Академический Документы
Профессиональный Документы
Культура Документы
Technical Manual
SWIFT/MT940
English version
December 2006
1. Introduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
3. Field Specifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
4. Field Layout . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9
4.1 Message Header . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
4.2 (:20:) Transaction Reference Number (TRN) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
4.3 (:21:) Related Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
4.4 (:25:) Account Identification . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
4.5 (:28C:) Statement Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
4.6 (:60:) Opening Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
4.7 (:61:) Statement Line . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
4.8 (:86:) Information to Account Owner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
4.9 (:62a:) Closing Balance (Booked Funds) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
4.10 (:64:) Closing Available Balance (Available Funds) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
4.11 (:65:) Forward Available Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
4.12 (:86:) Information to Account Owner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17
4.13 Message Trailer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17
Contact information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23
Postbank GTZ can receive account information from the following types
of account:
Definition
The MT940 statement is sent by the account servicing institute to an
account owner or to a party authorised by the account owner to receive
the message. It is used to inform the account owner, or authorised party,
of the entries booked to the account, and to provide the owner with bal-
ance information on the account at a given point in time.
General comments:
The three header blocks and the trailers block are composed of compo-
nents which are not preceded by a field tag.
To assist legibility and printing, all records (except header & trailer) are
preceded by an identifier (tag) and closed with a CS2 (carriage return,
line feed, hex 0D0A).
Entries Section
Field 61: Statement Line
This field contains the details of each transaction.
Notes:
1. Reading from left to right, in column one, the field tags descriptions
are shown, followed by the second column with the length indication
in SWIFT notation (see note 3), the third with the restricted indicator
(see note 2) and in the fourth specific data content is provided. Exam-
ple given:
2. The status indicator detailed in the third column, which directly relate
to the data content in the fourth column, may have two values:
• OPEN All fields with variable data are considered open (no
asterisk in third column). Content description is pro-
vided in italic
3. The full rules for the notation of components inside messages and
fields can be found in the S.W.I.F.T. User Handbook. With regard to
notation the relevant SWIFT rules are:
• 9!a alphanumeric (SWIFT character set, Annex B) with exact length
• 9a alphanumeric (SWIFT character set, Annex B) with length up to
maximum
• 9!n numeric with exact length
• 9n numeric with length up to maximum
• Optional sub-fields are notated between brackets []
• For comparison the SWIFT notation is presented, where fields that
are not used are marked with a – sign, subfields that are not used are
struck, and subfields that have an alternate length are italic in the
ING column. Please note that for completeness Carriage Return/Line
Feed (CRLF) is notated as 2x (SWIFT notation does not)
-M 1 - Message Header 1
Function Export information
Description Length * Content
Export time 4!x * 0000
CS1 (space) 1!x * hex20
Export day 2!n * 01
* See note
Export address 12!x
*
Export number 5!n Starts at 00001, increment of 1 per message
*
CS2 (cr,lf) 2!x hex0D0A
Field Notes
The export address for GTZ: PSTBNL21XXXX
The export address for EB & FS: INGBNL2AXXXX
- O 1 - Message Header 3
Function Message information
Description Length * Content
Message type 3!n * 940
CSI (space) 1!x * hex20
Message priority 2!n * 00
* hex0D0A
CS2 (cr,lf) 2!x
Field Notes
This optional header is always present in ING MT940 messages
Example 940 00
Example :20:INGEB
Example :25:0650014652
Example :28C:4
Example :60F:C060304EUR44,89
Example :61:060307D0,45N026
Example :62F:C060327EUR41,75
Example :64:C060305EUR98,00
Example :65:C060306EUR94,85
:65:C060307EUR94,85
:65:C060307EUR94,85
Example :86:D000003C000000D3,14C0,00
ING BANK TESTREKENING
4.13 Message Trailer
-M1- Trailer
Function Message trailer
Description Length * Content
Start 1!x * -
End indicator 3!x * XXX
CS2 (cr,lf) 2!x * hex0D0A
Field Notes
Example -XXX
capital letters A to Z
lower-case letters a to z
figures 0 to 9
space
point .
comma ,
hyphen -
open parenthesis (
close parenthesis )
oblique (slash) /
apostrophe ‘
plus sign +
colon :
question mark ?
open bracket { SEPARATOR
close bracket } SEPARATOR
Debit Credit
01 transfer to current account 55 cash deposit
02 transfer to private account 56 sale of securities
03 transfer to deposit account 57 sales of coupons
04 transfer to NMS 58 transfer abroad
05 transfer to bank savings 59 bank giro
24 interest on overdue payments 60 salary credits
26 electronic banking 61 postal giro charged to third parties
27 transfer to foreign debit 62 postal giro charged to postal account
28 closing entry to a suspense account customers
29 Interpay debit giro orders supplied 63 settlement of domestic collections
direct to Interpay 64 one-off closure (interest)
30 all cash payments charged to own 65 one-off closure (commission)
customers 66 one-off closure (charges)
31 settled receipts charged to own 67 automatic interest entry
customers 68 insurance claims payments
32 other branch payment, cheque 69 central processing
r eceived for collection 70 transfer (other)
33 purchase of securities 71 settlement of guaranteed cheques and
34 coupons made payable eurocheques
35 transfer abroad 72 crediting of foreign currency purchased,
36 giro orders traveller’s cheque
37 automatic giro orders 73 automatic transfer (quarterly closure)
38 domestic collections 75 settlement of point-of-pay terminal
39 one-off closure (interest) (domestic)
40 one-off closure (commission) 76 settlement of chipknip (merchants)
41 one-off closure (charges) 77 telephone transfer
42 automatically entered (interest) 78 credit postal giro orders
43 automatically entered (commission) 79 transfer abroad
44 automatically entered (charges) 80 one-off movements without turnover
45 telegiro transactions commission
46 insurance premium invoices, etc. 81 transfer from cur rent account
47 central payment scheme 82 transfer from personal account
48 transfer (other) 83 transfer from deposit account
49 guaranteed cheques and eurocheques 84 transfer from NMS book
50 travel money provided (traveller’s 85 transfer from bank savings
cheques, foreign currency) 86 payments into night safe and credited to
51 automatic transfer (quarterly closure) third parties
54 movements without turnover 87 electronic banking
c ommission
If you have any questions on MT940 through Finstream please contact the
ING Customer Support Desk, csd.icm@mail.ing.nl. For opening hours and
phone numbers please visit www.ingbank.nl.
If you have any questions on MT940 through Girotel Zakelijk please contact
the ING Helpdesk Girotel Zakelijk. For opening hours and phone numbers
please visit www.postbank.nl/zakelijk.
For more information on ING file formats please visit our website
www.ingbank.nl/bestandsformaten.
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