Академический Документы
Профессиональный Документы
Культура Документы
Search
personalfinance
Posts Wiki
So I have a semester left until I finish my nursing degree. I have a part time job (12 hours a week) at
hospital and I do volunteer work at an old age home.
Right now my income is about $600 a month. At one point I had $3,000 of credit card debt, but I've
paid that off.
But I have no savings - I've been paying for school out of pocket.
The nursing home I volunteer at had a suspected case of corona virus. It turned out to be nothing. My
mother heard, because a friend of a friend of hers lives at that nursing home.
My mother has told me she doesn't want to be exposed to corona virus from me bringing it home
from my job.
I tried explaining that I don't work directly with anyone with a confirmed case. No one I work with has
been confirmed to have the virus. And even if they did, the virus doesn't often kill healthy adults. We
take precautions anyway, like wearing gloves and all that jazz.
She's adamant. This came out of no where. She's always been supportive of me becoming a nurse, I
don't know where this is coming from.
The end result is, is that she's made up her mind. She doesn't want me going to work, school, or my
volunteer position any longer.
I have exactly $200 in savings - I pay her rent every month. I've only ever paid her $100 a month which
is super reasonable - I'm looking at places to rent now and anything decent is $1000 a month or more.
I live in a large city. I don't even have enough for first or last month's rent.
I have a credit card but it only has a $4,000 limit. It's all paid off, but, I don't know if I'd be able to use
that to get a place to live. I should be entirely finished my education by September and I'd very much
like to come to a solution where I can graduate.
I tried looking into student loans, and while I AM eligible, it could take several weeks to receive funds.
My mom brought this up on Thursday, and I agreed to quit school. I'm just lying to her while I figure
out where to live in the event that she kicks me out. I missed 2 days of classes and she was satisfied.
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 1/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
On Monday I may have to speak to my professors about the situation, but I don't know if I can. I'm so
Search
embarrassed and stressed out.
I was hoping that I could get a long term air b and b, but they require your debit card information
instead of credit.
There's no part of me that wants to quit school or my job. But I never thought I'd be in this position.
Student loans definitely seem like the best long term option but according to friends who have taken
them out, it can take several months (1-4 months in their experience) to receive them, and I need them
now. Unfortunately, since I've never applied, I've been advised that the process may take longer than
usual. I've applied already which is great, but my online profile just says "processing" - I've tried to
reach someone at my school's financial aid office, and everyone had left when I tried to call yesterday
so I just left a message.
Hotels are about $150/night unless I get something in the next city over, which wouldn't give me
enough time to get to school and work everyday.
I have today and tomorrow. Monday I have to go to school. I've started packing some clothes just so
there's one less thing to worry about. If the worst happens and I don't know where to go, so far the
only thing I've come up with is calling my mom's extended family and asking for money to put
pressure on her to allow me to stay, but barring that, I have no idea where I'm going to go.
I've read in the past that payday loans are something to avoid, but does it make sense in this situation?
Comment as Jaimex111
SORT BY BEST
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 2/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Folks, please try to stay on-topic (personal finance) and keep your comments respectful.
Search
Thank you.
OP, the "kicked out" wiki page may be helpful (even if you're legally an adult). Please know
there are lots of resources out there to help you.
You can text "HOME" to 741741 in the US to communicate with a Crisis Text Line volunteer
anytime, about any type of crisis. You would be connected with a Crisis Responder, a person
trained to bring texters from a hot moment to a cool calm through active listening and
collaborative problem-solving.
In most of the US, you can also call 211. They can help connect you with resources.
Right after you go explain what has happened to your professors Monday your next stop
should be to your schools financial aid office. Go in and explain to them and they may have
grant or scholarship money or be able to expedite the process of getting you loan money to
get a place. Also look into temporarily rooming with friends, even just couch surfing for a
week can buy you enough time to square things away and get a place.
I looked at their website and they do have an emergency assistance loan, but it's only
available once the last student has paid it off. IDK how reliable that will be.
I'm dreading having this conversation with my professors but I don't see how I can avoid it.
Having some room to deal with this throughout the week is going to be necessary. I can't
think of anything to get money immediately just in case.
Share
Is the volunteer position something you have to do for school or could you quit that?
Your mom is being unreasonable, but maybe she’d be satisfied with that?
Share
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 3/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Share
Search
Share
Share
It may not seem like it, but there are very few real rules in college. Your professors
and faculty make the rules, and they can make HUGE exceptions. If you're a good
student and you're in real trouble, most professors will help you.
And I'll let you in on a little secret: No college wants someone dropping out
one semester from graduation. They want to graduate their students. People
will help you. Talk to your professors. Talk to your dean. Talk to your
academic advisor. If you need to miss a class to talk to these people, do it.
Trust me, they will help you.
Also, and I know you're really scared right now, but you're going to be ok. You're
actually in a pretty good position:
1. Even if the worst case scenario happens and you have to get a full time job
to pay your bills, you only have one semester left. You can take one or two
classes at a time for a little while, and you'll get it done. I did this.
2. You currently have no student loans. If you have to take out loans, even for a
year and half (assuming you're also working full time taking a couple classes
at a time), you'll still graduate with relatively little loan debt. You can pay that
off in no time.
I know this is really scary, but you're going to make it. The finish line is in sight.
You will cross that finish line, even if you have to limp over it a little more slowly
than you thought. It will be ok!
Share
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 4/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
I know this seems harsh and I really empathize with the position you are in, but if
you allow yourself to be bullied by your mother in this way over a mostly irrational
fear, so irrational that she wants her daughter to give up a career that she is
almost through training for, what does that say about your ability to remain
ethical and professional when you are in the medical field and under an intense
amount of pressure. That is how the person giving the reference is probably going
to view this, even if that's not an entirely accurate picture.
You need to call her bluff, but if you have any friends that will allow you to couch
surf in an emergency have them on standby. You need to finish your education
and then get the hell out. Come home to sleep, and that's it. If worse comes to
worse, I've slept in my car. It sucks but it's temporary.
Has she ever tried to sabotage you before? A friend of mine has a mom that does
this, and it's so hard for her to see it when it's happening.
Share
And ignore this persons advice. Students are just that- students. The adult
world does not expect an adult student to be able to work for free. This is
essentially a scam to get free labor. Hospitals don’t care that you volunteered
in a nursing home. Those references are helpful to get you into nursing school
but useless beyond that.
Share
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 5/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
easy as boomers pops are exploding. I've seen people that have been
Search
terminated let back on :)
Share
2 more replies
The person who controls if she has a roof over her head is threatening to kick
her out if she doesn’t do what she says.
This means that’s a card her mother is willing to play and she should get out as
soon as possible
Share
1 more reply
Share
1 more reply
1 more reply
I looked at their website and they do have an emergency assistance loan, but it's only
available once the last student has paid it off. IDK how reliable that will be. It exists, it's
worth looking in to.
I'm dreading having this conversation with my professors but I don't see how I can avoid it.
You cannot, at least not if you want to graduate on time. If I thought they'd see it (don't
know your school/program size) I might even go so far as to email them all together
with a summary, questions I have and what I needed (if anything).
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 6/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Share
Search
At my college, students who "face risk of homelessness" are allowed to apply for
special academic and financial assistance.
Share
Share
Share
The Financial Aid office should be able to lay out all of your options. I can pretty much
guarantee you won't be the first person they've had to help in a situation like this. You
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 7/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
may also need to speak with someone in your nursing program, but your professors
Search
may be able to give you an idea if that is necessary or not.
Share
Share
As for the FA office only being open when you’re in class, stop with excuses and just go.
Not trying to be harsh, but if you start down this road with an “everything is a roadblock;
poor me” mindset, it will be a self-fulfilling prophecy.
In an extreme case, email the FA office and ask for an appointment outside normal
hours. They, too, want you to succeed.
Share
problems with giving you the incomplete and letting you sort your shit out.
Search
Seriously, this isn't a big deal.
2. You need money. Once you are approved, you can get financial aid. FILL OUT THE
FAFSA right now. This MUST be done. do it on your phone or whatever.
3. you need to go talk to your financial aid office. Skip half of your first class to do
this, because on the list of things that have to happen, this is the most time
sensitive.
So, steps:
2, 3, 1. In that order. do this monday. and stop by your advisors office after financial aid
to let them know what you're dealing with. You'll more than make up the damage of
loans as a nurse and if you get antsy, there's travel nursing, which will effectively
doubleish your salary.
Share
Also tell your mother that she is jepordizing Your future. Is that what she wants? For you
to be a college dropout with no job and no future? ( we Are exaggerating here for effect
of course.)
Share
Share
Tell them first thing Monday then miss class to go to the financial aid office. Check your
school’s website for folks looking to rent a room out. Ask your professors if they know
anyone looking to trade nurse assistant care for lodging. Apply for food stamps and
section 8 housing. Look for womens shelters. Contact food pantries rather than buying
groceries. Quit your volunteer job for more hours at your paying job.
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 9/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Avoid your credit card except for total necessities. Credit card is waaay better than a
Search
payday loan.
Do whatever you can to keep from dropping out. Nursing is a great job and will get you
on your feet quickly. Quitting school will derail your life.
The problem is that the financial aid office is only open during hours I have class.
When we are stressed out we don’t think straight. You already missed 2 days and are
talking about missing all the other days by quitting. You can miss a class to go to the aid
office. Also talk to your professors. They are vested in your success!
Share
1 more reply
Share
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 10/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Search
rightioushippie 1 point · 3 hours ago
Is there any student housing at your school? They may be able to put you in a dorm
room. My school offered to put me in an emergency dorm room after a terrorist attack
in my city made my place unlivable.
Share
7 more replies
The dean of students office at my university offers emergency loans, and they can work
with other campus entities to help you with financial aid and housing. I know mine has
helped expedite financial aid when needed.
Share
Share
1 more reply
Don't quit school, especially so close to finishing. You'll have to get a regular job, but once
finished you'll have a great job immediately.
If you're paying rent stick it to her when she tries to kick you out. Look up state laws for
renting. 30 days written notice is required where I live. In that time you should be able to
figure something out.
She can't just kick you out over night if you pay rent.
But my mom's not a landlord. We don't have a contract and I've just giving her cash or an e
transfer. It was all very informal. She could easily dismiss it as "she was contributing to the
household or paying me back for something."
Share
Search
Remember she's kicking you out over being scared she might catch the flu. Stick up for
yourself it's one of the most absurd reasons I've ever heard for getting kicked out of
housing.
Share
Share
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 12/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Share
Share
Share
2 more replies
1 more reply
1 more reply
Share
Share
1 more reply
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 13/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
She could easily dismiss it as "she was contributing to the household or paying me
Search
back for something."
If it gets that far, likely it would have to go to court anyway which takes time. But even
then, typically renters have rights even without a formal lease. Courts aren't just going
to accept that at face value without asking questions. Just because she says it, doesn't
mean that the court or police will believe her.
Also, if it comes to family, then a concept called ejectment may apply and regular
eviction procedures may not.
What happens if I just refuse to leave?
You should find someone in your area who can give a more specific answer here,
however if you have some kind of proof of residence (an ID with the address is great, but
bills, school records, or other documents you've received at this address can suffice), the
police won't forcibly remove you and they'll tell the landlord to get an eviction order
through the courts.
Share
Share
Share
Share
4 more replies
Don't quit!
Your school likely has resources you can use to find and possibly emergency fund a
reasonable place to live.
Do inform your professors of your situation, they'll be more likely to work with you if you level
with them. Hell, they might even offer you the couch in their office.
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 14/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Dont give up. It sounds very much like this is what you want to do with your life.
1 more reply
First and foremost, it sounds like you have your priorities straight i.e. finish your education.
As a fellow Canadian I'll throw some ideas out here that might not occur to non-Canadians as
well as a couple general ones.
Do any of your class mates have a shared rent that they've had someone drop out? I'm
sure they would be more than willing to split the rent on a 3 bedroom 3 ways instead of
two for the rest of the semester.
Put a post up on Kijiji or something similar looking for a room to let for the rest of the
semester. As my wife said when I showed her your story, you're the kind of person we'd
love to help out.
While you say you don't have any family or friends who could give you a roof in the city,
do you have anyone, aunts, uncles, grand parents etc. who would be willing to help you
a bit financially for a few months to GET a roof?
In addition to talking to your university's finance department, talk to your province's
Social Development department, or whatever it's called there. It's possible that they may
have subsidized housing available for a fraction of what normal rents would be. They
may have some short term student assistance available as well.
If you get a roof and can continue your studies but find the pantry bare, swallow your
pride and stop by the local food bank. They WANT to help. When you're out making good
money as a nurse simply return the favor either by helping out or donating as you can.
At the end of the day, the last two options may be the most contentious and hard to swallow
personally. Just remember, situations like yours are the reason our social safety net was built
in the first place. After all, the government stands to get a better return on investment in the
form of lifetime taxes for a well paid nurse that they had to help out for six months than a
lifetime of menial work because you didn't finish your degree. And they're looking at getting
another much needed RN/LPN (not sure what level your degree is) than just another mouth
playing the system.
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 15/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
You’ve just learned something vital - parents are not always right. If she is wanting you to drop
Search
not just a job but a highly respectable career, I think you have to be done with her.
Don’t try to rent with no income- hopefully you can couch surf with friends or something. Is
there possibly a cot available at your job?
This is honestly the worst story I’ve ever heard... i have to think your friends and community
will be sympathetic for the short term
No. I don't really have a lot of friends. It's a little sad. The last time someone texted me was
maybe two weeks ago? It would be inappropriate and out of no where to ask anyone I'm in
contact with for a bed to sleep in.
I try but nothing seems to click. Anyway, no, I don't really have friends, and my family is
small, no one else in this city except my mom.
Share
Plus if you start asking around now, you have a better chance at finding something
because you will be able to talk to more people. Yes, it will be embarrassing, but your
mom is the one who should be embarrassed not you. That would be how i recommend
you look at it.
Where to look for a place to stay: classmates, your professors (gently say you are out of
a place to live and have no loans. They are people and want you to succeed. You might
get lucky that someone has an empty spare room. You can simply say "I'm looking for a
place to stay while i get on my feet so that i can finish school. If you know of anyone with
a spare room please let me know." Emphasize you are clean, respectful, polite, flexible,
etc. Lastly, ask classmates if their parents or relatives have a spare room. It gets more
likely when their kids are older and parents want to see kids/students make it.
Finally, might your mom calm down slightly and be willing to compromise? Maybe you
could end your volunteering with patients and tell her you will only consider taking
nurse jobs that dont interact directly with patients? You could buy time and get your
loan money and move out or something else.
Good luck and hang in there. Everyones life throws them curves but you almost never
see other people's! Worse case if you took a semester off, if school lets you pick back up,
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 16/18
8/3/2020 [Employment] My mother is kicking me out of the house if I don't quit my job/career/education. I don't know what makes more financial sen…
Share
Second best case scenario is that she means it but I lie to her.
Third best case is that she means it and tries to get me to leave but no one takes her
seriously.
Fourth best case is that I get kicked out and my school has some kind of emergency
program. I've checked online and in the past a lot of students have taken to
alternating between libraries to sleep in.
No, I'm just accurately assessing the appropriate response to a stranger asking you
to live with them. I didn't emphasize this issue, because it's not central, but I live in
near isolation socially. It's not a matter of other people's good will, it's a matter of not
having anyone to ask this of. And, about a year ago, my phone got wiped. I had some
acquaintances, we'd exchange happy birthdays, but had otherwise grown apart. I lost
their phone numbers. None of them have cared enough to stay in contact that I've
even had a text back from them to re-learn what they're phone numbers were. It was
a tough pill to swallow - I was carrying the entire friendship or conversation and none
of them cared... it was the end of those friendships, when I lost their numbers,
because effort only went one way. Some of those people I've known since grade
school, and, if I had to, they'd be the ones to ask. At least they know me. I found one
on facebook and she's moved to a different city. None of the others I even know how
to reach anymore. Who else do I have? Maybe the numbers of ex boyfriends? The guy
who abused me and the other one who cheated? I've made the mistake in my life of
dedicating too much social effort to having boyfriends and not enough to creating a
network of friendships. I've been trying especially since I realized no one's texted me
since the phone incident, but it's really hard to make friends.
I understand you mean to be helpful, but I wish you believed me when I say I have no
one. If my class mates even knew my name I'd be surprised.
Share
Share
Share
Share
Sorry, it’s hella weird. I wouldn’t even consider it if I was asked that by
someone I barely knew.
Share
Share
1 more reply
1 more reply
https://www.reddit.com/r/personalfinance/comments/ff0uay/employment_my_mother_is_kicking_me_out_of_the/ 18/18