UBM588: Introduction to Risk & Insurance

Name ID
Luzman Hafizuddin bin Sharuddin
Luqman Affiq bin Mohamad Yusoff
Muhammad Izzat bin Ibrahim 2018400452
Muhammad Amirul Aqiff Bin Samsul Bahri 2018466126
Mohd Nor Fitri Bin Mohd Zaidi 2018495346
Muhammad Afif Bin Yusof 2018687606

Fire Risk Assessment definition

A fire risk assessment is a process involving the systematic evaluation of the factors that
determine the hazard from fire, the likelihood that there will be a fire and the consequences if
one were to occur. There are both qualitative and quantitative methods of risk assessment that
can be used. Semi quantitative points schemes can also employ. From our experience, a basic
qualitative fire risk assessment based on PAS 79 will suffice for most situations.

The fire risk assessment process is intended to by dynamic and take into account change. Fire
risk assessments should therefore be reviewed from time to time or if there is a reason to
suspect that it is no longer valid, and, in particular, if significant changes take place, such as an
increase in the numbers of people in the building or changes to floor layouts. Fire risk
assessments should also be reviewed after a fire. We will give a suggested date for review in
our reports. A review does not necessarily involve repeating the fire risk assessment process. A
judgment on this is required based on the significance of the changes.

Skill that are required to carry out fire risk assessment

The person carrying out the fire risk assessment should be competent to do so. A competent
person may be regarded as a person with sufficient training and experience, knowledge or other
qualities, to enable him or her to carry out a defined task properly. To assure you of the
competence of our staff, it is our policy that consultants undertaking fire risk assessments are
listed on the Institution of Fire Engineers (IFE) - Register of Fire Risk Assessors and Auditors.
Persons listed on the Register must have demonstrated their competence to the IFE, and this is
based on objective criteria (including examination of a sample of fire risk assessments).
The factors that will be checked by the assessor

Although every fire risk assessment is unique, there are a list of factors that will be checked by
the fire risk assessor.

1 The building’s construction, layout, and use

2 The nature and number of occupants, including any potentially vulnerable occupants
3 Electrical equipment on the site that could be a potential source of ignition
4 Whether the building has a history of any fire loss
5 Defense against arson
6 Smoking areas as well as prevention measures that have been taken to prevent fires
caused by smoking
7 Protection against fires that are caused by lighting
8 Installed and portable heating devices that can trigger fires
9 Any fire hazards that have been introduced by outside contractors or building works
1 General housekeeping and key areas being kept clear of any combustible materials
0
1 The configuration and maintenance of escape routes
1
1 Storage arrangements for any flammable and dangerous liquids
2
1 Emergency lighting has been properly installed and is in good working order
3
1 Measures are in place for limiting fire spread
4
1 Adequate means are in place to raise the alarm in the event of a fire
5
1 Fire safety signs are in the proper locations and used correctly
6
1 Other devices, like sprinklers, are properly installed and maintained
7
1 The appropriate fire extinguishers are in the correct locations
8
1 Whether or not there is evacuation drills and fire safety training on a regular basis
9
2 Who manages the building’s fire safety and how well it is done
0
2 Proper records and documentation are being kept on fire safety measures
1
2 Correct testing procedures and maintenance are in place for fire safety systems
2
Risk Assessment on Building

Identify all fire hazards

Include:

 sources of ignition

 sources of fuel

 sources of oxygen
Identify people at risk Include:

 people in and around the

premises

 people especially at risk, eg

elderly, infirm or disabled
people
Evaluate the risk and decide if
existing fire safety measures are  Evaluate the risk of a fire
adequate — then remove, reduce and occurring
protect people from the risk wherever
possible  Evaluate the risk to people
from fire

 Remove or reduce fire

hazards

 Remove or reduce the risks to

people

Include:

 detection and warning

 fire fighting

 escape routes

 lighting

 signs and notices

 maintenance.
Record, plan, inform, instruct and  Record significant findings
train and actions taken

 Prepare an emergency plan

  Inform and instruct relevant
people and, where necessary,
co-operate and co-ordinate
with others

 Provide training
Review
 Keep the assessment under
review

 Revise it where necessary

Fire Prevention Strategies

Prevention is the most important part of any risk management strategy. By knowing the risks in
advance, organizations can save time, effort, and money. Fire risk management is no other than
prevention is key. There are many ways of fire prevention.such as,

Identify the possible causes of fire.

In an the building tere are many thing that can be the causes of the fire to start. For an
example:Cooking equipment

 Heating equipment
 Appliances
 Electrical equipment
 Smokers’ material
 Torches or welding equipment
 Hot ashes and embers
 Chemicals and other flammable liquids
 Combustible dust or residue
 Fuel

Reduction of people risk

1) Regularly inspect buildings and equipment

2) Build employee awareness and training programs

3) Designate internal safety officers

4) Report fire hazards, incidents, and near-misses