Академический Документы
Профессиональный Документы
Культура Документы
AUTOMATICALLY GENERATED
Factor of
annualization 1 1 1 #NAME?
Portfolio Quality
D12 Portfolio at risk
D13 1-30 days 0.0% 1.3% 0.4% 0.3% #NAME?
D14 31-60 days 0.0% 0.0% 0.4% 0.4% #NAME?
D15 61-90 days 0.0% 0.0% 0.4% 0.4% #NAME?
D16 91-180 days 0.0% 0.0% 0.7% 0.8% #NAME?
D17 181-365 days 0.0% 0.0% 0.6% 0.1% #NAME?
D18 + 365 days 0.0% 0.0% 1.6% 1.6% #NAME?
D19 Rescheduled (no current arrears) 3.0% 1.9% 0.9% 0.6% #NAME?
D20 Total > 1 day (PAR1-rescheduled) 0.0% 1.3% 4.0% 3.5% #NAME?
D21 Total > 30 days (PAR30-rescheduled) 0.0% 0.0% 3.6% 3.2% #NAME?
D22 Total > 30 days + rescheduled (PAR30) 3.0% 1.9% 4.5% 3.9% #NAME?
D23 Protection
D24 Loan loss reserve ratio 2.0% 2.0% 5.2% 3.2% #NAME?
D25 Risk coverage ratio (of PAR30 + rescheduled) 68% 105% 116% 82% #NAME?
D26 Provision expense ratio Previous year needed 1.7% 4.0% 1.4% #NAME?
D27 Write-Off
D28 Write-off Ratio 0.0% 0.0% 0.0% 0.0% #NAME?
D29 Portfolio at risk write-off index #DIV/0! #DIV/0! 0.0% 0.0% #NAME?
Financial Structure
D30 Earning capacity of assets
D31 Gross Loan Portfolio / Total Assets 69% 91% 68% 67% #NAME?
D32 Non-earning assets / Total Assets 21% 7% 13% 21% #NAME?
D33 Solvency
D34 Capital Adequacy 411% 258% 226% 66% #NAME?
D35 Leverage 0.2 0.4 0.4 1.5 #NAME?
D36 Working Capital 112% 77% 93% 73% #NAME?
D37 Liability Composition
D38 Total Client Deposits / Total Liabilities 93% 80% 62% 32% #NAME?
D39 Borrowed funds / Total Liabilities 0% 11% 36% 67% #NAME?
D40 ST Liabilities / Total Liabilities 100% 100% 64% 45% #NAME?
D41 Gross Loan Portfolio / Total Clients Deposits 381% 406% 357% 348% #NAME?
D42 Donated equity / Total equity 42% 39% 39% 41% #NAME?
Sustainability
D51 Return on Equity (ROE) Previous year needed 34.2% 27.0% 18.6% #NAME?
D52 Return on Equity (ROE) excluding donations Previous year needed 15.2% 9.9% 14.1% #NAME?
D53 Return on Assets (ROA) Previous year needed 25.6% 19.0% 9.0% #NAME?
D54 Return on Assets (ROA) excluding donations Previous year needed 11.4% 7.0% 6.8% #NAME?
D55 Operational self-sufficiency (OSS) 90.2% 162.3% 140.4% 145.2% #NAME?
Profitability Analysis
D56 Net Margin 212.0% 86.6% 78.3% 41.1% #NAME?
D57 Interest Margin Previous year needed 32.9% 29.6% 28.4% #NAME?
D58 Operating Margin -10.9% 38.4% 28.8% 31.2% #NAME?
D59 Net Financial Margin 89.1% 88.3% 81.5% 85.1% #NAME?
D60 Cost ratio 112.2% 56.5% 64.7% 63.4% #NAME?
D61 Cost of funds
D62 Cost of Client Deposits Previous year needed 4.9% 4.9% 4.7% #NAME?
D63 Cost of Borrowed Funds Previous year needed 49.1% 5.6% 6.1% #NAME?
D64 Funding expense ratio Previous year needed 2.4% 1.9% 3.4% #NAME?
BRS04 MFI FACTSHEET: PERFORMANCE INDICATORS
AUTOMATICALLY GENERATED
Factor of
annualization 1 1 1 #NAME?