STUDY ON LOANS AND ADVANCES BY SBI

AND ANDHRA BANK

PRESENTED BY:
AWALKAR NIKITHA
2146-18-672-042
CONTEXT

1. INTRODUCTION OF STUDY
2. OBJECTIVES OF STUDY
3. SCOPE OF STUDY
4. NEEDS OF STUDY
5. LIMITATIONS OF STUDY
6. METHODOLOGY OF STUDY
Introduction of study
 The term loan refers to the amount borrowed by one person from another.
 The amount is in the nature of loan and refers to the sum paid to the borrower.
 Advances on the other hand is a credit facility granted by the bank.
 Bank grant advances largely for short term purpose.

Objectives of study
 Primary objective
 A study on leading loans and advances position of various advance position of various
advances by STATE BANK & ANDHRA BANK.
 Secondary objective
 To analysis the loan and advances outstading of SBI & ANDHRA BANK.
 To identify relationship between the loans issued and deposists are provided by the
bank.
 To understand the term and conditions of various loan scheme provided.

Scope of the study

 The study is mainly concentrated on the leading practices parttern and influence the
organisation performance.
 The study enables the bank to its correct position in terms of loans and advances.
 The study helps in ascertaining people response on bank leading.

Need of the study

 To identify the role of the SBI & ANDHRA BANK is providing assistance to the
borrower.
 To suggest strategies for improving return on investment towards the profitability of
the bank through term loan.
Limitations of the study
 On account of time constraint whole spectrum of long time leading practices was not
possible.
 Only a very few no. of responded were interviewed to get a information.
 Accouting informtion is another constraint.

Methodology of the study

 Sample Size:
Sample of 50 people was taken into study, and their data was collected
 Sampling Technique:
To study the Project, a Simple Random Sampling technique is used.
 Data Collection:
Collection of data is done by Secondary Data & through
 Questionnaire:
i.e., Primary data was collected through Questionnaire.
 Data Analysis:
After data collection, I’m able to analyze customer’s views, ideas and opinions related
to Advance Product and about SBI Advance Product and from this, SBI will come to
know the customer requirements.

THANK YOU