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Mitigation means reducing risk of loss from the occurrence of any undesirable event. This is an important element
for any insurance business so as to avoid unnecessary losses. Description: In general, mitigation means to
minimize degree of any loss or harm.
FLOOD
Principle causes and Types
Areal
Riverine
Estuarine and coastal
Urban flooding
Catastrophic
Areal
Happens mostly in plain areas when water because of rainfall or snowmelt is more rapidly than its can
absorb or run off.
Riverine
Due to slow or rapid rise of river water levels due to prolong or heavy rainfall.
Estuarine and Coastal
Caused by tidal surges due to winds and also by tropical cyclone or an extra-tropical cyclone
Urban Flooding
Catastrophic
Catastrophic flooding is usually associated with major infrastructure failures such as the collapse of a dam, which
are sometimes caused by either earthquakes and volcanic
Effects: Primary
Damage to buildings and other structures, including bridges, sewerage systems, roadways, and canals
Mitigation: Measures put in place to minimize the results from a disaster. Examples: building codes and zoning;
vulnerability analyses; public education.
Preparedness: Planning how to respond. Examples: preparedness plans; emergency exercises/training; warning
systems.
Response: Initial actions taken as the event takes place. It involves efforts to minimize the hazards created by a
disaster. Examples: evacuation; search and rescue; emergency relief.
Ideally, the affected area should be put in a condition equal to or better than it was before the disaster took place.
Examples: temporary housing; grants; medical care.
Structural mitigation – construction projects which reduce economic and social impacts
i.e. dams, windbreaks, terracing and hazard resistant buildings.
Non-structural activities – policies and practices which raise awareness of hazards or encourage developments to
reduce the impact of disasters
Mitigation include:
STRATEGIES
DISASTER DEVELOPMENT
Flexibility-. Development agencies must be efficient and flexible; adaptable to local environments and capable of
adjusting to changing conditions and seizing opportunities when they arise.
Selectivity-resources are the public asset that must be invested prudently to achieve maximum impact.
IMPORTANT AREAS
Develop and test warning systems regularly and plan measures to be taken during a disaster alert period to
minimize potential loss of life and physical damage.
1. Educate and train officials and the population at
2. risk to respond to the disaster.
3. Train first-aid and emergency response teams.
4. Establish emergency response policies, standards, organizational arrangements and operational plans to
be followed by emergency workers and other response entities after a disaster.