Amount

If you purchased an item at a store, you would enter an Expense Transfer: When money is transferred from one account to another, create two r
ositive amount. If, a few days later, you returned the item to the store negative amount from the account you are taking the money from 2) 'Transfer' t
then you should enter the refund as a new Expense transaction with the account you are depositing the money into; Example of Transfer is Credit Ca
acct to Credit Card acct)

all transactions you enter below are assumed to have happened after the Starting Balances entered in Settings Sheet.

Type Category Subcategory Account

 www.indzara.com
count to another, create two records 1) 'Transfer' type with
the money from 2) 'Transfer' type with positive amount for
xample of Transfer is Credit Card Payment (transfer from Bank

Calculated fields
Comments YEAR MONTH
SUMMARY
Last Transaction Date
CURRENT NET BALANCE 0.00 Saturday, December 30, 1899

Current Balance = Starting Balance + Income - Expense + Transfer

CREDIT CARD
BANK ACCOUNTS 0.00 CASH 0.00 ACCOUNTS 0.00

ACCOUNT NAME CURRENT BALANCE ACCOUNT NAME CURRENT BALANCE ACCOUNT NAME CURRENT BALANCE

ACCOUNT TYPE
CHOOSE ACCOUNT ERROR
BALANCES AT MONTH END
TRANSACTION SUMMARY FOR PERIOD
12
Enter Begin Date Enter End Date
10
Please enter both Begin and End dates

8
Beginning Balance 0.00

Expense 0.00 6

Income 0.00
4
Transfers 0.00
2
Ending Balance 0.00
Ending Balance = Beginning Balance - Expense + Income + Transfers 0

Personal Finance Manager by indzara www.indzara.blogspot.com

MONTHLY FINANCIAL ANALYSIS
This shape represents a slicer. Slicers are supported This shape represents a slicer. Slicers are supported in Excel 2010 or later.
Choose in Excel 2010 or later.
Year and If the shape was modified in an earlier version of Excel, or if the workbook was saved in Excel 2003 or earlier,
Month
If the shape was modified in an earlier version of the slicer cannot be used.
Excel, or if the workbook was saved in Excel 2003
0
or earlier, the slicer cannot be used.
INCOME EXPENSE 0 SAVINGS 0 BUDGET

WHERE DID MONEY COME FROM? WHERE WAS MONEY SPENT? Please choose only one month above to compare against budget
DID I EXCEED MY OVERALL BUDGET?
Category Budget Expense Budget - Expense

EXPENSE BY SUBCATEGORIES
This shape represents a slicer. Slicers are supported in Excel 2010 or later.

If the shape was modified in an earlier version of Excel, or if the workbook was saved in Excel 2003 or earlier, the slicer cannot be used.

0 2 4 6 8 10 12
Total

Personal Finance Manager by indzara www.indzara.blogspot.com

HOW DOES MY EXPENSE COMPARE AGAINST BUDGET?

Tracks up to last 10 years

ARE MY EXPENSES STAYING UNDER THE BUDGET?

HOW MUCH AM I SAVING EVERY MONTH?

Personal Finance Manager by indzara www.indzara.blogspot.com

TRENDS
This shape represents a slicer. Slicers are supported in Excel 2010 or later. This shape represents a slicer. Slicers are supported in Excel 2010 or later.

If the shape was modified in an earlier version of Excel, or if the workbook was saved in If the shape was modified in an earlier version of Excel, or if the workbook was saved in Excel 2003 or earlier, the slicer
Excel 2003 or earlier, the slicer cannot be used. cannot be used.

This shape represents a slicer. Slicers are supported in Excel 2010 or later. CHOOSE ONLY ONE TRANSACTION TYPE
If the shape was modified in an earlier version of Excel, or if the workbook was saved in Excel 2003 or earlier, the slicer cannot be used. This shape represents a slicer. Slicers are supported
in Excel 2010 or later.

If the shape was modified in an earlier version of

Excel, or if the workbook was saved in Excel 2003
This shape represents a slicer. Slicers are supported in Excel 2010 or later. or earlier, the slicer cannot be used.

If the shape was modified in an earlier version of Excel, or if the workbook was saved in Excel 2003 or earlier, the slicer cannot be used.

AM I SPENDING MORE OVER TIME IN ANY CATEGORIES OR SUBCATEGORIES?

This shape represents a slicer. Slicers

1
are supported in Excel 2010 or later.

If the shape was modified in an earlier

version of Excel, or if the workbook 1
was saved in Excel 2003 or earlier, the
slicer cannot be used.

0
0 0 0

Personal Finance Manager by indzara www.indzara.blogspot.com