Академический Документы
Профессиональный Документы
Культура Документы
Please take notice that Wells Fargo Bank, NA, a secured creditor of Debtor, by the undersigned attorneys,
will move this Court on the 9th day of December, 2010, at 10:00 am or as soon thereafter as counsel can be heard,
at the United States Bankruptcy Court, One Bowling Green, 6th Floor, Courtroom # 606, Manhattan, NY 10004-
1408 for an Order pursuant to 11 U.S.C. §362(d)(1) and (d)(2) terminating the automatic stay as to movant's
interest in real property commonly known as 1167 GRENADA PLACE, BRONX, NY 10466 and for such other
U.S. Trustee
33 Whitehall Street
Floor 21
New York, NY 10004
UNITED STATES BANKRUPTCY COURT
SOUTHERN DISTRICT OF NEW YORK
APPLICATION
Wells Fargo Bank, NA ("Secured Creditor" or "Wells"), by its attorneys Steven J. Baum, P.C., moves to
terminate the automatic stay in this case witb respect to the real property commonly known as 1167 Grenada
I. The above-captioned Debtor executed a note and mortgage dated the lOth day of May, 2004 in tbe
amount of $374,037.00 (tbe "Note" and "Mottgage") secured by the premises commonly known as 1167 Grenada
Place, Bronx, NY 10466 (the "Mortgaged Premises"). A written assignment of mortgage dated September 13,
"
2010 was executed for record purposes from Mortgage Electronic Registration Systems, Inc. ("MERS") as
nominee for Lend America, to Wells (the "Assignment"). A copy of the Note' , Mortgage, and Assignment, is
2. As set forth more fully in the Memorandum of Law being submitted herewith, Wells has standing to
file the instant Motion as the rightful party in interest as it is the holder of the Note in question. Furthermore, as
3. Attached hereto as Exhibit 'B' is an affidavit executed by John Kennerty, also known as Herman
Kennerty, also known as Herman John Kennerty ("Kennerty"), a Vice President of Loan Documentation of
Secured Creditor and a duly appointed certifying officer ofMERS. Mr. Kennerty' s affidavit confirms, inter alia,
'The Note attached to the instant motion is an up to date copy as of the date stated in the Kennerly Affidavit attached to the
instant application. As stated in the Kennerty Affidavit, the copy of the Note attached to Wells' motion for relief from the
automatic stay dated September 20, 2010 was an outdated copy that was maintained within Wells' computerized systems.
1
that Secured Creditor is in possession of the Note; that Secured Creditor became the holder of the Note on April
14,2010; that Mr. Kennerty had the authority to execute the aforementioned Assignment on behalf ofMERS; and
that Mr. Kennerty personally appeared before a notary public to execute the Assignment.
4. Attached hereto as Exhibit 'c' is a corporate resolution ofMERS, dated August 16,2010, in further
5. On the 27th day of July, 2010 Debtor Tandala Mims aka Tandala Williams filed a Petition under
Chapter 7 of Title 11 U.S.C. § 101 et seq with this Court, and an Order for relief was duly entered.
6. A Motion for Relief from Stay Worksheet mandated in this Court is attached hereto as Exhibit 'D'.
As per said Worksheet, as of the 29th day of October, 2010, the Debtor is due for 7 payments in the amount of
$2,771.96 which represents the payments due the 1st day of April, 2010 through October, 2010.
7. Furthermore, good through the 1st day of November, 2010, there was a total indebtedness owed on the
Note and Mortgage in the sum of $358,040.69. In addition, there is a second mortgage in the amount of
$34,249.00 as set out in the Debtor's Schedule D. Therefore, here are total mortgages in the amount of
8. Based on the Schedule A & D attached hereto as Exhibit 'E', said real property is valued at
$430,000.00. Based on the Secured Creditor's lien amount, additional liens against the Mortgaged Premises and
the value of the Mortgaged Premises, there exists minimal equity in the premises amounting to approximately
8.76 percent of the value of the Mortgaged Premises as set forth by the Debtors, which in turn may not be
sufficient to cover the costs of any prospective sale of the Mortgaged Premises.
2
9. Section 362(d)( 1) of the Bankruptcy Code provides in pertinent part that the Court shall grant relief
from the stay imposed by Section 362(a) "for cause, including lack of adequate protection of an interest in
property ... " As set forth above, cause exists to vacate the automatic stay as the Debtor has failed to make monthly
10. Furthennore, Section 362(d)(2) of the Bankruptcy Code provides in pertinent part that the Court
shall grant relief from stay imposed by Section 362(a) if "(A) the debtor does not have equity in such property;
and (B) such property is not necessary to an effective reorganization." See, 11 U.S.C. § 362(d)(2)(A)-CB).
Therefore, the Secured Creditor is entitled to relief pursuant to 11 U.S.C. § 362(d)(2) as there exists minimal
equity in the Premises. The Secured Creditor submits that the Mortgaged Premises are not necessary for the
effective reorganization of the Debtor as the instant case is a Chapter 7 liquidation case.
11. The Debtor entitled to a homestead exemption as the Mortgaged Premises are listed as her residence
as per the Courts' PACER docket and the Debtor's petition. Furthennore, the debtor has claimed said exemption
"
in Schedule C of the bankruptcy petition.
11. A copy of a proposed Order granting the relief sought by Secured Creditor is annexed hereto as
Exhibit 'F' ..
12. A prior application for relief was filed on September 20, 2010, and denied without prejudice by
3
WHEREFORE, Secured Creditor respectfully requests that an Order be granted terminating the
automatic stay immediately as to Secured Creditor's interest in the Mortgaged Premises together with such other,
further and different relief as the Court may deem just in this matter.
4
LOAN #
Multistate
NOTE
~L-____________________~==========~
May 10. 2004
[Date]
1.PARTms
"Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means
LEND AMERICA
and its successors and assigns.
2. BORROWER'S PROMISE TO PAY; INTEREST
In return for a loan received from Lender, Borrower promises to pay the principal sum of
Three Hundred Seventy Four Thousand Thirty Seven and no/IOO
Dollars (U.S. $ 374.037.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal,
from the date of disbursement of the loan proceeds by Lender, at the rate of Six
percent ( 6. 0000 %) per year until the full amount of principal has been paid.
3.. PROMISE TO PAY SECURED
Borrower's promise to pay is secured by a mortgage, deed of trust or similar security -instrument that is dated the same date
as this Note and called the "Security Instrument." The Security Instrument protects the Lender from losses which might result if
Borrower defaults under this Note.
4. MANNER OF PAYMENT
(A) Time
Borrower shall make a payment of principal and interest to Lender on the fIrst day of each month beginning on
July 1 , 2004 . Any principal and interest remaining on the fIrst day of June 1
2034 , will be due. on that date, which is called the "Maturity Date. "
(B) Place
Payment shall be made at 201 OLD COUNTRY ROAD. MELVILLE. NY 11747
or at such place as Lender may designate in writing
by notice to Borrower.
(C) Amount
Each monthly payment of principal and interest will be in the amount of U.S. $ 2.242.54 . This amount
will be part of a larger monthly payment required by the Security Instrument, that shall be applied to principal, interest and
other items in the order described in the Security Instrument.
(I) Allonge to this Note for payment adjlJStments
If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of
the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of
this Note. [Check applicable box]
7. WAIVERS
Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of
dishonor. "Presentment" means the right to require Lender to demand payment of amounts due. "Notice of dishonor" means the
right to reqUire Lender to give notice to other persons that amounts due have not been paid.
S. GIVING OF NOTICES
Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given
by delivering it or by mailing it by first class mail to Bonuwer al the propetty address above or at a different address if
Borrower has given Lender a notice of Borrower's different address.
Any notice that must be given 10 Lender under thi. Note will be given by first class mail to Lender at the address stated in
Paragraph 4(B) or at a different address if Borrower is given a notice of that different address.
BY SIGNING BELOW. Borrower accepts and agrees to the lerms and covenants contained in this Note.
~oJLw~·
~NNIE
BELLE
--,-8~eif-=---
·' _ (Seal)
-Borrower
____________________________ (SeaI)
-BOITOWeT
WhhoUl Recourse
WASHINGTON MUTUAl BANK, FA
FA ----B-y-'<~=---1t=l--~~."':
==--9-(J~~~.:-----BO~:~;
BRENDA F. BRENDLE
FIRST VICE PRESIDENT
VICE PRESIDENT
NYC DEPARTMENT OF FINANCE
OrnCE OF THE CITY REGISTER
This page is part of Ibe instrument. The City
Register willroly on Ibe infarmatioo provided
by you 00 this page forpUlposes ofindexing
this instrument The informationon this page
will control fodndexingpnrposes in the event
of any conflict with the rest of the document.
2004051300282002001E30C7
RECORDING AND ENDORSEMENT COVER PAGE PAGE lOF 11
Document ID: 20040S1300282002 Document Date: 05-10-2004 Preparation Date: 05-13-2004
Document Type: MORTGAGE
Document Pa e Count: 9
PRESENTER: RETURN TO:
STRUCTURE <LOSING SERVICES LTD LEND AMERICA
1970FLAWUSH AVE 201 OLD COUNTRY ROAD
BROOKLYN, NY 11234 SUlTE 101
718-258-5759 MELVILLE, NY 11747
SCS.I075-BXRI
PROPERTY DATA
Borougb Block Lot UnIt . Address
BRONX 4934 64 Entire Lot 1167 GRENADA PLACE
Property Type: DWELLING ONLY - 2 PAMILY
PARTIES
MORTGAGERIBORROWER: MORTGAGEEILENDER:
TANDALA MIMS MERS
637 EAST 234m STREET P.O. BOX 2026
BRONX, NY 10466 FUNT,MI 48501
200405130028200200lC3241
- - - - -- ---rurCORDING AND ENDO~EMENT COVER PAGE (CONTlNUATION~--;;:PA7:G"'E;;-2·0;;:-;;F-;C1l;-j
DO(:umeDt 10: 2064051300282002 Document Date! 05-10-2004 Preparation Date! 05-13-2004
Document Type! MORTGAGE
/3t't>t 11
WHEN'RECORDED RETURN TO:
LEND AMERICA
201 OLD COUNTRY RD. 5TE, 101
MELVILLE. NY 11747
\~16l!
JY \'1
:HIS MORTGAGE ("Security Instrument") h given on
The Mortgagor i.TANDALA MIMS. LYDlA MIMS and JOHNNIE BELLE
May 10. 2004
~.
I Iii 1111
with interest, advanced under parngrapb 7 to protect the security of this Security Inslrumont; and (0) the performance
of Borrower', covenants and agrecmcots under this Security Instrument and the Note. Por this purpose, Borrower
does hereby mortgage. grant and convey to MERS (solely as nominee for Lender and Lender's successors and
as'lgas) and to the successors lllld ..,igas of MIlRS, tbe following descnOed property located in
Bronx county, NcwYork:
SEE LEGAl DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS EXHIBIT 'A"
A.P.N. #: SECTION 17 BLOCK 4934 LOT 64
.,
fG!-4NINY) I0102}
United General Title Insurance Company
SCHEDULE A
An that certain plot, piece 0> parcel onand, ,ituate, lying and being in tbe Borougb and County of
Bronx, City and State of New York, bounded and described as follows:
BEGINNING at a point on the corner. formed by tbe inter,eetion of the Easterly side of Grace
Avenue "nd 'the Northerly side of Grenada Place;
RUNNING THENCE Nord••rly along the Easterly side of Grace Avenue, 80 reet;
THENCE Southerly parallel with Grace Avenue and part of tbe distauce through a party wall,
82.16 feet to the Northerly side of Grenada Place;
THENCE Westerly along the Nortberly side of Grenada Place, 25.59 feet to the point or pbce of
BEGINNING.
TOGEI'HER with and subject to an easement of right of way over tbe extreme Northerly H; reet of
the above described premises for ingrees and egress for pedestrians and nutomobjtes to and from
an the premises adjojning the premises above descrjbed on the East.
j.(V'I .
If the amounts held by Lender for Escrow Items exceed the amounlS pennitted to be held by RESPA, Lender
sluilJ aa:ount to Borrower for !he ex""" funds as required by RESPA. If the amount. of funds held by Lender at My
time are not SIlfficient to pay the Escrow Items when due, Lender may notify the Borrower and require Borrower to
make up the sbortage as permiued by RESPA.
The Escrow Fund. are pledged as additional security for all sums secured by this Security Instrument. If
Borrower tenders to Lender the full payment of all such sums, Borrower's account ,balJ be credited with the balance
remaining for all installment Items (a), (b), and (0) and any mortgage insurance premlum installment that J.inder has
not become obligared to pay to the Secretnry, and Lender shall prompUy refund any excess funds to Borrower.
Immediately prior to • forecl08ure sale of the Property or its acqnlsirioD by Lender, Borrower', account sbalJ be
credited with any balance remalniDg for all installmenlS for items (a), (b), and (cl.
3. Application or Payments. AI! payments under plInIgrnphs 1 and 2 shall be applied by Lender as follows:
.!:Iri1, to the mortgage insurance premium 10 be paid by Lender to the Secretary or to the monthly charge by the
Secretary instead of the monthly mortgage insurance premium;
~t tQ any taxes. ,.pecial assessments 1 leasehold payments or ground rents, and fue, flood and other bazard
insurance premiums, as required;
Third, to intcrat due under Ihe Note,
fQIm!!. 10 amortization of the principal of the Note; and
fillh, to late charges due under the Note.
4. Vue. Flood and Otber IIBzard lnsunonce. Borrower ,ball insure a11lmproverneDts on the Property, whclher
now to existence or subsequently c[ected. against any hazards. casualties t and contingencies, including fire. for which
Lender requires insurance. This insurance shall be maintained in the amounts and for the periods th!'l Lender
requires. Borrower shall also insure aU improvements on the Propeny; whether DOW in existence or subsequently
erected, against loss by floods to the extent required by the Secretary. All insurance sball be cartied with cornpanica
approved by Lender. The insurance pOlicies and any renewals sball be held by Lender and sball inclUde loss payable
clauses in favor of, and in a fonn acceptable to. Lender.
In the event of loss, Borrower shall give Lender immediate notice by mail: lender lIl3y make proof of loss jf nol
made promptly by Borrower. Each ins.ronco company concerned Is hereby >uthorized and direcred to make paymenl
for such loss directly to Lender. instead of to Borrower and to Lender jointly. AU or any part of the insurance
proceeds may be applied by Lender, at its option. either (a) to the reduction of the indebtedness under the Note and
"this Security Instrument, rust to any delinquent anwUDts applied in the order in paragraph 3, and then to prepayment
of principal. of (b) to the restoration or repair of the damaged Property. Any application of 1he proceeds to the
principal sball not extend or postpone the due date of the monthly payments wbich are referred to in paragraph 2, or
change the amount of such payments. Any excess insurance pxoceeds over an amount required to pay all olltstanding
indebtedness under the Nole and this SecurilY InstllllllCflt sball be paid to !he entity legally .entitled thereto.
In the event oC Coreclosure of this Securily Instrument or other transCer of title to !he Property that extinguishes
thi! indebtedness. all dghly title and interest of Borrower in and to insurance polides in force shan pass to the
purchaser.
S. Oc<UPMcr. PreservatioD, MaIntenance and Protection of the Property; Borrower's Loan Application;
Leasebolds. Borrower shall occupy, establish, and use the I'ropeny as BoTtower', principal residence within sixty
days after the execution of lhis Security lnstrnment (or within sixlY days of a later sale or tr-msfer of the Property)
and sball contlnu~ to occupy lbe Property as Borrower's principal residence for at least one year after the date of
occupancy unless Lender detemrlnes that requirement will cause undue hardship for Borrower. or unless extenuating
I
circumstances exist which are beyond BolTOwer's CODtrol. Borrower shall notify Lender of any extenuating
circumstances. Borrower shall not commit waste or destroy. damage Or substantially change the Property or allow the
Property tu deteriorate, reasonable wear and lear exceptc:d. Lender may inspect the Property if the Property is vacant
or abandoned or the Joan is in default. Lender may bike reasonable action to protect and preserve such vacant or
G:-4N!NY) !010~
~
abandoned Property. Borrower shall al$O be in default if Borrower, during the loan application process, gave
materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material
infonnation) in connection with the loan evidenced by the Note, including, but not limited to, representations
concerning Borrower's occupancy of the Property as a principal residence. If this Security Instroment is on a
\easel101d, Borrowe, shall c<>mply with the provisions of lb. lease. If Borrower acquires fee title to Ibe Property, the
leasehold and fee title shall not be merged unless Lender agrees to the m~rger in writing.
G. Condemnation~ The proceeds of 311)' award or claim for damages. direct or consequential, in connection with
any condemnation or other tllking of any pan of the Property, Dr for conveyance in place of c<>ndomnation, are
bereby assigaed and sball be paid to Lender to the extent of the full aroount of Ibe indel1tednes, IbBl remains unpaid
under Ibe Note and this Security Instnunent. Lender ,ball apply sucb proceeds to Ibe reduction of Ibe Indebtedness
undor" the Note and Ibis Security Instrument, first to any delinquent amounts applied in the order provided in
paragraph 3, and then to prepoyment of principal. Any application of Ibe proceeds to the principal shall not eXtend or
postpone the due dale of the IDonlbly payments, which are referred to in paragraph 2, or change Ibe amount of sucb
p8yments~ Any excess proceeds over an amount required to pay all outstanding indebtedness under the Note and this
Security Instrwnent shall be paid to the entity legally entitled thereto.
7. Charges to Borrower nnd Protection of Lender's Rights In the Properly. Borrower sball pay all
governmental or municipaJ charges, fIDes and impositions that are not included in paragraph 2. Borrower shall pay
these obligations on time dirc:ctly to the entity which is owed the payment. If failure to pay wonld adversely affect
Lender's inte.rest in the Property, upon Lender's request Borrower shall promptly furnish to Lender receipts
evidencing these payments.
If Borrower fails to make these payments or Ibe payments required by paragraph 2, or fails to perform any other
covenants and agreements contained in this Sccurity Instrument, or there is a legal proceeding that may significantly
affect Lender's rights in the Property (such as a proceeding in bankrup~cy I for condemnation or to enforce laws or
regulations), then Lender may do and pay whatever i, necessary to PtOlect the yalue of the Property and Lender's
rights in the Property. including payment of taxcs J hazard insurance and other items mentioned in paragraph 2.
Any amounts disbursed by Lender under this paragraph sball become an additional debt of Borrower and be
secured by this Security Instrument. These amounts shall bear interest from the date of disbursement, at the Note
rate, and at the option of Lender, shall be immediately due and payable.
Borrower shall promptly discharge any lien which bas priority over this Security Instrument unless Borrower:
<a) agrees in writing to Ibe payment of Ibe obligation secured by Ille lien in a manner acreptable to Lender; (b)
contests in good faith the lien by, or defends against enforcement of the lien in. legal proceedings which in the
Lender~s opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
agreement satisfactory to Lender SUbordinating the Hen to this Security Instrument. If Lender detennines that any part
of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give
Borrower a notice: identifying the lien. Borrower sha1l satisfy the lien or take one or more of the actions set forth
above within 10 days of the giving of notice.
8. F.... Lender may collect rees and charges aulborized by Ibe Secretary.
9. Grounds ror Acceleration of Debt.
Ca) Default. Lender may. except as limited by regulations issued by the Secretary, in the case of payment
defaults. require immediate payment in full of "u sums secured by this Security Instrument if:
(i) Borrower defaults by falling to pay in full any monthly payment required by thi. Security Instrument
prior to 01' on the due date of the next monthly payment, or
(ii)"BolTower defaults by failing, for a period or thirty days, to perform any other obligations contained
in this Security hlstrument.
{b) Sole Without Credit Approval. Lender sbail, if permitted by applicable law (including Section 341(d)
of the Gam-St. Germain Depository Institutions Act of 1982, 12 U.S.C. l701j-3(d» and with the prior
approval of the Secretary I require: immedia.te payment in full of all sums secured -by this Security Instrument
if: "
InjliDI$!~
..
-a-4N(NY} (0102)
(i) Allor part of the Property, or a beneficial interest in a trust OMling all or pan of the Prop&ty, is sold
or otherwise transfem:d (other than by devise or descent), and .
(ii) The Property is not occupied by the purchaser or grantee as his or her principal residence, or the
pUlCbaser or grantee doe, so occupy the Property but hi' or her credit has not been approved in
accordance with the requirements of the Secretary.
(e) No Waiver. If circumstances oecur that would pennit Lender to require immediate payment in full, but
Lender does not require such payments, Lender does not waive its dghts with respect to subsequent events.
(d) ReguJatlons of HUD SeeretDry. In many circumstances regolation. issued by the Secretary will limit
Lender's rights,., in the case of payment defaults, to require immediate payment in full and foreclose if not
pold. This Security Instrument does not authorize accelerntion or foreclosure jf not pennltlcd by regulatIons
of tlle Secretary.
(e) Mortgage Not Insured. Borrower agrees that if thi, Security !,ostrument and the Note are not determined
10 be eligible for insurance under the National Housing Act within 60 days from the date hereof. Lender
may, at its option, require inunediate paytnent in fuU 'Of all sums secured by this Security Instrument. A
written staternent of any authori2ed agent of the Secretary dated subsequent to 60 days from the date hcrecf,
declining to insure this Security Instrument and the Note, sball be deemed conclusive proof of such
ineligibillty. Notwithstanding the foregoing, this option may not be exercised by Lender when the
unavailability of insurnnce is solely due to Lender"s failure to remit a mortgage insurance premium to the
Secretary.
10. Reinstatement. Borrower has a right to be reinst.ted if Lender bas required ·immediate payment in full
because of Borrower's failure to pay an amount due under the Note or this Security Instrument. This right applies
even after foreclosure proceedings are instiblted. To reinstate the Security Instrument) Borrower shall tender in a
lump sum ;ill. amounts requited to bring Borrower's account current including, to the extent they are obligations of
Borrower under this Security InstrUment, foreclosure costs and reasonable and customary attorneys' fees and expenses
properly associated with the foreclosure proceeding. Upon reinstatement by BottOwer, this Security Instrument and
the obIlgations that it secures shalt remoln in effect as if Lender had not required immediate payment in full.
However. Lender is not reqUired to permit reinstatement if: (i) Lender has accepted reinStatement after the
commencement of foreclosure proceedings within two years immediately preceding the commencement of a current
foreclosure proceeding~ (il) reinstatement will preclude foreclosure on different groundS in the future. or (iii)
reinstatement will adversely affect the priority of the lien created by this Security Instrument.
11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time of payment or
modification of amortization of the sums secured by·thls Security Instrument granted by Lender to any successor in
interest of Borrower shall not operate to retease the UablUty of the original Borrower or Borrower's successor in
jnterest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend
time for payment or otherwise modifY amortization of tbe sums secured by.)lhis Security Instrument by reason of any
demand made by the odginal Borrower or Borrower's successors in interest: Any forbearance by Lender in exercising
any right or remedy shall not be a wolver of or preclude the exercise of any right or remedy.
12. Successors and Assigns Bound; Joint ftnd Several Liability; Co-Sigaers. The covenants and agreements
of this Security Instrument shall bind and benefit the SUCCCSSPIlI and assIgns of Lender and Borrower, subject to the
provisions of paragrapb 9(b). Borrower's covenants and agreements shall be joint and several. Any llorrower who
to-.signs this Security Instrument but does not execute the Note: (n) is co-signing this Security Instrument only to
mortgage. grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b)
is not personally obJigsted \0 pay the sums secured by this Security Instrument; and (c) agrees that Lender and any
other Borrower may llgree to ~tend. modify. forbear or make any accommodations wilh regard to the terms of this
Security lnsrroment or the Note without that Borrower's COnsent.
G/I:>-4NINY) (0102)
13. Notie... Any notice to Borrower provided for in this Security Instrument sball be given by delivering it or
by mailing it by firs! class mail unIcs. applicable law requu.. use of another mtthod. The notice ,ban be dir<Xlted to
the Property Mdr= or any other address Borrower designates by notice to Lender, Any notice to Lender shall be
given by firs! class mail to Lender's address ,tated bereln or any addres, Lender desigoates by notice to DorrowOJ'.
Any notice provided for in this Security Instrument .haIl be deemed to bave been given to Borrower or Lender wbeo
given as provided in this p....graph.
14. Governing Lawi Severability. This Security Instrument shall be governed by Federal law and the law of
the Jurisdiction in wbicb the Property i. located, In the event thaI :my provisjon or clause of this Security Instrument
or \be Note conflicts with applicable law, such contlid. shall not affect other provision. of this Security Insuument or
.the Note whjcl1 can be given effect without tho conflicting provision. To this end the provisions of this SeqJ.rity
Instrument and the Note are declared to be severable.
15. Borrower', Copy, Borrower shall be given one conformed copy of the Note and of this Security
lnstnunent.
16. Hazardous Substu«:s. Borrower shall not cause or pennit we presence. use, d;sposal, storage, or release
'0
of any Hazardous SUbstances on or in the Property. Bonower shall not do, nor al10w anyone eJse do. anything
affecting the Propc:rty thaI is in violation of any Environmental Law, The pneecding two sentcoce. shall nol appiy to
the presence. use, ur storage on the Propeny of slJ>ai1 quantities . of Hazardous Substances that are generally
""",guized to be appropriate to normal residealial uses and to roaintenance of the.Property,
Borrower shall promptly give Lender wriUt:n notice of Illy investigation. claim, demand. lawsuit or other action
by any governmental or regulatory agency or private party involving the Propcirty and any Hazardous Substance or
Envlrorunental Law of which Borrower has actual knowledge. If Borrower learn., Or i. notified by any govenunen>ai
or regulatory authority. that any removal or other remediation of any Hazardous Subst~ affecting the Property is
necessary, Borrower shall promptly take all necessary remedial actions jn accordance with Environmental Law.
As used in this paraglllPh 16, "Hazardous Substances" are those. subst.ances defined as toxic or hazardons
substances by Environmental Law and Ole following substances: gasoline, kerosene, other flammable or toxic
. pel10leum prodUcts, (oxic pestiCides and herbicides, volntlle solvents, materims containing asbestos or formaldehyde.
and radioactive materials. As used in this paragraph 16, "Environmental Law· means federal laws and laws of the
jurisdiction where the Property is located that relate to health, !lafely or environmental protection.
NON-UNIFORM COVENANTS. Borrower and Lender ful1her covenant and 8gre< as follows:
]7. Assignment. of Rents. Borrower unconditionally assigns and transfers to Lender all the IeDts and revenues
of lhe Property. Borrower authorizes Lender or Lender's agents to collect the rents and revenues and hereby directs
each tenant of the Property 10 pay the rents to Lender or Lender's agents. However, prior to Lender's notice 10
Bo"ower of Borrower's breach of any covenant or agreement in the Security Instrument. Borrower shall collect and
r=]ye all rents and revenues of the Property as trustee for the beoefit of Lender and Borrower, This as'ignmmt of
rents constitutes an absofute uslgnmenl and nO( an assignment for additional sec:uriry cnly..
If lender gives notice of breach to Borrower: (a) all rent> received by Borrower ,hall be beld by Borrower as
trustee for benefit of Lender only. to be applied to the Slims secured by tho Security Instnunent; (b) Lender shall be
entitled 10 collect and receive al\ of tho rent. of the Properly; and (c) each tenant of the Property shall pay all rents
due and unpaid to Lender or Lender's agent on Lender's written demand to the tenant. .
Bonower has not executed Mly prior assignment of the rentl; and bas not and will not pedonn any act that would
prevent Lender from exercising jts rights under l:his paragraph 17,
Lender sbalt not be required to enter upon~ take control of or maintain the Property befure or after giving notice
of breach to BQJTOWef. However, Lender Or a judiciruly appointed receiVer may do so at any time there is a breach.
Any application of rents shall nol cure or waive any default or Invalidate any other right ar remedy of Lender. This
assignment of rents of the Property shall terminate when the debt secured by the Security iDstruInellt is paid in full.
~NfNYJ 1O'02J
18. Foreclosure Procedure. It Lender ffiluireo Immediate payment In full under plII'8grapb 9. Lender 1IllIY
brine alawsnit to take away all or the Borrower's remaining rights In the Property and have the Property sold.
At this sale, Lender or another person may acquire the Property. This Is Imowu as ·foreclosure and snle." ID
any lawsuit for foreclosure and snle; Lender wm have the right to tolleet all costs and disbursements aod
addltlon.1 a1lowanas allowed by law and will have the righl to add all r .....ll1lI1.l. alloraeys' fees 10 tb. amount
owed Lender. which fees sball become part of the Sums S"'lQ'ed.
Lender mal' require immediale payment In full under paragrapb 9.
If the Lend..... Interest in tbls Security Imt..,..,..,t Is held by the Sett<tary and the Seoretary requires
Immediate payment In. fuJI ander ,Paragrnpb 9. the Secretary JI\8J' Invoke the nOl\ludlcial power of snle
provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act'? (12 U.S.C. 3751 d <"'1.) by rCIJUestlng
a foretlosure commissioner desigliated under the Act to commence foreclosure and Ii> sell tb. Property as
provided In tbe Ad. Nothing In the preceding sent..,.. shall deprive the Secretary of any rights otherwise
available to a Lender under tbis Paragraph 18 or applicable law.
19. Lend...•• Obligation to Discharge Ibis Security lDstrament. WIlen Lender bas been paid all anlOlIl\!S du.
under !be Note and under Ibis Security IllSlrumcol, Lender will <liscbarge Ibis Security lustnmleDt by dellYering a
certlficate mting that this Security lastnJlnem has been satisfied. Borrower will not be required 10 pay Lender for the
discharge, bet Borrower will pay all eosts of recording lb. discharge in the proper official =ords.
20. Agreements about New York Lien Low. Borrower will receive all amounts lent by Lender subject to !be
tru.t fund provisions of Seclion 13 of the New York Uen Law. This means Illat if, on Ibe date this Security
lnstrum~t is recorded. construction or oilier work on any building or Dtb~ improvement located on the Property has
not been completed for at 'east four monlb., Borrower will: (A) hold all amounts which Borrower r_Iyed aod which
Borrower has a right to receive from Louder under Ibe Note as. "trust l\md"; and (B) use those amounts 10 pay for
that constructlon or work before Borrower uses them for ""y oilier purpose. The fact t1uU Borrower is holding Illosc
amounts as a •"trust. fundu plCalls thai. for any building Dr other improvemenllocated on the Property Borrower has 8
special responsibility under the Jaw to use the amount in the manner described in this paragraph 20.
21. Riders 10 tbis Security Instrument. If one or more riders are executed by Borrower and recorded together
with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and
supplcmenl the covenants and agreements of this Security Instrument as if the rider(s) were a pan of (hIs Security
Instrument. [Check applicable box(os)].
o Condominium Rider o Growing Equity Rider o Qther [specify)
o Plaoned Unit Development Rlder o Gradul\!ed PayrntDt Rlder
e ....NINY} ""0"
BY SIGNING BELOW, Bonower accepts and agrees to the Ienns contained ill this Security Jnstl\lmellt and in
any rider(s) exec t by BOiWe and recorded with It.
Wltnesses:! •
_ _ _ _ _ _ _ __ _ _ _ (Seal)
-BDrrower
_ _ _ _ _ _ _ _ _ _ _ _ (Seal) _ _ _ _ _ _ _ _ _ _ _ _ (Seal)
-Bonow... -BQlT'Owcr
_ _ _ _ _ _ _ _ _ _ _ _ (Seal)
-Bono'lVa:
--------~---------~)
-Bottowcr
personally known to me or proved to me on the basi. of satisfactory evidence 10 be lbe iruIIvK1ual(s) whose name(sJ
js/are subsnribed 10 rite wirltln lostrument and aclcnowledged to me that they cxecuted Ille ,ame In thei r
capacity(JesJ, and that by thei r .lgnature(s) on the Instrument, the Indivldual(.). or the person upon behalf of
which the individual(s) 3Cted, executed the instrument. ~ '1" ; ) '" j, -1. h
~/J/}tIA£U;/J[V
My Commission Expires; ...
NoW)' Pub '
No;"')' ~~~CAtJsiP
.... Y.ft
Tax. Map Information: a.\IOl~~
eo",,,,...,., 'v'f'res "" ;,,,7
.
.-4NtNY) 11'102.1
.
ASSI(;NMENT OF MORT(YA(~E
Original Lender: Mortgage Elec.trollic Registration Sy))iems, Inc. as nominee [or America
KnoWlhat,
Mortgage Electronic Registration Systems, Inc. as nominee for Lend An.. ,liea. 3300 SW 34th Avenoe Suite 101,
Ocala, FL 34474, assignor,
in consideratlOt1 of the sum of One and Noll DOth Dollars and Qther good valuable coiosilion,ticon dollars, paid by
Wells Fargo Bank. N.A., 3476 Stl'lteview BJvd., Ft. MiIl,SC 29715, Ilssignee
hereby assigns unto the assignee, t\ certain mortgage made by TANDALA MIMs" MlMS, JOHNNIE BELLE, given
to secure payment of the sum of "Fhret bUlldred "a nd scvenjy foor thousand 1hirty seven dollars (S374,031.00) and
interest, da.ted the J otb day o~ May, 2004, recorded on the 2nd day of June, in the office of the City Register of the
city of New Yorl<, at Instrument No. 2004000337126,
covering premises 1167 GRENADA PLACE, BRONX, NY 10466, BRONX rn,rr.lrrv, SBL #BJpck4934 Lot 64,
together with the Assignors beneficial Interest under the Mortgage, find the due and to grow due thereon with the
interest, .
TO IIAYEAND TO HOLD the said Mortgage, ond aIso1he said pr.operty tUllo the Assignee forever, .subject to the terms
contained in said Mortgage.
THIS Assignment is not subject to tlle requirement of Section 275 of the Proporty Law because it is within the
secondary mortgvge market.
IN-W ITNESS WHEREOF) the Assignor has caused these presents to be sign~ its duly Authorized officer this 13th day
of September, 2010.
IN PRESENCE OF
Inre
TANDALA MIMS
aka TANDALA WILLIAMS Chapter 7
Case No. 10-14030-mg
Debtor.
AFFIDAVIT
STATE OF _ _ _~S",o"",u",th"-",C""ar,,,o,,,li~na,,-__ )
1. I am also known by the names Herman Kennerty and Herman Jolm Kelmerty.
Fargo Bank, NA. ("Wells"). I maintain an office and place of business at 3476 Stateview
Boulevard, Fort Mill, South Carolina 29715. As such, I am fully familiar with the facts and
circumstances contained herein. Additionally, I have access to the books and records pertaining
to above-captioned Debtor's loan indentified with loan # ..... .. 025 (the "Loan"), and therefore
3. Wells is in possession of the note dated May 10,2004 (the "Note") in the original
principal amount of $374,037.00, executed by Tandala Mims, Lydia Mims, and Johnnie Belle.
Wells became the holder of the Note on April 14, 2010. I reviewed the original Note on October
27, 2010 and attached hereto as Exhibit "A" is an up to date copy of the Note as of the date of
my review. The copy of tlie Note attached to Wells' motion for relief from the automatic stay
dated September 20,2010 was an outdated copy that was maintained within Wells' computerized
systems.
Systems, 11lc ("MERS"). As sllch, I was du1y authorized to execute the assigmnent dated
assigmnent.
" ~~~
Notary Public
---
r.~"""S:'(J~"""ES 0011""", )
CAROLYN M. EVANS -
NOTARY PUBLIC
SOUTH CAROLINA
EXHIBIT' A' TO AFFIDAVIT OF
KENNERTY
,.
Multistate
NOTE
AP~
May 10. 2004
[Date]
1. PARTIES
ItBorrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means
LEND AMERICA
and its successors and assigns.
2. BORROWER'S PROMISE TO PAY; INTEREST
In return for a loan received from Lender, Borrower promises to pay the principal snm of
Three Hundred Seventy Four Thousand Thirty Seven and no/100
Dollars (U .S. $ 374. 037 . 00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal,
from the date of disbursement of the loan proceeds by Lender, at the rate of Six
percent ( 6.0000 %) per year until the full amount of principal has been paid.
3.. PROMISE TO PAY SECURED
Borrower's promise to pay is secured by a mortgage. deed of trust or similar security instrument that is dated Ibe same date
as this Note and called Ibe "Security Instrument." The Security Instrument protects the Lender from losses which might result if
Borrower defaults under this Note.
4. MANNER OF PAYMENT
(A) Time
Borrower shall make a payment of principal and interest to Lender on Ibe first day of each monlb beginning on
July 1 , 2004 . Any principal and interest remaining on the first day of June 1
2034 , will be due on Ibat date, which is called Ibe "Maturity Date."
(B) Place
Payment shall be made at 201 OLD COUNTRY ROAD. MELVILLE. NY 11747
or at such place as Lender may designate in writing
by notice to Borrower.
(C) Amount
Each monlbly payment of principal and interest will be in Ibe amount of U.S. $ 2. 242 . 54 . This amount
will be part of a larger monthly payment required by Ibe Security Instrument, Ibat shall be applied to principal, interest and
olber items in the order described in Ibe Security Instrumen!.
(D) Allonge to this Note for payment adjnstments
If an allonge providing for payment adjustments is execnted by Borrower together wilb Ibis Note, the covenanls of
Ibe allonge shall be incorporated into and shall amend and supplement Ibe covenants of thls Note as if the allonge were a part of
thls Note. [Check applicable box]
7. WAIVERS
Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of
disbonor. "Presentment" means the right to require Lender to demand payment of amounts due. "Notice of dishonor" means the
right to require Lender to give notice to other persons that amounts due have not been paid.
8. GIVING OF NOTICES
Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given
by delivering it or by mailing it by first class mail to Borrower at the propetty address above or at a different address if
Borrower has given Lender a notice of Borrower's different address.
Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in
Paragraph 4(B) or at a different address if Borrower is given a notice of that different address.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note.
/!
~ MIMS
tvc;?= (Seal)
·BorrOlm
j~~
LYDIA MIifs'
,'Yr-Me-., (Seal)
MBotTower
£ ..
-Borrower
Without Recourse
PAID TO THE ORDER OF ~ WASHINGTON MUTUAl BANK, FA .
~H.~~tJ: FA --By......;~~"",...-Ai'....,.-r~~<:-<;;:;;-:-::-.-eil""'~~:---Bo~:~~
iJEND AMERICA BRENDA F. BRENDLE
IJ.£".. " ~ FIRST VICE PRESIDENT
~LENE DECILLIS ": . Page 2 of 2
, VICE PRESIDENT
CORPORATE RESOLUTION
Be it Resolved that the attached list of candidates are officers of Wells Fargo Home Mortgage a Division
of Wells Fargo Bank NA Org ID: 1000113 a Member of Mortgage Electronic Registration Systems, Inc.
(MERS), and are hereby appointed as assistant secretaries and vice presidents of MERS, and, as such, are
authorized to:
(1) release the lien of any mortgage loan registered on the MERS System that is shown to be registered to the Member;
(2) assign the lien of any mortgage loan naming MERS as the mortgagee when the Member is also the current promissory
note-holder, or if the mortgage loan is registered on the MERS System, is shown to be registered to the Member;
(3) execute any and all docmnents necessary to foreclose upon the property securing any mortgage loan registered on the
MERS System that is shown to be registered to the Member, including but not limited to (a) substitution of trustee on
Deeds of Trust, (b) Trustee ' s Deeds upon sale on behalf ofMERS, (c) Affidavits of Non-military Status, (d) Affidavits of
Judgment, (e) Affidavits of Debt, (I) quitclaim deeds, (g) Affidavits regarding lost promissory notes, and (h) endorsements
of promissory notes to VA or HUD on behalf ofMERS as a requin,d part of the claims process;
(4) take any andall actions and execute all documents necessary to protect the interest of the Member, the beneficial owner
of such mortgage loan, or MERS in any bankruptcy proceeding regarding a loan registered on the MERS System that is
shown to be registered to the Member, including bnt not limited to: (a) executing Proofs of Claim and Affidavits of
Movant under 11 U.S.C. Sec. 501-502, Bankruptcy Rule 3001-3003, and applicable local bankruptcy rules, (b) entering a
Notice of Appearance, (c) vote for a trustee of the estate of the debtor, (d) vote for a committee of creditors, (e) atteod the
meeting of creditors of the debtor, or any adjournment thereof, and vote 00 behalf of the Member, the beneficial owner of
soch mortgage loan, or MERS, on any question tbat may be lawfully submitted before creditors in such a meeting, (I)
complete, execute, and return a ballot accepting or rejecting a plan, and (g) execute reaffirmation agreements; .
(5) take any and all actions and execute all documents necessary to refinance, subordinate, amend or modify any mortgage
loan registyred on the MERS System that is shown to be registered to the Member.
(6) eodorse checks made payable to Mortgage Electronic Registratioo Systems, Inc. to the Member that are received by the
Member for payment on any mortgage loao registered on the MERS System that is shown to be registered to the Member;
(7) take any such actions aod execute such documents as may be necessary to fulfill the Member's servicing obligations to
the beneficial owner of such mortgage loan (including mortgage loans that are removed from the MERS System as a result
of the transfer thereof to a non-member ofMERS). .
I, Wj!liam C Hulonan, being the Corporate Secretary of Mortgage Electronic Registration Systems, Inc., hereby certify that
the foregoing is a true copy of. Resolution duly adopted by the Board of Directors of said corporation effective as of day
16 of August, 2010 which is in full force and effect on this date and does not conflict with the Certificate of IncotpOration
or By-Laws of said corporation.
BACKGROUND INFORMATION
4. POST-PETmON PAYMENT ADDRESS: ONE HOME CAMPUS MAC X2302-04C DES MOINES, IA
50328
9. CONTRACT INTEREST RATE: Fixed 6% (IF INTEREST RATE IS (OR WAS) ADJUSTABLE, PLEASE LIST
THE RATE(S) AND DATE(S) THE RATE(S) WASIWERE IN EFFECT ON A SEPARATE SHEET AND ATTACH
THE SHEET AS AN EXHIBIT TO THIS FORM; PLEASE LIST THE EXHIBIT NUMBER HERE:_J
10. PLEASE EXPLAIN ANY ADDITIONAL PRE-PETITION FEES, CHARGES OR AMOUNTS CH ARGED
TO DEBTOR'S ACCOUNT AND NOT LISTED ABOVE:
'Property Inspection Fees $95.00
Title Work Charge $Iis.oo
Suspense Amount ($2,642.81)
11. DATE LAST PAYMENT WAS RECEIVED: June 4 , 2010 (applied to suspense)
12. ALLEGED TOTAL NUMBER OF PAYMENTS DUE POST·PETITION FROM FILING OF PETITION
THROUGH PAYMENT DUE ON 10/01 /2010 AS THIS 18 A CHAPTER 7 CASE, THERE ARE NOW A
TOTAL OF 7 CONTRACTUAL PAYMENTS NOW DUE.
14. AMOUNT OF MOVANT'S ATTORNEYS FEES BILLED TO DEBTOR FOR THE PREPARATION,
FILING AND PROSECUTION OF THIS MOTION: $650.00
21. AMOUNT OF OTHER POST-PETITION ADV ANCES OR CHARGES, FOR EXAMPLE TAXES,
INSURANCE INCURRED BY DEBTOR ETC.:
Post-Petition MlP/PMI $417.33
Post-Petition City Taxes $751.31
·i
REQUIRED ATTACHMENTS TO MOTION
PLEASE ArrACH THE FOLLOWING DOCUMENTS TO THIS MOTION AND INDICATE THE EXHIBIT
NUMBER ASSOCIATED WITH THE DOCUMENTS ,
'\
CERTIFICATION FOR BUSINESS RECORDS
I CERTIFY THAT THE INFORMATION PROVIDED IN THIS FORM AND/OR ANY EXHIBITS
ATTACHED TO THIS FORM (OTHER THAN THE TRANSACTIONAL DOCUMENTS ATTACHED AS
REQUIRED BY PARAGR.t>,PHS 1.2 AND 3. IMMEDIATELY ABOVE) IS DERIVED FROM RECORDS.
THAT WERE MADE AT OR NEAR THE TIME OF THE OCCURRENCE OF THE MATTERS SET FORTH
BY. OR FROM INFORMATION TRANSMITTED BY. A PERSON WITH KNOWLEDGE OF THOSE
MATTERS. WERE KEPT IN THE COURSE OF 'mE REGULARLY CONDUCTED ACTIVITY; AND WERE
MADE BY THE REGULARLY CONDUCTED ACTIVITY AS A REGULAR PRACTICE.
DECLARATION
C'W'! ( '"ku . . .
<PRINT NAME>
<TITLE>
FREDERICK. MD21701
B6A (OrotbJ Form 4A) (12/07)
2 Family HotJse at 1167 Grenada Place. Bronx, NY Joint tenant 430,000.00 377,676.00
Total> 430,000.00
_0_ contiouation sheets attached to the Schedule orRea1 Property
(Report also on Swnmary of Schedules)
Solrw. ro Copyright (e) 1996-2010 ~ Best Case Soiulions ~ Evanslon, IL. www.bllslca.&e.atm Belli Case Bankruptcy
U6D (ONJd_1 Fof"l'l) 6D) (llJ07)
Stale the lIame, ml:lilin& address, including 2';ip code, and last (our digits of lITIy account number Df all entities holding claims secured by property {lfthe debtor as of
the dale ofming of Ihe petition. The complete aC(:ountnumbcr ofallY account the debtur bas with the creditor i5 useful to the trustee aod !he credilor and may be provided
if tile debror chooses to do 80. List creditors holdiog all types of lecll1'ed mterests silch as judgment Jiem, garnhihments, statutory lienl, mort~.ages., deeds of trost, and
other security interellts.
List creditors in alphabetical order TO the exlCnt practieable. Jf 3 minor child is a creditor, the obild's initials and (be name :md address oflhe child's parent or
gll8rdian. such as "A.B., 8 minor child, by Jobn Doc, guardian.n Do not disclose the child's name. See, 11 V.S.c. §112 and Ftd. R. Bankr. P. lOO7(m). If 1111 secured
credilOrs win not fit OJ) tbis pAge, use the continuation sheet pTOviOed.
If any entity other than & spouse in a joint case may be jointly liable on a c1aim'llaee an ''X" it1. the column labeled "Codebtor" .include tht: cntity on the appropriat~
schedule of creditors, aDd complete Schedule H" Codebtorn.lf a Joint petition is file > state wheUlcr the husband, wire~ both v(them, or themllrital community may be
liable on each elalm by placing an "ll", "W", "r', or "e" in the column labeled "Husband, Wim, loint, or Gommunity",
If !he claim is eontmgent, place an "X n in the column labeled "Contingentft • Ifthc claim is unliquidated, place an ~xn in the column labeled "Unliquidated". ]f the
claim is dis.pult.:d, place an "X" in the column Jabelcd "Disputed". (You may ncoo to place an "X" in mon: than OIlt of these thl'ee columns.)
Totalthc columns labeled" Amount of Claim Without Deducting Value of Collateral" BOd 00Unsccured Portion. if Any· jo the boxes labeled "J'otaJ(sf on Ihc last
sheet oftbe completed schedule. Report the total from the cotwnn Jabeled "Amount of Claim" also 00 the Summar)' ofSchcduJe.s and. iftbe debtor is 8D individual with
.£..rimilrily consumer debts, report 1he total from Ihe eo1nmn labeled "Unsecured Portion on the statistical Summary of Certnm Liabilities lind Related [)ata.
D
U Check this box if dcblor has DO creditors holding secured claims to TCport on tbis Schedule D.
e Hushand Wiflit JoIn or Cornmvnllv C U 0 AMOUNT OF
CREDITOR'S NAME 0 0 N I
0 H DATE CLAIM WAS INCURRED. N L s CLAIM
AND MAILING ADDRESS E T I p WITHOUT UNSECURED
INCLUDING ZIP CODE, •
T
w
J
NATURE OF LJENVAND
DESCRIJ>TION AND ALtiE
I
N
a
u T
u DEDUCTING PORTION,JF
ANY
AND ACCOUNT NUMBER
(See instructions above.) ~ c OF PROPERTY •
E 0
I E
0
VALUE OF
COLLATERAL
Account No. 12044447550154 3/06
SUBmCf TO LIEN N
T •
T
E
0
Value $
Account No.
Value S
Subtotal
-°- continuation sheets attached (Total of this page)
377,676.00 0.00
Software CWynght {c) 1!196--2010 _ Besl Cesa Solution'!;· EVOlIston.ll-W'.vw.bo:o,>lcase.c:om D~t case BanknJplq
UNITED STATES BANKRUPTCY COURT
SOUTHERN DISTRICT OF NEW YORK
ORDER
Wells Fargo Bank, NA, a secured creditor of Debtor, ("Secured Creditor") having moved this Court for an
Order modifYing the Automatic Stay in this proceeding by permitting said Secured Creditor to foreclose on the
mortgage of premises commonly known as 1167 GRENADA PLACE, BRONX, NY 10466, of which the Debtor
The motion having come to be heard before this Court and no opposition having been submitted by
SALVATORE LAMONICA, ESQ., the Chapter 7 Trustee, by the U.S. Trustee, or by DAVID BRODMAN,
ESQ., counsel for the Debtor, and due deliberation having been had, now
Upon Reading and Filing of the Notice of Motion, the Application of Secured Creditor dated November
10,2010, and proof of service upon all necessary parties, upon motion of the Office of Steven J. Baum, P.C., it is
hereby
ORDERED, that as to the Secured Creditor or its successors or assigns, the automatic stay is terminated,
permitting it to foreclose or otherwise pursue its mortgage remedies and rights on the premises commonly known
that may be produced from a foreclosure sale of the property, and will be noticed of any such sale of the property