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De La Salle University- Dasmariñas

HIGH SCHOOL

PERFORMANCE TASK IN GENERAL MATHEMATICS


First Semester 2019-2020 (FINALS)
PROJECT TITLE: INTEREST BASED ON DIFFERENT PAYMENT SCHEMES
GOAL:
The students should be able to:
 identify different types of interest;
 present different payment schemes applying concepts on simple and compound interest;
 justify the advantages and disadvantages of each payment scheme presented
ROLE: DEPOSITOR/SALES AGENT
AUDIENCE: CLIENTS/CONSUMERS
SITUATION:
1. The students should work in group of 5-6 members.
2. Each group will be assigned to present different mode of payments in any of the following
business transactions:
a. Opening a Bank Account
b. Purchasing Appliances
c. Purchasing Gadgets (example: laptops, cellphones)
d. Acquiring a Car
Mode of Payments:
a. Having Simple Interest with the following terms: one (1) year and two (2) years
b. Having Interest compounded monthly, quarterly, and semi-annually for (a) two (2)
years and (b) five (5) years
3. Justify the advantages and disadvantages of availing each mode of payment presented.
PRODUCT: A Comparative Presentation of Different Modes of Payment in Acquiring Appliances,
Gadgets, Car/Vehicle or Having Bank Deposit Preferences
STANDARD: The performance task will be graded according to the following criteria:
CRITERIA/POINTS 5 4 3 2 TOTAL
The solution
The solution The solution
completely The solution did
completely addresses some
addresses all not address
addresses all but not all
mathematical mathematical 5
UNDERSTANDING mathematical mathematical
components components
components components
presented in the presented in the
presented in the presented in the
task with minimal task.
task. task.
errors.
Uses a strategy There were so
Uses a very
Uses a strategy that is partially many errors in
efficient and
that leads to a useful, leading mathematical
STRATEGIES & sophisticated
solution of the some way toward procedures that 5
PROCEDURES strategy leading
problem but with a solution, but not the problem
directly to a
minimal errors. to a full solution could not be
solution.
of the problem. solved.
Makes a
mathematically Verifies solution Present No conclusions
relevant and/or evaluates conclusions drawn and
observations and/or the reasonableness without valid evidence of
REASONING 5
connections of the solution but evidences of mathematical
supported with with insufficient mathematical reasoning not
sufficient evidences. reasoning. presented.
evidences.
There is an There is no use,
There is a clear, There is an
appropriate use of or mostly
effective incomplete
accurate inappropriate use
COMMUNICATION explanation explanation, it 5
mathematical of mathematical
detailing how the representation but may not be clearly
terminology and
task is done. with minimal errors. presented.
notation.
TOTAL 20
Performance Task_Finals
De La Salle University- Dasmariñas
HIGH SCHOOL

PERFORMANCE TASK IN GENERAL MATHEMATICS (FINAL TERM)

GROUP NO: 2 SECTION: ABM 13


GROUP MEMBERS:

Baco, Joyce Ann Henson, Anndria


Castro, Alliah Quinto, Remadel Penelope
De Jesus, Josh Ivan

I: TITLE: PAYMENT PROPOSAL FOR WIGO 1.0 TRD- V8- 003 (CAR LOAN)

A. SIMPLE INTEREST

TERM: ONE YEAR TERM: TWO YEARS


Formula: I=Prt Formula: I=Prt

Given: Given:
P= Php 681,000 P= Php 681,000
r= 34.94% or 0.3494 r= 34.94% or 0.3494
t= 1yr. t= 2yrs.

Solution: Solution:
I= (681,000)(0.3494)(1) I= (681,000)(0.3494)(2)

I= Php 237,941. 4 I= Php 475,882.8

B. COMPOUND INTEREST
TERM: TWO (2) YEARS

MONTHLY QUARTERLY SEMI-ANNUALLY


mt mt mt
r r r
Formula: A=P 1+ ( ) m
Formula: A=P 1+ ( )
m
Formula: A=P 1+ ( )
m

Given: Given: Given:


P= Php 681,000 P= Php 681,000 P= Php 681,000
r= 34.94% or 0.3494 r= 34.94% or 0.3494 r= 34.94% or 0.3494
m= 12 m= 4 m= 2
t= 2yrs. t= 2yrs. t= 2yrs.

Solution: Solution: Solution:


(4)(2) (2)(2)
0.3494
(12)(2 )
0.3494 0.3494
A=681000 1+ ( 12 ) A=681000 1+ ( 4 ) A=681000 1+ ( 2 )
A: Php 1,356,118.98 A: Php 1,330,766.88 A: Php 1,296,746.21

TERM: FIVE (5)YEARS


mt mt mt
r r r
Formula: A=P 1+ ( ) m
Formula: A=P 1+ ( )
m
Formula: A=P 1+ ( ) m

Given: Given: Given:


P= Php 681,000 P= Php 681,000 P= Php 681,000
r= 34.94% or 0.3494 r= 34.94% or 0.3494 r= 34.94% or 0.3494
Performance Task_Finals Page 2 of 4
De La Salle University- Dasmariñas
HIGH SCHOOL

m= 12 m= 4 m= 2
t= 5yrs. t= 5yrs. t= 5yrs.

Solution: Solution: Solution:


(12)(5 ) (4)(5) (2)(5)
0.3494 0.3494 0.3494
A=681000 1+ ( 12 ) A=681000 1+ ( 4 ) A=681000 1+ ( 2 )
A: Php 3,810,867. 20 A: Php 3,635,250. 04 A: Php 3,407,350. 42

II. REFLECTION: (Present Advantages and Disadvantages of each Scheme of Payment)

“The advantage of simple interest is that it is easier to find short term loans and when you have to borrow
money. While the disadvantage, is that if the interest is high then the borrower will pay more.”
>>Alliah Castro

“Regards to our topic, which is the car loan or acquiring a car, for simple or compound interest, the more
that you are given the time or years to pay then the higher it will be. The advantage of this is that you can
pay it in at least low payment or the original price if ever you have the enough money to pay the price.
Otherwise, the disadvantage of this is that if you don’t have enough money to pay then you have to loan it
in the bank but there’ll be an interest.”
>>Penelope Quinto

“Compound interest makes your money grow faster because interest is calculated on the accumulated
interest over time as well as on your original principal. Compounding can create a snowball effect, as the
original investments plus the income earned from those investments grow together. It is great investments
but when it comes to loans it is bad.”
>>Ivan De Jesus

Performance Task_Finals Page 3 of 4


De La Salle University- Dasmariñas
HIGH SCHOOL

III. PARTICIPATION IN THE GROUP ACTIVITY

GROUP MEMBERS PARTICIPATION/CONTRIBUTION SIGNATURE


Baco, Ann Solved the monthly and semi-
annually of compound interest for 2
years, and made a reflection regards
to the topic.
Castro, Alliah Solved the simple interest for 1 year
and made a reflection regards to the
topic.
De Jesus, Ivan Solved the monthly and semi-
annually of compound interest for 5
years, and made a reflection regards
to the topic.
Henson, Anndria Solved the simple interest for 2 years,
and made a reflection regards to the
topic.
Quinto, Penelope Solved the quarterly of compound
interest in 2 and 5 years, and made a
reflection regards to the topic.

Performance Task_Finals Page 4 of 4

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