Enabling Seamless

Transactions in a
Decentralized Economy
BY GERMAINE IFUDU. COO OF FIRST KUDI (FORMALLY
KUDI EXCHANGE)
 WHY ENABLE SEAMLESS PAYMENTS?
• There are 1.3 billion + people in Africa Today.
• About 60% of Africans today do not have access to banking services, that’s
about 800 Million People!
• Yet, $45 Billion is remitted to Africa every year.
• Remittance channels are expensive and inconsistent.
• Overall, current Payments and Banking Infrastructure is broken in much of
Africa.
• A severe lack in payments infrastructure has lead to under performing
economies in many African countries.
 We have the Solution!
Introducing FIRST KUDI & FIRST KUDI P.O.S
 1 Payment App for ALL!!

 Servicing Nigeria Now.

 Ghana Q4 2019.

 2020. Rest of W.Africa

 2021. Rest of Africa.

 What does First Kudi Do?
How has First Kudi Improved the NGN?
• Following CBN’s Cashless policy. We have improved the processes of the
Naira.
• SEND Fiat (NGN) to any phone number, INSTANTLY FREE.
• No Reversals, no games, no delays, no story.
• The Process takes 3 to 4 Clicks.
• No need to remember Bank Names, or account numbers.
• First Kudi Ties into WhatsApp for free to Notify anyone of money in the
wallet.
• Withdraw your money to any account.
 What does First Kudi Do?
How has First Kudi Improved BTC
• BUY, SELL, STORE, SEND BTC SAFELY AND SECURELY.
• SEND BTC to ANY PHONE NUMBER FREE AND INSTANTLY
• ONE OF THE LOWEST FEES IN THE INDUSTRY.
• SECURITY DESIGNED BY FORMER AMAZON, FACEBOOK AND BLOOMBERG
PROGRAMERS.
 HOW HAS FIRST KUDI IMPROVED USD?

• FIRST KUDI IS BRINGING DIGITAL USD TO THE MASSES IN NIGERIA.

• ONLY EXCHANGE WITH AN OFFICAL PARTNERSHIP WITH GEMINI USD.
• WHAT IS GEMINI USD?
• ANYONE CAN BUY or SELL ANY AMOUNT OF US DOLLARS SAFELY AND
SECURELY.
• SEND or RECEIVE US DOLLARS TO ANY PHONE NUMBER FOR FREE.
 GEMINI USD
HOW IT WORKS
 WE ARE NOT DONE YET!!
INTRODUCING FIRST KUDI P.O.S
• Built into the FIRST KUDI app is a Free P.OS FOR ALL.
• Able to Request and Receive payments in BTC, NGN, USD from anyone around the world.
• In 2018, P.O.S Transactions in Nigeria were worth 2.3 Trillion Naira.
• About 3% to 5% of all P.O.S transactions are lost due to fraud.
• This does not account for reversals, refunds, hung payment.
• That’s a whopping 1 Billion Naira gone to Fraud Alone.
• At First Kudi P.O.S we aim to solve the rampant Fraud Problem.
FIRST KUDI DEBIT CARD & QR CODE
PAYMENT FEATURE
 FIRST KUDI POS
BENEFITS OF FIRST KUDI POS
• COMPLETELY FREE, NO SETUP FEE, NO REGISTRATION FEE, FREE
• NO LIMITATIONS ON TRANSACTIONS. TRANSACT FOR AS LITTLE AS 50 NGN
• INSTANT SETTLEMENT, GET ACCESS TO YOUR MONEY IN REAL-TIME.
• SUPER LOW FEES. 0.5% IS THE FEE, BUT EVERYONE GETS 0% FOR 6 MONTHS
• NO CHARGEBACKS, NO REVERSALS. WITH BLOCKCHAIN TECHNOLOGY ITS
EITHER ALL OR NOTHING.
• MERCHANTS ARE ENROLLED IN OUR KUDI MERCHANTS PROGRAM, IN WHICH
WE DRIVE SALES OF LOCAL MERCHANTS. CURRENTLY OVER 100+ RETAIL
STORES SIGNED UP.
FRIENDS AND PARTNERS
 INVESTOR’S CORNER
• HOW TO BE A PART OF FIRST KUDI (KUDI EXCHANGE)
• FIRST KUDI WAS CREATED BY FERRUM NETWORK.
• INVEST IN FRM UTILITY TOKENS.
• EXCHANGES LISTED!
 LAST BUT NOT LEAST!!
A GIFT FOR YOU

• RAFFLE DRAWING FOR 2 LEDGER NANOS.

• RAFFLE DRAWING FOR 3 USERS WHO WILL RECEIVE $10 IN
THEIR APP.
• ALL USERS THAT DOWNLOAD THE APP WILL GET $1.50 IN
THEIR WALLET TODAY.
 SPECIAL NETWORKING DINNER

• Send $50 via Kudi Exchange App to 08165430776