Lmov

e¨vswKs cÖwewa I bxwZ wefvM Website: www.bb.org.bd

evsjv‡`k e¨vsK
cÖavb Kvh©vjq
XvKv|

04 Avlvp 1427
weAviwcwW mvKz©jvi ‡jUvi bs-31 ZvwiL:
18 Ryb 2020
e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx
evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK|

wcÖq g‡nv`q,
e¨vsKmg~‡ni Ad‡kvi e¨vswKs Kvh©µ‡gi bxwZgvjv
Dch©y³ wel‡q weAviwcwW mvK©yjvi bs-02, ZvwiL-25 †deªæqvwi 2019 I weAviwcwW mvK©yjvi †jUvi bs-09, ZvwiL-
27 †g 2019 Gi cÖwZ Avcbv‡`i `„wó AvKl©Y Kiv hv‡”Q|
2| m~‡ÎvwjøwLZ mvK©yjvi bs-02 Gi Aby‡”Q` 6.2 G ewY©Z Juristic persons not resident in
Bangladesh-†K FY cÖ`v‡bi †ÿ‡Î †jUvi Ad †µwWU/M¨vivw›U/‣e‡`wkK gy`vª AvgvbZ Øviv Av”Qvw`Z nIqvi kZ©v‡ivc
Kiv nq| GQvov, Dc‡iv³ mvK©yjvi †jUvi bs-09 Gi Aby‡”Q` 2.3 Gi Aaxb bxwZgvjvq ms‡hvwRZ bZzb Aby‡”Q` 6.4.3
G ewY©Z Industrial enterprises resident in Bangladesh-‡K ga¨ I `xN© †gqvw` Ad‡kvi e¨vswKs FYcÖ`v‡bi
c~e©vby‡gv`‡bi Rb¨ evsjv‡`k e¨vs‡Ki e¨vswKs cÖwewa I bxwZ wefv‡M Av‡e`b Kivi Rb¨ wb‡`©kbv †`qv nq| mvK©yjvi
bs-02 Gi Aby‡”Q` 8.8 G Ad‡kvi e¨vswKs Acv‡ik‡bi Znwej Avni‡Yi †ÿ‡Î wbR¯^ Ab‡kvi Acv‡ikb n‡Z e¨vs‡Ki
‡gvU †i¸‡jUwi g~ja‡bi m‡e©v”P 20% Znwej Ad‡kvi Acv‡ik‡b ¯’vbvšÍ‡ii wb‡`©kbv i‡q‡Q| GKB mvKz©jvi Gi
Aby‡”Q` 8.11 G Cash Reserve Ratio (CRR) I Statutory Liquidity Reserve (SLR) msiÿ‡Yi †ÿ‡Î
e¨vs‡Ki †gvU Zjwe I †gqvw` `vq wnmvevq‡b Ad‡kvi e¨vswKs Gi †gvU Zjwe I †gqvw` `vq AšÍf©yw³i wb‡`©kbv cÖ`vb
Kiv nq|
3| Gÿ‡Y, e¨vs‡Ki Ad‡kvi Acv‡ik‡bi Znwej Avni‡Yi my‡hvM e„w×, •e‡`wkK gy`vª Znwe‡ji m‡e©vËg e¨envi
wbwðZ Kiv, Znwej e¨e¯’vcbv h_vh_ ivLvi gva¨‡g e¨vsK¸‡jvi Ad‡kvi e¨emvi mÿgZv e„w× Ges Ad‡kvi e¨vswKs
Kvh©µ‡gi Av‡iv myôz I mymsnZ weKv‡ki j‡ÿ¨ Ad‡kvi e¨vswKs Kvh©µ‡gi bxwZgvjvi mswkøó Aby‡”Q`mg~n wb¤œewY©Zfv‡e
cÖwZ¯’vcb Kivi wm×všÍ M„nxZ n‡q‡Q:
4| bxwZgvjvi Aby‡”Q` 6.2 wb¤œiƒcfv‡e cÖwZ¯’vwcZ n‡e:
"6.2 With juristic persons not resident in Bangladesh
Offshore banking transactions with the juristic persons not resident in Bangladesh
shall include nothing other than accepting deposits and borrowings. But with prior
permission from the Foreign Exchange Investment Department of Bangladesh
Bank, banks, as part of their offshore banking, may also make loans/advances to
the juristic persons not resident in Bangladesh provided that the full amount of
loan/advance is covered by (a) guarantee/letter of credit from a licensed bank
abroad with acceptable credit rating, and/or (b) foreign exchange brought in from
abroad and deposited in a bank in Bangladesh. However, the coverage stated in (a)
and (b) above will not be a requirement to make permissible loans/advances to
bank's own subsidiary(ies) not resident in Bangladesh."
Pjgvb cvZv/02
c~e© c„ôv n‡Z -02-

5| bxwZgvjvi Aby‡”Q` 6.4.3 wb¤œiƒcfv‡e cÖwZ¯’vwcZ n‡e:

"6.4.3 With prior permission from the Bangladesh Bank, banks, as part of their
offshore banking, may make medium/long term loans/advances to the industrial
enterprises resident in Bangladesh. Applications as per proforma (Annexure-A)
for approval of loan proposal to resident industrial enterprises from offshore
banking shall be submitted to the Foreign Exchange Investment Department
along with appropriate analysis and supporting documents.”

6| bxwZgvjvi Aby‡”Q` 8.8 wb¤œiƒcfv‡e cÖwZ¯’vwcZ n‡e:

"8.8 Source of funds for offshore banking operation shall be the deposits and
borrowings received as stated in paragraph 6. However, banks may also use funds
mobilized from their own domestic banking operation with a limit not exceeding
30% of total regulatory capital."

7| bxwZgvjvi Aby‡”Q` 8.11 wb¤œiƒcfv‡e cÖwZ¯’vwcZ n‡e:

"8.11 For offshore banking operation (OBO), banks are required to maintain minimum
2.0 (two) percent Cash Reserve Ratio (CRR) with Bangladesh Bank on bi-weekly
average basis with a provision of minimum 1.5 (one and half) percent on daily
basis of the average total demand and time liabilities (ATDTL) of OBO. For the
maintenance of Statutory Liquidity Reserve (SLR) for OBO, total demand and
time liabilities of the bank shall include the liability of OBO. For the maintenance
of CRR and SLR that entails to offshore banking, banks may use funds from
offshore banking operation and convert to BDT, if required."

8| Ad‡kvi e¨vswKs Kvh©µ‡gi CRR msµvšÍ evsjv‡`k e¨vs‡Ki 18 Ryb 2020 Zvwi‡Li
weAviwcwW(wc-3)/744(27)/2020-4086 b¤^i cÖÁvcbwU Avcbv‡`i AeMwZi Rb¨ GZ`m‡½ ms‡hvwRZ n‡jv|

9| Dc‡ivwjøwLZ Aby‡”Q` 7 G ewY©Z CRR msµvšÍ wb‡`©kbv 01 RyjvB 2020 n‡Z Kvh©Ki n‡e| Ab¨vb¨
wb‡`©kbv Awej‡¤^ Kvh©Ki n‡e|

Avcbv‡`i wek¦¯Í,
mshyw³: eY©bvbyhvqx|
mshyw³: 1 (GK) cvZv|
(‡gv: bRiæj Bmjvg)
gnve¨e¯’vcK
†dvb: 9530252|
 evsjv‡`k e¨vsK
cÖÁvcb
ZvwiL: 18 Ryb 2020 ‡gvZv‡eK 4 Avlvp 1427

bs weAviwcwW(wc-3)/744(27)/2020-4086 Bangladesh Bank Order, 1972

(President’s Order No. 127 of 1972) Gi 36(1) aviv Abymv‡i evsjv‡`‡k Kvh©iZ mKj
Zdwmwj e¨vsK (kixqvn& wfwËK e¨vsKmn) KZ…©K Zvnv‡`i †gvU Zjwe I †gqvw` `vq nB‡Z
evsjv‡`k e¨vs‡K bM` Rgv ivwLevi †h weavb iwnqv‡Q e¨vsKmg~‡ni Ad‡kvi e¨vswKs Kvh©µ‡gi
Rb¨ Dnvi cwigvb D³ Av‡`‡k cÖ`Ë ÿgZve‡j wØ-mvßvwnK Mo wfwˇZ Ad‡kvi e¨vswKs
Kvh©µ‡gi †gvU Zjwe I †gqvw` `v‡qi b~¨bZg 2.0 (`yB) kZvsk Ges •`wbK wfwˇZ b~¨bZg 1.5
(GK `kwgK cuvP) kZvs‡k wba©viY Kiv nBj|

2| GB Av‡`k 01 RyjvB 2020 ZvwiL nB‡Z Kvh©Ki nB‡e|

(Avn‡g` Rvgvj)
‡WcywU Mfb©i