Research Methodology Div – FINANCE C

514A ROLL NO :19MBACSR20

CASE STUDY 3 NAME : SANIL JAIN
QUESTIONNAIRE

CASE STUDY 3
TITLE : Perception of Indians Towards Investment in MIP
(monthly income plan) Provided by Mutual Fund
Companies
QUESTIONAIRE FOR RESEARCH
(a) Age of the investor
18 years and below

19 to 35 years

36 to 50 years

51 to 60 years

Greater than 60 years

( b) Occupation Profile of Investor?

Government sector

Private sector

Business

Agriculture

Others .

( c) Investment Avenue preferred by the investor

Fixed deposit

Mutual funds
 Gold /Silver

NSC post office

Real estate

PPF

Others

( d) Monthly Income profile of Investor

<20000

20000-30000

30000-40000

40000-50000

50000-70000

70000 and above

(e) Awareness of Benefits of investment in mutual funds

Totally ignorant

Knowledgeable

Fully Aware

(f) Factors considered while investing in Mutual funds (In ratings 1 is lowest and 5 is the
highest)

(1) Importance of liquidity (rate according to scale)

1 2 3 4 5

(2) Importance of return (rate according to scale)

1 2 3 4 5

(3)Importance of low risk (rate according to scale)

1 2 3 4 5

(4) Company high risk (rate according to scale)

 1 2 3 4 5

(5) Reputation of the company (rate according to scale)

1 2 3 4 5

(g) Frequency of investment decision

Once in 15 days

Once in a month

Once in six months

Once in a year

Others

(h) Type of Mutual Fund scheme invested?

Diversified Fund

Large cap fund

Monthly income PI

Close ended

Open ended

Liquid Fund

(I)Which factor of mutual fund allure you most ?

Tax benefit

Regular income

Reduction in risk

Better return and safety

Diversified

(k) Awareness of MIP Plan

Yes No

(l) What is the preferred reason to invest in MIP?

 Less risk

Continues return

Consistent return

(m)MIP funds you have invested in?

HDFC MIP

Reliance MIP

Birla sunlife MIP

LIC MF MIP

Reliance MIP

OTHER
THE DATA COLLECTED THROUGH THE QUESTIONNAIRE

(a) Age profile of investors

18 years and below 9.1%

19 to 35 years 9.1%
36 to 50 years 18.2%
51 to 60 years 63.6%
61 years and above 0%

( b) Occupation Profile of Investor

Government sector 8.3%

Private sector 50%
Business 16.7%
Agriculture 0%
Others 25%

( d) Monthly Income profile of Investor

Less than 20000 0%

20001 to 30000 0%
30001 to 40000 33.33%
400001 to 50000 0%
50001 to 70000 8.3%
70001 and more than it 50%
others 8.3%

(e) Awareness of Benefits of investment in mutual funds.

Totally ignorant 0%
Some knowledge 20%
Fully Aware 80%

(f ) Factors considered while investing in Mutual funds Liquidity

1. Importance of liquidity

1(lowest) 0
2 11.8
3 41.2
 4 11.8
5(highest) 35.3

2.Importance of high risk

1(lowest) 0
2 9.1
3 36.4
4 18.2
5(highest) 36.4

3.Importance of low risk

1(lowest) 0
2 27.3
3 27.3
4 45.5
5(highest) 0

4.Importance of company reputation

1(lowest) 0
2 9.1
3 0
4 45.5
5(highest) 45.5

(g) Frequency of investment decision

15 days 10.5%
1 month 16.7%
3 months 22.6%
6 months 16.7%
1 year 28.5%
others 5%

(h) Type of Mutual Fund scheme invested

Diversified Fund 23.8

Large cap fund 19.1
Monthly income PI 14.3
Close ended 14.3
Open ended 28.6
 Liquid fund 0

.
(i)Which factor of mutual fund allure you most ?

Tax benefit 26.7

Regular income 6.7
Reduction in risk 13.3
Better return and safety 20
Diversified 33.3

(k) Awareness of MIP Plan

Yes 90%
No 10%

(l) Preferred reason to invest in MIP

Low risk 25
Continues return 25
Consistent return 50

(m) Preferred MIP Fund

HDFC MIP 33.3%

Reliance MIP 11.1%
Birla sunlife MIP 11.1%
LIC MF MIP 0%
Reliance MIP 22.2%
OTHER 22.2%