Debt Worksheet

Fixed Obligations Variable Spending

Payment Payment
Rent Groceries
Mortgage Cigarettes
Home Equity Loan Alcohol
HOA Gas
Car Loan 1 Public Transportation
Car Loan 2 Tolls and parking
Car Loan 3 Subscriptions
Recreational Loan Baby Sitting
Boat Kids Programs
Home Insurance Babysitting
Renters Insurance Entertainment
Health Insurance Eating out
Car Insurance Personal Care Products
Life Insurance 1 Clothing
Life Insurance 2 Body Care Products
Other Insurance Dry Cleaning
Child Care Medical
Dues Lawn Care
Cable or Satellite Home Repair Maintenance
Internet Auto registration
Cell Phones Taxes 1
Child Support Taxes 2
Alimony Taxes 3
Other: Tuition
Charitable Donations
Other:

Total Income
Total Expenses 0
Discretionary Spending Total 0
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Mortgages
Lender Mortgage Mortgage Monthly Extra Interest Escrow Mortgage Current Original
Name Start Date Term Payment Principle Rate Payment Insurance Mortgage Mortgage
Payment Payment Balance Amount

0
*Including Principle, Interest, Escrows, PMI/Mortgage Insurance etc.

Loans
Account Loan Start Loan Monthly Extra Principle Interest Current Loan Original Loan
Name Date Term Payment Payment Rate Balance Amount

0
*Auto Loans, Student Loans, Personal Loans, Business Loans

Revolving Credit
Type of Credit* Current Balance Minimum Payment Extra Principle Payment Interest Rate Credit Limit

0 0
*LOC- Line of Credit, Credit Card, HELOC – Home Equity Line of Credit

Average Household Net Income

Income Source* Payment Frequency* Average Net Income Per Paycheck

*Every Week, Every Other Week, Once a Month, Twice a Month, Every Three Months, Twice a Year, Once a Year

Income
Monthly Expenses 0
Monthly Discretionary Income = (Income-Monthly Expenses) 0