TECHNO ECONOMIC FEASIBILIYCUM

PROJECT PROFILE
ON
GARAGE UNIT
UNDER P.M.E.G.P

1. Name of the Unit & Address : M/S MAHABIR GARAGE

Add:- 12 SIRPURIA

P.o:BIRSINGHPUR

Block- NIRSA

DHANBAD

2. Constitution : Proprietary Concerned

3. Name of the Proprietor : DEEPAK KUMAR PANDEY

S/O SHYAMAL KUMAR PANDEY `

Add:- 12 SIRPURIA

P.o:BIRSINGHPUR

Block- NIRSA

DHANBAD

4. Location of the Unit : RURAL

5. Category of the proprietor : (GENERAL Group/Man)

6. Name of the Product : GARAGE

7. Date of Commencement of the unit : Proposed Unit

8. Per Capita Investment over fixed

Assets : 54,545.00
9. Capacity (Qty/Valve) : Rs. 21,00,000.00
10. Total Capital Investment
Fixed Capital : Rs. 600,000.00
Working Capital : Rs. 15,00,000.00
11. No. of shift/ day : Single Shift of 8 hrs daily
12. No. of working days : 25 working days in a month & 300
working days in a year.
13. Mobile No. :
Introduction:- GARAGE has a very good response from the market. Its demand
is well understood. This is an economically viable scheme.
Mr Deepak kumar Pandey has good experience in garage .He has working
experience since last seven years.
2) Technical know how & Process:- The proprietor has the good experience
regarding this proposed unit.
According to demand the work done with the help of and machine.
3) Location and Infrasturucture Facilities:- The proposed unit of garage
located on G.T Road sirpuria Nirsa near Dhanbad.
4. MARKET PROPECTS:- garage has a very good demand in the market. So
the market proposed is high.
5. BASIC & PRESUMPTION:-
(A) The garage will be the centre
(b) The proprietor is a Man -Person So, his own contribution will be of 10%
of the total project cost under PMEGP.
(c) As the units Loaction is a RURAL Based Area the margin money or the
subsidy will be of 25% of the total Project Cost.
(d) In the year (2009-10) being the 1st year of operation, it is estimated that
only 70% of capacity utilization can take place under this project.
(e) Raw materials, viz. etc. are available in the market and the rates are
based on the open markets.
(f) The Bank loan interests are based upon the norms and conditions of R.B.I
(g) The Labour employment is based upon fixed Assets costs of the project.
One employment (per capita employment) is Based over Rs. 1 lacs costing under
PMEGP Schems.
6. Capacity /Annually:- On doing the manufacture work of pearl coke it is
estimated Rs. 23,00,000.00 will be the annual capacity this may varies time to
prevailed demand in the market.
7) FIXED COSTS
Fixed Costs comprises of the investment upon Land, Workshed & office, plant and
machineries as well as some pre operative expenses.
a) LAND:- The promoter of the scheme has previously managed the sufficient
bare land………NIL

b) Workshed, Office:- Workshed and office also prevailed the proprietor

c) (1)Civil Construction :- (As per estimate)

(i) M/c Room, Generator room 15,000.00

(ii) Office, Workshade etc 35,000.00
(iii) B. Wall, gate etc 50,000.0
1,00,000.00
(3) Machineries and Equipments : (As per quotation)
(Rate is given with sale tax and transpertation)
(1)LEGTH MACHINE :- 3,50,000/-
2) LEGER WHEELALIGMENT :- 1, 10,000/-
3) WHEEL BALANCE 75000 /-
4) TOOL &INSTRUMENT :- 5,000
01 no. 1,90,000.00
(ii) wheel allingment16’ long 01 no. 60,000.00
3’ dia with line shaft, staring loom.
Bush & loom bracket etc complete
Fitting but without motor
(iii) Pulley bearing 3” lock socket, 01 No 30,000.00
line shaft complete fitting but without motor
(iv) Electric Motor (30H.P) 01 No 60,000.00
(v) Generator Set (40 KVA) 65,000.00
(vi) Bore well with water pump & piper etc 40,000.00
(4) Other Fixed Assets :-
(i) Installation & Foundation 30,000.00
(ii) Electrification 5000.00
(05)Office equipments & other fixures(Pre Operative expencess)
 20,000.00

Total Fixed Assets = 6,00,000.00

9.) VARIABLE COSTS/ PM
(i) Raw Materils / PMKnot volt ,engine,oil,spring , plate , clutch , carbonator
requirement =4,51,000.00 per months.
ii) Salary & Wages/ PM
Manager :- 1 self = NIL
Skilled worker – 7 @ 125/- day = 21,875.00
Semi skilled worker -3 @ 100/- days=7500 .00
Total = 29375or say 29400.00
(iii) Power & utility/ per
Electricity = 3000.00 per month.
iv) Other Expenses/ per
1. Travelling= 3000/- per
2. Packages = 500/- per
3. Telephone/mobile= 600/- per
4. Insurance = 500/- per
5. Other Miscell = 1000/- per
6. Power from dissel through generator=3000/per
Total = 8,600.00 per
10) Total Variable Cost /PM
1. Raw Material = 4,51,000.00
2. Salary & Wages = 29,400.00
3. Other Expenses = 11,600.00
Total = 5,00,000.00
11) Working capital for 3 months
5,00,000/- x 3 = 15,00,000.00
12) Total Capital Investment
Fixed Capital = 6,00,000.00
Working Capital = 15,00,000.00
Total = 21,00,000/-
13) Means of Finance under PMEGP
1. Own Contribution @ 10% (man entrepreneur/general) = 2,10,000.00
2. Margin Money/ subsidy @ 25% (being the Rural Area) = 5,25,000.00
3. Term Loan = 6,00,000.00
4. Working Capital Loan = 15,00,000.00
14) FINANCIAL ARRANGEMENT OF BANK
 1. Margin Money/ Subsidy@ 25% = 5,25,000.00
2. Bank Loan = 21,00,000.00
After 3 years, margin money will be converted into subsidy till this period it is
considered as a Part of Loan for 3 years.The depratation and other will adjust in the
year by year.
15) Working Capital Investment for a year
5,00,000/- x 12 = Rs. 60,00,000/- Annually
16) Receipt from SALE/PM
Receipt through Sale = 5,66,666 per month through different
AUTOMOBILES and other items of CAR, GEEP, SUMO,VICTA ETC
Annual Receipt = 5,66,666x 12 = Rs. 68,00,000.00
Net Profit / Annually = 68,00,000(-) 60,00,000
= 8,00,000/- Annually
17) Banking Economics
1. Bank’s Loan = Rs. 21,00,000.00
2. Margin Money = Rs. 5,25,000.00
3.Term Loan = Rs 6,00,000.00
4.cash credit = Rs 15,00,000.00
18) Interest as per RBI Rules
If taking 12% Annual rate on term loan =Rs. 72,000.00 (Annually)
If we take 13%Annual rate on cash credit =Rs 1,95,000.00(Annually)
Principal Amount @ e.m.i. Rs. 3,50,000.00 (Annually)
For 72 months
=6,17,000.00 (Annually)
19) Total Net Profit/ Annually
8,00,000.00-6,17,000.00
Total = 1,83,000.00 (Annually)
Or Rs. 15,250/- p.m.
Hence this project is technically feasible and economically viable.

.
SIGNATURE OF CANDIDATE
b) (1)Civil Construction :- (As per estimate)
(i) M/c Room, Generator room 1,50,000=00
(ii) Office, Workshade etc 3,00,000=00
(iii) B. Wall, gate etc 1,00,000=00
 5,50,000=00
(3) Machineries and Equipments : (As per quotation)
(Rate is given with sale tax and transpertation)
(1) Automatic mineral water plant
01 no. 4,50,000.00
(ii) water chamber 01 no. 1,50,000.00
with motor
(iii) ozonized chamber 01 No 1,50,000.00

(iv) automatic testing machine 01 No 1,25,000.00

(v) Generator Set (60 KVA) 1,50,000.00
(vi) Bore well with water pump & piper etc 40,000.00
(4) Other Fixed Assets :-
(i) Installation & Foundation 30,000.00
(ii) Electrification 5000.00
(05)Office equipments & other fixures(Pre Operative expencess)
1,00,000.00
Total Fixed Assets = 12,00,000.00

8) VARIABLE COSTS/ PM
(i) Raw Materials / PM =2,01,000.00 per months.

(Including all things)

ii) Salary & Wages/ PM

Manager :- 1 self = NIL

Skilled worker – 7 @ 125/- day = 21,875.00

Semi skilled worker -3 @ 100/- days=7500 .00

Total = 29375or say 29400.00

(iii) Power & utility/ per

Electricity = 3000.00 per month.

iv) Other Expenses/ per

1. Travelling= 3000/- per

2. Packages = 500/- per

3. Telephone/mobile= 600/- per

4. Insurance = 500/- per

5. Other Miscell = 1000/- per

6. Power from diesel through generator=3000/per

Total = 8,600.00 per

10) Total Variable Cost /PM

1. Raw Material = 2,01,000.00

2. Salary & Wages = 29,400.00

3. Other Expenses = 11,600.00

Total = 2,50,000.00

11) Working capital for 3 months

2,50,000/- x 3 = 7,50,000.00

12) Total Capital Investment

Fixed Capital = 17,50,000.00

Working Capital = 7,50,000.00

Total = 25,00,000/-
13) Means of Finance under PMEGP
1. Own Contribution @ 10% (man) = 2,50,.000.00

2. Margin Money/ subsidy @ 25% (being the Urban Area)= 6,25,000.00

3. Working capital Loan =7,25,000.00

4. Term Loan = 17,50,000.00

14) FINANCIAL ARRANGEMENT OF BANK

2. Bank Loan with own contribution = 25,00,000.00

After 3 years, margin money will be converted into subsidy till this period it is
considered as a Part of Loan for 3 years. The deprecation and other will adjust in
the year by year.

15) Working Capital Investment for a year

2,50,000/- x 12 = Rs. 30,00,000/- Annually

16) Receipt from SALE/PM

Receipt through Sale per month through different

.=2,84,416.00

Annual Receipt = 2,84,416x 12 = Rs. 34,13,000.00

Net Profit / Annually = 34,13,000(-) 25,00,000

= 9,13,000/- Annually

17) Banking Economics

1. Bank’s Loan = Rs. 25,00,000.00

2. Margin Money = Rs. 6,25,000.00

3.Term Loan = Rs 17,50,000.00

4.cash credit = Rs 7,25,000.00

18) Interest as per RBI Rules
If taking 12% Annual rate on term loan =Rs. 2,10,000.00 (Annually)

If we take 13%Annual rate on cash credit =Rs 94,250.00(Annually)

Principal Amount @ e.m.i. =Rs. 3,95,833.00 (Annually)

For 72 months or say = 3,96,000.00

=7,00,083.00 (Annually)

19) Total Net Profit/ Annually

9,13,000.00-7,03,000.00

Total = 2,10,000.00 (Annually)

Or Rs. 17,500/- p.m.

Hence this project is technically feasible and economically viable.

c) ANNEXTURE(1)Civil Construction :-
(As per estimate)

(i) M/c Room, Generator room 1,50,000=00

(ii) Office, Workshade etc 3,00,000=00
(iii) B. Wall, gate etc 1,00,000=00
5,50,000=00
(3) Machineries and Equipments : (As per quotation)
(Rate is given with sale tax and transpertation)
 (1) Automatic mineral water plant
01 no. 4,50,000.00
(ii) water chamber 01 no. 1,50,000.00
with motor
(iii) ozonized chamber 01 No 1,50,000.00

(iv) automatic testing machine 01 No 1,25,000.00

(v) Generator Set (60 KVA) 1,50,000.00
(vi) Bore well with water pump & piper etc 40,000.00
(4) Other Fixed Assets :-
(i) Installation & Foundation 30,000.00
(ii) Electrification 5000.00
(05)Office equipments & other fixures(Pre Operative expencess)
1,00,000.00
Total Fixed Assets = 12,00,000.00

8) VARIABLE COSTS/ PM
(i) Raw Materials / PM =2,01,000.00 per months.

(Including all things)

ii) Salary & Wages/ PM

Manager :- 1 self = NIL

Skilled worker – 7 @ 125/- day = 21,875.00

Semi skilled worker -3 @ 100/- days=7500 .00

Total = 29375or say 29400.00

(iii) Power & utility/ per

Electricity = 3000.00 per month.

iv) Other Expenses/ per

1. Travelling= 3000/- per

2. Packages = 500/- per

3. Telephone/mobile= 600/- per

4. Insurance = 500/- per

5. Other Miscell = 1000/- per

6. Power from diesel through generator=3000/per

Total = 8,600.00 per

10) Total Variable Cost /PM

1. Raw Material = 2,01,000.00

2. Salary & Wages = 29,400.00

3. Other Expenses = 11,600.00

Total = 2,50,000.00

11) Working capital for 3 months

2,50,000/- x 3 = 7,50,000.00

12) Total Capital Investment

Fixed Capital = 17,50,000.00

Working Capital = 7,50,000.00

Total = 25,00,000/-

13) Means of Finance under PMEGP

1. Own Contribution @ 10% (man) = 2,50,.000.00

2. Margin Money/ subsidy @ 25% (being the Urban Area)= 6,25,000.00

 3. Working capital Loan =7,25,000.00

4. Term Loan = 17,50,000.00

14) FINANCIAL ARRANGEMENT OF BANK

2. Bank Loan with own contribution = 25,00,000.00

After 3 years, margin money will be converted into subsidy till this period it is
considered as a Part of Loan for 3 years. The deprecation and other will adjust in
the year by year.

15) Working Capital Investment for a year

2,50,000/- x 12 = Rs. 30,00,000/- Annually

16) Receipt from SALE/PM

Receipt through Sale per month through different

.=2,84,416.00

Annual Receipt = 2,84,416x 12 = Rs. 34,13,000.00

Net Profit / Annually = 34,13,000(-) 25,00,000

= 9,13,000/- Annually

17) Banking Economics

1. Bank’s Loan = Rs. 25,00,000.00

2. Margin Money = Rs. 6,25,000.00

3.Term Loan = Rs 17,50,000.00

4.cash credit = Rs 7,25,000.00

18) Interest as per RBI Rules

If taking 12% Annual rate on term loan =Rs. 2,10,000.00 (Annually)

If we take 13%Annual rate on cash credit =Rs 94,250.00(Annually)

Principal Amount @ e.m.i. =Rs. 3,95,833.00 (Annually)

For 72 months or say = 3,96,000.00

=7,00,083.00 (Annually)

19) Total Net Profit/ Annually

9,13,000.00-7,03,000.00

Total = 2,10,000.00 (Annually)

Or Rs. 17,500/- p.m.

Hence this project is technically feasible and economically viable.

ANNEXTURE