Vocabulary

1.Deposit =to put money into a bank account

She is depositing her paycheck in the bank.

2.Transfer=to move money from one place to another – usually electronically

I need to transfer some money to my savings account.

3.Balance =the amount of money in your account

You can check your balance by using this app.

4.Withdraw

to take money out of your account

She has just withdrawn money from the ATM.

5.Bank statement= a record of all the money deposited into and withdrawn from a bank account during a
particular period

Bank statements are typically sent out in the post or can be accessed online.

6. Savings account= an account which pays interest on your savings

There is a minimum opening balance of $100 for a savings account.

Exercise

Bank Clerk:Good morning, sir. May I help you?

Nathan: Yes, I’d like to open a (1). Do I need to provide any documents?

Bank Clerk

You need to show one valid ID.

Nathan:No problem, I have my driver’s license with me. Can I (2) money from this account into another
account without charge?

Bank Clerk:Yes, there is no charge to transfer money between accounts, sir. You can also (3) and (4)
money at our ATM 24 hours a day. You can use the ATM to check your (5), too. Each month we will
send you a (6) by post.
Questions:

1. What do you think of online banking?

2. If given the opportunity, would you like to work at a bank? Why? Why not?
3. Does your bank offer you good services? How so?
4. Have you ever used a foreign bank? If so, what was your experience like?
5. Do you think it is good to save up money in a bank? Why? Why not?
6. When you were a child, what did you want to be when you grew up?
7. What are the positive or negative things about being a child?
8. Do you think that children are different today from the time when you were child? Or from 50
years ago? 100 years ago?
9. What is most annoying or amazing thing about children?
10. What is the most important thing that we need to teach children?
11. Do you think that children are naturally good? Why or why not?
12. What were some important experiences that you had when you were child which shaped you as a
person?
13. Why do you think children commit violent crimes?
14. Do you think children are more violent today than they used to be? Why?
15. What was your favorite game when you were a child?
16. Do we have to answer children's questions even if they are inappropriate ones?
17. Is it better to err on the side of strictness or leniency with children?
18. Who should be primarily responsible for taking care of children? Wife? Husband? Grandparents?
Relatives? Day-care center?
19. What are the most important lessons to teach young children at home? Older children?
20. Is childhood the best time of life?
21. Who raised you? Your parents or grandparents or another family member?
22. Are you close to your parents? Do you get along well with your parents?
23. What did your family like to do together when you were a child?
24. What are your fondest childhood memories?
25. What are your earliest childhood memories?
26. What were your favorite games as a child?
27. How did you play as a child?
28. Who was your best childhood friend?
29. What was the most important lesson your parents taught you?
30. Should children be paid for household chores?
31. Can you remember doing anything that got you into trouble? What was it? How were you
punished?
32. Should children be spanked? Why or why not?
33. What was your favorite toy?
34. What was your favorite toy as a child?
35. Do you think children today are under more pressure?
36. Do you think parents today have less time for their children?
37. Do you think video games are a bad influence on children?
38. Do you think children watch too much television?
39. Do we have a responsibility to correct children when their parents aren't around and they are
misbehaving?
40. Do you think it is important for children to learn English and their family's native language?
Why?
41. How do you think children can learn through play ?
42. What are basic children's rights?
43. At what age should discipline be introduced to children?
44. Can you tell when a child is being honest or trying to get away from something? How?
45. Did you have any accidents at home as a child? If yes, what happened?
46. What's something children do that you'd like to be able to do it too?
47. What's the cutest thing you think children do?
48. What's a bad thing you think children do?
49. What kind of games do you like to play these days with children?
50. Do you agree that children nowadays are smarter then the children from some decades ago used
to be?
51. What are you never going to allow, or have never allowed, your children to do?
52. Is there a best time to have children?
53. If yes, when do you think that is?
54. When is it OK for little girls to wear makeup?
55. What do children use their cellphones for?
56. Will you give one to your children?
57. After what age?
58. Can you describe each room of your house?
59. What does the outside of your house look like?
60. Where do you park your car at your house
61. Do you like the place where you are living? Why or why not?
62. What is your favorite room in your house? Why?
63. How are homes different in your home country and in this country?
64. How have you changed your home since you've started living there?
65. How long have you lived where you are living now?
66. How many different homes have you lived in?
67. Which one did you like the best? Why?
68. Which one did you like the least? Why?
69. How many rooms are there in your house?
70. How much is your rent? (Some people may not consider this to be a polite question.)
71. If you could change anything about your present home, what would it be?
72. Is your home in a convenient location?
73. What changes would you like to make to your home?
74. What do you like about your home? What don't you like?
75. What do you think is the worst color for a living room?
76. What is in your bedroom?
77. What things in your home couldn't you live without?
78. What things in your house could you easily live without?
79. Where would your dream home be?
80. What would it be like inside and out?
81. Which room do you spend the least time in?
82. Which room do you spend the most time in?
83. Who are your neighbors?
84. Do you get along well with your neighbors?
85. How well do you know them?
86. What have you done with your neighbors?
87. Who lives with you? / Who do you live with?
88. Would you prefer to live in a house or an apartment? Why?
89. Is every house a home?
90. What makes 'a house' into 'a home'?
91. Have you ever been homesick?have you changed anything in your house recently? If so, what
was that?
92. What would you like to change in your house?
93. What is the color of your front door?
94. What kind of housing would you prefer?
95. What is your dream house?
96. Do you like to keep pets in your home?
97. Are there any parks near your home?
98. What strange materials do you know of that have been used to make houses?
99. Could you build a house for yourself? How would you do it? (you cannot have a builder help
you)
100. How could you live without electricity? Could you make your own electricity? How?
101. How can houses be made more environmentally friendly?
102. Describe how you go about buying a house in your country. Can you borrow money from
a bank? Is it easy to buy and sell houses?
103. What would be important to consider when designing a city? Was your city planned?
Describe a perfect city
104. Draw/describe your dream house (money is no problem) where, materials, design,
interior, landscaping etc
105. Imagine you have arrived in a country where they don't speak your language. You have
no money or friends there. What would you do for accommodation?
106. Give some reasons why people become homeless.
107. What problems do home owners have? What can they do about them?
108. Is it better to rent or buy? Give reasons for your answer.
109. What do you think houses in the future will be like?
110. How important is security? How do you make a house secure?
111. Make a list of the 10 most important things you would look for when choosing a house to
live in.
112. Some people say houses are too much like boxes or cages. Do you agree or disagree?
Why?
113. What are the advantages and disadvantages of a home stay?
114. List alternatives to a house or apartment. (e.g. igloo)
115. What are the advantages and disadvantages of these alternatives? Which alternative
would you prefer to live in?
116. Which are the advantages and disadvantages of living in a small house/flat/apartment?
And living in a big one?
117. Do you have a nice garden at your home? Do you plant flowers and trees in your garden?
Do you help your mother/father to water those plants/flowers?
118. Do you raise fish in your home? If so, what type of fish?
119. Which do you like better, a home with a nice garden or a home without one?
120. Do you have a mini swimming pool in your home?
121. A basket ball court
122. A ping pong table?
123. Do you help to mow the lawn in your garden?