Housing Development Finance

Corporation Bank

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 Introduction Of Group
Serial Number Name

1. Pratiksha Kandari
2. Ajay Sharma
3. Riya Verma
4. Sumit Kapoor
5. Sunidhi Dhiman
6. Ram Karan
7. Akanksha Thakur
8. Bindakshi Bhuria
9. Pallavi sharma
10. Aditi Dhiman
11. Sarthak Aggarwal
12. Harsh Chauhan

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  About HDFC
 In 1997 by Mr. Hansmukh bhai Parakh
Founded
August, 1994
Incorporation
As a schedule bank in January 1995.
Start of Operations
Mumbai , India
Registered Office
NSE, BSE, NYSE
Listed at
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 Vision , Mission & Objective
• To be customer driven best managed enterprise that enjoys market leadership in housing
Vision related finance.

• HDFC Bank's mission is to be a “World Class Indian Bank”.

• Benchmarking themselves against international standards and best practices in terms of
Mission product offerings ,technology, service levels, risk management, audit and compliance.

• The objective is to build sound customer franchises across distinct businesses.

• To be the preferred provider of banking services for target retail and wholesale customer
Objective segments, and to achieve healthy growth in profitability, consistent with the bank's risk
appetite.

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 Key Personnel Of HDFC

Group Head of Equities, Private Banking, Third

MD & Director Chief Financial officer Party Products, NRI & International Consumer
Business
Mr Sashidhar
Mr. Aditya Puri Mr Abhay Aima
Jagdishan

Executive VP & Regional Group Head of Branch Banking, Group Head of Digital
Government & Institutional Business - E-
Head of Branch Banking commerce Banking
Mr Atul Barve Mrs Smita Bhagat Mr Nitin Chugh

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 Product & Services Offered by HDFC
1.
Travellers
Cheques
9. 2. Credit
Insurance cards

8. Foreign
Currency 3. Home
Cheque Products Loans
Deposit
&
Services

7. Foreign 4.
Currency Personal
Cash Loans

6. Mutual 5. Trade
Funds Services

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 SWOT ANALYSIS

STRENGTH WEAKNESS OPPORTUNITY THREAT

HDFC bank doesn’t have Slightly increasing Non

High degree of customer Improved bad Performing Assets
strong presence in Rural
satisfaction debts portfolio
areas
Increasing nonbanking
financial companies &new
Better asset quality age banks
Preferred card for online The bank focuses mostly on
parameters over other
shopping and transactions high end clients
banks The government banks are
trying to modernize to
compete with private banks
Lacks in aggressive Greater scope for
2nd Largest private banking RBI has opened up to 74%
marketing strategies like acquisition and strategic
sector for foreign banks to invest
ICICI alliances
in Indian market

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 Key success factors for company
 Increasing market share
 Stable net interest margin
 Underpenetrated market
 Provides overall convenient services
 Quick to learn and adept to the market
 Increasing reach in non-urban areas

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Key external factors which affects the company

 Political Factor
 Economic Factor
 Socio Cultural Factor
 Technological Factor
 Environmental factor
 Legal Factor

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