Invest 50lakh INR in the initial days of the course.

Kindly submit the sheet showing your

investment of the same amount for a period of 6 months.
Note: You can split the money and invest in more than one place.

Solution:
1st saving bank account
I have invested in saving bank account of Digi Bank.

As we can see the interest table of DBS saving account. The amount between 1 lakhs to 2
lakhs can get a higher return rate of 7%, which is better than any other bank.
Invest money: INR 1, 84,000
Rate of return: 7%
Interest return after 6 months: INR 6,440
Total amount return after 6 months: INR 1, 90,440

2nd fixed deposits

I have invested in fixed deposit one-time payment of Digi Bank

Invest money: INR 10, 00,000

Rate of return: 5.75%
Interest return after 6 months: INR 28,957
Amount return after 6 months: INR 10, 28,957

I have also invested in fixed deposit with recurring payment of Digi Bank

A recurring deposit of INR 2, 00,000 has been made for a period of 6 months.
Invest recurring money: INR 2, 00,000 per month
Investment period: 6 months
Total deposit: INR 12, 00,000
Interest rate: 5.75%
Interest amount: INR 20,190
Total return amount: INR 12, 20,190

Although Future group have the best rate of return 10%*, but the scheme was offered for at
least one year period.
3rd, mutual funds
I have invested in mutual funds. But due to out breaking of COVID-19 all the small period
(6 months) mutual funds have a negative return. Anyway, I am aware that mutual funds are
not good for a short interval of time. Mutual funds have a good return for a long term period.

Axis Bluechip Fund direct plan

Invest money: INR 1, 00,000
Return rate: -13.08%
Negative interest amount: INR -6,540
Amount return after 6 months: INR 93,460
 Nippon India Gold Saving Fund
Invest money: 6, 00,000
Rate of return: 0.91%
Interest return: INR 2,730
Total amount return after 6 months: INR 6, 02,730

4th stock market

After the outbreak of COVID-19 the stock market has a great fluctuation in the price. The
company are facing hard times but if you can see the pattern and study the fluctuation you
can be able to see that some company is giving a great return for a short period. So I have
selected some stock in my portfolio.
 Reliance industries limited
As you can see in March the reliance share dropped to INR 884.05 and currently, the price is
reached to INR 1,425.80
So
Buying stock: 500
Stock price: INR 1000
Total investment: INR 5, 00,000
Selling price: INR 1,400
Total return amount: INR 7, 00,000
Total rate of return: 40%

GOLDBEES stocks
Buying stock: 15000
Stock price: INR 35
Total investment: INR 5, 25,000
Selling price: INR 41
Total return amount: INR 6, 15,000
Total rate of return: 17.15%

Future Retail Ltd stock

The future retail Ltd stocks are getting continuous upper circuit and it started from INR 63.85
and today its stock price reached to INR 102.
So
Buying stock: 2000
Stock price: INR 80
Total investment: INR 1, 60,000
Selling price: INR 100
Total return amount: INR 2, 00,000
Total rate of return: 25%
 Indusind Bank Ltd stock

Buying stock: 700

Stock price: INR 310
Total investment: INR 2, 11,000
Selling price: INR 380
Total return amount: INR 2, 66,000
Total rate of return: 26.07%

Yes Bank stock

As we all know that in the past 3 months, yes bank was continuously in news and RBI gave a
negative statement. Due to this all the customers of yes bank started withdrawal their money.
In next 3-4 days SBI, HDFC, ICICI and started investing money because the stock price
dropped to INR 16.15 and suddenly the after 2-3 week later the stock price started reaching to
peak and attend the peak value of INR 60.45.
So,
Buying stock: 20000
Stock price: INR 26
Total investment: INR 5, 20,000
Selling price: INR 47
Total return amount: INR 9, 40,000
Total rate of return: 80.77%

5th IPO
An initial public offering (IPO) refers to the process of offering shares of a private
corporation to the public in a new stock issuance. Public share issuance allows a company to
raise capital from public investors. The transition from a private to a public company can be
an important time for private investors to fully realize gains from their investment as it
typically includes share premiums for current private investors. Meanwhile, it also allows
public investors to participate in the offering. A company planning an IPO will typically
select an underwriter or underwriters. They will also choose an exchange in which the shares
will be issued and subsequently traded publicly.

IRCTC IPO
 SBI IPO
As you can see in the pictures IRCTC IPO gave the best return because it got overpriced, but
SBI IPO gave the almost zero return or coming out as a failure.