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Harish Chand

Delhi LIC Agent

577, GH-9, PASCHIM VIHAR


NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Jeevan Anand
. . . . a life free of worries

20/11/2010

Illustration specially customized for Mr. Amit Malik Aged 30 Years.

Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.

Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.

The highlight of this plan is that even after the maturity of the policy the coverage on your
life continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.

General Terms of this Plan

Minimum Age At Entry 18 years completed

Maximum Age At Entry 65 years (Age Nearer Birthday)

Maximum Premium 75 years (Age Nearer Birthday)


Ceasing Age

Premium Paying Term 5 years to 57 years

Minimum Sum Assured Rs. 1,00,000

Maximum Sum Assured No Limit

Double Accident Exclusively available upto Rs.5,00,000 during the Premium


Benefit paying term and thereafter upto age 70. No additional
premium is required to be paid

Loans Available after payment of 3 full years premiums


Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR


NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

A Proposal Jeevan Anand for you

Sum Proposed : Rs.1000000 Premium Payable For : 20 Years Premium Payable : Monthly

Basic Premium : Rs.4912 Rider Premiums : Rs.0 Total Premium : Rs. 4912
* #
Interim Bonus Rate : 41 Assumed Bonus Rate : 41 Step Rate :0

Sec.80 CCE Inv. Limit : Rs.100000 Sec.80 CCE Tax Rebate : 42.99%

Rider Details

Sr. Prem.
No. Rider Name Sum Term Term Premium
1 Double Accident Benefit 500000 20 20 Built-in

Insurance Facts

Risk Cover Annual Tax Nett Returns New Loan Total Loan
Year Age Normal Accident Premium Saved Premium From L.I.C. Available Available

2010 30 1041000 1541000 58944 25340 33604 0 0 0


2011 31 1082000 1582000 58944 25340 33604 0 0 0
2012 32 1123000 1623000 58944 25340 33604 0 43000 43000
2013 33 1164000 1664000 58944 25340 33604 0 39250 82250
2014 34 1205000 1705000 58944 25340 33604 0 34250 116500
2015 35 1246000 1746000 58944 25340 33604 0 38750 155250
2016 36 1287000 1787000 58944 25340 33604 0 44250 199500
2017 37 1328000 1828000 58944 25340 33604 0 50000 249500
2018 38 1369000 1869000 58944 25340 33604 0 56750 306250
2019 39 1410000 1910000 58944 25340 33604 0 64000 370250
2020 40 1451000 1951000 58944 25340 33604 0 72250 442500
2021 41 1492000 1992000 58944 25340 33604 0 74000 516500
2022 42 1533000 2033000 58944 25340 33604 0 83500 600000
2023 43 1574000 2074000 58944 25340 33604 0 94000 694000
2024 44 1635000 2135000 58944 25340 33604 0 107000 801000
2025 45 1681000 2181000 58944 25340 33604 0 122000 923000
2026 46 1727000 2227000 58944 25340 33604 0 146500 1069500
2027 47 1773000 2273000 58944 25340 33604 0 165500 1235000
2028 48 1829000 2329000 58944 25340 33604 0 186500 1421500
2029 49 1890000 2390000 58944 25340 33604 0 210500 1632000
2030 50 1000000 1500000 0 0 0 1890000 212750 212750
2031 51 1000000 1500000 0 0 0 0 11000 223750
2032 52 1000000 1500000 0 0 0 0 11500 235250
2033 53 1000000 1500000 0 0 0 0 10000 245250
2034 54 1000000 1500000 0 0 0 0 13750 259000
2035 55 1000000 1500000 0 0 0 0 12250 271250
2036 56 1000000 1500000 0 0 0 0 12500 283750
2037 57 1000000 1500000 0 0 0 0 12750 296500
2038 58 1000000 1500000 0 0 0 0 13000 309500
2039 59 1000000 1500000 0 0 0 0 13250 322750
2040 60 1000000 1500000 0 0 0 0 13500 336250
2041 61 1000000 1500000 0 0 0 0 13750 350000
2042 62 1000000 1500000 0 0 0 0 13500 363500
2043 63 1000000 1500000 0 0 0 0 14000 377500
2044 64 1000000 1500000 0 0 0 0 14000 391500
2045 65 1000000 1500000 0 0 0 0 14000 405500
2046 66 1000000 1500000 0 0 0 0 14000 419500
2047 67 1000000 1500000 0 0 0 0 14000 433500
2048 68 1000000 1500000 0 0 0 0 14250 447750
2049 69 1000000 1500000 0 0 0 0 14000 461750
2050 70 1000000 1000000 0 0 0 0 14000 475750
2051 71 1000000 1000000 0 0 0 0 13750 489500
2052 72 1000000 1000000 0 0 0 0 13750 503250
2053 73 1000000 1000000 0 0 0 0 13500 516750
2054 74 1000000 1000000 0 0 0 0 13500 530250
2055 75 1000000 1000000 0 0 0 0 13250 543500
2056 76 1000000 1000000 0 0 0 0 13000 556500
2057 77 1000000 1000000 0 0 0 0 12750 569250
2058 78 1000000 1000000 0 0 0 0 12250 581500
2059 79 1000000 1000000 0 0 0 0 12250 593750
2060 80 1000000 1000000 0 0 0 0 12000 605750
2061 81 1000000 1000000 0 0 0 0 11500 617250
2062 82 1000000 1000000 0 0 0 0 11250 628500
2063 83 1000000 1000000 0 0 0 0 10750 639250
2064 84 1000000 1000000 0 0 0 0 10750 650000
2065 85 1000000 1000000 0 0 0 0 10250 660250
2066 86 1000000 1000000 0 0 0 0 9750 670000
2067 87 1000000 1000000 0 0 0 0 9500 679500
2068 88 1000000 1000000 0 0 0 0 9250 688750
2069 89 1000000 1000000 0 0 0 0 9000 697750
2070 90 1000000 1000000 0 0 0 0 9000 706750
2071 91 1000000 1000000 0 0 0 0 9000 715750
2072 92 1000000 1000000 0 0 0 0 8750 724500
2073 93 1000000 1000000 0 0 0 0 9250 733750
2074 94 1000000 1000000 0 0 0 0 11750 745500
2075 95 1000000 1000000 0 0 0 0 10250 755750
2076 96 1000000 1000000 0 0 0 0 19500 775250
2077 97 1000000 1000000 0 0 0 0 19000 794250
2078 98 1000000 1000000 0 0 0 0 43750 838000
2079 99 1000000 1000000 0 0 0 0 0 0
2080 100 1000000 1000000 0 0 0 0 0 0

1178880 506800 672080 1890000


Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR


NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Benefits Summary*

Minimum Risk Cover (Normal) Rs. 1041000

Minimum Risk Cover (Accidental) Rs. 1541000

Maximum Risk Cover (Normal) Rs. 1890000

Maximum Risk Cover (Accidental) Rs. 2390000

Annual Tax Savings (Sec. 80 CCE) Rs. 25340

Total Premium to be paid Rs. 1178880

Maturity Amount in 2030 Rs. 1890000

Free Risk Cover from 2030 Rs. 1000000


onwards for Lifetime

Free additional accidental cover


Rs. 500000
from 2030 to 2050 ,when you
reach age of 70 yrs

1. '*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2011

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.