FUTURE VALUE OF P1 AT THE END OF n PERIODS

PERIOD COMPOUNDED INTEREST RATE PER ANNUM

(n) YEARS 1% 2% 3% 4% 5% 6% 7%
1 1.010000 1.020000 1.030000 1.040000 1.050000 1.060000 1.070000
2 1.020100 1.040400 1.060900 1.081600 1.102500 1.123600 1.070000
3 1.030301 1.061208 1.092727 1.124864 1.157625 1.191016 1.070000
4 1.040604 1.082432 1.125509 1.169859 1.215506 1.262477 1.070000
5 1.051010 1.104081 1.159274 1.216653 1.276282 1.338226 1.070000
6 1.061520 1.126162 1.194052 1.265319 1.340096 1.418519 1.070000
7 1.072135 1.148686 1.229874 1.315932 1.407100 1.503630 1.070000
8 1.082857 1.171659 1.266770 1.368569 1.477455 1.593848 1.070000
9 1.093685 1.195093 1.304773 1.423312 1.551328 1.689479 1.070000
10 1.104622 1.218994 1.343916 1.480244 1.628895 1.790848 1.070000
11 1.115668 1.243374 1.384234 1.539454 1.710339 1.898299 1.070000
12 1.126825 1.268242 1.425761 1.601032 1.795856 2.012196 1.070000

FV 1,610,510.00
PV 1,000,000.00
NNUM
8% 9% 10%
1.080000 1.090000 1.100000
1.166400 1.188100 1.210000
1.259712 1.295029 1.331000
1.360489 1.411582 1.464100
1.469328 1.538624 1.610510
1.586874 1.677100 1.771561
1.713824 1.828039 1.948717
1.850930 1.992563 2.143589
1.999005 2.171893 2.357948
2.158925 2.367364 2.593742
2.331639 2.580426 2.853117
2.518170 2.812665 3.138428
FUTURE VALUE OF P1 IN A SERIES OF PAYMENTS
PERIOD COMPOUNDED INTEREST RATE PER ANNUM
(n) YEARS 1% 2% 3% 4% 5% 6% 7% 8%
1 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000
2 2.01000 2.02000 2.03000 2.04000 2.05000 2.06000 2.07000 2.08000
3 3.03010 3.06040 3.09090 3.12160 3.15250 3.18360 3.21490 3.24640
4 4.06040 4.12161 4.18363 4.24646 4.31013 4.37462 4.43994 4.50611
5 5.10101 5.20404 5.30914 5.41632 5.52563 5.63709 5.75074 5.86660
6 6.15202 6.30812 6.46841 6.63298 6.80191 6.97532 7.15329 7.33593
7 7.21354 7.43428 7.66246 7.89829 8.14201 8.39384 8.65402 8.92280
8 8.28567 8.58297 8.89234 9.21423 9.54911 9.89747 10.25980 10.63663
9 9.36853 9.75463 10.15911 10.58280 11.02656 11.49132 11.97799 12.48756
10 10.46221 10.94972 11.46388 12.00611 12.57789 13.18079 13.81645 14.48656
11 11.56683 12.16872 12.80780 13.48635 14.20679 14.97164 15.78360 16.64549
12 12.68250
- 13.41209 14.19203 15.02581 15.91713 16.86994 17.88845 18.97713
 9% 10%
1.00000 1.00000
2.09000 2.10000
3.27810 3.31000
4.57313 4.64100
5.98471 6.10510
7.52333 7.71561
9.20043 9.48717
11.02847 11.43589
13.02104 13.57948
15.19293 15.93742
17.56029 18.53117
20.14072 21.38428
PRESENT VALUE OF P1 AT THE END OF n PERIODS
PERIOD COMPOUNDED INTEREST RATE PER ANNUM
(n) YEARS 1% 2% 3% 4% 5% 6%
1 0.99009901 0.98039216 0.97087379 0.96153846 0.95238095 0.94339623
2 0.98029605 0.96116878 0.94259591 0.92455621 0.90702948 0.88999644
3 0.97059015 0.94232233 0.91514166 0.88899636 0.86383760 0.83961928
4 0.96098034 0.92384543 0.88848705 0.85480419 0.82270247 0.79209366
5 0.95146569 0.90573081 0.86260878 0.82192711 0.78352617 0.74725817
6 0.94204524 0.88797138 0.83748426 0.79031453 0.74621540 0.70496054
7 0.93271805 0.87056018 0.81309151 0.75991781 0.71068133 0.66505711
8 0.92348322 0.85349037 0.78940923 0.73069021 0.67683936 0.62741237
9 0.91433982 0.83675527 0.76641673 0.70258674 0.64460892 0.59189846
10 0.90528695 0.82034830 0.74409391 0.67556417 0.61391325 0.55839478
11 0.89632372 0.80426304 0.72242128 0.64958093 0.58467929 0.52678753
12 0.88744923 0.78849318 0.70137988 0.62459705 0.55683742 0.49696936
DED INTEREST RATE PER ANNUM
7% 8% 9% 10% 11% 12%
0.93457944 0.92592593 0.91743119 0.90909091 0.90090090 0.89285714
0.87343873 0.85733882 0.84167999 0.82644628 0.81162243 0.79719388
0.81629788 0.79383224 0.77218348 0.75131480 0.73119138 0.71178025
0.76289521 0.73502985 0.70842521 0.68301346 0.65873097 0.63551808
0.71298618 0.68058320 0.64993139 0.62092132 0.59345133 0.56742686
0.66634222 0.63016963 0.59626733 0.56447393 0.53464084 0.50663112
0.62274974 0.58349040 0.54703424 0.51315812 0.48165841 0.45234922
0.58200910 0.54026888 0.50186628 0.46650738 0.43392650 0.40388323
0.54393374 0.50024897 0.46042778 0.42409762 0.39092477 0.36061002
0.50834929 0.46319349 0.42241081 0.38554329 0.35218448 0.32197324
0.47509280 0.42888286 0.38753285 0.35049390 0.31728331 0.28747610
0.44401196 0.39711376 0.35553473 0.31863082 0.28584082 0.25667509
PRESENT VALUE OF P1 IN A SERIES OF PAYMENTS
PERIOD COMPOUNDED INTEREST RATE PER ANNU
(n) YEARS 1% 2% 3% 4% 5% 6%
1 0.99009901 0.98039216 0.97087379 0.96153846 0.95238095 0.94339623
2 1.97039506 1.94156094 1.91346970 1.88609467 1.85941043 1.83339267
3 2.94098521 2.88388327 2.82861135 2.77509103 2.72324803 2.67301195
4 3.90196555 3.80772870 3.71709840 3.62989522 3.54595050 3.46510561
5 4.85343124 4.71345951 4.57970719 4.45182233 4.32947667 4.21236379
6 5.79547647 5.60143089 5.41719144 5.24213686 5.07569207 4.91732433
7 6.72819453 6.47199107 6.23028296 6.00205467 5.78637340 5.58238144
8 7.65167775 7.32548144 7.01969219 6.73274487 6.46321276 6.20979381
9 8.56601758 8.16223671 7.78610892 7.43533161 7.10782168 6.80169227
10 9.47130453 8.98258501 8.53020284 8.11089578 7.72173493 7.36008705
11 10.36762825 9.78684805 9.25262411 8.76047671 8.30641422 7.88687458
12 11.25507747 10.57534122 9.95400399 9.38507376 8.86325164 8.38384394
DED INTEREST RATE PER ANNUM
7% 8% 9% 10% 11% 12%
0.93457944 0.92592593 0.91743119 0.90909091 0.90090090 0.89285714
1.80801817 1.78326475 1.75911119 1.73553719 1.71252333 1.69005102
2.62431604 2.57709699 2.53129467 2.48685199 2.44371472 2.40183127
3.38721126 3.31212684 3.23971988 3.16986545 3.10244569 3.03734935
4.10019744 3.99271004 3.88965126 3.79078677 3.69589702 3.60477620
4.76653966 4.62287966 4.48591859 4.35526070 4.23053785 4.11140732
5.38928940 5.20637006 5.03295284 4.86841882 4.71219626 4.56375654
5.97129851 5.74663894 5.53481911 5.33492620 5.14612276 4.96763977
6.51523225 6.24688791 5.99524689 5.75902382 5.53704753 5.32824979
7.02358154 6.71008140 6.41765770 6.14456711 5.88923201 5.65022303
7.49867434 7.13896426 6.80519055 6.49506101 6.20651533 5.93769913
7.94268630 7.53607802 7.16072528 6.81369182 6.49235615 6.19437423
MONTHLY AMORTIZATION FACTOR
PERIOD COMPOUNDED INTEREST RATE PER ANNUM
(n) YEARS 1% 2% 3% 4% 5% 6%
1
2
3
4
5
6
7
8
9
10
11
12
DED INTEREST RATE PER ANNUM
7% 8% 9% 10% 11% 12%